Home > Zapp National Bank of St. Cloud > Net Loans and Leases
Zapp National Bank of St. Cloud, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $180,337,000 | 1,565 |
| Loan loss allowance | $2,122,000 | 1,669 |
| Total loans and leases | $182,459,000 | 1,561 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $182,459,000 | 1,563 |
| All real estate loans | $121,942,000 | 1,618 |
| Real estate loans in domestic offices | $121,942,000 | 1,618 |
| Construction and development loans | $19,623,000 | 867 |
| Commercial RE | $54,433,000 | 989 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,930,000 | 370 |
| 1-4 family residential loans | $21,956,000 | 3,945 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $158,000 | 5,858 |
| Commercial and industrial loans | $45,756,000 | 886 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $13,382,000 | 2,097 |
| Credit card loans | $2,094,000 | 843 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,288,000 | 2,281 |
| All other loans & leases | $1,221,000 | 2,173 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $118,000 | 3,146 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $1,103,000 | 610 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $163,448,000 | 1,731 |
| Loan loss allowance | $1,684,000 | 2,094 |
| Total loans and leases | $165,132,000 | 1,734 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $165,132,000 | 1,740 |
| All real estate loans | $103,539,000 | 1,891 |
| Real estate loans in domestic offices | $103,539,000 | 1,890 |
| Construction and development loans | $14,082,000 | 1,077 |
| Commercial RE | $38,562,000 | 1,347 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,666,000 | 397 |
| 1-4 family residential loans | $25,229,000 | 3,700 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $462,000 | 5,410 |
| Commercial and industrial loans | $41,363,000 | 927 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $17,429,000 | 1,749 |
| Credit card loans | $2,132,000 | 912 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,297,000 | 1,823 |
| All other loans & leases | $2,339,000 | 1,443 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $795,000 | 1,399 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $1,544,000 | 541 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $27,000 | 2,411 |
| Non 1-4 family restructured loans & leases | $27,000 | 2,411 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $161,014,000 | 1,797 |
| Loan loss allowance | $2,112,000 | 1,804 |
| Total loans and leases | $163,126,000 | 1,800 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $163,126,000 | 1,815 |
| All real estate loans | $105,575,000 | 1,870 |
| Real estate loans in domestic offices | $105,575,000 | 1,870 |
| Construction and development loans | $24,770,000 | 645 |
| Commercial RE | $46,068,000 | 1,113 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,717,000 | 753 |
| 1-4 family residential loans | $23,009,000 | 3,989 |
| Farmland loans | $11,000 | 7,766 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $287,000 | 6,008 |
| Commercial and industrial loans | $37,824,000 | 1,024 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $17,022,000 | 1,918 |
| Credit card loans | $2,039,000 | 1,057 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,983,000 | 1,966 |
| All other loans & leases | $2,418,000 | 1,492 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $876,000 | 1,389 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $1,542,000 | 545 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $12,000 | 2,931 |
| Non 1-4 family restructured loans & leases | $12,000 | 2,931 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $135,774,000 | 2,075 |
| Loan loss allowance | $1,992,000 | 1,953 |
| Total loans and leases | $137,766,000 | 2,079 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $137,766,000 | 2,089 |
| All real estate loans | $84,988,000 | 2,241 |
| Real estate loans in domestic offices | $84,988,000 | 2,241 |
| Construction and development loans | $9,082,000 | 1,469 |
| Commercial RE | $40,729,000 | 1,210 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $14,547,000 | 674 |
| 1-4 family residential loans | $20,480,000 | 4,358 |
| Farmland loans | $150,000 | 7,169 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $365,000 | 6,070 |
| Commercial and industrial loans | $34,442,000 | 1,077 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $16,049,000 | 2,021 |
| Credit card loans | $1,988,000 | 1,134 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,061,000 | 2,106 |
| All other loans & leases | $1,922,000 | 1,736 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $1,462,000 | 1,016 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $460,000 | 881 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $12,000 | 3,237 |
| Non 1-4 family restructured loans & leases | $12,000 | 3,237 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $130,547,000 | 2,121 |
| Loan loss allowance | $2,125,000 | 1,874 |
| Total loans and leases | $132,672,000 | 2,118 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $132,672,000 | 2,128 |
| All real estate loans | $82,968,000 | 2,257 |
| Real estate loans in domestic offices | $82,968,000 | 2,256 |
| Construction and development loans | $4,897,000 | 2,220 |
| Commercial RE | $42,167,000 | 1,143 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $17,599,000 | 607 |
| 1-4 family residential loans | $18,106,000 | 4,768 |
| Farmland loans | $199,000 | 7,135 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $308,000 | 6,441 |
| Commercial and industrial loans | $34,119,000 | 1,024 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $14,886,000 | 2,152 |
| Credit card loans | $1,794,000 | 1,203 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,092,000 | 2,223 |
| All other loans & leases | $391,000 | 4,495 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $30,000 | 4,916 |
| Other loans | $53,000 | 4,922 |
| Lease financing receivables | $308,000 | 1,021 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $123,853,000 | 2,160 |
| Loan loss allowance | $1,740,000 | 2,309 |
| Total loans and leases | $125,593,000 | 2,170 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $125,593,000 | 2,183 |
| All real estate loans | $82,753,000 | 2,248 |
| Real estate loans in domestic offices | $82,753,000 | 2,247 |
| Construction and development loans | $5,024,000 | 2,060 |
| Commercial RE | $40,676,000 | 1,155 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $17,637,000 | 623 |
| 1-4 family residential loans | $19,117,000 | 4,633 |
| Farmland loans | $299,000 | 6,762 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $428,000 | 6,266 |
| Commercial and industrial loans | $30,059,000 | 1,138 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $12,084,000 | 2,483 |
| Credit card loans | $1,475,000 | 1,353 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,609,000 | 2,560 |
| All other loans & leases | $269,000 | 5,376 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $30,000 | 5,249 |
| Other loans | $68,000 | 4,703 |
| Lease financing receivables | $171,000 | 1,219 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $122,068,000 | 2,260 |
| Loan loss allowance | $1,548,000 | 2,642 |
| Total loans and leases | $123,616,000 | 2,270 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $123,616,000 | 2,281 |
| All real estate loans | $79,229,000 | 2,409 |
| Real estate loans in domestic offices | $79,229,000 | 2,409 |
| Construction and development loans | $8,610,000 | 1,347 |
| Commercial RE | $33,898,000 | 1,398 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,917,000 | 656 |
| 1-4 family residential loans | $19,893,000 | 4,612 |
| Farmland loans | $911,000 | 4,608 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $242,000 | 6,945 |
| Commercial and industrial loans | $24,159,000 | 1,463 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $14,016,000 | 2,246 |
| Credit card loans | $1,295,000 | 1,487 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,721,000 | 2,263 |
| All other loans & leases | $5,970,000 | 957 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $1,039,000 | 1,541 |
| Other loans | $2,897,000 | 689 |
| Lease financing receivables | $2,034,000 | 446 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,902,000 | 776 |
| Non 1-4 family restructured loans & leases | $1,902,000 | 776 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |