Home > York State Bank > Income and Expense
York State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 3,123 |
| Total interest expense | $1,570,000 | 3,285 |
| Net interest income | $6,463,000 | 3,003 |
| Provision for loan and lease losses | $70,000 | 2,647 |
| Total noninterest income | $858,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $317,000 | 2,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,894 |
| Total noninterest expense | $3,545,000 | 3,504 |
| Salaries and employee benefits | $1,994,000 | 3,455 |
| Premises and equipment expense | $311,000 | 3,550 |
| Additional noninterest expense | $541,000 | 2,894 |
| Pre-tax net operating income | $3,706,000 | 2,266 |
| Securities gains (losses) | $7,000 | 812 |
| Applicable income taxes | $748,000 | 1,630 |
| Income before extraordinary items | $2,965,000 | 2,351 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,965,000 | 2,375 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,965,000 | 2,354 |
| Net charge-offs | $94,000 | 1,535 |
| Cash dividends | $1,200,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,959,400 | 2,370 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 3,116 |
| Total interest expense | $1,027,000 | 3,328 |
| Net interest income | $4,905,000 | 3,005 |
| Provision for loan and lease losses | $15,000 | 2,872 |
| Total noninterest income | $651,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $242,000 | 2,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 2,870 |
| Total noninterest expense | $2,668,000 | 3,483 |
| Salaries and employee benefits | $1,545,000 | 3,405 |
| Premises and equipment expense | $222,000 | 3,616 |
| Additional noninterest expense | $409,000 | 2,869 |
| Pre-tax net operating income | $2,873,000 | 2,278 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $581,000 | 1,645 |
| Income before extraordinary items | $2,296,000 | 2,340 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,296,000 | 2,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,296,000 | 2,342 |
| Net charge-offs | $3,000 | 2,411 |
| Cash dividends | $700,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,292,800 | 2,367 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,121 |
| Total interest expense | $588,000 | 3,351 |
| Net interest income | $3,302,000 | 3,016 |
| Provision for loan and lease losses | $15,000 | 2,665 |
| Total noninterest income | $442,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $159,000 | 2,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 2,809 |
| Total noninterest expense | $1,784,000 | 3,475 |
| Salaries and employee benefits | $1,046,000 | 3,396 |
| Premises and equipment expense | $146,000 | 3,623 |
| Additional noninterest expense | $283,000 | 2,803 |
| Pre-tax net operating income | $1,945,000 | 2,283 |
| Securities gains (losses) | $3,000 | 798 |
| Applicable income taxes | $393,000 | 1,661 |
| Income before extraordinary items | $1,555,000 | 2,367 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,555,000 | 2,393 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,555,000 | 2,367 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $700,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,552,600 | 2,383 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 3,144 |
| Total interest expense | $260,000 | 3,308 |
| Net interest income | $1,649,000 | 3,029 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $222,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $79,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 2,797 |
| Total noninterest expense | $881,000 | 3,535 |
| Salaries and employee benefits | $516,000 | 3,451 |
| Premises and equipment expense | $75,000 | 3,662 |
| Additional noninterest expense | $143,000 | 2,797 |
| Pre-tax net operating income | $990,000 | 2,316 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $200,000 | 1,670 |
| Income before extraordinary items | $791,000 | 2,398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $791,000 | 2,398 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $791,000 | 2,398 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $700,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $790,200 | 2,418 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 3,268 |
| Total interest expense | $358,000 | 3,588 |
| Net interest income | $5,515,000 | 3,223 |
| Provision for loan and lease losses | $105,000 | 2,195 |
| Total noninterest income | $850,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $328,000 | 2,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 3,006 |
| Total noninterest expense | $3,280,000 | 3,613 |
| Salaries and employee benefits | $1,934,000 | 3,523 |
| Premises and equipment expense | $255,000 | 3,811 |
| Additional noninterest expense | $522,000 | 3,006 |
| Pre-tax net operating income | $2,980,000 | 2,667 |
| Securities gains (losses) | $-1,000 | 3,144 |
| Applicable income taxes | $602,000 | 1,910 |
| Income before extraordinary items | $2,377,000 | 2,742 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,377,000 | 2,739 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,377,000 | 2,741 |
| Net charge-offs | $27,000 | 1,813 |
| Cash dividends | $1,100,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,377,800 | 2,769 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 3,303 |
| Total interest expense | $213,000 | 3,659 |
| Net interest income | $3,923,000 | 3,267 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $640,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $247,000 | 2,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,037 |
| Total noninterest expense | $2,411,000 | 3,617 |
| Salaries and employee benefits | $1,429,000 | 3,519 |
| Premises and equipment expense | $191,000 | 3,829 |
| Additional noninterest expense | $393,000 | 3,037 |
| Pre-tax net operating income | $2,152,000 | 2,695 |
| Securities gains (losses) | $-2,000 | 3,546 |
| Applicable income taxes | $435,000 | 1,935 |
| Income before extraordinary items | $1,715,000 | 2,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,715,000 | 2,763 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,715,000 | 2,764 |
| Net charge-offs | $6,000 | 1,967 |
| Cash dividends | $500,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,716,600 | 2,797 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 3,372 |
| Total interest expense | $128,000 | 3,710 |
| Net interest income | $2,466,000 | 3,330 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $430,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $163,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,038 |
| Total noninterest expense | $1,514,000 | 3,701 |
| Salaries and employee benefits | $885,000 | 3,641 |
| Premises and equipment expense | $125,000 | 3,866 |
| Additional noninterest expense | $504,000 | 3,641 |
| Pre-tax net operating income | $1,382,000 | 2,665 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $305,000 | 1,841 |
| Income before extraordinary items | $1,075,000 | 2,744 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,075,000 | 2,741 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,075,000 | 2,744 |
| Net charge-offs | $10,000 | 1,581 |
| Cash dividends | $500,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,076,580 | 2,775 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 3,387 |
| Total interest expense | $67,000 | 3,645 |
| Net interest income | $1,178,000 | 3,350 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $206,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $74,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 3,009 |
| Total noninterest expense | $767,000 | 3,695 |
| Salaries and employee benefits | $442,000 | 3,651 |
| Premises and equipment expense | $64,000 | 3,871 |
| Additional noninterest expense | $261,000 | 3,606 |
| Pre-tax net operating income | $617,000 | 2,687 |
| Securities gains (losses) | $-1,000 | 3,977 |
| Applicable income taxes | $137,000 | 1,860 |
| Income before extraordinary items | $479,000 | 2,791 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $479,000 | 2,789 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $479,000 | 2,791 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $479,790 | 2,821 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 3,244 |
| Total interest expense | $384,000 | 3,484 |
| Net interest income | $5,552,000 | 3,181 |
| Provision for loan and lease losses | $40,000 | 2,638 |
| Total noninterest income | $843,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $292,000 | 2,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 3,177 |
| Total noninterest expense | $3,545,000 | 3,522 |
| Salaries and employee benefits | $2,137,000 | 3,422 |
| Premises and equipment expense | $261,000 | 3,878 |
| Additional noninterest expense | $1,147,000 | 3,512 |
| Pre-tax net operating income | $2,810,000 | 2,757 |
| Securities gains (losses) | $4,000 | 1,879 |
| Applicable income taxes | $632,000 | 1,941 |
| Income before extraordinary items | $2,182,000 | 2,913 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,182,000 | 2,913 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,182,000 | 2,913 |
| Net charge-offs | $24,000 | 1,997 |
| Cash dividends | $800,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,178,840 | 2,892 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 3,238 |
| Total interest expense | $307,000 | 3,506 |
| Net interest income | $4,345,000 | 3,181 |
| Provision for loan and lease losses | $40,000 | 2,477 |
| Total noninterest income | $652,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $210,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,176 |
| Total noninterest expense | $2,744,000 | 3,508 |
| Salaries and employee benefits | $1,694,000 | 3,359 |
| Premises and equipment expense | $193,000 | 3,936 |
| Additional noninterest expense | $857,000 | 3,539 |
| Pre-tax net operating income | $2,213,000 | 2,825 |
| Securities gains (losses) | $3,000 | 1,854 |
| Applicable income taxes | $495,000 | 1,982 |
| Income before extraordinary items | $1,721,000 | 2,983 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,721,000 | 2,983 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,721,000 | 2,983 |
| Net charge-offs | $37,000 | 1,488 |
| Cash dividends | $300,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,718,630 | 2,957 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 3,329 |
| Total interest expense | $221,000 | 3,492 |
| Net interest income | $2,723,000 | 3,279 |
| Provision for loan and lease losses | $25,000 | 2,467 |
| Total noninterest income | $423,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $129,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,150 |
| Total noninterest expense | $1,758,000 | 3,581 |
| Salaries and employee benefits | $1,074,000 | 3,442 |
| Premises and equipment expense | $128,000 | 3,959 |
| Additional noninterest expense | $556,000 | 3,572 |
| Pre-tax net operating income | $1,363,000 | 2,896 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $306,000 | 2,006 |
| Income before extraordinary items | $1,060,000 | 3,064 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,060,000 | 3,062 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,060,000 | 3,064 |
| Net charge-offs | $30,000 | 1,341 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,057,630 | 3,046 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 3,433 |
| Total interest expense | $118,000 | 3,486 |
| Net interest income | $1,256,000 | 3,383 |
| Provision for loan and lease losses | $10,000 | 2,475 |
| Total noninterest income | $208,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $64,000 | 2,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,155 |
| Total noninterest expense | $889,000 | 3,550 |
| Salaries and employee benefits | $536,000 | 3,448 |
| Premises and equipment expense | $69,000 | 3,901 |
| Additional noninterest expense | $284,000 | 3,505 |
| Pre-tax net operating income | $565,000 | 3,114 |
| Securities gains (losses) | $3,000 | 1,244 |
| Applicable income taxes | $128,000 | 2,116 |
| Income before extraordinary items | $440,000 | 3,263 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $440,000 | 3,264 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $440,000 | 3,263 |
| Net charge-offs | $15,000 | 1,237 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $437,630 | 3,241 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 3,280 |
| Total interest expense | $748,000 | 3,351 |
| Net interest income | $5,354,000 | 3,234 |
| Provision for loan and lease losses | $35,000 | 4,002 |
| Total noninterest income | $766,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $297,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 3,210 |
| Total noninterest expense | $3,793,000 | 3,455 |
| Salaries and employee benefits | $2,403,000 | 3,262 |
| Premises and equipment expense | $283,000 | 3,898 |
| Additional noninterest expense | $1,107,000 | 3,559 |
| Pre-tax net operating income | $2,292,000 | 2,781 |
| Securities gains (losses) | $-1,000 | 4,658 |
| Applicable income taxes | $512,000 | 1,927 |
| Income before extraordinary items | $1,779,000 | 2,974 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,779,000 | 2,973 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,779,000 | 2,974 |
| Net charge-offs | $13,000 | 2,953 |
| Cash dividends | $650,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,779,790 | 2,923 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 3,327 |
| Total interest expense | $600,000 | 3,352 |
| Net interest income | $3,937,000 | 3,274 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $570,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $221,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,182 |
| Total noninterest expense | $2,889,000 | 3,418 |
| Salaries and employee benefits | $1,831,000 | 3,235 |
| Premises and equipment expense | $212,000 | 3,918 |
| Additional noninterest expense | $846,000 | 3,495 |
| Pre-tax net operating income | $1,618,000 | 2,857 |
| Securities gains (losses) | $-2,000 | 4,673 |
| Applicable income taxes | $398,000 | 1,879 |
| Income before extraordinary items | $1,218,000 | 3,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,218,000 | 3,109 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,218,000 | 3,110 |
| Net charge-offs | $15,000 | 2,607 |
| Cash dividends | $350,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,219,580 | 3,055 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 3,348 |
| Total interest expense | $431,000 | 3,337 |
| Net interest income | $2,619,000 | 3,301 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $363,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $134,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,168 |
| Total noninterest expense | $1,915,000 | 3,443 |
| Salaries and employee benefits | $1,234,000 | 3,235 |
| Premises and equipment expense | $143,000 | 3,897 |
| Additional noninterest expense | $538,000 | 3,595 |
| Pre-tax net operating income | $1,067,000 | 2,847 |
| Securities gains (losses) | $-2,000 | 4,677 |
| Applicable income taxes | $279,000 | 1,797 |
| Income before extraordinary items | $786,000 | 3,128 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $786,000 | 3,127 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $786,000 | 3,128 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $350,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $787,580 | 3,078 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 3,341 |
| Total interest expense | $232,000 | 3,382 |
| Net interest income | $1,310,000 | 3,281 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $194,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $76,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 2,996 |
| Total noninterest expense | $958,000 | 3,470 |
| Salaries and employee benefits | $611,000 | 3,272 |
| Premises and equipment expense | $71,000 | 3,940 |
| Additional noninterest expense | $276,000 | 3,587 |
| Pre-tax net operating income | $546,000 | 2,671 |
| Securities gains (losses) | $-3,000 | 4,730 |
| Applicable income taxes | $122,000 | 1,779 |
| Income before extraordinary items | $421,000 | 2,858 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $421,000 | 2,857 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $421,000 | 2,859 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $423,370 | 2,835 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 3,317 |
| Total interest expense | $1,039,000 | 3,251 |
| Net interest income | $5,386,000 | 3,286 |
| Provision for loan and lease losses | $81,000 | 3,082 |
| Total noninterest income | $831,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $376,000 | 2,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,128 |
| Total noninterest expense | $3,887,000 | 3,470 |
| Salaries and employee benefits | $2,477,000 | 3,253 |
| Premises and equipment expense | $264,000 | 4,076 |
| Additional noninterest expense | $1,146,000 | 3,580 |
| Pre-tax net operating income | $2,249,000 | 2,885 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $503,000 | 1,981 |
| Income before extraordinary items | $1,749,000 | 3,082 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,749,000 | 3,081 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,749,000 | 3,083 |
| Net charge-offs | $48,000 | 2,667 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,746,630 | 3,053 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 3,353 |
| Total interest expense | $788,000 | 3,265 |
| Net interest income | $4,056,000 | 3,320 |
| Provision for loan and lease losses | $61,000 | 2,986 |
| Total noninterest income | $625,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $281,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,131 |
| Total noninterest expense | $2,926,000 | 3,479 |
| Salaries and employee benefits | $1,866,000 | 3,265 |
| Premises and equipment expense | $199,000 | 4,121 |
| Additional noninterest expense | $861,000 | 3,597 |
| Pre-tax net operating income | $1,694,000 | 2,953 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $379,000 | 2,052 |
| Income before extraordinary items | $1,317,000 | 3,131 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,317,000 | 3,130 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,317,000 | 3,131 |
| Net charge-offs | $40,000 | 2,369 |
| Cash dividends | $300,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,315,420 | 3,098 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,375 |
| Total interest expense | $521,000 | 3,255 |
| Net interest income | $2,690,000 | 3,352 |
| Provision for loan and lease losses | $48,000 | 2,826 |
| Total noninterest income | $414,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $178,000 | 2,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,072 |
| Total noninterest expense | $1,961,000 | 3,498 |
| Salaries and employee benefits | $1,236,000 | 3,288 |
| Premises and equipment expense | $131,000 | 4,156 |
| Additional noninterest expense | $594,000 | 3,566 |
| Pre-tax net operating income | $1,095,000 | 2,975 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $245,000 | 2,045 |
| Income before extraordinary items | $851,000 | 3,170 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $851,000 | 3,168 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $851,000 | 3,168 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $850,210 | 3,141 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 3,425 |
| Total interest expense | $253,000 | 3,270 |
| Net interest income | $1,320,000 | 3,408 |
| Provision for loan and lease losses | $13,000 | 3,012 |
| Total noninterest income | $205,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $86,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 3,016 |
| Total noninterest expense | $999,000 | 3,501 |
| Salaries and employee benefits | $621,000 | 3,316 |
| Premises and equipment expense | $90,000 | 3,703 |
| Additional noninterest expense | $288,000 | 3,637 |
| Pre-tax net operating income | $513,000 | 3,036 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $116,000 | 2,040 |
| Income before extraordinary items | $398,000 | 3,227 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $398,000 | 3,225 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $398,000 | 3,226 |
| Net charge-offs | $16,000 | 1,795 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $397,210 | 3,216 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 3,457 |
| Total interest expense | $843,000 | 3,189 |
| Net interest income | $5,060,000 | 3,479 |
| Provision for loan and lease losses | $40,000 | 3,585 |
| Total noninterest income | $898,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $492,000 | 2,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,334 |
| Total noninterest expense | $3,934,000 | 3,523 |
| Salaries and employee benefits | $2,506,000 | 3,281 |
| Premises and equipment expense | $383,000 | 3,604 |
| Additional noninterest expense | $1,045,000 | 3,823 |
| Pre-tax net operating income | $1,984,000 | 3,160 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $438,000 | 2,091 |
| Income before extraordinary items | $1,544,000 | 3,329 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,544,000 | 3,327 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,544,000 | 3,328 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,545,580 | 3,332 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 3,496 |
| Total interest expense | $588,000 | 3,226 |
| Net interest income | $3,772,000 | 3,518 |
| Provision for loan and lease losses | $18,000 | 3,651 |
| Total noninterest income | $646,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $359,000 | 2,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,426 |
| Total noninterest expense | $2,967,000 | 3,525 |
| Salaries and employee benefits | $1,915,000 | 3,242 |
| Premises and equipment expense | $287,000 | 3,639 |
| Additional noninterest expense | $765,000 | 3,894 |
| Pre-tax net operating income | $1,433,000 | 3,255 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $312,000 | 2,204 |
| Income before extraordinary items | $1,121,000 | 3,421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,121,000 | 3,420 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,121,000 | 3,420 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $275,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,121,000 | 3,420 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 3,524 |
| Total interest expense | $359,000 | 3,286 |
| Net interest income | $2,501,000 | 3,534 |
| Provision for loan and lease losses | $10,000 | 3,554 |
| Total noninterest income | $425,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $233,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,441 |
| Total noninterest expense | $1,915,000 | 3,608 |
| Salaries and employee benefits | $1,224,000 | 3,336 |
| Premises and equipment expense | $191,000 | 3,674 |
| Additional noninterest expense | $500,000 | 3,947 |
| Pre-tax net operating income | $1,001,000 | 3,154 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $226,000 | 2,104 |
| Income before extraordinary items | $775,000 | 3,346 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $775,000 | 3,345 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $775,000 | 3,345 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $275,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $775,000 | 3,344 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 3,558 |
| Total interest expense | $166,000 | 3,367 |
| Net interest income | $1,248,000 | 3,551 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $202,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $109,000 | 2,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,442 |
| Total noninterest expense | $973,000 | 3,616 |
| Salaries and employee benefits | $640,000 | 3,289 |
| Premises and equipment expense | $96,000 | 3,716 |
| Additional noninterest expense | $237,000 | 4,063 |
| Pre-tax net operating income | $467,000 | 3,208 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $106,000 | 2,133 |
| Income before extraordinary items | $361,000 | 3,417 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $361,000 | 3,416 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $361,000 | 3,417 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $361,000 | 3,412 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,655 |
| Total interest expense | $498,000 | 3,673 |
| Net interest income | $4,797,000 | 3,610 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $919,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $442,000 | 2,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,210 |
| Total noninterest expense | $3,818,000 | 3,645 |
| Salaries and employee benefits | $2,325,000 | 3,462 |
| Premises and equipment expense | $399,000 | 3,658 |
| Additional noninterest expense | $1,094,000 | 3,855 |
| Pre-tax net operating income | $1,868,000 | 3,217 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $717,000 | 2,150 |
| Income before extraordinary items | $1,151,000 | 3,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,151,000 | 3,535 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,151,000 | 3,536 |
| Net charge-offs | $33,000 | 3,182 |
| Cash dividends | $510,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,151,000 | 3,514 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 3,705 |
| Total interest expense | $353,000 | 3,787 |
| Net interest income | $3,573,000 | 3,654 |
| Provision for loan and lease losses | $5,000 | 3,993 |
| Total noninterest income | $722,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $327,000 | 2,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,108 |
| Total noninterest expense | $2,801,000 | 3,699 |
| Salaries and employee benefits | $1,760,000 | 3,461 |
| Premises and equipment expense | $271,000 | 3,867 |
| Additional noninterest expense | $770,000 | 3,985 |
| Pre-tax net operating income | $1,489,000 | 3,193 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $517,000 | 2,038 |
| Income before extraordinary items | $972,000 | 3,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $972,000 | 3,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $972,000 | 3,597 |
| Net charge-offs | $21,000 | 2,958 |
| Cash dividends | $230,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $972,000 | 3,572 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 3,726 |
| Total interest expense | $224,000 | 3,843 |
| Net interest income | $2,364,000 | 3,673 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $509,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $214,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 2,968 |
| Total noninterest expense | $1,877,000 | 3,703 |
| Salaries and employee benefits | $1,190,000 | 3,463 |
| Premises and equipment expense | $170,000 | 4,003 |
| Additional noninterest expense | $517,000 | 3,993 |
| Pre-tax net operating income | $996,000 | 3,130 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $346,000 | 2,026 |
| Income before extraordinary items | $650,000 | 3,539 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $650,000 | 3,538 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $650,000 | 3,539 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $230,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $650,000 | 3,516 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 3,770 |
| Total interest expense | $108,000 | 3,901 |
| Net interest income | $1,167,000 | 3,716 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $279,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,758 |
| Total noninterest expense | $957,000 | 3,703 |
| Salaries and employee benefits | $597,000 | 3,500 |
| Premises and equipment expense | $87,000 | 4,004 |
| Additional noninterest expense | $273,000 | 3,905 |
| Pre-tax net operating income | $489,000 | 3,115 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $170,000 | 2,008 |
| Income before extraordinary items | $319,000 | 3,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $319,000 | 3,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $319,000 | 3,514 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $319,000 | 3,483 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 3,760 |
| Total interest expense | $420,000 | 3,936 |
| Net interest income | $4,727,000 | 3,688 |
| Provision for loan and lease losses | $23,000 | 4,013 |
| Total noninterest income | $864,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $425,000 | 2,355 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $439,000 | 3,432 |
| Total noninterest expense | $3,632,000 | 3,840 |
| Salaries and employee benefits | $2,193,000 | 3,650 |
| Premises and equipment expense | $363,000 | 3,957 |
| Additional noninterest expense | $1,076,000 | 4,037 |
| Pre-tax net operating income | $1,936,000 | 3,114 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $676,000 | 1,998 |
| Income before extraordinary items | $1,260,000 | 3,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,260,000 | 3,551 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,260,000 | 3,552 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $460,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,260,000 | 3,492 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 3,764 |
| Total interest expense | $310,000 | 3,988 |
| Net interest income | $3,563,000 | 3,698 |
| Provision for loan and lease losses | $11,000 | 3,993 |
| Total noninterest income | $626,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $324,000 | 2,328 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $302,000 | 3,566 |
| Total noninterest expense | $2,739,000 | 3,841 |
| Salaries and employee benefits | $1,655,000 | 3,636 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $810,000 | 4,057 |
| Pre-tax net operating income | $1,439,000 | 3,170 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $503,000 | 2,049 |
| Income before extraordinary items | $936,000 | 3,606 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $936,000 | 3,604 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $936,000 | 3,606 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $230,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $936,000 | 3,543 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 3,799 |
| Total interest expense | $199,000 | 4,087 |
| Net interest income | $2,365,000 | 3,722 |
| Provision for loan and lease losses | $5,000 | 3,906 |
| Total noninterest income | $404,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $217,000 | 2,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,698 |
| Total noninterest expense | $1,830,000 | 3,862 |
| Salaries and employee benefits | $1,102,000 | 3,674 |
| Premises and equipment expense | $184,000 | 3,971 |
| Additional noninterest expense | $544,000 | 4,081 |
| Pre-tax net operating income | $934,000 | 3,208 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $325,000 | 2,066 |
| Income before extraordinary items | $609,000 | 3,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $609,000 | 3,653 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $609,000 | 3,656 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $230,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $609,000 | 3,586 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,834 |
| Total interest expense | $95,000 | 4,198 |
| Net interest income | $1,169,000 | 3,756 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $202,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $107,000 | 2,312 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,625 |
| Total noninterest expense | $924,000 | 3,876 |
| Salaries and employee benefits | $554,000 | 3,686 |
| Premises and equipment expense | $93,000 | 3,976 |
| Additional noninterest expense | $277,000 | 4,041 |
| Pre-tax net operating income | $447,000 | 3,221 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $156,000 | 2,064 |
| Income before extraordinary items | $291,000 | 3,689 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $291,000 | 3,686 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $291,000 | 3,687 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $291,000 | 3,624 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 3,821 |
| Total interest expense | $368,000 | 4,310 |
| Net interest income | $4,691,000 | 3,734 |
| Provision for loan and lease losses | $43,000 | 3,715 |
| Total noninterest income | $855,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $445,000 | 2,334 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $410,000 | 3,560 |
| Total noninterest expense | $3,646,000 | 3,914 |
| Salaries and employee benefits | $2,202,000 | 3,696 |
| Premises and equipment expense | $380,000 | 4,006 |
| Additional noninterest expense | $1,064,000 | 4,177 |
| Pre-tax net operating income | $1,857,000 | 3,137 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $645,000 | 2,000 |
| Income before extraordinary items | $1,212,000 | 3,615 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,212,000 | 3,613 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,212,000 | 3,615 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,212,000 | 3,567 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 3,853 |
| Total interest expense | $275,000 | 4,372 |
| Net interest income | $3,515,000 | 3,775 |
| Provision for loan and lease losses | $43,000 | 3,430 |
| Total noninterest income | $630,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $325,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $305,000 | 3,577 |
| Total noninterest expense | $2,730,000 | 3,941 |
| Salaries and employee benefits | $1,644,000 | 3,726 |
| Premises and equipment expense | $286,000 | 4,053 |
| Additional noninterest expense | $800,000 | 4,178 |
| Pre-tax net operating income | $1,372,000 | 3,233 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $476,000 | 2,057 |
| Income before extraordinary items | $896,000 | 3,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $896,000 | 3,685 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $896,000 | 3,686 |
| Net charge-offs | $-6,000 | 5,025 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $896,000 | 3,643 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 3,868 |
| Total interest expense | $181,000 | 4,419 |
| Net interest income | $2,346,000 | 3,785 |
| Provision for loan and lease losses | $43,000 | 3,021 |
| Total noninterest income | $411,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $204,000 | 2,462 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,585 |
| Total noninterest expense | $1,814,000 | 3,986 |
| Salaries and employee benefits | $1,097,000 | 3,758 |
| Premises and equipment expense | $192,000 | 4,065 |
| Additional noninterest expense | $525,000 | 4,250 |
| Pre-tax net operating income | $900,000 | 3,259 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $312,000 | 2,094 |
| Income before extraordinary items | $588,000 | 3,698 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $588,000 | 3,699 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $588,000 | 3,700 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $588,000 | 3,636 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 3,850 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $1,195,000 | 3,745 |
| Provision for loan and lease losses | $28,000 | 2,655 |
| Total noninterest income | $199,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $103,000 | 2,425 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 3,657 |
| Total noninterest expense | $937,000 | 3,936 |
| Salaries and employee benefits | $574,000 | 3,688 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $264,000 | 4,249 |
| Pre-tax net operating income | $429,000 | 3,274 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $149,000 | 2,096 |
| Income before extraordinary items | $280,000 | 3,765 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $280,000 | 3,768 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $280,000 | 3,769 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $280,000 | 3,681 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 3,981 |
| Total interest expense | $352,000 | 4,687 |
| Net interest income | $4,601,000 | 3,861 |
| Provision for loan and lease losses | $107,000 | 3,130 |
| Total noninterest income | $902,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $492,000 | 2,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $410,000 | 3,563 |
| Total noninterest expense | $3,688,000 | 4,016 |
| Salaries and employee benefits | $2,233,000 | 3,760 |
| Premises and equipment expense | $385,000 | 4,172 |
| Additional noninterest expense | $1,070,000 | 4,306 |
| Pre-tax net operating income | $1,708,000 | 3,253 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $589,000 | 2,052 |
| Income before extraordinary items | $1,119,000 | 3,754 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,119,000 | 3,754 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,119,000 | 3,756 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,119,000 | 3,709 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,036 |
| Total interest expense | $263,000 | 4,767 |
| Net interest income | $3,425,000 | 3,903 |
| Provision for loan and lease losses | $59,000 | 3,290 |
| Total noninterest income | $686,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $373,000 | 2,308 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $313,000 | 3,569 |
| Total noninterest expense | $2,784,000 | 4,015 |
| Salaries and employee benefits | $1,702,000 | 3,734 |
| Premises and equipment expense | $286,000 | 4,246 |
| Additional noninterest expense | $796,000 | 4,345 |
| Pre-tax net operating income | $1,268,000 | 3,323 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $436,000 | 2,095 |
| Income before extraordinary items | $832,000 | 3,833 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $832,000 | 3,835 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $832,000 | 3,836 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $832,000 | 3,791 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 4,064 |
| Total interest expense | $177,000 | 4,795 |
| Net interest income | $2,266,000 | 3,928 |
| Provision for loan and lease losses | $46,000 | 3,103 |
| Total noninterest income | $474,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $250,000 | 2,266 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $224,000 | 3,463 |
| Total noninterest expense | $1,849,000 | 4,047 |
| Salaries and employee benefits | $1,150,000 | 3,716 |
| Premises and equipment expense | $184,000 | 4,355 |
| Additional noninterest expense | $515,000 | 4,433 |
| Pre-tax net operating income | $845,000 | 3,270 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $290,000 | 2,062 |
| Income before extraordinary items | $555,000 | 3,768 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $555,000 | 3,773 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $555,000 | 3,774 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $555,000 | 3,710 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 4,099 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $1,125,000 | 3,958 |
| Provision for loan and lease losses | $21,000 | 2,939 |
| Total noninterest income | $235,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $111,000 | 3,417 |
| Total noninterest expense | $943,000 | 4,038 |
| Salaries and employee benefits | $594,000 | 3,669 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $255,000 | 4,473 |
| Pre-tax net operating income | $396,000 | 3,306 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $136,000 | 2,085 |
| Income before extraordinary items | $260,000 | 3,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,796 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $260,000 | 3,796 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $260,000 | 3,747 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 4,173 |
| Total interest expense | $446,000 | 4,701 |
| Net interest income | $4,365,000 | 4,053 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $928,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $524,000 | 2,294 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $404,000 | 3,662 |
| Total noninterest expense | $3,477,000 | 4,273 |
| Salaries and employee benefits | $2,110,000 | 3,954 |
| Premises and equipment expense | $381,000 | 4,340 |
| Additional noninterest expense | $986,000 | 4,606 |
| Pre-tax net operating income | $1,726,000 | 3,135 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $594,000 | 1,977 |
| Income before extraordinary items | $1,132,000 | 3,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,132,000 | 3,664 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,132,000 | 3,665 |
| Net charge-offs | $59,000 | 4,224 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,132,000 | 3,615 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,231 |
| Total interest expense | $347,000 | 4,717 |
| Net interest income | $3,251,000 | 4,106 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $670,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $386,000 | 2,332 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $284,000 | 3,826 |
| Total noninterest expense | $2,609,000 | 4,295 |
| Salaries and employee benefits | $1,599,000 | 3,943 |
| Premises and equipment expense | $281,000 | 4,405 |
| Additional noninterest expense | $729,000 | 4,669 |
| Pre-tax net operating income | $1,302,000 | 3,196 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $447,000 | 2,027 |
| Income before extraordinary items | $855,000 | 3,697 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $855,000 | 3,700 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $855,000 | 3,701 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $855,000 | 3,632 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 4,248 |
| Total interest expense | $241,000 | 4,702 |
| Net interest income | $2,146,000 | 4,126 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $441,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $245,000 | 2,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $196,000 | 3,818 |
| Total noninterest expense | $1,746,000 | 4,299 |
| Salaries and employee benefits | $1,080,000 | 3,937 |
| Premises and equipment expense | $190,000 | 4,381 |
| Additional noninterest expense | $476,000 | 4,724 |
| Pre-tax net operating income | $831,000 | 3,265 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $285,000 | 2,072 |
| Income before extraordinary items | $546,000 | 3,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $546,000 | 3,769 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $546,000 | 3,771 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $546,000 | 3,672 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,259 |
| Total interest expense | $123,000 | 4,733 |
| Net interest income | $1,078,000 | 4,124 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $210,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,847 |
| Total noninterest expense | $895,000 | 4,271 |
| Salaries and employee benefits | $567,000 | 3,845 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $228,000 | 4,854 |
| Pre-tax net operating income | $393,000 | 3,325 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $258,000 | 3,839 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $258,000 | 3,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $258,000 | 3,841 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $258,000 | 3,730 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 4,192 |
| Total interest expense | $616,000 | 4,695 |
| Net interest income | $4,629,000 | 4,004 |
| Provision for loan and lease losses | $95,000 | 4,737 |
| Total noninterest income | $926,000 | 3,379 |
| Gross Fiduciary activities income | $11,000 | 1,117 |
| Service charges on deposit accounts | $564,000 | 2,261 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $351,000 | 3,826 |
| Total noninterest expense | $3,532,000 | 4,353 |
| Salaries and employee benefits | $2,217,000 | 3,879 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $968,000 | 4,868 |
| Pre-tax net operating income | $1,928,000 | 2,886 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $661,000 | 1,892 |
| Income before extraordinary items | $1,267,000 | 3,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,267,000 | 3,430 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,267,000 | 3,431 |
| Net charge-offs | $47,000 | 4,961 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,267,000 | 3,294 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 4,248 |
| Total interest expense | $484,000 | 4,719 |
| Net interest income | $3,484,000 | 4,055 |
| Provision for loan and lease losses | $56,000 | 4,869 |
| Total noninterest income | $707,000 | 3,397 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $421,000 | 2,294 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $278,000 | 3,788 |
| Total noninterest expense | $2,654,000 | 4,377 |
| Salaries and employee benefits | $1,679,000 | 3,847 |
| Premises and equipment expense | $261,000 | 4,696 |
| Additional noninterest expense | $714,000 | 4,948 |
| Pre-tax net operating income | $1,481,000 | 2,911 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $508,000 | 1,927 |
| Income before extraordinary items | $973,000 | 3,486 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $973,000 | 3,486 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $973,000 | 3,488 |
| Net charge-offs | $38,000 | 4,705 |
| Cash dividends | $900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $973,000 | 3,324 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,273 |
| Total interest expense | $340,000 | 4,702 |
| Net interest income | $2,309,000 | 4,088 |
| Provision for loan and lease losses | $18,000 | 5,176 |
| Total noninterest income | $471,000 | 3,351 |
| Gross Fiduciary activities income | $6,000 | 1,098 |
| Service charges on deposit accounts | $276,000 | 2,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,759 |
| Total noninterest expense | $1,769,000 | 4,408 |
| Salaries and employee benefits | $1,131,000 | 3,849 |
| Premises and equipment expense | $170,000 | 4,758 |
| Additional noninterest expense | $468,000 | 5,018 |
| Pre-tax net operating income | $993,000 | 2,857 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $653,000 | 3,474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $653,000 | 3,475 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $653,000 | 3,475 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $653,000 | 3,283 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 4,270 |
| Total interest expense | $179,000 | 4,694 |
| Net interest income | $1,166,000 | 4,090 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $200,000 | 3,646 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $130,000 | 2,402 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $880,000 | 4,448 |
| Salaries and employee benefits | $549,000 | 3,960 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $245,000 | 4,918 |
| Pre-tax net operating income | $478,000 | 2,961 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $164,000 | 1,931 |
| Income before extraordinary items | $314,000 | 3,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $314,000 | 3,560 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $314,000 | 3,560 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $400,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $314,000 | 3,390 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 4,368 |
| Total interest expense | $859,000 | 4,766 |
| Net interest income | $4,512,000 | 4,198 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $944,000 | 3,215 |
| Gross Fiduciary activities income | $22,000 | 1,022 |
| Service charges on deposit accounts | $576,000 | 2,314 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $346,000 | 3,647 |
| Total noninterest expense | $3,614,000 | 4,405 |
| Salaries and employee benefits | $2,272,000 | 3,825 |
| Premises and equipment expense | $372,000 | 4,731 |
| Additional noninterest expense | $970,000 | 4,967 |
| Pre-tax net operating income | $1,792,000 | 2,716 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $609,000 | 1,830 |
| Income before extraordinary items | $1,183,000 | 3,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 3,236 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,183,000 | 3,236 |
| Net charge-offs | $15,000 | 5,983 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,183,000 | 3,138 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,418 |
| Total interest expense | $665,000 | 4,814 |
| Net interest income | $3,361,000 | 4,239 |
| Provision for loan and lease losses | $23,000 | 5,958 |
| Total noninterest income | $712,000 | 3,226 |
| Gross Fiduciary activities income | $12,000 | 1,022 |
| Service charges on deposit accounts | $427,000 | 2,341 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $273,000 | 3,602 |
| Total noninterest expense | $2,722,000 | 4,396 |
| Salaries and employee benefits | $1,720,000 | 3,803 |
| Premises and equipment expense | $277,000 | 4,806 |
| Additional noninterest expense | $725,000 | 5,004 |
| Pre-tax net operating income | $1,328,000 | 2,808 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $450,000 | 1,823 |
| Income before extraordinary items | $878,000 | 3,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $878,000 | 3,325 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $878,000 | 3,324 |
| Net charge-offs | $16,000 | 5,628 |
| Cash dividends | $475,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $878,000 | 3,211 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 4,453 |
| Total interest expense | $449,000 | 4,886 |
| Net interest income | $2,243,000 | 4,251 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $479,000 | 3,204 |
| Gross Fiduciary activities income | $9,000 | 1,026 |
| Service charges on deposit accounts | $279,000 | 2,350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,563 |
| Total noninterest expense | $1,828,000 | 4,410 |
| Salaries and employee benefits | $1,156,000 | 3,820 |
| Premises and equipment expense | $183,000 | 4,861 |
| Additional noninterest expense | $489,000 | 5,049 |
| Pre-tax net operating income | $879,000 | 2,756 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $298,000 | 1,807 |
| Income before extraordinary items | $581,000 | 3,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $581,000 | 3,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $581,000 | 3,250 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $475,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $581,000 | 3,160 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,487 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $1,116,000 | 4,260 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $131,000 | 2,442 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $935,000 | 4,380 |
| Salaries and employee benefits | $581,000 | 3,821 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $258,000 | 4,932 |
| Pre-tax net operating income | $404,000 | 2,947 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $137,000 | 1,870 |
| Income before extraordinary items | $267,000 | 3,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $267,000 | 3,450 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $267,000 | 3,451 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $225,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $267,000 | 3,394 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 4,529 |
| Total interest expense | $1,078,000 | 5,058 |
| Net interest income | $4,484,000 | 4,254 |
| Provision for loan and lease losses | $114,000 | 5,934 |
| Total noninterest income | $1,152,000 | 2,973 |
| Gross Fiduciary activities income | $106,000 | 869 |
| Service charges on deposit accounts | $649,000 | 2,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $397,000 | 3,531 |
| Total noninterest expense | $3,838,000 | 4,328 |
| Salaries and employee benefits | $2,284,000 | 3,844 |
| Premises and equipment expense | $404,000 | 4,732 |
| Additional noninterest expense | $1,150,000 | 4,716 |
| Pre-tax net operating income | $1,684,000 | 2,545 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $562,000 | 1,772 |
| Income before extraordinary items | $1,122,000 | 3,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,122,000 | 3,017 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,122,000 | 3,020 |
| Net charge-offs | $39,000 | 6,059 |
| Cash dividends | $690,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,122,000 | 2,904 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 4,640 |
| Total interest expense | $832,000 | 5,146 |
| Net interest income | $3,306,000 | 4,355 |
| Provision for loan and lease losses | $84,000 | 5,880 |
| Total noninterest income | $890,000 | 2,952 |
| Gross Fiduciary activities income | $112,000 | 802 |
| Service charges on deposit accounts | $498,000 | 2,180 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $280,000 | 3,648 |
| Total noninterest expense | $2,877,000 | 4,341 |
| Salaries and employee benefits | $1,717,000 | 3,880 |
| Premises and equipment expense | $302,000 | 4,824 |
| Additional noninterest expense | $858,000 | 4,733 |
| Pre-tax net operating income | $1,235,000 | 2,729 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $411,000 | 1,854 |
| Income before extraordinary items | $824,000 | 3,228 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $824,000 | 3,226 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $824,000 | 3,228 |
| Net charge-offs | $114,000 | 4,780 |
| Cash dividends | $690,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $824,000 | 3,108 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 4,685 |
| Total interest expense | $573,000 | 5,179 |
| Net interest income | $2,177,000 | 4,391 |
| Provision for loan and lease losses | $49,000 | 5,897 |
| Total noninterest income | $592,000 | 2,898 |
| Gross Fiduciary activities income | $90,000 | 778 |
| Service charges on deposit accounts | $318,000 | 2,241 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,920,000 | 4,357 |
| Salaries and employee benefits | $1,148,000 | 3,895 |
| Premises and equipment expense | $198,000 | 4,896 |
| Additional noninterest expense | $574,000 | 4,710 |
| Pre-tax net operating income | $800,000 | 2,798 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $266,000 | 1,853 |
| Income before extraordinary items | $534,000 | 3,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $534,000 | 3,291 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $534,000 | 3,294 |
| Net charge-offs | $102,000 | 4,229 |
| Cash dividends | $390,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $534,000 | 3,184 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,772 |
| Total interest expense | $296,000 | 5,227 |
| Net interest income | $1,068,000 | 4,469 |
| Provision for loan and lease losses | $1,000 | 6,529 |
| Total noninterest income | $269,000 | 3,076 |
| Gross Fiduciary activities income | $39,000 | 816 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 3,675 |
| Total noninterest expense | $962,000 | 4,398 |
| Salaries and employee benefits | $574,000 | 3,947 |
| Premises and equipment expense | $99,000 | 4,976 |
| Additional noninterest expense | $289,000 | 4,699 |
| Pre-tax net operating income | $374,000 | 2,943 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $124,000 | 1,910 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $81,000 | 3,299 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 4,438 |
| Total interest expense | $1,721,000 | 4,837 |
| Net interest income | $4,673,000 | 4,113 |
| Provision for loan and lease losses | $717,000 | 4,004 |
| Total noninterest income | $1,212,000 | 2,966 |
| Gross Fiduciary activities income | $168,000 | 798 |
| Service charges on deposit accounts | $666,000 | 2,342 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $378,000 | 3,635 |
| Total noninterest expense | $3,854,000 | 4,444 |
| Salaries and employee benefits | $2,211,000 | 4,056 |
| Premises and equipment expense | $435,000 | 4,769 |
| Additional noninterest expense | $1,208,000 | 4,725 |
| Pre-tax net operating income | $1,314,000 | 2,557 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $432,000 | 1,686 |
| Income before extraordinary items | $903,000 | 2,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $903,000 | 2,940 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $903,000 | 2,941 |
| Net charge-offs | $654,000 | 3,446 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $888,720 | 2,913 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 4,495 |
| Total interest expense | $1,389,000 | 4,798 |
| Net interest income | $3,397,000 | 4,218 |
| Provision for loan and lease losses | $405,000 | 4,159 |
| Total noninterest income | $919,000 | 2,987 |
| Gross Fiduciary activities income | $136,000 | 774 |
| Service charges on deposit accounts | $504,000 | 2,339 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $279,000 | 3,732 |
| Total noninterest expense | $2,972,000 | 4,382 |
| Salaries and employee benefits | $1,737,000 | 3,952 |
| Premises and equipment expense | $329,000 | 4,788 |
| Additional noninterest expense | $906,000 | 4,700 |
| Pre-tax net operating income | $939,000 | 2,844 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $301,000 | 1,919 |
| Income before extraordinary items | $638,000 | 3,282 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $638,000 | 3,280 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $638,000 | 3,282 |
| Net charge-offs | $486,000 | 3,086 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $638,000 | 3,191 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 4,543 |
| Total interest expense | $992,000 | 4,746 |
| Net interest income | $2,191,000 | 4,316 |
| Provision for loan and lease losses | $223,000 | 4,189 |
| Total noninterest income | $604,000 | 3,034 |
| Gross Fiduciary activities income | $99,000 | 765 |
| Service charges on deposit accounts | $333,000 | 2,320 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $172,000 | 3,885 |
| Total noninterest expense | $2,029,000 | 4,345 |
| Salaries and employee benefits | $1,181,000 | 3,944 |
| Premises and equipment expense | $212,000 | 4,915 |
| Additional noninterest expense | $636,000 | 4,552 |
| Pre-tax net operating income | $543,000 | 3,177 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $170,000 | 2,134 |
| Income before extraordinary items | $373,000 | 3,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,598 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $373,000 | 3,599 |
| Net charge-offs | $323,000 | 2,851 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,000 | 3,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 4,654 |
| Total interest expense | $523,000 | 4,716 |
| Net interest income | $1,029,000 | 4,500 |
| Provision for loan and lease losses | $74,000 | 4,434 |
| Total noninterest income | $296,000 | 3,047 |
| Gross Fiduciary activities income | $48,000 | 783 |
| Service charges on deposit accounts | $161,000 | 2,315 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $971,000 | 4,391 |
| Salaries and employee benefits | $583,000 | 4,000 |
| Premises and equipment expense | $109,000 | 4,883 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $280,000 | 3,447 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $193,000 | 3,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 3,927 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $193,000 | 3,927 |
| Net charge-offs | $157,000 | 2,366 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $193,000 | 3,766 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 4,445 |
| Total interest expense | $2,789,000 | 4,458 |
| Net interest income | $4,305,000 | 4,347 |
| Provision for loan and lease losses | $591,000 | 3,539 |
| Total noninterest income | $1,367,000 | 2,803 |
| Gross Fiduciary activities income | $205,000 | 776 |
| Service charges on deposit accounts | $803,000 | 2,120 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $359,000 | 3,775 |
| Total noninterest expense | $4,046,000 | 4,197 |
| Salaries and employee benefits | $2,404,000 | 3,893 |
| Premises and equipment expense | $450,000 | 4,762 |
| Additional noninterest expense | $1,192,000 | 4,306 |
| Pre-tax net operating income | $1,035,000 | 3,697 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $294,000 | 2,429 |
| Income before extraordinary items | $741,000 | 3,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $741,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 2,465 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $741,000 | 3,978 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 4,467 |
| Total interest expense | $2,200,000 | 4,447 |
| Net interest income | $3,197,000 | 4,415 |
| Provision for loan and lease losses | $409,000 | 3,043 |
| Total noninterest income | $1,052,000 | 2,802 |
| Gross Fiduciary activities income | $162,000 | 767 |
| Service charges on deposit accounts | $598,000 | 2,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 3,731 |
| Total noninterest expense | $3,010,000 | 4,211 |
| Salaries and employee benefits | $1,845,000 | 3,848 |
| Premises and equipment expense | $320,000 | 4,928 |
| Additional noninterest expense | $845,000 | 4,407 |
| Pre-tax net operating income | $830,000 | 4,031 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $237,000 | 2,733 |
| Income before extraordinary items | $593,000 | 4,150 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $593,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,971 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $593,000 | 4,304 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 4,501 |
| Total interest expense | $1,550,000 | 4,423 |
| Net interest income | $2,085,000 | 4,467 |
| Provision for loan and lease losses | $340,000 | 2,367 |
| Total noninterest income | $685,000 | 2,890 |
| Gross Fiduciary activities income | $106,000 | 790 |
| Service charges on deposit accounts | $387,000 | 2,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $192,000 | 3,848 |
| Total noninterest expense | $2,005,000 | 4,225 |
| Salaries and employee benefits | $1,236,000 | 3,877 |
| Premises and equipment expense | $214,000 | 4,950 |
| Additional noninterest expense | $555,000 | 4,418 |
| Pre-tax net operating income | $425,000 | 4,684 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $112,000 | 3,341 |
| Income before extraordinary items | $313,000 | 4,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,437 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $313,000 | 4,868 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 4,521 |
| Total interest expense | $836,000 | 4,394 |
| Net interest income | $1,035,000 | 4,508 |
| Provision for loan and lease losses | $242,000 | 1,628 |
| Total noninterest income | $342,000 | 2,866 |
| Gross Fiduciary activities income | $56,000 | 785 |
| Service charges on deposit accounts | $185,000 | 2,224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $1,005,000 | 4,217 |
| Salaries and employee benefits | $627,000 | 3,840 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $269,000 | 4,455 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $105,000 | 5,776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 881 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,000 | 5,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 4,220 |
| Total interest expense | $4,087,000 | 3,958 |
| Net interest income | $4,335,000 | 4,395 |
| Provision for loan and lease losses | $-59,000 | 8,334 |
| Total noninterest income | $1,334,000 | 2,914 |
| Gross Fiduciary activities income | $228,000 | 776 |
| Service charges on deposit accounts | $760,000 | 2,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $346,000 | 4,001 |
| Total noninterest expense | $4,150,000 | 3,999 |
| Salaries and employee benefits | $2,565,000 | 3,645 |
| Premises and equipment expense | $479,000 | 4,496 |
| Additional noninterest expense | $1,106,000 | 4,321 |
| Pre-tax net operating income | $1,578,000 | 3,815 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $487,000 | 2,774 |
| Income before extraordinary items | $1,091,000 | 4,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,091,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,896 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,091,000 | 4,124 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 4,186 |
| Total interest expense | $3,153,000 | 3,894 |
| Net interest income | $3,299,000 | 4,377 |
| Provision for loan and lease losses | $88,000 | 4,408 |
| Total noninterest income | $996,000 | 2,927 |
| Gross Fiduciary activities income | $182,000 | 746 |
| Service charges on deposit accounts | $544,000 | 2,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 3,952 |
| Total noninterest expense | $3,023,000 | 4,070 |
| Salaries and employee benefits | $1,889,000 | 3,686 |
| Premises and equipment expense | $355,000 | 4,505 |
| Additional noninterest expense | $779,000 | 4,455 |
| Pre-tax net operating income | $1,184,000 | 3,977 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $366,000 | 2,926 |
| Income before extraordinary items | $818,000 | 4,303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $818,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,590 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $818,000 | 4,291 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 4,123 |
| Total interest expense | $2,165,000 | 3,812 |
| Net interest income | $2,253,000 | 4,343 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $655,000 | 2,958 |
| Gross Fiduciary activities income | $124,000 | 756 |
| Service charges on deposit accounts | $344,000 | 2,387 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $187,000 | 3,909 |
| Total noninterest expense | $2,023,000 | 4,097 |
| Salaries and employee benefits | $1,282,000 | 3,675 |
| Premises and equipment expense | $235,000 | 4,553 |
| Additional noninterest expense | $506,000 | 4,541 |
| Pre-tax net operating income | $821,000 | 3,963 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $256,000 | 2,933 |
| Income before extraordinary items | $565,000 | 4,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $565,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,221 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $565,000 | 4,284 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 4,085 |
| Total interest expense | $1,086,000 | 3,792 |
| Net interest income | $1,152,000 | 4,282 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $301,000 | 3,101 |
| Gross Fiduciary activities income | $58,000 | 786 |
| Service charges on deposit accounts | $155,000 | 2,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $991,000 | 4,172 |
| Salaries and employee benefits | $631,000 | 3,745 |
| Premises and equipment expense | $118,000 | 4,567 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $424,000 | 3,868 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $133,000 | 2,900 |
| Income before extraordinary items | $291,000 | 4,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $291,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $291,000 | 4,223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 3,642 |
| Total interest expense | $4,281,000 | 3,423 |
| Net interest income | $5,491,000 | 3,757 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $2,929,000 | 1,675 |
| Gross Fiduciary activities income | $254,000 | 749 |
| Service charges on deposit accounts | $710,000 | 2,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,965,000 | 1,378 |
| Total noninterest expense | $4,551,000 | 3,606 |
| Salaries and employee benefits | $2,672,000 | 3,447 |
| Premises and equipment expense | $534,000 | 4,090 |
| Additional noninterest expense | $1,345,000 | 3,597 |
| Pre-tax net operating income | $3,699,000 | 2,385 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,203,000 | 1,955 |
| Income before extraordinary items | $2,496,000 | 2,631 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,496,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,149 |
| Cash dividends | $5,500,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,496,000 | 2,611 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 3,547 |
| Total interest expense | $3,198,000 | 3,326 |
| Net interest income | $4,304,000 | 3,668 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $2,626,000 | 1,446 |
| Gross Fiduciary activities income | $201,000 | 733 |
| Service charges on deposit accounts | $542,000 | 2,318 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,883,000 | 1,146 |
| Total noninterest expense | $3,349,000 | 3,655 |
| Salaries and employee benefits | $1,989,000 | 3,461 |
| Premises and equipment expense | $396,000 | 4,134 |
| Additional noninterest expense | $964,000 | 3,712 |
| Pre-tax net operating income | $3,451,000 | 2,093 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,130,000 | 1,729 |
| Income before extraordinary items | $2,321,000 | 2,290 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,321,000 | 2,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,778 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,321,000 | 2,278 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 3,386 |
| Total interest expense | $2,163,000 | 3,188 |
| Net interest income | $3,058,000 | 3,499 |
| Provision for loan and lease losses | $86,000 | 3,640 |
| Total noninterest income | $2,261,000 | 1,199 |
| Gross Fiduciary activities income | $124,000 | 758 |
| Service charges on deposit accounts | $347,000 | 2,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,790,000 | 898 |
| Total noninterest expense | $2,339,000 | 3,531 |
| Salaries and employee benefits | $1,389,000 | 3,342 |
| Premises and equipment expense | $262,000 | 4,164 |
| Additional noninterest expense | $688,000 | 3,535 |
| Pre-tax net operating income | $2,894,000 | 1,709 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $954,000 | 1,456 |
| Income before extraordinary items | $1,940,000 | 1,882 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,940,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,643 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,940,000 | 1,863 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 3,234 |
| Total interest expense | $1,087,000 | 3,048 |
| Net interest income | $1,625,000 | 3,322 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $307,000 | 3,046 |
| Gross Fiduciary activities income | $68,000 | 750 |
| Service charges on deposit accounts | $153,000 | 2,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $1,158,000 | 3,566 |
| Salaries and employee benefits | $719,000 | 3,259 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $299,000 | 3,908 |
| Pre-tax net operating income | $729,000 | 2,897 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $232,000 | 2,389 |
| Income before extraordinary items | $497,000 | 3,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,230 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $497,000 | 3,153 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,379,000 | 3,055 |
| Total interest expense | $3,816,000 | 2,751 |
| Net interest income | $6,563,000 | 3,187 |
| Provision for loan and lease losses | $308,000 | 2,763 |
| Total noninterest income | $1,273,000 | 2,998 |
| Gross Fiduciary activities income | $290,000 | 720 |
| Service charges on deposit accounts | $632,000 | 2,552 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $351,000 | 4,016 |
| Total noninterest expense | $4,904,000 | 3,288 |
| Salaries and employee benefits | $2,901,000 | 3,064 |
| Premises and equipment expense | $642,000 | 3,452 |
| Additional noninterest expense | $1,361,000 | 3,498 |
| Pre-tax net operating income | $2,624,000 | 3,070 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $817,000 | 2,575 |
| Income before extraordinary items | $1,807,000 | 3,347 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,807,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,863 |
| Cash dividends | $1,600,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,807,000 | 3,314 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 3,064 |
| Total interest expense | $2,764,000 | 2,705 |
| Net interest income | $4,868,000 | 3,209 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $956,000 | 3,002 |
| Gross Fiduciary activities income | $210,000 | 718 |
| Service charges on deposit accounts | $470,000 | 2,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,945 |
| Total noninterest expense | $3,663,000 | 3,274 |
| Salaries and employee benefits | $2,193,000 | 2,995 |
| Premises and equipment expense | $475,000 | 3,484 |
| Additional noninterest expense | $995,000 | 3,514 |
| Pre-tax net operating income | $1,923,000 | 3,141 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $596,000 | 2,649 |
| Income before extraordinary items | $1,327,000 | 3,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,327,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,705 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,327,000 | 3,397 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 3,019 |
| Total interest expense | $1,776,000 | 2,655 |
| Net interest income | $3,248,000 | 3,192 |
| Provision for loan and lease losses | $174,000 | 2,419 |
| Total noninterest income | $619,000 | 3,023 |
| Gross Fiduciary activities income | $130,000 | 727 |
| Service charges on deposit accounts | $311,000 | 2,555 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $178,000 | 3,959 |
| Total noninterest expense | $2,423,000 | 3,276 |
| Salaries and employee benefits | $1,456,000 | 3,001 |
| Premises and equipment expense | $316,000 | 3,470 |
| Additional noninterest expense | $651,000 | 3,554 |
| Pre-tax net operating income | $1,270,000 | 3,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $392,000 | 2,647 |
| Income before extraordinary items | $878,000 | 3,419 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $878,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,830 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $878,000 | 3,369 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 3,036 |
| Total interest expense | $862,000 | 2,627 |
| Net interest income | $1,590,000 | 3,243 |
| Provision for loan and lease losses | $84,000 | 2,355 |
| Total noninterest income | $312,000 | 2,982 |
| Gross Fiduciary activities income | $68,000 | 733 |
| Service charges on deposit accounts | $151,000 | 2,549 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $1,201,000 | 3,305 |
| Salaries and employee benefits | $721,000 | 3,049 |
| Premises and equipment expense | $161,000 | 3,448 |
| Additional noninterest expense | $319,000 | 3,619 |
| Pre-tax net operating income | $617,000 | 3,166 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $427,000 | 3,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $427,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,274 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $427,000 | 3,420 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 2,924 |
| Total interest expense | $3,162,000 | 2,510 |
| Net interest income | $6,499,000 | 3,082 |
| Provision for loan and lease losses | $428,000 | 2,242 |
| Total noninterest income | $1,337,000 | 2,904 |
| Gross Fiduciary activities income | $237,000 | 752 |
| Service charges on deposit accounts | $737,000 | 2,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $363,000 | 3,893 |
| Total noninterest expense | $4,745,000 | 3,278 |
| Salaries and employee benefits | $2,767,000 | 3,070 |
| Premises and equipment expense | $610,000 | 3,488 |
| Additional noninterest expense | $1,368,000 | 3,364 |
| Pre-tax net operating income | $2,663,000 | 2,847 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $818,000 | 2,492 |
| Income before extraordinary items | $1,845,000 | 3,126 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,845,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,845,000 | 3,064 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 2,910 |
| Total interest expense | $2,342,000 | 2,494 |
| Net interest income | $4,852,000 | 3,081 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $1,012,000 | 2,900 |
| Gross Fiduciary activities income | $168,000 | 764 |
| Service charges on deposit accounts | $567,000 | 2,264 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $277,000 | 3,877 |
| Total noninterest expense | $3,449,000 | 3,331 |
| Salaries and employee benefits | $2,058,000 | 3,059 |
| Premises and equipment expense | $429,000 | 3,684 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $2,120,000 | 2,739 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $654,000 | 2,420 |
| Income before extraordinary items | $1,466,000 | 3,005 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,466,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,757 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,466,000 | 2,932 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 2,924 |
| Total interest expense | $1,548,000 | 2,503 |
| Net interest income | $3,207,000 | 3,095 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $676,000 | 2,909 |
| Gross Fiduciary activities income | $107,000 | 780 |
| Service charges on deposit accounts | $383,000 | 2,228 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 3,893 |
| Total noninterest expense | $2,281,000 | 3,382 |
| Salaries and employee benefits | $1,366,000 | 3,087 |
| Premises and equipment expense | $284,000 | 3,710 |
| Additional noninterest expense | $631,000 | 3,593 |
| Pre-tax net operating income | $1,400,000 | 2,723 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $431,000 | 2,439 |
| Income before extraordinary items | $969,000 | 3,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,694 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $969,000 | 2,934 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,939 |
| Total interest expense | $792,000 | 2,473 |
| Net interest income | $1,581,000 | 3,125 |
| Provision for loan and lease losses | $101,000 | 2,097 |
| Total noninterest income | $309,000 | 3,045 |
| Gross Fiduciary activities income | $51,000 | 796 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,146,000 | 3,354 |
| Salaries and employee benefits | $683,000 | 3,100 |
| Premises and equipment expense | $145,000 | 3,675 |
| Additional noninterest expense | $318,000 | 3,565 |
| Pre-tax net operating income | $643,000 | 2,901 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $194,000 | 2,626 |
| Income before extraordinary items | $449,000 | 3,202 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,270 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $449,000 | 3,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,008,000 | 2,820 |
| Total interest expense | $3,612,000 | 2,440 |
| Net interest income | $6,396,000 | 3,007 |
| Provision for loan and lease losses | $356,000 | 2,818 |
| Total noninterest income | $1,414,000 | 2,967 |
| Gross Fiduciary activities income | $279,000 | 725 |
| Service charges on deposit accounts | $684,000 | 2,406 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $451,000 | 3,757 |
| Total noninterest expense | $4,762,000 | 3,174 |
| Salaries and employee benefits | $2,810,000 | 2,940 |
| Premises and equipment expense | $598,000 | 3,529 |
| Additional noninterest expense | $1,354,000 | 3,372 |
| Pre-tax net operating income | $2,692,000 | 2,736 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $825,000 | 2,490 |
| Income before extraordinary items | $1,867,000 | 3,024 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,867,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 2,055 |
| Cash dividends | $1,400,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,867,000 | 2,898 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 2,859 |
| Total interest expense | $2,791,000 | 2,457 |
| Net interest income | $4,715,000 | 3,055 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $1,073,000 | 2,986 |
| Gross Fiduciary activities income | $221,000 | 715 |
| Service charges on deposit accounts | $510,000 | 2,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 3,821 |
| Total noninterest expense | $3,459,000 | 3,263 |
| Salaries and employee benefits | $2,075,000 | 2,988 |
| Premises and equipment expense | $433,000 | 3,630 |
| Additional noninterest expense | $951,000 | 3,542 |
| Pre-tax net operating income | $2,059,000 | 2,787 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $639,000 | 2,551 |
| Income before extraordinary items | $1,420,000 | 3,095 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,420,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,792 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,420,000 | 2,941 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 2,881 |
| Total interest expense | $1,913,000 | 2,476 |
| Net interest income | $3,102,000 | 3,091 |
| Provision for loan and lease losses | $178,000 | 2,759 |
| Total noninterest income | $740,000 | 2,904 |
| Gross Fiduciary activities income | $162,000 | 688 |
| Service charges on deposit accounts | $319,000 | 2,532 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $259,000 | 3,561 |
| Total noninterest expense | $2,269,000 | 3,315 |
| Salaries and employee benefits | $1,366,000 | 3,027 |
| Premises and equipment expense | $284,000 | 3,658 |
| Additional noninterest expense | $619,000 | 3,622 |
| Pre-tax net operating income | $1,395,000 | 2,749 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $435,000 | 2,527 |
| Income before extraordinary items | $960,000 | 3,060 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $960,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,691 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $960,000 | 2,900 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,891 |
| Total interest expense | $971,000 | 2,498 |
| Net interest income | $1,548,000 | 3,088 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $420,000 | 2,580 |
| Gross Fiduciary activities income | $109,000 | 617 |
| Service charges on deposit accounts | $141,000 | 2,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 2,994 |
| Total noninterest expense | $1,121,000 | 3,339 |
| Salaries and employee benefits | $669,000 | 3,072 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $313,000 | 3,536 |
| Pre-tax net operating income | $762,000 | 2,569 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $240,000 | 2,389 |
| Income before extraordinary items | $522,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,271 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $522,000 | 2,713 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 2,780 |
| Total interest expense | $4,562,000 | 2,440 |
| Net interest income | $6,382,000 | 2,980 |
| Provision for loan and lease losses | $372,000 | 2,987 |
| Total noninterest income | $1,123,000 | 3,209 |
| Gross Fiduciary activities income | $325,000 | 688 |
| Service charges on deposit accounts | $460,000 | 3,183 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 4,010 |
| Total noninterest expense | $4,667,000 | 3,111 |
| Salaries and employee benefits | $2,663,000 | 2,962 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $1,412,000 | 3,106 |
| Pre-tax net operating income | $2,466,000 | 2,909 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $768,000 | 2,670 |
| Income before extraordinary items | $1,698,000 | 3,192 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,698,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,690 |
| Cash dividends | $1,250,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,698,000 | 3,086 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,414,000 | 2,735 |
| Total interest expense | $6,415,000 | 2,495 |
| Net interest income | $5,999,000 | 2,945 |
| Provision for loan and lease losses | $481,000 | 2,270 |
| Total noninterest income | $1,251,000 | 2,845 |
| Gross Fiduciary activities income | $357,000 | 682 |
| Service charges on deposit accounts | $494,000 | 2,862 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $400,000 | 3,532 |
| Total noninterest expense | $5,227,000 | 2,716 |
| Salaries and employee benefits | $2,664,000 | 2,798 |
| Premises and equipment expense | $587,000 | 3,424 |
| Additional noninterest expense | $1,976,000 | 2,267 |
| Pre-tax net operating income | $1,542,000 | 3,783 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $678,000 | 2,731 |
| Income before extraordinary items | $943,000 | 4,440 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $943,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,734 |
| Cash dividends | $2,300,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $892,440 | 4,479 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,775,000 | 2,532 |
| Total interest expense | $7,228,000 | 2,337 |
| Net interest income | $6,547,000 | 2,717 |
| Provision for loan and lease losses | $208,000 | 3,659 |
| Total noninterest income | $1,238,000 | 2,692 |
| Gross Fiduciary activities income | $353,000 | 684 |
| Service charges on deposit accounts | $476,000 | 2,809 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $409,000 | 3,291 |
| Total noninterest expense | $5,279,000 | 2,572 |
| Salaries and employee benefits | $2,623,000 | 2,713 |
| Premises and equipment expense | $637,000 | 3,112 |
| Additional noninterest expense | $2,019,000 | 2,136 |
| Pre-tax net operating income | $2,298,000 | 2,981 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $889,000 | 2,337 |
| Income before extraordinary items | $1,413,000 | 3,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,413,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,926 |
| Cash dividends | $3,250,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,410,440 | 3,403 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,223,000 | 2,482 |
| Total interest expense | $6,679,000 | 2,209 |
| Net interest income | $6,544,000 | 2,685 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $1,104,000 | 2,882 |
| Gross Fiduciary activities income | $288,000 | 780 |
| Service charges on deposit accounts | $412,000 | 3,146 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $404,000 | 3,393 |
| Total noninterest expense | $5,104,000 | 2,642 |
| Salaries and employee benefits | $2,454,000 | 2,858 |
| Premises and equipment expense | $636,000 | 3,097 |
| Additional noninterest expense | $2,014,000 | 2,177 |
| Pre-tax net operating income | $2,319,000 | 2,975 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $870,000 | 2,454 |
| Income before extraordinary items | $1,449,000 | 3,322 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,449,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,905 |
| Cash dividends | $2,100,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,449,000 | 3,283 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,945,000 | 2,337 |
| Total interest expense | $7,495,000 | 2,032 |
| Net interest income | $6,450,000 | 2,658 |
| Provision for loan and lease losses | $238,000 | 3,151 |
| Total noninterest income | $954,000 | 3,189 |
| Gross Fiduciary activities income | $261,000 | 813 |
| Service charges on deposit accounts | $413,000 | 3,051 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $4,869,000 | 2,688 |
| Salaries and employee benefits | $2,328,000 | 2,909 |
| Premises and equipment expense | $580,000 | 3,267 |
| Additional noninterest expense | $1,961,000 | 2,145 |
| Pre-tax net operating income | $2,297,000 | 2,992 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $815,000 | 2,700 |
| Income before extraordinary items | $1,482,000 | 3,297 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,482,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,029 |
| Cash dividends | $5,500,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,482,000 | 3,209 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,810,000 | 2,369 |
| Total interest expense | $7,362,000 | 2,065 |
| Net interest income | $6,448,000 | 2,702 |
| Provision for loan and lease losses | $264,000 | 2,856 |
| Total noninterest income | $884,000 | 3,346 |
| Gross Fiduciary activities income | $195,000 | 901 |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $280,000 | 4,088 |
| Total noninterest expense | $4,819,000 | 2,657 |
| Salaries and employee benefits | $2,353,000 | 2,808 |
| Premises and equipment expense | $646,000 | 2,955 |
| Additional noninterest expense | $1,820,000 | 2,288 |
| Pre-tax net operating income | $2,249,000 | 3,192 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $751,000 | 3,075 |
| Income before extraordinary items | $1,482,000 | 3,399 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,482,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,920 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,492,560 | 3,299 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,425,000 | 2,321 |
| Total interest expense | $7,581,000 | 2,071 |
| Net interest income | $6,844,000 | 2,574 |
| Provision for loan and lease losses | $603,000 | 1,493 |
| Total noninterest income | $807,000 | 3,684 |
| Gross Fiduciary activities income | $99,000 | 1,110 |
| Service charges on deposit accounts | $403,000 | 3,318 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $305,000 | 4,034 |
| Total noninterest expense | $4,817,000 | 2,833 |
| Salaries and employee benefits | $2,481,000 | 2,721 |
| Premises and equipment expense | $647,000 | 2,983 |
| Additional noninterest expense | $1,689,000 | 2,830 |
| Pre-tax net operating income | $2,231,000 | 3,116 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $721,000 | 3,112 |
| Income before extraordinary items | $1,512,000 | 3,164 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,512,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,947 |
| Cash dividends | $6,500,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,510,640 | 3,134 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 3,156 |
| Total interest expense | $5,454,000 | 2,803 |
| Net interest income | $5,049,000 | 3,500 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $537,000 | 4,929 |
| Gross Fiduciary activities income | $39,000 | 1,328 |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $192,000 | 5,250 |
| Total noninterest expense | $3,191,000 | 4,074 |
| Salaries and employee benefits | $1,623,000 | 3,995 |
| Premises and equipment expense | $406,000 | 4,486 |
| Additional noninterest expense | $1,162,000 | 3,849 |
| Pre-tax net operating income | $2,311,000 | 3,069 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $730,000 | 3,122 |
| Income before extraordinary items | $1,582,000 | 3,095 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,582,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,827 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,581,320 | 3,066 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,933,000 | 2,781 |
| Total interest expense | $5,078,000 | 2,426 |
| Net interest income | $5,855,000 | 3,068 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $605,000 | 4,625 |
| Gross Fiduciary activities income | $69,000 | 1,255 |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $3,357,000 | 3,989 |
| Salaries and employee benefits | $1,790,000 | 3,639 |
| Premises and equipment expense | $492,000 | 3,863 |
| Additional noninterest expense | $1,075,000 | 4,430 |
| Pre-tax net operating income | $2,923,000 | 2,432 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $701,000 | 3,088 |
| Income before extraordinary items | $2,222,000 | 2,203 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,222,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $1,400,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,222,000 | 2,222 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 3,033 |
| Total interest expense | $4,705,000 | 2,737 |
| Net interest income | $5,459,000 | 3,298 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $800,000 | 3,990 |
| Gross Fiduciary activities income | $46,000 | 1,355 |
| Service charges on deposit accounts | $351,000 | 3,865 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $403,000 | 3,731 |
| Total noninterest expense | $3,418,000 | 4,001 |
| Salaries and employee benefits | $1,789,000 | 3,627 |
| Premises and equipment expense | $541,000 | 3,625 |
| Additional noninterest expense | $1,088,000 | 4,580 |
| Pre-tax net operating income | $2,801,000 | 2,452 |
| Securities gains (losses) | $185,000 | 1,780 |
| Applicable income taxes | $704,000 | 3,099 |
| Income before extraordinary items | $2,282,000 | 2,191 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,282,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $1,245,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,141,400 | 2,198 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 3,535 |
| Total interest expense | $4,823,000 | 3,424 |
| Net interest income | $5,039,000 | 3,604 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $668,000 | 4,576 |
| Gross Fiduciary activities income | $34,000 | 1,419 |
| Service charges on deposit accounts | $356,000 | 3,845 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $278,000 | 4,646 |
| Total noninterest expense | $3,093,000 | 4,394 |
| Salaries and employee benefits | $1,660,000 | 3,871 |
| Premises and equipment expense | $490,000 | 4,041 |
| Additional noninterest expense | $943,000 | 5,310 |
| Pre-tax net operating income | $2,426,000 | 2,570 |
| Securities gains (losses) | $279,000 | 1,608 |
| Applicable income taxes | $681,000 | 3,056 |
| Income before extraordinary items | $2,024,000 | 2,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,024,000 | 2,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,814,750 | 2,348 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.