Home > York State Bank > Income and Expense
York State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,025,000 | 3,027 |
| Total interest expense | $3,228,000 | 3,707 |
| Net interest income | $6,797,000 | 2,658 |
| Provision for loan and lease losses | $580,000 | 1,378 |
| Total noninterest income | $818,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $518,000 | 2,631 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $4,239,000 | 3,235 |
| Salaries and employee benefits | $1,701,000 | 3,825 |
| Premises and equipment expense | $694,000 | 2,853 |
| Additional noninterest expense | $1,844,000 | 2,763 |
| Pre-tax net operating income | $2,796,000 | 2,533 |
| Securities gains (losses) | $130,000 | 668 |
| Applicable income taxes | $1,130,000 | 1,994 |
| Income before extraordinary items | $1,796,000 | 2,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,796,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,699 |
| Cash dividends | $2,014,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,712,800 | 2,843 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 3,179 |
| Total interest expense | $3,705,000 | 3,400 |
| Net interest income | $6,016,000 | 3,020 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $903,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $521,000 | 2,674 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $382,000 | 3,867 |
| Total noninterest expense | $4,243,000 | 3,304 |
| Salaries and employee benefits | $1,695,000 | 3,832 |
| Premises and equipment expense | $652,000 | 3,069 |
| Additional noninterest expense | $1,896,000 | 2,850 |
| Pre-tax net operating income | $2,591,000 | 2,630 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $1,063,000 | 2,119 |
| Income before extraordinary items | $1,588,000 | 3,073 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,588,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $1,530,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,549,600 | 2,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 3,277 |
| Total interest expense | $4,936,000 | 3,348 |
| Net interest income | $5,747,000 | 3,198 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $1,420,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $483,000 | 2,885 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $937,000 | 2,093 |
| Total noninterest expense | $4,665,000 | 3,058 |
| Salaries and employee benefits | $1,979,000 | 3,235 |
| Premises and equipment expense | $584,000 | 3,449 |
| Additional noninterest expense | $2,102,000 | 2,681 |
| Pre-tax net operating income | $2,444,000 | 2,547 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $1,043,000 | 2,028 |
| Income before extraordinary items | $1,481,000 | 3,112 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,481,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $1,810,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,429,800 | 2,978 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.