Home > York Federal Savings and Loan Association > Income and Expense
York Federal Savings and Loan Association, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $94,677,000 | 422 |
| Total interest expense | $58,214,000 | 343 |
| Net interest income | $36,463,000 | 533 |
| Provision for loan and lease losses | $2,925,000 | 425 |
| Total noninterest income | $8,417,000 | 680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,411,000 | 73 |
| Additional Noninterest Income | $7,006,000 | 538 |
| Total noninterest expense | $28,804,000 | 561 |
| Salaries and employee benefits | $15,052,000 | 506 |
| Premises and equipment expense | $6,395,000 | 371 |
| Additional noninterest expense | $7,357,000 | 751 |
| Pre-tax net operating income | $13,151,000 | 663 |
| Securities gains (losses) | $105,000 | 724 |
| Applicable income taxes | $3,677,000 | 748 |
| Income before extraordinary items | $9,579,000 | 645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,579,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,761,000 | 490 |
| Cash dividends | $5,245,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,503,400 | 637 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $87,844,000 | 444 |
| Total interest expense | $52,624,000 | 374 |
| Net interest income | $35,220,000 | 534 |
| Provision for loan and lease losses | $3,781,000 | 392 |
| Total noninterest income | $7,020,000 | 750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,553,000 | 73 |
| Additional Noninterest Income | $4,467,000 | 706 |
| Total noninterest expense | $27,249,000 | 572 |
| Salaries and employee benefits | $13,689,000 | 538 |
| Premises and equipment expense | $5,924,000 | 382 |
| Additional noninterest expense | $7,636,000 | 715 |
| Pre-tax net operating income | $11,210,000 | 711 |
| Securities gains (losses) | $968,000 | 384 |
| Applicable income taxes | $4,150,000 | 665 |
| Income before extraordinary items | $8,028,000 | 710 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,028,000 | 710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 563 |
| Cash dividends | $1,787,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,389,120 | 731 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $89,154,000 | 436 |
| Total interest expense | $52,190,000 | 380 |
| Net interest income | $36,964,000 | 513 |
| Provision for loan and lease losses | $2,431,000 | 503 |
| Total noninterest income | $7,421,000 | 702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,093,000 | 69 |
| Additional Noninterest Income | $5,328,000 | 596 |
| Total noninterest expense | $26,426,000 | 573 |
| Salaries and employee benefits | $12,825,000 | 530 |
| Premises and equipment expense | $5,606,000 | 395 |
| Additional noninterest expense | $7,995,000 | 692 |
| Pre-tax net operating income | $15,528,000 | 559 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,705,000 | 561 |
| Income before extraordinary items | $9,823,000 | 610 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,823,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,432,000 | 626 |
| Cash dividends | $2,019,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,823,000 | 589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $84,665,000 | 484 |
| Total interest expense | $48,817,000 | 432 |
| Net interest income | $35,848,000 | 567 |
| Provision for loan and lease losses | $2,806,000 | 481 |
| Total noninterest income | $6,496,000 | 797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $701,000 | 112 |
| Additional Noninterest Income | $5,795,000 | 591 |
| Total noninterest expense | $29,873,000 | 564 |
| Salaries and employee benefits | $12,050,000 | 582 |
| Premises and equipment expense | $5,062,000 | 466 |
| Additional noninterest expense | $12,761,000 | 558 |
| Pre-tax net operating income | $9,665,000 | 811 |
| Securities gains (losses) | $289,000 | 560 |
| Applicable income taxes | $3,763,000 | 735 |
| Income before extraordinary items | $6,191,000 | 868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,191,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,725,000 | 476 |
| Cash dividends | $1,835,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,006,040 | 872 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $76,869,000 | 556 |
| Total interest expense | $43,688,000 | 497 |
| Net interest income | $33,181,000 | 618 |
| Provision for loan and lease losses | $2,300,000 | 533 |
| Total noninterest income | $5,817,000 | 865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $722,000 | 151 |
| Additional Noninterest Income | $5,095,000 | 653 |
| Total noninterest expense | $23,276,000 | 703 |
| Salaries and employee benefits | $11,651,000 | 599 |
| Premises and equipment expense | $4,572,000 | 528 |
| Additional noninterest expense | $7,053,000 | 861 |
| Pre-tax net operating income | $13,422,000 | 650 |
| Securities gains (losses) | $755,000 | 269 |
| Applicable income taxes | $5,590,000 | 572 |
| Income before extraordinary items | $8,587,000 | 682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,587,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,234,000 | 767 |
| Cash dividends | $1,590,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $8,103,800 | 705 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $63,172,000 | 569 |
| Total interest expense | $31,185,000 | 513 |
| Net interest income | $31,987,000 | 636 |
| Provision for loan and lease losses | $2,340,000 | 514 |
| Total noninterest income | $2,732,000 | 1,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,539,000 | 4,946 |
| Additional Noninterest Income | $4,271,000 | 702 |
| Total noninterest expense | $21,911,000 | 746 |
| Salaries and employee benefits | $11,442,000 | 627 |
| Premises and equipment expense | $4,453,000 | 533 |
| Additional noninterest expense | $6,016,000 | 1,013 |
| Pre-tax net operating income | $10,468,000 | 764 |
| Securities gains (losses) | $629,000 | 232 |
| Applicable income taxes | $4,326,000 | 641 |
| Income before extraordinary items | $6,771,000 | 787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,771,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,103 |
| Cash dividends | $1,997,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,368,440 | 824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $64,280,000 | 558 |
| Total interest expense | $32,245,000 | 502 |
| Net interest income | $32,035,000 | 630 |
| Provision for loan and lease losses | $2,090,000 | 784 |
| Total noninterest income | $4,428,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,597,000 | 113 |
| Additional Noninterest Income | $2,831,000 | 1,004 |
| Total noninterest expense | $23,411,000 | 737 |
| Salaries and employee benefits | $10,936,000 | 663 |
| Premises and equipment expense | $4,402,000 | 551 |
| Additional noninterest expense | $8,073,000 | 891 |
| Pre-tax net operating income | $10,962,000 | 660 |
| Securities gains (losses) | $2,042,000 | 309 |
| Applicable income taxes | $4,148,000 | 629 |
| Income before extraordinary items | $8,856,000 | 598 |
| Extraordinary gains, net | $2,286,000 | 118 |
| Net income | $11,142,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,218,000 | 539 |
| Cash dividends | $1,789,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,467,440 | 655 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $70,747,000 | 582 |
| Total interest expense | $39,970,000 | 533 |
| Net interest income | $30,777,000 | 662 |
| Provision for loan and lease losses | $2,765,000 | 893 |
| Total noninterest income | $4,534,000 | 1,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,534,000 | 723 |
| Total noninterest expense | $20,925,000 | 812 |
| Salaries and employee benefits | $9,913,000 | 707 |
| Premises and equipment expense | $3,883,000 | 644 |
| Additional noninterest expense | $7,129,000 | 997 |
| Pre-tax net operating income | $11,621,000 | 553 |
| Securities gains (losses) | $3,350,000 | 281 |
| Applicable income taxes | $6,642,000 | 379 |
| Income before extraordinary items | $8,329,000 | 569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,329,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,062,000 | 939 |
| Cash dividends | $1,658,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,185,000 | 704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.