Home > York Federal Savings and Loan Association > Net charge- offs to loans
York Federal Savings and Loan Association, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1797% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5514% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1615% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0944% | 1,324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2068% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0806% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1204% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0904% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2802% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0451% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4672% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0254% | 1,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1510% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1253% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1775% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2169% | 1,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2299% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0384% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7068% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0483% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 1,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1152% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3910% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4594% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4448% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.9243% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6989% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 5,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3059% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0352% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9234% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1508% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1983% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |