Home > Yellow Medicine County Bank > Income and Expense
Yellow Medicine County Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 6,115 |
| Total interest expense | $548,000 | 5,633 |
| Net interest income | $540,000 | 6,443 |
| Provision for loan and lease losses | $548,000 | 495 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $383,000 | 6,935 |
| Salaries and employee benefits | $247,000 | 6,549 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $82,000 | 7,439 |
| Pre-tax net operating income | $-323,000 | 8,428 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-323,000 | 8,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-323,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 394 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-323,000 | 8,445 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 6,972 |
| Total interest expense | $1,381,000 | 6,285 |
| Net interest income | $1,369,000 | 7,345 |
| Provision for loan and lease losses | $-60,000 | 8,415 |
| Total noninterest income | $154,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $108,000 | 6,042 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $998,000 | 7,713 |
| Salaries and employee benefits | $662,000 | 7,396 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $207,000 | 8,079 |
| Pre-tax net operating income | $585,000 | 6,234 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $564,000 | 5,941 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $564,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,166 |
| Cash dividends | $261,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $585,000 | 5,863 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 7,468 |
| Total interest expense | $820,000 | 6,743 |
| Net interest income | $793,000 | 7,840 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $94,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,685 |
| Total noninterest expense | $593,000 | 8,033 |
| Salaries and employee benefits | $398,000 | 7,783 |
| Premises and equipment expense | $79,000 | 7,772 |
| Additional noninterest expense | $116,000 | 8,377 |
| Pre-tax net operating income | $294,000 | 7,030 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $294,000 | 6,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $294,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $186,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $294,000 | 6,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $491,000 | 8,408 |
| Total interest expense | $256,000 | 7,906 |
| Net interest income | $235,000 | 8,562 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $179,000 | 8,656 |
| Salaries and employee benefits | $124,000 | 8,571 |
| Premises and equipment expense | $25,000 | 8,440 |
| Additional noninterest expense | $30,000 | 8,726 |
| Pre-tax net operating income | $84,000 | 7,782 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $84,000 | 7,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $84,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $186,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $84,000 | 7,658 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,817 |
| Total interest expense | $495,000 | 5,139 |
| Net interest income | $616,000 | 6,163 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $69,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $420,000 | 6,647 |
| Salaries and employee benefits | $269,000 | 6,242 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $94,000 | 7,209 |
| Pre-tax net operating income | $265,000 | 5,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $1,062,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,000 | 4,715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 5,757 |
| Total interest expense | $1,624,000 | 5,027 |
| Net interest income | $2,470,000 | 6,078 |
| Provision for loan and lease losses | $-90,000 | 8,619 |
| Total noninterest income | $341,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $162,000 | 5,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $1,672,000 | 6,606 |
| Salaries and employee benefits | $1,100,000 | 6,061 |
| Premises and equipment expense | $232,000 | 6,395 |
| Additional noninterest expense | $340,000 | 7,397 |
| Pre-tax net operating income | $1,229,000 | 4,852 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $1,233,000 | 4,281 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,233,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,160 |
| Cash dividends | $1,538,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,228,000 | 4,262 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 5,753 |
| Total interest expense | $1,146,000 | 5,056 |
| Net interest income | $1,897,000 | 6,042 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $276,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 5,160 |
| Total noninterest expense | $1,244,000 | 6,637 |
| Salaries and employee benefits | $819,000 | 6,051 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $250,000 | 7,441 |
| Pre-tax net operating income | $929,000 | 4,954 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $933,000 | 4,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $933,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,574 |
| Cash dividends | $1,538,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $928,000 | 4,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 5,728 |
| Total interest expense | $719,000 | 5,062 |
| Net interest income | $1,293,000 | 5,966 |
| Provision for loan and lease losses | $34,000 | 5,063 |
| Total noninterest income | $146,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $859,000 | 6,539 |
| Salaries and employee benefits | $558,000 | 5,992 |
| Premises and equipment expense | $122,000 | 6,241 |
| Additional noninterest expense | $179,000 | 7,305 |
| Pre-tax net operating income | $546,000 | 5,248 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $550,000 | 4,644 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $550,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,464 |
| Cash dividends | $1,373,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $545,000 | 4,620 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 5,715 |
| Total interest expense | $339,000 | 5,138 |
| Net interest income | $665,000 | 5,898 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $421,000 | 6,648 |
| Salaries and employee benefits | $270,000 | 6,135 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $92,000 | 7,317 |
| Pre-tax net operating income | $305,000 | 4,947 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $304,000 | 4,341 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $304,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $1,141,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $304,000 | 4,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 5,491 |
| Total interest expense | $1,161,000 | 5,207 |
| Net interest income | $2,925,000 | 5,490 |
| Provision for loan and lease losses | $29,000 | 6,495 |
| Total noninterest income | $355,000 | 6,055 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $186,000 | 5,256 |
| Total noninterest expense | $1,680,000 | 6,575 |
| Salaries and employee benefits | $1,066,000 | 6,078 |
| Premises and equipment expense | $230,000 | 6,406 |
| Additional noninterest expense | $384,000 | 7,218 |
| Pre-tax net operating income | $1,571,000 | 4,133 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,590,000 | 3,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,590,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,699 |
| Cash dividends | $1,783,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,570,000 | 3,446 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 5,490 |
| Total interest expense | $835,000 | 5,323 |
| Net interest income | $2,224,000 | 5,435 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $260,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $124,000 | 5,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $1,255,000 | 6,545 |
| Salaries and employee benefits | $787,000 | 6,068 |
| Premises and equipment expense | $171,000 | 6,414 |
| Additional noninterest expense | $297,000 | 7,114 |
| Pre-tax net operating income | $1,218,000 | 4,121 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $1,235,000 | 3,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,235,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $1,783,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,217,000 | 3,418 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 5,517 |
| Total interest expense | $528,000 | 5,493 |
| Net interest income | $1,493,000 | 5,426 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $202,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $849,000 | 6,552 |
| Salaries and employee benefits | $525,000 | 6,119 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $209,000 | 7,033 |
| Pre-tax net operating income | $842,000 | 3,979 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $846,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $1,612,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $841,000 | 3,298 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 5,601 |
| Total interest expense | $262,000 | 5,590 |
| Net interest income | $730,000 | 5,485 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $60,000 | 6,320 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $458,000 | 3,745 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $462,000 | 3,130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $1,254,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $457,000 | 3,037 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 5,448 |
| Total interest expense | $1,250,000 | 5,433 |
| Net interest income | $2,975,000 | 5,335 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $571,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $377,000 | 4,083 |
| Total noninterest expense | $1,718,000 | 6,492 |
| Salaries and employee benefits | $1,061,000 | 6,053 |
| Premises and equipment expense | $217,000 | 6,578 |
| Additional noninterest expense | $440,000 | 6,901 |
| Pre-tax net operating income | $1,718,000 | 3,761 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $1,727,000 | 3,205 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,727,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $559,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,717,000 | 3,079 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 5,500 |
| Total interest expense | $978,000 | 5,452 |
| Net interest income | $2,196,000 | 5,400 |
| Provision for loan and lease losses | $99,000 | 4,692 |
| Total noninterest income | $317,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $148,000 | 5,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,111 |
| Total noninterest expense | $1,269,000 | 6,523 |
| Salaries and employee benefits | $797,000 | 6,018 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $312,000 | 7,029 |
| Pre-tax net operating income | $1,145,000 | 4,215 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,154,000 | 3,607 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,154,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,349 |
| Cash dividends | $559,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,144,000 | 3,454 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 5,519 |
| Total interest expense | $690,000 | 5,389 |
| Net interest income | $1,447,000 | 5,444 |
| Provision for loan and lease losses | $67,000 | 4,579 |
| Total noninterest income | $217,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $870,000 | 6,440 |
| Salaries and employee benefits | $531,000 | 6,040 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $231,000 | 6,761 |
| Pre-tax net operating income | $727,000 | 4,327 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $735,000 | 3,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $735,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,750 |
| Cash dividends | $389,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $726,000 | 3,572 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,530 |
| Total interest expense | $366,000 | 5,306 |
| Net interest income | $708,000 | 5,519 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $400,000 | 6,715 |
| Salaries and employee benefits | $255,000 | 6,183 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $387,000 | 4,110 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $387,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 686 |
| Cash dividends | $86,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $386,000 | 3,372 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 5,098 |
| Total interest expense | $1,799,000 | 5,154 |
| Net interest income | $3,323,000 | 4,935 |
| Provision for loan and lease losses | $1,334,000 | 1,036 |
| Total noninterest income | $319,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $159,000 | 5,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $1,734,000 | 6,385 |
| Salaries and employee benefits | $1,109,000 | 5,778 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $417,000 | 7,027 |
| Pre-tax net operating income | $574,000 | 6,506 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $672,000 | 5,653 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $672,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,114,000 | 865 |
| Cash dividends | $984,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $573,000 | 5,940 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 4,574 |
| Total interest expense | $3,136,000 | 4,569 |
| Net interest income | $3,554,000 | 4,508 |
| Provision for loan and lease losses | $303,000 | 3,175 |
| Total noninterest income | $312,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $166,000 | 5,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $146,000 | 5,594 |
| Total noninterest expense | $1,639,000 | 6,489 |
| Salaries and employee benefits | $1,089,000 | 5,683 |
| Premises and equipment expense | $214,000 | 6,589 |
| Additional noninterest expense | $336,000 | 7,601 |
| Pre-tax net operating income | $1,924,000 | 3,268 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $1,907,000 | 2,647 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,907,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,608 |
| Cash dividends | $2,193,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,901,060 | 2,573 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 4,407 |
| Total interest expense | $3,815,000 | 4,134 |
| Net interest income | $3,537,000 | 4,576 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $310,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $1,630,000 | 6,416 |
| Salaries and employee benefits | $1,075,000 | 5,639 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $2,125,000 | 3,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $203,000 | 5,351 |
| Income before extraordinary items | $1,922,000 | 2,658 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,922,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $1,695,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,922,000 | 2,653 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,636 |
| Total interest expense | $3,137,000 | 4,434 |
| Net interest income | $3,425,000 | 4,713 |
| Provision for loan and lease losses | $173,000 | 3,934 |
| Total noninterest income | $501,000 | 4,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,759 |
| Total noninterest expense | $1,637,000 | 6,447 |
| Salaries and employee benefits | $994,000 | 5,908 |
| Premises and equipment expense | $191,000 | 6,951 |
| Additional noninterest expense | $452,000 | 6,889 |
| Pre-tax net operating income | $2,116,000 | 3,190 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $2,055,000 | 2,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,055,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $1,457,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,048,210 | 2,496 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 4,916 |
| Total interest expense | $3,171,000 | 4,513 |
| Net interest income | $2,971,000 | 5,161 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $297,000 | 6,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,861 |
| Total noninterest expense | $1,414,000 | 6,924 |
| Salaries and employee benefits | $884,000 | 6,282 |
| Premises and equipment expense | $213,000 | 6,524 |
| Additional noninterest expense | $317,000 | 7,969 |
| Pre-tax net operating income | $1,745,000 | 3,724 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $179,000 | 6,436 |
| Income before extraordinary items | $1,567,000 | 3,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,567,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,884 |
| Cash dividends | $1,275,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,566,100 | 3,052 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 5,346 |
| Total interest expense | $2,830,000 | 4,952 |
| Net interest income | $2,754,000 | 5,663 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $237,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,262,000 | 7,470 |
| Salaries and employee benefits | $826,000 | 6,652 |
| Premises and equipment expense | $192,000 | 6,989 |
| Additional noninterest expense | $244,000 | 8,915 |
| Pre-tax net operating income | $1,675,000 | 4,079 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $520,000 | 4,096 |
| Income before extraordinary items | $1,165,000 | 4,157 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,165,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $695,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,158,100 | 4,117 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 5,919 |
| Total interest expense | $2,617,000 | 5,336 |
| Net interest income | $2,395,000 | 6,390 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $1,156,000 | 8,128 |
| Salaries and employee benefits | $737,000 | 7,324 |
| Premises and equipment expense | $189,000 | 7,240 |
| Additional noninterest expense | $230,000 | 9,603 |
| Pre-tax net operating income | $1,421,000 | 4,527 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $411,000 | 4,815 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,014,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $555,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,011,160 | 4,402 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 7,058 |
| Total interest expense | $2,137,000 | 6,196 |
| Net interest income | $1,808,000 | 7,744 |
| Provision for loan and lease losses | $29,000 | 7,212 |
| Total noninterest income | $200,000 | 8,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $982,000 | 9,032 |
| Salaries and employee benefits | $577,000 | 8,514 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $240,000 | 9,934 |
| Pre-tax net operating income | $997,000 | 6,016 |
| Securities gains (losses) | $46,000 | 1,362 |
| Applicable income taxes | $305,000 | 5,940 |
| Income before extraordinary items | $738,000 | 5,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $738,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $515,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $1,204,000 | 274 |
| Net operating income | $705,340 | 5,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 7,995 |
| Total interest expense | $1,327,000 | 7,465 |
| Net interest income | $1,695,000 | 8,324 |
| Provision for loan and lease losses | $98,000 | 4,627 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $892,000 | 9,805 |
| Salaries and employee benefits | $495,000 | 9,435 |
| Premises and equipment expense | $151,000 | 8,529 |
| Additional noninterest expense | $246,000 | 10,570 |
| Pre-tax net operating income | $903,000 | 6,385 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $649,000 | 6,228 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $649,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $649,000 | 6,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 8,521 |
| Total interest expense | $1,265,000 | 8,016 |
| Net interest income | $1,621,000 | 8,740 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $992,000 | 9,763 |
| Salaries and employee benefits | $464,000 | 9,995 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $380,000 | 9,477 |
| Pre-tax net operating income | $789,000 | 6,872 |
| Securities gains (losses) | $144,000 | 2,022 |
| Applicable income taxes | $279,000 | 6,349 |
| Income before extraordinary items | $654,000 | 6,399 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $654,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $553,200 | 6,863 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 9,238 |
| Total interest expense | $1,385,000 | 8,912 |
| Net interest income | $1,467,000 | 9,381 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $842,000 | 10,798 |
| Salaries and employee benefits | $462,000 | 10,177 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $262,000 | 11,387 |
| Pre-tax net operating income | $742,000 | 6,872 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $537,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,600 | 6,779 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.