Home > Yampa Valley Bank > Income and Expense

Yampa Valley Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$18,773,0001,557
Total interest expense$958,0002,275
Net interest income$17,815,0001,502
Provision for loan and lease losses$03,064
Total noninterest income$2,745,0001,894
Gross Fiduciary activities income$0994
Service charges on deposit accounts$488,0001,633
Trading account gains and feesNANA
Additional Noninterest Income$2,257,0001,794
Total noninterest expense$10,500,0001,918
Salaries and employee benefits$6,449,0001,827
Premises and equipment expense$830,0002,262
Additional noninterest expense$3,221,0001,882
Pre-tax net operating income$10,060,0001,275
Securities gains (losses)$276,000499
Applicable income taxes$03,710
Income before extraordinary items$10,336,0001,126
Extraordinary gains, net$010
Net income$10,336,0001,126
Minority interest net income$074
Net income of bank and minority interests.$10,336,0001,126
Net charge-offs$-2,0003,330
Cash dividends$3,780,000993
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,060,0001,131
2021-09-30 (YTD Data)Rank
Total interest income$13,783,0001,614
Total interest expense$732,0002,338
Net interest income$13,051,0001,557
Provision for loan and lease losses$02,963
Total noninterest income$2,050,0001,959
Gross Fiduciary activities income$0957
Service charges on deposit accounts$353,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$1,697,0001,837
Total noninterest expense$7,666,0001,955
Salaries and employee benefits$4,652,0001,894
Premises and equipment expense$641,0002,256
Additional noninterest expense$2,373,0001,898
Pre-tax net operating income$7,435,0001,328
Securities gains (losses)$281,000467
Applicable income taxes$03,719
Income before extraordinary items$7,716,0001,172
Extraordinary gains, net$08
Net income$7,716,0001,172
Minority interest net income$069
Net income of bank and minority interests.$7,716,0001,173
Net charge-offs$-5,0003,437
Cash dividends$2,625,000953
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,435,0001,184
2021-06-30 (YTD Data)Rank
Total interest income$8,898,0001,654
Total interest expense$495,0002,394
Net interest income$8,403,0001,588
Provision for loan and lease losses$02,862
Total noninterest income$1,329,0001,926
Gross Fiduciary activities income$0951
Service charges on deposit accounts$225,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$1,104,0001,817
Total noninterest expense$4,978,0001,985
Salaries and employee benefits$3,033,0001,909
Premises and equipment expense$402,0002,328
Additional noninterest expense$1,543,0001,917
Pre-tax net operating income$4,754,0001,358
Securities gains (losses)$292,000387
Applicable income taxes$03,702
Income before extraordinary items$5,046,0001,171
Extraordinary gains, net$06
Net income$5,046,0001,172
Minority interest net income$067
Net income of bank and minority interests.$5,046,0001,172
Net charge-offs$-12,0003,873
Cash dividends$1,395,0001,114
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,754,0001,201
2021-03-31 (YTD Data)Rank
Total interest income$4,409,0001,662
Total interest expense$248,0002,457
Net interest income$4,161,0001,599
Provision for loan and lease losses$02,741
Total noninterest income$674,0001,922
Gross Fiduciary activities income$0922
Service charges on deposit accounts$110,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,796
Total noninterest expense$2,427,0001,999
Salaries and employee benefits$1,470,0001,944
Premises and equipment expense$193,0002,395
Additional noninterest expense$764,0001,896
Pre-tax net operating income$2,408,0001,335
Securities gains (losses)$292,000269
Applicable income taxes$03,613
Income before extraordinary items$2,700,0001,123
Extraordinary gains, net$03
Net income$2,700,0001,123
Minority interest net income$055
Net income of bank and minority interests.$2,700,0001,123
Net charge-offs$-8,0003,977
Cash dividends$944,000800
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,408,0001,191
2020-12-31 (YTD Data)Rank
Total interest income$17,889,0001,640
Total interest expense$1,215,0002,657
Net interest income$16,674,0001,503
Provision for loan and lease losses$1,205,0001,424
Total noninterest income$2,278,0001,987
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$427,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$1,851,0001,863
Total noninterest expense$9,366,0002,035
Salaries and employee benefits$5,644,0001,983
Premises and equipment expense$697,0002,527
Additional noninterest expense$3,025,0001,899
Pre-tax net operating income$8,381,0001,209
Securities gains (losses)$-12,0004,841
Applicable income taxes$03,697
Income before extraordinary items$8,369,0001,107
Extraordinary gains, net$04
Net income$8,369,0001,106
Minority interest net income$072
Net income of bank and minority interests.$8,369,0001,107
Net charge-offs$29,0002,667
Cash dividends$3,906,000926
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,381,0001,072
2020-09-30 (YTD Data)Rank
Total interest income$12,861,0001,708
Total interest expense$947,0002,687
Net interest income$11,914,0001,561
Provision for loan and lease losses$1,205,0001,215
Total noninterest income$1,598,0002,015
Gross Fiduciary activities income$0981
Service charges on deposit accounts$317,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$1,281,0001,904
Total noninterest expense$6,808,0002,066
Salaries and employee benefits$4,160,0001,994
Premises and equipment expense$532,0002,496
Additional noninterest expense$2,116,0001,986
Pre-tax net operating income$5,499,0001,301
Securities gains (losses)$-12,0004,808
Applicable income taxes$03,696
Income before extraordinary items$5,487,0001,186
Extraordinary gains, net$04
Net income$5,487,0001,185
Minority interest net income$065
Net income of bank and minority interests.$5,487,0001,186
Net charge-offs$2,0003,091
Cash dividends$2,585,000892
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,499,0001,147
2020-06-30 (YTD Data)Rank
Total interest income$8,213,0001,787
Total interest expense$653,0002,742
Net interest income$7,560,0001,627
Provision for loan and lease losses$605,0001,439
Total noninterest income$963,0002,056
Gross Fiduciary activities income$0970
Service charges on deposit accounts$208,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$755,0001,962
Total noninterest expense$4,456,0002,090
Salaries and employee benefits$2,721,0002,016
Premises and equipment expense$334,0002,594
Additional noninterest expense$1,401,0001,996
Pre-tax net operating income$3,462,0001,291
Securities gains (losses)$-4,0004,704
Applicable income taxes$03,655
Income before extraordinary items$3,458,0001,170
Extraordinary gains, net$04
Net income$3,458,0001,170
Minority interest net income$065
Net income of bank and minority interests.$3,458,0001,170
Net charge-offs$11,0002,415
Cash dividends$1,698,000915
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,462,0001,141
2020-03-31 (YTD Data)Rank
Total interest income$4,017,0001,799
Total interest expense$360,0002,750
Net interest income$3,657,0001,640
Provision for loan and lease losses$03,711
Total noninterest income$491,0001,958
Gross Fiduciary activities income$0941
Service charges on deposit accounts$124,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$367,0001,814
Total noninterest expense$2,185,0002,135
Salaries and employee benefits$1,354,0002,033
Premises and equipment expense$163,0002,648
Additional noninterest expense$668,0002,083
Pre-tax net operating income$1,963,0001,060
Securities gains (losses)$-4,0004,748
Applicable income taxes$03,513
Income before extraordinary items$1,959,000948
Extraordinary gains, net$04
Net income$1,959,000948
Minority interest net income$056
Net income of bank and minority interests.$1,959,000948
Net charge-offs$2,0002,313
Cash dividends$855,000912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,963,000941
2019-12-31 (YTD Data)Rank
Total interest income$16,340,0001,800
Total interest expense$1,696,0002,595
Net interest income$14,644,0001,631
Provision for loan and lease losses$390,0001,702
Total noninterest income$2,345,0001,815
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$580,0001,715
Trading account gains and feesNANA
Additional Noninterest Income$1,765,0001,653
Total noninterest expense$8,681,0002,126
Salaries and employee benefits$5,378,0002,003
Premises and equipment expense$703,0002,536
Additional noninterest expense$2,600,0002,160
Pre-tax net operating income$7,918,0001,239
Securities gains (losses)$-29,0004,961
Applicable income taxes$03,859
Income before extraordinary items$7,889,0001,127
Extraordinary gains, net$011
Net income$7,889,0001,129
Minority interest net income$076
Net income of bank and minority interests.$7,889,0001,129
Net charge-offs$-243,0005,008
Cash dividends$5,693,000727
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,918,0001,103
2019-09-30 (YTD Data)Rank
Total interest income$12,188,0001,826
Total interest expense$1,283,0002,600
Net interest income$10,905,0001,665
Provision for loan and lease losses$390,0001,371
Total noninterest income$1,693,0001,855
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$442,0001,703
Trading account gains and feesNANA
Additional Noninterest Income$1,251,0001,695
Total noninterest expense$6,515,0002,130
Salaries and employee benefits$3,980,0002,024
Premises and equipment expense$542,0002,509
Additional noninterest expense$1,993,0002,124
Pre-tax net operating income$5,693,0001,313
Securities gains (losses)$53,0001,045
Applicable income taxes$03,902
Income before extraordinary items$5,746,0001,178
Extraordinary gains, net$011
Net income$5,746,0001,179
Minority interest net income$072
Net income of bank and minority interests.$5,746,0001,180
Net charge-offs$-253,0005,101
Cash dividends$3,419,000805
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,693,0001,169
2019-06-30 (YTD Data)Rank
Total interest income$7,992,0001,849
Total interest expense$837,0002,607
Net interest income$7,155,0001,694
Provision for loan and lease losses$360,0001,067
Total noninterest income$1,050,0001,919
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$298,0001,667
Trading account gains and feesNANA
Additional Noninterest Income$752,0001,774
Total noninterest expense$4,328,0002,143
Salaries and employee benefits$2,642,0002,029
Premises and equipment expense$371,0002,472
Additional noninterest expense$1,315,0002,145
Pre-tax net operating income$3,517,0001,370
Securities gains (losses)$28,000922
Applicable income taxes$03,901
Income before extraordinary items$3,545,0001,226
Extraordinary gains, net$011
Net income$3,545,0001,226
Minority interest net income$069
Net income of bank and minority interests.$3,545,0001,226
Net charge-offs$-291,0005,200
Cash dividends$1,377,0001,170
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,517,0001,208
2019-03-31 (YTD Data)Rank
Total interest income$3,929,0001,877
Total interest expense$385,0002,694
Net interest income$3,544,0001,719
Provision for loan and lease losses$180,0001,010
Total noninterest income$454,0002,031
Gross Fiduciary activities income$0972
Service charges on deposit accounts$142,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$312,0001,930
Total noninterest expense$2,124,0002,175
Salaries and employee benefits$1,289,0002,092
Premises and equipment expense$173,0002,603
Additional noninterest expense$662,0002,117
Pre-tax net operating income$1,694,0001,378
Securities gains (losses)$23,000544
Applicable income taxes$03,800
Income before extraordinary items$1,717,0001,233
Extraordinary gains, net$05
Net income$1,717,0001,232
Minority interest net income$052
Net income of bank and minority interests.$1,717,0001,232
Net charge-offs$7,0002,096
Cash dividends$681,0001,096
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,694,0001,219
2018-12-31 (YTD Data)Rank
Total interest income$14,695,0001,889
Total interest expense$1,176,0002,698
Net interest income$13,519,0001,761
Provision for loan and lease losses$540,0001,394
Total noninterest income$2,154,0001,904
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$587,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$1,567,0001,747
Total noninterest expense$8,090,0002,225
Salaries and employee benefits$4,931,0002,113
Premises and equipment expense$676,0002,631
Additional noninterest expense$2,483,0002,238
Pre-tax net operating income$7,043,0001,341
Securities gains (losses)$-14,0004,493
Applicable income taxes$03,978
Income before extraordinary items$7,029,0001,213
Extraordinary gains, net$06
Net income$7,029,0001,212
Minority interest net income$072
Net income of bank and minority interests.$7,029,0001,212
Net charge-offs$73,0002,379
Cash dividends$3,936,000894
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,043,0001,209
2018-09-30 (YTD Data)Rank
Total interest income$10,768,0001,912
Total interest expense$818,0002,731
Net interest income$9,950,0001,786
Provision for loan and lease losses$360,0001,414
Total noninterest income$1,531,0001,979
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$446,0001,764
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,851
Total noninterest expense$6,013,0002,240
Salaries and employee benefits$3,666,0002,121
Premises and equipment expense$509,0002,646
Additional noninterest expense$1,838,0002,252
Pre-tax net operating income$5,108,0001,399
Securities gains (losses)$-16,0004,874
Applicable income taxes$04,032
Income before extraordinary items$5,092,0001,252
Extraordinary gains, net$05
Net income$5,092,0001,250
Minority interest net income$066
Net income of bank and minority interests.$5,092,0001,251
Net charge-offs$14,0002,857
Cash dividends$2,149,0001,006
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,108,0001,245
2018-06-30 (YTD Data)Rank
Total interest income$6,945,0001,949
Total interest expense$504,0002,783
Net interest income$6,441,0001,823
Provision for loan and lease losses$210,0001,458
Total noninterest income$963,0002,055
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$305,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$658,0001,950
Total noninterest expense$3,971,0002,270
Salaries and employee benefits$2,428,0002,149
Premises and equipment expense$344,0002,636
Additional noninterest expense$1,199,0002,293
Pre-tax net operating income$3,223,0001,451
Securities gains (losses)$-9,0004,976
Applicable income taxes$04,018
Income before extraordinary items$3,214,0001,291
Extraordinary gains, net$06
Net income$3,214,0001,289
Minority interest net income$065
Net income of bank and minority interests.$3,214,0001,290
Net charge-offs$15,0002,411
Cash dividends$1,494,000972
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,223,0001,280
2018-03-31 (YTD Data)Rank
Total interest income$3,310,0002,016
Total interest expense$225,0002,901
Net interest income$3,085,0001,891
Provision for loan and lease losses$105,0001,394
Total noninterest income$431,0002,158
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$144,0001,801
Trading account gains and feesNANA
Additional Noninterest Income$287,0002,074
Total noninterest expense$1,980,0002,294
Salaries and employee benefits$1,196,0002,199
Premises and equipment expense$173,0002,678
Additional noninterest expense$611,0002,246
Pre-tax net operating income$1,431,0001,540
Securities gains (losses)$-11,0005,228
Applicable income taxes$03,948
Income before extraordinary items$1,420,0001,387
Extraordinary gains, net$07
Net income$1,420,0001,387
Minority interest net income$052
Net income of bank and minority interests.$1,420,0001,387
Net charge-offs$13,0001,854
Cash dividends$840,000825
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,431,0001,368
2017-12-31 (YTD Data)Rank
Total interest income$12,268,0002,098
Total interest expense$520,0003,611
Net interest income$11,748,0001,951
Provision for loan and lease losses$345,0001,843
Total noninterest income$2,006,0002,021
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$579,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$1,427,0001,876
Total noninterest expense$7,497,0002,389
Salaries and employee benefits$4,536,0002,262
Premises and equipment expense$659,0002,765
Additional noninterest expense$2,302,0002,396
Pre-tax net operating income$5,912,0001,482
Securities gains (losses)$97,000635
Applicable income taxes$04,135
Income before extraordinary items$6,009,0001,173
Extraordinary gains, net$09
Net income$6,009,0001,173
Minority interest net income$076
Net income of bank and minority interests.$6,009,0001,173
Net charge-offs$-115,0005,334
Cash dividends$2,771,0001,097
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,912,0001,167
2017-09-30 (YTD Data)Rank
Total interest income$9,011,0002,132
Total interest expense$362,0003,741
Net interest income$8,649,0001,985
Provision for loan and lease losses$240,0001,848
Total noninterest income$1,446,0002,106
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$429,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$1,017,0001,963
Total noninterest expense$5,525,0002,427
Salaries and employee benefits$3,337,0002,301
Premises and equipment expense$479,0002,838
Additional noninterest expense$1,709,0002,418
Pre-tax net operating income$4,330,0001,520
Securities gains (losses)$103,000588
Applicable income taxes$04,172
Income before extraordinary items$4,433,0001,264
Extraordinary gains, net$09
Net income$4,433,0001,264
Minority interest net income$071
Net income of bank and minority interests.$4,433,0001,264
Net charge-offs$-115,0005,377
Cash dividends$2,022,0001,032
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,330,0001,271
2017-06-30 (YTD Data)Rank
Total interest income$5,773,0002,185
Total interest expense$205,0003,959
Net interest income$5,568,0002,029
Provision for loan and lease losses$135,0001,938
Total noninterest income$941,0002,128
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$271,0001,922
Trading account gains and feesNANA
Additional Noninterest Income$670,0001,978
Total noninterest expense$3,661,0002,448
Salaries and employee benefits$2,210,0002,324
Premises and equipment expense$311,0002,898
Additional noninterest expense$1,140,0002,434
Pre-tax net operating income$2,713,0001,592
Securities gains (losses)$115,000400
Applicable income taxes$04,189
Income before extraordinary items$2,828,0001,302
Extraordinary gains, net$011
Net income$2,828,0001,302
Minority interest net income$071
Net income of bank and minority interests.$2,828,0001,302
Net charge-offs$-113,0005,464
Cash dividends$1,368,0001,027
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,713,0001,330
2017-03-31 (YTD Data)Rank
Total interest income$2,732,0002,271
Total interest expense$95,0004,098
Net interest income$2,637,0002,125
Provision for loan and lease losses$68,0001,817
Total noninterest income$386,0002,380
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$129,0001,993
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,283
Total noninterest expense$1,850,0002,450
Salaries and employee benefits$1,098,0002,362
Premises and equipment expense$166,0002,821
Additional noninterest expense$586,0002,363
Pre-tax net operating income$1,105,0001,835
Securities gains (losses)$96,000241
Applicable income taxes$04,086
Income before extraordinary items$1,201,0001,467
Extraordinary gains, net$08
Net income$1,201,0001,467
Minority interest net income$055
Net income of bank and minority interests.$1,201,0001,467
Net charge-offs$-3,0004,448
Cash dividends$714,000942
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,105,0001,534
2016-12-31 (YTD Data)Rank
Total interest income$10,513,0002,304
Total interest expense$406,0003,997
Net interest income$10,107,0002,167
Provision for loan and lease losses$04,332
Total noninterest income$1,732,0002,296
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$588,0001,824
Trading account gains and fees$0170
Additional Noninterest Income$1,144,0002,235
Total noninterest expense$7,164,0002,510
Salaries and employee benefits$4,314,0002,366
Premises and equipment expense$627,0002,940
Additional noninterest expense$2,223,0002,557
Pre-tax net operating income$4,675,0001,710
Securities gains (losses)$22,0002,312
Applicable income taxes$04,278
Income before extraordinary items$4,697,0001,459
Extraordinary gains, net$05
Net income$4,697,0001,458
Minority interest net income$082
Net income of bank and minority interests.$4,697,0001,458
Net charge-offs$-91,0005,508
Cash dividends$2,961,0001,040
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,675,0001,432
2016-09-30 (YTD Data)Rank
Total interest income$7,802,0002,327
Total interest expense$303,0004,031
Net interest income$7,499,0002,184
Provision for loan and lease losses$04,186
Total noninterest income$1,199,0002,407
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$453,0001,797
Trading account gains and fees$0169
Additional Noninterest Income$746,0002,408
Total noninterest expense$5,304,0002,528
Salaries and employee benefits$3,205,0002,364
Premises and equipment expense$478,0002,921
Additional noninterest expense$1,621,0002,621
Pre-tax net operating income$3,394,0001,787
Securities gains (losses)$30,0002,103
Applicable income taxes$04,325
Income before extraordinary items$3,424,0001,509
Extraordinary gains, net$05
Net income$3,424,0001,508
Minority interest net income$071
Net income of bank and minority interests.$3,424,0001,509
Net charge-offs$-90,0005,551
Cash dividends$2,288,000916
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,394,0001,486
2016-06-30 (YTD Data)Rank
Total interest income$5,082,0002,377
Total interest expense$207,0004,002
Net interest income$4,875,0002,236
Provision for loan and lease losses$04,017
Total noninterest income$784,0002,415
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$307,0001,773
Trading account gains and fees$0157
Additional Noninterest Income$477,0002,440
Total noninterest expense$3,492,0002,566
Salaries and employee benefits$2,106,0002,401
Premises and equipment expense$315,0002,947
Additional noninterest expense$1,071,0002,646
Pre-tax net operating income$2,167,0001,818
Securities gains (losses)$16,0002,060
Applicable income taxes$04,338
Income before extraordinary items$2,183,0001,543
Extraordinary gains, net$016
Net income$2,183,0001,543
Minority interest net income$071
Net income of bank and minority interests.$2,183,0001,543
Net charge-offs$-20,0005,201
Cash dividends$1,615,000908
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,167,0001,519
2016-03-31 (YTD Data)Rank
Total interest income$2,474,0002,427
Total interest expense$108,0003,955
Net interest income$2,366,0002,294
Provision for loan and lease losses$03,656
Total noninterest income$342,0002,558
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$150,0001,797
Trading account gains and fees$0142
Additional Noninterest Income$192,0002,660
Total noninterest expense$1,738,0002,578
Salaries and employee benefits$1,039,0002,446
Premises and equipment expense$166,0002,875
Additional noninterest expense$533,0002,639
Pre-tax net operating income$970,0001,965
Securities gains (losses)$24,0001,160
Applicable income taxes$04,259
Income before extraordinary items$994,0001,631
Extraordinary gains, net$012
Net income$994,0001,632
Minority interest net income$062
Net income of bank and minority interests.$994,0001,632
Net charge-offs$-11,0005,222
Cash dividends$943,000786
Sale, conversion, retirement of capital stock, net$0659
Net operating income$970,0001,628
2015-12-31 (YTD Data)Rank
Total interest income$9,480,0002,474
Total interest expense$412,0004,086
Net interest income$9,068,0002,340
Provision for loan and lease losses$04,380
Total noninterest income$1,504,0002,473
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$561,0001,946
Trading account gains and fees$0159
Additional Noninterest Income$943,0002,460
Total noninterest expense$6,563,0002,677
Salaries and employee benefits$4,081,0002,456
Premises and equipment expense$602,0003,095
Additional noninterest expense$1,880,0002,918
Pre-tax net operating income$4,009,0001,859
Securities gains (losses)$-4,0005,778
Applicable income taxes$04,402
Income before extraordinary items$4,005,0001,596
Extraordinary gains, net$023
Net income$4,005,0001,597
Minority interest net income$081
Net income of bank and minority interests.$4,005,0001,597
Net charge-offs$-52,0005,578
Cash dividends$2,546,0001,121
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,009,0001,565
2015-09-30 (YTD Data)Rank
Total interest income$7,030,0002,520
Total interest expense$310,0004,142
Net interest income$6,720,0002,377
Provision for loan and lease losses$04,232
Total noninterest income$1,146,0002,481
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$410,0001,999
Trading account gains and fees$0153
Additional Noninterest Income$736,0002,419
Total noninterest expense$4,918,0002,682
Salaries and employee benefits$3,035,0002,476
Premises and equipment expense$466,0003,076
Additional noninterest expense$1,417,0002,909
Pre-tax net operating income$2,948,0001,928
Securities gains (losses)$8,0002,465
Applicable income taxes$04,489
Income before extraordinary items$2,956,0001,642
Extraordinary gains, net$021
Net income$2,956,0001,644
Minority interest net income$078
Net income of bank and minority interests.$2,956,0001,644
Net charge-offs$-38,0005,533
Cash dividends$1,926,0001,033
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,948,0001,608
2015-06-30 (YTD Data)Rank
Total interest income$4,625,0002,547
Total interest expense$206,0004,188
Net interest income$4,419,0002,405
Provision for loan and lease losses$04,069
Total noninterest income$727,0002,558
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$255,0002,074
Trading account gains and fees$0157
Additional Noninterest Income$472,0002,472
Total noninterest expense$3,262,0002,727
Salaries and employee benefits$2,004,0002,515
Premises and equipment expense$311,0003,085
Additional noninterest expense$947,0002,918
Pre-tax net operating income$1,884,0001,971
Securities gains (losses)$-18,0006,168
Applicable income taxes$04,497
Income before extraordinary items$1,866,0001,704
Extraordinary gains, net$022
Net income$1,866,0001,708
Minority interest net income$075
Net income of bank and minority interests.$1,866,0001,708
Net charge-offs$-39,0005,680
Cash dividends$1,305,000991
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,884,0001,642
2015-03-31 (YTD Data)Rank
Total interest income$2,276,0002,580
Total interest expense$103,0004,234
Net interest income$2,173,0002,431
Provision for loan and lease losses$03,703
Total noninterest income$284,0002,866
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$108,0002,347
Trading account gains and fees$0152
Additional Noninterest Income$176,0002,800
Total noninterest expense$1,621,0002,749
Salaries and employee benefits$996,0002,536
Premises and equipment expense$153,0003,155
Additional noninterest expense$472,0002,908
Pre-tax net operating income$836,0002,140
Securities gains (losses)$-8,0006,229
Applicable income taxes$04,400
Income before extraordinary items$828,0001,878
Extraordinary gains, net$013
Net income$828,0001,880
Minority interest net income$064
Net income of bank and minority interests.$828,0001,880
Net charge-offs$-9,0005,373
Cash dividends$734,000840
Sale, conversion, retirement of capital stock, net$0697
Net operating income$836,0001,797
2014-12-31 (YTD Data)Rank
Total interest income$8,906,0002,666
Total interest expense$434,0004,293
Net interest income$8,472,0002,496
Provision for loan and lease losses$125,0002,928
Total noninterest income$1,416,0002,600
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$524,0002,210
Trading account gains and fees$0180
Additional Noninterest Income$892,0002,487
Total noninterest expense$6,055,0002,899
Salaries and employee benefits$3,711,0002,657
Premises and equipment expense$601,0003,229
Additional noninterest expense$1,743,0003,193
Pre-tax net operating income$3,708,0001,946
Securities gains (losses)$94,0001,297
Applicable income taxes$04,531
Income before extraordinary items$3,802,0001,659
Extraordinary gains, net$017
Net income$3,802,0001,659
Minority interest net income$084
Net income of bank and minority interests.$3,802,0001,658
Net charge-offs$-331,0006,336
Cash dividends$2,911,000948
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,708,0001,664
2014-09-30 (YTD Data)Rank
Total interest income$6,605,0002,712
Total interest expense$330,0004,319
Net interest income$6,275,0002,542
Provision for loan and lease losses$125,0002,572
Total noninterest income$1,053,0002,632
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$389,0002,238
Trading account gains and fees$0174
Additional Noninterest Income$664,0002,501
Total noninterest expense$4,465,0002,939
Salaries and employee benefits$2,757,0002,676
Premises and equipment expense$447,0003,299
Additional noninterest expense$1,261,0003,284
Pre-tax net operating income$2,738,0001,997
Securities gains (losses)$59,0001,345
Applicable income taxes$04,583
Income before extraordinary items$2,797,0001,684
Extraordinary gains, net$015
Net income$2,797,0001,685
Minority interest net income$081
Net income of bank and minority interests.$2,797,0001,684
Net charge-offs$-328,0006,422
Cash dividends$2,569,000764
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,738,0001,675
2014-06-30 (YTD Data)Rank
Total interest income$4,204,0002,812
Total interest expense$226,0004,309
Net interest income$3,978,0002,637
Provision for loan and lease losses$125,0002,089
Total noninterest income$678,0002,656
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$246,0002,296
Trading account gains and fees$0172
Additional Noninterest Income$432,0002,508
Total noninterest expense$2,951,0002,976
Salaries and employee benefits$1,833,0002,696
Premises and equipment expense$298,0003,301
Additional noninterest expense$820,0003,348
Pre-tax net operating income$1,580,0002,189
Securities gains (losses)$58,0001,091
Applicable income taxes$04,568
Income before extraordinary items$1,638,0001,838
Extraordinary gains, net$020
Net income$1,638,0001,842
Minority interest net income$080
Net income of bank and minority interests.$1,638,0001,841
Net charge-offs$-311,0006,511
Cash dividends$1,018,0001,138
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,580,0001,851
2014-03-31 (YTD Data)Rank
Total interest income$2,019,0002,907
Total interest expense$120,0004,260
Net interest income$1,899,0002,749
Provision for loan and lease losses$75,0001,807
Total noninterest income$299,0002,805
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$112,0002,440
Trading account gains and fees$0147
Additional Noninterest Income$187,0002,656
Total noninterest expense$1,449,0003,030
Salaries and employee benefits$882,0002,783
Premises and equipment expense$146,0003,410
Additional noninterest expense$421,0003,289
Pre-tax net operating income$674,0002,390
Securities gains (losses)$40,000735
Applicable income taxes$04,445
Income before extraordinary items$714,0001,971
Extraordinary gains, net$016
Net income$714,0001,974
Minority interest net income$066
Net income of bank and minority interests.$714,0001,974
Net charge-offs$-28,0006,147
Cash dividends$662,000839
Sale, conversion, retirement of capital stock, net$0747
Net operating income$674,0002,035
2013-12-31 (YTD Data)Rank
Total interest income$8,025,0002,938
Total interest expense$531,0004,335
Net interest income$7,494,0002,770
Provision for loan and lease losses$900,0001,197
Total noninterest income$1,538,0002,549
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$493,0002,407
Trading account gains and fees$0184
Additional Noninterest Income$1,045,0002,324
Total noninterest expense$5,678,0003,103
Salaries and employee benefits$3,467,0002,822
Premises and equipment expense$539,0003,562
Additional noninterest expense$1,672,0003,387
Pre-tax net operating income$2,454,0002,498
Securities gains (losses)$-71,0006,502
Applicable income taxes$04,631
Income before extraordinary items$2,383,0002,286
Extraordinary gains, net$029
Net income$2,383,0002,290
Minority interest net income$090
Net income of bank and minority interests.$2,383,0002,289
Net charge-offs$458,0002,108
Cash dividends$1,868,0001,273
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,454,0002,175
2013-09-30 (YTD Data)Rank
Total interest income$5,909,0002,998
Total interest expense$407,0004,377
Net interest income$5,502,0002,820
Provision for loan and lease losses$750,0001,115
Total noninterest income$1,154,0002,598
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$362,0002,463
Trading account gains and fees$0180
Additional Noninterest Income$792,0002,355
Total noninterest expense$4,290,0003,088
Salaries and employee benefits$2,645,0002,791
Premises and equipment expense$429,0003,455
Additional noninterest expense$1,216,0003,457
Pre-tax net operating income$1,616,0002,795
Securities gains (losses)$-8,0006,480
Applicable income taxes$04,713
Income before extraordinary items$1,608,0002,521
Extraordinary gains, net$025
Net income$1,608,0002,526
Minority interest net income$084
Net income of bank and minority interests.$1,608,0002,526
Net charge-offs$442,0001,717
Cash dividends$1,285,0001,209
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,616,0002,430
2013-06-30 (YTD Data)Rank
Total interest income$3,935,0003,005
Total interest expense$281,0004,359
Net interest income$3,654,0002,818
Provision for loan and lease losses$600,000990
Total noninterest income$786,0002,576
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$243,0002,413
Trading account gains and fees$0157
Additional Noninterest Income$543,0002,372
Total noninterest expense$2,855,0003,106
Salaries and employee benefits$1,779,0002,779
Premises and equipment expense$294,0003,409
Additional noninterest expense$782,0003,554
Pre-tax net operating income$985,0002,931
Securities gains (losses)$-6,0006,616
Applicable income taxes$04,679
Income before extraordinary items$979,0002,685
Extraordinary gains, net$022
Net income$979,0002,690
Minority interest net income$082
Net income of bank and minority interests.$979,0002,690
Net charge-offs$-6,0006,001
Cash dividends$1,052,0001,039
Sale, conversion, retirement of capital stock, net$0838
Net operating income$985,0002,576
2013-03-31 (YTD Data)Rank
Total interest income$1,965,0003,030
Total interest expense$149,0004,322
Net interest income$1,816,0002,835
Provision for loan and lease losses$300,000980
Total noninterest income$341,0002,814
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$120,0002,433
Trading account gains and fees$0148
Additional Noninterest Income$221,0002,632
Total noninterest expense$1,432,0003,125
Salaries and employee benefits$888,0002,794
Premises and equipment expense$148,0003,415
Additional noninterest expense$396,0003,529
Pre-tax net operating income$425,0003,198
Securities gains (losses)$-4,0006,727
Applicable income taxes$04,602
Income before extraordinary items$421,0002,942
Extraordinary gains, net$010
Net income$421,0002,942
Minority interest net income$076
Net income of bank and minority interests.$421,0002,944
Net charge-offs$17,0003,178
Cash dividends$236,0001,520
Sale, conversion, retirement of capital stock, net$0789
Net operating income$425,0002,832
2012-12-31 (YTD Data)Rank
Total interest income$8,097,0003,074
Total interest expense$719,0004,343
Net interest income$7,378,0002,855
Provision for loan and lease losses$1,425,0001,375
Total noninterest income$1,722,0002,406
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$449,0002,705
Trading account gains and fees$0166
Additional Noninterest Income$1,273,0002,049
Total noninterest expense$5,704,0003,147
Salaries and employee benefits$3,543,0002,752
Premises and equipment expense$548,0003,593
Additional noninterest expense$1,613,0003,607
Pre-tax net operating income$1,971,0002,832
Securities gains (losses)$73,0002,490
Applicable income taxes$04,751
Income before extraordinary items$2,044,0002,546
Extraordinary gains, net$029
Net income$2,044,0002,548
Minority interest net income$093
Net income of bank and minority interests.$2,044,0002,547
Net charge-offs$1,480,0001,416
Cash dividends$526,0002,707
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,971,0002,489
2012-09-30 (YTD Data)Rank
Total interest income$6,057,0003,146
Total interest expense$554,0004,411
Net interest income$5,503,0002,910
Provision for loan and lease losses$1,125,0001,307
Total noninterest income$1,312,0002,389
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$328,0002,795
Trading account gains and fees$0157
Additional Noninterest Income$984,0002,012
Total noninterest expense$4,283,0003,168
Salaries and employee benefits$2,701,0002,728
Premises and equipment expense$413,0003,646
Additional noninterest expense$1,169,0003,721
Pre-tax net operating income$1,407,0003,020
Securities gains (losses)$-2,0006,774
Applicable income taxes$04,802
Income before extraordinary items$1,405,0002,755
Extraordinary gains, net$020
Net income$1,405,0002,756
Minority interest net income$086
Net income of bank and minority interests.$1,405,0002,755
Net charge-offs$1,174,0001,313
Cash dividends$120,0003,209
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,407,0002,625
2012-06-30 (YTD Data)Rank
Total interest income$4,005,0003,187
Total interest expense$366,0004,543
Net interest income$3,639,0002,934
Provision for loan and lease losses$825,0001,266
Total noninterest income$825,0002,442
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$213,0002,820
Trading account gains and fees$0153
Additional Noninterest Income$612,0002,077
Total noninterest expense$2,814,0003,216
Salaries and employee benefits$1,760,0002,790
Premises and equipment expense$269,0003,683
Additional noninterest expense$785,0003,708
Pre-tax net operating income$825,0003,216
Securities gains (losses)$1,0003,081
Applicable income taxes$04,770
Income before extraordinary items$826,0002,967
Extraordinary gains, net$019
Net income$826,0002,967
Minority interest net income$084
Net income of bank and minority interests.$826,0002,967
Net charge-offs$483,0001,815
Cash dividends$120,0002,875
Sale, conversion, retirement of capital stock, net$0928
Net operating income$825,0002,824
2012-03-31 (YTD Data)Rank
Total interest income$1,964,0003,261
Total interest expense$184,0004,642
Net interest income$1,780,0003,018
Provision for loan and lease losses$450,0001,139
Total noninterest income$366,0002,615
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$98,0002,962
Trading account gains and fees$0148
Additional Noninterest Income$268,0002,244
Total noninterest expense$1,415,0003,193
Salaries and employee benefits$875,0002,810
Premises and equipment expense$132,0003,770
Additional noninterest expense$408,0003,593
Pre-tax net operating income$281,0003,957
Securities gains (losses)$7,0001,852
Applicable income taxes$04,704
Income before extraordinary items$288,0003,723
Extraordinary gains, net$019
Net income$288,0003,725
Minority interest net income$078
Net income of bank and minority interests.$288,0003,726
Net charge-offs$156,0002,049
Cash dividends$120,0001,941
Sale, conversion, retirement of capital stock, net$0861
Net operating income$281,0003,598
2011-12-31 (YTD Data)Rank
Total interest income$8,114,0003,292
Total interest expense$988,0004,427
Net interest income$7,126,0003,032
Provision for loan and lease losses$2,401,0001,378
Total noninterest income$1,327,0002,627
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$395,0003,056
Trading account gains and fees$0146
Additional Noninterest Income$932,0002,235
Total noninterest expense$5,303,0003,379
Salaries and employee benefits$3,192,0002,962
Premises and equipment expense$557,0003,765
Additional noninterest expense$1,554,0003,769
Pre-tax net operating income$749,0004,174
Securities gains (losses)$161,0001,642
Applicable income taxes$04,719
Income before extraordinary items$910,0003,725
Extraordinary gains, net$029
Net income$910,0003,728
Minority interest net income$096
Net income of bank and minority interests.$910,0003,728
Net charge-offs$1,785,0001,668
Cash dividends$530,0002,363
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$749,0003,915
2011-09-30 (YTD Data)Rank
Total interest income$6,115,0003,310
Total interest expense$779,0004,427
Net interest income$5,336,0003,050
Provision for loan and lease losses$1,692,0001,397
Total noninterest income$965,0002,676
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$296,0003,068
Trading account gains and fees$0145
Additional Noninterest Income$669,0002,275
Total noninterest expense$4,114,0003,293
Salaries and employee benefits$2,413,0002,943
Premises and equipment expense$429,0003,746
Additional noninterest expense$1,272,0003,546
Pre-tax net operating income$495,0004,497
Securities gains (losses)$157,0001,394
Applicable income taxes$04,740
Income before extraordinary items$652,0003,882
Extraordinary gains, net$021
Net income$652,0003,884
Minority interest net income$087
Net income of bank and minority interests.$652,0003,884
Net charge-offs$1,145,0001,765
Cash dividends$530,0001,745
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$495,0004,204
2011-06-30 (YTD Data)Rank
Total interest income$4,126,0003,303
Total interest expense$551,0004,395
Net interest income$3,575,0003,032
Provision for loan and lease losses$780,0001,760
Total noninterest income$657,0002,647
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$189,0003,136
Trading account gains and fees$0153
Additional Noninterest Income$468,0002,198
Total noninterest expense$2,823,0003,253
Salaries and employee benefits$1,634,0002,924
Premises and equipment expense$285,0003,778
Additional noninterest expense$904,0003,448
Pre-tax net operating income$629,0003,381
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$629,0003,108
Extraordinary gains, net$015
Net income$629,0003,110
Minority interest net income$089
Net income of bank and minority interests.$629,0003,110
Net charge-offs$726,0001,760
Cash dividends$530,0001,362
Sale, conversion, retirement of capital stock, net$0986
Net operating income$629,0003,017
2011-03-31 (YTD Data)Rank
Total interest income$2,061,0003,321
Total interest expense$293,0004,361
Net interest income$1,768,0003,047
Provision for loan and lease losses$136,0002,989
Total noninterest income$270,0003,015
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$84,0003,335
Trading account gains and fees$0158
Additional Noninterest Income$186,0002,576
Total noninterest expense$1,408,0003,275
Salaries and employee benefits$801,0002,996
Premises and equipment expense$150,0003,699
Additional noninterest expense$457,0003,406
Pre-tax net operating income$494,0002,577
Securities gains (losses)$6,0001,415
Applicable income taxes$04,545
Income before extraordinary items$500,0002,257
Extraordinary gains, net$09
Net income$500,0002,256
Minority interest net income$086
Net income of bank and minority interests.$500,0002,257
Net charge-offs$139,0002,428
Cash dividends$130,0001,720
Sale, conversion, retirement of capital stock, net$0925
Net operating income$494,0002,226
2010-12-31 (YTD Data)Rank
Total interest income$8,261,0003,471
Total interest expense$1,390,0004,449
Net interest income$6,871,0003,116
Provision for loan and lease losses$660,0003,694
Total noninterest income$1,266,0002,814
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$361,0003,270
Trading account gains and fees$0175
Additional Noninterest Income$905,0002,309
Total noninterest expense$5,306,0003,433
Salaries and employee benefits$3,262,0002,899
Premises and equipment expense$544,0003,978
Additional noninterest expense$1,500,0004,009
Pre-tax net operating income$2,171,0002,099
Securities gains (losses)$209,0001,552
Applicable income taxes$04,655
Income before extraordinary items$2,380,0001,729
Extraordinary gains, net$029
Net income$2,380,0001,730
Minority interest net income$0111
Net income of bank and minority interests.$2,380,0001,731
Net charge-offs$388,0003,967
Cash dividends$1,221,0001,272
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,171,0001,809
2010-09-30 (YTD Data)Rank
Total interest income$6,157,0003,554
Total interest expense$1,091,0004,485
Net interest income$5,066,0003,206
Provision for loan and lease losses$447,0003,750
Total noninterest income$944,0002,841
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$276,0003,311
Trading account gains and fees$0165
Additional Noninterest Income$668,0002,343
Total noninterest expense$3,951,0003,459
Salaries and employee benefits$2,428,0002,930
Premises and equipment expense$429,0003,907
Additional noninterest expense$1,094,0004,054
Pre-tax net operating income$1,612,0002,247
Securities gains (losses)$212,0001,337
Applicable income taxes$04,726
Income before extraordinary items$1,824,0001,805
Extraordinary gains, net$023
Net income$1,824,0001,806
Minority interest net income$0110
Net income of bank and minority interests.$1,824,0001,807
Net charge-offs$309,0003,690
Cash dividends$306,0002,299
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,612,0001,935
2010-06-30 (YTD Data)Rank
Total interest income$4,087,0003,599
Total interest expense$774,0004,434
Net interest income$3,313,0003,255
Provision for loan and lease losses$307,0003,556
Total noninterest income$656,0002,700
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$177,0003,391
Trading account gains and fees$0152
Additional Noninterest Income$479,0002,145
Total noninterest expense$2,648,0003,454
Salaries and employee benefits$1,594,0002,974
Premises and equipment expense$300,0003,794
Additional noninterest expense$754,0003,936
Pre-tax net operating income$1,014,0002,340
Securities gains (losses)$115,0001,317
Applicable income taxes$04,691
Income before extraordinary items$1,129,0001,901
Extraordinary gains, net$019
Net income$1,129,0001,901
Minority interest net income$0105
Net income of bank and minority interests.$1,129,0001,901
Net charge-offs$260,0003,224
Cash dividends$278,0001,983
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,014,0002,014
2010-03-31 (YTD Data)Rank
Total interest income$2,045,0003,651
Total interest expense$425,0004,325
Net interest income$1,620,0003,341
Provision for loan and lease losses$152,0003,320
Total noninterest income$266,0003,098
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$83,0003,526
Trading account gains and fees$0175
Additional Noninterest Income$183,0002,525
Total noninterest expense$1,319,0003,505
Salaries and employee benefits$755,0003,167
Premises and equipment expense$152,0003,853
Additional noninterest expense$412,0003,726
Pre-tax net operating income$415,0002,775
Securities gains (losses)$117,000723
Applicable income taxes$04,611
Income before extraordinary items$532,0002,032
Extraordinary gains, net$016
Net income$532,0002,030
Minority interest net income$091
Net income of bank and minority interests.$532,0002,032
Net charge-offs$208,0002,387
Cash dividends$278,0001,143
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$415,0002,397
2009-12-31 (YTD Data)Rank
Total interest income$8,461,0003,677
Total interest expense$1,910,0004,586
Net interest income$6,551,0003,211
Provision for loan and lease losses$457,0004,682
Total noninterest income$1,237,0002,911
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$344,0003,626
Trading account gains and fees$0211
Additional Noninterest Income$893,0002,298
Total noninterest expense$5,446,0003,432
Salaries and employee benefits$3,383,0002,873
Premises and equipment expense$556,0004,104
Additional noninterest expense$1,507,0004,063
Pre-tax net operating income$1,885,0002,000
Securities gains (losses)$172,0001,675
Applicable income taxes$04,388
Income before extraordinary items$2,057,0001,626
Extraordinary gains, net$034
Net income$2,057,0001,624
Minority interest net income$0115
Net income of bank and minority interests.$2,057,0001,625
Net charge-offs$71,0005,974
Cash dividends$1,645,0001,097
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,885,0001,731
2009-09-30 (YTD Data)Rank
Total interest income$6,321,0003,727
Total interest expense$1,435,0004,725
Net interest income$4,886,0003,245
Provision for loan and lease losses$322,0004,488
Total noninterest income$921,0002,984
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$255,0003,658
Trading account gains and fees$0212
Additional Noninterest Income$666,0002,362
Total noninterest expense$4,133,0003,417
Salaries and employee benefits$2,553,0002,888
Premises and equipment expense$444,0003,956
Additional noninterest expense$1,136,0004,027
Pre-tax net operating income$1,352,0002,242
Securities gains (losses)$18,0002,785
Applicable income taxes$04,592
Income before extraordinary items$1,370,0001,941
Extraordinary gains, net$027
Net income$1,370,0001,940
Minority interest net income$0118
Net income of bank and minority interests.$1,370,0001,941
Net charge-offs$48,0005,717
Cash dividends$1,095,0001,168
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,352,0001,922
2009-06-30 (YTD Data)Rank
Total interest income$4,179,0003,783
Total interest expense$931,0004,908
Net interest income$3,248,0003,237
Provision for loan and lease losses$187,0004,428
Total noninterest income$611,0003,008
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$160,0003,755
Trading account gains and fees$0193
Additional Noninterest Income$451,0002,369
Total noninterest expense$2,704,0003,494
Salaries and employee benefits$1,671,0002,971
Premises and equipment expense$309,0003,849
Additional noninterest expense$724,0004,168
Pre-tax net operating income$968,0002,172
Securities gains (losses)$20,0002,324
Applicable income taxes$04,657
Income before extraordinary items$988,0001,863
Extraordinary gains, net$021
Net income$988,0001,860
Minority interest net income$0112
Net income of bank and minority interests.$988,0001,862
Net charge-offs$20,0005,615
Cash dividends$320,0002,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$968,0001,837
2009-03-31 (YTD Data)Rank
Total interest income$2,055,0003,862
Total interest expense$456,0005,077
Net interest income$1,599,0003,268
Provision for loan and lease losses$75,0004,299
Total noninterest income$259,0003,306
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$75,0003,827
Trading account gains and fees$0171
Additional Noninterest Income$184,0002,629
Total noninterest expense$1,292,0003,549
Salaries and employee benefits$795,0003,118
Premises and equipment expense$154,0003,899
Additional noninterest expense$343,0004,018
Pre-tax net operating income$491,0002,413
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$491,0002,168
Extraordinary gains, net$015
Net income$491,0002,167
Minority interest net income$0102
Net income of bank and minority interests.$491,0002,169
Net charge-offs$3,0005,319
Cash dividends$145,0001,973
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$491,0002,026
2008-12-31 (YTD Data)Rank
Total interest income$8,359,0004,022
Total interest expense$2,233,0005,046
Net interest income$6,126,0003,424
Provision for loan and lease losses$165,0005,446
Total noninterest income$803,0003,865
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$294,0004,046
Trading account gains and fees$0154
Additional Noninterest Income$509,0003,144
Total noninterest expense$5,006,0003,564
Salaries and employee benefits$3,090,0003,168
Premises and equipment expense$497,0004,476
Additional noninterest expense$1,419,0003,771
Pre-tax net operating income$1,758,0002,730
Securities gains (losses)$71,0001,367
Applicable income taxes$04,979
Income before extraordinary items$1,829,0002,166
Extraordinary gains, net$039
Net income$1,829,0002,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,900
Cash dividends$370,0003,801
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,758,0002,366
2008-09-30 (YTD Data)Rank
Total interest income$6,281,0004,071
Total interest expense$1,729,0005,085
Net interest income$4,552,0003,472
Provision for loan and lease losses$117,0004,981
Total noninterest income$662,0003,755
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$225,0004,035
Trading account gains and fees$0148
Additional Noninterest Income$437,0003,040
Total noninterest expense$3,715,0003,580
Salaries and employee benefits$2,306,0003,210
Premises and equipment expense$408,0004,258
Additional noninterest expense$1,001,0003,866
Pre-tax net operating income$1,382,0003,013
Securities gains (losses)$24,0001,901
Applicable income taxes$05,372
Income before extraordinary items$1,406,0002,456
Extraordinary gains, net$031
Net income$1,406,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$370,0003,137
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,382,0002,602
2008-06-30 (YTD Data)Rank
Total interest income$4,140,0004,147
Total interest expense$1,178,0005,175
Net interest income$2,962,0003,528
Provision for loan and lease losses$78,0004,629
Total noninterest income$438,0003,816
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$143,0004,134
Trading account gains and fees$0149
Additional Noninterest Income$295,0003,049
Total noninterest expense$2,433,0003,648
Salaries and employee benefits$1,513,0003,307
Premises and equipment expense$235,0004,675
Additional noninterest expense$685,0003,774
Pre-tax net operating income$889,0003,196
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$889,0002,831
Extraordinary gains, net$021
Net income$889,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$150,0003,727
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$889,0002,775
2008-03-31 (YTD Data)Rank
Total interest income$2,037,0004,261
Total interest expense$634,0005,135
Net interest income$1,403,0003,653
Provision for loan and lease losses$39,0004,135
Total noninterest income$198,0004,023
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$62,0004,381
Trading account gains and fees$0158
Additional Noninterest Income$136,0003,220
Total noninterest expense$1,196,0003,713
Salaries and employee benefits$723,0003,466
Premises and equipment expense$116,0004,734
Additional noninterest expense$357,0003,620
Pre-tax net operating income$366,0003,739
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$366,0003,387
Extraordinary gains, net$015
Net income$366,0003,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$366,0003,290
2007-12-31 (YTD Data)Rank
Total interest income$8,000,0004,361
Total interest expense$2,734,0005,034
Net interest income$5,266,0003,838
Provision for loan and lease losses$210,0003,778
Total noninterest income$812,0003,980
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$227,0004,647
Trading account gains and fees$0178
Additional Noninterest Income$585,0003,047
Total noninterest expense$4,196,0003,970
Salaries and employee benefits$2,662,0003,548
Premises and equipment expense$450,0004,671
Additional noninterest expense$1,084,0004,379
Pre-tax net operating income$1,672,0003,700
Securities gains (losses)$-27,0007,838
Applicable income taxes$06,070
Income before extraordinary items$1,645,0003,238
Extraordinary gains, net$039
Net income$1,645,0003,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,672,0003,186
2007-09-30 (YTD Data)Rank
Total interest income$5,866,0004,440
Total interest expense$2,008,0005,106
Net interest income$3,858,0003,919
Provision for loan and lease losses$158,0003,406
Total noninterest income$644,0003,872
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$165,0004,729
Trading account gains and fees$0184
Additional Noninterest Income$479,0002,917
Total noninterest expense$3,117,0003,981
Salaries and employee benefits$2,002,0003,537
Premises and equipment expense$343,0004,602
Additional noninterest expense$772,0004,491
Pre-tax net operating income$1,227,0003,902
Securities gains (losses)$-10,0007,777
Applicable income taxes$06,220
Income before extraordinary items$1,217,0003,436
Extraordinary gains, net$033
Net income$1,217,0003,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$450,0003,069
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,227,0003,395
2007-06-30 (YTD Data)Rank
Total interest income$3,830,0004,527
Total interest expense$1,316,0005,159
Net interest income$2,514,0004,011
Provision for loan and lease losses$105,0003,205
Total noninterest income$418,0003,939
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$107,0004,803
Trading account gains and fees$0168
Additional Noninterest Income$311,0002,953
Total noninterest expense$2,043,0004,074
Salaries and employee benefits$1,309,0003,613
Premises and equipment expense$237,0004,530
Additional noninterest expense$497,0004,603
Pre-tax net operating income$784,0004,059
Securities gains (losses)$-10,0007,993
Applicable income taxes$06,265
Income before extraordinary items$774,0003,600
Extraordinary gains, net$029
Net income$774,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$784,0003,537
2007-03-31 (YTD Data)Rank
Total interest income$1,877,0004,584
Total interest expense$661,0005,124
Net interest income$1,216,0004,108
Provision for loan and lease losses$53,0003,025
Total noninterest income$189,0004,143
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$133,0003,224
Total noninterest expense$987,0004,189
Salaries and employee benefits$626,0003,769
Premises and equipment expense$121,0004,484
Additional noninterest expense$240,0004,674
Pre-tax net operating income$365,0004,215
Securities gains (losses)$-10,0008,261
Applicable income taxes$06,196
Income before extraordinary items$355,0003,781
Extraordinary gains, net$022
Net income$355,0003,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$365,0003,694
2006-12-31 (YTD Data)Rank
Total interest income$6,361,0004,821
Total interest expense$1,888,0005,558
Net interest income$4,473,0004,359
Provision for loan and lease losses$312,0002,695
Total noninterest income$597,0004,743
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$173,0005,258
Trading account gains and fees$0130
Additional Noninterest Income$424,0003,634
Total noninterest expense$3,643,0004,271
Salaries and employee benefits$2,226,0003,945
Premises and equipment expense$470,0004,448
Additional noninterest expense$947,0004,688
Pre-tax net operating income$1,115,0004,950
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,115,0004,454
Extraordinary gains, net$051
Net income$1,115,0004,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,765
Cash dividends$378,0004,174
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,115,0004,436
2006-09-30 (YTD Data)Rank
Total interest income$4,559,0004,942
Total interest expense$1,305,0005,702
Net interest income$3,254,0004,474
Provision for loan and lease losses$242,0002,500
Total noninterest income$414,0004,937
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$124,0005,411
Trading account gains and fees$0126
Additional Noninterest Income$290,0003,798
Total noninterest expense$2,704,0004,281
Salaries and employee benefits$1,635,0003,993
Premises and equipment expense$350,0004,462
Additional noninterest expense$719,0004,617
Pre-tax net operating income$722,0005,448
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$722,0004,946
Extraordinary gains, net$045
Net income$722,0004,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$243,0003,944
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$722,0004,937
2006-06-30 (YTD Data)Rank
Total interest income$2,899,0005,076
Total interest expense$827,0005,718
Net interest income$2,072,0004,615
Provision for loan and lease losses$171,0002,390
Total noninterest income$256,0005,092
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$80,0005,471
Trading account gains and fees$0126
Additional Noninterest Income$176,0003,987
Total noninterest expense$1,741,0004,420
Salaries and employee benefits$1,049,0004,130
Premises and equipment expense$229,0004,518
Additional noninterest expense$463,0004,729
Pre-tax net operating income$416,0005,815
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$416,0005,291
Extraordinary gains, net$039
Net income$416,0005,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$154,0003,957
Sale, conversion, retirement of capital stock, net$0887
Net operating income$416,0005,290
2006-03-31 (YTD Data)Rank
Total interest income$1,354,0005,233
Total interest expense$385,0005,795
Net interest income$969,0004,797
Provision for loan and lease losses$93,0002,093
Total noninterest income$100,0005,604
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$38,0005,504
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,677
Total noninterest expense$833,0004,568
Salaries and employee benefits$495,0004,314
Premises and equipment expense$111,0004,639
Additional noninterest expense$227,0004,767
Pre-tax net operating income$143,0006,508
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$143,0006,063
Extraordinary gains, net$021
Net income$143,0006,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$66,0003,425
Sale, conversion, retirement of capital stock, net$0648
Net operating income$143,0006,061
2005-12-31 (YTD Data)Rank
Total interest income$4,587,0005,430
Total interest expense$1,112,0006,016
Net interest income$3,475,0005,045
Provision for loan and lease losses$318,0002,710
Total noninterest income$385,0005,799
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$137,0005,782
Trading account gains and fees$0138
Additional Noninterest Income$248,0004,743
Total noninterest expense$2,886,0004,902
Salaries and employee benefits$1,784,0004,509
Premises and equipment expense$340,0005,373
Additional noninterest expense$762,0005,323
Pre-tax net operating income$656,0006,255
Securities gains (losses)$-10,0007,535
Applicable income taxes$06,964
Income before extraordinary items$646,0005,831
Extraordinary gains, net$046
Net income$646,0005,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,162
Cash dividends$62,0005,709
Sale, conversion, retirement of capital stock, net$0934
Net operating income$656,0005,772
2005-09-30 (YTD Data)Rank
Total interest income$3,288,0005,533
Total interest expense$779,0006,076
Net interest income$2,509,0005,168
Provision for loan and lease losses$207,0002,899
Total noninterest income$295,0005,799
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$105,0005,772
Trading account gains and fees$0126
Additional Noninterest Income$190,0004,713
Total noninterest expense$2,073,0005,021
Salaries and employee benefits$1,249,0004,694
Premises and equipment expense$260,0005,309
Additional noninterest expense$564,0005,314
Pre-tax net operating income$524,0006,306
Securities gains (losses)$-10,0007,915
Applicable income taxes$06,976
Income before extraordinary items$514,0005,838
Extraordinary gains, net$035
Net income$514,0005,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$62,0004,938
Sale, conversion, retirement of capital stock, net$0769
Net operating income$524,0005,762
2005-06-30 (YTD Data)Rank
Total interest income$2,058,0005,653
Total interest expense$446,0006,334
Net interest income$1,612,0005,269
Provision for loan and lease losses$109,0003,247
Total noninterest income$196,0005,783
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$73,0005,656
Trading account gains and fees$0116
Additional Noninterest Income$123,0004,757
Total noninterest expense$1,310,0005,193
Salaries and employee benefits$806,0004,782
Premises and equipment expense$155,0005,616
Additional noninterest expense$349,0005,537
Pre-tax net operating income$389,0006,049
Securities gains (losses)$-4,0007,869
Applicable income taxes$06,961
Income before extraordinary items$385,0005,538
Extraordinary gains, net$030
Net income$385,0005,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$62,0004,620
Sale, conversion, retirement of capital stock, net$0643
Net operating income$389,0005,467
2005-03-31 (YTD Data)Rank
Total interest income$921,0005,972
Total interest expense$189,0006,688
Net interest income$732,0005,605
Provision for loan and lease losses$41,0003,575
Total noninterest income$93,0005,850
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,934
Total noninterest expense$632,0005,336
Salaries and employee benefits$379,0005,007
Premises and equipment expense$84,0005,420
Additional noninterest expense$169,0005,615
Pre-tax net operating income$152,0006,532
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$152,0006,060
Extraordinary gains, net$024
Net income$152,0006,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$152,0006,028
2004-12-31 (YTD Data)Rank
Total interest income$2,841,0006,590
Total interest expense$494,0007,323
Net interest income$2,347,0006,191
Provision for loan and lease losses$123,0004,583
Total noninterest income$423,0005,673
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$158,0005,672
Trading account gains and fees$0138
Additional Noninterest Income$265,0004,513
Total noninterest expense$2,107,0005,842
Salaries and employee benefits$1,227,0005,626
Premises and equipment expense$304,0005,650
Additional noninterest expense$576,0006,119
Pre-tax net operating income$540,0006,580
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$540,0006,207
Extraordinary gains, net$034
Net income$540,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,720
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$540,0006,120
2004-09-30 (YTD Data)Rank
Total interest income$2,015,0006,732
Total interest expense$350,0007,456
Net interest income$1,665,0006,350
Provision for loan and lease losses$96,0004,350
Total noninterest income$264,0006,097
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$115,0005,785
Trading account gains and fees$0134
Additional Noninterest Income$149,0005,142
Total noninterest expense$1,480,0006,004
Salaries and employee benefits$877,0005,732
Premises and equipment expense$176,0006,340
Additional noninterest expense$427,0006,115
Pre-tax net operating income$353,0006,945
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$353,0006,590
Extraordinary gains, net$026
Net income$353,0006,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,955
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$353,0006,523
2004-06-30 (YTD Data)Rank
Total interest income$1,274,0006,905
Total interest expense$234,0007,523
Net interest income$1,040,0006,559
Provision for loan and lease losses$69,0004,142
Total noninterest income$165,0006,261
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$75,0005,834
Trading account gains and fees$0130
Additional Noninterest Income$90,0005,371
Total noninterest expense$950,0006,182
Salaries and employee benefits$553,0005,952
Premises and equipment expense$118,0006,364
Additional noninterest expense$279,0006,195
Pre-tax net operating income$186,0007,288
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$186,0007,016
Extraordinary gains, net$021
Net income$186,0007,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,214
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$186,0006,946
2004-03-31 (YTD Data)Rank
Total interest income$621,0006,987
Total interest expense$123,0007,470
Net interest income$498,0006,698
Provision for loan and lease losses$54,0003,215
Total noninterest income$74,0006,458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$33,0006,033
Trading account gains and fees$0121
Additional Noninterest Income$41,0005,508
Total noninterest expense$463,0006,306
Salaries and employee benefits$266,0006,129
Premises and equipment expense$66,0006,063
Additional noninterest expense$131,0006,404
Pre-tax net operating income$55,0007,840
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$55,0007,679
Extraordinary gains, net$016
Net income$55,0007,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$55,0007,605
2003-12-31 (YTD Data)Rank
Total interest income$2,445,0007,098
Total interest expense$447,0007,943
Net interest income$1,998,0006,599
Provision for loan and lease losses$185,0004,159
Total noninterest income$190,0007,435
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$124,0006,218
Trading account gains and fees$0160
Additional Noninterest Income$66,0007,202
Total noninterest expense$1,606,0006,707
Salaries and employee benefits$888,0006,634
Premises and equipment expense$211,0006,653
Additional noninterest expense$507,0006,518
Pre-tax net operating income$397,0007,057
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$397,0006,827
Extraordinary gains, net$054
Net income$397,0006,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,575
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$397,0006,668
2003-09-30 (YTD Data)Rank
Total interest income$1,826,0007,194
Total interest expense$339,0008,070
Net interest income$1,487,0006,661
Provision for loan and lease losses$140,0004,015
Total noninterest income$141,0007,499
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$91,0006,296
Trading account gains and fees$0153
Additional Noninterest Income$50,0007,214
Total noninterest expense$1,206,0006,690
Salaries and employee benefits$674,0006,588
Premises and equipment expense$155,0006,699
Additional noninterest expense$377,0006,513
Pre-tax net operating income$282,0007,265
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$282,0007,050
Extraordinary gains, net$040
Net income$282,0007,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$282,0006,882
2003-06-30 (YTD Data)Rank
Total interest income$1,196,0007,298
Total interest expense$230,0008,141
Net interest income$966,0006,745
Provision for loan and lease losses$95,0003,952
Total noninterest income$90,0007,570
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$60,0006,305
Trading account gains and fees$0150
Additional Noninterest Income$30,0007,328
Total noninterest expense$804,0006,692
Salaries and employee benefits$454,0006,580
Premises and equipment expense$105,0006,641
Additional noninterest expense$245,0006,586
Pre-tax net operating income$157,0007,550
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$157,0007,374
Extraordinary gains, net$030
Net income$157,0007,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$157,0007,188
2003-03-31 (YTD Data)Rank
Total interest income$592,0007,352
Total interest expense$124,0008,118
Net interest income$468,0006,843
Provision for loan and lease losses$56,0003,519
Total noninterest income$43,0007,632
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$28,0006,375
Trading account gains and fees$0134
Additional Noninterest Income$15,0007,351
Total noninterest expense$402,0006,700
Salaries and employee benefits$230,0006,550
Premises and equipment expense$53,0006,622
Additional noninterest expense$119,0006,675
Pre-tax net operating income$53,0007,954
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$53,0007,823
Extraordinary gains, net$021
Net income$53,0007,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$53,0007,678
2002-12-31 (YTD Data)Rank
Total interest income$1,979,0007,870
Total interest expense$413,0008,621
Net interest income$1,566,0007,321
Provision for loan and lease losses$148,0004,983
Total noninterest income$146,0007,879
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$108,0006,444
Trading account gains and fees$0153
Additional Noninterest Income$38,0007,947
Total noninterest expense$1,435,0006,987
Salaries and employee benefits$795,0006,899
Premises and equipment expense$193,0006,844
Additional noninterest expense$447,0006,836
Pre-tax net operating income$129,0008,202
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$129,0008,199
Extraordinary gains, net$070
Net income$129,0008,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$129,0008,097
2001-12-31 (YTD Data)Rank
Total interest income$1,632,0008,593
Total interest expense$493,0009,026
Net interest income$1,139,0008,008
Provision for loan and lease losses$80,0005,977
Total noninterest income$89,0008,667
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$66,0007,268
Trading account gains and fees$0177
Additional Noninterest Income$23,0008,600
Total noninterest expense$1,089,0007,722
Salaries and employee benefits$611,0007,614
Premises and equipment expense$175,0007,142
Additional noninterest expense$303,0007,841
Pre-tax net operating income$59,0008,508
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$59,0008,564
Extraordinary gains, net$0105
Net income$59,0008,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$59,0008,469
2000-12-31 (YTD Data)Rank
Total interest income$775,0009,548
Total interest expense$280,0009,561
Net interest income$495,0009,466
Provision for loan and lease losses$128,0004,722
Total noninterest income$59,0009,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,0008,281
Trading account gains and feesNANA
Additional Noninterest Income$40,0008,167
Total noninterest expense$1,689,0006,290
Salaries and employee benefits$1,145,0005,404
Premises and equipment expense$141,0007,736
Additional noninterest expense$403,0007,122
Pre-tax net operating income$-1,263,0009,762
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-1,263,0009,773
Extraordinary gains, net$038
Net income$-1,263,0009,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$3,658,000274
Net operating income$-1,263,0009,777

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.