Home > Yakima National Bank > Income and Expense
Yakima National Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 3,922 |
| Total interest expense | $465,000 | 4,103 |
| Net interest income | $3,560,000 | 3,844 |
| Provision for loan and lease losses | $172,000 | 2,793 |
| Total noninterest income | $493,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $113,000 | 4,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $380,000 | 3,400 |
| Total noninterest expense | $3,893,000 | 3,323 |
| Salaries and employee benefits | $2,407,000 | 2,987 |
| Premises and equipment expense | $323,000 | 4,103 |
| Additional noninterest expense | $1,163,000 | 3,572 |
| Pre-tax net operating income | $-12,000 | 6,307 |
| Securities gains (losses) | $83,000 | 1,344 |
| Applicable income taxes | $-89,000 | 6,680 |
| Income before extraordinary items | $160,000 | 5,793 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $160,000 | 5,795 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $160,000 | 5,795 |
| Net charge-offs | $290,000 | 2,157 |
| Cash dividends | $160,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $77,000 | 6,044 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 4,014 |
| Total interest expense | $309,000 | 4,167 |
| Net interest income | $2,296,000 | 3,932 |
| Provision for loan and lease losses | $47,000 | 3,685 |
| Total noninterest income | $348,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,321 |
| Total noninterest expense | $2,453,000 | 3,482 |
| Salaries and employee benefits | $1,611,000 | 3,008 |
| Premises and equipment expense | $214,000 | 4,142 |
| Additional noninterest expense | $628,000 | 4,076 |
| Pre-tax net operating income | $144,000 | 5,619 |
| Securities gains (losses) | $83,000 | 1,225 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $213,000 | 5,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 5,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $213,000 | 5,192 |
| Net charge-offs | $74,000 | 3,035 |
| Cash dividends | $106,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $134,980 | 5,543 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,230 |
| Total interest expense | $159,000 | 4,201 |
| Net interest income | $1,052,000 | 4,193 |
| Provision for loan and lease losses | $-25,000 | 6,772 |
| Total noninterest income | $186,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 3,175 |
| Total noninterest expense | $1,245,000 | 3,466 |
| Salaries and employee benefits | $825,000 | 2,978 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $317,000 | 4,092 |
| Pre-tax net operating income | $18,000 | 6,169 |
| Securities gains (losses) | $83,000 | 739 |
| Applicable income taxes | $-1,000 | 6,670 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $53,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $19,000 | 6,141 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 4,355 |
| Total interest expense | $695,000 | 4,422 |
| Net interest income | $4,202,000 | 4,276 |
| Provision for loan and lease losses | $-175,000 | 6,920 |
| Total noninterest income | $821,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $169,000 | 4,570 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $652,000 | 2,993 |
| Total noninterest expense | $4,562,000 | 3,706 |
| Salaries and employee benefits | $2,880,000 | 3,223 |
| Premises and equipment expense | $415,000 | 4,235 |
| Additional noninterest expense | $1,267,000 | 4,220 |
| Pre-tax net operating income | $636,000 | 4,630 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $84,000 | 3,621 |
| Income before extraordinary items | $552,000 | 4,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,811 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $552,000 | 4,812 |
| Net charge-offs | $-75,000 | 6,911 |
| Cash dividends | $214,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $552,000 | 4,628 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,443 |
| Total interest expense | $530,000 | 4,518 |
| Net interest income | $3,131,000 | 4,361 |
| Provision for loan and lease losses | $-175,000 | 7,059 |
| Total noninterest income | $576,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $448,000 | 3,108 |
| Total noninterest expense | $3,386,000 | 3,766 |
| Salaries and employee benefits | $2,130,000 | 3,273 |
| Premises and equipment expense | $311,000 | 4,274 |
| Additional noninterest expense | $945,000 | 4,260 |
| Pre-tax net operating income | $496,000 | 4,724 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $51,000 | 3,781 |
| Income before extraordinary items | $445,000 | 4,811 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $445,000 | 4,811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $445,000 | 4,811 |
| Net charge-offs | $-53,000 | 6,938 |
| Cash dividends | $161,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $445,000 | 4,640 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 4,458 |
| Total interest expense | $361,000 | 4,574 |
| Net interest income | $2,093,000 | 4,367 |
| Provision for loan and lease losses | $-100,000 | 7,105 |
| Total noninterest income | $399,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 2,973 |
| Total noninterest expense | $2,244,000 | 3,795 |
| Salaries and employee benefits | $1,401,000 | 3,315 |
| Premises and equipment expense | $203,000 | 4,336 |
| Additional noninterest expense | $640,000 | 4,232 |
| Pre-tax net operating income | $348,000 | 4,654 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $318,000 | 4,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $318,000 | 4,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $318,000 | 4,726 |
| Net charge-offs | $-97,000 | 7,089 |
| Cash dividends | $106,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $318,000 | 4,534 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 4,690 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $953,000 | 4,676 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $217,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $1,073,000 | 3,900 |
| Salaries and employee benefits | $688,000 | 3,385 |
| Premises and equipment expense | $94,000 | 4,532 |
| Additional noninterest expense | $291,000 | 4,463 |
| Pre-tax net operating income | $97,000 | 5,438 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $91,000 | 5,487 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,487 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $91,000 | 5,487 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $53,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $91,000 | 5,323 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 4,656 |
| Total interest expense | $989,000 | 4,423 |
| Net interest income | $3,840,000 | 4,650 |
| Provision for loan and lease losses | $252,000 | 4,337 |
| Total noninterest income | $523,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $174,000 | 4,631 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $349,000 | 3,632 |
| Total noninterest expense | $4,384,000 | 3,865 |
| Salaries and employee benefits | $2,643,000 | 3,417 |
| Premises and equipment expense | $369,000 | 4,749 |
| Additional noninterest expense | $1,372,000 | 4,095 |
| Pre-tax net operating income | $-273,000 | 6,283 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-192,000 | 6,914 |
| Income before extraordinary items | $-81,000 | 6,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-81,000 | 6,261 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-81,000 | 6,262 |
| Net charge-offs | $78,000 | 5,184 |
| Cash dividends | $213,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-81,000 | 6,161 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 4,668 |
| Total interest expense | $776,000 | 4,436 |
| Net interest income | $2,905,000 | 4,656 |
| Provision for loan and lease losses | $252,000 | 3,846 |
| Total noninterest income | $372,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $239,000 | 3,825 |
| Total noninterest expense | $3,366,000 | 3,822 |
| Salaries and employee benefits | $2,003,000 | 3,392 |
| Premises and equipment expense | $280,000 | 4,779 |
| Additional noninterest expense | $1,083,000 | 3,949 |
| Pre-tax net operating income | $-341,000 | 6,502 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-206,000 | 7,092 |
| Income before extraordinary items | $-135,000 | 6,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-135,000 | 6,456 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-135,000 | 6,455 |
| Net charge-offs | $86,000 | 4,580 |
| Cash dividends | $160,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-135,000 | 6,371 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 4,601 |
| Total interest expense | $538,000 | 4,461 |
| Net interest income | $2,017,000 | 4,556 |
| Provision for loan and lease losses | $252,000 | 3,228 |
| Total noninterest income | $252,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $91,000 | 4,565 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 3,836 |
| Total noninterest expense | $2,291,000 | 3,818 |
| Salaries and employee benefits | $1,330,000 | 3,420 |
| Premises and equipment expense | $189,000 | 4,800 |
| Additional noninterest expense | $772,000 | 3,834 |
| Pre-tax net operating income | $-274,000 | 6,631 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-171,000 | 7,195 |
| Income before extraordinary items | $-103,000 | 6,511 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-103,000 | 6,511 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-103,000 | 6,511 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $106,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-103,000 | 6,472 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,660 |
| Total interest expense | $283,000 | 4,450 |
| Net interest income | $976,000 | 4,637 |
| Provision for loan and lease losses | $252,000 | 2,159 |
| Total noninterest income | $145,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $1,077,000 | 3,996 |
| Salaries and employee benefits | $589,000 | 3,781 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $392,000 | 3,785 |
| Pre-tax net operating income | $-208,000 | 6,836 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-120,000 | 7,311 |
| Income before extraordinary items | $-88,000 | 6,690 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-88,000 | 6,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-88,000 | 6,690 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $53,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-88,000 | 6,681 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 4,634 |
| Total interest expense | $1,212,000 | 4,792 |
| Net interest income | $4,137,000 | 4,483 |
| Provision for loan and lease losses | $138,000 | 5,736 |
| Total noninterest income | $849,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $235,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $614,000 | 2,874 |
| Total noninterest expense | $4,173,000 | 4,101 |
| Salaries and employee benefits | $2,554,000 | 3,522 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $1,309,000 | 4,374 |
| Pre-tax net operating income | $675,000 | 3,974 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $125,000 | 3,063 |
| Income before extraordinary items | $550,000 | 4,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $550,000 | 4,175 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $550,000 | 4,176 |
| Net charge-offs | $332,000 | 4,187 |
| Cash dividends | $213,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $550,000 | 4,037 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 4,732 |
| Total interest expense | $921,000 | 4,919 |
| Net interest income | $3,078,000 | 4,565 |
| Provision for loan and lease losses | $-19,000 | 7,683 |
| Total noninterest income | $640,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $176,000 | 4,196 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $464,000 | 2,877 |
| Total noninterest expense | $3,098,000 | 4,124 |
| Salaries and employee benefits | $1,893,000 | 3,598 |
| Premises and equipment expense | $225,000 | 5,470 |
| Additional noninterest expense | $980,000 | 4,353 |
| Pre-tax net operating income | $639,000 | 3,868 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $119,000 | 2,989 |
| Income before extraordinary items | $520,000 | 4,037 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $520,000 | 4,040 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $520,000 | 4,040 |
| Net charge-offs | $161,000 | 4,442 |
| Cash dividends | $160,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $520,000 | 3,893 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 4,793 |
| Total interest expense | $633,000 | 4,941 |
| Net interest income | $2,012,000 | 4,627 |
| Provision for loan and lease losses | $33,000 | 6,114 |
| Total noninterest income | $436,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $113,000 | 4,263 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $323,000 | 2,743 |
| Total noninterest expense | $1,983,000 | 4,260 |
| Salaries and employee benefits | $1,234,000 | 3,673 |
| Premises and equipment expense | $150,000 | 5,511 |
| Additional noninterest expense | $599,000 | 4,590 |
| Pre-tax net operating income | $432,000 | 3,864 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $74,000 | 3,032 |
| Income before extraordinary items | $358,000 | 3,972 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $358,000 | 3,970 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $358,000 | 3,971 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $106,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $358,000 | 3,854 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 4,838 |
| Total interest expense | $315,000 | 5,077 |
| Net interest income | $1,017,000 | 4,624 |
| Provision for loan and lease losses | $33,000 | 5,259 |
| Total noninterest income | $233,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $175,000 | 2,592 |
| Total noninterest expense | $973,000 | 4,360 |
| Salaries and employee benefits | $605,000 | 3,796 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $244,000 | 3,719 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $45,000 | 2,866 |
| Income before extraordinary items | $199,000 | 3,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 3,895 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $199,000 | 3,896 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $53,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $199,000 | 3,786 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 4,803 |
| Total interest expense | $1,384,000 | 5,336 |
| Net interest income | $4,255,000 | 4,393 |
| Provision for loan and lease losses | $430,000 | 4,770 |
| Total noninterest income | $811,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $173,000 | 4,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $638,000 | 2,810 |
| Total noninterest expense | $3,776,000 | 4,494 |
| Salaries and employee benefits | $2,350,000 | 3,871 |
| Premises and equipment expense | $241,000 | 6,147 |
| Additional noninterest expense | $1,185,000 | 4,787 |
| Pre-tax net operating income | $860,000 | 3,227 |
| Securities gains (losses) | $58,000 | 2,541 |
| Applicable income taxes | $34,000 | 3,455 |
| Income before extraordinary items | $884,000 | 2,976 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $884,000 | 2,976 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $884,000 | 2,976 |
| Net charge-offs | $224,000 | 4,855 |
| Cash dividends | $213,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $828,320 | 3,023 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 4,855 |
| Total interest expense | $1,036,000 | 5,475 |
| Net interest income | $3,199,000 | 4,404 |
| Provision for loan and lease losses | $320,000 | 4,496 |
| Total noninterest income | $588,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $132,000 | 4,904 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $456,000 | 2,970 |
| Total noninterest expense | $2,792,000 | 4,558 |
| Salaries and employee benefits | $1,759,000 | 3,920 |
| Premises and equipment expense | $166,000 | 6,361 |
| Additional noninterest expense | $867,000 | 4,825 |
| Pre-tax net operating income | $675,000 | 3,407 |
| Securities gains (losses) | $58,000 | 2,206 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $661,000 | 3,220 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $661,000 | 3,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $661,000 | 3,220 |
| Net charge-offs | $127,000 | 4,827 |
| Cash dividends | $160,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $608,800 | 3,275 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 4,938 |
| Total interest expense | $667,000 | 5,686 |
| Net interest income | $2,111,000 | 4,422 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $393,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $95,000 | 4,760 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $298,000 | 3,018 |
| Total noninterest expense | $1,801,000 | 4,687 |
| Salaries and employee benefits | $1,138,000 | 4,031 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $574,000 | 4,847 |
| Pre-tax net operating income | $523,000 | 3,231 |
| Securities gains (losses) | $58,000 | 1,817 |
| Applicable income taxes | $51,000 | 3,143 |
| Income before extraordinary items | $530,000 | 2,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 2,984 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $530,000 | 2,985 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $106,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $477,220 | 3,065 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,040 |
| Total interest expense | $324,000 | 5,853 |
| Net interest income | $1,026,000 | 4,505 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $161,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $857,000 | 4,748 |
| Salaries and employee benefits | $541,000 | 4,207 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $246,000 | 4,991 |
| Pre-tax net operating income | $295,000 | 3,364 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $64,000 | 2,663 |
| Income before extraordinary items | $231,000 | 3,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $231,000 | 3,611 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $231,000 | 3,612 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $53,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $231,000 | 3,470 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 5,259 |
| Total interest expense | $1,294,000 | 6,279 |
| Net interest income | $4,082,000 | 4,531 |
| Provision for loan and lease losses | $230,000 | 5,040 |
| Total noninterest income | $711,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 5,561 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $582,000 | 2,936 |
| Total noninterest expense | $3,138,000 | 4,977 |
| Salaries and employee benefits | $1,943,000 | 4,550 |
| Premises and equipment expense | $261,000 | 6,149 |
| Additional noninterest expense | $934,000 | 5,036 |
| Pre-tax net operating income | $1,425,000 | 3,116 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $489,000 | 1,883 |
| Income before extraordinary items | $936,000 | 3,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $936,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,180 |
| Cash dividends | $213,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $936,000 | 3,563 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 5,377 |
| Total interest expense | $922,000 | 6,512 |
| Net interest income | $3,028,000 | 4,588 |
| Provision for loan and lease losses | $95,000 | 5,209 |
| Total noninterest income | $504,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $94,000 | 5,629 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $410,000 | 3,142 |
| Total noninterest expense | $2,290,000 | 5,046 |
| Salaries and employee benefits | $1,406,000 | 4,684 |
| Premises and equipment expense | $199,000 | 6,121 |
| Additional noninterest expense | $685,000 | 5,020 |
| Pre-tax net operating income | $1,147,000 | 3,404 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $393,000 | 2,177 |
| Income before extraordinary items | $754,000 | 3,682 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $754,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,286 |
| Cash dividends | $160,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $754,000 | 3,817 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 5,539 |
| Total interest expense | $562,000 | 6,807 |
| Net interest income | $1,988,000 | 4,638 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $284,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $61,000 | 5,679 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $223,000 | 3,557 |
| Total noninterest expense | $1,492,000 | 5,144 |
| Salaries and employee benefits | $897,000 | 4,851 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $452,000 | 5,050 |
| Pre-tax net operating income | $750,000 | 3,573 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $247,000 | 2,447 |
| Income before extraordinary items | $503,000 | 4,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,356 |
| Cash dividends | $107,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $503,000 | 3,946 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,722 |
| Total interest expense | $278,000 | 6,978 |
| Net interest income | $965,000 | 4,744 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $131,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $735,000 | 5,204 |
| Salaries and employee benefits | $436,000 | 4,974 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $217,000 | 5,121 |
| Pre-tax net operating income | $361,000 | 3,766 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $127,000 | 2,519 |
| Income before extraordinary items | $234,000 | 4,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,424 |
| Cash dividends | $53,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $234,000 | 4,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,808 |
| Total interest expense | $1,300,000 | 6,720 |
| Net interest income | $3,519,000 | 5,015 |
| Provision for loan and lease losses | $124,000 | 4,583 |
| Total noninterest income | $492,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $126,000 | 5,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $366,000 | 3,905 |
| Total noninterest expense | $2,729,000 | 5,317 |
| Salaries and employee benefits | $1,579,000 | 5,139 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $902,000 | 4,958 |
| Pre-tax net operating income | $1,158,000 | 4,430 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $324,000 | 3,288 |
| Income before extraordinary items | $834,000 | 4,695 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $834,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 8,409 |
| Cash dividends | $191,000 | 4,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $834,000 | 4,684 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 5,909 |
| Total interest expense | $938,000 | 6,811 |
| Net interest income | $2,584,000 | 5,104 |
| Provision for loan and lease losses | $109,000 | 3,992 |
| Total noninterest income | $304,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $213,000 | 4,368 |
| Total noninterest expense | $1,910,000 | 5,519 |
| Salaries and employee benefits | $1,094,000 | 5,374 |
| Premises and equipment expense | $171,000 | 6,453 |
| Additional noninterest expense | $645,000 | 5,061 |
| Pre-tax net operating income | $869,000 | 4,671 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $260,000 | 3,384 |
| Income before extraordinary items | $609,000 | 4,976 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $609,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,415 |
| Cash dividends | $137,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $609,000 | 4,962 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 6,047 |
| Total interest expense | $556,000 | 7,055 |
| Net interest income | $1,680,000 | 5,221 |
| Provision for loan and lease losses | $97,000 | 3,344 |
| Total noninterest income | $192,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $1,190,000 | 5,753 |
| Salaries and employee benefits | $692,000 | 5,587 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $585,000 | 4,721 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $199,000 | 3,277 |
| Income before extraordinary items | $386,000 | 5,149 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $386,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 8,473 |
| Cash dividends | $84,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $386,000 | 5,138 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 6,138 |
| Total interest expense | $248,000 | 7,266 |
| Net interest income | $831,000 | 5,254 |
| Provision for loan and lease losses | $57,000 | 2,953 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $545,000 | 6,043 |
| Salaries and employee benefits | $328,000 | 5,806 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $170,000 | 5,750 |
| Pre-tax net operating income | $297,000 | 4,673 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $193,000 | 5,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $193,000 | 5,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 6,298 |
| Total interest expense | $778,000 | 7,373 |
| Net interest income | $2,930,000 | 5,600 |
| Provision for loan and lease losses | $280,000 | 2,910 |
| Total noninterest income | $319,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $117,000 | 5,932 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 5,109 |
| Total noninterest expense | $2,270,000 | 5,784 |
| Salaries and employee benefits | $1,402,000 | 5,412 |
| Premises and equipment expense | $200,000 | 6,743 |
| Additional noninterest expense | $668,000 | 5,772 |
| Pre-tax net operating income | $699,000 | 5,923 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $148,000 | 4,612 |
| Income before extraordinary items | $549,000 | 5,991 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $549,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,193 |
| Cash dividends | $82,000 | 5,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $550,580 | 5,984 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 6,418 |
| Total interest expense | $552,000 | 7,453 |
| Net interest income | $2,101,000 | 5,775 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $241,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $91,000 | 5,951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $1,582,000 | 5,991 |
| Salaries and employee benefits | $955,000 | 5,686 |
| Premises and equipment expense | $150,000 | 6,756 |
| Additional noninterest expense | $477,000 | 5,902 |
| Pre-tax net operating income | $540,000 | 6,075 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $408,000 | 6,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $408,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,488 |
| Cash dividends | $42,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $409,520 | 6,187 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 6,550 |
| Total interest expense | $340,000 | 7,538 |
| Net interest income | $1,329,000 | 5,947 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $146,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $1,062,000 | 5,984 |
| Salaries and employee benefits | $634,000 | 5,730 |
| Premises and equipment expense | $104,000 | 6,678 |
| Additional noninterest expense | $324,000 | 5,850 |
| Pre-tax net operating income | $288,000 | 6,532 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $64,000 | 5,006 |
| Income before extraordinary items | $222,000 | 6,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 984 |
| Cash dividends | $2,000 | 5,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $223,560 | 6,560 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,658 |
| Total interest expense | $158,000 | 7,600 |
| Net interest income | $637,000 | 6,080 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $526,000 | 6,027 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $163,000 | 6,253 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $114,000 | 6,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 282 |
| Net operating income | $115,420 | 6,488 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 6,702 |
| Total interest expense | $508,000 | 7,593 |
| Net interest income | $2,363,000 | 6,189 |
| Provision for loan and lease losses | $278,000 | 2,988 |
| Total noninterest income | $277,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,547 |
| Total noninterest expense | $2,576,000 | 5,282 |
| Salaries and employee benefits | $1,377,000 | 5,350 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $985,000 | 4,466 |
| Pre-tax net operating income | $-214,000 | 8,393 |
| Securities gains (losses) | $-10,000 | 7,535 |
| Applicable income taxes | $-25,000 | 8,510 |
| Income before extraordinary items | $-199,000 | 8,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-199,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,016 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 774 |
| Net operating income | $-190,100 | 8,391 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,739 |
| Total interest expense | $368,000 | 7,607 |
| Net interest income | $1,752,000 | 6,260 |
| Provision for loan and lease losses | $148,000 | 3,530 |
| Total noninterest income | $215,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 6,097 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $1,558,000 | 5,941 |
| Salaries and employee benefits | $949,000 | 5,604 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $261,000 | 7,370 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $88,000 | 5,362 |
| Income before extraordinary items | $173,000 | 7,589 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $173,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,142 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 622 |
| Net operating income | $173,000 | 7,556 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 6,751 |
| Total interest expense | $233,000 | 7,634 |
| Net interest income | $1,144,000 | 6,313 |
| Provision for loan and lease losses | $74,000 | 3,882 |
| Total noninterest income | $137,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,015,000 | 6,019 |
| Salaries and employee benefits | $627,000 | 5,607 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $280,000 | 6,202 |
| Pre-tax net operating income | $192,000 | 7,267 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $123,000 | 7,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $123,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 488 |
| Net operating income | $123,000 | 7,520 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,955 |
| Total interest expense | $113,000 | 7,670 |
| Net interest income | $528,000 | 6,565 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $502,000 | 6,092 |
| Salaries and employee benefits | $312,000 | 5,668 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $66,000 | 7,690 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 6,877 |
| Total interest expense | $409,000 | 7,653 |
| Net interest income | $2,103,000 | 6,486 |
| Provision for loan and lease losses | $116,000 | 4,781 |
| Total noninterest income | $313,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $127,000 | 6,082 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $186,000 | 5,256 |
| Total noninterest expense | $1,885,000 | 6,208 |
| Salaries and employee benefits | $1,109,000 | 5,945 |
| Premises and equipment expense | $200,000 | 6,775 |
| Additional noninterest expense | $576,000 | 6,119 |
| Pre-tax net operating income | $415,000 | 7,011 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $61,000 | 5,913 |
| Income before extraordinary items | $354,000 | 7,002 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $354,000 | 7,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 830 |
| Net operating income | $354,000 | 6,950 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 6,910 |
| Total interest expense | $297,000 | 7,717 |
| Net interest income | $1,574,000 | 6,509 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $224,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $97,000 | 6,103 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 5,461 |
| Total noninterest expense | $1,409,000 | 6,176 |
| Salaries and employee benefits | $828,000 | 5,905 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $432,000 | 6,069 |
| Pre-tax net operating income | $324,000 | 7,077 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $63,000 | 5,791 |
| Income before extraordinary items | $261,000 | 7,144 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $261,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 693 |
| Net operating income | $261,000 | 7,079 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 6,978 |
| Total interest expense | $195,000 | 7,810 |
| Net interest income | $1,030,000 | 6,580 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $145,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 5,579 |
| Total noninterest expense | $942,000 | 6,214 |
| Salaries and employee benefits | $560,000 | 5,909 |
| Premises and equipment expense | $99,000 | 6,797 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $198,000 | 7,205 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $47,000 | 5,703 |
| Income before extraordinary items | $151,000 | 7,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 590 |
| Net operating income | $151,000 | 7,254 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,062 |
| Total interest expense | $95,000 | 7,922 |
| Net interest income | $508,000 | 6,642 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $70,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $485,000 | 6,140 |
| Salaries and employee benefits | $293,000 | 5,807 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $74,000 | 7,547 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,075 |
| Total interest expense | $399,000 | 8,110 |
| Net interest income | $2,063,000 | 6,497 |
| Provision for loan and lease losses | $113,000 | 5,139 |
| Total noninterest income | $353,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $217,000 | 5,121 |
| Total noninterest expense | $2,084,000 | 5,857 |
| Salaries and employee benefits | $1,203,000 | 5,631 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $529,000 | 6,382 |
| Pre-tax net operating income | $219,000 | 7,760 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $37,000 | 6,479 |
| Income before extraordinary items | $186,000 | 7,831 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $186,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $182,680 | 7,715 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 7,170 |
| Total interest expense | $311,000 | 8,190 |
| Net interest income | $1,536,000 | 6,564 |
| Provision for loan and lease losses | $93,000 | 4,780 |
| Total noninterest income | $276,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $102,000 | 6,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,047 |
| Total noninterest expense | $1,583,000 | 5,797 |
| Salaries and employee benefits | $918,000 | 5,529 |
| Premises and equipment expense | $266,000 | 5,120 |
| Additional noninterest expense | $399,000 | 6,348 |
| Pre-tax net operating income | $136,000 | 8,051 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $-17,000 | 8,946 |
| Income before extraordinary items | $157,000 | 7,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $157,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $153,000 | 7,739 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,204 |
| Total interest expense | $215,000 | 8,232 |
| Net interest income | $1,020,000 | 6,587 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $148,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $68,000 | 6,077 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $1,057,000 | 5,802 |
| Salaries and employee benefits | $616,000 | 5,528 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $261,000 | 6,402 |
| Pre-tax net operating income | $54,000 | 8,348 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $-11,000 | 9,002 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $65,000 | 8,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 7,312 |
| Total interest expense | $113,000 | 8,261 |
| Net interest income | $489,000 | 6,711 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $537,000 | 5,735 |
| Salaries and employee benefits | $308,000 | 5,537 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $6,000 | 8,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-6,000 | 9,038 |
| Income before extraordinary items | $12,000 | 8,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $12,000 | 8,497 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 7,326 |
| Total interest expense | $607,000 | 8,066 |
| Net interest income | $1,927,000 | 6,739 |
| Provision for loan and lease losses | $85,000 | 5,981 |
| Total noninterest income | $359,000 | 6,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $141,000 | 5,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,842 |
| Total noninterest expense | $2,026,000 | 5,830 |
| Salaries and employee benefits | $1,142,000 | 5,667 |
| Premises and equipment expense | $350,000 | 5,091 |
| Additional noninterest expense | $534,000 | 6,318 |
| Pre-tax net operating income | $175,000 | 8,023 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $-33,000 | 8,953 |
| Income before extraordinary items | $198,000 | 7,848 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $198,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $208,000 | 7,697 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 7,533 |
| Total interest expense | $1,062,000 | 7,893 |
| Net interest income | $1,643,000 | 7,077 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $316,000 | 6,275 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $129,000 | 6,100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $187,000 | 5,069 |
| Total noninterest expense | $2,032,000 | 5,668 |
| Salaries and employee benefits | $1,087,000 | 5,693 |
| Premises and equipment expense | $359,000 | 4,943 |
| Additional noninterest expense | $586,000 | 5,924 |
| Pre-tax net operating income | $-160,000 | 8,926 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-160,000 | 9,009 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-160,000 | 9,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 815 |
| Net operating income | $-160,000 | 8,950 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 7,711 |
| Total interest expense | $952,000 | 8,320 |
| Net interest income | $1,743,000 | 7,030 |
| Provision for loan and lease losses | $197,000 | 3,798 |
| Total noninterest income | $197,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,509,000 | 6,728 |
| Salaries and employee benefits | $763,000 | 6,902 |
| Premises and equipment expense | $249,000 | 6,065 |
| Additional noninterest expense | $497,000 | 6,452 |
| Pre-tax net operating income | $234,000 | 8,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-66,000 | 9,525 |
| Income before extraordinary items | $300,000 | 7,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $300,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,541 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 758 |
| Net operating income | $300,000 | 7,478 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 8,536 |
| Total interest expense | $600,000 | 9,206 |
| Net interest income | $1,373,000 | 7,828 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $1,187,000 | 7,597 |
| Salaries and employee benefits | $607,000 | 7,726 |
| Premises and equipment expense | $200,000 | 6,813 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $242,000 | 8,377 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $242,000 | 7,964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 9,663 |
| Total interest expense | $354,000 | 9,973 |
| Net interest income | $841,000 | 9,159 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,025,000 | 8,035 |
| Salaries and employee benefits | $470,000 | 8,539 |
| Premises and equipment expense | $185,000 | 6,955 |
| Additional noninterest expense | $370,000 | 7,474 |
| Pre-tax net operating income | $-163,000 | 9,974 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-163,000 | 10,024 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-163,000 | 10,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-163,000 | 9,987 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 10,820 |
| Total interest expense | $76,000 | 10,798 |
| Net interest income | $167,000 | 10,810 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $7,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $781,000 | 9,099 |
| Salaries and employee benefits | $316,000 | 9,833 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $368,000 | 7,644 |
| Pre-tax net operating income | $-654,000 | 10,786 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-654,000 | 10,794 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-654,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 260 |
| Net operating income | $-654,000 | 10,780 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.