Home > Xenith Bank > Income and Expense

Xenith Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$120,565,000289
Total interest expense$17,366,000239
Net interest income$103,199,000293
Provision for loan and lease losses$869,000995
Total noninterest income$13,542,000555
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,772,000304
Trading account gains and fees$982,00081
Additional Noninterest Income$7,788,000613
Total noninterest expense$81,542,000304
Salaries and employee benefits$39,607,000330
Premises and equipment expense$7,282,000374
Additional noninterest expense$34,653,000250
Pre-tax net operating income$34,330,000365
Securities gains (losses)$297,000305
Applicable income taxes$68,969,000119
Income before extraordinary items$-34,342,0005,666
Extraordinary gains, net$09
Net income$-34,213,0005,666
Minority interest net income$-129,0005,667
Net income of bank and minority interests.$-34,342,0005,666
Net charge-offs$5,985,000194
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-34,532,0805,666
2017-09-30 (YTD Data)Rank
Total interest income$89,600,000287
Total interest expense$12,725,000235
Net interest income$76,875,000293
Provision for loan and lease losses$4,0004,026
Total noninterest income$10,177,000565
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,562,000308
Trading account gains and fees$941,00078
Additional Noninterest Income$5,674,000630
Total noninterest expense$56,616,000325
Salaries and employee benefits$30,433,000327
Premises and equipment expense$5,350,000379
Additional noninterest expense$20,833,000286
Pre-tax net operating income$30,432,000334
Securities gains (losses)$295,000291
Applicable income taxes$10,162,000305
Income before extraordinary items$20,565,000353
Extraordinary gains, net$09
Net income$20,694,000351
Minority interest net income$-129,0005,735
Net income of bank and minority interests.$20,565,000353
Net charge-offs$5,684,000150
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$20,367,350356
2017-06-30 (YTD Data)Rank
Total interest income$59,215,000291
Total interest expense$8,284,000228
Net interest income$50,931,000297
Provision for loan and lease losses$4,0003,791
Total noninterest income$6,962,000551
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,303,000307
Trading account gains and fees$861,00067
Additional Noninterest Income$3,798,000624
Total noninterest expense$38,281,000320
Salaries and employee benefits$20,519,000324
Premises and equipment expense$3,613,000376
Additional noninterest expense$14,149,000285
Pre-tax net operating income$19,608,000340
Securities gains (losses)$01,906
Applicable income taxes$6,425,000315
Income before extraordinary items$13,183,000362
Extraordinary gains, net$011
Net income$13,298,000359
Minority interest net income$-115,0005,785
Net income of bank and minority interests.$13,183,000362
Net charge-offs$4,922,000130
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,183,000362
2017-03-31 (YTD Data)Rank
Total interest income$29,654,000290
Total interest expense$4,126,000228
Net interest income$25,528,000297
Provision for loan and lease losses$4,0003,415
Total noninterest income$3,193,000572
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,160,000308
Trading account gains and fees$133,00097
Additional Noninterest Income$1,900,000614
Total noninterest expense$19,250,000323
Salaries and employee benefits$10,724,000315
Premises and equipment expense$1,878,000372
Additional noninterest expense$6,648,000300
Pre-tax net operating income$9,467,000347
Securities gains (losses)$01,153
Applicable income taxes$3,046,000327
Income before extraordinary items$6,421,000372
Extraordinary gains, net$08
Net income$6,544,000367
Minority interest net income$-123,0005,853
Net income of bank and minority interests.$6,421,000372
Net charge-offs$3,674,000105
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,421,000367
2016-12-31 (YTD Data)Rank
Total interest income$92,802,000332
Total interest expense$13,283,000255
Net interest income$79,519,000344
Provision for loan and lease losses$11,307,000143
Total noninterest income$31,275,000305
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,686,000311
Trading account gains and fees$110,000139
Additional Noninterest Income$26,479,000258
Total noninterest expense$95,890,000267
Salaries and employee benefits$47,816,000279
Premises and equipment expense$7,084,000385
Additional noninterest expense$40,990,000221
Pre-tax net operating income$3,597,0002,086
Securities gains (losses)$16,0002,474
Applicable income taxes$-58,557,0005,911
Income before extraordinary items$62,170,000184
Extraordinary gains, net$05
Net income$60,503,000185
Minority interest net income$1,667,00020
Net income of bank and minority interests.$62,170,000184
Net charge-offs$12,546,000117
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$118,418,0009
Net operating income$62,154,000182
2016-09-30 (YTD Data)Rank
Total interest income$63,793,000354
Total interest expense$9,119,000265
Net interest income$54,674,000367
Provision for loan and lease losses$10,682,000127
Total noninterest income$24,779,000295
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,447,000316
Trading account gains and fees$0169
Additional Noninterest Income$21,332,000246
Total noninterest expense$74,541,000258
Salaries and employee benefits$35,358,000279
Premises and equipment expense$5,018,000401
Additional noninterest expense$34,165,000201
Pre-tax net operating income$-5,770,0005,980
Securities gains (losses)$16,0002,406
Applicable income taxes$-60,978,0005,980
Income before extraordinary items$55,224,000165
Extraordinary gains, net$05
Net income$53,668,000168
Minority interest net income$1,556,00019
Net income of bank and minority interests.$55,224,000165
Net charge-offs$131,0001,817
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$118,418,0005
Net operating income$55,213,760163
2016-06-30 (YTD Data)Rank
Total interest income$36,320,000393
Total interest expense$5,370,000290
Net interest income$30,950,000403
Provision for loan and lease losses$04,017
Total noninterest income$15,889,000303
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,256,000318
Trading account gains and fees$0157
Additional Noninterest Income$13,633,000248
Total noninterest expense$38,367,000322
Salaries and employee benefits$21,838,000302
Premises and equipment expense$3,248,000412
Additional noninterest expense$13,281,000303
Pre-tax net operating income$8,472,000583
Securities gains (losses)$15,0002,089
Applicable income taxes$2,082,000631
Income before extraordinary items$6,405,000599
Extraordinary gains, net$016
Net income$5,655,000675
Minority interest net income$750,00022
Net income of bank and minority interests.$6,405,000598
Net charge-offs$273,000922
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,393,750580
2016-03-31 (YTD Data)Rank
Total interest income$18,099,000391
Total interest expense$2,737,000286
Net interest income$15,362,000404
Provision for loan and lease losses$03,656
Total noninterest income$7,118,000307
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,139,000313
Trading account gains and fees$0142
Additional Noninterest Income$5,979,000259
Total noninterest expense$19,343,000315
Salaries and employee benefits$10,781,000303
Premises and equipment expense$1,623,000416
Additional noninterest expense$6,939,000282
Pre-tax net operating income$3,137,000730
Securities gains (losses)$02,077
Applicable income taxes$750,000783
Income before extraordinary items$2,387,000772
Extraordinary gains, net$012
Net income$2,181,000828
Minority interest net income$206,00027
Net income of bank and minority interests.$2,387,000772
Net charge-offs$1,956,000141
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,387,000745
2015-12-31 (YTD Data)Rank
Total interest income$74,422,000365
Total interest expense$11,225,000253
Net interest income$63,197,000382
Provision for loan and lease losses$600,0001,174
Total noninterest income$21,858,000384
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,989,000293
Trading account gains and fees$0159
Additional Noninterest Income$16,869,000339
Total noninterest expense$78,971,000302
Salaries and employee benefits$46,430,000264
Premises and equipment expense$7,053,000386
Additional noninterest expense$25,488,000305
Pre-tax net operating income$5,484,0001,463
Securities gains (losses)$238,000660
Applicable income taxes$-95,871,0006,181
Income before extraordinary items$101,593,000119
Extraordinary gains, net$023
Net income$99,859,000122
Minority interest net income$1,734,00022
Net income of bank and minority interests.$101,593,000119
Net charge-offs$4,466,000206
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$101,355,000117
2015-09-30 (YTD Data)Rank
Total interest income$44,702,000432
Total interest expense$7,139,000294
Net interest income$37,563,000458
Provision for loan and lease losses$525,000998
Total noninterest income$21,103,000328
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,922,000368
Trading account gains and fees$0153
Additional Noninterest Income$18,181,000276
Total noninterest expense$50,149,000352
Salaries and employee benefits$31,428,000300
Premises and equipment expense$4,140,000473
Additional noninterest expense$14,581,000381
Pre-tax net operating income$7,992,000838
Securities gains (losses)$256,000539
Applicable income taxes$84,0003,370
Income before extraordinary items$8,164,000677
Extraordinary gains, net$021
Net income$6,601,000821
Minority interest net income$1,563,00023
Net income of bank and minority interests.$8,164,000677
Net charge-offs$4,601,000154
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,910,560676
2015-06-30 (YTD Data)Rank
Total interest income$29,780,000432
Total interest expense$4,817,000293
Net interest income$24,963,000455
Provision for loan and lease losses$525,000728
Total noninterest income$13,169,000347
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,922,000375
Trading account gains and fees$0157
Additional Noninterest Income$11,247,000288
Total noninterest expense$31,630,000368
Salaries and employee benefits$19,173,000330
Premises and equipment expense$2,745,000482
Additional noninterest expense$9,712,000379
Pre-tax net operating income$5,977,000768
Securities gains (losses)$256,000433
Applicable income taxes$60,0003,351
Income before extraordinary items$6,173,000607
Extraordinary gains, net$022
Net income$5,111,000723
Minority interest net income$1,062,00022
Net income of bank and minority interests.$6,173,000607
Net charge-offs$-209,0006,085
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,919,560613
2015-03-31 (YTD Data)Rank
Total interest income$14,450,000440
Total interest expense$2,394,000295
Net interest income$12,056,000474
Provision for loan and lease losses$525,000397
Total noninterest income$5,637,000380
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$909,000383
Trading account gains and fees$0152
Additional Noninterest Income$4,728,000307
Total noninterest expense$14,614,000394
Salaries and employee benefits$9,131,000346
Premises and equipment expense$1,369,000487
Additional noninterest expense$4,114,000424
Pre-tax net operating income$2,554,000846
Securities gains (losses)$130,000494
Applicable income taxes$32,0003,292
Income before extraordinary items$2,652,000678
Extraordinary gains, net$013
Net income$2,118,000827
Minority interest net income$534,00021
Net income of bank and minority interests.$2,652,000678
Net charge-offs$-534,0006,354
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,523,300680
2014-12-31 (YTD Data)Rank
Total interest income$58,707,000431
Total interest expense$9,190,000305
Net interest income$49,517,000447
Provision for loan and lease losses$-182,0006,114
Total noninterest income$20,941,000375
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,695,000392
Trading account gains and fees$0180
Additional Noninterest Income$17,246,000301
Total noninterest expense$57,520,000388
Salaries and employee benefits$33,897,000355
Premises and equipment expense$5,484,000470
Additional noninterest expense$18,139,000399
Pre-tax net operating income$13,120,000644
Securities gains (losses)$265,000663
Applicable income taxes$14,0004,137
Income before extraordinary items$13,371,000512
Extraordinary gains, net$017
Net income$12,900,000523
Minority interest net income$471,00037
Net income of bank and minority interests.$13,371,000512
Net charge-offs$7,792,000162
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,106,000509
2014-09-30 (YTD Data)Rank
Total interest income$44,179,000432
Total interest expense$6,784,000311
Net interest income$37,395,000446
Provision for loan and lease losses$-184,0006,261
Total noninterest income$16,152,000360
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,785,000394
Trading account gains and fees$0174
Additional Noninterest Income$13,367,000291
Total noninterest expense$43,281,000384
Salaries and employee benefits$25,394,000352
Premises and equipment expense$4,175,000465
Additional noninterest expense$13,712,000388
Pre-tax net operating income$10,450,000612
Securities gains (losses)$214,000618
Applicable income taxes$5,0004,323
Income before extraordinary items$10,659,000483
Extraordinary gains, net$015
Net income$10,362,000487
Minority interest net income$297,00037
Net income of bank and minority interests.$10,659,000483
Net charge-offs$6,012,000161
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,445,000478
2014-06-30 (YTD Data)Rank
Total interest income$29,276,000432
Total interest expense$4,426,000315
Net interest income$24,850,000444
Provision for loan and lease losses$-200,0006,402
Total noninterest income$10,855,000350
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,838,000391
Trading account gains and fees$0172
Additional Noninterest Income$9,017,000281
Total noninterest expense$28,074,000398
Salaries and employee benefits$16,577,000358
Premises and equipment expense$2,706,000478
Additional noninterest expense$8,791,000400
Pre-tax net operating income$7,831,000556
Securities gains (losses)$177,000520
Applicable income taxes$20,0003,857
Income before extraordinary items$7,988,000441
Extraordinary gains, net$020
Net income$7,881,000444
Minority interest net income$107,00043
Net income of bank and minority interests.$7,988,000441
Net charge-offs$8,290,00097
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,811,000435
2014-03-31 (YTD Data)Rank
Total interest income$14,642,000429
Total interest expense$2,168,000322
Net interest income$12,474,000442
Provision for loan and lease losses$-200,0006,567
Total noninterest income$6,616,000298
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$909,000387
Trading account gains and fees$0147
Additional Noninterest Income$5,707,000235
Total noninterest expense$14,656,000380
Salaries and employee benefits$8,527,000344
Premises and equipment expense$1,430,000461
Additional noninterest expense$4,699,000381
Pre-tax net operating income$4,634,000473
Securities gains (losses)$67,000556
Applicable income taxes$04,445
Income before extraordinary items$4,701,000373
Extraordinary gains, net$016
Net income$4,927,000354
Minority interest net income$-226,0006,727
Net income of bank and minority interests.$4,701,000373
Net charge-offs$3,837,000112
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,634,000370
2013-12-31 (YTD Data)Rank
Total interest income$63,386,000399
Total interest expense$9,809,000320
Net interest income$53,577,000413
Provision for loan and lease losses$250,0002,679
Total noninterest income$22,913,000369
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,984,000373
Trading account gains and fees$0184
Additional Noninterest Income$18,929,000299
Total noninterest expense$67,786,000339
Salaries and employee benefits$37,029,000305
Premises and equipment expense$8,232,000318
Additional noninterest expense$22,525,000344
Pre-tax net operating income$8,454,000912
Securities gains (losses)$692,000326
Applicable income taxes$-125,0006,507
Income before extraordinary items$9,271,000692
Extraordinary gains, net$029
Net income$7,592,000829
Minority interest net income$1,679,00023
Net income of bank and minority interests.$9,271,000692
Net charge-offs$14,115,000141
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,579,000721
2013-09-30 (YTD Data)Rank
Total interest income$48,065,000400
Total interest expense$7,598,000318
Net interest income$40,467,000412
Provision for loan and lease losses$500,0001,496
Total noninterest income$18,810,000353
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,020,000372
Trading account gains and fees$0180
Additional Noninterest Income$15,790,000289
Total noninterest expense$51,566,000334
Salaries and employee benefits$28,687,000301
Premises and equipment expense$6,441,000304
Additional noninterest expense$16,438,000345
Pre-tax net operating income$7,211,000816
Securities gains (losses)$678,000311
Applicable income taxes$137,0003,086
Income before extraordinary items$7,752,000637
Extraordinary gains, net$025
Net income$6,109,000791
Minority interest net income$1,643,00021
Net income of bank and minority interests.$7,752,000639
Net charge-offs$11,639,000129
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,087,560663
2013-06-30 (YTD Data)Rank
Total interest income$32,376,000395
Total interest expense$5,286,000310
Net interest income$27,090,000412
Provision for loan and lease losses$500,0001,162
Total noninterest income$11,389,000387
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,018,000364
Trading account gains and fees$0157
Additional Noninterest Income$9,371,000322
Total noninterest expense$34,589,000332
Salaries and employee benefits$19,781,000290
Premises and equipment expense$3,870,000331
Additional noninterest expense$10,938,000343
Pre-tax net operating income$3,390,0001,104
Securities gains (losses)$678,000282
Applicable income taxes$125,0002,841
Income before extraordinary items$3,943,000788
Extraordinary gains, net$022
Net income$2,387,0001,268
Minority interest net income$1,556,00018
Net income of bank and minority interests.$3,943,000790
Net charge-offs$11,217,000100
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,285,340896
2013-03-31 (YTD Data)Rank
Total interest income$16,197,000396
Total interest expense$2,718,000313
Net interest income$13,479,000414
Provision for loan and lease losses$-145,0006,872
Total noninterest income$5,073,000421
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$977,000367
Trading account gains and fees$0148
Additional Noninterest Income$4,096,000355
Total noninterest expense$16,086,000357
Salaries and employee benefits$9,902,000297
Premises and equipment expense$1,568,000408
Additional noninterest expense$4,616,000401
Pre-tax net operating income$2,611,000738
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,611,000628
Extraordinary gains, net$010
Net income$1,317,0001,138
Minority interest net income$1,294,00013
Net income of bank and minority interests.$2,611,000630
Net charge-offs$4,732,000123
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,611,000594
2012-12-31 (YTD Data)Rank
Total interest income$69,053,000390
Total interest expense$13,343,000308
Net interest income$55,710,000407
Provision for loan and lease losses$14,560,000206
Total noninterest income$6,578,000939
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,203,000366
Trading account gains and fees$0166
Additional Noninterest Income$2,375,0001,386
Total noninterest expense$71,789,000320
Salaries and employee benefits$35,827,000306
Premises and equipment expense$6,732,000374
Additional noninterest expense$29,230,000292
Pre-tax net operating income$-24,061,0007,057
Securities gains (losses)$407,0001,101
Applicable income taxes$04,751
Income before extraordinary items$-23,654,0007,058
Extraordinary gains, net$029
Net income$-27,197,0007,061
Minority interest net income$3,543,00018
Net income of bank and minority interests.$-23,654,0007,058
Net charge-offs$40,207,000104
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-24,061,0007,055
2012-09-30 (YTD Data)Rank
Total interest income$52,383,000388
Total interest expense$10,446,000310
Net interest income$41,937,000410
Provision for loan and lease losses$13,975,000175
Total noninterest income$6,264,000776
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,161,000367
Trading account gains and fees$0157
Additional Noninterest Income$3,103,000922
Total noninterest expense$52,178,000320
Salaries and employee benefits$26,360,000313
Premises and equipment expense$4,871,000385
Additional noninterest expense$20,947,000301
Pre-tax net operating income$-17,952,0007,164
Securities gains (losses)$260,0001,237
Applicable income taxes$04,802
Income before extraordinary items$-17,692,0007,161
Extraordinary gains, net$020
Net income$-20,025,0007,164
Minority interest net income$2,333,00018
Net income of bank and minority interests.$-17,692,0007,161
Net charge-offs$33,412,00098
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-17,952,0007,160
2012-06-30 (YTD Data)Rank
Total interest income$35,779,000386
Total interest expense$7,334,000299
Net interest income$28,445,000400
Provision for loan and lease losses$11,520,000145
Total noninterest income$4,402,000749
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,132,000360
Trading account gains and fees$0153
Additional Noninterest Income$2,270,000844
Total noninterest expense$33,822,000330
Salaries and employee benefits$17,103,000319
Premises and equipment expense$3,176,000394
Additional noninterest expense$13,543,000306
Pre-tax net operating income$-12,495,0007,230
Securities gains (losses)$41,0002,175
Applicable income taxes$04,770
Income before extraordinary items$-12,454,0007,227
Extraordinary gains, net$019
Net income$-13,699,0007,229
Minority interest net income$1,245,00021
Net income of bank and minority interests.$-12,454,0007,227
Net charge-offs$23,139,000100
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-12,495,0007,226
2012-03-31 (YTD Data)Rank
Total interest income$18,362,000381
Total interest expense$3,865,000293
Net interest income$14,497,000390
Provision for loan and lease losses$7,450,000123
Total noninterest income$2,959,000593
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,099,000345
Trading account gains and fees$0148
Additional Noninterest Income$1,860,000583
Total noninterest expense$17,341,000317
Salaries and employee benefits$8,812,000307
Premises and equipment expense$1,566,000403
Additional noninterest expense$6,963,000288
Pre-tax net operating income$-7,335,0007,299
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-7,335,0007,294
Extraordinary gains, net$019
Net income$-7,837,0007,295
Minority interest net income$502,00019
Net income of bank and minority interests.$-7,335,0007,294
Net charge-offs$13,322,00090
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-7,335,0007,294
2011-12-31 (YTD Data)Rank
Total interest income$88,304,000326
Total interest expense$23,762,000234
Net interest income$64,542,000352
Provision for loan and lease losses$67,240,00093
Total noninterest income$896,0003,311
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,601,000344
Trading account gains and fees$0146
Additional Noninterest Income$-3,705,0007,315
Total noninterest expense$91,935,000238
Salaries and employee benefits$39,750,000255
Premises and equipment expense$8,966,000298
Additional noninterest expense$43,219,000215
Pre-tax net operating income$-93,737,0007,354
Securities gains (losses)$1,170,000378
Applicable income taxes$2,107,000750
Income before extraordinary items$-94,674,0007,346
Extraordinary gains, net$029
Net income$-95,286,0007,346
Minority interest net income$612,00039
Net income of bank and minority interests.$-94,674,0007,346
Net charge-offs$148,310,00060
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-95,844,0007,346
2011-09-30 (YTD Data)Rank
Total interest income$68,666,000320
Total interest expense$19,535,000225
Net interest income$49,131,000353
Provision for loan and lease losses$53,140,00085
Total noninterest income$2,174,0001,525
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,454,000345
Trading account gains and fees$0145
Additional Noninterest Income$-1,280,0007,345
Total noninterest expense$71,469,000227
Salaries and employee benefits$31,340,000240
Premises and equipment expense$6,950,000289
Additional noninterest expense$33,179,000203
Pre-tax net operating income$-73,304,0007,439
Securities gains (losses)$1,102,000314
Applicable income taxes$2,107,000596
Income before extraordinary items$-74,309,0007,430
Extraordinary gains, net$021
Net income$-74,691,0007,430
Minority interest net income$382,00042
Net income of bank and minority interests.$-74,309,0007,430
Net charge-offs$126,487,00057
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-75,411,0007,431
2011-06-30 (YTD Data)Rank
Total interest income$47,470,000311
Total interest expense$13,878,000223
Net interest income$33,592,000345
Provision for loan and lease losses$35,540,00086
Total noninterest income$3,923,000747
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,302,000341
Trading account gains and fees$0153
Additional Noninterest Income$1,621,000962
Total noninterest expense$50,143,000224
Salaries and employee benefits$21,722,000237
Premises and equipment expense$4,867,000278
Additional noninterest expense$23,554,000199
Pre-tax net operating income$-48,168,0007,507
Securities gains (losses)$102,0001,130
Applicable income taxes$04,697
Income before extraordinary items$-48,066,0007,501
Extraordinary gains, net$015
Net income$-48,201,0007,501
Minority interest net income$135,00052
Net income of bank and minority interests.$-48,066,0007,501
Net charge-offs$97,500,00058
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-48,168,0007,501
2011-03-31 (YTD Data)Rank
Total interest income$24,245,000308
Total interest expense$7,323,000220
Net interest income$16,922,000341
Provision for loan and lease losses$21,440,00088
Total noninterest income$1,382,000973
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,122,000350
Trading account gains and fees$0158
Additional Noninterest Income$260,0002,091
Total noninterest expense$27,425,000211
Salaries and employee benefits$11,272,000222
Premises and equipment expense$2,117,000322
Additional noninterest expense$14,036,000181
Pre-tax net operating income$-30,561,0007,567
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-30,561,0007,562
Extraordinary gains, net$09
Net income$-30,578,0007,561
Minority interest net income$17,00065
Net income of bank and minority interests.$-30,561,0007,561
Net charge-offs$67,753,00055
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-30,561,0007,561
2010-12-31 (YTD Data)Rank
Total interest income$109,448,000286
Total interest expense$38,758,000199
Net interest income$70,690,000322
Provision for loan and lease losses$208,352,00068
Total noninterest income$14,845,000484
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,913,000318
Trading account gains and fees$0175
Additional Noninterest Income$9,932,000453
Total noninterest expense$86,902,000247
Salaries and employee benefits$42,692,000226
Premises and equipment expense$8,261,000328
Additional noninterest expense$35,949,000257
Pre-tax net operating income$-209,719,0007,647
Securities gains (losses)$1,0003,687
Applicable income taxes$-1,852,0007,439
Income before extraordinary items$-207,866,0007,641
Extraordinary gains, net$029
Net income$-208,849,0007,641
Minority interest net income$983,00029
Net income of bank and minority interests.$-207,866,0007,641
Net charge-offs$184,470,00072
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-207,866,9907,640
2010-09-30 (YTD Data)Rank
Total interest income$83,775,000282
Total interest expense$30,364,000193
Net interest income$53,411,000319
Provision for loan and lease losses$180,942,00062
Total noninterest income$13,920,000398
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,732,000316
Trading account gains and fees$0165
Additional Noninterest Income$10,188,000360
Total noninterest expense$62,738,000257
Salaries and employee benefits$30,933,000231
Premises and equipment expense$6,203,000327
Additional noninterest expense$25,602,000259
Pre-tax net operating income$-176,349,0007,756
Securities gains (losses)$1,0003,533
Applicable income taxes$-1,866,0007,596
Income before extraordinary items$-174,482,0007,747
Extraordinary gains, net$023
Net income$-175,064,0007,747
Minority interest net income$582,00039
Net income of bank and minority interests.$-174,482,0007,747
Net charge-offs$151,042,00067
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-174,482,9907,746
2010-06-30 (YTD Data)Rank
Total interest income$57,550,000275
Total interest expense$20,765,000197
Net interest income$36,785,000309
Provision for loan and lease losses$98,942,00073
Total noninterest income$8,789,000409
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,519,000314
Trading account gains and fees$0152
Additional Noninterest Income$6,270,000366
Total noninterest expense$40,179,000263
Salaries and employee benefits$19,718,000239
Premises and equipment expense$4,073,000335
Additional noninterest expense$16,388,000267
Pre-tax net operating income$-93,547,0007,819
Securities gains (losses)$3,0002,902
Applicable income taxes$-2,060,0007,701
Income before extraordinary items$-91,484,0007,812
Extraordinary gains, net$019
Net income$-91,654,0007,812
Minority interest net income$170,00050
Net income of bank and minority interests.$-91,484,0007,812
Net charge-offs$58,396,00099
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-91,486,9407,812
2010-03-31 (YTD Data)Rank
Total interest income$30,887,000267
Total interest expense$10,370,000216
Net interest income$20,517,000291
Provision for loan and lease losses$45,461,00090
Total noninterest income$4,662,000395
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,236,000320
Trading account gains and fees$0175
Additional Noninterest Income$3,426,000340
Total noninterest expense$19,238,000279
Salaries and employee benefits$9,508,000252
Premises and equipment expense$2,099,000336
Additional noninterest expense$7,631,000277
Pre-tax net operating income$-39,520,0007,908
Securities gains (losses)$3,0001,999
Applicable income taxes$-77,0007,408
Income before extraordinary items$-39,440,0007,905
Extraordinary gains, net$016
Net income$-39,440,0007,905
Minority interest net income$091
Net income of bank and minority interests.$-39,440,0007,905
Net charge-offs$26,974,000106
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-39,443,0007,906
2009-12-31 (YTD Data)Rank
Total interest income$135,663,000261
Total interest expense$36,015,000315
Net interest income$99,648,000245
Provision for loan and lease losses$132,137,000123
Total noninterest income$17,084,000432
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,108,000289
Trading account gains and fees$0211
Additional Noninterest Income$10,976,000421
Total noninterest expense$132,318,000189
Salaries and employee benefits$38,612,000249
Premises and equipment expense$8,280,000337
Additional noninterest expense$85,426,000146
Pre-tax net operating income$-147,723,0007,955
Securities gains (losses)$4,231,000143
Applicable income taxes$26,064,00087
Income before extraordinary items$-169,556,0007,961
Extraordinary gains, net$034
Net income$-169,556,0007,960
Minority interest net income$0115
Net income of bank and minority interests.$-169,556,0007,960
Net charge-offs$51,879,000194
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-173,787,0007,965
2009-09-30 (YTD Data)Rank
Total interest income$104,116,000266
Total interest expense$29,873,000304
Net interest income$74,243,000250
Provision for loan and lease losses$67,137,000170
Total noninterest income$15,599,000387
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,674,000281
Trading account gains and fees$0212
Additional Noninterest Income$10,925,000345
Total noninterest expense$57,233,000300
Salaries and employee benefits$29,169,000253
Premises and equipment expense$5,736,000359
Additional noninterest expense$22,328,000320
Pre-tax net operating income$-34,528,0007,943
Securities gains (losses)$2,651,000178
Applicable income taxes$-12,397,0007,996
Income before extraordinary items$-19,480,0007,892
Extraordinary gains, net$027
Net income$-19,480,0007,891
Minority interest net income$0118
Net income of bank and minority interests.$-19,480,0007,892
Net charge-offs$19,931,000302
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-21,176,6407,901
2009-06-30 (YTD Data)Rank
Total interest income$70,167,000271
Total interest expense$20,916,000313
Net interest income$49,251,000253
Provision for loan and lease losses$33,637,000203
Total noninterest income$11,033,000372
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,150,000275
Trading account gains and fees$0193
Additional Noninterest Income$7,883,000331
Total noninterest expense$37,528,000308
Salaries and employee benefits$20,734,000237
Premises and equipment expense$5,950,000243
Additional noninterest expense$10,844,000405
Pre-tax net operating income$-10,881,0007,934
Securities gains (losses)$03,136
Applicable income taxes$-4,368,0008,020
Income before extraordinary items$-6,513,0007,862
Extraordinary gains, net$021
Net income$-6,513,0007,861
Minority interest net income$0112
Net income of bank and minority interests.$-6,513,0007,861
Net charge-offs$993,0001,633
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,513,0007,875
2009-03-31 (YTD Data)Rank
Total interest income$8,674,0001,022
Total interest expense$2,822,0001,212
Net interest income$5,852,000923
Provision for loan and lease losses$341,0002,164
Total noninterest income$964,0001,326
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$621,000651
Trading account gains and fees$0171
Additional Noninterest Income$343,0001,783
Total noninterest expense$4,556,0001,099
Salaries and employee benefits$2,851,000898
Premises and equipment expense$660,0001,079
Additional noninterest expense$1,045,0001,548
Pre-tax net operating income$1,919,000642
Securities gains (losses)$02,434
Applicable income taxes$656,000505
Income before extraordinary items$1,263,000834
Extraordinary gains, net$015
Net income$1,263,000835
Minority interest net income$0102
Net income of bank and minority interests.$1,263,000836
Net charge-offs$61,0003,361
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,263,000772
2008-12-31 (YTD Data)Rank
Total interest income$36,015,0001,053
Total interest expense$14,231,0001,140
Net interest income$21,784,000986
Provision for loan and lease losses$1,380,0002,254
Total noninterest income$4,012,0001,272
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,087,000845
Trading account gains and fees$0154
Additional Noninterest Income$1,925,0001,335
Total noninterest expense$16,252,0001,205
Salaries and employee benefits$9,974,0001,000
Premises and equipment expense$2,504,0001,113
Additional noninterest expense$3,774,0001,641
Pre-tax net operating income$8,164,000681
Securities gains (losses)$457,000410
Applicable income taxes$2,977,000473
Income before extraordinary items$5,644,000719
Extraordinary gains, net$039
Net income$5,644,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,996
Cash dividends$6,436,000446
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,346,950814
2008-09-30 (YTD Data)Rank
Total interest income$26,654,0001,095
Total interest expense$10,818,0001,170
Net interest income$15,836,0001,040
Provision for loan and lease losses$810,0002,080
Total noninterest income$3,043,0001,298
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,401,000963
Trading account gains and fees$0148
Additional Noninterest Income$1,642,0001,272
Total noninterest expense$12,035,0001,212
Salaries and employee benefits$7,479,0001,025
Premises and equipment expense$1,831,0001,138
Additional noninterest expense$2,725,0001,642
Pre-tax net operating income$6,034,000839
Securities gains (losses)$457,000340
Applicable income taxes$2,220,000593
Income before extraordinary items$4,271,000857
Extraordinary gains, net$031
Net income$4,271,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$5,479,000423
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,969,380979
2008-06-30 (YTD Data)Rank
Total interest income$18,088,0001,089
Total interest expense$7,527,0001,159
Net interest income$10,561,0001,036
Provision for loan and lease losses$540,0001,834
Total noninterest income$2,126,0001,266
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$898,000982
Trading account gains and fees$0149
Additional Noninterest Income$1,228,0001,223
Total noninterest expense$8,014,0001,209
Salaries and employee benefits$4,999,0001,028
Premises and equipment expense$1,211,0001,143
Additional noninterest expense$1,804,0001,640
Pre-tax net operating income$4,133,000854
Securities gains (losses)$458,000342
Applicable income taxes$1,570,000635
Income before extraordinary items$3,021,000902
Extraordinary gains, net$021
Net income$3,021,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$4,530,000367
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,718,720994
2008-03-31 (YTD Data)Rank
Total interest income$9,430,0001,069
Total interest expense$4,017,0001,158
Net interest income$5,413,000992
Provision for loan and lease losses$270,0001,503
Total noninterest income$830,0001,530
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$441,000981
Trading account gains and fees$0158
Additional Noninterest Income$389,0001,666
Total noninterest expense$4,060,0001,189
Salaries and employee benefits$2,568,0001,020
Premises and equipment expense$605,0001,151
Additional noninterest expense$887,0001,613
Pre-tax net operating income$1,913,000989
Securities gains (losses)$349,000300
Applicable income taxes$774,000710
Income before extraordinary items$1,488,0001,017
Extraordinary gains, net$015
Net income$1,488,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$3,390,000264
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,257,6601,160
2007-12-31 (YTD Data)Rank
Total interest income$38,275,0001,102
Total interest expense$14,016,0001,428
Net interest income$24,259,000914
Provision for loan and lease losses$1,232,0001,227
Total noninterest income$3,297,0001,532
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,935,000922
Trading account gains and fees$0178
Additional Noninterest Income$1,362,0001,793
Total noninterest expense$15,645,0001,194
Salaries and employee benefits$9,954,0001,008
Premises and equipment expense$2,341,0001,134
Additional noninterest expense$3,350,0001,668
Pre-tax net operating income$10,679,000801
Securities gains (losses)$02,146
Applicable income taxes$3,685,000687
Income before extraordinary items$6,994,000933
Extraordinary gains, net$039
Net income$6,994,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,770
Cash dividends$4,420,000830
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,994,000916
2007-09-30 (YTD Data)Rank
Total interest income$28,231,0001,130
Total interest expense$10,124,0001,483
Net interest income$18,107,000919
Provision for loan and lease losses$738,0001,167
Total noninterest income$2,474,0001,528
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,439,000915
Trading account gains and fees$0184
Additional Noninterest Income$1,035,0001,787
Total noninterest expense$11,977,0001,165
Salaries and employee benefits$7,693,000969
Premises and equipment expense$1,743,0001,141
Additional noninterest expense$2,541,0001,597
Pre-tax net operating income$7,866,000884
Securities gains (losses)$01,655
Applicable income taxes$2,691,000756
Income before extraordinary items$5,175,0001,015
Extraordinary gains, net$033
Net income$5,175,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$3,290,000812
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,175,000998
2007-06-30 (YTD Data)Rank
Total interest income$18,282,0001,174
Total interest expense$6,489,0001,544
Net interest income$11,793,000955
Provision for loan and lease losses$468,0001,086
Total noninterest income$1,657,0001,556
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$954,000933
Trading account gains and fees$0168
Additional Noninterest Income$703,0001,770
Total noninterest expense$7,979,0001,183
Salaries and employee benefits$5,146,000980
Premises and equipment expense$1,154,0001,161
Additional noninterest expense$1,679,0001,611
Pre-tax net operating income$5,003,000960
Securities gains (losses)$01,444
Applicable income taxes$1,702,000829
Income before extraordinary items$3,301,0001,094
Extraordinary gains, net$029
Net income$3,301,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$2,158,000822
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,301,0001,071
2007-03-31 (YTD Data)Rank
Total interest income$8,750,0001,210
Total interest expense$3,090,0001,618
Net interest income$5,660,000988
Provision for loan and lease losses$222,0001,085
Total noninterest income$863,0001,458
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$473,000917
Trading account gains and fees$0195
Additional Noninterest Income$390,0001,617
Total noninterest expense$3,966,0001,183
Salaries and employee benefits$2,555,000995
Premises and equipment expense$581,0001,163
Additional noninterest expense$830,0001,612
Pre-tax net operating income$2,335,0001,008
Securities gains (losses)$01,187
Applicable income taxes$794,000872
Income before extraordinary items$1,541,0001,142
Extraordinary gains, net$022
Net income$1,541,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$1,027,000767
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,541,0001,124
2006-12-31 (YTD Data)Rank
Total interest income$29,962,0001,318
Total interest expense$9,123,0001,830
Net interest income$20,839,0001,063
Provision for loan and lease losses$180,0003,697
Total noninterest income$3,108,0001,571
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,800,000987
Trading account gains and fees$0130
Additional Noninterest Income$1,308,0001,834
Total noninterest expense$14,764,0001,217
Salaries and employee benefits$9,106,0001,062
Premises and equipment expense$2,305,0001,110
Additional noninterest expense$3,353,0001,571
Pre-tax net operating income$9,003,0001,088
Securities gains (losses)$01,687
Applicable income taxes$3,078,000918
Income before extraordinary items$5,925,0001,234
Extraordinary gains, net$051
Net income$5,925,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,534
Cash dividends$3,565,000964
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,925,0001,221
2006-09-30 (YTD Data)Rank
Total interest income$21,497,0001,382
Total interest expense$6,227,0001,929
Net interest income$15,270,0001,111
Provision for loan and lease losses$90,0004,225
Total noninterest income$2,350,0001,570
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,325,0001,008
Trading account gains and fees$0126
Additional Noninterest Income$1,025,0001,784
Total noninterest expense$10,987,0001,242
Salaries and employee benefits$6,780,0001,085
Premises and equipment expense$1,731,0001,110
Additional noninterest expense$2,476,0001,584
Pre-tax net operating income$6,543,0001,171
Securities gains (losses)$01,388
Applicable income taxes$2,237,000999
Income before extraordinary items$4,306,0001,313
Extraordinary gains, net$045
Net income$4,306,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,575
Cash dividends$2,072,0001,118
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,306,0001,301
2006-06-30 (YTD Data)Rank
Total interest income$13,596,0001,425
Total interest expense$3,667,0002,048
Net interest income$9,929,0001,134
Provision for loan and lease losses$06,419
Total noninterest income$1,586,0001,550
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$855,0001,034
Trading account gains and fees$0126
Additional Noninterest Income$731,0001,703
Total noninterest expense$7,241,0001,265
Salaries and employee benefits$4,414,0001,112
Premises and equipment expense$1,133,0001,128
Additional noninterest expense$1,694,0001,561
Pre-tax net operating income$4,274,0001,184
Securities gains (losses)$01,185
Applicable income taxes$1,461,0001,021
Income before extraordinary items$2,813,0001,338
Extraordinary gains, net$039
Net income$2,813,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,613
Cash dividends$1,672,000953
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,813,0001,322
2006-03-31 (YTD Data)Rank
Total interest income$6,482,0001,459
Total interest expense$1,715,0002,078
Net interest income$4,767,0001,182
Provision for loan and lease losses$06,013
Total noninterest income$840,0001,455
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$435,000980
Trading account gains and fees$0115
Additional Noninterest Income$405,0001,564
Total noninterest expense$3,683,0001,242
Salaries and employee benefits$2,182,0001,139
Premises and equipment expense$565,0001,130
Additional noninterest expense$936,0001,408
Pre-tax net operating income$1,924,0001,291
Securities gains (losses)$0955
Applicable income taxes$658,0001,103
Income before extraordinary items$1,266,0001,437
Extraordinary gains, net$021
Net income$1,266,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,672
Cash dividends$1,672,000481
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,266,0001,416
2005-12-31 (YTD Data)Rank
Total interest income$24,430,0001,373
Total interest expense$5,868,0001,926
Net interest income$18,562,0001,156
Provision for loan and lease losses$486,0001,938
Total noninterest income$3,012,0001,602
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,894,000908
Trading account gains and fees$0138
Additional Noninterest Income$1,118,0002,056
Total noninterest expense$12,893,0001,338
Salaries and employee benefits$7,962,0001,162
Premises and equipment expense$1,568,0001,554
Additional noninterest expense$3,363,0001,507
Pre-tax net operating income$8,195,0001,174
Securities gains (losses)$02,296
Applicable income taxes$2,806,0001,013
Income before extraordinary items$5,389,0001,325
Extraordinary gains, net$046
Net income$5,389,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,418
Cash dividends$2,908,0001,063
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,389,0001,307
2005-09-30 (YTD Data)Rank
Total interest income$17,352,0001,400
Total interest expense$4,227,0001,891
Net interest income$13,125,0001,230
Provision for loan and lease losses$486,0001,437
Total noninterest income$2,373,0001,535
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,409,000925
Trading account gains and fees$0126
Additional Noninterest Income$964,0001,869
Total noninterest expense$9,069,0001,405
Salaries and employee benefits$5,628,0001,224
Premises and equipment expense$1,073,0001,700
Additional noninterest expense$2,368,0001,587
Pre-tax net operating income$5,943,0001,200
Securities gains (losses)$02,317
Applicable income taxes$2,036,0001,051
Income before extraordinary items$3,907,0001,377
Extraordinary gains, net$035
Net income$3,907,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,746
Cash dividends$2,908,000777
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,907,0001,352
2005-06-30 (YTD Data)Rank
Total interest income$11,140,0001,411
Total interest expense$2,696,0001,856
Net interest income$8,444,0001,268
Provision for loan and lease losses$309,0001,473
Total noninterest income$1,590,0001,521
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$920,000921
Trading account gains and fees$0116
Additional Noninterest Income$670,0001,792
Total noninterest expense$5,996,0001,417
Salaries and employee benefits$3,737,0001,221
Premises and equipment expense$696,0001,721
Additional noninterest expense$1,563,0001,580
Pre-tax net operating income$3,729,0001,247
Securities gains (losses)$02,146
Applicable income taxes$1,279,0001,090
Income before extraordinary items$2,450,0001,427
Extraordinary gains, net$030
Net income$2,450,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$1,452,000964
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,450,0001,401
2005-03-31 (YTD Data)Rank
Total interest income$5,290,0001,456
Total interest expense$1,258,0001,887
Net interest income$4,032,0001,329
Provision for loan and lease losses$147,0001,505
Total noninterest income$833,0001,445
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$458,000901
Trading account gains and fees$0115
Additional Noninterest Income$375,0001,622
Total noninterest expense$2,957,0001,431
Salaries and employee benefits$1,856,0001,237
Premises and equipment expense$345,0001,739
Additional noninterest expense$756,0001,629
Pre-tax net operating income$1,761,0001,306
Securities gains (losses)$01,685
Applicable income taxes$602,0001,150
Income before extraordinary items$1,159,0001,462
Extraordinary gains, net$024
Net income$1,159,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,959
Cash dividends$1,452,000490
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,159,0001,438
2004-12-31 (YTD Data)Rank
Total interest income$18,098,0001,600
Total interest expense$3,911,0002,081
Net interest income$14,187,0001,420
Provision for loan and lease losses$926,0001,120
Total noninterest income$3,008,0001,598
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,886,000924
Trading account gains and fees$0138
Additional Noninterest Income$1,122,0002,000
Total noninterest expense$10,654,0001,526
Salaries and employee benefits$6,603,0001,335
Premises and equipment expense$1,325,0001,739
Additional noninterest expense$2,726,0001,789
Pre-tax net operating income$5,615,0001,519
Securities gains (losses)$508,000451
Applicable income taxes$2,102,0001,213
Income before extraordinary items$4,021,0001,609
Extraordinary gains, net$034
Net income$4,021,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,000906
Cash dividends$1,436,0001,794
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,685,7201,694
2004-09-30 (YTD Data)Rank
Total interest income$13,204,0001,620
Total interest expense$2,877,0002,083
Net interest income$10,327,0001,458
Provision for loan and lease losses$797,000966
Total noninterest income$2,249,0001,617
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,403,000934
Trading account gains and fees$0134
Additional Noninterest Income$846,0001,996
Total noninterest expense$7,828,0001,555
Salaries and employee benefits$4,918,0001,340
Premises and equipment expense$978,0001,775
Additional noninterest expense$1,932,0001,854
Pre-tax net operating income$3,951,0001,630
Securities gains (losses)$508,000420
Applicable income taxes$1,527,0001,265
Income before extraordinary items$2,932,0001,659
Extraordinary gains, net$026
Net income$2,932,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,921
Cash dividends$1,436,0001,324
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,596,7201,794
2004-06-30 (YTD Data)Rank
Total interest income$8,565,0001,642
Total interest expense$1,937,0002,038
Net interest income$6,628,0001,501
Provision for loan and lease losses$683,000748
Total noninterest income$1,503,0001,588
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$927,000934
Trading account gains and fees$0130
Additional Noninterest Income$576,0001,988
Total noninterest expense$5,184,0001,561
Salaries and employee benefits$3,242,0001,351
Premises and equipment expense$648,0001,777
Additional noninterest expense$1,294,0001,844
Pre-tax net operating income$2,264,0001,852
Securities gains (losses)$495,000359
Applicable income taxes$946,0001,340
Income before extraordinary items$1,813,0001,748
Extraordinary gains, net$021
Net income$1,813,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,694
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,486,3002,028
2004-03-31 (YTD Data)Rank
Total interest income$4,249,0001,657
Total interest expense$993,0001,996
Net interest income$3,256,0001,531
Provision for loan and lease losses$84,0002,431
Total noninterest income$766,0001,547
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$450,000930
Trading account gains and fees$0121
Additional Noninterest Income$316,0001,821
Total noninterest expense$2,585,0001,571
Salaries and employee benefits$1,641,0001,352
Premises and equipment expense$325,0001,800
Additional noninterest expense$619,0001,918
Pre-tax net operating income$1,353,0001,532
Securities gains (losses)$386,000304
Applicable income taxes$591,0001,137
Income before extraordinary items$1,148,0001,403
Extraordinary gains, net$016
Net income$1,148,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,041
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$893,2401,674
2003-12-31 (YTD Data)Rank
Total interest income$17,599,0001,626
Total interest expense$4,381,0002,033
Net interest income$13,218,0001,470
Provision for loan and lease losses$370,0002,731
Total noninterest income$3,004,0001,681
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,933,000892
Trading account gains and fees$0160
Additional Noninterest Income$1,071,0002,289
Total noninterest expense$9,864,0001,635
Salaries and employee benefits$6,037,0001,414
Premises and equipment expense$1,230,0001,862
Additional noninterest expense$2,597,0001,862
Pre-tax net operating income$5,988,0001,378
Securities gains (losses)$04,500
Applicable income taxes$2,045,0001,269
Income before extraordinary items$3,943,0001,582
Extraordinary gains, net$054
Net income$3,943,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,429
Cash dividends$1,172,0002,105
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,943,0001,513
2003-09-30 (YTD Data)Rank
Total interest income$13,222,0001,648
Total interest expense$3,356,0002,071
Net interest income$9,866,0001,491
Provision for loan and lease losses$265,0002,760
Total noninterest income$2,248,0001,729
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,461,000886
Trading account gains and fees$0153
Additional Noninterest Income$787,0002,392
Total noninterest expense$7,383,0001,641
Salaries and employee benefits$4,500,0001,441
Premises and equipment expense$919,0001,868
Additional noninterest expense$1,964,0001,841
Pre-tax net operating income$4,466,0001,440
Securities gains (losses)$04,204
Applicable income taxes$1,519,0001,340
Income before extraordinary items$2,947,0001,632
Extraordinary gains, net$040
Net income$2,947,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,071
Cash dividends$1,172,0001,556
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,947,0001,562
2003-06-30 (YTD Data)Rank
Total interest income$8,838,0001,662
Total interest expense$2,285,0002,101
Net interest income$6,553,0001,490
Provision for loan and lease losses$169,0002,837
Total noninterest income$1,489,0001,727
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$977,000868
Trading account gains and fees$0150
Additional Noninterest Income$512,0002,416
Total noninterest expense$4,859,0001,656
Salaries and employee benefits$2,926,0001,473
Premises and equipment expense$616,0001,856
Additional noninterest expense$1,317,0001,832
Pre-tax net operating income$3,014,0001,417
Securities gains (losses)$03,782
Applicable income taxes$1,024,0001,344
Income before extraordinary items$1,990,0001,627
Extraordinary gains, net$030
Net income$1,990,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,708
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,990,0001,520
2003-03-31 (YTD Data)Rank
Total interest income$4,372,0001,694
Total interest expense$1,175,0002,089
Net interest income$3,197,0001,519
Provision for loan and lease losses$85,0002,667
Total noninterest income$719,0001,737
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$451,000926
Trading account gains and fees$0134
Additional Noninterest Income$268,0002,263
Total noninterest expense$2,404,0001,661
Salaries and employee benefits$1,439,0001,486
Premises and equipment expense$315,0001,814
Additional noninterest expense$650,0001,809
Pre-tax net operating income$1,427,0001,487
Securities gains (losses)$02,891
Applicable income taxes$484,0001,408
Income before extraordinary items$943,0001,697
Extraordinary gains, net$021
Net income$943,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$943,0001,588
2002-12-31 (YTD Data)Rank
Total interest income$17,422,0001,777
Total interest expense$5,394,0002,080
Net interest income$12,028,0001,607
Provision for loan and lease losses$1,100,0001,234
Total noninterest income$2,574,0001,758
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,638,000982
Trading account gains and fees$0153
Additional Noninterest Income$936,0002,276
Total noninterest expense$9,051,0001,679
Salaries and employee benefits$5,280,0001,531
Premises and equipment expense$1,274,0001,736
Additional noninterest expense$2,497,0001,861
Pre-tax net operating income$4,451,0001,817
Securities gains (losses)$619,000572
Applicable income taxes$1,722,0001,468
Income before extraordinary items$3,348,0001,792
Extraordinary gains, net$070
Net income$3,348,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0002,025
Cash dividends$4,966,000637
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,939,4601,967
2001-12-31 (YTD Data)Rank
Total interest income$16,636,0002,061
Total interest expense$6,083,0002,628
Net interest income$10,553,0001,693
Provision for loan and lease losses$334,0003,001
Total noninterest income$2,341,0001,785
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,564,000950
Trading account gains and fees$0177
Additional Noninterest Income$777,0002,432
Total noninterest expense$7,816,0001,851
Salaries and employee benefits$4,528,0001,665
Premises and equipment expense$1,194,0001,803
Additional noninterest expense$2,094,0002,143
Pre-tax net operating income$4,744,0001,514
Securities gains (losses)$04,612
Applicable income taxes$1,612,0001,405
Income before extraordinary items$3,132,0001,675
Extraordinary gains, net$0105
Net income$3,132,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,033
Cash dividends$2,076,0001,280
Sale, conversion, retirement of capital stock, net$128,000619
Net operating income$3,132,0001,612
2000-12-31 (YTD Data)Rank
Total interest income$15,909,0002,202
Total interest expense$5,660,0002,937
Net interest income$10,249,0001,721
Provision for loan and lease losses$390,0002,319
Total noninterest income$2,192,0001,757
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,439,000936
Trading account gains and fees$0180
Additional Noninterest Income$753,0002,240
Total noninterest expense$7,342,0001,890
Salaries and employee benefits$4,198,0001,707
Premises and equipment expense$1,176,0001,779
Additional noninterest expense$1,968,0002,200
Pre-tax net operating income$4,709,0001,568
Securities gains (losses)$01,956
Applicable income taxes$1,601,0001,421
Income before extraordinary items$3,108,0001,686
Extraordinary gains, net$038
Net income$3,108,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,937
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$223,000624
Net operating income$3,108,0001,680
1999-12-31 (YTD Data)Rank
Total interest income$14,371,0002,266
Total interest expense$5,092,0002,866
Net interest income$9,279,0001,891
Provision for loan and lease losses$437,0001,964
Total noninterest income$2,033,0001,833
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,311,0001,018
Trading account gains and fees$0173
Additional Noninterest Income$722,0002,324
Total noninterest expense$6,495,0002,100
Salaries and employee benefits$3,674,0001,903
Premises and equipment expense$1,065,0001,925
Additional noninterest expense$1,756,0002,474
Pre-tax net operating income$4,380,0001,718
Securities gains (losses)$03,155
Applicable income taxes$1,446,0001,643
Income before extraordinary items$2,934,0001,811
Extraordinary gains, net$035
Net income$2,934,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,287
Cash dividends$2,312,0001,209
Sale, conversion, retirement of capital stock, net$505,000603
Net operating income$2,934,0001,780
1998-12-31 (YTD Data)Rank
Total interest income$13,343,0002,437
Total interest expense$4,759,0003,143
Net interest income$8,584,0001,992
Provision for loan and lease losses$327,0002,425
Total noninterest income$1,676,0002,085
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,128,0001,118
Trading account gains and fees$0224
Additional Noninterest Income$548,0002,816
Total noninterest expense$5,956,0002,187
Salaries and employee benefits$3,332,0002,024
Premises and equipment expense$982,0001,993
Additional noninterest expense$1,642,0002,548
Pre-tax net operating income$3,977,0001,830
Securities gains (losses)$04,449
Applicable income taxes$1,248,0001,922
Income before extraordinary items$2,729,0001,914
Extraordinary gains, net$032
Net income$2,729,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,633
Cash dividends$896,0002,421
Sale, conversion, retirement of capital stock, net$2,754,000348
Net operating income$2,729,0001,837
1997-12-31 (YTD Data)Rank
Total interest income$11,507,0002,845
Total interest expense$3,728,0003,930
Net interest income$7,779,0002,266
Provision for loan and lease losses$492,0001,800
Total noninterest income$1,588,0002,107
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,045,0001,214
Trading account gains and fees$0239
Additional Noninterest Income$543,0002,673
Total noninterest expense$5,406,0002,386
Salaries and employee benefits$3,031,0002,184
Premises and equipment expense$828,0002,344
Additional noninterest expense$1,547,0002,657
Pre-tax net operating income$3,469,0002,171
Securities gains (losses)$03,944
Applicable income taxes$1,113,0002,221
Income before extraordinary items$2,356,0002,234
Extraordinary gains, net$044
Net income$2,356,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,967
Cash dividends$672,0002,863
Sale, conversion, retirement of capital stock, net$3,517,000280
Net operating income$2,356,0002,176
1996-12-31 (YTD Data)Rank
Total interest income$10,642,0003,087
Total interest expense$3,622,0004,064
Net interest income$7,020,0002,525
Provision for loan and lease losses$510,0001,704
Total noninterest income$1,419,0002,391
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,061,0001,258
Trading account gains and fees$0262
Additional Noninterest Income$358,0003,640
Total noninterest expense$4,907,0002,789
Salaries and employee benefits$2,770,0002,402
Premises and equipment expense$816,0002,401
Additional noninterest expense$1,321,0003,477
Pre-tax net operating income$3,022,0002,359
Securities gains (losses)$04,148
Applicable income taxes$1,006,0002,335
Income before extraordinary items$2,016,0002,444
Extraordinary gains, net$053
Net income$2,016,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,267
Cash dividends$462,0003,582
Sale, conversion, retirement of capital stock, net$3,530,000201
Net operating income$2,016,0002,398
1995-12-31 (YTD Data)Rank
Total interest income$9,564,0003,420
Total interest expense$3,538,0004,114
Net interest income$6,026,0002,957
Provision for loan and lease losses$327,0002,156
Total noninterest income$1,324,0002,508
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,009,0001,338
Trading account gains and fees$0522
Additional Noninterest Income$315,0003,892
Total noninterest expense$4,698,0002,871
Salaries and employee benefits$2,449,0002,728
Premises and equipment expense$771,0002,579
Additional noninterest expense$1,478,0003,124
Pre-tax net operating income$2,325,0003,050
Securities gains (losses)$03,831
Applicable income taxes$772,0002,973
Income before extraordinary items$1,553,0003,144
Extraordinary gains, net$065
Net income$1,553,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,184
Cash dividends$359,0004,130
Sale, conversion, retirement of capital stock, net$1,788,000233
Net operating income$1,553,0003,116
1994-12-31 (YTD Data)Rank
Total interest income$8,043,0003,715
Total interest expense$2,725,0004,304
Net interest income$5,318,0003,373
Provision for loan and lease losses$223,0002,838
Total noninterest income$1,148,0002,812
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$826,0001,642
Trading account gains and fees$0475
Additional Noninterest Income$322,0003,905
Total noninterest expense$4,305,0003,198
Salaries and employee benefits$2,322,0002,848
Premises and equipment expense$752,0002,666
Additional noninterest expense$1,231,0003,963
Pre-tax net operating income$1,938,0003,519
Securities gains (losses)$03,600
Applicable income taxes$659,0003,240
Income before extraordinary items$1,279,0003,649
Extraordinary gains, net$0249
Net income$1,279,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,123
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,246,000382
Net operating income$1,279,0003,684
1993-12-31 (YTD Data)Rank
Total interest income$7,522,0004,037
Total interest expense$2,572,0004,685
Net interest income$4,950,0003,604
Provision for loan and lease losses$280,0003,154
Total noninterest income$788,0004,034
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$564,0002,445
Trading account gains and fees$0532
Additional Noninterest Income$224,0005,331
Total noninterest expense$3,667,0003,760
Salaries and employee benefits$1,944,0003,370
Premises and equipment expense$602,0003,322
Additional noninterest expense$1,121,0004,458
Pre-tax net operating income$1,791,0003,692
Securities gains (losses)$07,477
Applicable income taxes$609,0003,553
Income before extraordinary items$1,182,0004,073
Extraordinary gains, net$-118,00012,953
Net income$1,064,0004,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0005,209
Cash dividends$270,0004,670
Sale, conversion, retirement of capital stock, net$908,000495
Net operating income$1,182,0003,875
1992-12-31 (YTD Data)Rank
Total interest income$5,702,0005,727
Total interest expense$2,340,0006,310
Net interest income$3,362,0005,189
Provision for loan and lease losses$250,0004,577
Total noninterest income$344,0007,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,941
Trading account gains and feesNANA
Additional Noninterest Income$81,0008,805
Total noninterest expense$2,372,0005,543
Salaries and employee benefits$1,311,0004,779
Premises and equipment expense$369,0005,129
Additional noninterest expense$692,0006,808
Pre-tax net operating income$1,084,0005,316
Securities gains (losses)$08,369
Applicable income taxes$369,0005,101
Income before extraordinary items$715,0005,826
Extraordinary gains, net$01,422
Net income$715,0005,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0004,493
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$41,000949
Net operating income$715,0005,491

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.