Home > Wyoming County Bank > Income and Expense
Wyoming County Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,595,000 | 792 |
| Total interest expense | $8,512,000 | 930 |
| Net interest income | $21,083,000 | 738 |
| Provision for loan and lease losses | $9,734,000 | 115 |
| Total noninterest income | $6,328,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,985,000 | 424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,343,000 | 742 |
| Total noninterest expense | $14,843,000 | 852 |
| Salaries and employee benefits | $6,157,000 | 1,117 |
| Premises and equipment expense | $1,661,000 | 1,084 |
| Additional noninterest expense | $7,025,000 | 585 |
| Pre-tax net operating income | $2,834,000 | 2,335 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $520,000 | 2,869 |
| Income before extraordinary items | $2,314,000 | 2,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,314,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,543,000 | 90 |
| Cash dividends | $3,550,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,314,000 | 2,173 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,891,000 | 768 |
| Total interest expense | $5,581,000 | 886 |
| Net interest income | $14,310,000 | 713 |
| Provision for loan and lease losses | $9,056,000 | 88 |
| Total noninterest income | $2,830,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,898,000 | 435 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $932,000 | 1,419 |
| Total noninterest expense | $9,890,000 | 849 |
| Salaries and employee benefits | $4,065,000 | 1,114 |
| Premises and equipment expense | $1,102,000 | 1,081 |
| Additional noninterest expense | $4,723,000 | 582 |
| Pre-tax net operating income | $-1,806,000 | 8,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,133,000 | 8,856 |
| Income before extraordinary items | $-673,000 | 8,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-673,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,990,000 | 75 |
| Cash dividends | $2,250,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-673,000 | 8,727 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,997,000 | 753 |
| Total interest expense | $2,605,000 | 906 |
| Net interest income | $7,392,000 | 684 |
| Provision for loan and lease losses | $428,000 | 555 |
| Total noninterest income | $1,410,000 | 952 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $878,000 | 450 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $532,000 | 1,271 |
| Total noninterest expense | $5,015,000 | 827 |
| Salaries and employee benefits | $1,957,000 | 1,170 |
| Premises and equipment expense | $517,000 | 1,177 |
| Additional noninterest expense | $2,541,000 | 544 |
| Pre-tax net operating income | $3,359,000 | 725 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,136,000 | 687 |
| Income before extraordinary items | $2,223,000 | 789 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,223,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 232 |
| Cash dividends | $1,125,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,223,000 | 770 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,398,000 | 706 |
| Total interest expense | $10,345,000 | 796 |
| Net interest income | $29,053,000 | 675 |
| Provision for loan and lease losses | $5,111,000 | 244 |
| Total noninterest income | $6,263,000 | 879 |
| Gross Fiduciary activities income | $123,000 | 894 |
| Service charges on deposit accounts | $3,970,000 | 447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,170,000 | 1,247 |
| Total noninterest expense | $18,919,000 | 859 |
| Salaries and employee benefits | $8,378,000 | 1,034 |
| Premises and equipment expense | $2,014,000 | 1,139 |
| Additional noninterest expense | $8,527,000 | 627 |
| Pre-tax net operating income | $11,286,000 | 778 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $3,662,000 | 765 |
| Income before extraordinary items | $7,657,000 | 857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,657,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,531,000 | 563 |
| Cash dividends | $4,500,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,634,560 | 831 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,483,000 | 705 |
| Total interest expense | $7,915,000 | 765 |
| Net interest income | $21,568,000 | 685 |
| Provision for loan and lease losses | $1,784,000 | 457 |
| Total noninterest income | $4,809,000 | 877 |
| Gross Fiduciary activities income | $104,000 | 866 |
| Service charges on deposit accounts | $2,958,000 | 457 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,747,000 | 1,198 |
| Total noninterest expense | $13,835,000 | 880 |
| Salaries and employee benefits | $6,282,000 | 1,024 |
| Premises and equipment expense | $1,512,000 | 1,135 |
| Additional noninterest expense | $6,041,000 | 645 |
| Pre-tax net operating income | $10,758,000 | 639 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $3,640,000 | 624 |
| Income before extraordinary items | $7,130,000 | 710 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,130,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $960,000 | 587 |
| Cash dividends | $3,375,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,122,080 | 683 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,609,000 | 700 |
| Total interest expense | $5,492,000 | 721 |
| Net interest income | $14,117,000 | 689 |
| Provision for loan and lease losses | $1,356,000 | 416 |
| Total noninterest income | $3,214,000 | 867 |
| Gross Fiduciary activities income | $78,000 | 845 |
| Service charges on deposit accounts | $1,929,000 | 461 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,207,000 | 1,168 |
| Total noninterest expense | $9,084,000 | 894 |
| Salaries and employee benefits | $4,207,000 | 1,016 |
| Premises and equipment expense | $997,000 | 1,163 |
| Additional noninterest expense | $3,880,000 | 668 |
| Pre-tax net operating income | $6,891,000 | 658 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $2,324,000 | 644 |
| Income before extraordinary items | $4,579,000 | 727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,579,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 569 |
| Cash dividends | $2,250,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,571,080 | 694 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,828,000 | 702 |
| Total interest expense | $2,754,000 | 734 |
| Net interest income | $7,074,000 | 694 |
| Provision for loan and lease losses | $928,000 | 327 |
| Total noninterest income | $1,386,000 | 971 |
| Gross Fiduciary activities income | $39,000 | 859 |
| Service charges on deposit accounts | $927,000 | 468 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $420,000 | 1,481 |
| Total noninterest expense | $4,615,000 | 890 |
| Salaries and employee benefits | $2,136,000 | 1,010 |
| Premises and equipment expense | $515,000 | 1,143 |
| Additional noninterest expense | $1,964,000 | 654 |
| Pre-tax net operating income | $2,917,000 | 755 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $955,000 | 759 |
| Income before extraordinary items | $1,970,000 | 839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,970,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 405 |
| Cash dividends | $1,125,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,964,640 | 792 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,511,000 | 706 |
| Total interest expense | $11,064,000 | 806 |
| Net interest income | $28,447,000 | 665 |
| Provision for loan and lease losses | $4,045,000 | 378 |
| Total noninterest income | $5,984,000 | 973 |
| Gross Fiduciary activities income | $120,000 | 922 |
| Service charges on deposit accounts | $3,739,000 | 455 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,125,000 | 1,412 |
| Total noninterest expense | $16,917,000 | 964 |
| Salaries and employee benefits | $7,838,000 | 1,079 |
| Premises and equipment expense | $1,774,000 | 1,285 |
| Additional noninterest expense | $7,305,000 | 719 |
| Pre-tax net operating income | $13,469,000 | 656 |
| Securities gains (losses) | $99,000 | 1,910 |
| Applicable income taxes | $4,526,000 | 673 |
| Income before extraordinary items | $9,042,000 | 719 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,042,000 | 721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,398,000 | 712 |
| Cash dividends | $5,325,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,975,670 | 676 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,664,000 | 728 |
| Total interest expense | $8,507,000 | 821 |
| Net interest income | $21,157,000 | 676 |
| Provision for loan and lease losses | $1,618,000 | 616 |
| Total noninterest income | $4,414,000 | 1,025 |
| Gross Fiduciary activities income | $76,000 | 967 |
| Service charges on deposit accounts | $2,735,000 | 471 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,603,000 | 1,467 |
| Total noninterest expense | $12,563,000 | 987 |
| Salaries and employee benefits | $5,874,000 | 1,087 |
| Premises and equipment expense | $1,342,000 | 1,274 |
| Additional noninterest expense | $5,347,000 | 732 |
| Pre-tax net operating income | $11,390,000 | 607 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $3,917,000 | 627 |
| Income before extraordinary items | $7,572,000 | 680 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,572,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $871,000 | 758 |
| Cash dividends | $3,826,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,506,660 | 640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,971,000 | 728 |
| Total interest expense | $5,816,000 | 827 |
| Net interest income | $14,155,000 | 676 |
| Provision for loan and lease losses | $1,153,000 | 586 |
| Total noninterest income | $2,737,000 | 1,075 |
| Gross Fiduciary activities income | $51,000 | 967 |
| Service charges on deposit accounts | $1,787,000 | 483 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $899,000 | 1,638 |
| Total noninterest expense | $8,356,000 | 984 |
| Salaries and employee benefits | $3,904,000 | 1,080 |
| Premises and equipment expense | $909,000 | 1,254 |
| Additional noninterest expense | $3,543,000 | 737 |
| Pre-tax net operating income | $7,383,000 | 622 |
| Securities gains (losses) | $68,000 | 1,796 |
| Applicable income taxes | $2,529,000 | 643 |
| Income before extraordinary items | $4,922,000 | 700 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,922,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,526 |
| Cash dividends | $2,551,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,877,120 | 653 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,969,000 | 742 |
| Total interest expense | $2,908,000 | 851 |
| Net interest income | $7,061,000 | 678 |
| Provision for loan and lease losses | $302,000 | 906 |
| Total noninterest income | $1,349,000 | 1,055 |
| Gross Fiduciary activities income | $31,000 | 940 |
| Service charges on deposit accounts | $874,000 | 484 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $444,000 | 1,610 |
| Total noninterest expense | $4,267,000 | 957 |
| Salaries and employee benefits | $2,051,000 | 1,038 |
| Premises and equipment expense | $449,000 | 1,284 |
| Additional noninterest expense | $1,767,000 | 725 |
| Pre-tax net operating income | $3,841,000 | 603 |
| Securities gains (losses) | $47,000 | 1,425 |
| Applicable income taxes | $1,330,000 | 616 |
| Income before extraordinary items | $2,558,000 | 671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,558,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,462 |
| Cash dividends | $1,275,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,526,980 | 629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,594,000 | 798 |
| Total interest expense | $11,809,000 | 948 |
| Net interest income | $25,785,000 | 733 |
| Provision for loan and lease losses | $1,381,000 | 1,012 |
| Total noninterest income | $4,999,000 | 1,059 |
| Gross Fiduciary activities income | $79,000 | 1,039 |
| Service charges on deposit accounts | $3,313,000 | 495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,607,000 | 1,563 |
| Total noninterest expense | $14,476,000 | 1,077 |
| Salaries and employee benefits | $6,808,000 | 1,183 |
| Premises and equipment expense | $1,546,000 | 1,426 |
| Additional noninterest expense | $6,122,000 | 819 |
| Pre-tax net operating income | $14,927,000 | 590 |
| Securities gains (losses) | $43,000 | 2,542 |
| Applicable income taxes | $5,182,000 | 578 |
| Income before extraordinary items | $9,788,000 | 642 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,788,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 1,196 |
| Cash dividends | $4,875,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,760,050 | 614 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,513,000 | 863 |
| Total interest expense | $16,108,000 | 1,005 |
| Net interest income | $23,405,000 | 753 |
| Provision for loan and lease losses | $1,435,000 | 948 |
| Total noninterest income | $4,168,000 | 1,145 |
| Gross Fiduciary activities income | $60,000 | 1,098 |
| Service charges on deposit accounts | $2,604,000 | 582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,504,000 | 1,516 |
| Total noninterest expense | $13,259,000 | 1,120 |
| Salaries and employee benefits | $6,247,000 | 1,193 |
| Premises and equipment expense | $1,387,000 | 1,550 |
| Additional noninterest expense | $5,625,000 | 867 |
| Pre-tax net operating income | $12,879,000 | 611 |
| Securities gains (losses) | $-43,000 | 9,433 |
| Applicable income taxes | $4,412,000 | 596 |
| Income before extraordinary items | $8,424,000 | 665 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,424,000 | 669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,442 |
| Cash dividends | $4,206,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,452,380 | 637 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,963,000 | 913 |
| Total interest expense | $17,324,000 | 1,023 |
| Net interest income | $21,639,000 | 810 |
| Provision for loan and lease losses | $1,625,000 | 718 |
| Total noninterest income | $3,377,000 | 1,218 |
| Gross Fiduciary activities income | $22,000 | 1,146 |
| Service charges on deposit accounts | $1,971,000 | 683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,384,000 | 1,473 |
| Total noninterest expense | $11,553,000 | 1,207 |
| Salaries and employee benefits | $5,637,000 | 1,252 |
| Premises and equipment expense | $1,223,000 | 1,702 |
| Additional noninterest expense | $4,693,000 | 996 |
| Pre-tax net operating income | $11,838,000 | 676 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $4,304,000 | 611 |
| Income before extraordinary items | $7,549,000 | 725 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,549,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 851 |
| Cash dividends | $18,479,000 | 254 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,539,400 | 722 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,443,000 | 1,047 |
| Total interest expense | $11,935,000 | 1,265 |
| Net interest income | $19,508,000 | 897 |
| Provision for loan and lease losses | $1,005,000 | 968 |
| Total noninterest income | $2,948,000 | 1,372 |
| Gross Fiduciary activities income | $20,000 | 1,206 |
| Service charges on deposit accounts | $1,614,000 | 821 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,314,000 | 1,524 |
| Total noninterest expense | $10,581,000 | 1,307 |
| Salaries and employee benefits | $4,980,000 | 1,388 |
| Premises and equipment expense | $1,140,000 | 1,791 |
| Additional noninterest expense | $4,461,000 | 1,057 |
| Pre-tax net operating income | $10,870,000 | 765 |
| Securities gains (losses) | $-50,000 | 9,793 |
| Applicable income taxes | $4,046,000 | 700 |
| Income before extraordinary items | $6,774,000 | 840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,774,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,278 |
| Cash dividends | $2,563,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,806,000 | 828 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,404,000 | 1,103 |
| Total interest expense | $11,825,000 | 1,315 |
| Net interest income | $17,579,000 | 957 |
| Provision for loan and lease losses | $1,055,000 | 929 |
| Total noninterest income | $2,374,000 | 1,610 |
| Gross Fiduciary activities income | $18,000 | 1,226 |
| Service charges on deposit accounts | $1,216,000 | 1,021 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,140,000 | 1,689 |
| Total noninterest expense | $9,545,000 | 1,378 |
| Salaries and employee benefits | $4,482,000 | 1,459 |
| Premises and equipment expense | $994,000 | 1,972 |
| Additional noninterest expense | $4,069,000 | 1,111 |
| Pre-tax net operating income | $9,353,000 | 835 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,410,000 | 781 |
| Income before extraordinary items | $5,943,000 | 914 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,943,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,674 |
| Cash dividends | $2,399,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,943,000 | 880 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,191,000 | 1,234 |
| Total interest expense | $10,997,000 | 1,425 |
| Net interest income | $16,194,000 | 1,090 |
| Provision for loan and lease losses | $1,240,000 | 834 |
| Total noninterest income | $2,006,000 | 1,762 |
| Gross Fiduciary activities income | $13,000 | 1,317 |
| Service charges on deposit accounts | $1,043,000 | 1,216 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $950,000 | 1,801 |
| Total noninterest expense | $8,402,000 | 1,567 |
| Salaries and employee benefits | $4,023,000 | 1,630 |
| Premises and equipment expense | $923,000 | 2,135 |
| Additional noninterest expense | $3,456,000 | 1,270 |
| Pre-tax net operating income | $8,558,000 | 950 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,073,000 | 911 |
| Income before extraordinary items | $5,485,000 | 1,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,485,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 884 |
| Cash dividends | $2,054,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,485,000 | 986 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,096,000 | 1,359 |
| Total interest expense | $9,761,000 | 1,627 |
| Net interest income | $15,335,000 | 1,176 |
| Provision for loan and lease losses | $595,000 | 1,531 |
| Total noninterest income | $1,745,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,020,000 | 1,314 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $725,000 | 2,239 |
| Total noninterest expense | $7,579,000 | 1,871 |
| Salaries and employee benefits | $3,603,000 | 1,833 |
| Premises and equipment expense | $827,000 | 2,375 |
| Additional noninterest expense | $3,149,000 | 1,647 |
| Pre-tax net operating income | $8,906,000 | 862 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $3,168,000 | 835 |
| Income before extraordinary items | $5,736,000 | 918 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,736,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,709 |
| Cash dividends | $1,856,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,737,280 | 901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,649,000 | 1,455 |
| Total interest expense | $9,311,000 | 1,710 |
| Net interest income | $14,338,000 | 1,256 |
| Provision for loan and lease losses | $540,000 | 1,477 |
| Total noninterest income | $1,519,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,004,000 | 1,349 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $515,000 | 2,818 |
| Total noninterest expense | $7,895,000 | 1,769 |
| Salaries and employee benefits | $3,643,000 | 1,820 |
| Premises and equipment expense | $824,000 | 2,419 |
| Additional noninterest expense | $3,428,000 | 1,506 |
| Pre-tax net operating income | $7,422,000 | 1,047 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $2,576,000 | 1,023 |
| Income before extraordinary items | $4,867,000 | 1,088 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,867,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,435 |
| Cash dividends | $1,656,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,853,350 | 1,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,551,000 | 1,584 |
| Total interest expense | $6,860,000 | 1,830 |
| Net interest income | $12,691,000 | 1,416 |
| Provision for loan and lease losses | $540,000 | 1,448 |
| Total noninterest income | $1,379,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $877,000 | 1,542 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $502,000 | 2,943 |
| Total noninterest expense | $7,458,000 | 1,928 |
| Salaries and employee benefits | $3,813,000 | 1,762 |
| Premises and equipment expense | $865,000 | 2,339 |
| Additional noninterest expense | $2,780,000 | 1,946 |
| Pre-tax net operating income | $6,072,000 | 1,229 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $2,026,000 | 1,193 |
| Income before extraordinary items | $4,031,000 | 1,249 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,031,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $2,834,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,041,050 | 1,265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,453,000 | 1,793 |
| Total interest expense | $6,089,000 | 2,131 |
| Net interest income | $11,364,000 | 1,586 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $1,153,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $753,000 | 1,815 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $400,000 | 3,753 |
| Total noninterest expense | $6,509,000 | 2,229 |
| Salaries and employee benefits | $3,391,000 | 1,953 |
| Premises and equipment expense | $724,000 | 2,792 |
| Additional noninterest expense | $2,394,000 | 2,333 |
| Pre-tax net operating income | $5,468,000 | 1,273 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $1,788,000 | 1,340 |
| Income before extraordinary items | $3,701,000 | 1,373 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,701,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,954 |
| Cash dividends | $1,489,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,686,930 | 1,296 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,203,000 | 1,956 |
| Total interest expense | $7,406,000 | 2,289 |
| Net interest income | $10,797,000 | 1,700 |
| Provision for loan and lease losses | $375,000 | 3,592 |
| Total noninterest income | $1,001,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $680,000 | 2,004 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $321,000 | 4,244 |
| Total noninterest expense | $6,089,000 | 2,388 |
| Salaries and employee benefits | $3,182,000 | 2,067 |
| Premises and equipment expense | $607,000 | 3,317 |
| Additional noninterest expense | $2,300,000 | 2,488 |
| Pre-tax net operating income | $5,334,000 | 1,208 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $1,777,000 | 1,245 |
| Income before extraordinary items | $3,590,000 | 1,299 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,590,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $1,115,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,567,890 | 1,205 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.