Home > Wyoming County Bank > Assets and Liabilities
Wyoming County Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 168 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $730,983,000 | 837 |
| Cash and due from depository institutions | $22,873,000 | 968 |
| Interest-bearing balances | $194,000 | 4,404 |
| Securities | $255,774,000 | 525 |
| Federal funds sold & reverse repurchase agreements | $22,655,000 | 591 |
| Net loans & leases | $407,692,000 | 995 |
| Loan loss allowance | $8,137,000 | 605 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,521,000 | 1,454 |
| Other real estate owned | $53,000 | 968 |
| Goodwill and other intangibles | $504,000 | 2,092 |
| All other assets | $13,911,000 | 1,211 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $730,983,000 | 837 |
| Total liabilities | $681,459,000 | 793 |
| Total deposits | $655,574,000 | 700 |
| Interest-bearing deposits | $543,900,000 | 729 |
| Deposits held in domestic offices | $655,574,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,462,000 | 1,440 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,701,000 | 2,236 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,722,000 | 883 |
| Total equity capital | $49,524,000 | 1,219 |
| Total bank equity capital | $49,524,000 | 1,219 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,205 |
| Surplus | $4,200,000 | 4,040 |
| Undivided profits | $44,424,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,054,000 | 463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $695,000 | 253 |
| Income earned, not collected on loans | $3,598,000 | 852 |
| Earning assets | $686,315,000 | 808 |
| Long-term assets (5+ years) | $199,227,000 | 515 |
| Average Assets, year-to-date | $748,969,750 | 775 |
| Average Assets, quarterly | $734,721,500 | 813 |
| Volatile liabilities | $88,492,000 | 1,465 |
| Insider loans | $6,790,000 | 946 |
| FHLB advances | $13,701,000 | 2,104 |
| Loans and leases held for sale | $1,540,000 | 783 |
| Unused loan commitments | $115,577,000 | 886 |
| Tier 1 (core) risk-based capital | $50,289,000 | 1,127 |
| Tier 2 risk-based capital | $5,589,000 | 857 |
| Total risk weighted assets | $444,589,000 | 954 |
| Total unused commitments | $115,577,000 | 887 |
| Derivatives | $5,295,000 | 541 |
| 2005-06-30 | Rank | |
| # of Employees: | 166 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $738,460,000 | 799 |
| Cash and due from depository institutions | $23,539,000 | 984 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $212,936,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $186,000 | 5,408 |
| Net loans & leases | $479,057,000 | 836 |
| Loan loss allowance | $8,012,000 | 594 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,600,000 | 1,405 |
| Other real estate owned | $28,000 | 984 |
| Goodwill and other intangibles | $517,000 | 2,078 |
| All other assets | $14,597,000 | 1,138 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $738,460,000 | 799 |
| Total liabilities | $689,622,000 | 767 |
| Total deposits | $659,924,000 | 675 |
| Interest-bearing deposits | $556,696,000 | 695 |
| Deposits held in domestic offices | $659,924,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,172,000 | 1,130 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,910,000 | 2,190 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,616,000 | 839 |
| Total equity capital | $48,838,000 | 1,222 |
| Total bank equity capital | $48,838,000 | 1,222 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,188 |
| Surplus | $4,200,000 | 3,995 |
| Undivided profits | $43,738,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,969,000 | 85 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,141,000 | 33 |
| Income earned, not collected on loans | $3,152,000 | 902 |
| Earning assets | $692,179,000 | 778 |
| Long-term assets (5+ years) | $197,617,000 | 520 |
| Average Assets, year-to-date | $754,965,330 | 758 |
| Average Assets, quarterly | $758,834,000 | 765 |
| Volatile liabilities | $86,563,000 | 1,457 |
| Insider loans | $11,858,000 | 479 |
| FHLB advances | $13,910,000 | 2,079 |
| Loans and leases held for sale | $51,385,000 | 102 |
| Unused loan commitments | $131,115,000 | 785 |
| Tier 1 (core) risk-based capital | $48,599,000 | 1,129 |
| Tier 2 risk-based capital | $6,343,000 | 760 |
| Total risk weighted assets | $505,720,000 | 847 |
| Total unused commitments | $131,115,000 | 785 |
| Derivatives | $5,653,000 | 507 |
| 2005-03-31 | Rank | |
| # of Employees: | 164 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $779,208,000 | 738 |
| Cash and due from depository institutions | $15,767,000 | 980 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $216,266,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $26,665,000 | 457 |
| Net loans & leases | $497,872,000 | 783 |
| Loan loss allowance | $13,428,000 | 377 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,532,000 | 1,391 |
| Other real estate owned | $76,000 | 980 |
| Goodwill and other intangibles | $550,000 | 2,032 |
| All other assets | $14,480,000 | 1,113 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $779,208,000 | 738 |
| Total liabilities | $727,195,000 | 711 |
| Total deposits | $698,674,000 | 629 |
| Interest-bearing deposits | $606,272,000 | 624 |
| Deposits held in domestic offices | $698,674,000 | 628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,738,000 | 1,180 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,708,000 | 2,132 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,075,000 | 807 |
| Total equity capital | $52,013,000 | 1,105 |
| Total bank equity capital | $52,013,000 | 1,105 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,199 |
| Surplus | $4,200,000 | 3,978 |
| Undivided profits | $46,913,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,571,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,625,000 | 68 |
| Income earned, not collected on loans | $3,808,000 | 695 |
| Earning assets | $740,803,000 | 718 |
| Long-term assets (5+ years) | $224,833,000 | 488 |
| Average Assets, year-to-date | $763,218,000 | 750 |
| Average Assets, quarterly | $763,218,000 | 750 |
| Volatile liabilities | $111,347,000 | 1,119 |
| Insider loans | $12,471,000 | 429 |
| FHLB advances | $13,708,000 | 2,025 |
| Loans and leases held for sale | $234,000 | 1,414 |
| Unused loan commitments | $123,159,000 | 818 |
| Tier 1 (core) risk-based capital | $52,617,000 | 1,026 |
| Tier 2 risk-based capital | $6,718,000 | 704 |
| Total risk weighted assets | $530,764,000 | 773 |
| Total unused commitments | $123,159,000 | 818 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 167 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $747,228,000 | 777 |
| Cash and due from depository institutions | $18,497,000 | 976 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $197,458,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $510,079,000 | 764 |
| Loan loss allowance | $13,946,000 | 377 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,692,000 | 1,536 |
| Other real estate owned | $276,000 | 976 |
| Goodwill and other intangibles | $569,000 | 2,021 |
| All other assets | $13,657,000 | 1,153 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $747,228,000 | 777 |
| Total liabilities | $694,768,000 | 745 |
| Total deposits | $664,548,000 | 656 |
| Interest-bearing deposits | $556,607,000 | 682 |
| Deposits held in domestic offices | $664,548,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,303,000 | 1,074 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,711,000 | 2,168 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,206,000 | 887 |
| Total equity capital | $52,460,000 | 1,096 |
| Total bank equity capital | $52,460,000 | 1,096 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,194 |
| Surplus | $4,200,000 | 3,943 |
| Undivided profits | $47,360,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,757,000 | 183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,245,000 | 64 |
| Income earned, not collected on loans | $3,533,000 | 743 |
| Earning assets | $707,537,000 | 749 |
| Long-term assets (5+ years) | $235,719,000 | 469 |
| Average Assets, year-to-date | $765,135,600 | 726 |
| Average Assets, quarterly | $753,396,000 | 762 |
| Volatile liabilities | $105,701,000 | 1,135 |
| Insider loans | $13,044,000 | 400 |
| FHLB advances | $13,711,000 | 2,056 |
| Loans and leases held for sale | $1,011,000 | 870 |
| Unused loan commitments | $117,298,000 | 836 |
| Tier 1 (core) risk-based capital | $51,516,000 | 1,041 |
| Tier 2 risk-based capital | $6,725,000 | 702 |
| Total risk weighted assets | $530,754,000 | 773 |
| Total unused commitments | $117,298,000 | 836 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 175 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $759,564,000 | 760 |
| Cash and due from depository institutions | $20,596,000 | 912 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $206,398,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $2,134,000 | 3,509 |
| Net loans & leases | $510,955,000 | 734 |
| Loan loss allowance | $11,190,000 | 454 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,508,000 | 1,554 |
| Other real estate owned | $383,000 | 912 |
| Goodwill and other intangibles | $551,000 | 2,003 |
| All other assets | $12,039,000 | 1,268 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $759,564,000 | 760 |
| Total liabilities | $706,072,000 | 732 |
| Total deposits | $673,698,000 | 640 |
| Interest-bearing deposits | $578,694,000 | 645 |
| Deposits held in domestic offices | $673,698,000 | 635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,357,000 | 1,107 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,714,000 | 1,920 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,303,000 | 866 |
| Total equity capital | $53,492,000 | 1,075 |
| Total bank equity capital | $53,492,000 | 1,075 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $900,000 | 3,201 |
| Surplus | $4,200,000 | 3,909 |
| Undivided profits | $48,392,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,164,000 | 206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,335,000 | 64 |
| Income earned, not collected on loans | $3,780,000 | 705 |
| Earning assets | $719,487,000 | 735 |
| Long-term assets (5+ years) | $242,597,000 | 470 |
| Average Assets, year-to-date | $769,612,500 | 731 |
| Average Assets, quarterly | $766,978,000 | 745 |
| Volatile liabilities | $108,561,000 | 1,092 |
| Insider loans | $13,756,000 | 364 |
| FHLB advances | $16,714,000 | 1,802 |
| Loans and leases held for sale | $903,000 | 925 |
| Unused loan commitments | $115,626,000 | 826 |
| Tier 1 (core) risk-based capital | $52,114,000 | 1,016 |
| Tier 2 risk-based capital | $6,714,000 | 694 |
| Total risk weighted assets | $532,672,000 | 747 |
| Total unused commitments | $115,626,000 | 829 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 175 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $774,392,000 | 738 |
| Cash and due from depository institutions | $17,438,000 | 920 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $212,504,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $879,000 | 4,573 |
| Net loans & leases | $521,217,000 | 705 |
| Loan loss allowance | $11,042,000 | 451 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,477,000 | 1,542 |
| Other real estate owned | $275,000 | 920 |
| Goodwill and other intangibles | $590,000 | 1,965 |
| All other assets | $15,012,000 | 1,032 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $774,392,000 | 738 |
| Total liabilities | $724,687,000 | 714 |
| Total deposits | $681,230,000 | 622 |
| Interest-bearing deposits | $589,585,000 | 624 |
| Deposits held in domestic offices | $681,230,000 | 619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,715,000 | 685 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,717,000 | 2,158 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,025,000 | 665 |
| Total equity capital | $49,705,000 | 1,108 |
| Total bank equity capital | $49,705,000 | 1,108 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $900,000 | 3,214 |
| Surplus | $4,200,000 | 3,874 |
| Undivided profits | $44,605,000 | 715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,296,000 | 216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,994,000 | 73 |
| Income earned, not collected on loans | $3,557,000 | 713 |
| Earning assets | $734,600,000 | 717 |
| Long-term assets (5+ years) | $235,556,000 | 490 |
| Average Assets, year-to-date | $772,962,000 | 727 |
| Average Assets, quarterly | $782,123,500 | 723 |
| Volatile liabilities | $123,322,000 | 935 |
| Insider loans | $14,011,000 | 351 |
| FHLB advances | $13,717,000 | 2,027 |
| Loans and leases held for sale | $2,084,000 | 607 |
| Unused loan commitments | $117,891,000 | 794 |
| Tier 1 (core) risk-based capital | $50,684,000 | 1,022 |
| Tier 2 risk-based capital | $6,876,000 | 685 |
| Total risk weighted assets | $545,908,000 | 717 |
| Total unused commitments | $117,891,000 | 795 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 174 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $789,855,000 | 723 |
| Cash and due from depository institutions | $13,528,000 | 924 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $225,553,000 | 620 |
| Federal funds sold & reverse repurchase agreements | $16,254,000 | 892 |
| Net loans & leases | $516,918,000 | 706 |
| Loan loss allowance | $10,749,000 | 462 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,546,000 | 1,493 |
| Other real estate owned | $88,000 | 924 |
| Goodwill and other intangibles | $649,000 | 1,902 |
| All other assets | $10,319,000 | 1,376 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $789,855,000 | 723 |
| Total liabilities | $737,415,000 | 700 |
| Total deposits | $702,690,000 | 602 |
| Interest-bearing deposits | $616,460,000 | 601 |
| Deposits held in domestic offices | $702,690,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,971,000 | 1,288 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,220,000 | 1,499 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,534,000 | 875 |
| Total equity capital | $52,440,000 | 1,069 |
| Total bank equity capital | $52,440,000 | 1,069 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $900,000 | 3,215 |
| Surplus | $4,200,000 | 3,837 |
| Undivided profits | $47,340,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,949,000 | 294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,965,000 | 72 |
| Income earned, not collected on loans | $3,972,000 | 639 |
| Earning assets | $758,725,000 | 699 |
| Long-term assets (5+ years) | $231,929,000 | 486 |
| Average Assets, year-to-date | $772,247,000 | 739 |
| Average Assets, quarterly | $772,247,000 | 739 |
| Volatile liabilities | $119,051,000 | 931 |
| Insider loans | $14,463,000 | 331 |
| FHLB advances | $22,220,000 | 1,394 |
| Loans and leases held for sale | $1,265,000 | 896 |
| Unused loan commitments | $119,190,000 | 766 |
| Tier 1 (core) risk-based capital | $49,143,000 | 1,043 |
| Tier 2 risk-based capital | $6,851,000 | 682 |
| Total risk weighted assets | $544,155,000 | 712 |
| Total unused commitments | $119,190,000 | 766 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 167 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $754,639,000 | 755 |
| Cash and due from depository institutions | $17,244,000 | 975 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $186,614,000 | 730 |
| Federal funds sold & reverse repurchase agreements | $6,327,000 | 1,880 |
| Net loans & leases | $527,171,000 | 687 |
| Loan loss allowance | $10,366,000 | 482 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,079,000 | 1,606 |
| Other real estate owned | $92,000 | 975 |
| Goodwill and other intangibles | $711,000 | 1,827 |
| All other assets | $10,401,000 | 1,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $754,639,000 | 755 |
| Total liabilities | $703,993,000 | 733 |
| Total deposits | $668,768,000 | 634 |
| Interest-bearing deposits | $571,930,000 | 648 |
| Deposits held in domestic offices | $668,768,000 | 632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,550,000 | 1,306 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,223,000 | 1,472 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,452,000 | 1,010 |
| Total equity capital | $50,646,000 | 1,085 |
| Total bank equity capital | $50,646,000 | 1,085 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $900,000 | 3,245 |
| Surplus | $4,200,000 | 3,808 |
| Undivided profits | $45,546,000 | 699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,792,000 | 292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,476,000 | 78 |
| Income earned, not collected on loans | $3,523,000 | 720 |
| Earning assets | $720,112,000 | 726 |
| Long-term assets (5+ years) | $206,746,000 | 543 |
| Average Assets, year-to-date | $713,104,400 | 767 |
| Average Assets, quarterly | $736,124,000 | 771 |
| Volatile liabilities | $128,339,000 | 869 |
| Insider loans | $14,587,000 | 322 |
| FHLB advances | $22,223,000 | 1,401 |
| Loans and leases held for sale | $1,625,000 | 712 |
| Unused loan commitments | $113,903,000 | 770 |
| Tier 1 (core) risk-based capital | $48,214,000 | 1,056 |
| Tier 2 risk-based capital | $6,812,000 | 682 |
| Total risk weighted assets | $541,376,000 | 713 |
| Total unused commitments | $113,903,000 | 771 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 167 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $717,609,000 | 801 |
| Cash and due from depository institutions | $20,263,000 | 992 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $162,164,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 6,346 |
| Net loans & leases | $519,080,000 | 692 |
| Loan loss allowance | $8,466,000 | 585 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,509,000 | 1,787 |
| Other real estate owned | $147,000 | 992 |
| Goodwill and other intangibles | $739,000 | 1,796 |
| All other assets | $9,514,000 | 1,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $717,609,000 | 801 |
| Total liabilities | $666,910,000 | 780 |
| Total deposits | $617,767,000 | 705 |
| Interest-bearing deposits | $533,725,000 | 715 |
| Deposits held in domestic offices | $617,767,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,328,000 | 1,082 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,226,000 | 1,117 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,589,000 | 1,025 |
| Total equity capital | $50,699,000 | 1,092 |
| Total bank equity capital | $50,699,000 | 1,092 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $900,000 | 3,264 |
| Surplus | $4,200,000 | 3,741 |
| Undivided profits | $45,599,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,771,000 | 322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,279,000 | 96 |
| Income earned, not collected on loans | $3,345,000 | 791 |
| Earning assets | $681,437,000 | 777 |
| Long-term assets (5+ years) | $182,000,000 | 614 |
| Average Assets, year-to-date | $702,720,750 | 794 |
| Average Assets, quarterly | $712,705,500 | 800 |
| Volatile liabilities | $95,725,000 | 1,107 |
| Insider loans | $14,847,000 | 306 |
| FHLB advances | $34,226,000 | 1,015 |
| Loans and leases held for sale | $5,218,000 | 513 |
| Unused loan commitments | $120,938,000 | 750 |
| Tier 1 (core) risk-based capital | $48,162,000 | 1,064 |
| Tier 2 risk-based capital | $6,619,000 | 704 |
| Total risk weighted assets | $527,639,000 | 735 |
| Total unused commitments | $120,938,000 | 752 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 172 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $707,802,000 | 805 |
| Cash and due from depository institutions | $17,381,000 | 959 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $148,681,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $19,479,000 | 794 |
| Net loans & leases | $505,301,000 | 708 |
| Loan loss allowance | $8,648,000 | 571 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,512,000 | 1,753 |
| Other real estate owned | $147,000 | 959 |
| Goodwill and other intangibles | $698,000 | 1,782 |
| All other assets | $10,603,000 | 1,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,802,000 | 805 |
| Total liabilities | $657,428,000 | 780 |
| Total deposits | $612,500,000 | 697 |
| Interest-bearing deposits | $527,410,000 | 715 |
| Deposits held in domestic offices | $612,500,000 | 693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,150,000 | 1,342 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,229,000 | 1,105 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,549,000 | 1,076 |
| Total equity capital | $50,374,000 | 1,081 |
| Total bank equity capital | $50,374,000 | 1,081 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $900,000 | 3,265 |
| Surplus | $4,200,000 | 3,705 |
| Undivided profits | $45,274,000 | 727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,334,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,436,000 | 156 |
| Income earned, not collected on loans | $3,288,000 | 800 |
| Earning assets | $673,461,000 | 773 |
| Long-term assets (5+ years) | $174,771,000 | 605 |
| Average Assets, year-to-date | $697,758,000 | 798 |
| Average Assets, quarterly | $709,259,500 | 792 |
| Volatile liabilities | $90,994,000 | 1,150 |
| Insider loans | $14,614,000 | 312 |
| FHLB advances | $34,229,000 | 1,008 |
| Loans and leases held for sale | $4,097,000 | 776 |
| Unused loan commitments | $119,884,000 | 745 |
| Tier 1 (core) risk-based capital | $46,715,000 | 1,063 |
| Tier 2 risk-based capital | $6,537,000 | 693 |
| Total risk weighted assets | $520,864,000 | 730 |
| Total unused commitments | $119,884,000 | 750 |
| Derivatives | $410,000 | 585 |
| 2003-03-31 | Rank | |
| # of Employees: | 175 | 936 |
| Assets and Liabilities | ||
| Total Assets: | $710,717,000 | 782 |
| Cash and due from depository institutions | $17,602,000 | 936 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $167,321,000 | 778 |
| Federal funds sold & reverse repurchase agreements | $26,672,000 | 596 |
| Net loans & leases | $482,816,000 | 730 |
| Loan loss allowance | $7,915,000 | 611 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,570,000 | 1,699 |
| Other real estate owned | $139,000 | 936 |
| Goodwill and other intangibles | $766,000 | 1,727 |
| All other assets | $9,831,000 | 1,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $710,717,000 | 782 |
| Total liabilities | $661,862,000 | 754 |
| Total deposits | $610,299,000 | 685 |
| Interest-bearing deposits | $535,103,000 | 689 |
| Deposits held in domestic offices | $610,299,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,625,000 | 1,146 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $39,232,000 | 960 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,706,000 | 1,073 |
| Total equity capital | $48,855,000 | 1,101 |
| Total bank equity capital | $48,855,000 | 1,101 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $900,000 | 3,283 |
| Surplus | $4,200,000 | 3,656 |
| Undivided profits | $43,755,000 | 725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,008,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,036,000 | 208 |
| Income earned, not collected on loans | $3,744,000 | 716 |
| Earning assets | $676,809,000 | 754 |
| Long-term assets (5+ years) | $190,618,000 | 547 |
| Average Assets, year-to-date | $692,736,000 | 790 |
| Average Assets, quarterly | $692,736,000 | 790 |
| Volatile liabilities | $97,758,000 | 1,053 |
| Insider loans | $14,955,000 | 300 |
| FHLB advances | $39,232,000 | 869 |
| Loans and leases held for sale | $1,261,000 | 1,212 |
| Unused loan commitments | $119,384,000 | 723 |
| Tier 1 (core) risk-based capital | $45,542,000 | 1,075 |
| Tier 2 risk-based capital | $6,310,000 | 706 |
| Total risk weighted assets | $503,210,000 | 745 |
| Total unused commitments | $119,384,000 | 725 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 170 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $674,755,000 | 805 |
| Cash and due from depository institutions | $15,221,000 | 954 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $164,435,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $479,000 | 6,456 |
| Net loans & leases | $478,138,000 | 730 |
| Loan loss allowance | $7,719,000 | 612 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,019,000 | 1,850 |
| Other real estate owned | $213,000 | 954 |
| Goodwill and other intangibles | $839,000 | 1,646 |
| All other assets | $10,411,000 | 1,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $674,755,000 | 805 |
| Total liabilities | $627,332,000 | 779 |
| Total deposits | $566,525,000 | 731 |
| Interest-bearing deposits | $483,698,000 | 752 |
| Deposits held in domestic offices | $566,525,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,621,000 | 843 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $39,235,000 | 959 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,951,000 | 773 |
| Total equity capital | $47,423,000 | 1,104 |
| Total bank equity capital | $47,423,000 | 1,104 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $900,000 | 3,281 |
| Surplus | $4,200,000 | 3,614 |
| Undivided profits | $42,323,000 | 727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,873,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $837,000 | 241 |
| Income earned, not collected on loans | $3,568,000 | 765 |
| Earning assets | $643,052,000 | 774 |
| Long-term assets (5+ years) | $178,368,000 | 561 |
| Average Assets, year-to-date | $605,013,800 | 840 |
| Average Assets, quarterly | $670,123,000 | 799 |
| Volatile liabilities | $92,666,000 | 1,098 |
| Insider loans | $15,799,000 | 275 |
| FHLB advances | $39,235,000 | 859 |
| Loans and leases held for sale | $1,972,000 | 1,055 |
| Unused loan commitments | $109,790,000 | 751 |
| Tier 1 (core) risk-based capital | $44,175,000 | 1,081 |
| Tier 2 risk-based capital | $6,194,000 | 697 |
| Total risk weighted assets | $494,028,000 | 747 |
| Total unused commitments | $109,790,000 | 751 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 143 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $551,346,000 | 931 |
| Cash and due from depository institutions | $20,651,000 | 1,146 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $129,166,000 | 890 |
| Federal funds sold & reverse repurchase agreements | $1,009,000 | 5,836 |
| Net loans & leases | $382,067,000 | 871 |
| Loan loss allowance | $6,485,000 | 676 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,739,000 | 1,901 |
| Other real estate owned | $121,000 | 1,146 |
| Goodwill and other intangibles | $1,034,000 | 1,442 |
| All other assets | $12,559,000 | 1,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,346,000 | 931 |
| Total liabilities | $514,412,000 | 898 |
| Total deposits | $441,049,000 | 892 |
| Interest-bearing deposits | $375,045,000 | 920 |
| Deposits held in domestic offices | $441,049,000 | 890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,148,000 | 702 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $46,246,000 | 806 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,969,000 | 992 |
| Total equity capital | $36,934,000 | 1,334 |
| Total bank equity capital | $36,934,000 | 1,334 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $900,000 | 3,342 |
| Surplus | $600,000 | 7,713 |
| Undivided profits | $35,434,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,066,000 | 990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,047,000 | 184 |
| Income earned, not collected on loans | $3,524,000 | 855 |
| Earning assets | $512,242,000 | 916 |
| Long-term assets (5+ years) | $154,981,000 | 642 |
| Average Assets, year-to-date | $531,551,800 | 924 |
| Average Assets, quarterly | $549,108,000 | 925 |
| Volatile liabilities | $112,811,000 | 901 |
| Insider loans | $10,604,000 | 399 |
| FHLB advances | $46,246,000 | 717 |
| Loans and leases held for sale | $3,329,000 | 734 |
| Unused loan commitments | $92,692,000 | 802 |
| Tier 1 (core) risk-based capital | $35,346,000 | 1,290 |
| Tier 2 risk-based capital | $4,954,000 | 805 |
| Total risk weighted assets | $394,806,000 | 877 |
| Total unused commitments | $92,692,000 | 802 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 143 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $494,984,000 | 989 |
| Cash and due from depository institutions | $11,869,000 | 1,134 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $126,341,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $341,134,000 | 934 |
| Loan loss allowance | $5,607,000 | 751 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,602,000 | 1,895 |
| Other real estate owned | $91,000 | 1,134 |
| Goodwill and other intangibles | $1,256,000 | 1,325 |
| All other assets | $9,691,000 | 1,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,984,000 | 989 |
| Total liabilities | $463,341,000 | 958 |
| Total deposits | $422,666,000 | 912 |
| Interest-bearing deposits | $364,503,000 | 916 |
| Deposits held in domestic offices | $422,666,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,227,000 | 1,701 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,732,000 | 1,545 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $20,716,000 | 401 |
| Total equity capital | $31,643,000 | 1,460 |
| Total bank equity capital | $31,643,000 | 1,460 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $900,000 | 3,433 |
| Surplus | $600,000 | 7,908 |
| Undivided profits | $30,143,000 | 890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,684,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,635,000 | 116 |
| Income earned, not collected on loans | $2,299,000 | 1,069 |
| Earning assets | $467,475,000 | 967 |
| Long-term assets (5+ years) | $110,427,000 | 821 |
| Average Assets, year-to-date | $479,256,800 | 967 |
| Average Assets, quarterly | $496,863,000 | 972 |
| Volatile liabilities | $129,881,000 | 806 |
| Insider loans | $10,218,000 | 418 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $847,000 | 776 |
| Unused loan commitments | $76,713,000 | 852 |
| Tier 1 (core) risk-based capital | $30,814,400 | 1,418 |
| Tier 2 risk-based capital | $4,330,030 | 896 |
| Total risk weighted assets | $345,125,630 | 954 |
| Total unused commitments | $76,713,000 | 853 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 137 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $456,267,000 | 1,053 |
| Cash and due from depository institutions | $22,715,000 | 1,225 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $114,306,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $6,566,000 | 1,471 |
| Net loans & leases | $298,630,000 | 1,031 |
| Loan loss allowance | $4,819,000 | 839 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,563,000 | 1,866 |
| Other real estate owned | $136,000 | 1,225 |
| Goodwill and other intangibles | $1,500,000 | 1,255 |
| All other assets | $7,851,000 | 1,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $456,267,000 | 1,053 |
| Total liabilities | $414,750,000 | 1,052 |
| Total deposits | $385,469,000 | 966 |
| Interest-bearing deposits | $333,270,000 | 975 |
| Deposits held in domestic offices | $385,469,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 3,090 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,598,000 | 1,205 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,733,000 | 979 |
| Total equity capital | $41,517,000 | 1,084 |
| Total bank equity capital | $41,517,000 | 1,084 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $900,000 | 3,516 |
| Surplus | $600,000 | 8,111 |
| Undivided profits | $40,017,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,814,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 238 |
| Income earned, not collected on loans | $1,557,000 | 1,374 |
| Earning assets | $419,502,000 | 1,047 |
| Long-term assets (5+ years) | $101,667,000 | 944 |
| Average Assets, year-to-date | $406,829,600 | 1,112 |
| Average Assets, quarterly | $437,314,500 | 1,084 |
| Volatile liabilities | $119,048,000 | 856 |
| Insider loans | $5,963,000 | 768 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $56,512,000 | 1,095 |
| Tier 1 (core) risk-based capital | $41,405,000 | 1,056 |
| Tier 2 risk-based capital | $3,762,470 | 980 |
| Total risk weighted assets | $299,940,970 | 1,067 |
| Total unused commitments | $56,512,000 | 1,098 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 128 | 1,304 |
| Assets and Liabilities | ||
| Total Assets: | $372,962,000 | 1,227 |
| Cash and due from depository institutions | $8,627,000 | 1,304 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $90,465,000 | 1,284 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,076 |
| Net loans & leases | $257,143,000 | 1,115 |
| Loan loss allowance | $4,283,000 | 907 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,562,000 | 1,752 |
| Other real estate owned | $657,000 | 1,304 |
| Goodwill and other intangibles | $1,840,000 | 1,088 |
| All other assets | $5,718,000 | 1,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,962,000 | 1,227 |
| Total liabilities | $334,083,000 | 1,237 |
| Total deposits | $328,600,000 | 1,118 |
| Interest-bearing deposits | $287,806,000 | 1,107 |
| Deposits held in domestic offices | $328,600,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $530,000 | 2,690 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $403,000 | 4,315 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,550,000 | 1,045 |
| Total equity capital | $38,879,000 | 1,149 |
| Total bank equity capital | $38,879,000 | 1,149 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $900,000 | 3,536 |
| Surplus | $600,000 | 8,240 |
| Undivided profits | $37,379,000 | 694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,642,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,173,000 | 143 |
| Income earned, not collected on loans | $1,408,000 | 1,509 |
| Earning assets | $351,558,000 | 1,205 |
| Long-term assets (5+ years) | $83,483,000 | 1,044 |
| Average Assets, year-to-date | $363,062,800 | 1,202 |
| Average Assets, quarterly | $370,551,500 | 1,212 |
| Volatile liabilities | $63,672,000 | 1,153 |
| Insider loans | $5,006,000 | 837 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $64,420,000 | 949 |
| Tier 1 (core) risk-based capital | $36,854,000 | 1,138 |
| Tier 2 risk-based capital | $3,121,480 | 1,092 |
| Total risk weighted assets | $248,556,680 | 1,165 |
| Total unused commitments | $64,420,000 | 954 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 122 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $353,611,000 | 1,311 |
| Cash and due from depository institutions | $14,445,000 | 1,450 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $85,839,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $241,127,000 | 1,221 |
| Loan loss allowance | $3,575,000 | 1,077 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,868,000 | 1,633 |
| Other real estate owned | $136,000 | 1,450 |
| Goodwill and other intangibles | $2,179,000 | 935 |
| All other assets | $5,017,000 | 1,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,611,000 | 1,311 |
| Total liabilities | $318,363,000 | 1,318 |
| Total deposits | $308,544,000 | 1,204 |
| Interest-bearing deposits | $275,120,000 | 1,182 |
| Deposits held in domestic offices | $308,544,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,314,000 | 1,616 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $314,000 | 4,300 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,191,000 | 975 |
| Total equity capital | $35,248,000 | 1,266 |
| Total bank equity capital | $35,248,000 | 1,266 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $900,000 | 3,631 |
| Surplus | $600,000 | 8,523 |
| Undivided profits | $33,748,000 | 767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,896,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 1,102 |
| Income earned, not collected on loans | $1,378,000 | 1,598 |
| Earning assets | $326,966,000 | 1,302 |
| Long-term assets (5+ years) | $54,994,000 | 1,255 |
| Average Assets, year-to-date | $335,198,600 | 1,309 |
| Average Assets, quarterly | $348,896,000 | 1,314 |
| Volatile liabilities | $63,041,000 | 1,183 |
| Insider loans | $2,542,000 | 1,662 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $41,264,000 | 1,253 |
| Tier 1 (core) risk-based capital | $32,971,000 | 1,282 |
| Tier 2 risk-based capital | $2,908,440 | 1,096 |
| Total risk weighted assets | $232,008,440 | 1,229 |
| Total unused commitments | $41,264,000 | 1,256 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 114 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $323,114,000 | 1,467 |
| Cash and due from depository institutions | $10,000,000 | 1,652 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $76,086,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 6,703 |
| Net loans & leases | $224,631,000 | 1,327 |
| Loan loss allowance | $3,189,000 | 1,263 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,231,000 | 1,868 |
| Other real estate owned | $128,000 | 1,652 |
| Goodwill and other intangibles | $2,519,000 | 819 |
| All other assets | $4,649,000 | 1,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,114,000 | 1,467 |
| Total liabilities | $291,426,000 | 1,469 |
| Total deposits | $283,378,000 | 1,355 |
| Interest-bearing deposits | $250,115,000 | 1,344 |
| Deposits held in domestic offices | $283,378,000 | 1,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,172 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,848,000 | 1,212 |
| Total equity capital | $31,688,000 | 1,429 |
| Total bank equity capital | $31,688,000 | 1,429 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $600,000 | 8,853 |
| Undivided profits | $30,188,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,888,000 | 1,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 933 |
| Income earned, not collected on loans | $1,614,000 | 1,337 |
| Earning assets | $301,587,000 | 1,447 |
| Long-term assets (5+ years) | $50,617,000 | 1,273 |
| Average Assets, year-to-date | $307,321,000 | 1,481 |
| Average Assets, quarterly | $322,912,000 | 1,451 |
| Volatile liabilities | $41,605,000 | 1,589 |
| Insider loans | $2,416,000 | 1,780 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $949,000 | 767 |
| Unused loan commitments | $32,565,000 | 1,444 |
| Tier 1 (core) risk-based capital | $29,200,000 | 1,471 |
| Tier 2 risk-based capital | $2,654,070 | 1,214 |
| Total risk weighted assets | $211,790,770 | 1,354 |
| Total unused commitments | $32,565,000 | 1,453 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 114 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $286,451,000 | 1,648 |
| Cash and due from depository institutions | $7,926,000 | 1,677 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $69,336,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 7,606 |
| Net loans & leases | $197,121,000 | 1,468 |
| Loan loss allowance | $2,790,000 | 1,453 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,942,000 | 1,957 |
| Other real estate owned | $32,000 | 1,677 |
| Goodwill and other intangibles | $2,859,000 | 720 |
| All other assets | $4,385,000 | 1,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,451,000 | 1,648 |
| Total liabilities | $258,377,000 | 1,662 |
| Total deposits | $254,041,000 | 1,533 |
| Interest-bearing deposits | $224,672,000 | 1,521 |
| Deposits held in domestic offices | $254,041,000 | 1,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,336,000 | 1,154 |
| Total equity capital | $28,074,000 | 1,620 |
| Total bank equity capital | $28,074,000 | 1,620 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $600,000 | 9,170 |
| Undivided profits | $26,574,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 485 |
| Income earned, not collected on loans | $1,412,000 | 1,588 |
| Earning assets | $267,307,000 | 1,628 |
| Long-term assets (5+ years) | $34,733,000 | 1,602 |
| Average Assets, year-to-date | $288,349,800 | 1,580 |
| Average Assets, quarterly | $292,397,500 | 1,603 |
| Volatile liabilities | $24,935,000 | 2,184 |
| Insider loans | $1,776,000 | 2,399 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,008,000 | 592 |
| Unused loan commitments | $39,338,000 | 1,220 |
| Tier 1 (core) risk-based capital | $24,979,000 | 1,712 |
| Tier 2 risk-based capital | $2,306,340 | 1,389 |
| Total risk weighted assets | $184,023,340 | 1,555 |
| Total unused commitments | $39,338,000 | 1,230 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 131 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $279,666,000 | 1,641 |
| Cash and due from depository institutions | $8,708,000 | 1,505 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $89,670,000 | 1,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $169,025,000 | 1,660 |
| Loan loss allowance | $2,457,000 | 1,671 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,101,000 | 1,825 |
| Other real estate owned | $65,000 | 1,505 |
| Goodwill and other intangibles | $3,199,000 | 608 |
| All other assets | $4,898,000 | 1,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,666,000 | 1,641 |
| Total liabilities | $256,136,000 | 1,640 |
| Total deposits | $251,513,000 | 1,508 |
| Interest-bearing deposits | $222,154,000 | 1,491 |
| Deposits held in domestic offices | $251,513,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,702 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,723,000 | 1,406 |
| Total equity capital | $23,530,000 | 1,758 |
| Total bank equity capital | $23,530,000 | 1,758 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $600,000 | 9,495 |
| Undivided profits | $22,030,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 543 |
| Income earned, not collected on loans | $1,030,000 | 1,917 |
| Earning assets | $258,695,000 | 1,628 |
| Long-term assets (5+ years) | $20,971,000 | 2,445 |
| Average Assets, year-to-date | $261,687,800 | 1,705 |
| Average Assets, quarterly | $280,925,000 | 1,629 |
| Volatile liabilities | $18,046,000 | 2,758 |
| Insider loans | $1,054,000 | 3,558 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,618,000 | 1,479 |
| Tier 1 (core) risk-based capital | $21,429,000 | 1,943 |
| Tier 2 risk-based capital | $2,020,920 | 1,561 |
| Total risk weighted assets | $161,237,420 | 1,720 |
| Total unused commitments | $28,618,000 | 1,489 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 124 | 1,684 |
| Assets and Liabilities | ||
| Total Assets: | $228,782,000 | 2,032 |
| Cash and due from depository institutions | $7,131,000 | 1,684 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $56,332,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,171 |
| Net loans & leases | $154,109,000 | 1,777 |
| Loan loss allowance | $1,995,000 | 2,075 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,876,000 | 1,882 |
| Other real estate owned | $16,000 | 1,684 |
| Goodwill and other intangibles | $183,000 | 1,885 |
| All other assets | $2,785,000 | 2,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,782,000 | 2,032 |
| Total liabilities | $205,351,000 | 2,071 |
| Total deposits | $203,629,000 | 1,939 |
| Interest-bearing deposits | $180,930,000 | 1,901 |
| Deposits held in domestic offices | $203,629,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,722,000 | 2,050 |
| Total equity capital | $23,431,000 | 1,751 |
| Total bank equity capital | $23,431,000 | 1,751 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $600,000 | 9,799 |
| Undivided profits | $21,931,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,750,000 | 2,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $927,000 | 150 |
| Income earned, not collected on loans | $790,000 | 2,250 |
| Earning assets | $214,791,000 | 1,987 |
| Long-term assets (5+ years) | $21,116,000 | 2,539 |
| Average Assets, year-to-date | $225,621,600 | 1,997 |
| Average Assets, quarterly | $228,783,000 | 2,015 |
| Volatile liabilities | $9,649,000 | 4,201 |
| Insider loans | $1,067,000 | 3,557 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $99,000 | 1,571 |
| Unused loan commitments | $22,401,000 | 1,754 |
| Tier 1 (core) risk-based capital | $23,248,000 | 1,711 |
| Tier 2 risk-based capital | $1,769,240 | 1,751 |
| Total risk weighted assets | $141,313,140 | 1,915 |
| Total unused commitments | $22,401,000 | 1,775 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 111 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $219,355,000 | 2,165 |
| Cash and due from depository institutions | $7,876,000 | 1,942 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $57,260,000 | 2,366 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 9,954 |
| Net loans & leases | $147,014,000 | 1,896 |
| Loan loss allowance | $1,587,000 | 2,581 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,150,000 | 2,340 |
| Other real estate owned | $93,000 | 1,942 |
| Goodwill and other intangibles | $201,000 | 1,849 |
| All other assets | $3,211,000 | 2,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,355,000 | 2,165 |
| Total liabilities | $198,136,000 | 2,185 |
| Total deposits | $195,457,000 | 2,102 |
| Interest-bearing deposits | $173,607,000 | 2,069 |
| Deposits held in domestic offices | $195,457,000 | 2,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $252,000 | 3,711 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,427,000 | 1,604 |
| Total equity capital | $21,219,000 | 1,834 |
| Total bank equity capital | $21,219,000 | 1,834 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $600,000 | 10,013 |
| Undivided profits | $19,719,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,063,000 | 1,835 |
| Earning assets | $204,824,000 | 2,110 |
| Long-term assets (5+ years) | $23,415,000 | 2,286 |
| Average Assets, year-to-date | $216,660,000 | 2,134 |
| Average Assets, quarterly | $219,883,500 | 2,143 |
| Volatile liabilities | $10,729,000 | 3,905 |
| Insider loans | $602,000 | 1,492 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $24,360,000 | 1,593 |
| Tier 1 (core) risk-based capital | $21,018,000 | 1,804 |
| Tier 2 risk-based capital | $1,587,000 | 1,965 |
| Total risk weighted assets | $134,117,500 | 2,087 |
| Total unused commitments | $24,360,000 | 1,608 |
| Derivatives | $0 | 651 |