Home > Wyoming Bank & Trust Co. > Income and Expense
Wyoming Bank & Trust Co., Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 8,501 |
| Total interest expense | $163,000 | 8,453 |
| Net interest income | $375,000 | 8,475 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $58,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $41,000 | 6,910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $374,000 | 8,475 |
| Salaries and employee benefits | $204,000 | 8,465 |
| Premises and equipment expense | $29,000 | 8,518 |
| Additional noninterest expense | $141,000 | 8,208 |
| Pre-tax net operating income | $59,000 | 7,941 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $-2,000 | 8,380 |
| Income before extraordinary items | $50,000 | 7,960 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $50,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $61,000 | 7,904 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,564 |
| Total interest expense | $109,000 | 8,484 |
| Net interest income | $239,000 | 8,556 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $251,000 | 8,513 |
| Salaries and employee benefits | $138,000 | 8,515 |
| Premises and equipment expense | $21,000 | 8,509 |
| Additional noninterest expense | $92,000 | 8,245 |
| Pre-tax net operating income | $29,000 | 8,048 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $-2,000 | 8,440 |
| Income before extraordinary items | $20,000 | 8,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $31,000 | 8,023 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 8,585 |
| Total interest expense | $59,000 | 8,470 |
| Net interest income | $116,000 | 8,595 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $128,000 | 8,515 |
| Salaries and employee benefits | $68,000 | 8,539 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $4,000 | 8,167 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $-2,000 | 8,456 |
| Income before extraordinary items | $-4,000 | 8,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,700 | 8,168 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 8,570 |
| Total interest expense | $166,000 | 8,514 |
| Net interest income | $458,000 | 8,566 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $53,000 | 7,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $508,000 | 8,553 |
| Salaries and employee benefits | $280,000 | 8,530 |
| Premises and equipment expense | $37,000 | 8,620 |
| Additional noninterest expense | $191,000 | 8,279 |
| Pre-tax net operating income | $23,000 | 8,186 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-18,000 | 8,490 |
| Income before extraordinary items | $41,000 | 8,175 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $41,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $41,000 | 8,143 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $459,000 | 8,631 |
| Total interest expense | $110,000 | 8,575 |
| Net interest income | $349,000 | 8,609 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $387,000 | 8,534 |
| Salaries and employee benefits | $211,000 | 8,527 |
| Premises and equipment expense | $31,000 | 8,563 |
| Additional noninterest expense | $145,000 | 8,246 |
| Pre-tax net operating income | $17,000 | 8,279 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-18,000 | 8,628 |
| Income before extraordinary items | $35,000 | 8,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $35,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $35,000 | 8,215 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,640 |
| Total interest expense | $65,000 | 8,611 |
| Net interest income | $236,000 | 8,618 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $24,000 | 7,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $258,000 | 8,538 |
| Salaries and employee benefits | $140,000 | 8,545 |
| Premises and equipment expense | $15,000 | 8,673 |
| Additional noninterest expense | $103,000 | 8,172 |
| Pre-tax net operating income | $10,000 | 8,317 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-18,000 | 8,651 |
| Income before extraordinary items | $28,000 | 8,243 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $28,000 | 8,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,716 |
| Total interest expense | $32,000 | 8,681 |
| Net interest income | $119,000 | 8,696 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $128,000 | 8,613 |
| Salaries and employee benefits | $69,000 | 8,624 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $5,000 | 8,386 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-18,000 | 8,736 |
| Income before extraordinary items | $23,000 | 8,206 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $23,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,000 | 8,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 8,686 |
| Total interest expense | $158,000 | 8,590 |
| Net interest income | $460,000 | 8,676 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $54,000 | 7,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $507,000 | 8,662 |
| Salaries and employee benefits | $281,000 | 8,641 |
| Premises and equipment expense | $44,000 | 8,671 |
| Additional noninterest expense | $182,000 | 8,416 |
| Pre-tax net operating income | $35,000 | 8,297 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $32,000 | 8,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $32,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $32,000 | 8,308 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 8,742 |
| Total interest expense | $121,000 | 8,632 |
| Net interest income | $346,000 | 8,733 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $57,000 | 8,384 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $41,000 | 7,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $376,000 | 8,679 |
| Salaries and employee benefits | $197,000 | 8,719 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $142,000 | 8,375 |
| Pre-tax net operating income | $27,000 | 8,383 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $24,000 | 8,424 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $24,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $24,000 | 8,385 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $316,000 | 8,792 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $232,000 | 8,788 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $251,000 | 8,735 |
| Salaries and employee benefits | $134,000 | 8,763 |
| Premises and equipment expense | $26,000 | 8,632 |
| Additional noninterest expense | $91,000 | 8,449 |
| Pre-tax net operating income | $10,000 | 8,469 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $7,000 | 8,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,000 | 8,478 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 8,817 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $121,000 | 8,811 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $131,000 | 8,741 |
| Salaries and employee benefits | $69,000 | 8,785 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $4,000 | 8,497 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $-2,000 | 8,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,000 | 8,558 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 8,762 |
| Total interest expense | $191,000 | 8,767 |
| Net interest income | $599,000 | 8,694 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $67,000 | 8,627 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $48,000 | 7,468 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $564,000 | 8,733 |
| Salaries and employee benefits | $322,000 | 8,696 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $102,000 | 8,197 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $53,000 | 6,235 |
| Income before extraordinary items | $49,000 | 8,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $49,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 8,355 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $606,000 | 8,825 |
| Total interest expense | $150,000 | 8,847 |
| Net interest income | $456,000 | 8,760 |
| Provision for loan and lease losses | $6,000 | 7,313 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $434,000 | 8,714 |
| Salaries and employee benefits | $247,000 | 8,664 |
| Premises and equipment expense | $42,000 | 8,710 |
| Additional noninterest expense | $145,000 | 8,498 |
| Pre-tax net operating income | $68,000 | 8,379 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $65,000 | 8,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $65,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $65,000 | 8,322 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,866 |
| Total interest expense | $104,000 | 8,889 |
| Net interest income | $304,000 | 8,791 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $298,000 | 8,688 |
| Salaries and employee benefits | $173,000 | 8,634 |
| Premises and equipment expense | $27,000 | 8,765 |
| Additional noninterest expense | $98,000 | 8,486 |
| Pre-tax net operating income | $33,000 | 8,484 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $33,000 | 8,555 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $33,000 | 8,434 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,919 |
| Total interest expense | $57,000 | 8,908 |
| Net interest income | $149,000 | 8,855 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $151,000 | 8,724 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $52,000 | 8,435 |
| Pre-tax net operating income | $11,000 | 8,563 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $11,000 | 8,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,000 | 8,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 8,914 |
| Total interest expense | $310,000 | 8,866 |
| Net interest income | $621,000 | 8,858 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $559,000 | 8,868 |
| Salaries and employee benefits | $330,000 | 8,773 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $176,000 | 8,713 |
| Pre-tax net operating income | $131,000 | 8,193 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $26,000 | 6,921 |
| Income before extraordinary items | $105,000 | 8,309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $105,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $105,000 | 8,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 9,112 |
| Total interest expense | $418,000 | 9,140 |
| Net interest income | $651,000 | 8,945 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $60,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $547,000 | 9,082 |
| Salaries and employee benefits | $327,000 | 8,950 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $174,000 | 8,870 |
| Pre-tax net operating income | $164,000 | 8,047 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $37,000 | 6,929 |
| Income before extraordinary items | $127,000 | 8,180 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $127,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $127,000 | 8,067 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 9,294 |
| Total interest expense | $465,000 | 9,313 |
| Net interest income | $660,000 | 9,205 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $67,000 | 9,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $564,000 | 9,204 |
| Salaries and employee benefits | $336,000 | 9,080 |
| Premises and equipment expense | $48,000 | 9,403 |
| Additional noninterest expense | $180,000 | 8,975 |
| Pre-tax net operating income | $163,000 | 8,535 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $33,000 | 7,548 |
| Income before extraordinary items | $120,000 | 8,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $120,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $195,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $-93,000 | 9,776 |
| Net operating income | $127,800 | 8,541 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 9,482 |
| Total interest expense | $476,000 | 9,491 |
| Net interest income | $665,000 | 9,364 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $44,000 | 9,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $596,000 | 9,329 |
| Salaries and employee benefits | $347,000 | 9,210 |
| Premises and equipment expense | $48,000 | 9,675 |
| Additional noninterest expense | $201,000 | 9,021 |
| Pre-tax net operating income | $113,000 | 9,010 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $88,000 | 9,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $88,000 | 9,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $105,000 | 6,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $97,460 | 8,955 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 9,625 |
| Total interest expense | $516,000 | 9,662 |
| Net interest income | $706,000 | 9,479 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $624,000 | 9,353 |
| Salaries and employee benefits | $352,000 | 9,281 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $227,000 | 8,823 |
| Pre-tax net operating income | $129,000 | 9,288 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $27,000 | 8,759 |
| Income before extraordinary items | $102,000 | 9,331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $102,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $102,000 | 9,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 9,996 |
| Total interest expense | $452,000 | 10,222 |
| Net interest income | $794,000 | 9,688 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $41,000 | 10,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $663,000 | 9,513 |
| Salaries and employee benefits | $402,000 | 9,249 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $211,000 | 9,259 |
| Pre-tax net operating income | $162,000 | 9,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $44,000 | 9,342 |
| Income before extraordinary items | $118,000 | 9,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $118,000 | 9,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $118,000 | 9,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 10,446 |
| Total interest expense | $434,000 | 10,790 |
| Net interest income | $826,000 | 10,046 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $50,000 | 10,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $577,000 | 10,267 |
| Salaries and employee benefits | $351,000 | 9,945 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $178,000 | 10,199 |
| Pre-tax net operating income | $286,000 | 9,225 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $88,000 | 8,964 |
| Income before extraordinary items | $187,000 | 9,423 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $187,000 | 9,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $194,480 | 9,289 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 10,881 |
| Total interest expense | $463,000 | 11,151 |
| Net interest income | $807,000 | 10,515 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $620,000 | 10,493 |
| Salaries and employee benefits | $349,000 | 10,341 |
| Premises and equipment expense | $38,000 | 11,427 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $227,000 | 10,287 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $43,000 | 10,315 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $443,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $165,640 | 10,284 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 11,384 |
| Total interest expense | $511,000 | 11,055 |
| Net interest income | $673,000 | 11,477 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $700,000 | 10,702 |
| Salaries and employee benefits | $385,000 | 10,424 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $277,000 | 10,219 |
| Pre-tax net operating income | $0 | 12,061 |
| Securities gains (losses) | $-106,000 | 11,563 |
| Applicable income taxes | $-21,000 | 12,131 |
| Income before extraordinary items | $-85,000 | 12,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-85,000 | 12,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-200 | 12,062 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 11,474 |
| Total interest expense | $621,000 | 11,019 |
| Net interest income | $768,000 | 11,622 |
| Provision for loan and lease losses | $116,000 | 5,411 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $707,000 | 11,121 |
| Salaries and employee benefits | $414,000 | 10,494 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $254,000 | 11,020 |
| Pre-tax net operating income | $-11,000 | 12,471 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-15,000 | 12,805 |
| Income before extraordinary items | $4,000 | 12,504 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,000 | 12,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,000 | 12,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 11,267 |
| Total interest expense | $868,000 | 11,012 |
| Net interest income | $949,000 | 11,299 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $841,000 | 10,801 |
| Salaries and employee benefits | $507,000 | 9,719 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $281,000 | 11,114 |
| Pre-tax net operating income | $162,000 | 11,403 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $127,000 | 11,587 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $127,000 | 11,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,000 | 11,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.