Home > Wyoming Bank and Trust Company > Income and Expense
Wyoming Bank and Trust Company, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 7,426 |
| Total interest expense | $139,000 | 7,898 |
| Net interest income | $437,000 | 7,040 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $292,000 | 7,581 |
| Salaries and employee benefits | $134,000 | 7,974 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $203,000 | 5,807 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $203,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $203,000 | 5,104 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 7,215 |
| Total interest expense | $882,000 | 7,246 |
| Net interest income | $1,760,000 | 7,021 |
| Provision for loan and lease losses | $78,000 | 6,121 |
| Total noninterest income | $240,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $159,000 | 5,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $1,131,000 | 7,640 |
| Salaries and employee benefits | $549,000 | 7,934 |
| Premises and equipment expense | $78,000 | 8,471 |
| Additional noninterest expense | $504,000 | 6,482 |
| Pre-tax net operating income | $791,000 | 5,801 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $314,000 | 4,359 |
| Income before extraordinary items | $477,000 | 6,508 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $477,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $477,000 | 6,362 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 7,257 |
| Total interest expense | $1,433,000 | 7,115 |
| Net interest income | $1,570,000 | 7,213 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $174,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $116,000 | 6,304 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $1,124,000 | 7,641 |
| Salaries and employee benefits | $533,000 | 8,017 |
| Premises and equipment expense | $82,000 | 8,588 |
| Additional noninterest expense | $509,000 | 6,378 |
| Pre-tax net operating income | $615,000 | 6,118 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $208,000 | 4,954 |
| Income before extraordinary items | $416,000 | 6,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $416,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,244 |
| Cash dividends | $345,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $409,970 | 6,403 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 7,403 |
| Total interest expense | $1,476,000 | 7,217 |
| Net interest income | $1,534,000 | 7,415 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $182,000 | 7,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $1,132,000 | 7,662 |
| Salaries and employee benefits | $496,000 | 8,259 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $528,000 | 6,219 |
| Pre-tax net operating income | $554,000 | 6,764 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $181,000 | 5,591 |
| Income before extraordinary items | $373,000 | 7,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $373,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $373,000 | 7,018 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 8,161 |
| Total interest expense | $1,023,000 | 8,124 |
| Net interest income | $1,257,000 | 8,083 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $164,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $977,000 | 8,197 |
| Salaries and employee benefits | $447,000 | 8,638 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $441,000 | 6,963 |
| Pre-tax net operating income | $426,000 | 7,466 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $128,000 | 6,543 |
| Income before extraordinary items | $300,000 | 7,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $300,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $298,600 | 7,583 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 8,550 |
| Total interest expense | $974,000 | 8,488 |
| Net interest income | $1,132,000 | 8,497 |
| Provision for loan and lease losses | $-132,000 | 10,343 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,000 | 10,471 |
| Total noninterest expense | $1,077,000 | 7,889 |
| Salaries and employee benefits | $497,000 | 8,379 |
| Premises and equipment expense | $113,000 | 8,421 |
| Additional noninterest expense | $467,000 | 6,673 |
| Pre-tax net operating income | $326,000 | 8,244 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $254,000 | 8,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $254,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $243,500 | 8,217 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 8,671 |
| Total interest expense | $1,009,000 | 8,669 |
| Net interest income | $1,263,000 | 8,550 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $149,000 | 8,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,051,000 | 8,164 |
| Salaries and employee benefits | $519,000 | 8,467 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $401,000 | 7,347 |
| Pre-tax net operating income | $301,000 | 8,993 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $71,000 | 8,891 |
| Income before extraordinary items | $229,000 | 8,914 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $229,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,397 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $229,760 | 8,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 8,775 |
| Total interest expense | $1,086,000 | 8,738 |
| Net interest income | $1,348,000 | 8,650 |
| Provision for loan and lease losses | $530,000 | 1,661 |
| Total noninterest income | $156,000 | 8,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $892,000 | 9,087 |
| Salaries and employee benefits | $415,000 | 9,502 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $365,000 | 8,207 |
| Pre-tax net operating income | $82,000 | 10,464 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $-9,000 | 10,946 |
| Income before extraordinary items | $98,000 | 10,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $98,000 | 10,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $320,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,000 | 10,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 9,189 |
| Total interest expense | $1,123,000 | 8,834 |
| Net interest income | $1,226,000 | 9,261 |
| Provision for loan and lease losses | $325,000 | 2,159 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $958,000 | 9,132 |
| Salaries and employee benefits | $432,000 | 9,677 |
| Premises and equipment expense | $101,000 | 9,601 |
| Additional noninterest expense | $425,000 | 7,953 |
| Pre-tax net operating income | $123,000 | 10,955 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $123,000 | 10,721 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $123,000 | 10,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,217 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $123,000 | 10,697 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 11,279 |
| Total interest expense | $584,000 | 10,672 |
| Net interest income | $648,000 | 11,563 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $175,000 | 9,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $610,000 | 11,078 |
| Salaries and employee benefits | $265,000 | 11,523 |
| Premises and equipment expense | $67,000 | 11,063 |
| Additional noninterest expense | $278,000 | 10,206 |
| Pre-tax net operating income | $205,000 | 10,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,000 | 10,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 10,151 |
| Total interest expense | $871,000 | 9,687 |
| Net interest income | $1,140,000 | 10,262 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $839,000 | 10,477 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $342,000 | 9,932 |
| Pre-tax net operating income | $409,000 | 9,343 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $326,000 | 9,170 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $326,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,000 | 8,917 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 10,733 |
| Total interest expense | $994,000 | 10,420 |
| Net interest income | $1,086,000 | 10,751 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $843,000 | 10,795 |
| Salaries and employee benefits | $421,000 | 10,622 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $246,000 | 9,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $246,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $172,000 | 5,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $246,000 | 9,606 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.