Wyman Park Federal Savings and Loan Association, Income and Expense

2002-12-31 (YTD Data)Rank
Total interest income$4,394,0005,610
Total interest expense$2,160,0004,570
Net interest income$2,234,0006,272
Provision for loan and lease losses$08,089
Total noninterest income$163,0007,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$163,0005,433
Total noninterest expense$1,563,0006,726
Salaries and employee benefits$1,034,0006,006
Premises and equipment expense$243,0006,234
Additional noninterest expense$286,0007,903
Pre-tax net operating income$834,0005,665
Securities gains (losses)$13,0003,457
Applicable income taxes$331,0004,270
Income before extraordinary items$516,0006,326
Extraordinary gains, net$070
Net income$516,0006,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$507,6806,212
2001-12-31 (YTD Data)Rank
Total interest income$4,925,0005,660
Total interest expense$2,860,0004,906
Net interest income$2,065,0006,341
Provision for loan and lease losses$08,228
Total noninterest income$173,0007,596
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$173,0005,234
Total noninterest expense$1,598,0006,582
Salaries and employee benefits$1,045,0005,838
Premises and equipment expense$243,0006,170
Additional noninterest expense$310,0007,778
Pre-tax net operating income$640,0006,028
Securities gains (losses)$32,0002,761
Applicable income taxes$262,0004,537
Income before extraordinary items$410,0006,521
Extraordinary gains, net$0105
Net income$410,0006,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$389,5206,506
2000-12-31 (YTD Data)Rank
Total interest income$4,974,0005,755
Total interest expense$2,848,0005,119
Net interest income$2,126,0006,383
Provision for loan and lease losses$2,0008,255
Total noninterest income$151,0007,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$151,0005,452
Total noninterest expense$1,553,0006,600
Salaries and employee benefits$957,0006,100
Premises and equipment expense$241,0006,174
Additional noninterest expense$355,0007,514
Pre-tax net operating income$722,0006,147
Securities gains (losses)$1,0001,732
Applicable income taxes$279,0004,735
Income before extraordinary items$444,0006,608
Extraordinary gains, net$038
Net income$444,0006,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$443,3606,632
1999-12-31 (YTD Data)Rank
Total interest income$4,767,0005,737
Total interest expense$2,604,0005,075
Net interest income$2,163,0006,353
Provision for loan and lease losses$2,0008,441
Total noninterest income$137,0008,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$137,0005,812
Total noninterest expense$1,595,0006,542
Salaries and employee benefits$991,0005,926
Premises and equipment expense$243,0006,141
Additional noninterest expense$361,0007,598
Pre-tax net operating income$703,0006,307
Securities gains (losses)$11,0001,705
Applicable income taxes$262,0005,101
Income before extraordinary items$452,0006,685
Extraordinary gains, net$035
Net income$452,0006,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$3,005,000955
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$444,9606,709
1998-12-31 (YTD Data)Rank
Total interest income$5,184,0005,538
Total interest expense$2,659,0005,155
Net interest income$2,525,0005,820
Provision for loan and lease losses$7,0008,378
Total noninterest income$127,0008,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$127,0006,070
Total noninterest expense$1,465,0006,788
Salaries and employee benefits$907,0006,181
Premises and equipment expense$236,0006,171
Additional noninterest expense$322,0007,914
Pre-tax net operating income$1,180,0004,940
Securities gains (losses)$40,0001,906
Applicable income taxes$472,0003,993
Income before extraordinary items$748,0005,404
Extraordinary gains, net$032
Net income$748,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$5,473,000215
Net operating income$722,4005,410
1997-12-31 (YTD Data)Rank
Total interest income$4,744,0006,006
Total interest expense$2,760,0005,031
Net interest income$1,984,0006,945
Provision for loan and lease losses$142,0004,274
Total noninterest income$115,0009,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$115,0006,392
Total noninterest expense$1,453,0006,909
Salaries and employee benefits$956,0006,021
Premises and equipment expense$239,0006,223
Additional noninterest expense$258,0008,755
Pre-tax net operating income$504,0007,895
Securities gains (losses)$5,0002,787
Applicable income taxes$200,0006,869
Income before extraordinary items$309,0008,316
Extraordinary gains, net$044
Net income$309,0008,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$305,8008,295
1996-12-31 (YTD Data)Rank
Total interest income$4,655,0006,240
Total interest expense$2,946,0004,853
Net interest income$1,709,0007,759
Provision for loan and lease losses$7,0008,718
Total noninterest income$110,0009,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$110,0006,864
Total noninterest expense$1,620,0006,790
Salaries and employee benefits$660,0007,781
Premises and equipment expense$234,0006,482
Additional noninterest expense$726,0005,593
Pre-tax net operating income$192,0009,835
Securities gains (losses)$11,0002,431
Applicable income taxes$77,0009,213
Income before extraordinary items$126,0009,988
Extraordinary gains, net$053
Net income$126,0009,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$118,96010,005
1995-12-31 (YTD Data)Rank
Total interest income$4,708,0006,230
Total interest expense$3,021,0004,723
Net interest income$1,687,0008,056
Provision for loan and lease losses$47,0006,364
Total noninterest income$256,0007,634
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$256,0004,412
Total noninterest expense$1,313,0007,827
Salaries and employee benefits$681,0007,848
Premises and equipment expense$226,0006,736
Additional noninterest expense$406,0008,129
Pre-tax net operating income$583,0007,968
Securities gains (losses)$19,0001,949
Applicable income taxes$235,0006,877
Income before extraordinary items$367,0008,338
Extraordinary gains, net$065
Net income$367,0008,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,127
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$354,8408,420
1994-12-31 (YTD Data)Rank
Total interest income$4,650,0006,004
Total interest expense$2,755,0004,269
Net interest income$1,895,0007,818
Provision for loan and lease losses$135,0003,817
Total noninterest income$133,00010,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$133,0006,595
Total noninterest expense$1,390,0007,943
Salaries and employee benefits$757,0007,473
Premises and equipment expense$221,0007,040
Additional noninterest expense$412,0008,705
Pre-tax net operating income$503,0008,631
Securities gains (losses)$48,0001,174
Applicable income taxes$213,0007,131
Income before extraordinary items$338,0008,745
Extraordinary gains, net$0249
Net income$338,0008,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,914
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$307,2809,139
1993-12-31 (YTD Data)Rank
Total interest income$4,683,0006,107
Total interest expense$2,942,0004,177
Net interest income$1,741,0008,393
Provision for loan and lease losses$100,0005,727
Total noninterest income$522,0005,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$522,0003,176
Total noninterest expense$1,336,0008,385
Salaries and employee benefits$708,0007,951
Premises and equipment expense$211,0007,471
Additional noninterest expense$417,0009,072
Pre-tax net operating income$827,0006,675
Securities gains (losses)$206,0001,660
Applicable income taxes$380,0005,186
Income before extraordinary items$653,0006,405
Extraordinary gains, net$69,0001,921
Net income$722,0006,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$521,1607,131
1992-12-31 (YTD Data)Rank
Total interest income$5,271,0006,115
Total interest expense$3,696,0004,360
Net interest income$1,575,0009,029
Provision for loan and lease losses$194,0005,305
Total noninterest income$279,0008,028
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$279,0004,635
Total noninterest expense$1,194,0009,064
Salaries and employee benefits$637,0008,486
Premises and equipment expense$195,0007,943
Additional noninterest expense$362,00010,049
Pre-tax net operating income$466,0008,668
Securities gains (losses)$242,0001,764
Applicable income taxes$326,0005,617
Income before extraordinary items$382,0008,399
Extraordinary gains, net$01,422
Net income$382,0008,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$227,1209,868

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.