Home > Wray State Bank > Income and Expense
Wray State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,138,000 | 2,577 |
| Total interest expense | $3,847,000 | 2,325 |
| Net interest income | $8,291,000 | 2,639 |
| Provision for loan and lease losses | $141,000 | 2,233 |
| Total noninterest income | $713,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $291,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,129 |
| Total noninterest expense | $5,180,000 | 2,999 |
| Salaries and employee benefits | $2,919,000 | 2,976 |
| Premises and equipment expense | $678,000 | 2,537 |
| Additional noninterest expense | $422,000 | 3,129 |
| Pre-tax net operating income | $3,683,000 | 2,270 |
| Securities gains (losses) | $-18,000 | 3,464 |
| Applicable income taxes | $843,000 | 1,548 |
| Income before extraordinary items | $2,822,000 | 2,406 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,822,000 | 2,430 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,822,000 | 2,408 |
| Net charge-offs | $-12,000 | 3,885 |
| Cash dividends | $370,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,836,220 | 2,416 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 2,616 |
| Total interest expense | $2,404,000 | 2,428 |
| Net interest income | $6,337,000 | 2,634 |
| Provision for loan and lease losses | $102,000 | 2,115 |
| Total noninterest income | $535,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $219,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,123 |
| Total noninterest expense | $3,790,000 | 3,019 |
| Salaries and employee benefits | $2,118,000 | 3,001 |
| Premises and equipment expense | $486,000 | 2,595 |
| Additional noninterest expense | $316,000 | 3,122 |
| Pre-tax net operating income | $2,980,000 | 2,234 |
| Securities gains (losses) | $-14,000 | 3,550 |
| Applicable income taxes | $686,000 | 1,544 |
| Income before extraordinary items | $2,280,000 | 2,352 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,280,000 | 2,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,280,000 | 2,354 |
| Net charge-offs | $-43,000 | 4,188 |
| Cash dividends | $275,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,291,060 | 2,368 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 2,619 |
| Total interest expense | $1,228,000 | 2,596 |
| Net interest income | $4,449,000 | 2,572 |
| Provision for loan and lease losses | $63,000 | 2,075 |
| Total noninterest income | $350,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $139,000 | 2,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,112 |
| Total noninterest expense | $2,515,000 | 3,029 |
| Salaries and employee benefits | $1,425,000 | 2,995 |
| Premises and equipment expense | $324,000 | 2,597 |
| Additional noninterest expense | $211,000 | 3,105 |
| Pre-tax net operating income | $2,221,000 | 2,111 |
| Securities gains (losses) | $4,000 | 768 |
| Applicable income taxes | $523,000 | 1,460 |
| Income before extraordinary items | $1,702,000 | 2,244 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,702,000 | 2,271 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,702,000 | 2,244 |
| Net charge-offs | $-55,000 | 4,350 |
| Cash dividends | $180,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,698,840 | 2,264 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,599 |
| Total interest expense | $332,000 | 3,061 |
| Net interest income | $2,501,000 | 2,430 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $171,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $66,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,099 |
| Total noninterest expense | $1,227,000 | 3,099 |
| Salaries and employee benefits | $703,000 | 3,063 |
| Premises and equipment expense | $172,000 | 2,546 |
| Additional noninterest expense | $105,000 | 3,099 |
| Pre-tax net operating income | $1,415,000 | 1,865 |
| Securities gains (losses) | $-2,000 | 3,910 |
| Applicable income taxes | $351,000 | 1,267 |
| Income before extraordinary items | $1,062,000 | 2,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,062,000 | 2,028 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,062,000 | 2,029 |
| Net charge-offs | $-96,000 | 4,544 |
| Cash dividends | $85,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,063,580 | 2,044 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,740,000 | 2,902 |
| Total interest expense | $459,000 | 3,325 |
| Net interest income | $7,281,000 | 2,820 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $696,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $254,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,161 |
| Total noninterest expense | $4,738,000 | 3,124 |
| Salaries and employee benefits | $2,673,000 | 3,102 |
| Premises and equipment expense | $642,000 | 2,620 |
| Additional noninterest expense | $442,000 | 3,161 |
| Pre-tax net operating income | $3,089,000 | 2,618 |
| Securities gains (losses) | $-125,000 | 3,976 |
| Applicable income taxes | $693,000 | 1,815 |
| Income before extraordinary items | $2,271,000 | 2,797 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,271,000 | 2,794 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,271,000 | 2,796 |
| Net charge-offs | $246,000 | 839 |
| Cash dividends | $340,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,369,750 | 2,775 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 2,943 |
| Total interest expense | $282,000 | 3,372 |
| Net interest income | $5,155,000 | 2,877 |
| Provision for loan and lease losses | $128,000 | 1,739 |
| Total noninterest income | $527,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $186,000 | 2,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,167 |
| Total noninterest expense | $3,503,000 | 3,140 |
| Salaries and employee benefits | $1,937,000 | 3,139 |
| Premises and equipment expense | $481,000 | 2,620 |
| Additional noninterest expense | $341,000 | 3,167 |
| Pre-tax net operating income | $2,051,000 | 2,742 |
| Securities gains (losses) | $-98,000 | 4,217 |
| Applicable income taxes | $452,000 | 1,904 |
| Income before extraordinary items | $1,501,000 | 2,917 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,501,000 | 2,915 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,501,000 | 2,916 |
| Net charge-offs | $137,000 | 820 |
| Cash dividends | $255,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,578,420 | 2,908 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 2,981 |
| Total interest expense | $178,000 | 3,346 |
| Net interest income | $3,259,000 | 2,929 |
| Provision for loan and lease losses | $105,000 | 1,500 |
| Total noninterest income | $339,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $116,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 3,217 |
| Total noninterest expense | $2,335,000 | 3,129 |
| Salaries and employee benefits | $1,299,000 | 3,140 |
| Premises and equipment expense | $326,000 | 2,593 |
| Additional noninterest expense | $710,000 | 3,166 |
| Pre-tax net operating income | $1,158,000 | 2,846 |
| Securities gains (losses) | $-74,000 | 4,310 |
| Applicable income taxes | $252,000 | 1,955 |
| Income before extraordinary items | $832,000 | 3,037 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $832,000 | 3,036 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $832,000 | 3,037 |
| Net charge-offs | $138,000 | 624 |
| Cash dividends | $170,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $890,460 | 2,987 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 2,953 |
| Total interest expense | $92,000 | 3,283 |
| Net interest income | $1,631,000 | 2,898 |
| Provision for loan and lease losses | $83,000 | 1,071 |
| Total noninterest income | $160,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $53,000 | 2,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,201 |
| Total noninterest expense | $1,172,000 | 3,120 |
| Salaries and employee benefits | $648,000 | 3,156 |
| Premises and equipment expense | $168,000 | 2,558 |
| Additional noninterest expense | $356,000 | 3,165 |
| Pre-tax net operating income | $536,000 | 2,841 |
| Securities gains (losses) | $-25,000 | 4,366 |
| Applicable income taxes | $120,000 | 1,959 |
| Income before extraordinary items | $391,000 | 3,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $391,000 | 3,009 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $391,000 | 3,010 |
| Net charge-offs | $-20,000 | 4,154 |
| Cash dividends | $85,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $410,750 | 2,979 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,507,000 | 2,897 |
| Total interest expense | $496,000 | 3,187 |
| Net interest income | $7,011,000 | 2,847 |
| Provision for loan and lease losses | $249,000 | 1,572 |
| Total noninterest income | $634,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $210,000 | 2,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,406 |
| Total noninterest expense | $4,561,000 | 3,168 |
| Salaries and employee benefits | $2,587,000 | 3,155 |
| Premises and equipment expense | $673,000 | 2,573 |
| Additional noninterest expense | $1,301,000 | 3,312 |
| Pre-tax net operating income | $2,835,000 | 2,749 |
| Securities gains (losses) | $-69,000 | 4,604 |
| Applicable income taxes | $683,000 | 1,886 |
| Income before extraordinary items | $2,083,000 | 2,969 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,083,000 | 2,969 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,083,000 | 2,969 |
| Net charge-offs | $-77,000 | 4,276 |
| Cash dividends | $280,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,137,510 | 2,918 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 2,917 |
| Total interest expense | $389,000 | 3,223 |
| Net interest income | $5,415,000 | 2,861 |
| Provision for loan and lease losses | $130,000 | 1,793 |
| Total noninterest income | $471,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $159,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,479 |
| Total noninterest expense | $3,520,000 | 3,140 |
| Salaries and employee benefits | $2,029,000 | 3,106 |
| Premises and equipment expense | $492,000 | 2,636 |
| Additional noninterest expense | $999,000 | 3,298 |
| Pre-tax net operating income | $2,236,000 | 2,815 |
| Securities gains (losses) | $-62,000 | 4,753 |
| Applicable income taxes | $540,000 | 1,929 |
| Income before extraordinary items | $1,634,000 | 3,029 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,634,000 | 3,029 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,634,000 | 3,029 |
| Net charge-offs | $-76,000 | 4,360 |
| Cash dividends | $195,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,682,980 | 2,982 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 2,804 |
| Total interest expense | $270,000 | 3,241 |
| Net interest income | $3,919,000 | 2,720 |
| Provision for loan and lease losses | $108,000 | 1,639 |
| Total noninterest income | $302,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,539 |
| Total noninterest expense | $2,325,000 | 3,145 |
| Salaries and employee benefits | $1,336,000 | 3,118 |
| Premises and equipment expense | $336,000 | 2,586 |
| Additional noninterest expense | $653,000 | 3,319 |
| Pre-tax net operating income | $1,788,000 | 2,553 |
| Securities gains (losses) | $-63,000 | 4,827 |
| Applicable income taxes | $435,000 | 1,778 |
| Income before extraordinary items | $1,290,000 | 2,834 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,290,000 | 2,833 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,290,000 | 2,834 |
| Net charge-offs | $-74,000 | 4,496 |
| Cash dividends | $130,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,339,770 | 2,768 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 2,683 |
| Total interest expense | $142,000 | 3,239 |
| Net interest income | $2,083,000 | 2,606 |
| Provision for loan and lease losses | $85,000 | 1,387 |
| Total noninterest income | $148,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $52,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,537 |
| Total noninterest expense | $1,160,000 | 3,141 |
| Salaries and employee benefits | $663,000 | 3,124 |
| Premises and equipment expense | $176,000 | 2,532 |
| Additional noninterest expense | $321,000 | 3,314 |
| Pre-tax net operating income | $986,000 | 2,384 |
| Securities gains (losses) | $-60,000 | 4,857 |
| Applicable income taxes | $240,000 | 1,673 |
| Income before extraordinary items | $686,000 | 2,723 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $686,000 | 2,721 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $686,000 | 2,723 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $65,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $733,400 | 2,603 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 3,068 |
| Total interest expense | $916,000 | 3,067 |
| Net interest income | $6,134,000 | 3,020 |
| Provision for loan and lease losses | $500,000 | 2,227 |
| Total noninterest income | $599,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $242,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,476 |
| Total noninterest expense | $4,423,000 | 3,218 |
| Salaries and employee benefits | $2,601,000 | 3,155 |
| Premises and equipment expense | $660,000 | 2,618 |
| Additional noninterest expense | $1,162,000 | 3,477 |
| Pre-tax net operating income | $1,810,000 | 3,063 |
| Securities gains (losses) | $-58,000 | 4,926 |
| Applicable income taxes | $415,000 | 2,080 |
| Income before extraordinary items | $1,337,000 | 3,314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,337,000 | 3,313 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,337,000 | 3,314 |
| Net charge-offs | $303,000 | 1,287 |
| Cash dividends | $260,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,382,820 | 3,211 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 3,060 |
| Total interest expense | $742,000 | 3,061 |
| Net interest income | $4,695,000 | 3,000 |
| Provision for loan and lease losses | $390,000 | 2,174 |
| Total noninterest income | $447,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $179,000 | 2,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,457 |
| Total noninterest expense | $3,340,000 | 3,196 |
| Salaries and employee benefits | $1,955,000 | 3,133 |
| Premises and equipment expense | $488,000 | 2,631 |
| Additional noninterest expense | $897,000 | 3,394 |
| Pre-tax net operating income | $1,412,000 | 3,028 |
| Securities gains (losses) | $-58,000 | 4,927 |
| Applicable income taxes | $326,000 | 2,029 |
| Income before extraordinary items | $1,028,000 | 3,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,028,000 | 3,324 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,028,000 | 3,324 |
| Net charge-offs | $304,000 | 1,011 |
| Cash dividends | $195,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,073,820 | 3,215 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 3,030 |
| Total interest expense | $516,000 | 3,090 |
| Net interest income | $3,250,000 | 2,957 |
| Provision for loan and lease losses | $240,000 | 2,242 |
| Total noninterest income | $286,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $117,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 3,482 |
| Total noninterest expense | $2,234,000 | 3,194 |
| Salaries and employee benefits | $1,315,000 | 3,141 |
| Premises and equipment expense | $327,000 | 2,630 |
| Additional noninterest expense | $592,000 | 3,428 |
| Pre-tax net operating income | $1,062,000 | 2,860 |
| Securities gains (losses) | $-60,000 | 4,926 |
| Applicable income taxes | $248,000 | 1,885 |
| Income before extraordinary items | $754,000 | 3,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $754,000 | 3,183 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $754,000 | 3,184 |
| Net charge-offs | $238,000 | 920 |
| Cash dividends | $130,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $801,400 | 3,060 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,085 |
| Total interest expense | $263,000 | 3,191 |
| Net interest income | $1,558,000 | 3,006 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $162,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $74,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,320 |
| Total noninterest expense | $1,130,000 | 3,200 |
| Salaries and employee benefits | $651,000 | 3,184 |
| Premises and equipment expense | $165,000 | 2,632 |
| Additional noninterest expense | $314,000 | 3,365 |
| Pre-tax net operating income | $490,000 | 2,811 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $113,000 | 1,837 |
| Income before extraordinary items | $377,000 | 2,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $377,000 | 2,996 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $377,000 | 2,996 |
| Net charge-offs | $-67,000 | 4,914 |
| Cash dividends | $65,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $377,000 | 2,980 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 3,072 |
| Total interest expense | $1,028,000 | 3,267 |
| Net interest income | $6,469,000 | 2,965 |
| Provision for loan and lease losses | $395,000 | 1,696 |
| Total noninterest income | $622,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $310,000 | 2,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,538 |
| Total noninterest expense | $4,422,000 | 3,244 |
| Salaries and employee benefits | $2,540,000 | 3,207 |
| Premises and equipment expense | $649,000 | 2,663 |
| Additional noninterest expense | $1,233,000 | 3,446 |
| Pre-tax net operating income | $2,274,000 | 2,871 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $519,000 | 1,953 |
| Income before extraordinary items | $1,759,000 | 3,077 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,759,000 | 3,076 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,759,000 | 3,078 |
| Net charge-offs | $258,000 | 1,469 |
| Cash dividends | $65,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,755,840 | 3,048 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 3,103 |
| Total interest expense | $758,000 | 3,319 |
| Net interest income | $4,861,000 | 3,000 |
| Provision for loan and lease losses | $320,000 | 1,539 |
| Total noninterest income | $465,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $231,000 | 2,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,558 |
| Total noninterest expense | $3,366,000 | 3,220 |
| Salaries and employee benefits | $1,891,000 | 3,240 |
| Premises and equipment expense | $488,000 | 2,688 |
| Additional noninterest expense | $987,000 | 3,351 |
| Pre-tax net operating income | $1,640,000 | 2,988 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $371,000 | 2,064 |
| Income before extraordinary items | $1,273,000 | 3,174 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,273,000 | 3,173 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,273,000 | 3,174 |
| Net charge-offs | $258,000 | 1,124 |
| Cash dividends | $65,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,269,840 | 3,146 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 3,112 |
| Total interest expense | $489,000 | 3,352 |
| Net interest income | $3,251,000 | 3,014 |
| Provision for loan and lease losses | $155,000 | 1,773 |
| Total noninterest income | $295,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $151,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,640 |
| Total noninterest expense | $2,240,000 | 3,247 |
| Salaries and employee benefits | $1,255,000 | 3,261 |
| Premises and equipment expense | $325,000 | 2,686 |
| Additional noninterest expense | $660,000 | 3,381 |
| Pre-tax net operating income | $1,151,000 | 2,902 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $260,000 | 1,983 |
| Income before extraordinary items | $895,000 | 3,097 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $895,000 | 3,095 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $895,000 | 3,095 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $891,840 | 3,079 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 3,142 |
| Total interest expense | $243,000 | 3,326 |
| Net interest income | $1,613,000 | 3,048 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $151,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,547 |
| Total noninterest expense | $1,136,000 | 3,249 |
| Salaries and employee benefits | $633,000 | 3,286 |
| Premises and equipment expense | $167,000 | 2,664 |
| Additional noninterest expense | $336,000 | 3,344 |
| Pre-tax net operating income | $568,000 | 2,895 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $126,000 | 1,984 |
| Income before extraordinary items | $442,000 | 3,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $442,000 | 3,068 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $442,000 | 3,070 |
| Net charge-offs | $25,000 | 1,595 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $442,000 | 3,059 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 3,110 |
| Total interest expense | $955,000 | 2,999 |
| Net interest income | $6,253,000 | 3,087 |
| Provision for loan and lease losses | $302,000 | 1,953 |
| Total noninterest income | $710,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $309,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,348 |
| Total noninterest expense | $4,282,000 | 3,350 |
| Salaries and employee benefits | $2,398,000 | 3,360 |
| Premises and equipment expense | $623,000 | 2,769 |
| Additional noninterest expense | $1,261,000 | 3,492 |
| Pre-tax net operating income | $2,379,000 | 2,859 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $547,000 | 1,904 |
| Income before extraordinary items | $1,832,000 | 3,064 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,832,000 | 3,063 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,832,000 | 3,063 |
| Net charge-offs | $254,000 | 1,450 |
| Cash dividends | $65,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,832,000 | 3,061 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 3,157 |
| Total interest expense | $708,000 | 2,942 |
| Net interest income | $4,603,000 | 3,142 |
| Provision for loan and lease losses | $330,000 | 1,484 |
| Total noninterest income | $559,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $239,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,307 |
| Total noninterest expense | $3,242,000 | 3,329 |
| Salaries and employee benefits | $1,782,000 | 3,364 |
| Premises and equipment expense | $478,000 | 2,751 |
| Additional noninterest expense | $982,000 | 3,433 |
| Pre-tax net operating income | $1,590,000 | 3,102 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $363,000 | 2,072 |
| Income before extraordinary items | $1,227,000 | 3,280 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,227,000 | 3,279 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,227,000 | 3,279 |
| Net charge-offs | $287,000 | 1,025 |
| Cash dividends | $65,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,227,000 | 3,278 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 3,168 |
| Total interest expense | $464,000 | 2,901 |
| Net interest income | $3,030,000 | 3,176 |
| Provision for loan and lease losses | $290,000 | 1,244 |
| Total noninterest income | $402,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $155,000 | 2,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,117 |
| Total noninterest expense | $2,138,000 | 3,384 |
| Salaries and employee benefits | $1,199,000 | 3,374 |
| Premises and equipment expense | $323,000 | 2,744 |
| Additional noninterest expense | $616,000 | 3,557 |
| Pre-tax net operating income | $1,004,000 | 3,150 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $213,000 | 2,172 |
| Income before extraordinary items | $791,000 | 3,317 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $791,000 | 3,316 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $791,000 | 3,316 |
| Net charge-offs | $56,000 | 1,684 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $791,000 | 3,313 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 3,210 |
| Total interest expense | $226,000 | 2,890 |
| Net interest income | $1,476,000 | 3,238 |
| Provision for loan and lease losses | $220,000 | 889 |
| Total noninterest income | $139,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,916 |
| Total noninterest expense | $1,075,000 | 3,403 |
| Salaries and employee benefits | $605,000 | 3,396 |
| Premises and equipment expense | $165,000 | 2,745 |
| Additional noninterest expense | $305,000 | 3,611 |
| Pre-tax net operating income | $320,000 | 3,767 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $83,000 | 2,320 |
| Income before extraordinary items | $237,000 | 3,994 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $237,000 | 3,994 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $237,000 | 3,994 |
| Net charge-offs | $133,000 | 731 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $237,000 | 3,996 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 3,218 |
| Total interest expense | $852,000 | 2,832 |
| Net interest income | $5,786,000 | 3,251 |
| Provision for loan and lease losses | $642,000 | 1,226 |
| Total noninterest income | $561,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $329,000 | 2,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,065 |
| Total noninterest expense | $4,295,000 | 3,421 |
| Salaries and employee benefits | $2,427,000 | 3,384 |
| Premises and equipment expense | $694,000 | 2,674 |
| Additional noninterest expense | $1,174,000 | 3,713 |
| Pre-tax net operating income | $1,410,000 | 3,610 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $679,000 | 2,188 |
| Income before extraordinary items | $731,000 | 4,110 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $731,000 | 4,110 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $731,000 | 4,110 |
| Net charge-offs | $401,000 | 1,260 |
| Cash dividends | $260,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $731,000 | 4,095 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 3,267 |
| Total interest expense | $628,000 | 2,845 |
| Net interest income | $4,277,000 | 3,299 |
| Provision for loan and lease losses | $447,000 | 1,282 |
| Total noninterest income | $425,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $257,000 | 2,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 4,156 |
| Total noninterest expense | $3,239,000 | 3,414 |
| Salaries and employee benefits | $1,807,000 | 3,406 |
| Premises and equipment expense | $497,000 | 2,773 |
| Additional noninterest expense | $935,000 | 3,605 |
| Pre-tax net operating income | $1,016,000 | 3,761 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $338,000 | 2,383 |
| Income before extraordinary items | $678,000 | 4,043 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $678,000 | 4,042 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $678,000 | 4,043 |
| Net charge-offs | $167,000 | 1,534 |
| Cash dividends | $195,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $678,000 | 4,034 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 3,302 |
| Total interest expense | $406,000 | 2,850 |
| Net interest income | $2,789,000 | 3,332 |
| Provision for loan and lease losses | $232,000 | 1,451 |
| Total noninterest income | $285,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $173,000 | 2,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 4,163 |
| Total noninterest expense | $2,153,000 | 3,436 |
| Salaries and employee benefits | $1,197,000 | 3,444 |
| Premises and equipment expense | $339,000 | 2,749 |
| Additional noninterest expense | $617,000 | 3,633 |
| Pre-tax net operating income | $689,000 | 3,683 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $236,000 | 2,349 |
| Income before extraordinary items | $453,000 | 4,008 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $453,000 | 4,007 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $453,000 | 4,008 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $130,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $453,000 | 3,988 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 3,363 |
| Total interest expense | $195,000 | 2,901 |
| Net interest income | $1,365,000 | 3,384 |
| Provision for loan and lease losses | $78,000 | 1,670 |
| Total noninterest income | $142,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,107 |
| Total noninterest expense | $1,047,000 | 3,525 |
| Salaries and employee benefits | $595,000 | 3,506 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $306,000 | 3,668 |
| Pre-tax net operating income | $382,000 | 3,476 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $125,000 | 2,270 |
| Income before extraordinary items | $257,000 | 3,828 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $257,000 | 3,827 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $257,000 | 3,828 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $65,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $257,000 | 3,815 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 3,489 |
| Total interest expense | $777,000 | 2,864 |
| Net interest income | $5,062,000 | 3,550 |
| Provision for loan and lease losses | $216,000 | 2,355 |
| Total noninterest income | $578,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $361,000 | 2,629 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $217,000 | 4,281 |
| Total noninterest expense | $4,124,000 | 3,586 |
| Salaries and employee benefits | $2,391,000 | 3,490 |
| Premises and equipment expense | $584,000 | 3,074 |
| Additional noninterest expense | $1,149,000 | 3,916 |
| Pre-tax net operating income | $1,300,000 | 3,702 |
| Securities gains (losses) | $12,000 | 2,595 |
| Applicable income taxes | $411,000 | 2,415 |
| Income before extraordinary items | $901,000 | 4,031 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $901,000 | 4,029 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $901,000 | 4,030 |
| Net charge-offs | $11,000 | 3,842 |
| Cash dividends | $169,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $892,720 | 3,973 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 3,549 |
| Total interest expense | $578,000 | 2,879 |
| Net interest income | $3,713,000 | 3,614 |
| Provision for loan and lease losses | $153,000 | 2,321 |
| Total noninterest income | $433,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $277,000 | 2,599 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $156,000 | 4,362 |
| Total noninterest expense | $3,089,000 | 3,599 |
| Salaries and employee benefits | $1,779,000 | 3,498 |
| Premises and equipment expense | $438,000 | 3,075 |
| Additional noninterest expense | $872,000 | 3,918 |
| Pre-tax net operating income | $904,000 | 3,869 |
| Securities gains (losses) | $12,000 | 2,520 |
| Applicable income taxes | $295,000 | 2,511 |
| Income before extraordinary items | $621,000 | 4,206 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $621,000 | 4,205 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $621,000 | 4,206 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $104,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $612,840 | 4,145 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 3,619 |
| Total interest expense | $374,000 | 2,942 |
| Net interest income | $2,408,000 | 3,683 |
| Provision for loan and lease losses | $108,000 | 2,239 |
| Total noninterest income | $281,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $181,000 | 2,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 4,415 |
| Total noninterest expense | $2,041,000 | 3,641 |
| Salaries and employee benefits | $1,172,000 | 3,552 |
| Premises and equipment expense | $291,000 | 3,101 |
| Additional noninterest expense | $578,000 | 3,961 |
| Pre-tax net operating income | $540,000 | 4,035 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $159,000 | 2,668 |
| Income before extraordinary items | $381,000 | 4,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 4,331 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $381,000 | 4,332 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $68,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $381,000 | 4,263 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 3,707 |
| Total interest expense | $180,000 | 3,020 |
| Net interest income | $1,160,000 | 3,770 |
| Provision for loan and lease losses | $63,000 | 1,927 |
| Total noninterest income | $136,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $1,029,000 | 3,647 |
| Salaries and employee benefits | $615,000 | 3,474 |
| Premises and equipment expense | $148,000 | 3,084 |
| Additional noninterest expense | $266,000 | 4,146 |
| Pre-tax net operating income | $204,000 | 4,409 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $55,000 | 2,918 |
| Income before extraordinary items | $149,000 | 4,630 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $149,000 | 4,628 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $149,000 | 4,629 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $34,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $149,000 | 4,568 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 3,899 |
| Total interest expense | $594,000 | 3,406 |
| Net interest income | $4,281,000 | 3,931 |
| Provision for loan and lease losses | $146,000 | 2,666 |
| Total noninterest income | $508,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $321,000 | 2,898 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $187,000 | 4,530 |
| Total noninterest expense | $3,735,000 | 3,857 |
| Salaries and employee benefits | $2,237,000 | 3,675 |
| Premises and equipment expense | $522,000 | 3,389 |
| Additional noninterest expense | $976,000 | 4,342 |
| Pre-tax net operating income | $908,000 | 4,218 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $273,000 | 2,740 |
| Income before extraordinary items | $635,000 | 4,538 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $635,000 | 4,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $635,000 | 4,539 |
| Net charge-offs | $57,000 | 3,148 |
| Cash dividends | $136,000 | 3,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $635,000 | 4,490 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 3,994 |
| Total interest expense | $423,000 | 3,561 |
| Net interest income | $3,136,000 | 4,019 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $365,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $236,000 | 2,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,650 |
| Total noninterest expense | $2,889,000 | 3,822 |
| Salaries and employee benefits | $1,706,000 | 3,655 |
| Premises and equipment expense | $401,000 | 3,386 |
| Additional noninterest expense | $782,000 | 4,239 |
| Pre-tax net operating income | $532,000 | 4,659 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $149,000 | 3,021 |
| Income before extraordinary items | $383,000 | 4,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,894 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $383,000 | 4,896 |
| Net charge-offs | $51,000 | 2,766 |
| Cash dividends | $102,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $383,000 | 4,839 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 4,097 |
| Total interest expense | $261,000 | 3,730 |
| Net interest income | $2,035,000 | 4,095 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $232,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 4,659 |
| Total noninterest expense | $1,907,000 | 3,864 |
| Salaries and employee benefits | $1,119,000 | 3,718 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $524,000 | 4,258 |
| Pre-tax net operating income | $320,000 | 4,782 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $85,000 | 3,131 |
| Income before extraordinary items | $235,000 | 4,982 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $235,000 | 4,984 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $235,000 | 4,986 |
| Net charge-offs | $52,000 | 2,291 |
| Cash dividends | $68,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $235,000 | 4,921 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 4,200 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $978,000 | 4,196 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $116,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $71,000 | 3,105 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $971,000 | 3,871 |
| Salaries and employee benefits | $593,000 | 3,597 |
| Premises and equipment expense | $129,000 | 3,500 |
| Additional noninterest expense | $249,000 | 4,370 |
| Pre-tax net operating income | $103,000 | 5,192 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $25,000 | 3,429 |
| Income before extraordinary items | $78,000 | 5,331 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $78,000 | 5,334 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $78,000 | 5,334 |
| Net charge-offs | $41,000 | 1,702 |
| Cash dividends | $34,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $78,000 | 5,263 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 4,419 |
| Total interest expense | $498,000 | 4,016 |
| Net interest income | $3,604,000 | 4,407 |
| Provision for loan and lease losses | $236,000 | 2,305 |
| Total noninterest income | $433,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $253,000 | 3,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $180,000 | 4,669 |
| Total noninterest expense | $3,068,000 | 4,428 |
| Salaries and employee benefits | $1,816,000 | 4,202 |
| Premises and equipment expense | $408,000 | 4,052 |
| Additional noninterest expense | $844,000 | 4,795 |
| Pre-tax net operating income | $733,000 | 4,594 |
| Securities gains (losses) | $42,000 | 1,849 |
| Applicable income taxes | $218,000 | 2,885 |
| Income before extraordinary items | $557,000 | 4,786 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $557,000 | 4,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $557,000 | 4,786 |
| Net charge-offs | $266,000 | 2,148 |
| Cash dividends | $102,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $526,760 | 4,816 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 4,482 |
| Total interest expense | $378,000 | 4,059 |
| Net interest income | $2,669,000 | 4,470 |
| Provision for loan and lease losses | $156,000 | 2,342 |
| Total noninterest income | $321,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $188,000 | 3,580 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $133,000 | 4,722 |
| Total noninterest expense | $2,294,000 | 4,452 |
| Salaries and employee benefits | $1,363,000 | 4,212 |
| Premises and equipment expense | $294,000 | 4,187 |
| Additional noninterest expense | $637,000 | 4,811 |
| Pre-tax net operating income | $540,000 | 4,698 |
| Securities gains (losses) | $42,000 | 1,545 |
| Applicable income taxes | $155,000 | 3,009 |
| Income before extraordinary items | $427,000 | 4,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 4,849 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $427,000 | 4,850 |
| Net charge-offs | $108,000 | 2,611 |
| Cash dividends | $68,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $396,340 | 4,890 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 4,535 |
| Total interest expense | $257,000 | 4,070 |
| Net interest income | $1,732,000 | 4,545 |
| Provision for loan and lease losses | $96,000 | 2,409 |
| Total noninterest income | $211,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $121,000 | 3,618 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $90,000 | 4,708 |
| Total noninterest expense | $1,508,000 | 4,528 |
| Salaries and employee benefits | $891,000 | 4,284 |
| Premises and equipment expense | $197,000 | 4,208 |
| Additional noninterest expense | $420,000 | 4,861 |
| Pre-tax net operating income | $339,000 | 4,739 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $93,000 | 3,062 |
| Income before extraordinary items | $246,000 | 4,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $246,000 | 4,994 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $246,000 | 4,995 |
| Net charge-offs | $109,000 | 2,107 |
| Cash dividends | $68,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $246,000 | 4,938 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,656 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $829,000 | 4,689 |
| Provision for loan and lease losses | $48,000 | 2,286 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $56,000 | 3,746 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $762,000 | 4,541 |
| Salaries and employee benefits | $445,000 | 4,332 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $215,000 | 4,840 |
| Pre-tax net operating income | $120,000 | 5,095 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $100,000 | 5,163 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 5,164 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $100,000 | 5,164 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $34,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $100,000 | 5,114 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 4,775 |
| Total interest expense | $597,000 | 4,089 |
| Net interest income | $3,156,000 | 4,815 |
| Provision for loan and lease losses | $146,000 | 3,304 |
| Total noninterest income | $408,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $264,000 | 3,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $144,000 | 4,986 |
| Total noninterest expense | $2,757,000 | 4,805 |
| Salaries and employee benefits | $1,531,000 | 4,701 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $821,000 | 5,017 |
| Pre-tax net operating income | $661,000 | 4,669 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $164,000 | 3,090 |
| Income before extraordinary items | $497,000 | 4,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $497,000 | 4,913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $497,000 | 4,913 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $54,000 | 4,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $497,000 | 4,855 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 4,852 |
| Total interest expense | $457,000 | 4,130 |
| Net interest income | $2,327,000 | 4,895 |
| Provision for loan and lease losses | $114,000 | 3,236 |
| Total noninterest income | $291,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $205,000 | 3,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $86,000 | 5,323 |
| Total noninterest expense | $2,094,000 | 4,796 |
| Salaries and employee benefits | $1,166,000 | 4,685 |
| Premises and equipment expense | $308,000 | 4,196 |
| Additional noninterest expense | $620,000 | 5,012 |
| Pre-tax net operating income | $410,000 | 4,995 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $85,000 | 3,411 |
| Income before extraordinary items | $325,000 | 5,170 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $325,000 | 5,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $325,000 | 5,172 |
| Net charge-offs | $59,000 | 3,728 |
| Cash dividends | $20,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $325,000 | 5,089 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 4,935 |
| Total interest expense | $313,000 | 4,141 |
| Net interest income | $1,491,000 | 4,991 |
| Provision for loan and lease losses | $73,000 | 3,257 |
| Total noninterest income | $203,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $131,000 | 3,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,124 |
| Total noninterest expense | $1,383,000 | 4,838 |
| Salaries and employee benefits | $768,000 | 4,743 |
| Premises and equipment expense | $204,000 | 4,225 |
| Additional noninterest expense | $411,000 | 5,031 |
| Pre-tax net operating income | $238,000 | 5,124 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $40,000 | 3,616 |
| Income before extraordinary items | $198,000 | 5,282 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $198,000 | 5,285 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $198,000 | 5,285 |
| Net charge-offs | $54,000 | 3,291 |
| Cash dividends | $20,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $198,000 | 5,155 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 5,050 |
| Total interest expense | $162,000 | 4,151 |
| Net interest income | $704,000 | 5,160 |
| Provision for loan and lease losses | $31,000 | 3,167 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $722,000 | 4,777 |
| Salaries and employee benefits | $407,000 | 4,652 |
| Premises and equipment expense | $97,000 | 4,369 |
| Additional noninterest expense | $218,000 | 4,963 |
| Pre-tax net operating income | $50,000 | 5,840 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $40,000 | 5,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $40,000 | 5,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $40,000 | 5,977 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $10,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $40,000 | 5,888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 5,105 |
| Total interest expense | $747,000 | 4,261 |
| Net interest income | $2,879,000 | 5,201 |
| Provision for loan and lease losses | $156,000 | 4,244 |
| Total noninterest income | $413,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $288,000 | 3,564 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $125,000 | 5,127 |
| Total noninterest expense | $2,710,000 | 4,972 |
| Salaries and employee benefits | $1,548,000 | 4,763 |
| Premises and equipment expense | $361,000 | 4,525 |
| Additional noninterest expense | $801,000 | 5,263 |
| Pre-tax net operating income | $426,000 | 5,084 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $55,000 | 3,860 |
| Income before extraordinary items | $371,000 | 5,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $371,000 | 5,276 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $371,000 | 5,277 |
| Net charge-offs | $47,000 | 4,961 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $371,000 | 5,081 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 5,163 |
| Total interest expense | $577,000 | 4,323 |
| Net interest income | $2,180,000 | 5,258 |
| Provision for loan and lease losses | $144,000 | 3,944 |
| Total noninterest income | $323,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 5,150 |
| Total noninterest expense | $2,032,000 | 5,021 |
| Salaries and employee benefits | $1,130,000 | 4,861 |
| Premises and equipment expense | $280,000 | 4,519 |
| Additional noninterest expense | $622,000 | 5,254 |
| Pre-tax net operating income | $327,000 | 5,209 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $46,000 | 3,826 |
| Income before extraordinary items | $281,000 | 5,396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $281,000 | 5,395 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $281,000 | 5,395 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $281,000 | 5,198 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 5,229 |
| Total interest expense | $395,000 | 4,358 |
| Net interest income | $1,412,000 | 5,339 |
| Provision for loan and lease losses | $123,000 | 3,595 |
| Total noninterest income | $208,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $144,000 | 3,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,212 |
| Total noninterest expense | $1,319,000 | 5,123 |
| Salaries and employee benefits | $745,000 | 4,918 |
| Premises and equipment expense | $190,000 | 4,491 |
| Additional noninterest expense | $384,000 | 5,430 |
| Pre-tax net operating income | $178,000 | 5,431 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $26,000 | 3,899 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $152,000 | 5,619 |
| Net charge-offs | $32,000 | 4,361 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $152,000 | 5,438 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,278 |
| Total interest expense | $208,000 | 4,361 |
| Net interest income | $691,000 | 5,420 |
| Provision for loan and lease losses | $62,000 | 3,422 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $682,000 | 5,064 |
| Salaries and employee benefits | $388,000 | 4,846 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $50,000 | 5,926 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $34,000 | 6,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,166 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $34,000 | 6,167 |
| Net charge-offs | $44,000 | 3,112 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $34,000 | 6,040 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 5,329 |
| Total interest expense | $897,000 | 4,654 |
| Net interest income | $2,781,000 | 5,427 |
| Provision for loan and lease losses | $359,000 | 3,893 |
| Total noninterest income | $437,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $302,000 | 3,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $135,000 | 4,980 |
| Total noninterest expense | $2,309,000 | 5,524 |
| Salaries and employee benefits | $1,220,000 | 5,481 |
| Premises and equipment expense | $304,000 | 5,204 |
| Additional noninterest expense | $785,000 | 5,436 |
| Pre-tax net operating income | $550,000 | 4,617 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $116,000 | 3,279 |
| Income before extraordinary items | $434,000 | 4,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 4,840 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $434,000 | 4,839 |
| Net charge-offs | $296,000 | 3,819 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $434,000 | 4,702 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 5,396 |
| Total interest expense | $680,000 | 4,755 |
| Net interest income | $2,062,000 | 5,486 |
| Provision for loan and lease losses | $299,000 | 3,634 |
| Total noninterest income | $343,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $235,000 | 3,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $108,000 | 4,996 |
| Total noninterest expense | $1,658,000 | 5,640 |
| Salaries and employee benefits | $882,000 | 5,563 |
| Premises and equipment expense | $201,000 | 5,501 |
| Additional noninterest expense | $575,000 | 5,530 |
| Pre-tax net operating income | $448,000 | 4,622 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $119,000 | 3,082 |
| Income before extraordinary items | $329,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 4,940 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $329,000 | 4,940 |
| Net charge-offs | $287,000 | 3,299 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $329,000 | 4,821 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 5,531 |
| Total interest expense | $454,000 | 4,864 |
| Net interest income | $1,311,000 | 5,620 |
| Provision for loan and lease losses | $199,000 | 3,569 |
| Total noninterest income | $230,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $151,000 | 3,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,925 |
| Total noninterest expense | $976,000 | 5,956 |
| Salaries and employee benefits | $526,000 | 5,846 |
| Premises and equipment expense | $116,000 | 5,823 |
| Additional noninterest expense | $334,000 | 5,903 |
| Pre-tax net operating income | $366,000 | 4,333 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $94,000 | 2,904 |
| Income before extraordinary items | $272,000 | 4,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $272,000 | 4,593 |
| Net charge-offs | $86,000 | 3,991 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $272,000 | 4,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,622 |
| Total interest expense | $229,000 | 4,949 |
| Net interest income | $629,000 | 5,720 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $521,000 | 5,861 |
| Salaries and employee benefits | $250,000 | 5,971 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $212,000 | 5,382 |
| Pre-tax net operating income | $152,000 | 4,621 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $102,000 | 4,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $102,000 | 4,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $102,000 | 4,983 |
| Net charge-offs | $49,000 | 3,367 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $102,000 | 4,922 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 5,744 |
| Total interest expense | $1,002,000 | 5,221 |
| Net interest income | $2,463,000 | 5,795 |
| Provision for loan and lease losses | $380,000 | 4,516 |
| Total noninterest income | $432,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $310,000 | 3,567 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 5,212 |
| Total noninterest expense | $2,072,000 | 5,937 |
| Salaries and employee benefits | $989,000 | 6,055 |
| Premises and equipment expense | $232,000 | 5,934 |
| Additional noninterest expense | $851,000 | 5,483 |
| Pre-tax net operating income | $443,000 | 4,506 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $74,000 | 3,421 |
| Income before extraordinary items | $369,000 | 4,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $369,000 | 4,714 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $369,000 | 4,714 |
| Net charge-offs | $225,000 | 4,633 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $369,000 | 4,571 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 5,857 |
| Total interest expense | $752,000 | 5,381 |
| Net interest income | $1,832,000 | 5,901 |
| Provision for loan and lease losses | $370,000 | 4,024 |
| Total noninterest income | $321,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $232,000 | 3,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $89,000 | 5,355 |
| Total noninterest expense | $1,540,000 | 5,998 |
| Salaries and employee benefits | $736,000 | 6,117 |
| Premises and equipment expense | $175,000 | 5,991 |
| Additional noninterest expense | $629,000 | 5,532 |
| Pre-tax net operating income | $243,000 | 5,086 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $213,000 | 5,243 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $213,000 | 5,245 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $213,000 | 5,246 |
| Net charge-offs | $225,000 | 4,086 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $213,000 | 5,076 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 5,952 |
| Total interest expense | $503,000 | 5,464 |
| Net interest income | $1,178,000 | 5,998 |
| Provision for loan and lease losses | $285,000 | 3,723 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $153,000 | 3,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $1,034,000 | 6,012 |
| Salaries and employee benefits | $498,000 | 6,127 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $419,000 | 5,557 |
| Pre-tax net operating income | $67,000 | 5,706 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $67,000 | 5,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $67,000 | 5,767 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $67,000 | 5,766 |
| Net charge-offs | $196,000 | 3,568 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $67,000 | 5,651 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,131 |
| Total interest expense | $248,000 | 5,610 |
| Net interest income | $555,000 | 6,186 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $107,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $516,000 | 6,092 |
| Salaries and employee benefits | $240,000 | 6,279 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $218,000 | 5,484 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $35,000 | 5,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 5,926 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $35,000 | 5,924 |
| Net charge-offs | $80,000 | 3,309 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $35,000 | 5,810 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 6,253 |
| Total interest expense | $1,111,000 | 5,812 |
| Net interest income | $2,047,000 | 6,301 |
| Provision for loan and lease losses | $726,000 | 3,986 |
| Total noninterest income | $452,000 | 4,910 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $350,000 | 3,594 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $102,000 | 5,619 |
| Total noninterest expense | $1,985,000 | 6,244 |
| Salaries and employee benefits | $918,000 | 6,414 |
| Premises and equipment expense | $228,000 | 6,252 |
| Additional noninterest expense | $839,000 | 5,700 |
| Pre-tax net operating income | $-212,000 | 5,723 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-170,000 | 6,713 |
| Income before extraordinary items | $-42,000 | 5,610 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-42,000 | 5,608 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-42,000 | 5,608 |
| Net charge-offs | $462,000 | 3,900 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-42,000 | 5,581 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 6,357 |
| Total interest expense | $853,000 | 5,912 |
| Net interest income | $1,478,000 | 6,404 |
| Provision for loan and lease losses | $626,000 | 3,463 |
| Total noninterest income | $340,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $261,000 | 3,605 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $79,000 | 5,709 |
| Total noninterest expense | $1,441,000 | 6,340 |
| Salaries and employee benefits | $661,000 | 6,530 |
| Premises and equipment expense | $170,000 | 6,309 |
| Additional noninterest expense | $610,000 | 5,771 |
| Pre-tax net operating income | $-249,000 | 6,080 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-249,000 | 6,177 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-249,000 | 6,178 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-249,000 | 6,177 |
| Net charge-offs | $449,000 | 3,183 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-249,000 | 6,157 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 6,447 |
| Total interest expense | $577,000 | 5,999 |
| Net interest income | $947,000 | 6,515 |
| Provision for loan and lease losses | $546,000 | 2,852 |
| Total noninterest income | $223,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $948,000 | 6,421 |
| Salaries and employee benefits | $461,000 | 6,505 |
| Premises and equipment expense | $110,000 | 6,418 |
| Additional noninterest expense | $377,000 | 5,988 |
| Pre-tax net operating income | $-324,000 | 6,460 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-324,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-324,000 | 6,565 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-324,000 | 6,565 |
| Net charge-offs | $428,000 | 2,527 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-324,000 | 6,559 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,520 |
| Total interest expense | $291,000 | 6,080 |
| Net interest income | $456,000 | 6,608 |
| Provision for loan and lease losses | $204,000 | 2,827 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $449,000 | 6,508 |
| Salaries and employee benefits | $218,000 | 6,676 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $178,000 | 5,885 |
| Pre-tax net operating income | $-87,000 | 6,609 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $-93,000 | 6,792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-93,000 | 6,793 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-93,000 | 6,793 |
| Net charge-offs | $174,000 | 2,268 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-93,000 | 6,703 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,079 |
| Total interest expense | $329,000 | 7,955 |
| Net interest income | $488,000 | 8,087 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $118,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $558,000 | 8,065 |
| Salaries and employee benefits | $209,000 | 8,194 |
| Premises and equipment expense | $68,000 | 7,900 |
| Additional noninterest expense | $281,000 | 7,534 |
| Pre-tax net operating income | $8,000 | 6,283 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-23,000 | 6,862 |
| Income before extraordinary items | $31,000 | 6,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $31,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $31,000 | 6,242 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 6,367 |
| Total interest expense | $1,171,000 | 6,018 |
| Net interest income | $1,474,000 | 6,507 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $334,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $269,000 | 3,702 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 6,256 |
| Total noninterest expense | $1,107,000 | 6,907 |
| Salaries and employee benefits | $572,000 | 7,002 |
| Premises and equipment expense | $161,000 | 6,579 |
| Additional noninterest expense | $374,000 | 6,620 |
| Pre-tax net operating income | $681,000 | 4,394 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $163,000 | 3,141 |
| Income before extraordinary items | $518,000 | 4,378 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $518,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,771 |
| Cash dividends | $550,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $518,000 | 4,522 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 6,435 |
| Total interest expense | $810,000 | 6,085 |
| Net interest income | $954,000 | 6,578 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $208,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $163,000 | 3,892 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $710,000 | 7,034 |
| Salaries and employee benefits | $386,000 | 7,043 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $218,000 | 6,913 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $100,000 | 3,457 |
| Income before extraordinary items | $342,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $550,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $342,000 | 4,721 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,458 |
| Total interest expense | $417,000 | 6,164 |
| Net interest income | $484,000 | 6,579 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $348,000 | 7,113 |
| Salaries and employee benefits | $186,000 | 7,131 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $107,000 | 6,950 |
| Pre-tax net operating income | $238,000 | 4,624 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $183,000 | 4,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $183,000 | 4,726 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 6,375 |
| Total interest expense | $1,678,000 | 6,205 |
| Net interest income | $2,056,000 | 6,438 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $380,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $283,000 | 4,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $1,278,000 | 7,239 |
| Salaries and employee benefits | $684,000 | 7,294 |
| Premises and equipment expense | $202,000 | 6,716 |
| Additional noninterest expense | $392,000 | 7,080 |
| Pre-tax net operating income | $1,108,000 | 4,527 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $298,000 | 3,389 |
| Income before extraordinary items | $810,000 | 4,780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $810,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,473 |
| Cash dividends | $950,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $810,000 | 4,753 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 6,444 |
| Total interest expense | $1,249,000 | 6,242 |
| Net interest income | $1,512,000 | 6,513 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $281,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $209,000 | 4,250 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 6,310 |
| Total noninterest expense | $947,000 | 7,244 |
| Salaries and employee benefits | $520,000 | 7,240 |
| Premises and equipment expense | $150,000 | 6,724 |
| Additional noninterest expense | $277,000 | 7,175 |
| Pre-tax net operating income | $796,000 | 4,845 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $224,000 | 3,579 |
| Income before extraordinary items | $572,000 | 5,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $572,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,933 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $572,000 | 5,104 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 6,522 |
| Total interest expense | $814,000 | 6,323 |
| Net interest income | $996,000 | 6,592 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $188,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $49,000 | 6,304 |
| Total noninterest expense | $642,000 | 7,259 |
| Salaries and employee benefits | $354,000 | 7,252 |
| Premises and equipment expense | $107,000 | 6,639 |
| Additional noninterest expense | $181,000 | 7,250 |
| Pre-tax net operating income | $512,000 | 4,989 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $137,000 | 3,755 |
| Income before extraordinary items | $375,000 | 5,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $375,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $375,000 | 5,197 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,597 |
| Total interest expense | $396,000 | 6,396 |
| Net interest income | $491,000 | 6,653 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $92,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $307,000 | 7,383 |
| Salaries and employee benefits | $168,000 | 7,410 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $90,000 | 7,277 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $90,000 | 3,414 |
| Income before extraordinary items | $176,000 | 5,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $176,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $176,000 | 5,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 6,542 |
| Total interest expense | $1,327,000 | 6,370 |
| Net interest income | $2,003,000 | 6,553 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $328,000 | 6,004 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $245,000 | 4,548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 6,621 |
| Total noninterest expense | $1,149,000 | 7,480 |
| Salaries and employee benefits | $644,000 | 7,459 |
| Premises and equipment expense | $140,000 | 7,374 |
| Additional noninterest expense | $365,000 | 7,233 |
| Pre-tax net operating income | $1,142,000 | 4,893 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $331,000 | 3,672 |
| Income before extraordinary items | $811,000 | 5,174 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $811,000 | 5,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $811,000 | 5,172 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 6,623 |
| Total interest expense | $942,000 | 6,454 |
| Net interest income | $1,489,000 | 6,641 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $245,000 | 6,058 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $787,000 | 7,636 |
| Salaries and employee benefits | $471,000 | 7,501 |
| Premises and equipment expense | $71,000 | 7,897 |
| Additional noninterest expense | $245,000 | 7,442 |
| Pre-tax net operating income | $917,000 | 4,913 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $276,000 | 3,691 |
| Income before extraordinary items | $641,000 | 5,204 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $641,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $641,000 | 5,202 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 6,670 |
| Total interest expense | $593,000 | 6,505 |
| Net interest income | $989,000 | 6,685 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $155,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $524,000 | 7,661 |
| Salaries and employee benefits | $321,000 | 7,498 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $154,000 | 7,567 |
| Pre-tax net operating income | $595,000 | 5,012 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $182,000 | 3,736 |
| Income before extraordinary items | $413,000 | 5,313 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $413,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $413,000 | 5,316 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,746 |
| Total interest expense | $286,000 | 6,481 |
| Net interest income | $478,000 | 6,798 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $251,000 | 7,747 |
| Salaries and employee benefits | $153,000 | 7,593 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $76,000 | 7,600 |
| Pre-tax net operating income | $288,000 | 5,071 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $196,000 | 5,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $196,000 | 5,402 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 6,798 |
| Total interest expense | $935,000 | 6,449 |
| Net interest income | $1,814,000 | 6,873 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $315,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $225,000 | 4,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $962,000 | 7,810 |
| Salaries and employee benefits | $566,000 | 7,726 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $313,000 | 7,570 |
| Pre-tax net operating income | $1,067,000 | 5,191 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $300,000 | 4,130 |
| Income before extraordinary items | $767,000 | 5,443 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $767,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $767,000 | 5,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 6,868 |
| Total interest expense | $670,000 | 6,478 |
| Net interest income | $1,331,000 | 6,966 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $247,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 4,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,399 |
| Total noninterest expense | $700,000 | 7,841 |
| Salaries and employee benefits | $409,000 | 7,741 |
| Premises and equipment expense | $63,000 | 8,051 |
| Additional noninterest expense | $228,000 | 7,629 |
| Pre-tax net operating income | $798,000 | 5,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $243,000 | 4,129 |
| Income before extraordinary items | $555,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,900 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $555,000 | 5,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 6,928 |
| Total interest expense | $422,000 | 6,467 |
| Net interest income | $861,000 | 7,033 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $164,000 | 6,168 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $113,000 | 4,773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $456,000 | 7,889 |
| Salaries and employee benefits | $265,000 | 7,796 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $152,000 | 7,591 |
| Pre-tax net operating income | $524,000 | 5,362 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $146,000 | 4,285 |
| Income before extraordinary items | $378,000 | 5,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $378,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $378,000 | 5,534 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,996 |
| Total interest expense | $199,000 | 6,556 |
| Net interest income | $429,000 | 7,099 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $85,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $227,000 | 7,969 |
| Salaries and employee benefits | $135,000 | 7,834 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $272,000 | 5,246 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $200,000 | 5,423 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $200,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $200,000 | 5,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 7,111 |
| Total interest expense | $784,000 | 6,316 |
| Net interest income | $1,486,000 | 7,321 |
| Provision for loan and lease losses | $145,000 | 4,324 |
| Total noninterest income | $372,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $98,000 | 6,463 |
| Total noninterest expense | $944,000 | 7,916 |
| Salaries and employee benefits | $551,000 | 7,836 |
| Premises and equipment expense | $81,000 | 8,197 |
| Additional noninterest expense | $312,000 | 7,636 |
| Pre-tax net operating income | $769,000 | 5,886 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $230,000 | 4,566 |
| Income before extraordinary items | $539,000 | 6,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $539,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $539,000 | 6,124 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 7,195 |
| Total interest expense | $583,000 | 6,321 |
| Net interest income | $1,068,000 | 7,436 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $283,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $214,000 | 4,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $696,000 | 7,926 |
| Salaries and employee benefits | $408,000 | 7,813 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $228,000 | 7,678 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $155,000 | 4,807 |
| Income before extraordinary items | $370,000 | 6,495 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $370,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $370,000 | 6,424 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 7,310 |
| Total interest expense | $383,000 | 6,391 |
| Net interest income | $680,000 | 7,561 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $182,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $452,000 | 8,010 |
| Salaries and employee benefits | $265,000 | 7,919 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $149,000 | 7,744 |
| Pre-tax net operating income | $320,000 | 6,377 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $230,000 | 6,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $230,000 | 6,539 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,393 |
| Total interest expense | $187,000 | 6,515 |
| Net interest income | $336,000 | 7,625 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $227,000 | 8,048 |
| Salaries and employee benefits | $132,000 | 7,954 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $151,000 | 6,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 7,446 |
| Total interest expense | $800,000 | 6,712 |
| Net interest income | $1,306,000 | 7,655 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $328,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $271,000 | 4,543 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $947,000 | 7,995 |
| Salaries and employee benefits | $576,000 | 7,799 |
| Premises and equipment expense | $84,000 | 8,276 |
| Additional noninterest expense | $287,000 | 7,854 |
| Pre-tax net operating income | $407,000 | 7,006 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $102,000 | 5,702 |
| Income before extraordinary items | $305,000 | 7,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $305,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,087 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $305,000 | 7,116 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 7,549 |
| Total interest expense | $599,000 | 6,856 |
| Net interest income | $959,000 | 7,751 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $245,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $703,000 | 8,010 |
| Salaries and employee benefits | $432,000 | 7,761 |
| Premises and equipment expense | $64,000 | 8,298 |
| Additional noninterest expense | $207,000 | 7,931 |
| Pre-tax net operating income | $276,000 | 7,299 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $203,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $203,000 | 7,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,620 |
| Total interest expense | $383,000 | 7,086 |
| Net interest income | $642,000 | 7,759 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $132,000 | 4,608 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $466,000 | 8,040 |
| Salaries and employee benefits | $290,000 | 7,773 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $135,000 | 7,983 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $50,000 | 5,908 |
| Income before extraordinary items | $139,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $139,000 | 7,379 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,766 |
| Total interest expense | $191,000 | 7,209 |
| Net interest income | $303,000 | 7,914 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $229,000 | 8,099 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $64,000 | 8,103 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,031 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 7,752 |
| Total interest expense | $878,000 | 7,260 |
| Net interest income | $1,214,000 | 7,911 |
| Provision for loan and lease losses | $128,000 | 5,235 |
| Total noninterest income | $331,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $241,000 | 4,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,648 |
| Total noninterest expense | $888,000 | 8,176 |
| Salaries and employee benefits | $541,000 | 7,965 |
| Premises and equipment expense | $76,000 | 8,504 |
| Additional noninterest expense | $271,000 | 8,018 |
| Pre-tax net operating income | $529,000 | 6,659 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $146,000 | 5,555 |
| Income before extraordinary items | $383,000 | 6,920 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $383,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $71,000 | 5,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $383,000 | 6,795 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 8,119 |
| Total interest expense | $1,081,000 | 7,851 |
| Net interest income | $1,017,000 | 8,252 |
| Provision for loan and lease losses | $104,000 | 5,529 |
| Total noninterest income | $300,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $230,000 | 4,833 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $748,000 | 8,570 |
| Salaries and employee benefits | $442,000 | 8,442 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $225,000 | 8,459 |
| Pre-tax net operating income | $465,000 | 6,693 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $114,000 | 5,841 |
| Income before extraordinary items | $351,000 | 6,825 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $351,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $138,000 | 5,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $351,000 | 6,708 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 8,568 |
| Total interest expense | $837,000 | 8,558 |
| Net interest income | $1,012,000 | 8,452 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $251,000 | 6,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $673,000 | 8,897 |
| Salaries and employee benefits | $403,000 | 8,737 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $195,000 | 8,833 |
| Pre-tax net operating income | $558,000 | 6,751 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $173,000 | 5,683 |
| Income before extraordinary items | $385,000 | 6,950 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $385,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $229,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $385,000 | 6,954 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 8,953 |
| Total interest expense | $711,000 | 8,925 |
| Net interest income | $879,000 | 8,889 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $97,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,065 |
| Total noninterest expense | $614,000 | 9,279 |
| Salaries and employee benefits | $351,000 | 9,185 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $192,000 | 9,105 |
| Pre-tax net operating income | $353,000 | 7,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $121,000 | 6,636 |
| Income before extraordinary items | $232,000 | 8,064 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $232,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $104,000 | 6,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $232,000 | 8,038 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 9,273 |
| Total interest expense | $701,000 | 9,193 |
| Net interest income | $814,000 | 9,212 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,090 |
| Total noninterest expense | $592,000 | 9,464 |
| Salaries and employee benefits | $362,000 | 9,210 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $161,000 | 9,554 |
| Pre-tax net operating income | $309,000 | 8,335 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $96,000 | 7,595 |
| Income before extraordinary items | $213,000 | 8,528 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $213,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $213,000 | 8,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 9,684 |
| Total interest expense | $650,000 | 9,688 |
| Net interest income | $835,000 | 9,586 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $98,000 | 9,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $540,000 | 9,975 |
| Salaries and employee benefits | $321,000 | 9,802 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $152,000 | 9,970 |
| Pre-tax net operating income | $385,000 | 8,513 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $107,000 | 8,293 |
| Income before extraordinary items | $278,000 | 8,538 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $278,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $278,000 | 8,496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 10,384 |
| Total interest expense | $638,000 | 10,156 |
| Net interest income | $668,000 | 10,478 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $166,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $492,000 | 10,630 |
| Salaries and employee benefits | $316,000 | 10,223 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $130,000 | 10,794 |
| Pre-tax net operating income | $336,000 | 8,887 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $247,000 | 8,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $247,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $101,000 | 6,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $246,270 | 8,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 10,934 |
| Total interest expense | $559,000 | 10,815 |
| Net interest income | $677,000 | 10,910 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $461,000 | 11,189 |
| Salaries and employee benefits | $306,000 | 10,695 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $120,000 | 11,424 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $235,000 | 9,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $235,000 | 9,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $136,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $232,200 | 9,564 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 11,724 |
| Total interest expense | $371,000 | 11,732 |
| Net interest income | $621,000 | 11,642 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $443,000 | 11,862 |
| Salaries and employee benefits | $264,000 | 11,537 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $131,000 | 12,007 |
| Pre-tax net operating income | $285,000 | 10,241 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $226,000 | 9,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $226,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,210 | 10,043 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 12,509 |
| Total interest expense | $330,000 | 12,534 |
| Net interest income | $568,000 | 12,334 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $429,000 | 12,512 |
| Salaries and employee benefits | $250,000 | 12,195 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $123,000 | 12,729 |
| Pre-tax net operating income | $278,000 | 10,411 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $206,000 | 10,572 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $206,000 | 10,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $206,000 | 10,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 13,208 |
| Total interest expense | $382,000 | 13,251 |
| Net interest income | $510,000 | 13,046 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $406,000 | 13,140 |
| Salaries and employee benefits | $241,000 | 12,701 |
| Premises and equipment expense | $49,000 | 12,719 |
| Additional noninterest expense | $116,000 | 13,378 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $178,000 | 10,892 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $178,000 | 10,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $175,080 | 10,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.