Home > WPS Community Bank, FSB > Income and Expense

WPS Community Bank, FSB, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$1,050,0004,297
Total interest expense$111,0004,080
Net interest income$939,0004,283
Provision for loan and lease losses$03,703
Total noninterest income$70,0004,944
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$13,0005,482
Trading account gains and fees$0152
Additional Noninterest Income$57,0004,372
Total noninterest expense$1,529,0002,865
Salaries and employee benefits$1,210,0002,141
Premises and equipment expense$39,0005,517
Additional noninterest expense$280,0004,120
Pre-tax net operating income$-520,0006,363
Securities gains (losses)$-1,0006,051
Applicable income taxes$-206,0006,390
Income before extraordinary items$-315,0006,347
Extraordinary gains, net$013
Net income$-315,0006,348
Minority interest net income$064
Net income of bank and minority interests.$-315,0006,348
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-314,3606,338
2014-12-31 (YTD Data)Rank
Total interest income$4,153,0004,392
Total interest expense$485,0004,070
Net interest income$3,668,0004,368
Provision for loan and lease losses$136,0002,868
Total noninterest income$375,0004,717
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$55,0005,612
Trading account gains and fees$0180
Additional Noninterest Income$320,0003,927
Total noninterest expense$2,927,0004,539
Salaries and employee benefits$1,772,0004,261
Premises and equipment expense$228,0005,171
Additional noninterest expense$927,0004,607
Pre-tax net operating income$980,0004,177
Securities gains (losses)$106,0001,218
Applicable income taxes$412,0002,386
Income before extraordinary items$674,0004,536
Extraordinary gains, net$017
Net income$674,0004,536
Minority interest net income$084
Net income of bank and minority interests.$674,0004,537
Net charge-offs$13,0004,479
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$606,1604,629
2014-09-30 (YTD Data)Rank
Total interest income$3,058,0004,475
Total interest expense$361,0004,151
Net interest income$2,697,0004,450
Provision for loan and lease losses$136,0002,480
Total noninterest income$226,0005,041
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$43,0005,661
Trading account gains and fees$0174
Additional Noninterest Income$183,0004,323
Total noninterest expense$2,180,0004,583
Salaries and employee benefits$1,298,0004,320
Premises and equipment expense$176,0005,156
Additional noninterest expense$706,0004,597
Pre-tax net operating income$607,0004,552
Securities gains (losses)$02,980
Applicable income taxes$226,0002,702
Income before extraordinary items$381,0004,979
Extraordinary gains, net$015
Net income$381,0004,978
Minority interest net income$081
Net income of bank and minority interests.$381,0004,980
Net charge-offs$13,0004,044
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$381,0004,931
2014-06-30 (YTD Data)Rank
Total interest income$1,979,0004,548
Total interest expense$232,0004,260
Net interest income$1,747,0004,520
Provision for loan and lease losses$116,0002,228
Total noninterest income$159,0004,973
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$19,0006,001
Trading account gains and fees$0172
Additional Noninterest Income$140,0004,123
Total noninterest expense$1,438,0004,632
Salaries and employee benefits$955,0004,120
Premises and equipment expense$124,0005,111
Additional noninterest expense$359,0005,177
Pre-tax net operating income$352,0004,692
Securities gains (losses)$02,580
Applicable income taxes$131,0002,793
Income before extraordinary items$221,0005,108
Extraordinary gains, net$020
Net income$221,0005,110
Minority interest net income$080
Net income of bank and minority interests.$221,0005,111
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$221,0005,066
2014-03-31 (YTD Data)Rank
Total interest income$947,0004,691
Total interest expense$111,0004,410
Net interest income$836,0004,670
Provision for loan and lease losses$56,0002,157
Total noninterest income$58,0005,344
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$9,0006,059
Trading account gains and fees$0147
Additional Noninterest Income$49,0004,588
Total noninterest expense$719,0004,682
Salaries and employee benefits$449,0004,311
Premises and equipment expense$63,0005,143
Additional noninterest expense$207,0004,931
Pre-tax net operating income$119,0005,104
Securities gains (losses)$01,715
Applicable income taxes$48,0002,984
Income before extraordinary items$71,0005,473
Extraordinary gains, net$016
Net income$71,0005,473
Minority interest net income$066
Net income of bank and minority interests.$71,0005,473
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$71,0005,437
2013-12-31 (YTD Data)Rank
Total interest income$3,577,0004,886
Total interest expense$446,0004,701
Net interest income$3,131,0004,835
Provision for loan and lease losses$549,0001,736
Total noninterest income$679,0003,920
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$27,0006,337
Trading account gains and fees$0184
Additional Noninterest Income$652,0002,973
Total noninterest expense$2,839,0004,730
Salaries and employee benefits$1,875,0004,215
Premises and equipment expense$214,0005,451
Additional noninterest expense$750,0005,199
Pre-tax net operating income$422,0005,171
Securities gains (losses)$03,182
Applicable income taxes$170,0003,061
Income before extraordinary items$252,0005,554
Extraordinary gains, net$029
Net income$252,0005,559
Minority interest net income$090
Net income of bank and minority interests.$252,0005,559
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$252,0005,496
2013-09-30 (YTD Data)Rank
Total interest income$2,606,0005,006
Total interest expense$327,0004,837
Net interest income$2,279,0004,946
Provision for loan and lease losses$257,0002,258
Total noninterest income$435,0004,245
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$20,0006,404
Trading account gains and fees$0180
Additional Noninterest Income$415,0003,297
Total noninterest expense$2,154,0004,729
Salaries and employee benefits$1,438,0004,188
Premises and equipment expense$159,0005,504
Additional noninterest expense$557,0005,233
Pre-tax net operating income$303,0005,326
Securities gains (losses)$03,040
Applicable income taxes$119,0003,186
Income before extraordinary items$184,0005,694
Extraordinary gains, net$025
Net income$184,0005,695
Minority interest net income$084
Net income of bank and minority interests.$184,0005,695
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$184,0005,630
2013-06-30 (YTD Data)Rank
Total interest income$1,699,0005,060
Total interest expense$214,0004,933
Net interest income$1,485,0004,996
Provision for loan and lease losses$138,0002,582
Total noninterest income$349,0003,949
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$12,0006,472
Trading account gains and fees$0157
Additional Noninterest Income$337,0003,043
Total noninterest expense$1,520,0004,613
Salaries and employee benefits$1,017,0004,066
Premises and equipment expense$106,0005,512
Additional noninterest expense$397,0005,114
Pre-tax net operating income$176,0005,446
Securities gains (losses)$02,791
Applicable income taxes$71,0003,253
Income before extraordinary items$105,0005,823
Extraordinary gains, net$022
Net income$105,0005,824
Minority interest net income$082
Net income of bank and minority interests.$105,0005,825
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$105,0005,734
2013-03-31 (YTD Data)Rank
Total interest income$862,0005,061
Total interest expense$105,0005,058
Net interest income$757,0004,983
Provision for loan and lease losses$84,0002,285
Total noninterest income$197,0003,680
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$6,0006,510
Trading account gains and fees$0148
Additional Noninterest Income$191,0002,844
Total noninterest expense$752,0004,678
Salaries and employee benefits$495,0004,185
Premises and equipment expense$53,0005,559
Additional noninterest expense$204,0005,108
Pre-tax net operating income$118,0005,129
Securities gains (losses)$01,966
Applicable income taxes$47,0003,024
Income before extraordinary items$71,0005,595
Extraordinary gains, net$010
Net income$71,0005,597
Minority interest net income$076
Net income of bank and minority interests.$71,0005,597
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$71,0005,495
2012-12-31 (YTD Data)Rank
Total interest income$2,743,0005,640
Total interest expense$418,0005,464
Net interest income$2,325,0005,601
Provision for loan and lease losses$249,0003,648
Total noninterest income$593,0004,190
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$20,0006,662
Trading account gains and fees$0166
Additional Noninterest Income$573,0003,171
Total noninterest expense$2,616,0005,069
Salaries and employee benefits$1,726,0004,498
Premises and equipment expense$207,0005,676
Additional noninterest expense$683,0005,591
Pre-tax net operating income$53,0006,040
Securities gains (losses)$77,0002,457
Applicable income taxes$52,0003,884
Income before extraordinary items$78,0006,118
Extraordinary gains, net$029
Net income$78,0006,111
Minority interest net income$093
Net income of bank and minority interests.$78,0006,114
Net charge-offs$2,0005,882
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$28,7206,101
2012-09-30 (YTD Data)Rank
Total interest income$1,993,0005,780
Total interest expense$311,0005,614
Net interest income$1,682,0005,755
Provision for loan and lease losses$197,0003,551
Total noninterest income$465,0004,146
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$14,0006,771
Trading account gains and fees$0157
Additional Noninterest Income$451,0003,105
Total noninterest expense$1,957,0005,115
Salaries and employee benefits$1,288,0004,533
Premises and equipment expense$152,0005,756
Additional noninterest expense$517,0005,617
Pre-tax net operating income$-7,0006,294
Securities gains (losses)$77,0002,170
Applicable income taxes$28,0004,050
Income before extraordinary items$42,0006,300
Extraordinary gains, net$020
Net income$42,0006,298
Minority interest net income$086
Net income of bank and minority interests.$42,0006,299
Net charge-offs$2,0005,642
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-7,2806,299
2012-06-30 (YTD Data)Rank
Total interest income$1,289,0005,898
Total interest expense$207,0005,713
Net interest income$1,082,0005,871
Provision for loan and lease losses$105,0003,790
Total noninterest income$316,0004,108
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$9,0006,823
Trading account gains and fees$0153
Additional Noninterest Income$307,0003,041
Total noninterest expense$1,353,0005,061
Salaries and employee benefits$864,0004,547
Premises and equipment expense$101,0005,779
Additional noninterest expense$388,0005,401
Pre-tax net operating income$-60,0006,466
Securities gains (losses)$77,0001,770
Applicable income taxes$7,0004,344
Income before extraordinary items$10,0006,422
Extraordinary gains, net$019
Net income$10,0006,422
Minority interest net income$084
Net income of bank and minority interests.$10,0006,422
Net charge-offs$2,0005,336
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-39,2806,445
2012-03-31 (YTD Data)Rank
Total interest income$651,0005,931
Total interest expense$104,0005,804
Net interest income$547,0005,883
Provision for loan and lease losses$53,0003,622
Total noninterest income$219,0003,481
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$4,0006,891
Trading account gains and fees$0148
Additional Noninterest Income$215,0002,556
Total noninterest expense$708,0004,971
Salaries and employee benefits$439,0004,530
Premises and equipment expense$51,0005,812
Additional noninterest expense$218,0005,165
Pre-tax net operating income$5,0006,381
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$3,0006,491
Extraordinary gains, net$019
Net income$3,0006,492
Minority interest net income$078
Net income of bank and minority interests.$3,0006,491
Net charge-offs$2,0004,518
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,0006,386
2011-12-31 (YTD Data)Rank
Total interest income$2,094,0006,372
Total interest expense$359,0006,356
Net interest income$1,735,0006,319
Provision for loan and lease losses$149,0004,961
Total noninterest income$379,0004,873
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,0006,838
Trading account gains and fees$0146
Additional Noninterest Income$368,0003,548
Total noninterest expense$2,379,0005,444
Salaries and employee benefits$1,521,0004,924
Premises and equipment expense$265,0005,495
Additional noninterest expense$593,0006,013
Pre-tax net operating income$-414,0006,367
Securities gains (losses)$39,0002,739
Applicable income taxes$-147,0006,876
Income before extraordinary items$-228,0006,349
Extraordinary gains, net$029
Net income$-228,0006,352
Minority interest net income$096
Net income of bank and minority interests.$-228,0006,352
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-252,9606,315
2011-09-30 (YTD Data)Rank
Total interest income$1,466,0006,545
Total interest expense$264,0006,483
Net interest income$1,202,0006,497
Provision for loan and lease losses$116,0004,806
Total noninterest income$180,0005,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0006,895
Trading account gains and fees$0145
Additional Noninterest Income$172,0004,316
Total noninterest expense$1,759,0005,507
Salaries and employee benefits$1,146,0004,911
Premises and equipment expense$198,0005,543
Additional noninterest expense$415,0006,155
Pre-tax net operating income$-493,0006,605
Securities gains (losses)$39,0002,483
Applicable income taxes$-178,0007,073
Income before extraordinary items$-276,0006,555
Extraordinary gains, net$021
Net income$-276,0006,556
Minority interest net income$087
Net income of bank and minority interests.$-276,0006,556
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-300,9606,525
2011-06-30 (YTD Data)Rank
Total interest income$892,0006,714
Total interest expense$172,0006,600
Net interest income$720,0006,683
Provision for loan and lease losses$81,0004,635
Total noninterest income$71,0006,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,0006,898
Trading account gains and fees$0153
Additional Noninterest Income$64,0005,194
Total noninterest expense$1,113,0005,687
Salaries and employee benefits$751,0004,987
Premises and equipment expense$131,0005,592
Additional noninterest expense$231,0006,502
Pre-tax net operating income$-403,0006,733
Securities gains (losses)$13,0002,268
Applicable income taxes$-153,0007,178
Income before extraordinary items$-237,0006,671
Extraordinary gains, net$015
Net income$-237,0006,672
Minority interest net income$089
Net income of bank and minority interests.$-237,0006,672
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-245,3206,654
2011-03-31 (YTD Data)Rank
Total interest income$415,0006,845
Total interest expense$84,0006,720
Net interest income$331,0006,817
Provision for loan and lease losses$26,0004,815
Total noninterest income$41,0006,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0006,929
Trading account gains and fees$0158
Additional Noninterest Income$38,0005,072
Total noninterest expense$559,0005,720
Salaries and employee benefits$370,0005,074
Premises and equipment expense$63,0005,733
Additional noninterest expense$126,0006,435
Pre-tax net operating income$-213,0006,843
Securities gains (losses)$01,772
Applicable income taxes$-84,0007,261
Income before extraordinary items$-129,0006,780
Extraordinary gains, net$09
Net income$-129,0006,779
Minority interest net income$086
Net income of bank and minority interests.$-129,0006,780
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-129,0006,771
2010-12-31 (YTD Data)Rank
Total interest income$1,281,0007,197
Total interest expense$376,0006,854
Net interest income$905,0007,243
Provision for loan and lease losses$152,0005,627
Total noninterest income$313,0005,332
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$313,0003,886
Total noninterest expense$1,967,0006,036
Salaries and employee benefits$1,304,0005,441
Premises and equipment expense$241,0005,865
Additional noninterest expense$422,0006,738
Pre-tax net operating income$-901,0006,432
Securities gains (losses)$107,0002,112
Applicable income taxes$-311,0007,064
Income before extraordinary items$-483,0006,358
Extraordinary gains, net$029
Net income$-483,0006,359
Minority interest net income$0111
Net income of bank and minority interests.$-483,0006,359
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-551,4806,354
2010-09-30 (YTD Data)Rank
Total interest income$919,0007,351
Total interest expense$291,0006,955
Net interest income$628,0007,389
Provision for loan and lease losses$100,0005,670
Total noninterest income$157,0006,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$157,0004,587
Total noninterest expense$1,478,0006,093
Salaries and employee benefits$966,0005,515
Premises and equipment expense$176,0005,981
Additional noninterest expense$336,0006,728
Pre-tax net operating income$-793,0006,693
Securities gains (losses)$107,0001,890
Applicable income taxes$-269,0007,263
Income before extraordinary items$-417,0006,620
Extraordinary gains, net$023
Net income$-417,0006,620
Minority interest net income$0110
Net income of bank and minority interests.$-417,0006,620
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-485,4806,598
2010-06-30 (YTD Data)Rank
Total interest income$569,0007,469
Total interest expense$213,0006,953
Net interest income$356,0007,543
Provision for loan and lease losses$75,0005,435
Total noninterest income$48,0006,885
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$48,0005,636
Total noninterest expense$962,0006,172
Salaries and employee benefits$640,0005,576
Premises and equipment expense$117,0006,006
Additional noninterest expense$205,0006,875
Pre-tax net operating income$-633,0006,834
Securities gains (losses)$52,0001,856
Applicable income taxes$-228,0007,348
Income before extraordinary items$-353,0006,745
Extraordinary gains, net$019
Net income$-353,0006,747
Minority interest net income$0105
Net income of bank and minority interests.$-353,0006,746
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-386,2806,730
2010-03-31 (YTD Data)Rank
Total interest income$260,0007,609
Total interest expense$121,0006,911
Net interest income$139,0007,745
Provision for loan and lease losses$40,0005,088
Total noninterest income$29,0006,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$29,0005,481
Total noninterest expense$468,0006,301
Salaries and employee benefits$313,0005,701
Premises and equipment expense$59,0006,092
Additional noninterest expense$96,0007,048
Pre-tax net operating income$-340,0007,019
Securities gains (losses)$1,0002,151
Applicable income taxes$-133,0007,494
Income before extraordinary items$-206,0006,938
Extraordinary gains, net$016
Net income$-206,0006,939
Minority interest net income$091
Net income of bank and minority interests.$-206,0006,938
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-206,6406,901
2009-12-31 (YTD Data)Rank
Total interest income$531,0007,893
Total interest expense$267,0007,657
Net interest income$264,0007,940
Provision for loan and lease losses$98,0006,472
Total noninterest income$68,0007,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$68,0006,067
Total noninterest expense$1,570,0006,704
Salaries and employee benefits$986,0006,253
Premises and equipment expense$155,0006,885
Additional noninterest expense$429,0007,006
Pre-tax net operating income$-1,336,0006,382
Securities gains (losses)$66,0002,441
Applicable income taxes$-498,0007,025
Income before extraordinary items$-772,0006,243
Extraordinary gains, net$034
Net income$-772,0006,242
Minority interest net income$0115
Net income of bank and minority interests.$-772,0006,242
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$10,000,00095
Net operating income$-814,2406,275
2009-09-30 (YTD Data)Rank
Total interest income$333,0008,014
Total interest expense$170,0007,828
Net interest income$163,0008,036
Provision for loan and lease losses$60,0006,402
Total noninterest income$47,0007,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$47,0006,286
Total noninterest expense$1,243,0006,635
Salaries and employee benefits$747,0006,283
Premises and equipment expense$112,0006,998
Additional noninterest expense$384,0006,770
Pre-tax net operating income$-1,093,0006,701
Securities gains (losses)$50,0002,298
Applicable income taxes$-357,0007,250
Income before extraordinary items$-686,0006,558
Extraordinary gains, net$027
Net income$-686,0006,559
Minority interest net income$0118
Net income of bank and minority interests.$-686,0006,559
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$10,000,00076
Net operating income$-719,0006,582
2009-06-30 (YTD Data)Rank
Total interest income$162,0008,133
Total interest expense$86,0008,007
Net interest income$76,0008,136
Provision for loan and lease losses$35,0006,348
Total noninterest income$30,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$30,0006,402
Total noninterest expense$797,0006,764
Salaries and employee benefits$465,0006,496
Premises and equipment expense$74,0007,057
Additional noninterest expense$258,0006,782
Pre-tax net operating income$-726,0006,842
Securities gains (losses)$5,0002,770
Applicable income taxes$-246,0007,362
Income before extraordinary items$-475,0006,742
Extraordinary gains, net$021
Net income$-475,0006,743
Minority interest net income$0112
Net income of bank and minority interests.$-475,0006,743
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$10,000,00054
Net operating income$-478,3006,726
2009-03-31 (YTD Data)Rank
Total interest income$38,0008,215
Total interest expense$3,0008,208
Net interest income$35,0008,193
Provision for loan and lease losses$16,0006,020
Total noninterest income$2,0007,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$308,0007,231
Salaries and employee benefits$188,0006,976
Premises and equipment expense$34,0007,208
Additional noninterest expense$86,0007,304
Pre-tax net operating income$-287,0007,039
Securities gains (losses)$02,434
Applicable income taxes$-98,0007,551
Income before extraordinary items$-189,0007,008
Extraordinary gains, net$015
Net income$-189,0007,009
Minority interest net income$0102
Net income of bank and minority interests.$-189,0007,009
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$10,000,00024
Net operating income$-189,0006,934

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.