Home > Worth National Bank > Income and Expense
Worth National Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,001,000 | 2,540 |
| Total interest expense | $6,574,000 | 2,781 |
| Net interest income | $9,427,000 | 2,362 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,627,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $794,000 | 2,145 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,833,000 | 1,443 |
| Total noninterest expense | $9,580,000 | 1,933 |
| Salaries and employee benefits | $4,984,000 | 2,015 |
| Premises and equipment expense | $742,000 | 3,280 |
| Additional noninterest expense | $3,854,000 | 1,442 |
| Pre-tax net operating income | $2,474,000 | 2,849 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $606,000 | 2,489 |
| Income before extraordinary items | $1,868,000 | 2,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,868,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,328 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,868,000 | 2,966 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,393,000 | 3,163 |
| Total interest expense | $3,828,000 | 3,417 |
| Net interest income | $5,565,000 | 2,940 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,573,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $441,000 | 2,704 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,132,000 | 1,661 |
| Total noninterest expense | $5,469,000 | 2,479 |
| Salaries and employee benefits | $2,881,000 | 2,577 |
| Premises and equipment expense | $414,000 | 4,061 |
| Additional noninterest expense | $2,174,000 | 1,857 |
| Pre-tax net operating income | $1,669,000 | 3,243 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $497,000 | 2,543 |
| Income before extraordinary items | $1,172,000 | 3,522 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,172,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,172,000 | 3,508 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 5,922 |
| Total interest expense | $952,000 | 5,985 |
| Net interest income | $1,397,000 | 5,752 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $376,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $269,000 | 3,195 |
| Total noninterest expense | $1,350,000 | 5,356 |
| Salaries and employee benefits | $752,000 | 5,324 |
| Premises and equipment expense | $84,000 | 7,058 |
| Additional noninterest expense | $514,000 | 4,490 |
| Pre-tax net operating income | $423,000 | 5,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $302,000 | 5,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $302,000 | 5,618 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 1,658 |
| Total interest expense | $2,393,000 | 2,006 |
| Net interest income | $4,137,000 | 1,370 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $1,214,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $311,000 | 1,374 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $903,000 | 913 |
| Total noninterest expense | $3,438,000 | 1,355 |
| Salaries and employee benefits | $2,307,000 | 1,116 |
| Premises and equipment expense | $285,000 | 2,288 |
| Additional noninterest expense | $846,000 | 1,581 |
| Pre-tax net operating income | $1,818,000 | 1,286 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $546,000 | 1,206 |
| Income before extraordinary items | $1,272,000 | 1,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,272,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,272,000 | 1,372 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,553,000 | 1,572 |
| Total interest expense | $8,977,000 | 1,856 |
| Net interest income | $16,576,000 | 1,373 |
| Provision for loan and lease losses | $589,000 | 1,660 |
| Total noninterest income | $4,737,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,376,000 | 1,295 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,361,000 | 918 |
| Total noninterest expense | $12,383,000 | 1,444 |
| Salaries and employee benefits | $7,909,000 | 1,235 |
| Premises and equipment expense | $1,166,000 | 2,120 |
| Additional noninterest expense | $3,308,000 | 1,595 |
| Pre-tax net operating income | $8,341,000 | 1,183 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,516,000 | 1,092 |
| Income before extraordinary items | $5,825,000 | 1,249 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,825,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,599 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,825,000 | 1,234 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,660,000 | 1,597 |
| Total interest expense | $6,280,000 | 1,912 |
| Net interest income | $12,380,000 | 1,399 |
| Provision for loan and lease losses | $489,000 | 1,417 |
| Total noninterest income | $3,551,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,043,000 | 1,285 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,508,000 | 940 |
| Total noninterest expense | $9,208,000 | 1,461 |
| Salaries and employee benefits | $5,858,000 | 1,265 |
| Premises and equipment expense | $881,000 | 2,123 |
| Additional noninterest expense | $2,469,000 | 1,591 |
| Pre-tax net operating income | $6,234,000 | 1,235 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,881,000 | 1,142 |
| Income before extraordinary items | $4,353,000 | 1,296 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,353,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,353,000 | 1,284 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,987,000 | 1,621 |
| Total interest expense | $3,872,000 | 1,960 |
| Net interest income | $8,115,000 | 1,425 |
| Provision for loan and lease losses | $369,000 | 1,244 |
| Total noninterest income | $2,461,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $690,000 | 1,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,771,000 | 904 |
| Total noninterest expense | $6,115,000 | 1,473 |
| Salaries and employee benefits | $3,938,000 | 1,263 |
| Premises and equipment expense | $591,000 | 2,107 |
| Additional noninterest expense | $1,586,000 | 1,662 |
| Pre-tax net operating income | $4,092,000 | 1,237 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,230,000 | 1,172 |
| Income before extraordinary items | $2,862,000 | 1,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,862,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,862,000 | 1,292 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 1,643 |
| Total interest expense | $1,818,000 | 1,985 |
| Net interest income | $3,961,000 | 1,449 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $1,151,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $340,000 | 1,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $811,000 | 952 |
| Total noninterest expense | $3,089,000 | 1,464 |
| Salaries and employee benefits | $1,888,000 | 1,308 |
| Premises and equipment expense | $441,000 | 1,478 |
| Additional noninterest expense | $760,000 | 1,727 |
| Pre-tax net operating income | $1,933,000 | 1,283 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $579,000 | 1,235 |
| Income before extraordinary items | $1,354,000 | 1,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,354,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,354,000 | 1,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,860,000 | 1,696 |
| Total interest expense | $5,258,000 | 2,098 |
| Net interest income | $14,602,000 | 1,507 |
| Provision for loan and lease losses | $659,000 | 1,512 |
| Total noninterest income | $4,500,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,510,000 | 1,176 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,990,000 | 1,012 |
| Total noninterest expense | $11,303,000 | 1,522 |
| Salaries and employee benefits | $7,112,000 | 1,305 |
| Premises and equipment expense | $1,142,000 | 2,102 |
| Additional noninterest expense | $3,049,000 | 1,654 |
| Pre-tax net operating income | $7,140,000 | 1,340 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $2,218,000 | 1,248 |
| Income before extraordinary items | $4,907,000 | 1,435 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,907,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,647 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,917,350 | 1,416 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,238,000 | 1,723 |
| Total interest expense | $3,568,000 | 2,181 |
| Net interest income | $10,670,000 | 1,516 |
| Provision for loan and lease losses | $506,000 | 1,389 |
| Total noninterest income | $3,384,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,137,000 | 1,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,247,000 | 1,025 |
| Total noninterest expense | $8,460,000 | 1,513 |
| Salaries and employee benefits | $5,325,000 | 1,304 |
| Premises and equipment expense | $861,000 | 2,068 |
| Additional noninterest expense | $2,274,000 | 1,657 |
| Pre-tax net operating income | $5,088,000 | 1,406 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $1,570,000 | 1,340 |
| Income before extraordinary items | $3,503,000 | 1,513 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,503,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,063 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,513,350 | 1,483 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 1,761 |
| Total interest expense | $2,130,000 | 2,297 |
| Net interest income | $6,936,000 | 1,544 |
| Provision for loan and lease losses | $310,000 | 1,464 |
| Total noninterest income | $2,214,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $743,000 | 1,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,471,000 | 1,021 |
| Total noninterest expense | $5,579,000 | 1,517 |
| Salaries and employee benefits | $3,541,000 | 1,299 |
| Premises and equipment expense | $573,000 | 2,059 |
| Additional noninterest expense | $1,465,000 | 1,686 |
| Pre-tax net operating income | $3,261,000 | 1,433 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $1,007,000 | 1,370 |
| Income before extraordinary items | $2,239,000 | 1,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,239,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,589 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,249,350 | 1,510 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 1,824 |
| Total interest expense | $969,000 | 2,406 |
| Net interest income | $3,327,000 | 1,608 |
| Provision for loan and lease losses | $130,000 | 1,632 |
| Total noninterest income | $1,016,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $352,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $664,000 | 1,085 |
| Total noninterest expense | $2,782,000 | 1,520 |
| Salaries and employee benefits | $1,813,000 | 1,271 |
| Premises and equipment expense | $285,000 | 2,096 |
| Additional noninterest expense | $684,000 | 1,806 |
| Pre-tax net operating income | $1,431,000 | 1,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $435,000 | 1,511 |
| Income before extraordinary items | $996,000 | 1,679 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $996,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,591 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $996,000 | 1,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,875,000 | 1,915 |
| Total interest expense | $3,548,000 | 2,280 |
| Net interest income | $11,327,000 | 1,784 |
| Provision for loan and lease losses | $679,000 | 1,491 |
| Total noninterest income | $3,923,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,524,000 | 1,176 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,399,000 | 1,161 |
| Total noninterest expense | $10,030,000 | 1,614 |
| Salaries and employee benefits | $6,161,000 | 1,441 |
| Premises and equipment expense | $1,135,000 | 2,025 |
| Additional noninterest expense | $2,734,000 | 1,785 |
| Pre-tax net operating income | $4,541,000 | 1,845 |
| Securities gains (losses) | $134,000 | 1,052 |
| Applicable income taxes | $1,525,000 | 1,584 |
| Income before extraordinary items | $3,150,000 | 1,992 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,150,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,764 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,060,220 | 1,994 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 1,960 |
| Total interest expense | $2,590,000 | 2,278 |
| Net interest income | $8,137,000 | 1,849 |
| Provision for loan and lease losses | $453,000 | 1,568 |
| Total noninterest income | $2,749,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,125,000 | 1,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,624,000 | 1,247 |
| Total noninterest expense | $7,293,000 | 1,655 |
| Salaries and employee benefits | $4,522,000 | 1,464 |
| Premises and equipment expense | $830,000 | 2,082 |
| Additional noninterest expense | $1,941,000 | 1,844 |
| Pre-tax net operating income | $3,140,000 | 1,997 |
| Securities gains (losses) | $134,000 | 1,001 |
| Applicable income taxes | $1,073,000 | 1,672 |
| Income before extraordinary items | $2,201,000 | 2,128 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,201,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,404 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,111,220 | 2,159 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 1,998 |
| Total interest expense | $1,688,000 | 2,305 |
| Net interest income | $5,292,000 | 1,890 |
| Provision for loan and lease losses | $253,000 | 1,809 |
| Total noninterest income | $1,686,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $699,000 | 1,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $987,000 | 1,334 |
| Total noninterest expense | $4,869,000 | 1,661 |
| Salaries and employee benefits | $3,005,000 | 1,473 |
| Premises and equipment expense | $555,000 | 2,066 |
| Additional noninterest expense | $1,309,000 | 1,827 |
| Pre-tax net operating income | $1,856,000 | 2,185 |
| Securities gains (losses) | $92,000 | 1,087 |
| Applicable income taxes | $641,000 | 1,836 |
| Income before extraordinary items | $1,307,000 | 2,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,307,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,369 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,245,360 | 2,374 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 2,027 |
| Total interest expense | $828,000 | 2,364 |
| Net interest income | $2,628,000 | 1,894 |
| Provision for loan and lease losses | $163,000 | 1,349 |
| Total noninterest income | $804,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $342,000 | 1,253 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $462,000 | 1,373 |
| Total noninterest expense | $2,434,000 | 1,675 |
| Salaries and employee benefits | $1,518,000 | 1,456 |
| Premises and equipment expense | $277,000 | 2,092 |
| Additional noninterest expense | $639,000 | 1,847 |
| Pre-tax net operating income | $835,000 | 2,338 |
| Securities gains (losses) | $92,000 | 848 |
| Applicable income taxes | $305,000 | 1,906 |
| Income before extraordinary items | $622,000 | 2,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $560,360 | 2,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 2,197 |
| Total interest expense | $3,532,000 | 2,482 |
| Net interest income | $9,471,000 | 2,063 |
| Provision for loan and lease losses | $498,000 | 2,177 |
| Total noninterest income | $3,372,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,546,000 | 1,117 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,826,000 | 1,567 |
| Total noninterest expense | $9,299,000 | 1,716 |
| Salaries and employee benefits | $5,592,000 | 1,535 |
| Premises and equipment expense | $1,055,000 | 2,154 |
| Additional noninterest expense | $2,652,000 | 1,817 |
| Pre-tax net operating income | $3,046,000 | 2,469 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $1,027,000 | 2,141 |
| Income before extraordinary items | $2,023,000 | 2,843 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,023,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,222 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,020,360 | 2,719 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 2,277 |
| Total interest expense | $2,673,000 | 2,544 |
| Net interest income | $6,914,000 | 2,127 |
| Provision for loan and lease losses | $365,000 | 2,168 |
| Total noninterest income | $2,490,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,160,000 | 1,120 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,330,000 | 1,674 |
| Total noninterest expense | $6,857,000 | 1,750 |
| Salaries and employee benefits | $4,146,000 | 1,567 |
| Premises and equipment expense | $761,000 | 2,240 |
| Additional noninterest expense | $1,950,000 | 1,847 |
| Pre-tax net operating income | $2,182,000 | 2,668 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $746,000 | 2,300 |
| Income before extraordinary items | $1,440,000 | 3,056 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,440,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,437,360 | 2,911 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 2,334 |
| Total interest expense | $1,795,000 | 2,598 |
| Net interest income | $4,491,000 | 2,167 |
| Provision for loan and lease losses | $217,000 | 2,365 |
| Total noninterest income | $1,659,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $763,000 | 1,116 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $896,000 | 1,639 |
| Total noninterest expense | $4,420,000 | 1,793 |
| Salaries and employee benefits | $2,739,000 | 1,571 |
| Premises and equipment expense | $499,000 | 2,262 |
| Additional noninterest expense | $1,182,000 | 2,025 |
| Pre-tax net operating income | $1,513,000 | 2,571 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $515,000 | 2,274 |
| Income before extraordinary items | $998,000 | 2,978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $998,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $998,000 | 2,831 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 2,356 |
| Total interest expense | $894,000 | 2,658 |
| Net interest income | $2,228,000 | 2,185 |
| Provision for loan and lease losses | $97,000 | 2,432 |
| Total noninterest income | $780,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $362,000 | 1,141 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $418,000 | 1,684 |
| Total noninterest expense | $2,123,000 | 1,845 |
| Salaries and employee benefits | $1,347,000 | 1,581 |
| Premises and equipment expense | $234,000 | 2,378 |
| Additional noninterest expense | $542,000 | 2,169 |
| Pre-tax net operating income | $788,000 | 2,507 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $267,000 | 2,219 |
| Income before extraordinary items | $521,000 | 2,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $521,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $521,000 | 2,721 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,338,000 | 2,504 |
| Total interest expense | $3,813,000 | 2,860 |
| Net interest income | $8,525,000 | 2,271 |
| Provision for loan and lease losses | $777,000 | 1,682 |
| Total noninterest income | $3,043,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,439,000 | 1,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,604,000 | 1,566 |
| Total noninterest expense | $7,949,000 | 1,894 |
| Salaries and employee benefits | $4,835,000 | 1,661 |
| Premises and equipment expense | $1,066,000 | 2,056 |
| Additional noninterest expense | $2,048,000 | 2,259 |
| Pre-tax net operating income | $2,842,000 | 2,607 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $1,000,000 | 2,207 |
| Income before extraordinary items | $1,944,000 | 2,868 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,944,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,876,680 | 2,855 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 2,928 |
| Total interest expense | $4,717,000 | 3,321 |
| Net interest income | $6,856,000 | 2,612 |
| Provision for loan and lease losses | $387,000 | 2,696 |
| Total noninterest income | $1,648,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,015,000 | 1,457 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $633,000 | 2,739 |
| Total noninterest expense | $6,198,000 | 2,301 |
| Salaries and employee benefits | $3,680,000 | 2,048 |
| Premises and equipment expense | $858,000 | 2,466 |
| Additional noninterest expense | $1,660,000 | 2,634 |
| Pre-tax net operating income | $1,919,000 | 3,275 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $614,000 | 2,927 |
| Income before extraordinary items | $1,298,000 | 3,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,298,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 9,453 |
| Net operating income | $1,302,760 | 3,481 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 3,500 |
| Total interest expense | $3,815,000 | 4,134 |
| Net interest income | $5,846,000 | 3,029 |
| Provision for loan and lease losses | $372,000 | 2,414 |
| Total noninterest income | $1,164,000 | 2,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 2,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,035 |
| Total noninterest expense | $5,458,000 | 2,499 |
| Salaries and employee benefits | $3,065,000 | 2,337 |
| Premises and equipment expense | $850,000 | 2,434 |
| Additional noninterest expense | $1,543,000 | 2,737 |
| Pre-tax net operating income | $1,180,000 | 4,764 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $415,000 | 3,912 |
| Income before extraordinary items | $772,000 | 5,149 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $772,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $767,450 | 5,161 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 4,938 |
| Total interest expense | $1,990,000 | 6,020 |
| Net interest income | $4,036,000 | 4,145 |
| Provision for loan and lease losses | $176,000 | 3,887 |
| Total noninterest income | $978,000 | 3,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $701,000 | 1,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $4,113,000 | 3,232 |
| Salaries and employee benefits | $2,089,000 | 3,302 |
| Premises and equipment expense | $590,000 | 3,304 |
| Additional noninterest expense | $1,434,000 | 2,969 |
| Pre-tax net operating income | $725,000 | 6,225 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $478,000 | 6,555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $478,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,047,000 | 119 |
| Net operating income | $478,000 | 6,530 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 6,963 |
| Total interest expense | $1,046,000 | 8,298 |
| Net interest income | $2,447,000 | 5,924 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $721,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $543,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,261 |
| Total noninterest expense | $2,186,000 | 5,248 |
| Salaries and employee benefits | $1,146,000 | 5,244 |
| Premises and equipment expense | $365,000 | 4,744 |
| Additional noninterest expense | $675,000 | 5,307 |
| Pre-tax net operating income | $870,000 | 5,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $296,000 | 5,211 |
| Income before extraordinary items | $574,000 | 6,190 |
| Extraordinary gains, net | $17,000 | 24 |
| Net income | $591,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,605 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $574,000 | 6,077 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 7,230 |
| Total interest expense | $1,035,000 | 8,589 |
| Net interest income | $2,402,000 | 6,218 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $770,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,243,000 | 5,215 |
| Salaries and employee benefits | $1,123,000 | 5,381 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $692,000 | 5,260 |
| Pre-tax net operating income | $885,000 | 6,199 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $301,000 | 5,713 |
| Income before extraordinary items | $584,000 | 6,457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $584,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,752 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $584,000 | 6,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,637 |
| Total interest expense | $1,037,000 | 8,888 |
| Net interest income | $2,230,000 | 6,706 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $828,000 | 3,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $601,000 | 2,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,833 |
| Total noninterest expense | $2,119,000 | 5,701 |
| Salaries and employee benefits | $1,104,000 | 5,575 |
| Premises and equipment expense | $416,000 | 4,397 |
| Additional noninterest expense | $599,000 | 6,368 |
| Pre-tax net operating income | $933,000 | 5,977 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $316,000 | 5,656 |
| Income before extraordinary items | $617,000 | 6,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $617,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $617,000 | 6,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 8,263 |
| Total interest expense | $945,000 | 9,445 |
| Net interest income | $2,019,000 | 7,265 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $766,000 | 3,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,232 |
| Total noninterest expense | $2,035,000 | 5,909 |
| Salaries and employee benefits | $1,017,000 | 5,975 |
| Premises and equipment expense | $418,000 | 4,359 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $750,000 | 7,058 |
| Securities gains (losses) | $102,000 | 955 |
| Applicable income taxes | $292,000 | 6,108 |
| Income before extraordinary items | $560,000 | 6,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $560,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $492,680 | 7,281 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 8,581 |
| Total interest expense | $795,000 | 9,631 |
| Net interest income | $1,889,000 | 7,834 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $816,000 | 3,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,970 |
| Total noninterest expense | $2,078,000 | 6,010 |
| Salaries and employee benefits | $1,037,000 | 5,912 |
| Premises and equipment expense | $425,000 | 4,362 |
| Additional noninterest expense | $616,000 | 6,920 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $24,000 | 11,075 |
| Income before extraordinary items | $603,000 | 6,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $603,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $603,000 | 6,568 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 8,926 |
| Total interest expense | $835,000 | 9,859 |
| Net interest income | $1,806,000 | 8,234 |
| Provision for loan and lease losses | $-40,000 | 12,687 |
| Total noninterest income | $795,000 | 4,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $2,172,000 | 5,925 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $421,000 | 4,510 |
| Additional noninterest expense | $622,000 | 7,155 |
| Pre-tax net operating income | $469,000 | 8,871 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $505,000 | 7,504 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $675,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $469,000 | 7,543 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 9,664 |
| Total interest expense | $996,000 | 10,407 |
| Net interest income | $1,636,000 | 8,856 |
| Provision for loan and lease losses | $-90,000 | 13,691 |
| Total noninterest income | $833,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $651,000 | 2,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,992 |
| Total noninterest expense | $2,053,000 | 6,238 |
| Salaries and employee benefits | $964,000 | 6,239 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $693,000 | 6,797 |
| Pre-tax net operating income | $506,000 | 8,366 |
| Securities gains (losses) | $74,000 | 3,490 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $383,000 | 8,385 |
| Extraordinary gains, net | $197,000 | 436 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,160 | 8,525 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.