Home > Worth National Bank > Assets and Liabilities
Worth National Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $509,558,000 | 1,312 |
| Cash and due from depository institutions | $18,400,000 | 1,423 |
| Interest-bearing balances | $29,000 | 5,766 |
| Securities | $20,712,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $83,545,000 | 193 |
| Net loans & leases | $264,615,000 | 1,786 |
| Loan loss allowance | $3,472,000 | 1,597 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,850,000 | 2,186 |
| Other real estate owned | $130,000 | 1,423 |
| Goodwill and other intangibles | $96,822,000 | 181 |
| All other assets | $19,484,000 | 1,002 |
| Life insurance assets | $7,105,000 | 905 |
| Total liabilities and capital | $509,558,000 | 1,312 |
| Total liabilities | $373,795,000 | 1,651 |
| Total deposits | $365,776,000 | 1,462 |
| Interest-bearing deposits | $277,032,000 | 1,692 |
| Deposits held in domestic offices | $365,776,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,019,000 | 820 |
| Total equity capital | $135,763,000 | 530 |
| Total bank equity capital | $135,763,000 | 530 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,050,000 | 2,808 |
| Surplus | $132,790,000 | 298 |
| Undivided profits | $1,923,000 | 6,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 4,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,513,000 | 2,801 |
| Earning assets | $368,901,000 | 1,691 |
| Long-term assets (5+ years) | $75,285,000 | 1,470 |
| Average Assets, year-to-date | $454,099,200 | 1,437 |
| Average Assets, quarterly | $501,346,500 | 1,323 |
| Volatile liabilities | $52,856,000 | 2,501 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $99,824,000 | 1,020 |
| Tier 1 (core) risk-based capital | $38,886,000 | 1,676 |
| Tier 2 risk-based capital | $3,472,000 | 1,536 |
| Total risk weighted assets | $318,429,000 | 1,587 |
| Total unused commitments | $99,824,000 | 1,021 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 123 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $493,135,000 | 1,340 |
| Cash and due from depository institutions | $16,691,000 | 1,385 |
| Interest-bearing balances | $73,000 | 4,986 |
| Securities | $20,822,000 | 4,379 |
| Federal funds sold & reverse repurchase agreements | $66,277,000 | 216 |
| Net loans & leases | $268,473,000 | 1,734 |
| Loan loss allowance | $3,564,000 | 1,508 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,021,000 | 2,085 |
| Other real estate owned | $290,000 | 1,385 |
| Goodwill and other intangibles | $101,315,000 | 174 |
| All other assets | $13,246,000 | 1,394 |
| Life insurance assets | $7,039,000 | 883 |
| Total liabilities and capital | $493,135,000 | 1,340 |
| Total liabilities | $358,490,000 | 1,677 |
| Total deposits | $348,816,000 | 1,515 |
| Interest-bearing deposits | $268,734,000 | 1,727 |
| Deposits held in domestic offices | $348,816,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,674,000 | 700 |
| Total equity capital | $134,645,000 | 526 |
| Total bank equity capital | $134,645,000 | 526 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,050,000 | 2,785 |
| Surplus | $132,395,000 | 294 |
| Undivided profits | $1,200,000 | 6,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,590,000 | 2,827 |
| Earning assets | $355,645,000 | 1,727 |
| Long-term assets (5+ years) | $72,454,000 | 1,458 |
| Average Assets, year-to-date | $440,234,500 | 1,491 |
| Average Assets, quarterly | $497,334,500 | 1,328 |
| Volatile liabilities | $50,510,000 | 2,556 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $105,694,000 | 995 |
| Tier 1 (core) risk-based capital | $33,302,000 | 1,964 |
| Tier 2 risk-based capital | $3,564,000 | 1,471 |
| Total risk weighted assets | $317,052,000 | 1,572 |
| Total unused commitments | $105,694,000 | 995 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 129 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $501,534,000 | 1,333 |
| Cash and due from depository institutions | $11,493,000 | 1,345 |
| Interest-bearing balances | $432,000 | 3,209 |
| Securities | $21,303,000 | 4,312 |
| Federal funds sold & reverse repurchase agreements | $69,955,000 | 245 |
| Net loans & leases | $276,808,000 | 1,691 |
| Loan loss allowance | $3,556,000 | 1,513 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,206,000 | 2,018 |
| Other real estate owned | $582,000 | 1,345 |
| Goodwill and other intangibles | $102,239,000 | 180 |
| All other assets | $12,948,000 | 1,425 |
| Life insurance assets | $6,972,000 | 884 |
| Total liabilities and capital | $501,534,000 | 1,333 |
| Total liabilities | $367,797,000 | 1,657 |
| Total deposits | $358,150,000 | 1,497 |
| Interest-bearing deposits | $275,279,000 | 1,705 |
| Deposits held in domestic offices | $358,150,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,647,000 | 684 |
| Total equity capital | $133,737,000 | 536 |
| Total bank equity capital | $133,737,000 | 536 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,050,000 | 2,787 |
| Surplus | $132,395,000 | 306 |
| Undivided profits | $292,000 | 7,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 3,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,752,000 | 2,429 |
| Earning assets | $368,498,000 | 1,679 |
| Long-term assets (5+ years) | $70,926,000 | 1,469 |
| Average Assets, year-to-date | $422,601,000 | 1,586 |
| Average Assets, quarterly | $438,992,000 | 1,530 |
| Volatile liabilities | $44,852,000 | 2,773 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $91,405,000 | 1,133 |
| Tier 1 (core) risk-based capital | $31,508,000 | 2,073 |
| Tier 2 risk-based capital | $3,556,000 | 1,493 |
| Total risk weighted assets | $319,688,000 | 1,575 |
| Total unused commitments | $91,405,000 | 1,134 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 128 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $376,450,000 | 1,779 |
| Cash and due from depository institutions | $11,876,000 | 1,339 |
| Interest-bearing balances | $207,000 | 3,972 |
| Securities | $48,443,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $16,475,000 | 1,202 |
| Net loans & leases | $278,702,000 | 1,667 |
| Loan loss allowance | $3,271,000 | 1,620 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,313,000 | 1,954 |
| Other real estate owned | $163,000 | 1,339 |
| Goodwill and other intangibles | $2,818,000 | 1,198 |
| All other assets | $11,660,000 | 1,510 |
| Life insurance assets | $6,906,000 | 872 |
| Total liabilities and capital | $376,450,000 | 1,779 |
| Total liabilities | $335,598,000 | 1,786 |
| Total deposits | $329,617,000 | 1,629 |
| Interest-bearing deposits | $250,091,000 | 1,858 |
| Deposits held in domestic offices | $329,617,000 | 1,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,756,000 | 4,034 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,225,000 | 1,685 |
| Total equity capital | $40,852,000 | 1,672 |
| Total bank equity capital | $40,852,000 | 1,672 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,050,000 | 2,781 |
| Surplus | $15,389,000 | 1,777 |
| Undivided profits | $24,413,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,154,000 | 2,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,734,000 | 2,370 |
| Earning assets | $343,827,000 | 1,785 |
| Long-term assets (5+ years) | $73,695,000 | 1,401 |
| Average Assets, year-to-date | $383,134,500 | 1,742 |
| Average Assets, quarterly | $383,134,500 | 1,742 |
| Volatile liabilities | $42,269,000 | 2,841 |
| Insider loans | $11,847,000 | 584 |
| FHLB advances | $2,756,000 | 3,883 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $95,950,000 | 1,099 |
| Tier 1 (core) risk-based capital | $38,268,000 | 1,669 |
| Tier 2 risk-based capital | $3,271,000 | 1,603 |
| Total risk weighted assets | $307,606,000 | 1,608 |
| Total unused commitments | $95,950,000 | 1,099 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 125 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $389,819,000 | 1,715 |
| Cash and due from depository institutions | $13,699,000 | 1,375 |
| Interest-bearing balances | $109,000 | 4,612 |
| Securities | $49,435,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $33,625,000 | 450 |
| Net loans & leases | $271,960,000 | 1,693 |
| Loan loss allowance | $3,166,000 | 1,645 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,377,000 | 1,904 |
| Other real estate owned | $196,000 | 1,375 |
| Goodwill and other intangibles | $2,818,000 | 1,184 |
| All other assets | $11,709,000 | 1,511 |
| Life insurance assets | $6,842,000 | 855 |
| Total liabilities and capital | $389,819,000 | 1,715 |
| Total liabilities | $350,303,000 | 1,703 |
| Total deposits | $344,705,000 | 1,535 |
| Interest-bearing deposits | $263,092,000 | 1,729 |
| Deposits held in domestic offices | $344,705,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,816,000 | 4,176 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,782,000 | 1,848 |
| Total equity capital | $39,516,000 | 1,687 |
| Total bank equity capital | $39,516,000 | 1,687 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,050,000 | 2,780 |
| Surplus | $15,389,000 | 1,734 |
| Undivided profits | $23,077,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,814,000 | 2,320 |
| Earning assets | $355,129,000 | 1,717 |
| Long-term assets (5+ years) | $76,792,000 | 1,351 |
| Average Assets, year-to-date | $376,925,800 | 1,696 |
| Average Assets, quarterly | $394,487,500 | 1,669 |
| Volatile liabilities | $38,860,000 | 3,173 |
| Insider loans | $12,958,000 | 507 |
| FHLB advances | $2,816,000 | 4,024 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $91,370,000 | 1,104 |
| Tier 1 (core) risk-based capital | $37,070,000 | 1,694 |
| Tier 2 risk-based capital | $3,166,000 | 1,625 |
| Total risk weighted assets | $300,639,000 | 1,612 |
| Total unused commitments | $91,370,000 | 1,105 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 122 | 1,428 |
| Assets and Liabilities | ||
| Total Assets: | $399,156,000 | 1,653 |
| Cash and due from depository institutions | $12,299,000 | 1,428 |
| Interest-bearing balances | $105,000 | 4,666 |
| Securities | $50,861,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $37,100,000 | 368 |
| Net loans & leases | $278,056,000 | 1,654 |
| Loan loss allowance | $3,319,000 | 1,575 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,400,000 | 1,869 |
| Other real estate owned | $20,000 | 1,428 |
| Goodwill and other intangibles | $2,819,000 | 1,173 |
| All other assets | $11,601,000 | 1,524 |
| Life insurance assets | $6,777,000 | 834 |
| Total liabilities and capital | $399,156,000 | 1,653 |
| Total liabilities | $361,214,000 | 1,639 |
| Total deposits | $355,868,000 | 1,461 |
| Interest-bearing deposits | $272,249,000 | 1,658 |
| Deposits held in domestic offices | $355,868,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,876,000 | 4,360 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,470,000 | 1,995 |
| Total equity capital | $37,942,000 | 1,738 |
| Total bank equity capital | $37,942,000 | 1,738 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,794 |
| Surplus | $15,389,000 | 1,714 |
| Undivided profits | $21,503,000 | 1,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,767,000 | 2,403 |
| Earning assets | $366,122,000 | 1,657 |
| Long-term assets (5+ years) | $65,830,000 | 1,506 |
| Average Assets, year-to-date | $373,702,500 | 1,718 |
| Average Assets, quarterly | $384,798,000 | 1,701 |
| Volatile liabilities | $36,972,000 | 3,267 |
| Insider loans | $12,792,000 | 508 |
| FHLB advances | $2,876,000 | 4,181 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $87,957,000 | 1,160 |
| Tier 1 (core) risk-based capital | $35,532,000 | 1,770 |
| Tier 2 risk-based capital | $3,319,000 | 1,553 |
| Total risk weighted assets | $308,048,000 | 1,572 |
| Total unused commitments | $87,957,000 | 1,161 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 123 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $370,440,000 | 1,761 |
| Cash and due from depository institutions | $13,157,000 | 1,421 |
| Interest-bearing balances | $103,000 | 4,745 |
| Securities | $51,602,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,548 |
| Net loans & leases | $276,543,000 | 1,633 |
| Loan loss allowance | $3,220,000 | 1,600 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,465,000 | 1,791 |
| Other real estate owned | $20,000 | 1,421 |
| Goodwill and other intangibles | $2,820,000 | 1,155 |
| All other assets | $11,733,000 | 1,523 |
| Life insurance assets | $6,713,000 | 822 |
| Total liabilities and capital | $370,440,000 | 1,761 |
| Total liabilities | $334,186,000 | 1,755 |
| Total deposits | $328,952,000 | 1,576 |
| Interest-bearing deposits | $246,729,000 | 1,803 |
| Deposits held in domestic offices | $328,952,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,934,000 | 4,393 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,300,000 | 1,958 |
| Total equity capital | $36,254,000 | 1,751 |
| Total bank equity capital | $36,254,000 | 1,751 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,050,000 | 2,782 |
| Surplus | $15,389,000 | 1,670 |
| Undivided profits | $19,815,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,838,000 | 2,040 |
| Earning assets | $336,348,000 | 1,773 |
| Long-term assets (5+ years) | $74,976,000 | 1,349 |
| Average Assets, year-to-date | $365,218,000 | 1,754 |
| Average Assets, quarterly | $365,746,000 | 1,773 |
| Volatile liabilities | $32,789,000 | 3,472 |
| Insider loans | $13,270,000 | 484 |
| FHLB advances | $2,934,000 | 4,208 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $84,494,000 | 1,190 |
| Tier 1 (core) risk-based capital | $34,093,000 | 1,813 |
| Tier 2 risk-based capital | $3,220,000 | 1,578 |
| Total risk weighted assets | $310,320,000 | 1,539 |
| Total unused commitments | $84,494,000 | 1,190 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 125 | 1,383 |
| Assets and Liabilities | ||
| Total Assets: | $361,052,000 | 1,782 |
| Cash and due from depository institutions | $13,516,000 | 1,383 |
| Interest-bearing balances | $285,000 | 3,832 |
| Securities | $53,164,000 | 2,234 |
| Federal funds sold & reverse repurchase agreements | $19,950,000 | 728 |
| Net loans & leases | $253,693,000 | 1,729 |
| Loan loss allowance | $2,980,000 | 1,705 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,547,000 | 1,737 |
| Other real estate owned | $20,000 | 1,383 |
| Goodwill and other intangibles | $2,820,000 | 1,131 |
| All other assets | $11,342,000 | 1,513 |
| Life insurance assets | $6,648,000 | 807 |
| Total liabilities and capital | $361,052,000 | 1,782 |
| Total liabilities | $326,163,000 | 1,770 |
| Total deposits | $320,644,000 | 1,589 |
| Interest-bearing deposits | $238,207,000 | 1,839 |
| Deposits held in domestic offices | $320,644,000 | 1,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,992,000 | 4,253 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,527,000 | 1,824 |
| Total equity capital | $34,889,000 | 1,807 |
| Total bank equity capital | $34,889,000 | 1,807 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,769 |
| Surplus | $15,389,000 | 1,604 |
| Undivided profits | $18,450,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,527,000 | 2,337 |
| Earning assets | $327,092,000 | 1,798 |
| Long-term assets (5+ years) | $69,137,000 | 1,409 |
| Average Assets, year-to-date | $362,607,000 | 1,761 |
| Average Assets, quarterly | $362,607,000 | 1,761 |
| Volatile liabilities | $31,730,000 | 3,408 |
| Insider loans | $13,582,000 | 466 |
| FHLB advances | $2,992,000 | 4,112 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $87,111,000 | 1,141 |
| Tier 1 (core) risk-based capital | $32,598,000 | 1,876 |
| Tier 2 risk-based capital | $2,980,000 | 1,653 |
| Total risk weighted assets | $285,369,000 | 1,628 |
| Total unused commitments | $87,111,000 | 1,141 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 121 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $364,162,000 | 1,751 |
| Cash and due from depository institutions | $13,077,000 | 1,431 |
| Interest-bearing balances | $120,000 | 4,739 |
| Securities | $51,423,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $30,400,000 | 419 |
| Net loans & leases | $248,352,000 | 1,736 |
| Loan loss allowance | $2,895,000 | 1,719 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,622,000 | 1,688 |
| Other real estate owned | $20,000 | 1,431 |
| Goodwill and other intangibles | $2,632,000 | 1,149 |
| All other assets | $11,636,000 | 1,462 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $364,162,000 | 1,751 |
| Total liabilities | $330,686,000 | 1,735 |
| Total deposits | $320,964,000 | 1,560 |
| Interest-bearing deposits | $234,439,000 | 1,824 |
| Deposits held in domestic offices | $320,964,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,049,000 | 2,974 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,673,000 | 2,431 |
| Total equity capital | $33,476,000 | 1,855 |
| Total bank equity capital | $33,476,000 | 1,855 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,050,000 | 2,767 |
| Surplus | $15,305,000 | 1,590 |
| Undivided profits | $17,121,000 | 1,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,598,000 | 2,225 |
| Earning assets | $330,295,000 | 1,760 |
| Long-term assets (5+ years) | $59,588,000 | 1,565 |
| Average Assets, year-to-date | $339,874,600 | 1,762 |
| Average Assets, quarterly | $361,119,000 | 1,751 |
| Volatile liabilities | $33,711,000 | 3,215 |
| Insider loans | $13,253,000 | 455 |
| FHLB advances | $8,049,000 | 2,836 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $86,084,000 | 1,125 |
| Tier 1 (core) risk-based capital | $31,360,000 | 1,923 |
| Tier 2 risk-based capital | $2,895,000 | 1,664 |
| Total risk weighted assets | $276,370,000 | 1,655 |
| Total unused commitments | $86,084,000 | 1,125 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $358,076,000 | 1,735 |
| Cash and due from depository institutions | $12,188,000 | 1,391 |
| Interest-bearing balances | $120,000 | 4,801 |
| Securities | $52,198,000 | 2,237 |
| Federal funds sold & reverse repurchase agreements | $34,950,000 | 373 |
| Net loans & leases | $238,308,000 | 1,756 |
| Loan loss allowance | $2,917,000 | 1,675 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,591,000 | 1,670 |
| Other real estate owned | $20,000 | 1,391 |
| Goodwill and other intangibles | $2,633,000 | 1,122 |
| All other assets | $11,188,000 | 1,470 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $358,076,000 | 1,735 |
| Total liabilities | $325,846,000 | 1,721 |
| Total deposits | $317,664,000 | 1,538 |
| Interest-bearing deposits | $235,903,000 | 1,769 |
| Deposits held in domestic offices | $317,664,000 | 1,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,624,000 | 3,302 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,558,000 | 2,519 |
| Total equity capital | $32,230,000 | 1,907 |
| Total bank equity capital | $32,230,000 | 1,907 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,750 |
| Surplus | $15,305,000 | 1,545 |
| Undivided profits | $15,875,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $708,000 | 3,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,329,000 | 2,639 |
| Earning assets | $325,576,000 | 1,748 |
| Long-term assets (5+ years) | $53,737,000 | 1,679 |
| Average Assets, year-to-date | $333,802,750 | 1,780 |
| Average Assets, quarterly | $346,284,500 | 1,769 |
| Volatile liabilities | $35,894,000 | 3,013 |
| Insider loans | $14,041,000 | 406 |
| FHLB advances | $6,624,000 | 3,147 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $82,537,000 | 1,159 |
| Tier 1 (core) risk-based capital | $29,968,000 | 1,976 |
| Tier 2 risk-based capital | $2,917,000 | 1,630 |
| Total risk weighted assets | $263,477,000 | 1,685 |
| Total unused commitments | $82,537,000 | 1,160 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 125 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $334,493,000 | 1,801 |
| Cash and due from depository institutions | $12,928,000 | 1,374 |
| Interest-bearing balances | $119,000 | 4,768 |
| Securities | $51,323,000 | 2,310 |
| Federal funds sold & reverse repurchase agreements | $11,725,000 | 1,026 |
| Net loans & leases | $238,245,000 | 1,715 |
| Loan loss allowance | $2,732,000 | 1,760 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,658,000 | 1,608 |
| Other real estate owned | $0 | 1,374 |
| Goodwill and other intangibles | $2,633,000 | 1,113 |
| All other assets | $10,981,000 | 1,468 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $334,493,000 | 1,801 |
| Total liabilities | $303,462,000 | 1,782 |
| Total deposits | $295,589,000 | 1,626 |
| Interest-bearing deposits | $218,469,000 | 1,862 |
| Deposits held in domestic offices | $295,589,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,651,000 | 3,241 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,222,000 | 2,827 |
| Total equity capital | $31,031,000 | 1,935 |
| Total bank equity capital | $31,031,000 | 1,935 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $15,305,000 | 1,511 |
| Undivided profits | $14,676,000 | 2,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 3,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,279,000 | 2,488 |
| Earning assets | $301,412,000 | 1,824 |
| Long-term assets (5+ years) | $49,096,000 | 1,810 |
| Average Assets, year-to-date | $325,711,670 | 1,800 |
| Average Assets, quarterly | $330,091,000 | 1,799 |
| Volatile liabilities | $29,122,000 | 3,365 |
| Insider loans | $14,300,000 | 366 |
| FHLB advances | $6,651,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $82,606,000 | 1,115 |
| Tier 1 (core) risk-based capital | $28,729,000 | 1,999 |
| Tier 2 risk-based capital | $2,732,000 | 1,696 |
| Total risk weighted assets | $263,642,000 | 1,639 |
| Total unused commitments | $82,606,000 | 1,115 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $325,689,000 | 1,822 |
| Cash and due from depository institutions | $11,311,000 | 1,400 |
| Interest-bearing balances | $102,000 | 5,004 |
| Securities | $52,768,000 | 2,293 |
| Federal funds sold & reverse repurchase agreements | $15,875,000 | 764 |
| Net loans & leases | $225,493,000 | 1,773 |
| Loan loss allowance | $2,629,000 | 1,804 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,765,000 | 1,552 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $2,634,000 | 1,101 |
| All other assets | $10,843,000 | 1,460 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $325,689,000 | 1,822 |
| Total liabilities | $295,995,000 | 1,809 |
| Total deposits | $287,959,000 | 1,648 |
| Interest-bearing deposits | $210,463,000 | 1,919 |
| Deposits held in domestic offices | $287,959,000 | 1,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,758,000 | 3,116 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,278,000 | 2,698 |
| Total equity capital | $29,694,000 | 1,959 |
| Total bank equity capital | $29,694,000 | 1,959 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,739 |
| Surplus | $15,305,000 | 1,472 |
| Undivided profits | $13,339,000 | 2,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,176,000 | 2,605 |
| Earning assets | $294,238,000 | 1,843 |
| Long-term assets (5+ years) | $44,759,000 | 1,981 |
| Average Assets, year-to-date | $321,321,000 | 1,824 |
| Average Assets, quarterly | $321,321,000 | 1,824 |
| Volatile liabilities | $26,298,000 | 3,493 |
| Insider loans | $9,906,000 | 579 |
| FHLB advances | $6,758,000 | 2,992 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $75,511,000 | 1,170 |
| Tier 1 (core) risk-based capital | $27,499,000 | 2,050 |
| Tier 2 risk-based capital | $2,629,000 | 1,728 |
| Total risk weighted assets | $252,297,000 | 1,669 |
| Total unused commitments | $75,511,000 | 1,170 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 122 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $316,953,000 | 1,853 |
| Cash and due from depository institutions | $11,151,000 | 1,403 |
| Interest-bearing balances | $115,000 | 4,896 |
| Securities | $49,872,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 834 |
| Net loans & leases | $221,666,000 | 1,770 |
| Loan loss allowance | $2,556,000 | 1,838 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,856,000 | 1,495 |
| Other real estate owned | $0 | 1,403 |
| Goodwill and other intangibles | $2,439,000 | 1,127 |
| All other assets | $10,769,000 | 1,439 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $316,953,000 | 1,853 |
| Total liabilities | $288,104,000 | 1,833 |
| Total deposits | $279,500,000 | 1,686 |
| Interest-bearing deposits | $200,835,000 | 1,978 |
| Deposits held in domestic offices | $279,500,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,120,000 | 3,070 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,484,000 | 2,395 |
| Total equity capital | $28,849,000 | 2,011 |
| Total bank equity capital | $28,849,000 | 2,011 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $15,260,000 | 1,467 |
| Undivided profits | $12,539,000 | 2,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,191,000 | 2,547 |
| Earning assets | $285,853,000 | 1,892 |
| Long-term assets (5+ years) | $44,703,000 | 2,018 |
| Average Assets, year-to-date | $292,898,600 | 1,924 |
| Average Assets, quarterly | $312,786,500 | 1,861 |
| Volatile liabilities | $27,546,000 | 3,326 |
| Insider loans | $10,068,000 | 573 |
| FHLB advances | $7,120,000 | 2,926 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $71,395,000 | 1,203 |
| Tier 1 (core) risk-based capital | $26,674,000 | 2,092 |
| Tier 2 risk-based capital | $2,556,000 | 1,763 |
| Total risk weighted assets | $243,636,000 | 1,694 |
| Total unused commitments | $71,395,000 | 1,204 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 114 | 1,510 |
| Assets and Liabilities | ||
| Total Assets: | $308,620,000 | 1,895 |
| Cash and due from depository institutions | $10,501,000 | 1,510 |
| Interest-bearing balances | $101,000 | 5,110 |
| Securities | $51,603,000 | 2,342 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 571 |
| Net loans & leases | $207,762,000 | 1,835 |
| Loan loss allowance | $2,371,000 | 1,979 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,835,000 | 1,461 |
| Other real estate owned | $0 | 1,510 |
| Goodwill and other intangibles | $2,440,000 | 1,105 |
| All other assets | $9,879,000 | 1,537 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $308,620,000 | 1,895 |
| Total liabilities | $280,683,000 | 1,865 |
| Total deposits | $271,878,000 | 1,699 |
| Interest-bearing deposits | $203,275,000 | 1,915 |
| Deposits held in domestic offices | $271,878,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,656,000 | 2,982 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,149,000 | 2,903 |
| Total equity capital | $27,937,000 | 2,060 |
| Total bank equity capital | $27,937,000 | 2,060 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $15,260,000 | 1,435 |
| Undivided profits | $11,627,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,032,000 | 3,020 |
| Earning assets | $279,066,000 | 1,909 |
| Long-term assets (5+ years) | $44,175,000 | 2,057 |
| Average Assets, year-to-date | $286,885,000 | 1,954 |
| Average Assets, quarterly | $300,415,500 | 1,928 |
| Volatile liabilities | $32,372,000 | 2,940 |
| Insider loans | $11,101,000 | 492 |
| FHLB advances | $7,656,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $70,603,000 | 1,205 |
| Tier 1 (core) risk-based capital | $25,731,000 | 2,144 |
| Tier 2 risk-based capital | $2,371,000 | 1,867 |
| Total risk weighted assets | $233,426,000 | 1,726 |
| Total unused commitments | $70,603,000 | 1,206 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 116 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $292,211,000 | 1,961 |
| Cash and due from depository institutions | $14,351,000 | 1,486 |
| Interest-bearing balances | $106,000 | 5,098 |
| Securities | $39,341,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $20,200,000 | 522 |
| Net loans & leases | $201,097,000 | 1,855 |
| Loan loss allowance | $2,280,000 | 2,037 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,889,000 | 1,431 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $2,441,000 | 1,086 |
| All other assets | $7,892,000 | 1,826 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $292,211,000 | 1,961 |
| Total liabilities | $265,404,000 | 1,942 |
| Total deposits | $256,563,000 | 1,798 |
| Interest-bearing deposits | $190,875,000 | 2,028 |
| Deposits held in domestic offices | $256,563,000 | 1,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,932,000 | 2,923 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $909,000 | 3,136 |
| Total equity capital | $26,807,000 | 2,060 |
| Total bank equity capital | $26,807,000 | 2,060 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $15,260,000 | 1,385 |
| Undivided profits | $10,497,000 | 2,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $883,000 | 3,294 |
| Earning assets | $260,744,000 | 2,013 |
| Long-term assets (5+ years) | $49,801,000 | 1,926 |
| Average Assets, year-to-date | $279,640,000 | 1,993 |
| Average Assets, quarterly | $288,122,500 | 1,975 |
| Volatile liabilities | $32,341,000 | 2,872 |
| Insider loans | $9,098,000 | 595 |
| FHLB advances | $7,932,000 | 2,800 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $58,072,000 | 1,379 |
| Tier 1 (core) risk-based capital | $24,843,000 | 2,172 |
| Tier 2 risk-based capital | $2,280,000 | 1,904 |
| Total risk weighted assets | $222,141,000 | 1,781 |
| Total unused commitments | $58,072,000 | 1,381 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 116 | 1,488 |
| Assets and Liabilities | ||
| Total Assets: | $284,034,000 | 1,988 |
| Cash and due from depository institutions | $12,066,000 | 1,488 |
| Interest-bearing balances | $77,000 | 5,648 |
| Securities | $42,881,000 | 2,790 |
| Federal funds sold & reverse repurchase agreements | $15,100,000 | 950 |
| Net loans & leases | $198,964,000 | 1,838 |
| Loan loss allowance | $2,325,000 | 1,980 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,005,000 | 1,381 |
| Other real estate owned | $0 | 1,488 |
| Goodwill and other intangibles | $2,441,000 | 1,064 |
| All other assets | $5,577,000 | 2,296 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $284,034,000 | 1,988 |
| Total liabilities | $257,241,000 | 1,986 |
| Total deposits | $247,113,000 | 1,846 |
| Interest-bearing deposits | $181,307,000 | 2,125 |
| Deposits held in domestic offices | $247,113,000 | 1,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,632,000 | 2,649 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,496,000 | 2,431 |
| Total equity capital | $26,793,000 | 2,109 |
| Total bank equity capital | $26,793,000 | 2,109 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $15,260,000 | 1,366 |
| Undivided profits | $10,483,000 | 2,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $908,000 | 3,157 |
| Earning assets | $257,022,000 | 2,018 |
| Long-term assets (5+ years) | $49,362,000 | 1,908 |
| Average Assets, year-to-date | $273,354,500 | 2,040 |
| Average Assets, quarterly | $273,354,500 | 2,040 |
| Volatile liabilities | $31,208,000 | 2,862 |
| Insider loans | $8,715,000 | 604 |
| FHLB advances | $8,632,000 | 2,530 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $50,477,000 | 1,489 |
| Tier 1 (core) risk-based capital | $24,192,000 | 2,187 |
| Tier 2 risk-based capital | $2,325,000 | 1,856 |
| Total risk weighted assets | $216,326,000 | 1,775 |
| Total unused commitments | $50,477,000 | 1,492 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 112 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $262,675,000 | 2,128 |
| Cash and due from depository institutions | $11,584,000 | 1,550 |
| Interest-bearing balances | $86,000 | 5,519 |
| Securities | $33,936,000 | 3,399 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,580 |
| Net loans & leases | $195,221,000 | 1,855 |
| Loan loss allowance | $2,228,000 | 2,046 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,829,000 | 1,422 |
| Other real estate owned | $0 | 1,550 |
| Goodwill and other intangibles | $2,248,000 | 1,109 |
| All other assets | $5,357,000 | 2,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,675,000 | 2,128 |
| Total liabilities | $236,672,000 | 2,124 |
| Total deposits | $226,408,000 | 1,997 |
| Interest-bearing deposits | $169,646,000 | 2,267 |
| Deposits held in domestic offices | $226,408,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,232,000 | 2,540 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,032,000 | 3,035 |
| Total equity capital | $26,003,000 | 2,125 |
| Total bank equity capital | $26,003,000 | 2,125 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,050,000 | 2,758 |
| Surplus | $15,214,000 | 1,337 |
| Undivided profits | $9,739,000 | 3,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $799,000 | 3,671 |
| Earning assets | $236,743,000 | 2,175 |
| Long-term assets (5+ years) | $46,167,000 | 2,041 |
| Average Assets, year-to-date | $253,737,800 | 2,121 |
| Average Assets, quarterly | $265,273,000 | 2,082 |
| Volatile liabilities | $29,807,000 | 2,942 |
| Insider loans | $9,235,000 | 534 |
| FHLB advances | $9,232,000 | 2,411 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,139,000 | 1,505 |
| Tier 1 (core) risk-based capital | $23,717,000 | 2,205 |
| Tier 2 risk-based capital | $2,228,000 | 1,916 |
| Total risk weighted assets | $208,546,000 | 1,816 |
| Total unused commitments | $48,139,000 | 1,507 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 109 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $267,871,000 | 2,091 |
| Cash and due from depository institutions | $12,751,000 | 1,615 |
| Interest-bearing balances | $101,000 | 5,269 |
| Securities | $36,046,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $16,700,000 | 874 |
| Net loans & leases | $188,069,000 | 1,890 |
| Loan loss allowance | $2,183,000 | 2,096 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,294,000 | 1,530 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $2,223,000 | 1,109 |
| All other assets | $5,788,000 | 2,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,871,000 | 2,091 |
| Total liabilities | $242,477,000 | 2,078 |
| Total deposits | $231,711,000 | 1,958 |
| Interest-bearing deposits | $176,012,000 | 2,209 |
| Deposits held in domestic offices | $231,711,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,031,000 | 2,366 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $735,000 | 3,939 |
| Total equity capital | $25,394,000 | 2,181 |
| Total bank equity capital | $25,394,000 | 2,181 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $15,214,000 | 1,324 |
| Undivided profits | $9,130,000 | 3,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $866,000 | 3,578 |
| Earning assets | $240,916,000 | 2,139 |
| Long-term assets (5+ years) | $43,915,000 | 2,086 |
| Average Assets, year-to-date | $251,503,500 | 2,161 |
| Average Assets, quarterly | $262,509,500 | 2,112 |
| Volatile liabilities | $33,383,000 | 2,670 |
| Insider loans | $11,002,000 | 428 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,615,000 | 1,437 |
| Tier 1 (core) risk-based capital | $23,143,000 | 2,248 |
| Tier 2 risk-based capital | $2,183,000 | 1,941 |
| Total risk weighted assets | $201,755,000 | 1,872 |
| Total unused commitments | $50,615,000 | 1,443 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 113 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $257,148,000 | 2,142 |
| Cash and due from depository institutions | $13,700,000 | 1,555 |
| Interest-bearing balances | $209,000 | 4,705 |
| Securities | $38,053,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $10,575,000 | 1,496 |
| Net loans & leases | $181,861,000 | 1,918 |
| Loan loss allowance | $2,077,000 | 2,159 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,140,000 | 1,548 |
| Other real estate owned | $0 | 1,555 |
| Goodwill and other intangibles | $2,212,000 | 1,086 |
| All other assets | $4,607,000 | 2,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,148,000 | 2,142 |
| Total liabilities | $232,012,000 | 2,137 |
| Total deposits | $219,800,000 | 2,041 |
| Interest-bearing deposits | $164,199,000 | 2,321 |
| Deposits held in domestic offices | $219,800,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,256,000 | 2,176 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $956,000 | 3,410 |
| Total equity capital | $25,136,000 | 2,196 |
| Total bank equity capital | $25,136,000 | 2,196 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $15,214,000 | 1,301 |
| Undivided profits | $8,872,000 | 3,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,971,000 | 1,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $784,000 | 3,771 |
| Earning assets | $230,698,000 | 2,201 |
| Long-term assets (5+ years) | $42,240,000 | 2,035 |
| Average Assets, year-to-date | $246,047,670 | 2,191 |
| Average Assets, quarterly | $250,679,500 | 2,178 |
| Volatile liabilities | $38,007,000 | 2,358 |
| Insider loans | $12,174,000 | 377 |
| FHLB advances | $11,256,000 | 2,036 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $44,708,000 | 1,564 |
| Tier 1 (core) risk-based capital | $22,759,000 | 2,248 |
| Tier 2 risk-based capital | $2,077,000 | 1,977 |
| Total risk weighted assets | $196,398,000 | 1,876 |
| Total unused commitments | $44,708,000 | 1,570 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 101 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $244,211,000 | 2,227 |
| Cash and due from depository institutions | $12,905,000 | 1,697 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $36,828,000 | 3,019 |
| Federal funds sold & reverse repurchase agreements | $11,875,000 | 1,422 |
| Net loans & leases | $170,955,000 | 2,004 |
| Loan loss allowance | $2,000,000 | 2,190 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,930,000 | 1,579 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $2,212,000 | 1,081 |
| All other assets | $3,506,000 | 3,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,211,000 | 2,227 |
| Total liabilities | $219,577,000 | 2,246 |
| Total deposits | $204,561,000 | 2,169 |
| Interest-bearing deposits | $152,387,000 | 2,511 |
| Deposits held in domestic offices | $204,561,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,579,000 | 1,917 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,437,000 | 2,609 |
| Total equity capital | $24,634,000 | 2,184 |
| Total bank equity capital | $24,634,000 | 2,184 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,050,000 | 2,786 |
| Surplus | $15,214,000 | 1,280 |
| Undivided profits | $8,370,000 | 3,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $804,000 | 3,708 |
| Earning assets | $219,758,000 | 2,279 |
| Long-term assets (5+ years) | $37,690,000 | 2,157 |
| Average Assets, year-to-date | $240,497,500 | 2,242 |
| Average Assets, quarterly | $240,497,500 | 2,242 |
| Volatile liabilities | $38,790,000 | 2,276 |
| Insider loans | $12,624,000 | 358 |
| FHLB advances | $13,579,000 | 1,800 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,419,000 | 1,427 |
| Tier 1 (core) risk-based capital | $22,282,000 | 2,244 |
| Tier 2 risk-based capital | $2,000,000 | 2,004 |
| Total risk weighted assets | $184,453,000 | 1,956 |
| Total unused commitments | $48,419,000 | 1,441 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 101 | 1,689 |
| Assets and Liabilities | ||
| Total Assets: | $236,784,000 | 2,257 |
| Cash and due from depository institutions | $13,555,000 | 1,689 |
| Interest-bearing balances | $1,140,000 | 2,959 |
| Securities | $40,458,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $7,275,000 | 1,994 |
| Net loans & leases | $164,776,000 | 2,058 |
| Loan loss allowance | $1,892,000 | 2,248 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,419,000 | 1,716 |
| Other real estate owned | $0 | 1,689 |
| Goodwill and other intangibles | $2,017,000 | 1,113 |
| All other assets | $3,284,000 | 3,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,784,000 | 2,257 |
| Total liabilities | $212,772,000 | 2,271 |
| Total deposits | $196,790,000 | 2,209 |
| Interest-bearing deposits | $144,425,000 | 2,578 |
| Deposits held in domestic offices | $196,790,000 | 2,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $14,902,000 | 1,866 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,080,000 | 3,207 |
| Total equity capital | $24,012,000 | 2,209 |
| Total bank equity capital | $24,012,000 | 2,209 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,050,000 | 2,789 |
| Surplus | $15,169,000 | 1,257 |
| Undivided profits | $7,793,000 | 3,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $804,000 | 3,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $738,000 | 4,195 |
| Earning assets | $213,649,000 | 2,296 |
| Long-term assets (5+ years) | $36,338,000 | 2,187 |
| Average Assets, year-to-date | $213,974,600 | 2,396 |
| Average Assets, quarterly | $236,490,500 | 2,238 |
| Volatile liabilities | $39,582,000 | 2,227 |
| Insider loans | $13,583,000 | 330 |
| FHLB advances | $14,902,000 | 1,734 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $41,397,000 | 1,542 |
| Tier 1 (core) risk-based capital | $21,911,000 | 2,253 |
| Tier 2 risk-based capital | $1,892,000 | 2,076 |
| Total risk weighted assets | $179,716,000 | 1,956 |
| Total unused commitments | $41,397,000 | 1,547 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 83 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $186,869,000 | 2,700 |
| Cash and due from depository institutions | $10,853,000 | 2,064 |
| Interest-bearing balances | $708,000 | 3,330 |
| Securities | $45,955,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,566 |
| Net loans & leases | $120,045,000 | 2,672 |
| Loan loss allowance | $1,192,000 | 3,134 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,420,000 | 1,648 |
| Other real estate owned | $0 | 2,064 |
| Goodwill and other intangibles | $1,663,000 | 1,160 |
| All other assets | $2,533,000 | 3,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,869,000 | 2,700 |
| Total liabilities | $164,709,000 | 2,752 |
| Total deposits | $147,682,000 | 2,762 |
| Interest-bearing deposits | $108,924,000 | 3,152 |
| Deposits held in domestic offices | $147,682,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,992,000 | 1,618 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,035,000 | 3,378 |
| Total equity capital | $22,160,000 | 2,230 |
| Total bank equity capital | $22,160,000 | 2,230 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,050,000 | 2,836 |
| Surplus | $15,124,000 | 1,200 |
| Undivided profits | $5,986,000 | 3,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $928,000 | 3,708 |
| Earning assets | $167,108,000 | 2,744 |
| Long-term assets (5+ years) | $23,888,000 | 2,933 |
| Average Assets, year-to-date | $170,339,200 | 2,795 |
| Average Assets, quarterly | $179,116,500 | 2,762 |
| Volatile liabilities | $28,845,000 | 2,799 |
| Insider loans | $14,288,000 | 280 |
| FHLB advances | $15,992,000 | 1,494 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,731,000 | 2,084 |
| Tier 1 (core) risk-based capital | $20,274,000 | 2,311 |
| Tier 2 risk-based capital | $1,192,000 | 2,916 |
| Total risk weighted assets | $135,083,000 | 2,460 |
| Total unused commitments | $25,731,000 | 2,089 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $154,805,000 | 3,070 |
| Cash and due from depository institutions | $15,481,000 | 2,365 |
| Interest-bearing balances | $7,833,000 | 581 |
| Securities | $30,048,000 | 3,439 |
| Federal funds sold & reverse repurchase agreements | $15,865,000 | 765 |
| Net loans & leases | $85,550,000 | 3,502 |
| Loan loss allowance | $851,000 | 3,972 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,036,000 | 1,722 |
| Other real estate owned | $110,000 | 2,365 |
| Goodwill and other intangibles | $1,708,000 | 1,137 |
| All other assets | $1,007,000 | 6,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,805,000 | 3,070 |
| Total liabilities | $139,609,000 | 3,070 |
| Total deposits | $125,341,000 | 3,099 |
| Interest-bearing deposits | $94,059,000 | 3,498 |
| Deposits held in domestic offices | $125,341,000 | 3,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,009,000 | 1,747 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,259,000 | 2,994 |
| Total equity capital | $15,196,000 | 3,045 |
| Total bank equity capital | $15,196,000 | 3,045 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,050,000 | 2,914 |
| Surplus | $9,635,000 | 1,713 |
| Undivided profits | $4,511,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $573,000 | 4,634 |
| Earning assets | $139,296,000 | 3,138 |
| Long-term assets (5+ years) | $17,848,000 | 3,394 |
| Average Assets, year-to-date | $125,962,800 | 3,516 |
| Average Assets, quarterly | $148,834,500 | 3,139 |
| Volatile liabilities | $26,486,000 | 2,940 |
| Insider loans | $11,185,000 | 371 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,885,000 | 2,060 |
| Tier 1 (core) risk-based capital | $13,443,000 | 3,299 |
| Tier 2 risk-based capital | $851,000 | 3,732 |
| Total risk weighted assets | $105,850,400 | 2,947 |
| Total unused commitments | $23,885,000 | 2,062 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $93,404,000 | 4,665 |
| Cash and due from depository institutions | $11,968,000 | 2,792 |
| Interest-bearing balances | $4,739,000 | 865 |
| Securities | $16,913,000 | 5,399 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,551 |
| Net loans & leases | $56,158,000 | 4,755 |
| Loan loss allowance | $572,000 | 5,198 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,937,000 | 1,721 |
| Other real estate owned | $243,000 | 2,792 |
| Goodwill and other intangibles | $1,753,000 | 1,163 |
| All other assets | $832,000 | 6,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,404,000 | 4,665 |
| Total liabilities | $79,071,000 | 4,897 |
| Total deposits | $76,131,000 | 4,748 |
| Interest-bearing deposits | $56,863,000 | 5,211 |
| Deposits held in domestic offices | $76,131,000 | 4,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,155,000 | 3,820 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $785,000 | 3,896 |
| Total equity capital | $14,333,000 | 3,078 |
| Total bank equity capital | $14,333,000 | 3,078 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,050,000 | 2,982 |
| Surplus | $9,635,000 | 1,700 |
| Undivided profits | $3,648,000 | 5,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $294,000 | 6,537 |
| Earning assets | $78,410,000 | 4,958 |
| Long-term assets (5+ years) | $7,271,000 | 5,568 |
| Average Assets, year-to-date | $81,101,600 | 5,049 |
| Average Assets, quarterly | $91,322,500 | 4,733 |
| Volatile liabilities | $6,262,000 | 6,745 |
| Insider loans | $4,454,000 | 1,052 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,239,000 | 4,220 |
| Tier 1 (core) risk-based capital | $12,626,000 | 3,477 |
| Tier 2 risk-based capital | $572,000 | 4,856 |
| Total risk weighted assets | $65,740,700 | 4,288 |
| Total unused commitments | $8,239,000 | 4,225 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $52,812,000 | 6,784 |
| Cash and due from depository institutions | $9,825,000 | 4,841 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $14,950,000 | 5,822 |
| Federal funds sold & reverse repurchase agreements | $5,930,000 | 2,918 |
| Net loans & leases | $19,449,000 | 8,073 |
| Loan loss allowance | $226,000 | 8,216 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,940,000 | 3,996 |
| Other real estate owned | $304,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $414,000 | 8,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,812,000 | 6,784 |
| Total liabilities | $46,938,000 | 6,778 |
| Total deposits | $46,313,000 | 6,626 |
| Interest-bearing deposits | $32,136,000 | 7,375 |
| Deposits held in domestic offices | $46,313,000 | 6,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $625,000 | 4,987 |
| Total equity capital | $5,874,000 | 6,461 |
| Total bank equity capital | $5,874,000 | 6,461 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $515,000 | 4,612 |
| Surplus | $2,123,000 | 5,210 |
| Undivided profits | $3,236,000 | 5,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $76,000 | 9,682 |
| Earning assets | $40,428,000 | 7,419 |
| Long-term assets (5+ years) | $4,255,000 | 6,562 |
| Average Assets, year-to-date | $48,451,800 | 6,867 |
| Average Assets, quarterly | $51,114,000 | 6,824 |
| Volatile liabilities | $975,000 | 9,808 |
| Insider loans | $1,158,000 | 3,211 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,137,000 | 6,470 |
| Tier 1 (core) risk-based capital | $5,854,000 | 6,302 |
| Tier 2 risk-based capital | $226,000 | 7,876 |
| Total risk weighted assets | $26,413,100 | 7,331 |
| Total unused commitments | $3,137,000 | 6,478 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $46,697,000 | 7,327 |
| Cash and due from depository institutions | $3,083,000 | 5,269 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $16,883,000 | 5,562 |
| Federal funds sold & reverse repurchase agreements | $7,675,000 | 1,816 |
| Net loans & leases | $17,521,000 | 8,625 |
| Loan loss allowance | $217,000 | 8,575 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $818,000 | 6,569 |
| Other real estate owned | $326,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $391,000 | 9,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,697,000 | 7,327 |
| Total liabilities | $41,432,000 | 7,336 |
| Total deposits | $40,939,000 | 7,187 |
| Interest-bearing deposits | $28,749,000 | 7,935 |
| Deposits held in domestic offices | $40,939,000 | 7,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $493,000 | 5,956 |
| Total equity capital | $5,265,000 | 6,949 |
| Total bank equity capital | $5,265,000 | 6,949 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $515,000 | 4,782 |
| Surplus | $2,123,000 | 5,205 |
| Undivided profits | $2,627,000 | 6,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 8,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $57,000 | 10,335 |
| Earning assets | $42,178,000 | 7,367 |
| Long-term assets (5+ years) | $4,205,000 | 6,387 |
| Average Assets, year-to-date | $46,236,400 | 7,180 |
| Average Assets, quarterly | $46,066,000 | 7,324 |
| Volatile liabilities | $675,000 | 10,408 |
| Insider loans | $1,592,000 | 2,493 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,443,000 | 8,133 |
| Tier 1 (core) risk-based capital | $5,262,000 | 6,795 |
| Tier 2 risk-based capital | $217,000 | 8,149 |
| Total risk weighted assets | $22,772,100 | 8,012 |
| Total unused commitments | $1,443,000 | 8,147 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $46,478,000 | 7,551 |
| Cash and due from depository institutions | $3,580,000 | 5,523 |
| Interest-bearing balances | $297,000 | 3,615 |
| Securities | $24,990,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 6,385 |
| Net loans & leases | $16,041,000 | 9,124 |
| Loan loss allowance | $277,000 | 8,152 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $203,000 | 9,851 |
| Other real estate owned | $149,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $505,000 | 8,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,478,000 | 7,551 |
| Total liabilities | $41,802,000 | 7,520 |
| Total deposits | $41,316,000 | 7,377 |
| Interest-bearing deposits | $29,151,000 | 8,163 |
| Deposits held in domestic offices | $41,316,000 | 7,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $486,000 | 6,062 |
| Total equity capital | $4,676,000 | 7,533 |
| Total bank equity capital | $4,676,000 | 7,533 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $515,000 | 5,079 |
| Surplus | $2,123,000 | 5,274 |
| Undivided profits | $2,038,000 | 7,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $79,000 | 10,546 |
| Earning assets | $42,338,000 | 7,567 |
| Long-term assets (5+ years) | $6,477,000 | 5,240 |
| Average Assets, year-to-date | $46,134,800 | 7,425 |
| Average Assets, quarterly | $46,737,500 | 7,490 |
| Volatile liabilities | $910,000 | 10,608 |
| Insider loans | $1,066,000 | 3,488 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,610,000 | 7,933 |
| Tier 1 (core) risk-based capital | $4,678,000 | 7,415 |
| Tier 2 risk-based capital | $259,390 | 7,785 |
| Total risk weighted assets | $20,733,790 | 8,519 |
| Total unused commitments | $1,610,000 | 7,944 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $44,936,000 | 7,876 |
| Cash and due from depository institutions | $2,543,000 | 5,686 |
| Interest-bearing balances | $198,000 | 4,309 |
| Securities | $19,920,000 | 5,562 |
| Federal funds sold & reverse repurchase agreements | $7,790,000 | 1,897 |
| Net loans & leases | $13,878,000 | 9,775 |
| Loan loss allowance | $289,000 | 8,227 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $200,000 | 10,247 |
| Other real estate owned | $182,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $423,000 | 9,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,936,000 | 7,876 |
| Total liabilities | $40,888,000 | 7,791 |
| Total deposits | $40,363,000 | 7,684 |
| Interest-bearing deposits | $28,649,000 | 8,489 |
| Deposits held in domestic offices | $40,363,000 | 7,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $525,000 | 6,030 |
| Total equity capital | $4,048,000 | 8,290 |
| Total bank equity capital | $4,048,000 | 8,290 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $515,000 | 5,348 |
| Surplus | $2,123,000 | 5,319 |
| Undivided profits | $1,410,000 | 8,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $72,000 | 11,141 |
| Earning assets | $41,786,000 | 7,793 |
| Long-term assets (5+ years) | $5,725,000 | 5,468 |
| Average Assets, year-to-date | $42,541,600 | 7,926 |
| Average Assets, quarterly | $43,917,000 | 7,924 |
| Volatile liabilities | $1,615,000 | 10,061 |
| Insider loans | $1,107,000 | 3,484 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,034,000 | 8,900 |
| Tier 1 (core) risk-based capital | $4,061,000 | 8,157 |
| Tier 2 risk-based capital | $222,840 | 8,500 |
| Total risk weighted assets | $17,760,940 | 9,270 |
| Total unused commitments | $1,034,000 | 8,911 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $42,466,000 | 8,257 |
| Cash and due from depository institutions | $2,682,000 | 5,876 |
| Interest-bearing balances | $496,000 | 3,339 |
| Securities | $16,017,000 | 6,823 |
| Federal funds sold & reverse repurchase agreements | $7,965,000 | 1,161 |
| Net loans & leases | $14,842,000 | 9,850 |
| Loan loss allowance | $319,000 | 8,137 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $214,000 | 10,556 |
| Other real estate owned | $220,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $526,000 | 9,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,466,000 | 8,257 |
| Total liabilities | $39,019,000 | 8,160 |
| Total deposits | $38,726,000 | 7,980 |
| Interest-bearing deposits | $28,208,000 | 8,726 |
| Deposits held in domestic offices | $38,726,000 | 7,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $293,000 | 7,423 |
| Total equity capital | $3,447,000 | 8,872 |
| Total bank equity capital | $3,447,000 | 8,872 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $515,000 | 5,635 |
| Surplus | $2,122,000 | 5,312 |
| Undivided profits | $810,000 | 9,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $63,000 | 11,700 |
| Earning assets | $39,320,000 | 8,190 |
| Long-term assets (5+ years) | $3,242,000 | 7,191 |
| Average Assets, year-to-date | $42,432,800 | 8,151 |
| Average Assets, quarterly | $41,976,000 | 8,288 |
| Volatile liabilities | $505,000 | 11,870 |
| Insider loans | $1,001,000 | 3,706 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $755,000 | 9,693 |
| Tier 1 (core) risk-based capital | $3,501,000 | 8,912 |
| Tier 2 risk-based capital | $220,680 | 8,751 |
| Total risk weighted assets | $17,556,080 | 9,497 |
| Total unused commitments | $755,000 | 9,698 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $43,549,000 | 8,397 |
| Cash and due from depository institutions | $5,861,000 | 5,994 |
| Interest-bearing balances | $3,170,000 | 1,774 |
| Securities | $11,350,000 | 8,582 |
| Federal funds sold & reverse repurchase agreements | $10,350,000 | 1,300 |
| Net loans & leases | $15,058,000 | 10,018 |
| Loan loss allowance | $341,000 | 8,123 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $183,000 | 11,342 |
| Other real estate owned | $266,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $481,000 | 9,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,549,000 | 8,397 |
| Total liabilities | $40,651,000 | 8,248 |
| Total deposits | $40,333,000 | 8,119 |
| Interest-bearing deposits | $29,794,000 | 8,845 |
| Deposits held in domestic offices | $40,333,000 | 8,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $318,000 | 7,282 |
| Total equity capital | $2,898,000 | 9,943 |
| Total bank equity capital | $2,898,000 | 9,943 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $515,000 | 5,892 |
| Surplus | $2,123,000 | 5,295 |
| Undivided profits | $260,000 | 11,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 7,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $64,000 | 12,054 |
| Earning assets | $39,928,000 | 8,391 |
| Long-term assets (5+ years) | $2,925,000 | 7,868 |
| Average Assets, year-to-date | $41,642,600 | 8,478 |
| Average Assets, quarterly | $42,918,000 | 8,421 |
| Volatile liabilities | $1,030,000 | 11,302 |
| Insider loans | $1,183,000 | 3,290 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,226,000 | 8,783 |
| Tier 1 (core) risk-based capital | $2,898,000 | 9,888 |
| Tier 2 risk-based capital | $234,180 | 8,665 |
| Total risk weighted assets | $18,627,380 | 9,487 |
| Total unused commitments | $1,226,000 | 8,810 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $40,810,000 | 8,883 |
| Cash and due from depository institutions | $8,263,000 | 6,105 |
| Interest-bearing balances | $5,744,000 | 1,290 |
| Securities | $10,327,000 | 9,023 |
| Federal funds sold & reverse repurchase agreements | $8,310,000 | 1,978 |
| Net loans & leases | $12,947,000 | 10,782 |
| Loan loss allowance | $337,000 | 8,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $201,000 | 11,573 |
| Other real estate owned | $439,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $323,000 | 11,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,810,000 | 8,883 |
| Total liabilities | $38,587,000 | 8,692 |
| Total deposits | $38,265,000 | 8,558 |
| Interest-bearing deposits | $28,755,000 | 9,249 |
| Deposits held in domestic offices | $38,265,000 | 8,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $322,000 | 7,884 |
| Total equity capital | $2,223,000 | 11,061 |
| Total bank equity capital | $2,223,000 | 11,061 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $515,000 | 6,209 |
| Surplus | $2,123,000 | 5,199 |
| Undivided profits | $-415,000 | 13,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $65,000 | 12,604 |
| Earning assets | $37,328,000 | 8,855 |
| Long-term assets (5+ years) | $3,462,000 | 7,597 |
| Average Assets, year-to-date | $37,596,200 | 9,155 |
| Average Assets, quarterly | $38,976,000 | 9,070 |
| Volatile liabilities | $1,857,000 | 10,207 |
| Insider loans | $203,000 | 3,888 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $748,000 | 9,816 |
| Tier 1 (core) risk-based capital | $2,223,000 | 11,016 |
| Tier 2 risk-based capital | $203,980 | 9,359 |
| Total risk weighted assets | $16,185,580 | 10,308 |
| Total unused commitments | $748,000 | 9,844 |
| Derivatives | $0 | 651 |