Home > Woronoco Savings Bank > Assets and Liabilities
Woronoco Savings Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 165 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $912,486,000 | 650 |
| Cash and due from depository institutions | $19,781,000 | 972 |
| Interest-bearing balances | $456,000 | 3,517 |
| Securities | $226,439,000 | 580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $620,035,000 | 633 |
| Loan loss allowance | $3,643,000 | 1,316 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,206,000 | 993 |
| Other real estate owned | $0 | 972 |
| Goodwill and other intangibles | $4,511,000 | 833 |
| All other assets | $31,514,000 | 553 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $912,486,000 | 650 |
| Total liabilities | $838,541,000 | 640 |
| Total deposits | $452,068,000 | 989 |
| Interest-bearing deposits | $415,520,000 | 907 |
| Deposits held in domestic offices | $452,068,000 | 985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,481,000 | 1,125 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $373,883,000 | 212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,109,000 | 1,382 |
| Total equity capital | $73,945,000 | 778 |
| Total bank equity capital | $73,945,000 | 778 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $69,982,000 | 401 |
| Undivided profits | $3,962,000 | 5,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,710,000 | 717 |
| Earning assets | $846,930,000 | 639 |
| Long-term assets (5+ years) | $398,226,000 | 283 |
| Average Assets, year-to-date | $915,688,000 | 644 |
| Average Assets, quarterly | $915,688,000 | 644 |
| Volatile liabilities | $268,233,000 | 528 |
| Insider loans | $1,654,000 | 3,138 |
| FHLB advances | $371,272,000 | 165 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $121,955,000 | 830 |
| Tier 1 (core) risk-based capital | $70,116,000 | 764 |
| Tier 2 risk-based capital | $3,669,000 | 1,274 |
| Total risk weighted assets | $551,837,000 | 750 |
| Total unused commitments | $121,955,000 | 830 |
| Derivatives | $25,000,000 | 285 |
| 2004-12-31 | Rank | |
| # of Employees: | 176 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $918,890,000 | 651 |
| Cash and due from depository institutions | $17,341,000 | 913 |
| Interest-bearing balances | $449,000 | 3,591 |
| Securities | $242,497,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,267 |
| Net loans & leases | $610,963,000 | 639 |
| Loan loss allowance | $3,651,000 | 1,291 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,363,000 | 960 |
| Other real estate owned | $0 | 913 |
| Goodwill and other intangibles | $4,496,000 | 827 |
| All other assets | $28,330,000 | 592 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $918,890,000 | 651 |
| Total liabilities | $845,267,000 | 641 |
| Total deposits | $485,947,000 | 904 |
| Interest-bearing deposits | $447,891,000 | 836 |
| Deposits held in domestic offices | $485,947,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,284,000 | 1,198 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $346,507,000 | 219 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,529,000 | 1,213 |
| Total equity capital | $73,623,000 | 794 |
| Total bank equity capital | $73,623,000 | 794 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $69,274,000 | 404 |
| Undivided profits | $4,348,000 | 4,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 3,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,413,000 | 765 |
| Earning assets | $858,809,000 | 634 |
| Long-term assets (5+ years) | $425,452,000 | 271 |
| Average Assets, year-to-date | $864,225,600 | 660 |
| Average Assets, quarterly | $908,682,500 | 650 |
| Volatile liabilities | $263,837,000 | 537 |
| Insider loans | $1,606,000 | 3,184 |
| FHLB advances | $343,798,000 | 174 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $118,482,000 | 829 |
| Tier 1 (core) risk-based capital | $67,482,000 | 794 |
| Tier 2 risk-based capital | $3,705,000 | 1,241 |
| Total risk weighted assets | $549,562,000 | 749 |
| Total unused commitments | $118,482,000 | 829 |
| Derivatives | $25,000,000 | 278 |
| 2004-09-30 | Rank | |
| # of Employees: | 156 | 1,047 |
| Assets and Liabilities | ||
| Total Assets: | $898,475,000 | 654 |
| Cash and due from depository institutions | $18,508,000 | 1,047 |
| Interest-bearing balances | $457,000 | 3,609 |
| Securities | $241,306,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $594,292,000 | 646 |
| Loan loss allowance | $3,611,000 | 1,299 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,016,000 | 965 |
| Other real estate owned | $0 | 1,047 |
| Goodwill and other intangibles | $4,380,000 | 818 |
| All other assets | $29,973,000 | 551 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $898,475,000 | 654 |
| Total liabilities | $825,408,000 | 644 |
| Total deposits | $468,628,000 | 916 |
| Interest-bearing deposits | $431,279,000 | 848 |
| Deposits held in domestic offices | $468,628,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,398,000 | 1,450 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $344,614,000 | 227 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,768,000 | 814 |
| Total equity capital | $73,067,000 | 788 |
| Total bank equity capital | $73,067,000 | 788 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $67,004,000 | 419 |
| Undivided profits | $6,062,000 | 4,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,571,000 | 742 |
| Earning assets | $836,055,000 | 651 |
| Long-term assets (5+ years) | $410,137,000 | 296 |
| Average Assets, year-to-date | $850,559,500 | 670 |
| Average Assets, quarterly | $890,192,000 | 658 |
| Volatile liabilities | $195,989,000 | 653 |
| Insider loans | $1,091,000 | 3,908 |
| FHLB advances | $341,812,000 | 179 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $121,584,000 | 795 |
| Tier 1 (core) risk-based capital | $66,267,000 | 799 |
| Tier 2 risk-based capital | $3,635,000 | 1,252 |
| Total risk weighted assets | $538,916,000 | 744 |
| Total unused commitments | $121,584,000 | 798 |
| Derivatives | $25,000,000 | 294 |
| 2004-06-30 | Rank | |
| # of Employees: | 167 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $881,909,000 | 660 |
| Cash and due from depository institutions | $19,184,000 | 965 |
| Interest-bearing balances | $457,000 | 3,662 |
| Securities | $236,403,000 | 583 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,465 |
| Net loans & leases | $579,768,000 | 644 |
| Loan loss allowance | $3,511,000 | 1,333 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,940,000 | 973 |
| Other real estate owned | $55,000 | 965 |
| Goodwill and other intangibles | $2,920,000 | 994 |
| All other assets | $29,914,000 | 559 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $881,909,000 | 660 |
| Total liabilities | $812,489,000 | 644 |
| Total deposits | $456,092,000 | 928 |
| Interest-bearing deposits | $421,270,000 | 853 |
| Deposits held in domestic offices | $456,092,000 | 922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,057,000 | 1,626 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $341,627,000 | 232 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $9,713,000 | 549 |
| Total equity capital | $69,420,000 | 790 |
| Total bank equity capital | $69,420,000 | 790 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $66,702,000 | 407 |
| Undivided profits | $2,717,000 | 5,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,211,000 | 804 |
| Earning assets | $820,353,000 | 650 |
| Long-term assets (5+ years) | $415,511,000 | 306 |
| Average Assets, year-to-date | $834,587,670 | 678 |
| Average Assets, quarterly | $853,767,000 | 678 |
| Volatile liabilities | $174,932,000 | 702 |
| Insider loans | $1,073,000 | 3,926 |
| FHLB advances | $338,733,000 | 185 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $120,806,000 | 783 |
| Tier 1 (core) risk-based capital | $66,325,000 | 781 |
| Tier 2 risk-based capital | $3,536,000 | 1,280 |
| Total risk weighted assets | $531,263,000 | 734 |
| Total unused commitments | $120,806,000 | 784 |
| Derivatives | $25,000,000 | 295 |
| 2004-03-31 | Rank | |
| # of Employees: | 169 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $825,625,000 | 701 |
| Cash and due from depository institutions | $18,517,000 | 949 |
| Interest-bearing balances | $451,000 | 3,859 |
| Securities | $226,055,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $540,641,000 | 676 |
| Loan loss allowance | $3,486,000 | 1,328 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,913,000 | 948 |
| Other real estate owned | $0 | 949 |
| Goodwill and other intangibles | $2,525,000 | 1,047 |
| All other assets | $27,974,000 | 572 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $825,625,000 | 701 |
| Total liabilities | $754,627,000 | 691 |
| Total deposits | $421,403,000 | 1,009 |
| Interest-bearing deposits | $386,986,000 | 942 |
| Deposits held in domestic offices | $421,403,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,246,000 | 1,007 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $316,159,000 | 236 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,819,000 | 838 |
| Total equity capital | $70,998,000 | 793 |
| Total bank equity capital | $70,998,000 | 793 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $66,352,000 | 404 |
| Undivided profits | $4,645,000 | 4,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,308,000 | 772 |
| Earning assets | $767,147,000 | 694 |
| Long-term assets (5+ years) | $418,305,000 | 290 |
| Average Assets, year-to-date | $810,927,000 | 703 |
| Average Assets, quarterly | $810,927,000 | 703 |
| Volatile liabilities | $110,996,000 | 993 |
| Insider loans | $998,000 | 4,021 |
| FHLB advances | $313,175,000 | 191 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $107,143,000 | 826 |
| Tier 1 (core) risk-based capital | $64,293,000 | 808 |
| Tier 2 risk-based capital | $3,561,000 | 1,255 |
| Total risk weighted assets | $501,942,000 | 766 |
| Total unused commitments | $107,143,000 | 827 |
| Derivatives | $25,000,000 | 307 |
| 2003-12-31 | Rank | |
| # of Employees: | 172 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $796,229,000 | 719 |
| Cash and due from depository institutions | $18,597,000 | 941 |
| Interest-bearing balances | $479,000 | 3,728 |
| Securities | $233,818,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $7,115,000 | 1,674 |
| Net loans & leases | $497,963,000 | 725 |
| Loan loss allowance | $3,280,000 | 1,408 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,131,000 | 916 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $2,536,000 | 1,048 |
| All other assets | $26,069,000 | 614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $796,229,000 | 719 |
| Total liabilities | $728,700,000 | 708 |
| Total deposits | $428,858,000 | 988 |
| Interest-bearing deposits | $393,177,000 | 929 |
| Deposits held in domestic offices | $428,858,000 | 985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,466,000 | 1,102 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $283,671,000 | 251 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,705,000 | 848 |
| Total equity capital | $67,529,000 | 816 |
| Total bank equity capital | $67,529,000 | 816 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $65,744,000 | 408 |
| Undivided profits | $1,784,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,156,000 | 824 |
| Earning assets | $739,375,000 | 710 |
| Long-term assets (5+ years) | $416,460,000 | 289 |
| Average Assets, year-to-date | $765,361,200 | 715 |
| Average Assets, quarterly | $796,736,000 | 714 |
| Volatile liabilities | $124,072,000 | 898 |
| Insider loans | $926,000 | 4,208 |
| FHLB advances | $280,598,000 | 203 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $103,658,000 | 827 |
| Tier 1 (core) risk-based capital | $61,893,000 | 825 |
| Tier 2 risk-based capital | $3,307,000 | 1,337 |
| Total risk weighted assets | $481,302,000 | 794 |
| Total unused commitments | $103,658,000 | 828 |
| Derivatives | $25,000,000 | 287 |
| 2003-09-30 | Rank | |
| # of Employees: | 171 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $797,243,000 | 726 |
| Cash and due from depository institutions | $23,134,000 | 960 |
| Interest-bearing balances | $1,365,000 | 2,755 |
| Securities | $240,907,000 | 585 |
| Federal funds sold & reverse repurchase agreements | $2,185,000 | 4,231 |
| Net loans & leases | $489,686,000 | 735 |
| Loan loss allowance | $3,222,000 | 1,448 |
| Trading account assets | $3,288,000 | 101 |
| Bank premises and fixed assets | $10,067,000 | 906 |
| Other real estate owned | $0 | 960 |
| Goodwill and other intangibles | $2,444,000 | 1,055 |
| All other assets | $25,532,000 | 625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $797,243,000 | 726 |
| Total liabilities | $731,786,000 | 714 |
| Total deposits | $422,889,000 | 1,015 |
| Interest-bearing deposits | $386,902,000 | 965 |
| Deposits held in domestic offices | $422,889,000 | 1,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,669,000 | 1,179 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $294,929,000 | 239 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,299,000 | 923 |
| Total equity capital | $65,457,000 | 856 |
| Total bank equity capital | $65,457,000 | 856 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $65,118,000 | 418 |
| Undivided profits | $338,000 | 8,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,362,000 | 783 |
| Earning assets | $737,431,000 | 717 |
| Long-term assets (5+ years) | $441,194,000 | 278 |
| Average Assets, year-to-date | $757,644,250 | 737 |
| Average Assets, quarterly | $799,100,000 | 713 |
| Volatile liabilities | $144,783,000 | 778 |
| Insider loans | $845,000 | 4,401 |
| FHLB advances | $291,769,000 | 191 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $106,067,000 | 829 |
| Tier 1 (core) risk-based capital | $59,354,000 | 866 |
| Tier 2 risk-based capital | $3,222,000 | 1,365 |
| Total risk weighted assets | $478,518,000 | 800 |
| Total unused commitments | $106,067,000 | 832 |
| Derivatives | $15,000,000 | 348 |
| 2003-06-30 | Rank | |
| # of Employees: | 169 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $800,957,000 | 708 |
| Cash and due from depository institutions | $23,806,000 | 982 |
| Interest-bearing balances | $3,793,000 | 1,804 |
| Securities | $239,757,000 | 579 |
| Federal funds sold & reverse repurchase agreements | $7,785,000 | 2,058 |
| Net loans & leases | $479,851,000 | 747 |
| Loan loss allowance | $3,221,000 | 1,417 |
| Trading account assets | $7,221,000 | 87 |
| Bank premises and fixed assets | $10,085,000 | 888 |
| Other real estate owned | $0 | 982 |
| Goodwill and other intangibles | $2,497,000 | 1,014 |
| All other assets | $29,955,000 | 549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $800,957,000 | 708 |
| Total liabilities | $736,029,000 | 703 |
| Total deposits | $426,495,000 | 1,011 |
| Interest-bearing deposits | $391,050,000 | 956 |
| Deposits held in domestic offices | $426,495,000 | 1,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,537,000 | 1,719 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $300,150,000 | 236 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,847,000 | 898 |
| Total equity capital | $64,928,000 | 857 |
| Total bank equity capital | $64,928,000 | 857 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $64,824,000 | 410 |
| Undivided profits | $103,000 | 8,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,238,000 | 815 |
| Earning assets | $738,407,000 | 706 |
| Long-term assets (5+ years) | $422,541,000 | 271 |
| Average Assets, year-to-date | $744,444,670 | 743 |
| Average Assets, quarterly | $763,798,000 | 733 |
| Volatile liabilities | $151,562,000 | 750 |
| Insider loans | $768,000 | 4,582 |
| FHLB advances | $296,905,000 | 190 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $111,199,000 | 788 |
| Tier 1 (core) risk-based capital | $57,453,000 | 872 |
| Tier 2 risk-based capital | $3,221,000 | 1,324 |
| Total risk weighted assets | $473,596,000 | 796 |
| Total unused commitments | $111,199,000 | 792 |
| Derivatives | $25,000,000 | 307 |
| 2003-03-31 | Rank | |
| # of Employees: | 180 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $726,639,000 | 761 |
| Cash and due from depository institutions | $18,879,000 | 917 |
| Interest-bearing balances | $375,000 | 4,123 |
| Securities | $187,547,000 | 709 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 6,867 |
| Net loans & leases | $470,599,000 | 746 |
| Loan loss allowance | $3,149,000 | 1,421 |
| Trading account assets | $13,608,000 | 77 |
| Bank premises and fixed assets | $10,133,000 | 877 |
| Other real estate owned | $0 | 917 |
| Goodwill and other intangibles | $2,465,000 | 1,018 |
| All other assets | $22,978,000 | 661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $726,639,000 | 761 |
| Total liabilities | $657,663,000 | 758 |
| Total deposits | $403,030,000 | 1,050 |
| Interest-bearing deposits | $373,990,000 | 977 |
| Deposits held in domestic offices | $403,030,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $138,000 | 2,937 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $248,329,000 | 258 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,166,000 | 883 |
| Total equity capital | $68,976,000 | 791 |
| Total bank equity capital | $68,976,000 | 791 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $64,662,000 | 406 |
| Undivided profits | $4,313,000 | 4,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,431,000 | 780 |
| Earning assets | $672,559,000 | 761 |
| Long-term assets (5+ years) | $372,476,000 | 303 |
| Average Assets, year-to-date | $716,188,500 | 762 |
| Average Assets, quarterly | $716,188,500 | 762 |
| Volatile liabilities | $115,438,000 | 916 |
| Insider loans | $789,000 | 4,470 |
| FHLB advances | $245,000,000 | 210 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $100,628,000 | 827 |
| Tier 1 (core) risk-based capital | $61,747,000 | 797 |
| Tier 2 risk-based capital | $3,149,000 | 1,327 |
| Total risk weighted assets | $447,106,000 | 829 |
| Total unused commitments | $100,628,000 | 830 |
| Derivatives | $25,485,000 | 299 |
| 2002-12-31 | Rank | |
| # of Employees: | 177 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $705,738,000 | 768 |
| Cash and due from depository institutions | $18,304,000 | 923 |
| Interest-bearing balances | $649,000 | 3,505 |
| Securities | $155,196,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $9,470,000 | 1,523 |
| Net loans & leases | $470,225,000 | 742 |
| Loan loss allowance | $3,156,000 | 1,380 |
| Trading account assets | $16,333,000 | 74 |
| Bank premises and fixed assets | $10,343,000 | 842 |
| Other real estate owned | $0 | 923 |
| Goodwill and other intangibles | $2,409,000 | 1,012 |
| All other assets | $23,458,000 | 638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $705,738,000 | 768 |
| Total liabilities | $638,657,000 | 764 |
| Total deposits | $375,764,000 | 1,097 |
| Interest-bearing deposits | $349,859,000 | 1,023 |
| Deposits held in domestic offices | $375,764,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $235,000 | 2,993 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $256,412,000 | 260 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,246,000 | 841 |
| Total equity capital | $67,081,000 | 796 |
| Total bank equity capital | $67,081,000 | 796 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $64,439,000 | 403 |
| Undivided profits | $2,641,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,385,000 | 821 |
| Earning assets | $651,873,000 | 766 |
| Long-term assets (5+ years) | $340,719,000 | 314 |
| Average Assets, year-to-date | $699,168,800 | 735 |
| Average Assets, quarterly | $711,787,500 | 749 |
| Volatile liabilities | $117,038,000 | 893 |
| Insider loans | $1,197,000 | 3,568 |
| FHLB advances | $253,000,000 | 207 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $94,362,000 | 826 |
| Tier 1 (core) risk-based capital | $59,918,000 | 805 |
| Tier 2 risk-based capital | $3,156,000 | 1,289 |
| Total risk weighted assets | $445,890,000 | 819 |
| Total unused commitments | $94,362,000 | 826 |
| Derivatives | $25,108,000 | 277 |
| 2001-12-31 | Rank | |
| # of Employees: | 181 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $668,229,000 | 781 |
| Cash and due from depository institutions | $27,827,000 | 899 |
| Interest-bearing balances | $7,221,000 | 940 |
| Securities | $175,685,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $427,410,000 | 788 |
| Loan loss allowance | $2,701,000 | 1,519 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,172,000 | 754 |
| Other real estate owned | $0 | 899 |
| Goodwill and other intangibles | $2,173,000 | 1,000 |
| All other assets | $23,962,000 | 616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $668,229,000 | 781 |
| Total liabilities | $609,423,000 | 772 |
| Total deposits | $346,865,000 | 1,151 |
| Interest-bearing deposits | $317,378,000 | 1,083 |
| Deposits held in domestic offices | $346,865,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,041,000 | 2,149 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $250,820,000 | 261 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $9,697,000 | 622 |
| Total equity capital | $58,806,000 | 843 |
| Total bank equity capital | $58,806,000 | 843 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $63,712,000 | 395 |
| Undivided profits | $-4,907,000 | 9,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,036,000 | 1,014 |
| Earning assets | $610,316,000 | 780 |
| Long-term assets (5+ years) | $329,439,000 | 332 |
| Average Assets, year-to-date | $644,153,600 | 767 |
| Average Assets, quarterly | $661,552,000 | 772 |
| Volatile liabilities | $92,505,000 | 1,055 |
| Insider loans | $1,555,000 | 2,907 |
| FHLB advances | $247,000,000 | 199 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $93,223,000 | 799 |
| Tier 1 (core) risk-based capital | $55,229,000 | 827 |
| Tier 2 risk-based capital | $2,701,000 | 1,420 |
| Total risk weighted assets | $447,242,000 | 779 |
| Total unused commitments | $93,223,000 | 799 |
| Derivatives | $180,230,000 | 140 |
| 2000-12-31 | Rank | |
| # of Employees: | 160 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $641,273,000 | 780 |
| Cash and due from depository institutions | $24,313,000 | 989 |
| Interest-bearing balances | $10,520,000 | 441 |
| Securities | $191,869,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $405,600,000 | 804 |
| Loan loss allowance | $2,590,000 | 1,498 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,131,000 | 704 |
| Other real estate owned | $61,000 | 989 |
| Goodwill and other intangibles | $805,000 | 1,560 |
| All other assets | $7,494,000 | 1,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $641,273,000 | 780 |
| Total liabilities | $581,974,000 | 777 |
| Total deposits | $333,479,000 | 1,140 |
| Interest-bearing deposits | $309,959,000 | 1,065 |
| Deposits held in domestic offices | $333,479,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,000 | 3,722 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $245,103,000 | 263 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,361,000 | 1,339 |
| Total equity capital | $59,299,000 | 803 |
| Total bank equity capital | $59,299,000 | 803 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $63,342,000 | 388 |
| Undivided profits | $-4,044,000 | 9,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,228,000 | 1,113 |
| Earning assets | $607,989,000 | 753 |
| Long-term assets (5+ years) | $399,094,000 | 281 |
| Average Assets, year-to-date | $577,624,400 | 827 |
| Average Assets, quarterly | $625,506,000 | 795 |
| Volatile liabilities | $154,126,000 | 715 |
| Insider loans | $1,760,000 | 2,588 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $14,313,000 | 189 |
| Unused loan commitments | $72,958,000 | 884 |
| Tier 1 (core) risk-based capital | $58,225,300 | 764 |
| Tier 2 risk-based capital | $2,626,900 | 1,384 |
| Total risk weighted assets | $414,923,900 | 815 |
| Total unused commitments | $72,958,000 | 885 |
| Derivatives | $230,645,000 | 139 |
| 1999-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $499,501,000 | 973 |
| Cash and due from depository institutions | $16,046,000 | 1,080 |
| Interest-bearing balances | $2,425,000 | 1,506 |
| Securities | $157,691,000 | 754 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $307,407,000 | 1,004 |
| Loan loss allowance | $2,309,000 | 1,611 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,859,000 | 926 |
| Other real estate owned | $879,000 | 1,080 |
| Goodwill and other intangibles | $121,000 | 2,617 |
| All other assets | $8,498,000 | 1,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,501,000 | 973 |
| Total liabilities | $445,676,000 | 984 |
| Total deposits | $285,728,000 | 1,301 |
| Interest-bearing deposits | $271,677,000 | 1,187 |
| Deposits held in domestic offices | $285,728,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $170,000 | 3,901 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $156,575,000 | 371 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,203,000 | 1,296 |
| Total equity capital | $53,825,000 | 844 |
| Total bank equity capital | $53,825,000 | 844 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $63,293,000 | 391 |
| Undivided profits | $-9,468,000 | 10,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 5,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,395,000 | 1,564 |
| Earning assets | $467,523,000 | 952 |
| Long-term assets (5+ years) | $285,767,000 | 407 |
| Average Assets, year-to-date | $458,966,800 | 1,004 |
| Average Assets, quarterly | $496,023,000 | 970 |
| Volatile liabilities | $190,481,000 | 633 |
| Insider loans | $1,509,000 | 2,793 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $61,393,000 | 1,043 |
| Tier 1 (core) risk-based capital | $56,666,900 | 790 |
| Tier 2 risk-based capital | $2,309,000 | 1,479 |
| Total risk weighted assets | $330,647,000 | 961 |
| Total unused commitments | $61,393,000 | 1,044 |
| Derivatives | $20,360,000 | 306 |
| 1998-12-31 | Rank | |
| # of Employees: | 137 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $426,825,000 | 1,089 |
| Cash and due from depository institutions | $11,387,000 | 1,221 |
| Interest-bearing balances | $985,000 | 2,911 |
| Securities | $117,711,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $284,043,000 | 1,014 |
| Loan loss allowance | $2,166,000 | 1,638 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,290,000 | 896 |
| Other real estate owned | $241,000 | 1,221 |
| Goodwill and other intangibles | $164,000 | 2,458 |
| All other assets | $4,989,000 | 1,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,825,000 | 1,089 |
| Total liabilities | $391,052,000 | 1,078 |
| Total deposits | $277,656,000 | 1,324 |
| Interest-bearing deposits | $265,304,000 | 1,198 |
| Deposits held in domestic offices | $277,656,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,000 | 3,138 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $111,163,000 | 380 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,134,000 | 1,886 |
| Total equity capital | $35,773,000 | 1,260 |
| Total bank equity capital | $35,773,000 | 1,260 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $30,950,000 | 612 |
| Undivided profits | $4,823,000 | 4,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,290,000 | 1,691 |
| Earning assets | $402,739,000 | 1,062 |
| Long-term assets (5+ years) | $216,202,000 | 452 |
| Average Assets, year-to-date | $371,004,400 | 1,183 |
| Average Assets, quarterly | $397,783,000 | 1,144 |
| Volatile liabilities | $133,111,000 | 688 |
| Insider loans | $1,205,000 | 3,113 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $62,086,000 | 977 |
| Tier 1 (core) risk-based capital | $34,043,600 | 1,239 |
| Tier 2 risk-based capital | $3,034,950 | 1,118 |
| Total risk weighted assets | $287,271,950 | 1,032 |
| Total unused commitments | $62,086,000 | 983 |
| Derivatives | $20,000,000 | 324 |
| 1997-12-31 | Rank | |
| # of Employees: | 129 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $341,903,000 | 1,352 |
| Cash and due from depository institutions | $11,291,000 | 1,368 |
| Interest-bearing balances | $1,858,000 | 1,856 |
| Securities | $58,688,000 | 1,972 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $261,723,000 | 1,143 |
| Loan loss allowance | $1,952,000 | 1,832 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,918,000 | 1,311 |
| Other real estate owned | $188,000 | 1,368 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,095,000 | 1,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,903,000 | 1,352 |
| Total liabilities | $308,761,000 | 1,351 |
| Total deposits | $264,647,000 | 1,405 |
| Interest-bearing deposits | $257,682,000 | 1,261 |
| Deposits held in domestic offices | $264,647,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $41,726,000 | 630 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,388,000 | 1,751 |
| Total equity capital | $33,142,000 | 1,354 |
| Total bank equity capital | $33,142,000 | 1,354 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $27,932,000 | 683 |
| Undivided profits | $5,210,000 | 4,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,327,000 | 1,669 |
| Earning assets | $322,269,000 | 1,323 |
| Long-term assets (5+ years) | $144,782,000 | 547 |
| Average Assets, year-to-date | $330,302,800 | 1,329 |
| Average Assets, quarterly | $340,001,500 | 1,339 |
| Volatile liabilities | $65,714,000 | 1,146 |
| Insider loans | $1,362,000 | 2,824 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $56,701,000 | 984 |
| Tier 1 (core) risk-based capital | $30,950,000 | 1,377 |
| Tier 2 risk-based capital | $1,952,000 | 1,571 |
| Total risk weighted assets | $255,632,700 | 1,140 |
| Total unused commitments | $56,701,000 | 990 |
| Derivatives | $10,000,000 | 379 |
| 1996-12-31 | Rank | |
| # of Employees: | 113 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $316,611,000 | 1,500 |
| Cash and due from depository institutions | $9,085,000 | 1,664 |
| Interest-bearing balances | $216,000 | 3,859 |
| Securities | $64,948,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,768 |
| Net loans & leases | $234,135,000 | 1,284 |
| Loan loss allowance | $1,910,000 | 1,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,826,000 | 2,075 |
| Other real estate owned | $348,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,919,000 | 1,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,611,000 | 1,500 |
| Total liabilities | $287,538,000 | 1,491 |
| Total deposits | $250,228,000 | 1,540 |
| Interest-bearing deposits | $243,498,000 | 1,385 |
| Deposits held in domestic offices | $250,228,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $35,441,000 | 701 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,869,000 | 2,156 |
| Total equity capital | $29,073,000 | 1,560 |
| Total bank equity capital | $29,073,000 | 1,560 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $25,458,000 | 757 |
| Undivided profits | $3,615,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,226,000 | 1,800 |
| Earning assets | $299,649,000 | 1,452 |
| Long-term assets (5+ years) | $114,368,000 | 644 |
| Average Assets, year-to-date | $296,988,800 | 1,520 |
| Average Assets, quarterly | $312,592,000 | 1,508 |
| Volatile liabilities | $58,479,000 | 1,253 |
| Insider loans | $1,482,000 | 2,698 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $44,210,000 | 1,163 |
| Tier 1 (core) risk-based capital | $27,932,000 | 1,536 |
| Tier 2 risk-based capital | $1,910,000 | 1,662 |
| Total risk weighted assets | $222,388,100 | 1,306 |
| Total unused commitments | $44,210,000 | 1,168 |
| Derivatives | $15,000,000 | 409 |
| 1995-12-31 | Rank | |
| # of Employees: | 114 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $275,448,000 | 1,699 |
| Cash and due from depository institutions | $9,682,000 | 1,677 |
| Interest-bearing balances | $257,000 | 4,026 |
| Securities | $56,346,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,010 |
| Net loans & leases | $200,187,000 | 1,459 |
| Loan loss allowance | $1,838,000 | 2,089 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,730,000 | 2,068 |
| Other real estate owned | $534,000 | 1,677 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,569,000 | 2,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,448,000 | 1,699 |
| Total liabilities | $249,226,000 | 1,707 |
| Total deposits | $232,938,000 | 1,673 |
| Interest-bearing deposits | $226,989,000 | 1,508 |
| Deposits held in domestic offices | $232,938,000 | 1,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,472,000 | 997 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,816,000 | 2,275 |
| Total equity capital | $26,222,000 | 1,708 |
| Total bank equity capital | $26,222,000 | 1,708 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $2,335,000 | 5,034 |
| Undivided profits | $23,887,000 | 1,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,064,000 | 2,170 |
| Earning assets | $259,190,000 | 1,664 |
| Long-term assets (5+ years) | $98,547,000 | 696 |
| Average Assets, year-to-date | $271,867,200 | 1,665 |
| Average Assets, quarterly | $274,814,500 | 1,695 |
| Volatile liabilities | $30,110,000 | 1,848 |
| Insider loans | $1,922,000 | 2,209 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,530,000 | 1,399 |
| Tier 1 (core) risk-based capital | $25,458,000 | 1,675 |
| Tier 2 risk-based capital | $1,838,000 | 1,713 |
| Total risk weighted assets | $183,426,900 | 1,561 |
| Total unused commitments | $32,530,000 | 1,408 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities | ||
| Total Assets: | $266,253,000 | 1,727 |
| Cash and due from depository institutions | $9,711,000 | 2,006 |
| Interest-bearing balances | $201,000 | 4,361 |
| Securities | $63,252,000 | 2,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $186,781,000 | 1,509 |
| Loan loss allowance | $1,657,000 | 2,323 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,939,000 | 2,521 |
| Other real estate owned | $955,000 | 2,006 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,615,000 | 3,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,253,000 | 1,727 |
| Total liabilities | $244,073,000 | 1,727 |
| Total deposits | $220,722,000 | 1,711 |
| Interest-bearing deposits | $215,303,000 | 1,541 |
| Deposits held in domestic offices | $220,722,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,000,000 | 850 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,351,000 | 2,413 |
| Total equity capital | $22,180,000 | 1,861 |
| Total bank equity capital | $22,180,000 | 1,861 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $2,156,000 | 5,259 |
| Undivided profits | $20,024,000 | 1,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $870,000 | 2,309 |
| Earning assets | $250,234,000 | 1,694 |
| Long-term assets (5+ years) | $117,176,000 | 593 |
| Average Assets, year-to-date | $251,893,600 | 1,762 |
| Average Assets, quarterly | $262,847,000 | 1,740 |
| Volatile liabilities | $31,958,000 | 1,742 |
| Insider loans | $2,436,000 | 1,729 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,301,000 | 2,222 |
| Tier 1 (core) risk-based capital | $22,180,000 | 1,875 |
| Tier 2 risk-based capital | $1,657,000 | 1,867 |
| Total risk weighted assets | $157,076,200 | 1,774 |
| Total unused commitments | $16,301,000 | 2,234 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 87 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $236,143,000 | 1,967 |
| Cash and due from depository institutions | $7,848,000 | 2,415 |
| Interest-bearing balances | $635,000 | 4,017 |
| Securities | $44,146,000 | 3,160 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,209 |
| Net loans & leases | $172,134,000 | 1,596 |
| Loan loss allowance | $1,667,000 | 2,396 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,483,000 | 2,937 |
| Other real estate owned | $1,126,000 | 2,415 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,106,000 | 3,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,143,000 | 1,967 |
| Total liabilities | $215,410,000 | 1,983 |
| Total deposits | $209,088,000 | 1,881 |
| Interest-bearing deposits | $204,327,000 | 1,685 |
| Deposits held in domestic offices | $209,088,000 | 1,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,322,000 | 2,533 |
| Total equity capital | $20,733,000 | 1,973 |
| Total bank equity capital | $20,733,000 | 1,973 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $2,082,000 | 5,368 |
| Undivided profits | $18,651,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $785,000 | 2,273 |
| Earning assets | $223,215,000 | 1,917 |
| Long-term assets (5+ years) | $92,858,000 | 714 |
| Average Assets, year-to-date | $225,688,800 | 1,996 |
| Average Assets, quarterly | $233,243,500 | 1,979 |
| Volatile liabilities | $13,902,000 | 3,185 |
| Insider loans | $1,908,000 | 2,147 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,165,000 | 1,878 |
| Tier 1 (core) risk-based capital | $20,733,000 | 1,923 |
| Tier 2 risk-based capital | $1,667,000 | 1,843 |
| Total risk weighted assets | $148,222,200 | 1,847 |
| Total unused commitments | $20,165,000 | 1,897 |
| Derivatives | $3,000 | 713 |
| 1992-12-31 | Rank | |
| # of Employees: | 81 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $214,030,000 | 2,215 |
| Cash and due from depository institutions | $7,611,000 | 2,676 |
| Interest-bearing balances | $522,000 | 4,822 |
| Securities | $35,808,000 | 3,801 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $163,189,000 | 1,729 |
| Loan loss allowance | $1,500,000 | 2,701 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,312,000 | 3,142 |
| Other real estate owned | $2,468,000 | 2,676 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,642,000 | 4,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,030,000 | 2,215 |
| Total liabilities | $197,069,000 | 2,194 |
| Total deposits | $193,861,000 | 2,110 |
| Interest-bearing deposits | $190,755,000 | 1,886 |
| Deposits held in domestic offices | $193,861,000 | 2,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,208,000 | 2,832 |
| Total equity capital | $16,961,000 | 2,272 |
| Total bank equity capital | $16,961,000 | 2,272 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $2,060,000 | 5,301 |
| Undivided profits | $14,901,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,741,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $825,000 | 2,420 |
| Earning assets | $200,519,000 | 2,161 |
| Long-term assets (5+ years) | $84,764,000 | 723 |
| Average Assets, year-to-date | $207,763,000 | 2,228 |
| Average Assets, quarterly | $212,106,500 | 2,215 |
| Volatile liabilities | $9,678,000 | 4,230 |
| Insider loans | $408,000 | 2,249 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $4,027,000 | 395 |
| Unused loan commitments | $17,240,000 | 2,009 |
| Tier 1 (core) risk-based capital | $16,961,000 | 2,217 |
| Tier 2 risk-based capital | $1,500,000 | 2,056 |
| Total risk weighted assets | $135,654,300 | 2,057 |
| Total unused commitments | $17,240,000 | 2,025 |
| Derivatives | $10,000 | 650 |