Home > World Trade Bank > Income and Expense
World Trade Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 6,515 |
| Total interest expense | $1,764,000 | 6,162 |
| Net interest income | $2,394,000 | 6,672 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $486,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $243,000 | 5,159 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $243,000 | 4,679 |
| Total noninterest expense | $4,014,000 | 3,417 |
| Salaries and employee benefits | $1,504,000 | 4,273 |
| Premises and equipment expense | $865,000 | 2,339 |
| Additional noninterest expense | $1,645,000 | 3,057 |
| Pre-tax net operating income | $-1,134,000 | 12,473 |
| Securities gains (losses) | $-300,000 | 12,111 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-1,435,000 | 12,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,435,000 | 12,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 848 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,135,000 | 12,441 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 6,162 |
| Total interest expense | $1,861,000 | 6,178 |
| Net interest income | $2,777,000 | 6,018 |
| Provision for loan and lease losses | $469,000 | 2,201 |
| Total noninterest income | $436,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $276,000 | 4,748 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $4,523,000 | 3,103 |
| Salaries and employee benefits | $1,475,000 | 4,340 |
| Premises and equipment expense | $954,000 | 2,154 |
| Additional noninterest expense | $2,094,000 | 2,623 |
| Pre-tax net operating income | $-1,780,000 | 13,064 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $-1,729,000 | 13,073 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,729,000 | 13,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,591 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 855 |
| Net operating income | $-1,837,000 | 13,053 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 4,463 |
| Total interest expense | $3,177,000 | 4,921 |
| Net interest income | $4,489,000 | 4,013 |
| Provision for loan and lease losses | $1,189,000 | 1,653 |
| Total noninterest income | $665,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | $4,000 | 448 |
| Additional Noninterest Income | $318,000 | 4,265 |
| Total noninterest expense | $8,429,000 | 1,802 |
| Salaries and employee benefits | $2,679,000 | 2,412 |
| Premises and equipment expense | $1,385,000 | 1,540 |
| Additional noninterest expense | $4,365,000 | 1,505 |
| Pre-tax net operating income | $-4,464,000 | 13,769 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $6,000 | 12,482 |
| Income before extraordinary items | $-4,470,000 | 13,788 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,470,000 | 13,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,311,000 | 450 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,400,000 | 85 |
| Net operating income | $-4,470,000 | 13,747 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.