Home > Workingmens Federal Savings Bank > Income and Expense
Workingmens Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,863,000 | 2,121 |
| Total interest expense | $10,221,000 | 1,563 |
| Net interest income | $5,642,000 | 3,155 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $500,000 | 5,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $500,000 | 2,880 |
| Total noninterest expense | $2,764,000 | 4,576 |
| Salaries and employee benefits | $1,496,000 | 4,293 |
| Premises and equipment expense | $477,000 | 3,906 |
| Additional noninterest expense | $791,000 | 5,295 |
| Pre-tax net operating income | $3,300,000 | 2,230 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $1,262,000 | 1,935 |
| Income before extraordinary items | $2,048,000 | 2,459 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,048,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,041,600 | 2,439 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,996,000 | 2,188 |
| Total interest expense | $8,591,000 | 1,503 |
| Net interest income | $5,405,000 | 3,316 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $434,000 | 5,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $434,000 | 3,240 |
| Total noninterest expense | $2,654,000 | 4,892 |
| Salaries and employee benefits | $1,406,000 | 4,539 |
| Premises and equipment expense | $475,000 | 3,966 |
| Additional noninterest expense | $773,000 | 5,864 |
| Pre-tax net operating income | $3,113,000 | 2,277 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $1,178,000 | 1,908 |
| Income before extraordinary items | $1,903,000 | 2,551 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,903,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,923,480 | 2,544 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,588,000 | 2,288 |
| Total interest expense | $8,257,000 | 1,603 |
| Net interest income | $5,331,000 | 3,363 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $414,000 | 3,676 |
| Total noninterest expense | $2,487,000 | 5,301 |
| Salaries and employee benefits | $1,263,000 | 5,008 |
| Premises and equipment expense | $479,000 | 4,029 |
| Additional noninterest expense | $745,000 | 6,270 |
| Pre-tax net operating income | $3,174,000 | 2,145 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $1,254,000 | 1,860 |
| Income before extraordinary items | $1,970,000 | 2,563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,970,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,938,000 | 2,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,851,000 | 2,541 |
| Total interest expense | $8,815,000 | 1,923 |
| Net interest income | $5,036,000 | 3,608 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $383,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $383,000 | 3,813 |
| Total noninterest expense | $2,409,000 | 5,471 |
| Salaries and employee benefits | $1,144,000 | 5,401 |
| Premises and equipment expense | $469,000 | 4,204 |
| Additional noninterest expense | $796,000 | 6,095 |
| Pre-tax net operating income | $2,962,000 | 2,099 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $1,129,000 | 1,880 |
| Income before extraordinary items | $1,865,000 | 2,460 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,865,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,844,520 | 2,302 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.