Home > Worcester County Institution for Savings > Loan Charge- Offs and Recoveries
Worcester County Institution for Savings, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,220,000 | 360 |
| Loans secured by real estate, total | $7,161,000 | 190 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $7,161,000 | 190 |
| Construction and land development | $13,000 | 1,011 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,912,000 | 110 |
| Secured by multifamily residential properties | $576,000 | 150 |
| Secured by nonfarm nonresidential properties | $3,660,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $442,000 | 1,115 |
| Loans to individuals | $617,000 | 705 |
| Credit card loan charge offs | $473,000 | 387 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $144,000 | 1,615 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,276,000 | 480 |
| Loans secured by real estate, total | $910,000 | 226 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $910,000 | 225 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $597,000 | 76 |
| Secured by multifamily residential properties | $47,000 | 200 |
| Secured by nonfarm nonresidential properties | $266,000 | 296 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $176,000 | 932 |
| Loans to individuals | $190,000 | 740 |
| Credit card loan recoveries | $87,000 | 386 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $103,000 | 1,028 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,944,000 | 328 |
| Loans secured by real estate, total | $6,251,000 | 186 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $6,251,000 | 186 |
| Construction and land development | $13,000 | 902 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $2,315,000 | 121 |
| Secured by multifamily residential properties | $529,000 | 144 |
| Secured by nonfarm nonresidential properties | $3,394,000 | 159 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $266,000 | 1,233 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $427,000 | 676 |
| Credit card loan net charge offs | $386,000 | 379 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $41,000 | 2,759 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,993,000 | 277 |
| Loans secured by real estate, total | $14,434,000 | 135 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $14,434,000 | 133 |
| Construction and land development | $114,000 | 764 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $3,725,000 | 92 |
| Secured by multifamily residential properties | $1,774,000 | 89 |
| Secured by nonfarm nonresidential properties | $8,821,000 | 103 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,662,000 | 528 |
| Loans to individuals | $897,000 | 702 |
| Credit card loan charge offs | $631,000 | 388 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $266,000 | 1,248 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,315,000 | 454 |
| Loans secured by real estate, total | $731,000 | 229 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $731,000 | 229 |
| Construction and land development | $20,000 | 521 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $507,000 | 93 |
| Secured by multifamily residential properties | $96,000 | 98 |
| Secured by nonfarm nonresidential properties | $108,000 | 475 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $465,000 | 403 |
| Loans to individuals | $119,000 | 1,128 |
| Credit card loan recoveries | $54,000 | 462 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,555 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,678,000 | 255 |
| Loans secured by real estate, total | $13,703,000 | 130 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $13,703,000 | 129 |
| Construction and land development | $94,000 | 785 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $3,218,000 | 90 |
| Secured by multifamily residential properties | $1,678,000 | 90 |
| Secured by nonfarm nonresidential properties | $8,713,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,197,000 | 593 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $778,000 | 619 |
| Credit card loan net charge offs | $577,000 | 370 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $201,000 | 1,122 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.