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Worcester County Institution for Savings, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $93,175,000 | 419 |
| Total interest expense | $35,931,000 | 457 |
| Net interest income | $57,244,000 | 394 |
| Provision for loan and lease losses | $6,750,000 | 354 |
| Total noninterest income | $10,265,000 | 594 |
| Gross Fiduciary activities income | $785,000 | 617 |
| Service charges on deposit accounts | $6,332,000 | 271 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,148,000 | 933 |
| Total noninterest expense | $43,108,000 | 449 |
| Salaries and employee benefits | $21,365,000 | 371 |
| Premises and equipment expense | $4,954,000 | 498 |
| Additional noninterest expense | $16,789,000 | 532 |
| Pre-tax net operating income | $17,651,000 | 450 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $7,844,000 | 375 |
| Income before extraordinary items | $9,817,000 | 548 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,817,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,944,000 | 328 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 746 |
| Net operating income | $9,810,600 | 512 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $103,579,000 | 428 |
| Total interest expense | $48,097,000 | 452 |
| Net interest income | $55,482,000 | 409 |
| Provision for loan and lease losses | $8,900,000 | 406 |
| Total noninterest income | $9,518,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $6,316,000 | 271 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,202,000 | 912 |
| Total noninterest expense | $43,163,000 | 461 |
| Salaries and employee benefits | $20,443,000 | 379 |
| Premises and equipment expense | $5,686,000 | 464 |
| Additional noninterest expense | $17,034,000 | 519 |
| Pre-tax net operating income | $12,937,000 | 494 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $5,782,000 | 428 |
| Income before extraordinary items | $7,242,000 | 653 |
| Extraordinary gains, net | $10,111,000 | 24 |
| Net income | $17,353,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,678,000 | 255 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $331,000 | 634 |
| Net operating income | $7,186,320 | 604 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.