Worcester County Institution for Savings, Assets and Liabilities

1993-12-31Rank
# of Employees:534424
Assets and Liabilities
Total Assets:$1,456,081,000419
Cash and due from depository institutions$180,901,000424
Interest-bearing balances$135,053,00068
Securities$197,036,000733
Federal funds sold & reverse repurchase agreements$3,000,0004,365
Net loans & leases$1,020,170,000363
Loan loss allowance$16,072,000431
Trading account assets$0330
Bank premises and fixed assets$15,205,000493
Other real estate owned$14,382,000424
Goodwill and other intangibles$8,017,000317
All other assets$17,370,000629
Life insurance assets$01
Total liabilities and capital$1,456,081,000419
Total liabilities$1,317,295,000427
Total deposits$1,258,851,000378
Interest-bearing deposits$1,188,602,000357
Deposits held in domestic offices$1,258,851,000373
% insured0.00%1
Federal funds purchased & repurchase agreements$41,106,000532
Trading liabilities$01
Other borrowed funds$10,882,0001,017
Subordinated debt$0413
All other liabilities$6,456,000809
Total equity capital$138,786,000367
Total bank equity capital$138,786,000367
Perpetual preferred stock$0343
Common stock$816,0004,614
Surplus$96,464,000255
Undivided profits$41,506,000550
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,823,000526
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$196,000610
Income earned, not collected on loans$8,003,000291
Earning assets$1,355,259,000408
Long-term assets (5+ years)$140,363,000499
Average Assets, year-to-date$1,439,668,800413
Average Assets, quarterly$1,455,808,500417
Volatile liabilities$86,156,000842
Insider loans$7,610,000555
FHLB advances$0821
Loans and leases held for sale$20,693,000207
Unused loan commitments$174,375,000473
Tier 1 (core) risk-based capital$130,769,000368
Tier 2 risk-based capital$11,655,860396
Total risk weighted assets$928,052,960401
Total unused commitments$174,375,000486
Derivatives$2,650,000607
1992-12-31Rank
# of Employees:540425
Assets and Liabilities
Total Assets:$1,440,147,000436
Cash and due from depository institutions$121,819,000425
Interest-bearing balances$63,214,000145
Securities$255,206,000580
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$1,001,683,000374
Loan loss allowance$16,266,000447
Trading account assets$0344
Bank premises and fixed assets$14,996,000505
Other real estate owned$18,795,000425
Goodwill and other intangibles$9,396,000284
All other assets$18,252,000664
Life insurance assets$01
Total liabilities and capital$1,440,147,000436
Total liabilities$1,311,421,000437
Total deposits$1,261,464,000398
Interest-bearing deposits$1,192,419,000376
Deposits held in domestic offices$1,261,464,000394
% insured0.00%1
Federal funds purchased & repurchase agreements$39,618,000485
Trading liabilities$01
Other borrowed funds$5,467,0001,261
Subordinated debt$0482
All other liabilities$4,872,000965
Total equity capital$128,726,000375
Total bank equity capital$128,726,000375
Perpetual preferred stock$0346
Common stock$816,0004,840
Surplus$96,464,000235
Undivided profits$31,446,000671
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,419,000733
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$5,640,000430
Earning assets$1,320,103,000428
Long-term assets (5+ years)$132,804,000490
Average Assets, year-to-date$1,432,725,400428
Average Assets, quarterly$1,436,195,500435
Volatile liabilities$75,683,000889
Insider loans$230,0003,587
FHLB advances$0832
Loans and leases held for sale$19,168,000159
Unused loan commitments$153,412,000479
Tier 1 (core) risk-based capital$119,330,000376
Tier 2 risk-based capital$11,437,240412
Total risk weighted assets$910,150,240416
Total unused commitments$153,412,000487
Derivatives$162,000626