Home > Woori America Bank > Income and Expense

Woori America Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$154,250,000369
Total interest expense$67,657,000313
Net interest income$86,593,000421
Provision for loan and lease losses$1,067,000802
Total noninterest income$14,007,000592
Gross Fiduciary activities income$0981
Service charges on deposit accounts$763,0001,236
Trading account gains and feesNANA
Additional Noninterest Income$13,244,000444
Total noninterest expense$59,489,000500
Salaries and employee benefits$32,282,000493
Premises and equipment expense$12,188,000257
Additional noninterest expense$13,244,000444
Pre-tax net operating income$40,044,000414
Securities gains (losses)$-4,0003,288
Applicable income taxes$11,803,000304
Income before extraordinary items$28,237,000448
Extraordinary gains, net$054
Net income$28,237,000452
Minority interest net income$088
Net income of bank and minority interests.$28,237,000449
Net charge-offs$-78,0004,289
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,240,160458
2023-09-30 (YTD Data)Rank
Total interest income$111,668,000372
Total interest expense$46,309,000321
Net interest income$65,359,000427
Provision for loan and lease losses$474,0001,036
Total noninterest income$12,673,000523
Gross Fiduciary activities income$0950
Service charges on deposit accounts$578,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$12,095,000394
Total noninterest expense$44,023,000503
Salaries and employee benefits$24,154,000494
Premises and equipment expense$9,050,000265
Additional noninterest expense$12,095,000394
Pre-tax net operating income$33,535,000389
Securities gains (losses)$-76,0003,931
Applicable income taxes$9,941,000298
Income before extraordinary items$23,518,000427
Extraordinary gains, net$052
Net income$23,518,000431
Minority interest net income$081
Net income of bank and minority interests.$23,518,000427
Net charge-offs$-173,0004,451
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$23,578,040433
2023-06-30 (YTD Data)Rank
Total interest income$69,799,000379
Total interest expense$26,457,000324
Net interest income$43,342,000426
Provision for loan and lease losses$283,0001,101
Total noninterest income$7,874,000540
Gross Fiduciary activities income$0931
Service charges on deposit accounts$389,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$7,485,000402
Total noninterest expense$28,462,000499
Salaries and employee benefits$15,461,000502
Premises and equipment expense$5,930,000255
Additional noninterest expense$7,485,000402
Pre-tax net operating income$22,471,000401
Securities gains (losses)$-6,0003,733
Applicable income taxes$6,675,000297
Income before extraordinary items$15,790,000421
Extraordinary gains, net$051
Net income$15,790,000430
Minority interest net income$081
Net income of bank and minority interests.$15,790,000422
Net charge-offs$-41,0004,276
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,794,740428
2023-03-31 (YTD Data)Rank
Total interest income$33,688,000390
Total interest expense$11,620,000328
Net interest income$22,068,000431
Provision for loan and lease losses$-443,0004,619
Total noninterest income$6,495,000373
Gross Fiduciary activities income$0913
Service charges on deposit accounts$195,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$6,300,000269
Total noninterest expense$14,024,000518
Salaries and employee benefits$7,682,000520
Premises and equipment expense$2,927,000268
Additional noninterest expense$6,300,000269
Pre-tax net operating income$14,982,000333
Securities gains (losses)$-2,0003,910
Applicable income taxes$4,451,000244
Income before extraordinary items$10,529,000352
Extraordinary gains, net$04
Net income$10,529,000353
Minority interest net income$048
Net income of bank and minority interests.$10,529,000353
Net charge-offs$-69,0004,501
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,530,580357
2022-12-31 (YTD Data)Rank
Total interest income$106,729,000389
Total interest expense$16,356,000303
Net interest income$90,373,000406
Provision for loan and lease losses$3,592,000352
Total noninterest income$8,518,000841
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$747,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$7,771,000663
Total noninterest expense$56,144,000500
Salaries and employee benefits$29,772,000511
Premises and equipment expense$11,519,000270
Additional noninterest expense$7,771,000663
Pre-tax net operating income$39,155,000456
Securities gains (losses)$-199,0004,107
Applicable income taxes$11,575,000336
Income before extraordinary items$27,381,000505
Extraordinary gains, net$05
Net income$27,381,000506
Minority interest net income$063
Net income of bank and minority interests.$27,381,000506
Net charge-offs$-415,0004,573
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,538,210514
2022-09-30 (YTD Data)Rank
Total interest income$74,737,000390
Total interest expense$7,311,000332
Net interest income$67,426,000396
Provision for loan and lease losses$3,395,000285
Total noninterest income$6,165,000887
Gross Fiduciary activities income$0968
Service charges on deposit accounts$553,0001,300
Trading account gains and feesNANA
Additional Noninterest Income$5,612,000696
Total noninterest expense$41,756,000494
Salaries and employee benefits$22,268,000506
Premises and equipment expense$8,521,000272
Additional noninterest expense$5,612,000696
Pre-tax net operating income$28,440,000458
Securities gains (losses)$-224,0004,374
Applicable income taxes$9,015,000343
Income before extraordinary items$19,201,000524
Extraordinary gains, net$04
Net income$19,201,000523
Minority interest net income$057
Net income of bank and minority interests.$19,201,000524
Net charge-offs$-211,0004,481
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,377,960532
2022-06-30 (YTD Data)Rank
Total interest income$46,985,000394
Total interest expense$2,790,000436
Net interest income$44,195,000390
Provision for loan and lease losses$1,630,000296
Total noninterest income$3,247,0001,012
Gross Fiduciary activities income$0925
Service charges on deposit accounts$369,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$2,878,000851
Total noninterest expense$27,162,000499
Salaries and employee benefits$14,432,000520
Premises and equipment expense$5,552,000269
Additional noninterest expense$7,178,000567
Pre-tax net operating income$18,650,000448
Securities gains (losses)$-161,0004,435
Applicable income taxes$5,907,000332
Income before extraordinary items$12,582,000510
Extraordinary gains, net$04
Net income$12,582,000511
Minority interest net income$060
Net income of bank and minority interests.$12,582,000511
Net charge-offs$-206,0004,554
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,709,190516
2022-03-31 (YTD Data)Rank
Total interest income$22,173,000402
Total interest expense$1,177,000471
Net interest income$20,996,000397
Provision for loan and lease losses$203,000653
Total noninterest income$1,230,0001,221
Gross Fiduciary activities income$0892
Service charges on deposit accounts$185,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$1,045,0001,052
Total noninterest expense$13,161,000514
Salaries and employee benefits$7,074,000531
Premises and equipment expense$2,613,000283
Additional noninterest expense$3,474,000577
Pre-tax net operating income$8,862,000459
Securities gains (losses)$-116,0004,550
Applicable income taxes$2,794,000328
Income before extraordinary items$5,952,000524
Extraordinary gains, net$04
Net income$5,952,000524
Minority interest net income$050
Net income of bank and minority interests.$5,952,000524
Net charge-offs$-111,0004,573
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,043,640522
2021-12-31 (YTD Data)Rank
Total interest income$82,278,000436
Total interest expense$4,736,000574
Net interest income$77,542,000428
Provision for loan and lease losses$2,277,000246
Total noninterest income$5,901,0001,178
Gross Fiduciary activities income$0994
Service charges on deposit accounts$741,0001,200
Trading account gains and feesNANA
Additional Noninterest Income$5,160,0001,049
Total noninterest expense$53,830,000490
Salaries and employee benefits$28,044,000522
Premises and equipment expense$11,336,000270
Additional noninterest expense$14,450,000563
Pre-tax net operating income$27,336,000589
Securities gains (losses)$-55,0004,576
Applicable income taxes$8,715,000428
Income before extraordinary items$18,566,000685
Extraordinary gains, net$010
Net income$18,566,000687
Minority interest net income$074
Net income of bank and minority interests.$18,566,000686
Net charge-offs$41,0001,758
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$100,000,0009
Net operating income$18,609,450669
2021-09-30 (YTD Data)Rank
Total interest income$59,872,000451
Total interest expense$3,615,000588
Net interest income$56,257,000441
Provision for loan and lease losses$1,290,000339
Total noninterest income$4,197,0001,248
Gross Fiduciary activities income$0957
Service charges on deposit accounts$563,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$3,634,0001,116
Total noninterest expense$39,342,000512
Salaries and employee benefits$20,647,000533
Premises and equipment expense$8,451,000271
Additional noninterest expense$10,244,000590
Pre-tax net operating income$19,822,000621
Securities gains (losses)$-36,0004,702
Applicable income taxes$5,572,000492
Income before extraordinary items$14,214,000698
Extraordinary gains, net$08
Net income$14,214,000698
Minority interest net income$069
Net income of bank and minority interests.$14,214,000698
Net charge-offs$81,0001,164
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,242,440684
2021-06-30 (YTD Data)Rank
Total interest income$37,523,000475
Total interest expense$2,505,000587
Net interest income$35,018,000461
Provision for loan and lease losses$517,000591
Total noninterest income$2,997,0001,182
Gross Fiduciary activities income$0951
Service charges on deposit accounts$379,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$2,618,0001,073
Total noninterest expense$25,963,000508
Salaries and employee benefits$13,507,000545
Premises and equipment expense$5,632,000268
Additional noninterest expense$6,824,000575
Pre-tax net operating income$11,535,000677
Securities gains (losses)$-30,0004,755
Applicable income taxes$3,240,000538
Income before extraordinary items$8,265,000783
Extraordinary gains, net$06
Net income$8,265,000783
Minority interest net income$067
Net income of bank and minority interests.$8,265,000783
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,288,700752
2021-03-31 (YTD Data)Rank
Total interest income$17,950,000490
Total interest expense$1,338,000584
Net interest income$16,612,000478
Provision for loan and lease losses$190,000845
Total noninterest income$1,645,0001,129
Gross Fiduciary activities income$0922
Service charges on deposit accounts$191,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$1,454,000996
Total noninterest expense$12,548,000522
Salaries and employee benefits$6,596,000561
Premises and equipment expense$2,833,000271
Additional noninterest expense$3,119,000612
Pre-tax net operating income$5,519,000710
Securities gains (losses)$-31,0004,780
Applicable income taxes$1,545,000559
Income before extraordinary items$3,943,000818
Extraordinary gains, net$03
Net income$3,943,000818
Minority interest net income$055
Net income of bank and minority interests.$3,943,000818
Net charge-offs$-4,0003,680
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,967,490791
2020-12-31 (YTD Data)Rank
Total interest income$75,097,000469
Total interest expense$11,639,000442
Net interest income$63,458,000471
Provision for loan and lease losses$9,876,000356
Total noninterest income$7,546,000976
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$871,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$6,675,000837
Total noninterest expense$51,252,000502
Salaries and employee benefits$26,759,000532
Premises and equipment expense$10,967,000272
Additional noninterest expense$13,526,000561
Pre-tax net operating income$9,876,0001,075
Securities gains (losses)$722,000477
Applicable income taxes$2,985,000696
Income before extraordinary items$7,613,0001,184
Extraordinary gains, net$04
Net income$7,613,0001,184
Minority interest net income$072
Net income of bank and minority interests.$7,613,0001,184
Net charge-offs$100,0002,002
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,042,6201,219
2020-09-30 (YTD Data)Rank
Total interest income$56,917,000460
Total interest expense$9,899,000424
Net interest income$47,018,000471
Provision for loan and lease losses$7,906,000365
Total noninterest income$6,259,000878
Gross Fiduciary activities income$0981
Service charges on deposit accounts$682,0001,028
Trading account gains and feesNANA
Additional Noninterest Income$5,577,000758
Total noninterest expense$38,173,000489
Salaries and employee benefits$20,189,000510
Premises and equipment expense$8,990,000255
Additional noninterest expense$8,994,000608
Pre-tax net operating income$7,198,0001,056
Securities gains (losses)$732,000388
Applicable income taxes$2,231,000670
Income before extraordinary items$5,699,0001,145
Extraordinary gains, net$04
Net income$5,699,0001,145
Minority interest net income$065
Net income of bank and minority interests.$5,699,0001,145
Net charge-offs$109,0001,616
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,120,7201,206
2020-06-30 (YTD Data)Rank
Total interest income$39,158,000452
Total interest expense$7,914,000389
Net interest income$31,244,000472
Provision for loan and lease losses$7,300,000313
Total noninterest income$4,399,000808
Gross Fiduciary activities income$0970
Service charges on deposit accounts$508,000940
Trading account gains and feesNANA
Additional Noninterest Income$3,891,000686
Total noninterest expense$25,476,000476
Salaries and employee benefits$13,741,000496
Premises and equipment expense$5,899,000259
Additional noninterest expense$5,836,000620
Pre-tax net operating income$2,867,0001,512
Securities gains (losses)$728,000286
Applicable income taxes$1,008,000826
Income before extraordinary items$2,587,0001,495
Extraordinary gains, net$04
Net income$2,587,0001,494
Minority interest net income$065
Net income of bank and minority interests.$2,587,0001,495
Net charge-offs$110,0001,315
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,011,8801,794
2020-03-31 (YTD Data)Rank
Total interest income$20,547,000438
Total interest expense$4,927,000362
Net interest income$15,620,000465
Provision for loan and lease losses$4,000,000277
Total noninterest income$1,557,000966
Gross Fiduciary activities income$0941
Service charges on deposit accounts$322,000881
Trading account gains and feesNANA
Additional Noninterest Income$1,235,000841
Total noninterest expense$12,781,000481
Salaries and employee benefits$6,940,000497
Premises and equipment expense$2,823,000272
Additional noninterest expense$3,018,000607
Pre-tax net operating income$396,0003,082
Securities gains (losses)$-2,0004,713
Applicable income taxes$111,0001,848
Income before extraordinary items$283,0003,353
Extraordinary gains, net$04
Net income$283,0003,353
Minority interest net income$056
Net income of bank and minority interests.$283,0003,354
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$284,5803,330
2019-12-31 (YTD Data)Rank
Total interest income$85,712,000415
Total interest expense$20,023,000389
Net interest income$65,689,000440
Provision for loan and lease losses$-674,0005,117
Total noninterest income$7,148,000890
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,273,000920
Trading account gains and feesNANA
Additional Noninterest Income$5,875,000739
Total noninterest expense$48,912,000471
Salaries and employee benefits$26,448,000486
Premises and equipment expense$10,192,000284
Additional noninterest expense$12,272,000582
Pre-tax net operating income$24,599,000525
Securities gains (losses)$141,000761
Applicable income taxes$7,231,000390
Income before extraordinary items$17,509,000595
Extraordinary gains, net$011
Net income$17,509,000594
Minority interest net income$076
Net income of bank and minority interests.$17,509,000596
Net charge-offs$541,000976
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,397,610585
2019-09-30 (YTD Data)Rank
Total interest income$64,304,000421
Total interest expense$14,760,000399
Net interest income$49,544,000438
Provision for loan and lease losses$-841,0005,208
Total noninterest income$5,342,000887
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$937,000941
Trading account gains and feesNANA
Additional Noninterest Income$4,405,000734
Total noninterest expense$36,067,000482
Salaries and employee benefits$19,909,000489
Premises and equipment expense$7,187,000306
Additional noninterest expense$8,971,000595
Pre-tax net operating income$19,660,000506
Securities gains (losses)$141,000640
Applicable income taxes$5,279,000404
Income before extraordinary items$14,522,000564
Extraordinary gains, net$011
Net income$14,522,000561
Minority interest net income$072
Net income of bank and minority interests.$14,522,000564
Net charge-offs$524,000742
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,410,610557
2019-06-30 (YTD Data)Rank
Total interest income$42,702,000422
Total interest expense$9,582,000406
Net interest income$33,120,000439
Provision for loan and lease losses$-856,0005,271
Total noninterest income$3,575,000873
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$602,000962
Trading account gains and fees$0131
Additional Noninterest Income$2,973,000712
Total noninterest expense$24,011,000483
Salaries and employee benefits$12,997,000498
Premises and equipment expense$4,770,000307
Additional noninterest expense$6,244,000580
Pre-tax net operating income$13,540,000484
Securities gains (losses)$141,000449
Applicable income taxes$3,648,000386
Income before extraordinary items$10,033,000532
Extraordinary gains, net$011
Net income$10,033,000532
Minority interest net income$069
Net income of bank and minority interests.$10,033,000532
Net charge-offs$-377,0005,234
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,921,610524
2019-03-31 (YTD Data)Rank
Total interest income$21,375,000417
Total interest expense$4,669,000404
Net interest income$16,706,000430
Provision for loan and lease losses$199,000960
Total noninterest income$1,485,000954
Gross Fiduciary activities income$0972
Service charges on deposit accounts$314,000920
Trading account gains and fees$0126
Additional Noninterest Income$1,171,000809
Total noninterest expense$11,947,000485
Salaries and employee benefits$6,531,000485
Premises and equipment expense$2,391,000310
Additional noninterest expense$3,025,000576
Pre-tax net operating income$6,045,000516
Securities gains (losses)$01,087
Applicable income taxes$1,690,000402
Income before extraordinary items$4,355,000580
Extraordinary gains, net$05
Net income$4,355,000578
Minority interest net income$052
Net income of bank and minority interests.$4,355,000579
Net charge-offs$-165,0005,257
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,355,000567
2018-12-31 (YTD Data)Rank
Total interest income$75,236,000437
Total interest expense$11,629,000465
Net interest income$63,607,000440
Provision for loan and lease losses$1,489,000640
Total noninterest income$7,151,000870
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,382,000883
Trading account gains and fees$0126
Additional Noninterest Income$5,769,000737
Total noninterest expense$45,070,000498
Salaries and employee benefits$22,230,000564
Premises and equipment expense$9,320,000308
Additional noninterest expense$13,520,000519
Pre-tax net operating income$24,199,000514
Securities gains (losses)$01,125
Applicable income taxes$7,216,000372
Income before extraordinary items$16,983,000580
Extraordinary gains, net$06
Net income$16,983,000579
Minority interest net income$072
Net income of bank and minority interests.$16,983,000579
Net charge-offs$-142,0005,108
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,983,000580
2018-09-30 (YTD Data)Rank
Total interest income$55,036,000439
Total interest expense$7,846,000469
Net interest income$47,190,000443
Provision for loan and lease losses$254,0001,742
Total noninterest income$5,788,000829
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,074,000848
Trading account gains and fees$0138
Additional Noninterest Income$4,714,000703
Total noninterest expense$32,312,000514
Salaries and employee benefits$15,872,000589
Premises and equipment expense$6,931,000311
Additional noninterest expense$9,509,000547
Pre-tax net operating income$20,412,000470
Securities gains (losses)$01,118
Applicable income taxes$5,774,000374
Income before extraordinary items$14,638,000525
Extraordinary gains, net$05
Net income$14,638,000523
Minority interest net income$066
Net income of bank and minority interests.$14,638,000524
Net charge-offs$-170,0005,223
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,638,000523
2018-06-30 (YTD Data)Rank
Total interest income$35,278,000451
Total interest expense$4,758,000475
Net interest income$30,520,000455
Provision for loan and lease losses$128,0001,955
Total noninterest income$4,207,000785
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$749,000810
Trading account gains and fees$0130
Additional Noninterest Income$3,458,000664
Total noninterest expense$20,961,000529
Salaries and employee benefits$10,086,000619
Premises and equipment expense$4,614,000307
Additional noninterest expense$6,261,000552
Pre-tax net operating income$13,638,000460
Securities gains (losses)$0961
Applicable income taxes$3,891,000360
Income before extraordinary items$9,747,000524
Extraordinary gains, net$06
Net income$9,747,000521
Minority interest net income$065
Net income of bank and minority interests.$9,747,000523
Net charge-offs$-89,0005,172
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,747,000524
2018-03-31 (YTD Data)Rank
Total interest income$17,149,000460
Total interest expense$2,178,000487
Net interest income$14,971,000462
Provision for loan and lease losses$100,0001,437
Total noninterest income$2,545,000670
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$386,000804
Trading account gains and fees$0123
Additional Noninterest Income$2,159,000551
Total noninterest expense$9,730,000573
Salaries and employee benefits$4,822,000662
Premises and equipment expense$2,259,000320
Additional noninterest expense$2,649,000636
Pre-tax net operating income$7,686,000420
Securities gains (losses)$0735
Applicable income taxes$2,236,000327
Income before extraordinary items$5,450,000471
Extraordinary gains, net$07
Net income$5,450,000470
Minority interest net income$052
Net income of bank and minority interests.$5,450,000471
Net charge-offs$-83,0005,350
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,450,000467
2017-12-31 (YTD Data)Rank
Total interest income$63,767,000459
Total interest expense$7,498,000476
Net interest income$56,269,000457
Provision for loan and lease losses$2,620,000408
Total noninterest income$7,882,000820
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,849,000697
Trading account gains and fees$0151
Additional Noninterest Income$6,033,000731
Total noninterest expense$42,138,000517
Salaries and employee benefits$20,192,000595
Premises and equipment expense$8,773,000319
Additional noninterest expense$13,173,000517
Pre-tax net operating income$19,393,000563
Securities gains (losses)$51,000892
Applicable income taxes$9,625,000422
Income before extraordinary items$9,819,000765
Extraordinary gains, net$09
Net income$9,819,000765
Minority interest net income$076
Net income of bank and minority interests.$9,819,000765
Net charge-offs$3,112,000286
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$70,000,0009
Net operating income$9,786,360759
2017-09-30 (YTD Data)Rank
Total interest income$47,151,000468
Total interest expense$5,407,000480
Net interest income$41,744,000467
Provision for loan and lease losses$1,520,000495
Total noninterest income$6,231,000798
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,417,000680
Trading account gains and fees$0145
Additional Noninterest Income$4,814,000709
Total noninterest expense$30,113,000543
Salaries and employee benefits$15,137,000596
Premises and equipment expense$6,515,000326
Additional noninterest expense$8,461,000600
Pre-tax net operating income$16,342,000524
Securities gains (losses)$46,000914
Applicable income taxes$6,109,000425
Income before extraordinary items$10,279,000608
Extraordinary gains, net$09
Net income$10,279,000608
Minority interest net income$071
Net income of bank and minority interests.$10,279,000608
Net charge-offs$1,187,000440
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$70,000,0009
Net operating income$10,249,560603
2017-06-30 (YTD Data)Rank
Total interest income$30,743,000468
Total interest expense$3,322,000500
Net interest income$27,421,000467
Provision for loan and lease losses$1,300,000408
Total noninterest income$4,471,000755
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$984,000638
Trading account gains and fees$0139
Additional Noninterest Income$3,487,000660
Total noninterest expense$20,169,000542
Salaries and employee benefits$10,138,000595
Premises and equipment expense$4,294,000330
Additional noninterest expense$5,737,000596
Pre-tax net operating income$10,423,000530
Securities gains (losses)$67,000552
Applicable income taxes$3,860,000436
Income before extraordinary items$6,630,000613
Extraordinary gains, net$011
Net income$6,630,000613
Minority interest net income$071
Net income of bank and minority interests.$6,630,000613
Net charge-offs$19,0002,606
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,587,120605
2017-03-31 (YTD Data)Rank
Total interest income$14,960,000479
Total interest expense$1,539,000519
Net interest income$13,421,000477
Provision for loan and lease losses$03,537
Total noninterest income$2,055,000792
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$530,000593
Trading account gains and fees$0142
Additional Noninterest Income$1,525,000719
Total noninterest expense$9,975,000551
Salaries and employee benefits$4,932,000623
Premises and equipment expense$2,229,000319
Additional noninterest expense$2,814,000608
Pre-tax net operating income$5,501,000493
Securities gains (losses)$01,153
Applicable income taxes$2,098,000402
Income before extraordinary items$3,403,000601
Extraordinary gains, net$08
Net income$3,403,000601
Minority interest net income$055
Net income of bank and minority interests.$3,403,000601
Net charge-offs$-30,0005,381
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,403,000587
2016-12-31 (YTD Data)Rank
Total interest income$54,546,000495
Total interest expense$5,597,000529
Net interest income$48,949,000489
Provision for loan and lease losses$1,450,000669
Total noninterest income$8,684,000764
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,285,000570
Trading account gains and fees$0170
Additional Noninterest Income$6,399,000707
Total noninterest expense$37,961,000575
Salaries and employee benefits$18,661,000631
Premises and equipment expense$8,868,000308
Additional noninterest expense$10,432,000664
Pre-tax net operating income$18,222,000559
Securities gains (losses)$398,000538
Applicable income taxes$5,925,000493
Income before extraordinary items$12,695,000617
Extraordinary gains, net$05
Net income$12,695,000616
Minority interest net income$082
Net income of bank and minority interests.$12,695,000616
Net charge-offs$674,000886
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,424,360613
2016-09-30 (YTD Data)Rank
Total interest income$39,943,000505
Total interest expense$4,111,000538
Net interest income$35,832,000499
Provision for loan and lease losses$1,100,000644
Total noninterest income$6,650,000761
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,778,000553
Trading account gains and fees$0169
Additional Noninterest Income$4,872,000704
Total noninterest expense$28,194,000575
Salaries and employee benefits$13,905,000634
Premises and equipment expense$6,590,000310
Additional noninterest expense$7,699,000673
Pre-tax net operating income$13,188,000576
Securities gains (losses)$398,000494
Applicable income taxes$4,702,000482
Income before extraordinary items$8,884,000662
Extraordinary gains, net$05
Net income$8,884,000662
Minority interest net income$071
Net income of bank and minority interests.$8,884,000662
Net charge-offs$597,000692
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,625,300656
2016-06-30 (YTD Data)Rank
Total interest income$25,941,000512
Total interest expense$2,695,000545
Net interest income$23,246,000513
Provision for loan and lease losses$600,000726
Total noninterest income$4,418,000755
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,243,000517
Trading account gains and fees$0157
Additional Noninterest Income$3,175,000704
Total noninterest expense$19,136,000566
Salaries and employee benefits$9,468,000622
Premises and equipment expense$4,444,000311
Additional noninterest expense$5,224,000663
Pre-tax net operating income$7,928,000608
Securities gains (losses)$305,000423
Applicable income taxes$2,850,000503
Income before extraordinary items$5,383,000703
Extraordinary gains, net$016
Net income$5,383,000702
Minority interest net income$071
Net income of bank and minority interests.$5,383,000702
Net charge-offs$619,000505
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,184,750706
2016-03-31 (YTD Data)Rank
Total interest income$12,628,000528
Total interest expense$1,332,000545
Net interest income$11,296,000531
Provision for loan and lease losses$03,656
Total noninterest income$2,165,000754
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$655,000494
Trading account gains and fees$0142
Additional Noninterest Income$1,510,000709
Total noninterest expense$9,690,000558
Salaries and employee benefits$4,766,000624
Premises and equipment expense$2,270,000307
Additional noninterest expense$2,654,000644
Pre-tax net operating income$3,771,000617
Securities gains (losses)$02,077
Applicable income taxes$1,621,000455
Income before extraordinary items$2,150,000834
Extraordinary gains, net$012
Net income$2,150,000835
Minority interest net income$062
Net income of bank and minority interests.$2,150,000835
Net charge-offs$637,000285
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,150,000813
2015-12-31 (YTD Data)Rank
Total interest income$48,492,000528
Total interest expense$4,486,000628
Net interest income$44,006,000518
Provision for loan and lease losses$-306,0005,880
Total noninterest income$11,382,000609
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,673,000492
Trading account gains and fees$0159
Additional Noninterest Income$8,709,000551
Total noninterest expense$35,692,000597
Salaries and employee benefits$18,626,000609
Premises and equipment expense$7,311,000376
Additional noninterest expense$9,755,000690
Pre-tax net operating income$20,002,000486
Securities gains (losses)$03,216
Applicable income taxes$8,597,000357
Income before extraordinary items$11,405,000651
Extraordinary gains, net$023
Net income$11,405,000649
Minority interest net income$081
Net income of bank and minority interests.$11,405,000652
Net charge-offs$-269,0005,910
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,405,000636
2015-09-30 (YTD Data)Rank
Total interest income$35,916,000539
Total interest expense$3,250,000652
Net interest income$32,666,000529
Provision for loan and lease losses$04,232
Total noninterest income$8,767,000614
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,009,000494
Trading account gains and fees$0153
Additional Noninterest Income$6,758,000550
Total noninterest expense$26,476,000608
Salaries and employee benefits$14,036,000609
Premises and equipment expense$5,446,000386
Additional noninterest expense$6,994,000718
Pre-tax net operating income$14,957,000504
Securities gains (losses)$03,031
Applicable income taxes$6,146,000388
Income before extraordinary items$8,811,000630
Extraordinary gains, net$021
Net income$8,811,000629
Minority interest net income$078
Net income of bank and minority interests.$8,811,000630
Net charge-offs$-89,0005,775
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,811,000616
2015-06-30 (YTD Data)Rank
Total interest income$23,429,000545
Total interest expense$2,075,000673
Net interest income$21,354,000540
Provision for loan and lease losses$04,069
Total noninterest income$6,385,000577
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,375,000475
Trading account gains and fees$0157
Additional Noninterest Income$5,010,000510
Total noninterest expense$17,566,000612
Salaries and employee benefits$9,339,000605
Premises and equipment expense$3,550,000393
Additional noninterest expense$4,677,000719
Pre-tax net operating income$10,173,000494
Securities gains (losses)$02,636
Applicable income taxes$4,180,000381
Income before extraordinary items$5,993,000619
Extraordinary gains, net$022
Net income$5,993,000617
Minority interest net income$075
Net income of bank and minority interests.$5,993,000619
Net charge-offs$-43,0005,712
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,993,000605
2015-03-31 (YTD Data)Rank
Total interest income$11,263,000568
Total interest expense$976,000715
Net interest income$10,287,000551
Provision for loan and lease losses$03,703
Total noninterest income$2,577,000651
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$706,000458
Trading account gains and fees$0152
Additional Noninterest Income$1,871,000604
Total noninterest expense$8,634,000616
Salaries and employee benefits$4,626,000618
Premises and equipment expense$1,866,000381
Additional noninterest expense$2,142,000766
Pre-tax net operating income$4,230,000558
Securities gains (losses)$02,027
Applicable income taxes$1,738,000429
Income before extraordinary items$2,492,000715
Extraordinary gains, net$013
Net income$2,492,000712
Minority interest net income$064
Net income of bank and minority interests.$2,492,000715
Net charge-offs$-119,0006,153
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,492,000689
2014-12-31 (YTD Data)Rank
Total interest income$40,390,000614
Total interest expense$3,749,000790
Net interest income$36,641,000603
Provision for loan and lease losses$-1,996,0006,412
Total noninterest income$6,934,000875
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,703,000508
Trading account gains and fees$0180
Additional Noninterest Income$4,231,000869
Total noninterest expense$33,105,000624
Salaries and employee benefits$17,227,000640
Premises and equipment expense$7,011,000385
Additional noninterest expense$8,867,000739
Pre-tax net operating income$12,466,000678
Securities gains (losses)$03,259
Applicable income taxes$5,744,000449
Income before extraordinary items$6,722,000992
Extraordinary gains, net$017
Net income$6,722,000991
Minority interest net income$084
Net income of bank and minority interests.$6,722,000991
Net charge-offs$1,049,000857
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,722,000963
2014-09-30 (YTD Data)Rank
Total interest income$29,753,000625
Total interest expense$2,798,000799
Net interest income$26,955,000612
Provision for loan and lease losses$04,401
Total noninterest income$4,974,000898
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,040,000504
Trading account gains and fees$0174
Additional Noninterest Income$2,934,000914
Total noninterest expense$24,276,000633
Salaries and employee benefits$12,712,000647
Premises and equipment expense$5,174,000389
Additional noninterest expense$6,390,000775
Pre-tax net operating income$7,653,000818
Securities gains (losses)$02,980
Applicable income taxes$3,156,000575
Income before extraordinary items$4,497,0001,109
Extraordinary gains, net$015
Net income$4,497,0001,108
Minority interest net income$081
Net income of bank and minority interests.$4,497,0001,108
Net charge-offs$729,000867
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,497,0001,080
2014-06-30 (YTD Data)Rank
Total interest income$19,421,000638
Total interest expense$1,863,000804
Net interest income$17,558,000618
Provision for loan and lease losses$04,196
Total noninterest income$3,522,000848
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,361,000495
Trading account gains and fees$0172
Additional Noninterest Income$2,161,000832
Total noninterest expense$16,078,000643
Salaries and employee benefits$8,470,000646
Premises and equipment expense$3,426,000391
Additional noninterest expense$4,182,000784
Pre-tax net operating income$5,002,000812
Securities gains (losses)$02,580
Applicable income taxes$2,063,000566
Income before extraordinary items$2,939,0001,091
Extraordinary gains, net$020
Net income$2,939,0001,092
Minority interest net income$080
Net income of bank and minority interests.$2,939,0001,092
Net charge-offs$461,000933
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,939,0001,070
2014-03-31 (YTD Data)Rank
Total interest income$9,467,000654
Total interest expense$884,000860
Net interest income$8,583,000635
Provision for loan and lease losses$03,817
Total noninterest income$1,510,000911
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$713,000464
Trading account gains and fees$0147
Additional Noninterest Income$797,0001,017
Total noninterest expense$8,126,000634
Salaries and employee benefits$4,244,000654
Premises and equipment expense$1,723,000398
Additional noninterest expense$2,159,000751
Pre-tax net operating income$1,967,000987
Securities gains (losses)$01,715
Applicable income taxes$811,000663
Income before extraordinary items$1,156,0001,309
Extraordinary gains, net$016
Net income$1,156,0001,311
Minority interest net income$066
Net income of bank and minority interests.$1,156,0001,311
Net charge-offs$497,000505
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,156,0001,281
2013-12-31 (YTD Data)Rank
Total interest income$36,662,000678
Total interest expense$3,649,000935
Net interest income$33,013,000648
Provision for loan and lease losses$-3,700,0006,754
Total noninterest income$7,364,000851
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,913,000488
Trading account gains and fees$0184
Additional Noninterest Income$4,451,000880
Total noninterest expense$32,730,000640
Salaries and employee benefits$16,084,000675
Premises and equipment expense$6,936,000377
Additional noninterest expense$9,710,000721
Pre-tax net operating income$11,347,000697
Securities gains (losses)$-4,0006,160
Applicable income taxes$-16,685,0006,789
Income before extraordinary items$28,028,000272
Extraordinary gains, net$029
Net income$28,028,000272
Minority interest net income$090
Net income of bank and minority interests.$28,028,000272
Net charge-offs$661,0001,701
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$28,032,000274
2013-09-30 (YTD Data)Rank
Total interest income$27,109,000686
Total interest expense$2,675,000988
Net interest income$24,434,000651
Provision for loan and lease losses$-3,700,0006,853
Total noninterest income$4,972,000938
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,191,000485
Trading account gains and fees$0180
Additional Noninterest Income$2,781,0001,023
Total noninterest expense$24,345,000646
Salaries and employee benefits$11,855,000696
Premises and equipment expense$5,180,000377
Additional noninterest expense$7,310,000718
Pre-tax net operating income$8,761,000686
Securities gains (losses)$-4,0006,407
Applicable income taxes$360,0002,247
Income before extraordinary items$8,397,000597
Extraordinary gains, net$025
Net income$8,397,000597
Minority interest net income$084
Net income of bank and minority interests.$8,397,000599
Net charge-offs$-3,0005,867
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,400,840580
2013-06-30 (YTD Data)Rank
Total interest income$17,841,000695
Total interest expense$1,753,0001,024
Net interest income$16,088,000652
Provision for loan and lease losses$-3,700,0006,911
Total noninterest income$3,422,000918
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,491,000467
Trading account gains and fees$0157
Additional Noninterest Income$1,931,0001,018
Total noninterest expense$16,123,000648
Salaries and employee benefits$7,949,000695
Premises and equipment expense$3,308,000391
Additional noninterest expense$4,866,000708
Pre-tax net operating income$7,087,000569
Securities gains (losses)$-4,0006,577
Applicable income taxes$240,0002,254
Income before extraordinary items$6,843,000500
Extraordinary gains, net$022
Net income$6,843,000498
Minority interest net income$082
Net income of bank and minority interests.$6,843,000502
Net charge-offs$-88,0006,668
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,846,880477
2013-03-31 (YTD Data)Rank
Total interest income$8,692,000723
Total interest expense$886,0001,039
Net interest income$7,806,000678
Provision for loan and lease losses$04,409
Total noninterest income$1,684,000938
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$759,000462
Trading account gains and fees$0148
Additional Noninterest Income$925,0001,049
Total noninterest expense$8,128,000653
Salaries and employee benefits$4,019,000691
Premises and equipment expense$1,747,000371
Additional noninterest expense$2,362,000726
Pre-tax net operating income$1,362,0001,329
Securities gains (losses)$01,966
Applicable income taxes$120,0002,219
Income before extraordinary items$1,242,0001,205
Extraordinary gains, net$010
Net income$1,242,0001,207
Minority interest net income$076
Net income of bank and minority interests.$1,242,0001,207
Net charge-offs$-397,0006,961
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,242,0001,150
2012-12-31 (YTD Data)Rank
Total interest income$34,836,000746
Total interest expense$3,481,0001,292
Net interest income$31,355,000686
Provision for loan and lease losses$1,750,0001,184
Total noninterest income$7,061,000885
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,466,000423
Trading account gains and fees$0166
Additional Noninterest Income$3,595,0001,038
Total noninterest expense$34,102,000611
Salaries and employee benefits$15,939,000655
Premises and equipment expense$7,323,000345
Additional noninterest expense$10,840,000659
Pre-tax net operating income$2,564,0002,365
Securities gains (losses)$385,0001,149
Applicable income taxes$235,0002,879
Income before extraordinary items$2,714,0002,030
Extraordinary gains, net$029
Net income$2,714,0002,029
Minority interest net income$093
Net income of bank and minority interests.$2,714,0002,031
Net charge-offs$4,479,000626
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,359,8002,155
2012-09-30 (YTD Data)Rank
Total interest income$26,504,000747
Total interest expense$2,648,0001,330
Net interest income$23,856,000680
Provision for loan and lease losses$1,750,000960
Total noninterest income$5,356,000861
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,709,000412
Trading account gains and fees$0157
Additional Noninterest Income$2,647,0001,040
Total noninterest expense$25,274,000620
Salaries and employee benefits$12,183,000639
Premises and equipment expense$5,512,000339
Additional noninterest expense$7,579,000696
Pre-tax net operating income$2,188,0002,182
Securities gains (losses)$385,000913
Applicable income taxes$350,0002,313
Income before extraordinary items$2,223,0001,914
Extraordinary gains, net$020
Net income$2,223,0001,913
Minority interest net income$086
Net income of bank and minority interests.$2,223,0001,915
Net charge-offs$1,334,0001,218
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,891,9002,087
2012-06-30 (YTD Data)Rank
Total interest income$17,607,000766
Total interest expense$1,811,0001,343
Net interest income$15,796,000686
Provision for loan and lease losses$1,450,000826
Total noninterest income$3,748,000827
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,923,000394
Trading account gains and fees$0153
Additional Noninterest Income$1,825,000990
Total noninterest expense$16,788,000620
Salaries and employee benefits$8,109,000639
Premises and equipment expense$3,642,000341
Additional noninterest expense$5,037,000691
Pre-tax net operating income$1,306,0002,361
Securities gains (losses)$03,178
Applicable income taxes$200,0002,447
Income before extraordinary items$1,106,0002,419
Extraordinary gains, net$019
Net income$1,106,0002,419
Minority interest net income$084
Net income of bank and minority interests.$1,106,0002,419
Net charge-offs$1,633,000803
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,106,0002,294
2012-03-31 (YTD Data)Rank
Total interest income$8,686,000781
Total interest expense$942,0001,340
Net interest income$7,744,000704
Provision for loan and lease losses$550,000993
Total noninterest income$1,852,000827
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,058,000359
Trading account gains and fees$0148
Additional Noninterest Income$794,0001,082
Total noninterest expense$8,373,000610
Salaries and employee benefits$4,039,000645
Premises and equipment expense$1,820,000347
Additional noninterest expense$2,514,000687
Pre-tax net operating income$673,0002,333
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$673,0002,066
Extraordinary gains, net$019
Net income$673,0002,067
Minority interest net income$078
Net income of bank and minority interests.$673,0002,068
Net charge-offs$1,511,000496
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$673,0001,966
2011-12-31 (YTD Data)Rank
Total interest income$38,201,000737
Total interest expense$5,409,0001,112
Net interest income$32,792,000656
Provision for loan and lease losses$3,972,000953
Total noninterest income$7,343,000776
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,245,000465
Trading account gains and fees$0146
Additional Noninterest Income$4,098,000824
Total noninterest expense$33,714,000594
Salaries and employee benefits$15,556,000629
Premises and equipment expense$7,092,000371
Additional noninterest expense$11,066,000654
Pre-tax net operating income$2,449,0002,164
Securities gains (losses)$03,838
Applicable income taxes$170,0003,028
Income before extraordinary items$2,279,0002,032
Extraordinary gains, net$029
Net income$2,279,0002,033
Minority interest net income$096
Net income of bank and minority interests.$2,279,0002,033
Net charge-offs$11,472,000395
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,279,0001,938
2011-09-30 (YTD Data)Rank
Total interest income$29,010,000735
Total interest expense$4,390,0001,077
Net interest income$24,620,000664
Provision for loan and lease losses$1,230,0001,727
Total noninterest income$5,232,000808
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,373,000485
Trading account gains and fees$0145
Additional Noninterest Income$2,859,000863
Total noninterest expense$24,383,000622
Salaries and employee benefits$11,499,000638
Premises and equipment expense$5,305,000375
Additional noninterest expense$7,579,000706
Pre-tax net operating income$4,239,0001,090
Securities gains (losses)$03,555
Applicable income taxes$280,0002,337
Income before extraordinary items$3,959,000974
Extraordinary gains, net$021
Net income$3,959,000971
Minority interest net income$087
Net income of bank and minority interests.$3,959,000974
Net charge-offs$8,489,000402
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,959,000928
2011-06-30 (YTD Data)Rank
Total interest income$19,673,000734
Total interest expense$3,193,0001,036
Net interest income$16,480,000664
Provision for loan and lease losses$1,230,0001,304
Total noninterest income$3,394,000831
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,575,000486
Trading account gains and fees$0153
Additional Noninterest Income$1,819,000893
Total noninterest expense$16,169,000636
Salaries and employee benefits$7,340,000674
Premises and equipment expense$3,507,000382
Additional noninterest expense$5,322,000675
Pre-tax net operating income$2,475,0001,199
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,475,000987
Extraordinary gains, net$015
Net income$2,475,000985
Minority interest net income$089
Net income of bank and minority interests.$2,475,000987
Net charge-offs$2,189,000861
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,475,000958
2011-03-31 (YTD Data)Rank
Total interest income$10,150,000722
Total interest expense$1,677,0001,024
Net interest income$8,473,000649
Provision for loan and lease losses$1,230,000739
Total noninterest income$1,846,000784
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$791,000470
Trading account gains and fees$0158
Additional Noninterest Income$1,055,000794
Total noninterest expense$8,173,000634
Salaries and employee benefits$3,675,000680
Premises and equipment expense$1,767,000384
Additional noninterest expense$2,731,000659
Pre-tax net operating income$916,0001,569
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$916,0001,330
Extraordinary gains, net$09
Net income$916,0001,330
Minority interest net income$086
Net income of bank and minority interests.$916,0001,330
Net charge-offs$-22,0007,218
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$916,0001,297
2010-12-31 (YTD Data)Rank
Total interest income$43,460,000693
Total interest expense$9,134,000909
Net interest income$34,326,000629
Provision for loan and lease losses$60,491,000154
Total noninterest income$4,587,0001,154
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,618,000423
Trading account gains and fees$0175
Additional Noninterest Income$969,0002,216
Total noninterest expense$56,739,000382
Salaries and employee benefits$14,349,000677
Premises and equipment expense$7,275,000363
Additional noninterest expense$35,115,000263
Pre-tax net operating income$-78,317,0007,629
Securities gains (losses)$03,793
Applicable income taxes$1,607,000865
Income before extraordinary items$-79,924,0007,625
Extraordinary gains, net$029
Net income$-79,924,0007,625
Minority interest net income$0111
Net income of bank and minority interests.$-79,924,0007,625
Net charge-offs$51,549,000169
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$70,000,00023
Net operating income$-79,924,0007,622
2010-09-30 (YTD Data)Rank
Total interest income$33,079,000684
Total interest expense$7,171,000903
Net interest income$25,908,000620
Provision for loan and lease losses$36,100,000183
Total noninterest income$5,912,000742
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,723,000417
Trading account gains and fees$0165
Additional Noninterest Income$3,189,000789
Total noninterest expense$25,719,000583
Salaries and employee benefits$10,711,000670
Premises and equipment expense$5,493,000362
Additional noninterest expense$9,515,000578
Pre-tax net operating income$-29,999,0007,695
Securities gains (losses)$03,651
Applicable income taxes$-7,961,0007,719
Income before extraordinary items$-22,038,0007,670
Extraordinary gains, net$023
Net income$-22,038,0007,670
Minority interest net income$0110
Net income of bank and minority interests.$-22,038,0007,670
Net charge-offs$28,364,000199
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-22,038,0007,663
2010-06-30 (YTD Data)Rank
Total interest income$23,136,000656
Total interest expense$4,941,000903
Net interest income$18,195,000596
Provision for loan and lease losses$30,886,000157
Total noninterest income$3,951,000733
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,880,000408
Trading account gains and fees$0152
Additional Noninterest Income$2,071,000786
Total noninterest expense$17,908,000566
Salaries and employee benefits$7,355,000641
Premises and equipment expense$3,643,000363
Additional noninterest expense$6,910,000534
Pre-tax net operating income$-26,648,0007,776
Securities gains (losses)$03,184
Applicable income taxes$-7,133,0007,786
Income before extraordinary items$-19,515,0007,755
Extraordinary gains, net$019
Net income$-19,515,0007,755
Minority interest net income$0105
Net income of bank and minority interests.$-19,515,0007,755
Net charge-offs$25,330,000173
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-19,515,0007,751
2010-03-31 (YTD Data)Rank
Total interest income$11,869,000656
Total interest expense$2,573,000910
Net interest income$9,296,000594
Provision for loan and lease losses$2,300,000669
Total noninterest income$1,951,000733
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,013,000380
Trading account gains and fees$0175
Additional Noninterest Income$938,000839
Total noninterest expense$8,298,000607
Salaries and employee benefits$3,767,000641
Premises and equipment expense$1,835,000374
Additional noninterest expense$2,696,000685
Pre-tax net operating income$649,0001,967
Securities gains (losses)$02,284
Applicable income taxes$292,0001,074
Income before extraordinary items$357,0002,774
Extraordinary gains, net$016
Net income$357,0002,771
Minority interest net income$091
Net income of bank and minority interests.$357,0002,774
Net charge-offs$6,493,000268
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$357,0002,664
2009-12-31 (YTD Data)Rank
Total interest income$54,263,000599
Total interest expense$15,086,000763
Net interest income$39,177,000553
Provision for loan and lease losses$20,050,000496
Total noninterest income$8,464,000733
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,254,000393
Trading account gains and fees$0211
Additional Noninterest Income$4,210,000821
Total noninterest expense$33,272,000630
Salaries and employee benefits$14,977,000636
Premises and equipment expense$7,177,000377
Additional noninterest expense$11,118,000725
Pre-tax net operating income$-5,681,0007,242
Securities gains (losses)$03,754
Applicable income taxes$-1,892,0007,504
Income before extraordinary items$-3,789,0007,128
Extraordinary gains, net$034
Net income$-3,789,0007,127
Minority interest net income$0115
Net income of bank and minority interests.$-3,789,0007,126
Net charge-offs$9,191,000735
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,789,0007,126
2009-09-30 (YTD Data)Rank
Total interest income$42,280,000593
Total interest expense$12,038,000759
Net interest income$30,242,000542
Provision for loan and lease losses$8,250,000731
Total noninterest income$6,337,000729
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,186,000393
Trading account gains and fees$0212
Additional Noninterest Income$3,151,000827
Total noninterest expense$24,149,000651
Salaries and employee benefits$11,633,000630
Premises and equipment expense$5,334,000389
Additional noninterest expense$7,182,000791
Pre-tax net operating income$4,180,000811
Securities gains (losses)$03,497
Applicable income taxes$1,881,000495
Income before extraordinary items$2,299,0001,169
Extraordinary gains, net$027
Net income$2,299,0001,169
Minority interest net income$0118
Net income of bank and minority interests.$2,299,0001,169
Net charge-offs$3,649,0001,046
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,299,0001,156
2009-06-30 (YTD Data)Rank
Total interest income$28,505,000605
Total interest expense$8,426,000766
Net interest income$20,079,000546
Provision for loan and lease losses$2,500,0001,222
Total noninterest income$4,261,000735
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,150,000385
Trading account gains and fees$0193
Additional Noninterest Income$2,111,000848
Total noninterest expense$16,058,000665
Salaries and employee benefits$7,907,000623
Premises and equipment expense$3,507,000403
Additional noninterest expense$4,644,000830
Pre-tax net operating income$5,782,000388
Securities gains (losses)$03,136
Applicable income taxes$2,602,000271
Income before extraordinary items$3,180,000569
Extraordinary gains, net$021
Net income$3,180,000568
Minority interest net income$0112
Net income of bank and minority interests.$3,180,000569
Net charge-offs$990,0001,638
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,180,000548
2009-03-31 (YTD Data)Rank
Total interest income$14,337,000606
Total interest expense$4,385,000767
Net interest income$9,952,000547
Provision for loan and lease losses$1,200,0001,046
Total noninterest income$2,136,000715
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,098,000369
Trading account gains and fees$0171
Additional Noninterest Income$1,038,000825
Total noninterest expense$8,019,000638
Salaries and employee benefits$3,968,000620
Premises and equipment expense$1,760,000404
Additional noninterest expense$2,291,000743
Pre-tax net operating income$2,869,000419
Securities gains (losses)$02,434
Applicable income taxes$1,291,000295
Income before extraordinary items$1,578,000640
Extraordinary gains, net$015
Net income$1,578,000640
Minority interest net income$0102
Net income of bank and minority interests.$1,578,000642
Net charge-offs$415,0001,507
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,578,000600
2008-12-31 (YTD Data)Rank
Total interest income$62,484,000595
Total interest expense$19,099,000831
Net interest income$43,385,000501
Provision for loan and lease losses$10,077,000592
Total noninterest income$9,111,000647
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,520,000387
Trading account gains and fees$0154
Additional Noninterest Income$4,591,000703
Total noninterest expense$32,925,000602
Salaries and employee benefits$15,337,000639
Premises and equipment expense$7,301,000378
Additional noninterest expense$10,287,000666
Pre-tax net operating income$9,494,000581
Securities gains (losses)$-41,0007,140
Applicable income taxes$4,140,000372
Income before extraordinary items$5,313,000765
Extraordinary gains, net$039
Net income$5,313,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,775,000850
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,339,240815
2008-09-30 (YTD Data)Rank
Total interest income$46,984,000617
Total interest expense$14,350,000863
Net interest income$32,634,000516
Provision for loan and lease losses$1,759,0001,289
Total noninterest income$6,746,000679
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,345,000400
Trading account gains and fees$0148
Additional Noninterest Income$3,401,000755
Total noninterest expense$23,603,000624
Salaries and employee benefits$11,603,000647
Premises and equipment expense$5,464,000392
Additional noninterest expense$6,536,000719
Pre-tax net operating income$14,018,000376
Securities gains (losses)$-41,0007,465
Applicable income taxes$6,290,000261
Income before extraordinary items$7,687,000475
Extraordinary gains, net$031
Net income$7,687,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,767,000906
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,713,240495
2008-06-30 (YTD Data)Rank
Total interest income$31,656,000618
Total interest expense$9,827,000873
Net interest income$21,829,000514
Provision for loan and lease losses$1,159,0001,127
Total noninterest income$4,440,000705
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,195,000394
Trading account gains and fees$0149
Additional Noninterest Income$2,245,000779
Total noninterest expense$15,562,000620
Salaries and employee benefits$7,659,000651
Premises and equipment expense$3,612,000394
Additional noninterest expense$4,291,000701
Pre-tax net operating income$9,548,000387
Securities gains (losses)$03,233
Applicable income taxes$4,296,000290
Income before extraordinary items$5,252,000530
Extraordinary gains, net$021
Net income$5,252,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,291,000738
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,252,000519
2008-03-31 (YTD Data)Rank
Total interest income$16,029,000631
Total interest expense$5,208,000878
Net interest income$10,821,000509
Provision for loan and lease losses$559,000946
Total noninterest income$2,024,000739
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,051,000403
Trading account gains and fees$0158
Additional Noninterest Income$973,000875
Total noninterest expense$7,746,000621
Salaries and employee benefits$3,862,000650
Premises and equipment expense$1,806,000399
Additional noninterest expense$2,078,000700
Pre-tax net operating income$4,540,000447
Securities gains (losses)$02,688
Applicable income taxes$2,043,000336
Income before extraordinary items$2,497,000605
Extraordinary gains, net$015
Net income$2,497,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0001,331
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,497,000579
2007-12-31 (YTD Data)Rank
Total interest income$68,850,000618
Total interest expense$23,370,000845
Net interest income$45,480,000497
Provision for loan and lease losses$1,000,0001,413
Total noninterest income$8,397,000706
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,108,000420
Trading account gains and fees$0178
Additional Noninterest Income$4,289,000782
Total noninterest expense$30,971,000602
Salaries and employee benefits$15,330,000627
Premises and equipment expense$6,895,000394
Additional noninterest expense$8,746,000662
Pre-tax net operating income$21,906,000431
Securities gains (losses)$02,146
Applicable income taxes$9,128,000352
Income before extraordinary items$12,778,000515
Extraordinary gains, net$039
Net income$12,778,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,443,000780
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,778,000511
2007-09-30 (YTD Data)Rank
Total interest income$51,144,000618
Total interest expense$17,341,000853
Net interest income$33,803,000501
Provision for loan and lease losses$700,0001,201
Total noninterest income$6,274,000713
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,016,000423
Trading account gains and fees$0184
Additional Noninterest Income$3,258,000781
Total noninterest expense$23,281,000588
Salaries and employee benefits$11,800,000614
Premises and equipment expense$5,063,000397
Additional noninterest expense$6,418,000650
Pre-tax net operating income$16,096,000470
Securities gains (losses)$01,655
Applicable income taxes$7,243,000370
Income before extraordinary items$8,853,000598
Extraordinary gains, net$033
Net income$8,853,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,431,000512
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,853,000593
2007-06-30 (YTD Data)Rank
Total interest income$33,581,000642
Total interest expense$11,262,000880
Net interest income$22,319,000521
Provision for loan and lease losses$400,0001,235
Total noninterest income$4,189,000741
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,999,000437
Trading account gains and fees$0168
Additional Noninterest Income$2,190,000795
Total noninterest expense$15,773,000593
Salaries and employee benefits$8,035,000613
Premises and equipment expense$3,339,000417
Additional noninterest expense$4,399,000640
Pre-tax net operating income$10,335,000517
Securities gains (losses)$01,444
Applicable income taxes$4,650,000405
Income before extraordinary items$5,685,000649
Extraordinary gains, net$029
Net income$5,685,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,455,000341
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,685,000633
2007-03-31 (YTD Data)Rank
Total interest income$15,938,000655
Total interest expense$4,927,0001,001
Net interest income$11,011,000526
Provision for loan and lease losses$300,000788
Total noninterest income$2,059,000739
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$981,000425
Trading account gains and fees$0195
Additional Noninterest Income$1,078,000789
Total noninterest expense$7,547,000621
Salaries and employee benefits$3,960,000628
Premises and equipment expense$1,617,000425
Additional noninterest expense$1,970,000705
Pre-tax net operating income$5,223,000509
Securities gains (losses)$01,187
Applicable income taxes$2,350,000404
Income before extraordinary items$2,873,000641
Extraordinary gains, net$022
Net income$2,873,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,424,000189
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,873,000630
2006-12-31 (YTD Data)Rank
Total interest income$54,468,000710
Total interest expense$12,162,0001,375
Net interest income$42,306,000547
Provision for loan and lease losses$1,200,000867
Total noninterest income$9,113,000663
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,297,000398
Trading account gains and fees$0130
Additional Noninterest Income$4,816,000693
Total noninterest expense$27,510,000646
Salaries and employee benefits$13,167,000707
Premises and equipment expense$6,049,000427
Additional noninterest expense$8,294,000660
Pre-tax net operating income$22,709,000493
Securities gains (losses)$-5,0007,083
Applicable income taxes$10,073,000392
Income before extraordinary items$12,631,000601
Extraordinary gains, net$051
Net income$12,631,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,776
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,634,200593
2006-09-30 (YTD Data)Rank
Total interest income$39,670,000733
Total interest expense$8,247,0001,482
Net interest income$31,423,000565
Provision for loan and lease losses$1,000,000758
Total noninterest income$6,853,000676
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,244,000395
Trading account gains and fees$0126
Additional Noninterest Income$3,609,000700
Total noninterest expense$20,062,000674
Salaries and employee benefits$9,633,000742
Premises and equipment expense$4,397,000449
Additional noninterest expense$6,032,000692
Pre-tax net operating income$17,214,000505
Securities gains (losses)$-5,0007,392
Applicable income taxes$7,744,000409
Income before extraordinary items$9,465,000629
Extraordinary gains, net$045
Net income$9,465,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,198
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,468,200620
2006-06-30 (YTD Data)Rank
Total interest income$25,549,000742
Total interest expense$5,011,0001,551
Net interest income$20,538,000574
Provision for loan and lease losses$600,000813
Total noninterest income$4,413,000693
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,177,000390
Trading account gains and fees$0126
Additional Noninterest Income$2,236,000747
Total noninterest expense$13,156,000688
Salaries and employee benefits$6,229,000778
Premises and equipment expense$2,879,000463
Additional noninterest expense$4,048,000688
Pre-tax net operating income$11,195,000516
Securities gains (losses)$-2,0007,528
Applicable income taxes$5,037,000415
Income before extraordinary items$6,156,000650
Extraordinary gains, net$039
Net income$6,156,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,000901
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,157,280637
2006-03-31 (YTD Data)Rank
Total interest income$12,417,000741
Total interest expense$2,464,0001,495
Net interest income$9,953,000585
Provision for loan and lease losses$300,000761
Total noninterest income$2,163,000690
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,124,000369
Trading account gains and fees$0115
Additional Noninterest Income$1,039,000783
Total noninterest expense$6,582,000682
Salaries and employee benefits$3,034,000799
Premises and equipment expense$1,430,000462
Additional noninterest expense$2,118,000657
Pre-tax net operating income$5,234,000535
Securities gains (losses)$0955
Applicable income taxes$2,355,000437
Income before extraordinary items$2,879,000676
Extraordinary gains, net$021
Net income$2,879,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000498
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,879,000661
2005-12-31 (YTD Data)Rank
Total interest income$40,151,000802
Total interest expense$6,227,0001,821
Net interest income$33,924,000633
Provision for loan and lease losses$1,550,000686
Total noninterest income$9,767,000637
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,627,000365
Trading account gains and fees$0138
Additional Noninterest Income$5,140,000669
Total noninterest expense$24,724,000695
Salaries and employee benefits$11,676,000768
Premises and equipment expense$5,530,000452
Additional noninterest expense$7,518,000703
Pre-tax net operating income$17,417,000597
Securities gains (losses)$365,000354
Applicable income taxes$7,678,000467
Income before extraordinary items$10,104,000721
Extraordinary gains, net$046
Net income$10,104,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,156
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$10,000,000191
Net operating income$9,870,400720
2005-09-30 (YTD Data)Rank
Total interest income$28,780,000824
Total interest expense$4,252,0001,877
Net interest income$24,528,000639
Provision for loan and lease losses$1,450,000523
Total noninterest income$7,497,000629
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,599,000354
Trading account gains and fees$0126
Additional Noninterest Income$3,898,000667
Total noninterest expense$17,979,000701
Salaries and employee benefits$8,637,000775
Premises and equipment expense$4,305,000432
Additional noninterest expense$5,037,000774
Pre-tax net operating income$12,596,000607
Securities gains (losses)$365,000334
Applicable income taxes$5,833,000469
Income before extraordinary items$7,128,000756
Extraordinary gains, net$035
Net income$7,128,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,000904
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$10,000,000132
Net operating income$6,894,400767
2005-06-30 (YTD Data)Rank
Total interest income$18,217,000844
Total interest expense$2,560,0001,948
Net interest income$15,657,000655
Provision for loan and lease losses$800,000633
Total noninterest income$4,997,000626
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,437,000332
Trading account gains and fees$0116
Additional Noninterest Income$2,560,000667
Total noninterest expense$11,836,000699
Salaries and employee benefits$5,755,000771
Premises and equipment expense$2,821,000434
Additional noninterest expense$3,260,000794
Pre-tax net operating income$8,018,000619
Securities gains (losses)$365,000283
Applicable income taxes$3,772,000475
Income before extraordinary items$4,611,000765
Extraordinary gains, net$030
Net income$4,611,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000941
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,377,400795
2005-03-31 (YTD Data)Rank
Total interest income$8,662,000878
Total interest expense$1,175,0002,006
Net interest income$7,487,000675
Provision for loan and lease losses$150,0001,379
Total noninterest income$2,291,000644
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,217,000320
Trading account gains and fees$0115
Additional Noninterest Income$1,074,000742
Total noninterest expense$5,648,000738
Salaries and employee benefits$2,851,000778
Premises and equipment expense$1,322,000460
Additional noninterest expense$1,475,000846
Pre-tax net operating income$3,980,000626
Securities gains (losses)$01,685
Applicable income taxes$1,791,000494
Income before extraordinary items$2,189,000800
Extraordinary gains, net$024
Net income$2,189,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,081
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,189,000780
2004-12-31 (YTD Data)Rank
Total interest income$29,546,000953
Total interest expense$3,959,0002,054
Net interest income$25,587,000767
Provision for loan and lease losses$07,314
Total noninterest income$10,095,000605
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,949,000350
Trading account gains and fees$0138
Additional Noninterest Income$5,146,000654
Total noninterest expense$22,293,000730
Salaries and employee benefits$10,405,000827
Premises and equipment expense$5,530,000429
Additional noninterest expense$6,358,000793
Pre-tax net operating income$13,389,000677
Securities gains (losses)$85,0001,360
Applicable income taxes$5,985,000529
Income before extraordinary items$7,489,000880
Extraordinary gains, net$034
Net income$7,489,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,434,600851
2004-09-30 (YTD Data)Rank
Total interest income$21,293,000981
Total interest expense$2,885,0002,072
Net interest income$18,408,000801
Provision for loan and lease losses$07,100
Total noninterest income$7,320,000628
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,498,000372
Trading account gains and fees$0134
Additional Noninterest Income$3,822,000678
Total noninterest expense$16,350,000735
Salaries and employee benefits$7,803,000821
Premises and equipment expense$4,133,000433
Additional noninterest expense$4,414,000840
Pre-tax net operating income$9,378,000728
Securities gains (losses)$85,0001,292
Applicable income taxes$4,069,000577
Income before extraordinary items$5,394,000923
Extraordinary gains, net$026
Net income$5,394,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,258
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,339,600898
2004-06-30 (YTD Data)Rank
Total interest income$13,753,0001,001
Total interest expense$1,881,0002,103
Net interest income$11,872,000823
Provision for loan and lease losses$06,885
Total noninterest income$4,888,000632
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,359,000362
Trading account gains and fees$0130
Additional Noninterest Income$2,529,000684
Total noninterest expense$10,770,000741
Salaries and employee benefits$5,190,000822
Premises and equipment expense$2,671,000442
Additional noninterest expense$2,909,000852
Pre-tax net operating income$5,990,000747
Securities gains (losses)$37,0001,654
Applicable income taxes$2,712,000568
Income before extraordinary items$3,315,000985
Extraordinary gains, net$021
Net income$3,315,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,087
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,291,320955
2004-03-31 (YTD Data)Rank
Total interest income$6,782,0001,019
Total interest expense$918,0002,170
Net interest income$5,864,000845
Provision for loan and lease losses$06,501
Total noninterest income$2,394,000635
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,205,000352
Trading account gains and fees$0121
Additional Noninterest Income$1,189,000699
Total noninterest expense$5,338,000753
Salaries and employee benefits$2,609,000845
Premises and equipment expense$1,206,000499
Additional noninterest expense$1,523,000800
Pre-tax net operating income$2,920,000754
Securities gains (losses)$02,934
Applicable income taxes$1,314,000596
Income before extraordinary items$1,606,0001,021
Extraordinary gains, net$016
Net income$1,606,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,606,000963
2003-12-31 (YTD Data)Rank
Total interest income$19,646,0001,458
Total interest expense$2,540,0003,296
Net interest income$17,106,0001,134
Provision for loan and lease losses$116,0005,097
Total noninterest income$7,179,000849
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,427,000504
Trading account gains and fees$0160
Additional Noninterest Income$3,752,000939
Total noninterest expense$19,736,000820
Salaries and employee benefits$8,357,0001,015
Premises and equipment expense$3,583,000638
Additional noninterest expense$7,796,000683
Pre-tax net operating income$4,433,0001,814
Securities gains (losses)$183,0001,393
Applicable income taxes$2,315,0001,142
Income before extraordinary items$2,301,0002,557
Extraordinary gains, net$054
Net income$2,301,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,384
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$15,000,00047
Net operating income$2,183,8802,548
2003-09-30 (YTD Data)Rank
Total interest income$12,936,0001,688
Total interest expense$1,624,0003,898
Net interest income$11,312,0001,295
Provision for loan and lease losses$07,481
Total noninterest income$4,238,0001,063
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,866,000699
Trading account gains and fees$0153
Additional Noninterest Income$2,372,0001,097
Total noninterest expense$13,675,000893
Salaries and employee benefits$5,624,0001,132
Premises and equipment expense$3,417,000522
Additional noninterest expense$4,634,000845
Pre-tax net operating income$1,875,0002,980
Securities gains (losses)$183,0001,284
Applicable income taxes$926,0001,974
Income before extraordinary items$1,132,0003,658
Extraordinary gains, net$040
Net income$1,132,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,633
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$15,000,00032
Net operating income$1,014,8803,788
2003-06-30 (YTD Data)Rank
Total interest income$8,253,0001,772
Total interest expense$1,019,0004,188
Net interest income$7,234,0001,359
Provision for loan and lease losses$07,324
Total noninterest income$2,657,0001,105
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,147,000745
Trading account gains and fees$0150
Additional Noninterest Income$1,510,0001,134
Total noninterest expense$6,965,0001,171
Salaries and employee benefits$3,435,0001,259
Premises and equipment expense$2,161,000550
Additional noninterest expense$1,369,0001,755
Pre-tax net operating income$2,926,0001,453
Securities gains (losses)$183,0001,103
Applicable income taxes$1,368,0001,067
Income before extraordinary items$1,741,0001,850
Extraordinary gains, net$030
Net income$1,741,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,111
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,623,8801,851
2003-03-31 (YTD Data)Rank
Total interest income$4,028,0001,823
Total interest expense$519,0004,218
Net interest income$3,509,0001,397
Provision for loan and lease losses$06,934
Total noninterest income$1,226,0001,143
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$563,000741
Trading account gains and fees$0134
Additional Noninterest Income$663,0001,209
Total noninterest expense$3,433,0001,170
Salaries and employee benefits$1,734,0001,236
Premises and equipment expense$1,064,000563
Additional noninterest expense$635,0001,853
Pre-tax net operating income$1,302,0001,618
Securities gains (losses)$02,891
Applicable income taxes$412,0001,577
Income before extraordinary items$890,0001,783
Extraordinary gains, net$021
Net income$890,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,967
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$890,0001,667
2002-12-31 (YTD Data)Rank
Total interest income$16,517,0001,866
Total interest expense$2,793,0003,751
Net interest income$13,724,0001,420
Provision for loan and lease losses$08,089
Total noninterest income$4,923,0001,070
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,174,000742
Trading account gains and fees$0153
Additional Noninterest Income$2,749,0001,056
Total noninterest expense$13,414,0001,149
Salaries and employee benefits$6,308,0001,287
Premises and equipment expense$4,036,000557
Additional noninterest expense$3,070,0001,545
Pre-tax net operating income$5,233,0001,565
Securities gains (losses)$200,0001,170
Applicable income taxes$2,174,0001,203
Income before extraordinary items$3,259,0001,839
Extraordinary gains, net$070
Net income$3,259,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0009,132
Cash dividends$11,555,000330
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,131,0001,857
2001-12-31 (YTD Data)Rank
Total interest income$18,903,0001,810
Total interest expense$4,276,0003,604
Net interest income$14,627,0001,212
Provision for loan and lease losses$08,228
Total noninterest income$7,317,000734
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,818,000815
Trading account gains and fees$0177
Additional Noninterest Income$5,499,000617
Total noninterest expense$13,786,0001,073
Salaries and employee benefits$6,270,0001,185
Premises and equipment expense$3,877,000573
Additional noninterest expense$3,639,0001,293
Pre-tax net operating income$8,158,000923
Securities gains (losses)$-91,0009,491
Applicable income taxes$3,853,000673
Income before extraordinary items$4,214,0001,292
Extraordinary gains, net$0105
Net income$4,214,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-168,0009,547
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,272,2401,223
2000-12-31 (YTD Data)Rank
Total interest income$19,721,0001,759
Total interest expense$4,474,0003,639
Net interest income$15,247,0001,155
Provision for loan and lease losses$08,337
Total noninterest income$4,129,0001,051
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,288,0001,053
Trading account gains and fees$0180
Additional Noninterest Income$2,841,000890
Total noninterest expense$10,604,0001,310
Salaries and employee benefits$5,470,0001,296
Premises and equipment expense$3,118,000673
Additional noninterest expense$2,016,0002,140
Pre-tax net operating income$8,772,000883
Securities gains (losses)$1,396,000131
Applicable income taxes$4,401,000594
Income before extraordinary items$5,767,000916
Extraordinary gains, net$038
Net income$5,767,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,433
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,873,5601,088
1999-12-31 (YTD Data)Rank
Total interest income$17,086,0001,908
Total interest expense$4,556,0003,192
Net interest income$12,530,0001,391
Provision for loan and lease losses$561,0001,609
Total noninterest income$3,016,0001,346
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,239,0001,076
Trading account gains and fees$0173
Additional Noninterest Income$1,777,0001,249
Total noninterest expense$10,522,0001,322
Salaries and employee benefits$5,152,0001,342
Premises and equipment expense$3,134,000670
Additional noninterest expense$2,236,0001,951
Pre-tax net operating income$4,463,0001,687
Securities gains (losses)$-638,00010,118
Applicable income taxes$1,652,0001,457
Income before extraordinary items$2,173,0002,400
Extraordinary gains, net$-310,00010,213
Net income$1,863,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0001,191
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,581,3202,016
1998-12-31 (YTD Data)Rank
Total interest income$20,849,0001,552
Total interest expense$7,052,0002,150
Net interest income$13,797,0001,226
Provision for loan and lease losses$929,0001,036
Total noninterest income$4,189,0001,056
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,024,0001,225
Trading account gains and fees$0224
Additional Noninterest Income$3,165,000874
Total noninterest expense$10,112,0001,309
Salaries and employee benefits$5,101,0001,284
Premises and equipment expense$2,674,000756
Additional noninterest expense$2,337,0001,810
Pre-tax net operating income$6,945,0001,087
Securities gains (losses)$-4,604,00010,456
Applicable income taxes$897,0002,501
Income before extraordinary items$1,444,0003,353
Extraordinary gains, net$032
Net income$1,444,0003,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,072
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,390,5601,177
1997-12-31 (YTD Data)Rank
Total interest income$18,845,0001,755
Total interest expense$6,420,0002,338
Net interest income$12,425,0001,388
Provision for loan and lease losses$466,0001,890
Total noninterest income$2,099,0001,697
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$747,0001,737
Trading account gains and fees$0239
Additional Noninterest Income$1,352,0001,425
Total noninterest expense$10,045,0001,313
Salaries and employee benefits$4,674,0001,400
Premises and equipment expense$2,084,000958
Additional noninterest expense$3,287,0001,329
Pre-tax net operating income$4,013,0001,878
Securities gains (losses)$03,944
Applicable income taxes$2,470,0001,106
Income before extraordinary items$1,543,0003,284
Extraordinary gains, net$044
Net income$1,543,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,517
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$10,000,00086
Net operating income$1,543,0003,204
1996-12-31 (YTD Data)Rank
Total interest income$16,226,0002,082
Total interest expense$5,364,0002,835
Net interest income$10,862,0001,635
Provision for loan and lease losses$1,319,000823
Total noninterest income$1,734,0002,065
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$726,0001,868
Trading account gains and fees$0262
Additional Noninterest Income$1,008,0001,804
Total noninterest expense$7,252,0001,943
Salaries and employee benefits$3,756,0001,763
Premises and equipment expense$1,852,0001,129
Additional noninterest expense$1,644,0002,896
Pre-tax net operating income$4,025,0001,790
Securities gains (losses)$-53,00011,052
Applicable income taxes$1,939,0001,272
Income before extraordinary items$2,033,0002,420
Extraordinary gains, net$053
Net income$2,033,0002,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,0001,145
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,066,9202,335
1995-12-31 (YTD Data)Rank
Total interest income$14,945,0002,260
Total interest expense$5,950,0002,579
Net interest income$8,995,0001,998
Provision for loan and lease losses$1,813,000615
Total noninterest income$1,522,0002,261
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$649,0002,095
Trading account gains and fees$0522
Additional Noninterest Income$873,0001,980
Total noninterest expense$6,776,0002,037
Salaries and employee benefits$3,389,0001,954
Premises and equipment expense$1,826,0001,156
Additional noninterest expense$1,561,0002,991
Pre-tax net operating income$1,928,0003,607
Securities gains (losses)$03,831
Applicable income taxes$921,0002,552
Income before extraordinary items$1,007,0004,592
Extraordinary gains, net$065
Net income$1,007,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,495,000689
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$10,000,00051
Net operating income$1,007,0004,568
1994-12-31 (YTD Data)Rank
Total interest income$11,379,0002,667
Total interest expense$4,165,0002,935
Net interest income$7,214,0002,502
Provision for loan and lease losses$730,0001,166
Total noninterest income$1,328,0002,531
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$517,0002,639
Trading account gains and fees$0475
Additional Noninterest Income$811,0002,117
Total noninterest expense$6,513,0002,166
Salaries and employee benefits$3,070,0002,161
Premises and equipment expense$1,767,0001,193
Additional noninterest expense$1,676,0003,003
Pre-tax net operating income$1,299,0004,948
Securities gains (losses)$03,600
Applicable income taxes$933,0002,391
Income before extraordinary items$366,0008,499
Extraordinary gains, net$0249
Net income$366,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,0001,175
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$366,0008,536
1993-12-31 (YTD Data)Rank
Total interest income$9,365,0003,305
Total interest expense$3,140,0003,967
Net interest income$6,225,0002,930
Provision for loan and lease losses$1,021,0001,276
Total noninterest income$1,107,0003,095
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$403,0003,416
Trading account gains and fees$0532
Additional Noninterest Income$704,0002,592
Total noninterest expense$6,143,0002,339
Salaries and employee benefits$2,854,0002,336
Premises and equipment expense$1,680,0001,273
Additional noninterest expense$1,609,0003,296
Pre-tax net operating income$168,00011,331
Securities gains (losses)$336,0001,197
Applicable income taxes$301,0006,074
Income before extraordinary items$203,00010,615
Extraordinary gains, net$556,000403
Net income$759,0005,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,0001,399
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-12,04012,430
1992-12-31 (YTD Data)Rank
Total interest income$9,211,0003,777
Total interest expense$3,299,0004,782
Net interest income$5,912,0003,095
Provision for loan and lease losses$924,0001,936
Total noninterest income$1,100,0003,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$320,0004,223
Trading account gains and feesNANA
Additional Noninterest Income$780,0002,341
Total noninterest expense$5,647,0002,558
Salaries and employee benefits$2,504,0002,596
Premises and equipment expense$1,760,0001,251
Additional noninterest expense$1,383,0003,833
Pre-tax net operating income$441,0008,879
Securities gains (losses)$42,0004,413
Applicable income taxes$192,0007,715
Income before extraordinary items$291,0009,440
Extraordinary gains, net$166,000513
Net income$457,0007,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$890,0001,680
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$264,1209,366

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.