Home > Woodsville Guaranty Savings Bank > Income and Expense
Woodsville Guaranty Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $24,385,000 | 1,641 |
| Total interest expense | $7,308,000 | 1,588 |
| Net interest income | $17,077,000 | 1,637 |
| Provision for loan and lease losses | $-87,000 | 4,319 |
| Total noninterest income | $3,531,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,349,000 | 796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,182,000 | 1,545 |
| Total noninterest expense | $18,885,000 | 1,264 |
| Salaries and employee benefits | $10,198,000 | 1,324 |
| Premises and equipment expense | $1,687,000 | 1,405 |
| Additional noninterest expense | $2,182,000 | 1,545 |
| Pre-tax net operating income | $1,810,000 | 3,065 |
| Securities gains (losses) | $92,000 | 260 |
| Applicable income taxes | $180,000 | 2,492 |
| Income before extraordinary items | $1,722,000 | 2,931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,722,000 | 2,964 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,722,000 | 2,933 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $1,762,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,638,280 | 3,019 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,935,000 | 1,638 |
| Total interest expense | $5,110,000 | 1,551 |
| Net interest income | $12,825,000 | 1,658 |
| Provision for loan and lease losses | $-60,000 | 4,340 |
| Total noninterest income | $2,656,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $980,000 | 817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,676,000 | 1,503 |
| Total noninterest expense | $13,999,000 | 1,266 |
| Salaries and employee benefits | $7,902,000 | 1,297 |
| Premises and equipment expense | $1,271,000 | 1,398 |
| Additional noninterest expense | $1,676,000 | 1,503 |
| Pre-tax net operating income | $1,542,000 | 2,993 |
| Securities gains (losses) | $92,000 | 162 |
| Applicable income taxes | $195,000 | 2,365 |
| Income before extraordinary items | $1,439,000 | 2,884 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,439,000 | 2,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,439,000 | 2,885 |
| Net charge-offs | $7,000 | 2,243 |
| Cash dividends | $1,322,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,358,040 | 2,980 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 1,648 |
| Total interest expense | $3,017,000 | 1,557 |
| Net interest income | $8,538,000 | 1,664 |
| Provision for loan and lease losses | $24,000 | 2,569 |
| Total noninterest income | $1,718,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $639,000 | 815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,079,000 | 1,465 |
| Total noninterest expense | $9,222,000 | 1,267 |
| Salaries and employee benefits | $5,238,000 | 1,298 |
| Premises and equipment expense | $856,000 | 1,378 |
| Additional noninterest expense | $1,079,000 | 1,463 |
| Pre-tax net operating income | $1,010,000 | 3,027 |
| Securities gains (losses) | $77,000 | 211 |
| Applicable income taxes | $126,000 | 2,425 |
| Income before extraordinary items | $961,000 | 2,915 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $961,000 | 2,946 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $961,000 | 2,914 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $881,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $893,240 | 3,018 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 1,661 |
| Total interest expense | $1,263,000 | 1,581 |
| Net interest income | $4,377,000 | 1,641 |
| Provision for loan and lease losses | $105,000 | 1,243 |
| Total noninterest income | $848,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $303,000 | 856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 1,453 |
| Total noninterest expense | $4,525,000 | 1,310 |
| Salaries and employee benefits | $2,590,000 | 1,321 |
| Premises and equipment expense | $432,000 | 1,398 |
| Additional noninterest expense | $545,000 | 1,453 |
| Pre-tax net operating income | $595,000 | 2,908 |
| Securities gains (losses) | $4,000 | 770 |
| Applicable income taxes | $92,000 | 2,197 |
| Income before extraordinary items | $507,000 | 2,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $507,000 | 2,905 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $507,000 | 2,906 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $441,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $503,600 | 2,935 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,189,000 | 1,561 |
| Total interest expense | $1,988,000 | 1,601 |
| Net interest income | $18,201,000 | 1,555 |
| Provision for loan and lease losses | $-750,000 | 4,576 |
| Total noninterest income | $3,734,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,274,000 | 845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,460,000 | 1,432 |
| Total noninterest expense | $17,490,000 | 1,313 |
| Salaries and employee benefits | $10,013,000 | 1,313 |
| Premises and equipment expense | $1,731,000 | 1,389 |
| Additional noninterest expense | $2,460,000 | 1,432 |
| Pre-tax net operating income | $5,195,000 | 2,000 |
| Securities gains (losses) | $-153,000 | 4,030 |
| Applicable income taxes | $1,011,000 | 1,541 |
| Income before extraordinary items | $4,031,000 | 2,094 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,031,000 | 2,093 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,031,000 | 2,093 |
| Net charge-offs | $6,000 | 2,274 |
| Cash dividends | $1,766,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,153,400 | 2,085 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,665,000 | 1,554 |
| Total interest expense | $1,246,000 | 1,509 |
| Net interest income | $13,419,000 | 1,552 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,844,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $947,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,897,000 | 1,429 |
| Total noninterest expense | $12,869,000 | 1,330 |
| Salaries and employee benefits | $7,263,000 | 1,338 |
| Premises and equipment expense | $1,286,000 | 1,395 |
| Additional noninterest expense | $1,897,000 | 1,429 |
| Pre-tax net operating income | $3,394,000 | 2,136 |
| Securities gains (losses) | $-317,000 | 4,424 |
| Applicable income taxes | $571,000 | 1,745 |
| Income before extraordinary items | $2,506,000 | 2,296 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,506,000 | 2,295 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,506,000 | 2,295 |
| Net charge-offs | $3,000 | 2,106 |
| Cash dividends | $1,325,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,762,770 | 2,213 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 1,552 |
| Total interest expense | $773,000 | 1,394 |
| Net interest income | $8,646,000 | 1,551 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,866,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $624,000 | 856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,242,000 | 1,470 |
| Total noninterest expense | $8,580,000 | 1,319 |
| Salaries and employee benefits | $4,881,000 | 1,330 |
| Premises and equipment expense | $849,000 | 1,392 |
| Additional noninterest expense | $2,850,000 | 1,211 |
| Pre-tax net operating income | $1,932,000 | 2,245 |
| Securities gains (losses) | $-210,000 | 4,472 |
| Applicable income taxes | $272,000 | 1,909 |
| Income before extraordinary items | $1,450,000 | 2,400 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,450,000 | 2,400 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,450,000 | 2,400 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $885,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,626,400 | 2,279 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 1,522 |
| Total interest expense | $397,000 | 1,318 |
| Net interest income | $4,235,000 | 1,534 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $933,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $302,000 | 864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $631,000 | 1,463 |
| Total noninterest expense | $4,208,000 | 1,334 |
| Salaries and employee benefits | $2,441,000 | 1,339 |
| Premises and equipment expense | $420,000 | 1,405 |
| Additional noninterest expense | $1,347,000 | 1,251 |
| Pre-tax net operating income | $960,000 | 2,140 |
| Securities gains (losses) | $-66,000 | 4,486 |
| Applicable income taxes | $145,000 | 1,819 |
| Income before extraordinary items | $749,000 | 2,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $749,000 | 2,276 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $749,000 | 2,277 |
| Net charge-offs | $19,000 | 973 |
| Cash dividends | $444,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $804,440 | 2,205 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,844,000 | 1,552 |
| Total interest expense | $1,804,000 | 1,434 |
| Net interest income | $17,040,000 | 1,564 |
| Provision for loan and lease losses | $280,000 | 1,477 |
| Total noninterest income | $4,105,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,069,000 | 930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,036,000 | 1,480 |
| Total noninterest expense | $16,857,000 | 1,327 |
| Salaries and employee benefits | $9,636,000 | 1,331 |
| Premises and equipment expense | $1,748,000 | 1,351 |
| Additional noninterest expense | $5,473,000 | 1,234 |
| Pre-tax net operating income | $4,008,000 | 2,321 |
| Securities gains (losses) | $217,000 | 579 |
| Applicable income taxes | $735,000 | 1,832 |
| Income before extraordinary items | $3,490,000 | 2,355 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,490,000 | 2,355 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,490,000 | 2,356 |
| Net charge-offs | $64,000 | 1,544 |
| Cash dividends | $1,818,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,309,890 | 2,395 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,313,000 | 1,567 |
| Total interest expense | $1,394,000 | 1,480 |
| Net interest income | $12,919,000 | 1,570 |
| Provision for loan and lease losses | $280,000 | 1,206 |
| Total noninterest income | $3,146,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $769,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,377,000 | 1,486 |
| Total noninterest expense | $12,365,000 | 1,360 |
| Salaries and employee benefits | $7,139,000 | 1,353 |
| Premises and equipment expense | $1,296,000 | 1,385 |
| Additional noninterest expense | $3,930,000 | 1,277 |
| Pre-tax net operating income | $3,420,000 | 2,264 |
| Securities gains (losses) | $120,000 | 735 |
| Applicable income taxes | $642,000 | 1,799 |
| Income before extraordinary items | $2,898,000 | 2,297 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,898,000 | 2,296 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,898,000 | 2,297 |
| Net charge-offs | $26,000 | 1,629 |
| Cash dividends | $2,013,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,799,600 | 2,330 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 1,651 |
| Total interest expense | $973,000 | 1,491 |
| Net interest income | $7,932,000 | 1,661 |
| Provision for loan and lease losses | $260,000 | 997 |
| Total noninterest income | $2,095,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $486,000 | 957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,609,000 | 1,455 |
| Total noninterest expense | $8,082,000 | 1,370 |
| Salaries and employee benefits | $4,626,000 | 1,374 |
| Premises and equipment expense | $843,000 | 1,413 |
| Additional noninterest expense | $2,613,000 | 1,267 |
| Pre-tax net operating income | $1,685,000 | 2,636 |
| Securities gains (losses) | $110,000 | 637 |
| Applicable income taxes | $257,000 | 2,135 |
| Income before extraordinary items | $1,538,000 | 2,588 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,538,000 | 2,587 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,538,000 | 2,588 |
| Net charge-offs | $17,000 | 1,565 |
| Cash dividends | $1,306,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,443,400 | 2,651 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 1,591 |
| Total interest expense | $515,000 | 1,492 |
| Net interest income | $4,155,000 | 1,600 |
| Provision for loan and lease losses | $230,000 | 723 |
| Total noninterest income | $1,032,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $238,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 1,477 |
| Total noninterest expense | $3,942,000 | 1,386 |
| Salaries and employee benefits | $2,292,000 | 1,385 |
| Premises and equipment expense | $411,000 | 1,455 |
| Additional noninterest expense | $1,239,000 | 1,300 |
| Pre-tax net operating income | $1,015,000 | 2,343 |
| Securities gains (losses) | $60,000 | 603 |
| Applicable income taxes | $188,000 | 1,856 |
| Income before extraordinary items | $887,000 | 2,375 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $887,000 | 2,373 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $887,000 | 2,375 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $666,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $837,200 | 2,413 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,351,000 | 1,545 |
| Total interest expense | $2,730,000 | 1,608 |
| Net interest income | $16,621,000 | 1,509 |
| Provision for loan and lease losses | $930,000 | 1,680 |
| Total noninterest income | $4,097,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,001,000 | 947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,096,000 | 1,408 |
| Total noninterest expense | $16,109,000 | 1,326 |
| Salaries and employee benefits | $9,603,000 | 1,298 |
| Premises and equipment expense | $1,596,000 | 1,449 |
| Additional noninterest expense | $4,910,000 | 1,304 |
| Pre-tax net operating income | $3,679,000 | 2,161 |
| Securities gains (losses) | $43,000 | 1,792 |
| Applicable income taxes | $555,000 | 1,866 |
| Income before extraordinary items | $3,167,000 | 2,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,167,000 | 2,233 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,167,000 | 2,233 |
| Net charge-offs | $32,000 | 2,613 |
| Cash dividends | $2,513,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,130,450 | 2,193 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,339,000 | 1,562 |
| Total interest expense | $2,114,000 | 1,643 |
| Net interest income | $12,225,000 | 1,531 |
| Provision for loan and lease losses | $480,000 | 2,006 |
| Total noninterest income | $2,873,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $725,000 | 974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,148,000 | 1,415 |
| Total noninterest expense | $11,862,000 | 1,330 |
| Salaries and employee benefits | $7,051,000 | 1,303 |
| Premises and equipment expense | $1,180,000 | 1,462 |
| Additional noninterest expense | $3,631,000 | 1,298 |
| Pre-tax net operating income | $2,756,000 | 2,154 |
| Securities gains (losses) | $31,000 | 1,747 |
| Applicable income taxes | $402,000 | 1,873 |
| Income before extraordinary items | $2,385,000 | 2,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,385,000 | 2,210 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,385,000 | 2,210 |
| Net charge-offs | $39,000 | 2,179 |
| Cash dividends | $1,962,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,358,340 | 2,162 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 1,593 |
| Total interest expense | $1,465,000 | 1,669 |
| Net interest income | $7,966,000 | 1,552 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $1,635,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $478,000 | 989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,527 |
| Total noninterest expense | $7,782,000 | 1,340 |
| Salaries and employee benefits | $4,618,000 | 1,324 |
| Premises and equipment expense | $775,000 | 1,466 |
| Additional noninterest expense | $2,389,000 | 1,297 |
| Pre-tax net operating income | $1,669,000 | 2,256 |
| Securities gains (losses) | $31,000 | 1,515 |
| Applicable income taxes | $204,000 | 2,041 |
| Income before extraordinary items | $1,496,000 | 2,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,496,000 | 2,245 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,496,000 | 2,246 |
| Net charge-offs | $39,000 | 1,862 |
| Cash dividends | $1,421,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,468,720 | 2,225 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 1,563 |
| Total interest expense | $778,000 | 1,719 |
| Net interest income | $4,016,000 | 1,500 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $821,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $276,000 | 1,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 1,431 |
| Total noninterest expense | $3,831,000 | 1,374 |
| Salaries and employee benefits | $2,285,000 | 1,346 |
| Premises and equipment expense | $384,000 | 1,489 |
| Additional noninterest expense | $1,162,000 | 1,342 |
| Pre-tax net operating income | $946,000 | 1,912 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $133,000 | 1,719 |
| Income before extraordinary items | $813,000 | 1,950 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $813,000 | 1,950 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $813,000 | 1,950 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $906,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $813,000 | 1,917 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,662,000 | 1,537 |
| Total interest expense | $3,318,000 | 1,690 |
| Net interest income | $16,344,000 | 1,482 |
| Provision for loan and lease losses | $195,000 | 2,386 |
| Total noninterest income | $3,496,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,248,000 | 938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,248,000 | 1,438 |
| Total noninterest expense | $15,239,000 | 1,339 |
| Salaries and employee benefits | $9,083,000 | 1,308 |
| Premises and equipment expense | $1,653,000 | 1,387 |
| Additional noninterest expense | $4,503,000 | 1,361 |
| Pre-tax net operating income | $4,406,000 | 1,927 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $676,000 | 1,738 |
| Income before extraordinary items | $3,730,000 | 1,988 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,730,000 | 1,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,730,000 | 1,990 |
| Net charge-offs | $142,000 | 1,970 |
| Cash dividends | $1,970,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,730,000 | 1,952 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,865,000 | 1,549 |
| Total interest expense | $2,491,000 | 1,700 |
| Net interest income | $12,374,000 | 1,476 |
| Provision for loan and lease losses | $195,000 | 2,000 |
| Total noninterest income | $2,622,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $947,000 | 928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,675,000 | 1,429 |
| Total noninterest expense | $11,333,000 | 1,359 |
| Salaries and employee benefits | $6,719,000 | 1,322 |
| Premises and equipment expense | $1,250,000 | 1,379 |
| Additional noninterest expense | $3,364,000 | 1,372 |
| Pre-tax net operating income | $3,468,000 | 1,920 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $551,000 | 1,712 |
| Income before extraordinary items | $2,917,000 | 1,975 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,917,000 | 1,975 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,917,000 | 1,976 |
| Net charge-offs | $139,000 | 1,542 |
| Cash dividends | $1,113,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,917,000 | 1,946 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,892,000 | 1,549 |
| Total interest expense | $1,648,000 | 1,683 |
| Net interest income | $8,244,000 | 1,477 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $1,622,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $630,000 | 922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $992,000 | 1,500 |
| Total noninterest expense | $7,516,000 | 1,362 |
| Salaries and employee benefits | $4,429,000 | 1,328 |
| Premises and equipment expense | $849,000 | 1,353 |
| Additional noninterest expense | $2,238,000 | 1,396 |
| Pre-tax net operating income | $2,230,000 | 1,952 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $352,000 | 1,730 |
| Income before extraordinary items | $1,878,000 | 2,001 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,878,000 | 1,999 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,878,000 | 2,001 |
| Net charge-offs | $86,000 | 1,494 |
| Cash dividends | $707,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,878,000 | 1,978 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 1,533 |
| Total interest expense | $813,000 | 1,652 |
| Net interest income | $4,143,000 | 1,472 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $725,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $309,000 | 937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 1,632 |
| Total noninterest expense | $3,650,000 | 1,406 |
| Salaries and employee benefits | $2,199,000 | 1,351 |
| Premises and equipment expense | $421,000 | 1,390 |
| Additional noninterest expense | $1,030,000 | 1,486 |
| Pre-tax net operating income | $1,188,000 | 1,816 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $199,000 | 1,598 |
| Income before extraordinary items | $989,000 | 1,888 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $989,000 | 1,886 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $989,000 | 1,887 |
| Net charge-offs | $60,000 | 1,122 |
| Cash dividends | $321,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $989,000 | 1,868 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,087,000 | 1,505 |
| Total interest expense | $2,647,000 | 1,575 |
| Net interest income | $16,440,000 | 1,471 |
| Provision for loan and lease losses | $550,000 | 1,375 |
| Total noninterest income | $3,204,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,281,000 | 935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,923,000 | 1,529 |
| Total noninterest expense | $14,729,000 | 1,375 |
| Salaries and employee benefits | $8,443,000 | 1,358 |
| Premises and equipment expense | $1,730,000 | 1,328 |
| Additional noninterest expense | $4,556,000 | 1,348 |
| Pre-tax net operating income | $4,365,000 | 1,981 |
| Securities gains (losses) | $-36,000 | 4,768 |
| Applicable income taxes | $661,000 | 1,736 |
| Income before extraordinary items | $3,668,000 | 2,019 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,668,000 | 2,017 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,668,000 | 2,018 |
| Net charge-offs | $187,000 | 1,698 |
| Cash dividends | $1,296,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,698,600 | 2,005 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,153,000 | 1,502 |
| Total interest expense | $1,898,000 | 1,550 |
| Net interest income | $12,255,000 | 1,474 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $2,395,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $957,000 | 940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,438,000 | 1,551 |
| Total noninterest expense | $10,942,000 | 1,383 |
| Salaries and employee benefits | $6,281,000 | 1,360 |
| Premises and equipment expense | $1,308,000 | 1,323 |
| Additional noninterest expense | $3,353,000 | 1,371 |
| Pre-tax net operating income | $3,258,000 | 2,006 |
| Securities gains (losses) | $55,000 | 401 |
| Applicable income taxes | $512,000 | 1,761 |
| Income before extraordinary items | $2,801,000 | 1,999 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,801,000 | 1,996 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,801,000 | 1,998 |
| Net charge-offs | $87,000 | 1,837 |
| Cash dividends | $975,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,754,250 | 2,018 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 1,509 |
| Total interest expense | $1,159,000 | 1,586 |
| Net interest income | $8,117,000 | 1,476 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $1,551,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $622,000 | 957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $929,000 | 1,600 |
| Total noninterest expense | $7,227,000 | 1,407 |
| Salaries and employee benefits | $4,164,000 | 1,377 |
| Premises and equipment expense | $870,000 | 1,333 |
| Additional noninterest expense | $2,193,000 | 1,396 |
| Pre-tax net operating income | $2,141,000 | 2,001 |
| Securities gains (losses) | $-353,000 | 5,459 |
| Applicable income taxes | $244,000 | 2,044 |
| Income before extraordinary items | $1,544,000 | 2,260 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,544,000 | 2,258 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,544,000 | 2,259 |
| Net charge-offs | $53,000 | 1,731 |
| Cash dividends | $603,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,847,580 | 1,990 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 1,514 |
| Total interest expense | $535,000 | 1,624 |
| Net interest income | $4,050,000 | 1,482 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $738,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $310,000 | 961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,636 |
| Total noninterest expense | $3,556,000 | 1,432 |
| Salaries and employee benefits | $2,083,000 | 1,384 |
| Premises and equipment expense | $432,000 | 1,369 |
| Additional noninterest expense | $1,041,000 | 1,453 |
| Pre-tax net operating income | $1,082,000 | 1,930 |
| Securities gains (losses) | $-247,000 | 5,542 |
| Applicable income taxes | $105,000 | 2,142 |
| Income before extraordinary items | $730,000 | 2,317 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $730,000 | 2,315 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $730,000 | 2,317 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $302,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $944,890 | 1,909 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,613,000 | 1,517 |
| Total interest expense | $2,337,000 | 1,361 |
| Net interest income | $15,276,000 | 1,530 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,155,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,259,000 | 967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,896,000 | 1,583 |
| Total noninterest expense | $14,375,000 | 1,389 |
| Salaries and employee benefits | $8,093,000 | 1,398 |
| Premises and equipment expense | $1,726,000 | 1,333 |
| Additional noninterest expense | $4,556,000 | 1,344 |
| Pre-tax net operating income | $4,056,000 | 2,022 |
| Securities gains (losses) | $1,326,000 | 122 |
| Applicable income taxes | $1,554,000 | 1,505 |
| Income before extraordinary items | $3,828,000 | 1,668 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,828,000 | 1,669 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,828,000 | 1,668 |
| Net charge-offs | $-462,000 | 5,559 |
| Cash dividends | $1,266,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,886,540 | 2,099 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,125,000 | 1,520 |
| Total interest expense | $1,760,000 | 1,340 |
| Net interest income | $11,365,000 | 1,544 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,331,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $932,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,399,000 | 1,621 |
| Total noninterest expense | $10,747,000 | 1,379 |
| Salaries and employee benefits | $5,938,000 | 1,420 |
| Premises and equipment expense | $1,289,000 | 1,350 |
| Additional noninterest expense | $3,520,000 | 1,300 |
| Pre-tax net operating income | $2,949,000 | 2,090 |
| Securities gains (losses) | $763,000 | 158 |
| Applicable income taxes | $898,000 | 1,560 |
| Income before extraordinary items | $2,814,000 | 1,820 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,814,000 | 1,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,814,000 | 1,820 |
| Net charge-offs | $-551,000 | 5,645 |
| Cash dividends | $964,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,234,120 | 2,177 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 1,526 |
| Total interest expense | $1,173,000 | 1,307 |
| Net interest income | $7,454,000 | 1,556 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $1,531,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $604,000 | 997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $927,000 | 1,620 |
| Total noninterest expense | $7,167,000 | 1,387 |
| Salaries and employee benefits | $3,935,000 | 1,432 |
| Premises and equipment expense | $876,000 | 1,334 |
| Additional noninterest expense | $2,356,000 | 1,306 |
| Pre-tax net operating income | $1,568,000 | 2,415 |
| Securities gains (losses) | $642,000 | 129 |
| Applicable income taxes | $489,000 | 1,717 |
| Income before extraordinary items | $1,721,000 | 1,929 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,721,000 | 1,929 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,721,000 | 1,929 |
| Net charge-offs | $-127,000 | 5,493 |
| Cash dividends | $584,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,220,240 | 2,472 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 1,538 |
| Total interest expense | $592,000 | 1,256 |
| Net interest income | $3,651,000 | 1,571 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $755,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $286,000 | 1,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 1,586 |
| Total noninterest expense | $3,597,000 | 1,395 |
| Salaries and employee benefits | $1,947,000 | 1,472 |
| Premises and equipment expense | $447,000 | 1,319 |
| Additional noninterest expense | $1,203,000 | 1,282 |
| Pre-tax net operating income | $659,000 | 2,634 |
| Securities gains (losses) | $280,000 | 129 |
| Applicable income taxes | $192,000 | 1,915 |
| Income before extraordinary items | $747,000 | 2,099 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $747,000 | 2,100 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $747,000 | 2,100 |
| Net charge-offs | $-91,000 | 5,597 |
| Cash dividends | $292,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $523,000 | 2,666 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,369,000 | 1,549 |
| Total interest expense | $2,391,000 | 1,212 |
| Net interest income | $13,978,000 | 1,610 |
| Provision for loan and lease losses | $955,000 | 938 |
| Total noninterest income | $2,940,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,198,000 | 1,020 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,742,000 | 1,714 |
| Total noninterest expense | $13,784,000 | 1,425 |
| Salaries and employee benefits | $7,647,000 | 1,426 |
| Premises and equipment expense | $1,875,000 | 1,254 |
| Additional noninterest expense | $4,262,000 | 1,441 |
| Pre-tax net operating income | $2,179,000 | 2,914 |
| Securities gains (losses) | $998,000 | 234 |
| Applicable income taxes | $496,000 | 2,261 |
| Income before extraordinary items | $2,681,000 | 2,298 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,681,000 | 2,295 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,681,000 | 2,297 |
| Net charge-offs | $961,000 | 680 |
| Cash dividends | $1,251,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,842,680 | 2,876 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,185,000 | 1,561 |
| Total interest expense | $1,790,000 | 1,205 |
| Net interest income | $10,395,000 | 1,618 |
| Provision for loan and lease losses | $835,000 | 797 |
| Total noninterest income | $2,125,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $885,000 | 1,038 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,240,000 | 1,779 |
| Total noninterest expense | $10,422,000 | 1,406 |
| Salaries and employee benefits | $5,711,000 | 1,424 |
| Premises and equipment expense | $1,374,000 | 1,280 |
| Additional noninterest expense | $3,337,000 | 1,393 |
| Pre-tax net operating income | $1,263,000 | 3,387 |
| Securities gains (losses) | $929,000 | 225 |
| Applicable income taxes | $329,000 | 2,426 |
| Income before extraordinary items | $1,863,000 | 2,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,863,000 | 2,460 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,863,000 | 2,460 |
| Net charge-offs | $802,000 | 567 |
| Cash dividends | $901,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,073,350 | 3,322 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 1,567 |
| Total interest expense | $1,176,000 | 1,219 |
| Net interest income | $6,910,000 | 1,622 |
| Provision for loan and lease losses | $365,000 | 1,086 |
| Total noninterest income | $1,336,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $574,000 | 1,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $762,000 | 1,845 |
| Total noninterest expense | $6,981,000 | 1,407 |
| Salaries and employee benefits | $3,811,000 | 1,427 |
| Premises and equipment expense | $911,000 | 1,289 |
| Additional noninterest expense | $2,259,000 | 1,373 |
| Pre-tax net operating income | $900,000 | 3,256 |
| Securities gains (losses) | $616,000 | 237 |
| Applicable income taxes | $224,000 | 2,400 |
| Income before extraordinary items | $1,292,000 | 2,377 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,292,000 | 2,375 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,292,000 | 2,376 |
| Net charge-offs | $439,000 | 661 |
| Cash dividends | $584,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $768,400 | 3,193 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 1,584 |
| Total interest expense | $581,000 | 1,227 |
| Net interest income | $3,433,000 | 1,643 |
| Provision for loan and lease losses | $245,000 | 824 |
| Total noninterest income | $612,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $281,000 | 1,058 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $331,000 | 1,977 |
| Total noninterest expense | $3,435,000 | 1,425 |
| Salaries and employee benefits | $1,923,000 | 1,424 |
| Premises and equipment expense | $457,000 | 1,280 |
| Additional noninterest expense | $1,055,000 | 1,453 |
| Pre-tax net operating income | $365,000 | 3,557 |
| Securities gains (losses) | $494,000 | 134 |
| Applicable income taxes | $157,000 | 2,059 |
| Income before extraordinary items | $702,000 | 2,204 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $702,000 | 2,204 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $702,000 | 2,204 |
| Net charge-offs | $423,000 | 383 |
| Cash dividends | $292,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $296,920 | 3,586 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,080,000 | 1,536 |
| Total interest expense | $2,357,000 | 1,182 |
| Net interest income | $13,723,000 | 1,594 |
| Provision for loan and lease losses | $400,000 | 1,583 |
| Total noninterest income | $2,579,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,129,000 | 1,102 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,450,000 | 1,899 |
| Total noninterest expense | $13,272,000 | 1,470 |
| Salaries and employee benefits | $7,318,000 | 1,455 |
| Premises and equipment expense | $1,925,000 | 1,222 |
| Additional noninterest expense | $4,029,000 | 1,505 |
| Pre-tax net operating income | $2,630,000 | 2,543 |
| Securities gains (losses) | $423,000 | 411 |
| Applicable income taxes | $501,000 | 2,219 |
| Income before extraordinary items | $2,552,000 | 2,300 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,552,000 | 2,300 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,552,000 | 2,301 |
| Net charge-offs | $566,000 | 1,067 |
| Cash dividends | $869,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,196,680 | 2,506 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 1,553 |
| Total interest expense | $1,781,000 | 1,188 |
| Net interest income | $10,257,000 | 1,617 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,931,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $825,000 | 1,132 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,106,000 | 1,893 |
| Total noninterest expense | $9,958,000 | 1,473 |
| Salaries and employee benefits | $5,500,000 | 1,457 |
| Premises and equipment expense | $1,426,000 | 1,262 |
| Additional noninterest expense | $3,032,000 | 1,512 |
| Pre-tax net operating income | $2,005,000 | 2,567 |
| Securities gains (losses) | $280,000 | 505 |
| Applicable income taxes | $376,000 | 2,265 |
| Income before extraordinary items | $1,909,000 | 2,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,909,000 | 2,347 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,909,000 | 2,347 |
| Net charge-offs | $532,000 | 823 |
| Cash dividends | $665,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,673,800 | 2,532 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 1,563 |
| Total interest expense | $1,198,000 | 1,178 |
| Net interest income | $6,806,000 | 1,630 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $1,259,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $522,000 | 1,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $737,000 | 1,903 |
| Total noninterest expense | $6,699,000 | 1,459 |
| Salaries and employee benefits | $3,701,000 | 1,454 |
| Premises and equipment expense | $966,000 | 1,236 |
| Additional noninterest expense | $2,032,000 | 1,519 |
| Pre-tax net operating income | $1,216,000 | 2,711 |
| Securities gains (losses) | $247,000 | 446 |
| Applicable income taxes | $202,000 | 2,477 |
| Income before extraordinary items | $1,261,000 | 2,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,261,000 | 2,353 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,261,000 | 2,353 |
| Net charge-offs | $463,000 | 677 |
| Cash dividends | $443,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,048,580 | 2,612 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 1,541 |
| Total interest expense | $601,000 | 1,171 |
| Net interest income | $3,428,000 | 1,614 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $589,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $249,000 | 1,191 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $340,000 | 1,959 |
| Total noninterest expense | $3,356,000 | 1,460 |
| Salaries and employee benefits | $1,857,000 | 1,453 |
| Premises and equipment expense | $494,000 | 1,231 |
| Additional noninterest expense | $1,005,000 | 1,529 |
| Pre-tax net operating income | $586,000 | 2,737 |
| Securities gains (losses) | $81,000 | 661 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $574,000 | 2,471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $574,000 | 2,474 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $574,000 | 2,473 |
| Net charge-offs | $227,000 | 661 |
| Cash dividends | $222,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $504,340 | 2,629 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,939,000 | 1,556 |
| Total interest expense | $2,730,000 | 1,088 |
| Net interest income | $13,209,000 | 1,675 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $2,457,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,040,000 | 1,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,417,000 | 1,841 |
| Total noninterest expense | $13,065,000 | 1,456 |
| Salaries and employee benefits | $7,212,000 | 1,446 |
| Premises and equipment expense | $1,853,000 | 1,290 |
| Additional noninterest expense | $4,000,000 | 1,567 |
| Pre-tax net operating income | $2,351,000 | 2,699 |
| Securities gains (losses) | $749,000 | 273 |
| Applicable income taxes | $521,000 | 2,157 |
| Income before extraordinary items | $2,579,000 | 2,254 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,579,000 | 2,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,579,000 | 2,254 |
| Net charge-offs | $117,000 | 3,025 |
| Cash dividends | $847,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,957,330 | 2,699 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,954,000 | 1,563 |
| Total interest expense | $2,107,000 | 1,073 |
| Net interest income | $9,847,000 | 1,687 |
| Provision for loan and lease losses | $350,000 | 1,487 |
| Total noninterest income | $1,783,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $767,000 | 1,270 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,016,000 | 1,906 |
| Total noninterest expense | $9,721,000 | 1,480 |
| Salaries and employee benefits | $5,389,000 | 1,462 |
| Premises and equipment expense | $1,391,000 | 1,294 |
| Additional noninterest expense | $2,941,000 | 1,594 |
| Pre-tax net operating income | $1,559,000 | 2,970 |
| Securities gains (losses) | $667,000 | 227 |
| Applicable income taxes | $324,000 | 2,384 |
| Income before extraordinary items | $1,902,000 | 2,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,902,000 | 2,307 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,902,000 | 2,306 |
| Net charge-offs | $639,000 | 957 |
| Cash dividends | $635,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,335,050 | 2,895 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 1,566 |
| Total interest expense | $1,444,000 | 1,044 |
| Net interest income | $6,492,000 | 1,697 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $1,134,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $490,000 | 1,295 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $644,000 | 1,953 |
| Total noninterest expense | $6,505,000 | 1,474 |
| Salaries and employee benefits | $3,637,000 | 1,437 |
| Premises and equipment expense | $927,000 | 1,300 |
| Additional noninterest expense | $1,941,000 | 1,605 |
| Pre-tax net operating income | $921,000 | 3,111 |
| Securities gains (losses) | $573,000 | 200 |
| Applicable income taxes | $220,000 | 2,325 |
| Income before extraordinary items | $1,274,000 | 2,242 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,274,000 | 2,245 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,274,000 | 2,244 |
| Net charge-offs | $257,000 | 1,376 |
| Cash dividends | $424,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $786,950 | 3,075 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 1,585 |
| Total interest expense | $746,000 | 1,020 |
| Net interest income | $3,167,000 | 1,719 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $565,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $230,000 | 1,362 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $335,000 | 1,861 |
| Total noninterest expense | $3,210,000 | 1,499 |
| Salaries and employee benefits | $1,812,000 | 1,454 |
| Premises and equipment expense | $461,000 | 1,330 |
| Additional noninterest expense | $937,000 | 1,637 |
| Pre-tax net operating income | $472,000 | 3,014 |
| Securities gains (losses) | $293,000 | 217 |
| Applicable income taxes | $115,000 | 2,237 |
| Income before extraordinary items | $650,000 | 2,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $650,000 | 2,134 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $650,000 | 2,134 |
| Net charge-offs | $69,000 | 1,614 |
| Cash dividends | $212,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $400,950 | 2,957 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,871,000 | 1,574 |
| Total interest expense | $3,179,000 | 1,061 |
| Net interest income | $12,692,000 | 1,693 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $2,328,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $845,000 | 1,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,483,000 | 1,863 |
| Total noninterest expense | $12,462,000 | 1,552 |
| Salaries and employee benefits | $6,944,000 | 1,495 |
| Premises and equipment expense | $1,764,000 | 1,349 |
| Additional noninterest expense | $3,754,000 | 1,698 |
| Pre-tax net operating income | $2,158,000 | 2,718 |
| Securities gains (losses) | $1,049,000 | 224 |
| Applicable income taxes | $554,000 | 2,047 |
| Income before extraordinary items | $2,653,000 | 2,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,653,000 | 2,103 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,653,000 | 2,103 |
| Net charge-offs | $452,000 | 2,124 |
| Cash dividends | $770,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,782,330 | 2,764 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,902,000 | 1,585 |
| Total interest expense | $2,413,000 | 1,079 |
| Net interest income | $9,489,000 | 1,698 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $1,757,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $623,000 | 1,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,134,000 | 1,885 |
| Total noninterest expense | $9,337,000 | 1,554 |
| Salaries and employee benefits | $5,206,000 | 1,501 |
| Premises and equipment expense | $1,316,000 | 1,369 |
| Additional noninterest expense | $2,815,000 | 1,691 |
| Pre-tax net operating income | $1,509,000 | 2,905 |
| Securities gains (losses) | $505,000 | 406 |
| Applicable income taxes | $337,000 | 2,320 |
| Income before extraordinary items | $1,677,000 | 2,429 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,677,000 | 2,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,677,000 | 2,433 |
| Net charge-offs | $486,000 | 1,617 |
| Cash dividends | $577,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,257,850 | 2,914 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 1,603 |
| Total interest expense | $1,636,000 | 1,086 |
| Net interest income | $6,185,000 | 1,728 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,107,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $417,000 | 1,574 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $690,000 | 2,047 |
| Total noninterest expense | $6,196,000 | 1,555 |
| Salaries and employee benefits | $3,472,000 | 1,500 |
| Premises and equipment expense | $890,000 | 1,337 |
| Additional noninterest expense | $1,834,000 | 1,732 |
| Pre-tax net operating income | $796,000 | 3,345 |
| Securities gains (losses) | $417,000 | 434 |
| Applicable income taxes | $181,000 | 2,532 |
| Income before extraordinary items | $1,032,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,032,000 | 2,588 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,032,000 | 2,588 |
| Net charge-offs | $303,000 | 1,678 |
| Cash dividends | $385,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $677,550 | 3,289 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 1,627 |
| Total interest expense | $836,000 | 1,101 |
| Net interest income | $3,052,000 | 1,762 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $517,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $215,000 | 1,522 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $302,000 | 2,209 |
| Total noninterest expense | $3,042,000 | 1,590 |
| Salaries and employee benefits | $1,739,000 | 1,520 |
| Premises and equipment expense | $439,000 | 1,395 |
| Additional noninterest expense | $864,000 | 1,831 |
| Pre-tax net operating income | $377,000 | 3,396 |
| Securities gains (losses) | $160,000 | 545 |
| Applicable income taxes | $69,000 | 2,756 |
| Income before extraordinary items | $468,000 | 2,713 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $468,000 | 2,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $468,000 | 2,715 |
| Net charge-offs | $206,000 | 1,335 |
| Cash dividends | $192,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $328,800 | 3,302 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,828,000 | 1,583 |
| Total interest expense | $3,833,000 | 1,168 |
| Net interest income | $12,995,000 | 1,702 |
| Provision for loan and lease losses | $490,000 | 2,744 |
| Total noninterest income | $2,273,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $896,000 | 1,554 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,377,000 | 1,954 |
| Total noninterest expense | $11,587,000 | 1,665 |
| Salaries and employee benefits | $6,672,000 | 1,526 |
| Premises and equipment expense | $1,658,000 | 1,440 |
| Additional noninterest expense | $3,257,000 | 2,011 |
| Pre-tax net operating income | $3,191,000 | 1,986 |
| Securities gains (losses) | $937,000 | 564 |
| Applicable income taxes | $982,000 | 1,488 |
| Income before extraordinary items | $3,146,000 | 1,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,146,000 | 1,779 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,146,000 | 1,780 |
| Net charge-offs | $1,906,000 | 1,203 |
| Cash dividends | $893,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,433,880 | 2,097 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,763,000 | 1,593 |
| Total interest expense | $2,940,000 | 1,207 |
| Net interest income | $9,823,000 | 1,707 |
| Provision for loan and lease losses | $415,000 | 2,536 |
| Total noninterest income | $1,723,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $679,000 | 1,552 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,044,000 | 1,941 |
| Total noninterest expense | $8,699,000 | 1,666 |
| Salaries and employee benefits | $4,982,000 | 1,521 |
| Premises and equipment expense | $1,235,000 | 1,457 |
| Additional noninterest expense | $2,482,000 | 1,985 |
| Pre-tax net operating income | $2,432,000 | 2,027 |
| Securities gains (losses) | $448,000 | 817 |
| Applicable income taxes | $666,000 | 1,637 |
| Income before extraordinary items | $2,214,000 | 1,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,214,000 | 1,922 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,214,000 | 1,924 |
| Net charge-offs | $1,835,000 | 976 |
| Cash dividends | $691,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,869,040 | 2,112 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 1,583 |
| Total interest expense | $1,988,000 | 1,234 |
| Net interest income | $6,635,000 | 1,675 |
| Provision for loan and lease losses | $290,000 | 2,505 |
| Total noninterest income | $1,182,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $455,000 | 1,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $727,000 | 1,872 |
| Total noninterest expense | $5,838,000 | 1,662 |
| Salaries and employee benefits | $3,301,000 | 1,531 |
| Premises and equipment expense | $829,000 | 1,430 |
| Additional noninterest expense | $1,708,000 | 1,932 |
| Pre-tax net operating income | $1,689,000 | 1,941 |
| Securities gains (losses) | $220,000 | 1,038 |
| Applicable income taxes | $444,000 | 1,618 |
| Income before extraordinary items | $1,465,000 | 1,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,465,000 | 1,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,465,000 | 1,934 |
| Net charge-offs | $1,834,000 | 735 |
| Cash dividends | $486,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,295,600 | 2,025 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 1,585 |
| Total interest expense | $1,015,000 | 1,254 |
| Net interest income | $3,341,000 | 1,665 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $606,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $229,000 | 1,511 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 1,832 |
| Total noninterest expense | $2,931,000 | 1,650 |
| Salaries and employee benefits | $1,639,000 | 1,544 |
| Premises and equipment expense | $423,000 | 1,414 |
| Additional noninterest expense | $869,000 | 1,906 |
| Pre-tax net operating income | $876,000 | 1,881 |
| Securities gains (losses) | $55,000 | 1,179 |
| Applicable income taxes | $205,000 | 1,696 |
| Income before extraordinary items | $726,000 | 1,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $726,000 | 1,956 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $726,000 | 1,957 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $233,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $683,100 | 1,945 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,461,000 | 1,625 |
| Total interest expense | $4,582,000 | 1,334 |
| Net interest income | $12,879,000 | 1,747 |
| Provision for loan and lease losses | $2,600,000 | 1,314 |
| Total noninterest income | $2,205,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $914,000 | 1,596 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,291,000 | 1,810 |
| Total noninterest expense | $11,574,000 | 1,673 |
| Salaries and employee benefits | $6,267,000 | 1,565 |
| Premises and equipment expense | $1,576,000 | 1,575 |
| Additional noninterest expense | $3,731,000 | 1,815 |
| Pre-tax net operating income | $910,000 | 3,895 |
| Securities gains (losses) | $308,000 | 1,117 |
| Applicable income taxes | $-185,000 | 6,910 |
| Income before extraordinary items | $1,403,000 | 2,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,403,000 | 2,917 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,403,000 | 2,917 |
| Net charge-offs | $628,000 | 2,901 |
| Cash dividends | $969,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,095,000 | 3,275 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,070,000 | 1,643 |
| Total interest expense | $3,488,000 | 1,365 |
| Net interest income | $9,582,000 | 1,754 |
| Provision for loan and lease losses | $2,400,000 | 1,090 |
| Total noninterest income | $1,611,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $692,000 | 1,582 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $919,000 | 1,860 |
| Total noninterest expense | $8,650,000 | 1,679 |
| Salaries and employee benefits | $4,772,000 | 1,553 |
| Premises and equipment expense | $1,199,000 | 1,563 |
| Additional noninterest expense | $2,679,000 | 1,898 |
| Pre-tax net operating income | $143,000 | 5,658 |
| Securities gains (losses) | $280,000 | 960 |
| Applicable income taxes | $-343,000 | 7,162 |
| Income before extraordinary items | $766,000 | 3,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $766,000 | 3,597 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $766,000 | 3,597 |
| Net charge-offs | $565,000 | 2,535 |
| Cash dividends | $720,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $486,000 | 4,238 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 1,657 |
| Total interest expense | $2,354,000 | 1,393 |
| Net interest income | $6,374,000 | 1,754 |
| Provision for loan and lease losses | $2,100,000 | 886 |
| Total noninterest income | $1,061,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $459,000 | 1,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $602,000 | 1,858 |
| Total noninterest expense | $5,775,000 | 1,696 |
| Salaries and employee benefits | $3,222,000 | 1,558 |
| Premises and equipment expense | $794,000 | 1,592 |
| Additional noninterest expense | $1,759,000 | 1,940 |
| Pre-tax net operating income | $-440,000 | 6,753 |
| Securities gains (losses) | $261,000 | 603 |
| Applicable income taxes | $-404,000 | 7,307 |
| Income before extraordinary items | $225,000 | 4,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $225,000 | 4,852 |
| Net charge-offs | $68,000 | 4,213 |
| Cash dividends | $480,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $57,960 | 5,888 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 1,679 |
| Total interest expense | $1,185,000 | 1,436 |
| Net interest income | $3,146,000 | 1,778 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $491,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $220,000 | 1,606 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $271,000 | 2,041 |
| Total noninterest expense | $2,914,000 | 1,699 |
| Salaries and employee benefits | $1,639,000 | 1,539 |
| Premises and equipment expense | $411,000 | 1,564 |
| Additional noninterest expense | $864,000 | 1,958 |
| Pre-tax net operating income | $573,000 | 2,312 |
| Securities gains (losses) | $178,000 | 371 |
| Applicable income taxes | $131,000 | 1,907 |
| Income before extraordinary items | $620,000 | 1,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $620,000 | 1,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $620,000 | 1,864 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $240,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $472,260 | 2,313 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,628,000 | 1,718 |
| Total interest expense | $5,336,000 | 1,554 |
| Net interest income | $12,292,000 | 1,797 |
| Provision for loan and lease losses | $710,000 | 3,576 |
| Total noninterest income | $2,119,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $929,000 | 1,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,190,000 | 1,964 |
| Total noninterest expense | $11,259,000 | 1,754 |
| Salaries and employee benefits | $6,208,000 | 1,572 |
| Premises and equipment expense | $1,541,000 | 1,673 |
| Additional noninterest expense | $3,510,000 | 1,999 |
| Pre-tax net operating income | $2,442,000 | 1,925 |
| Securities gains (losses) | $-203,000 | 7,310 |
| Applicable income taxes | $331,000 | 2,276 |
| Income before extraordinary items | $1,908,000 | 2,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,908,000 | 2,113 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,908,000 | 2,114 |
| Net charge-offs | $1,294,000 | 2,346 |
| Cash dividends | $960,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,080,550 | 1,883 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,171,000 | 1,759 |
| Total interest expense | $4,082,000 | 1,591 |
| Net interest income | $9,089,000 | 1,844 |
| Provision for loan and lease losses | $560,000 | 3,346 |
| Total noninterest income | $1,577,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $702,000 | 1,641 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $875,000 | 1,970 |
| Total noninterest expense | $8,398,000 | 1,758 |
| Salaries and employee benefits | $4,658,000 | 1,582 |
| Premises and equipment expense | $1,148,000 | 1,707 |
| Additional noninterest expense | $2,592,000 | 1,998 |
| Pre-tax net operating income | $1,708,000 | 2,149 |
| Securities gains (losses) | $118,000 | 1,803 |
| Applicable income taxes | $313,000 | 2,105 |
| Income before extraordinary items | $1,513,000 | 2,122 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,513,000 | 2,124 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,513,000 | 2,125 |
| Net charge-offs | $1,233,000 | 1,966 |
| Cash dividends | $720,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,415,060 | 2,152 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,678,000 | 1,801 |
| Total interest expense | $2,763,000 | 1,633 |
| Net interest income | $5,915,000 | 1,893 |
| Provision for loan and lease losses | $410,000 | 3,146 |
| Total noninterest income | $1,010,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $467,000 | 1,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $543,000 | 1,986 |
| Total noninterest expense | $5,614,000 | 1,759 |
| Salaries and employee benefits | $3,111,000 | 1,594 |
| Premises and equipment expense | $768,000 | 1,723 |
| Additional noninterest expense | $1,735,000 | 1,990 |
| Pre-tax net operating income | $901,000 | 2,578 |
| Securities gains (losses) | $49,000 | 1,900 |
| Applicable income taxes | $88,000 | 2,885 |
| Income before extraordinary items | $862,000 | 2,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $862,000 | 2,369 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $862,000 | 2,372 |
| Net charge-offs | $1,172,000 | 1,580 |
| Cash dividends | $480,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $817,410 | 2,368 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 1,874 |
| Total interest expense | $1,395,000 | 1,689 |
| Net interest income | $2,880,000 | 1,964 |
| Provision for loan and lease losses | $260,000 | 2,614 |
| Total noninterest income | $454,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $233,000 | 1,643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $221,000 | 2,253 |
| Total noninterest expense | $2,780,000 | 1,791 |
| Salaries and employee benefits | $1,568,000 | 1,598 |
| Premises and equipment expense | $388,000 | 1,741 |
| Additional noninterest expense | $824,000 | 2,061 |
| Pre-tax net operating income | $294,000 | 3,383 |
| Securities gains (losses) | $49,000 | 1,156 |
| Applicable income taxes | $-5,000 | 7,067 |
| Income before extraordinary items | $348,000 | 2,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $348,000 | 2,829 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $348,000 | 2,832 |
| Net charge-offs | $130,000 | 2,876 |
| Cash dividends | $240,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $299,000 | 3,021 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,077,000 | 1,878 |
| Total interest expense | $6,541,000 | 1,781 |
| Net interest income | $11,536,000 | 1,919 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $1,870,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $961,000 | 1,749 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $909,000 | 2,271 |
| Total noninterest expense | $11,243,000 | 1,816 |
| Salaries and employee benefits | $6,117,000 | 1,622 |
| Premises and equipment expense | $1,574,000 | 1,718 |
| Additional noninterest expense | $3,552,000 | 2,035 |
| Pre-tax net operating income | $1,563,000 | 2,292 |
| Securities gains (losses) | $282,000 | 1,291 |
| Applicable income taxes | $117,000 | 2,778 |
| Income before extraordinary items | $1,728,000 | 1,896 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,728,000 | 1,893 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,728,000 | 1,895 |
| Net charge-offs | $128,000 | 5,479 |
| Cash dividends | $861,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,462,920 | 2,132 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,687,000 | 1,896 |
| Total interest expense | $5,082,000 | 1,811 |
| Net interest income | $8,605,000 | 1,923 |
| Provision for loan and lease losses | $310,000 | 4,543 |
| Total noninterest income | $1,402,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $703,000 | 1,786 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $699,000 | 2,297 |
| Total noninterest expense | $8,657,000 | 1,749 |
| Salaries and employee benefits | $4,678,000 | 1,607 |
| Premises and equipment expense | $1,176,000 | 1,743 |
| Additional noninterest expense | $2,803,000 | 1,893 |
| Pre-tax net operating income | $1,040,000 | 2,663 |
| Securities gains (losses) | $249,000 | 1,144 |
| Applicable income taxes | $66,000 | 3,156 |
| Income before extraordinary items | $1,223,000 | 2,147 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,223,000 | 2,144 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,223,000 | 2,147 |
| Net charge-offs | $98,000 | 5,082 |
| Cash dividends | $621,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $986,450 | 2,453 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 1,916 |
| Total interest expense | $3,543,000 | 1,824 |
| Net interest income | $5,678,000 | 1,936 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $903,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $460,000 | 1,800 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $443,000 | 2,402 |
| Total noninterest expense | $5,769,000 | 1,775 |
| Salaries and employee benefits | $3,143,000 | 1,631 |
| Premises and equipment expense | $803,000 | 1,736 |
| Additional noninterest expense | $1,823,000 | 1,961 |
| Pre-tax net operating income | $622,000 | 2,953 |
| Securities gains (losses) | $285,000 | 796 |
| Applicable income taxes | $148,000 | 2,284 |
| Income before extraordinary items | $759,000 | 2,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 2,318 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $759,000 | 2,321 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $380,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $519,600 | 2,922 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 1,940 |
| Total interest expense | $1,770,000 | 1,877 |
| Net interest income | $2,830,000 | 1,932 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $424,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $219,000 | 1,831 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $2,800,000 | 1,766 |
| Salaries and employee benefits | $1,579,000 | 1,644 |
| Premises and equipment expense | $404,000 | 1,747 |
| Additional noninterest expense | $817,000 | 1,955 |
| Pre-tax net operating income | $364,000 | 2,997 |
| Securities gains (losses) | $-88,000 | 7,977 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $263,000 | 3,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $263,000 | 3,350 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $263,000 | 3,351 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $146,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $346,600 | 2,706 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,756,000 | 2,029 |
| Total interest expense | $7,710,000 | 2,034 |
| Net interest income | $11,046,000 | 2,012 |
| Provision for loan and lease losses | $445,000 | 3,986 |
| Total noninterest income | $1,882,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $955,000 | 1,831 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $927,000 | 2,242 |
| Total noninterest expense | $10,716,000 | 1,813 |
| Salaries and employee benefits | $5,788,000 | 1,763 |
| Premises and equipment expense | $1,639,000 | 1,680 |
| Additional noninterest expense | $3,289,000 | 1,864 |
| Pre-tax net operating income | $1,767,000 | 2,716 |
| Securities gains (losses) | $-5,032,000 | 8,084 |
| Applicable income taxes | $-1,937,000 | 7,910 |
| Income before extraordinary items | $-1,328,000 | 7,143 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,328,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,233 |
| Cash dividends | $583,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,892,480 | 2,212 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,064,000 | 2,083 |
| Total interest expense | $5,823,000 | 2,094 |
| Net interest income | $8,241,000 | 2,034 |
| Provision for loan and lease losses | $52,000 | 5,852 |
| Total noninterest income | $1,419,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $717,000 | 1,836 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $702,000 | 2,317 |
| Total noninterest expense | $8,016,000 | 1,804 |
| Salaries and employee benefits | $4,356,000 | 1,779 |
| Premises and equipment expense | $1,246,000 | 1,672 |
| Additional noninterest expense | $2,414,000 | 1,832 |
| Pre-tax net operating income | $1,592,000 | 2,718 |
| Securities gains (losses) | $-4,872,000 | 8,219 |
| Applicable income taxes | $-131,000 | 7,583 |
| Income before extraordinary items | $-3,149,000 | 8,030 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,149,000 | 8,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,289 |
| Cash dividends | $437,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,528,120 | 2,407 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,364,000 | 2,107 |
| Total interest expense | $3,951,000 | 2,142 |
| Net interest income | $5,413,000 | 2,053 |
| Provision for loan and lease losses | $37,000 | 5,448 |
| Total noninterest income | $942,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $473,000 | 1,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $469,000 | 2,347 |
| Total noninterest expense | $5,307,000 | 1,812 |
| Salaries and employee benefits | $2,850,000 | 1,835 |
| Premises and equipment expense | $872,000 | 1,596 |
| Additional noninterest expense | $1,585,000 | 1,825 |
| Pre-tax net operating income | $1,011,000 | 2,922 |
| Securities gains (losses) | $183,000 | 659 |
| Applicable income taxes | $192,000 | 2,738 |
| Income before extraordinary items | $1,002,000 | 2,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $291,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $848,280 | 2,885 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 2,158 |
| Total interest expense | $2,042,000 | 2,205 |
| Net interest income | $2,636,000 | 2,104 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $445,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $232,000 | 1,830 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $213,000 | 2,486 |
| Total noninterest expense | $2,626,000 | 1,835 |
| Salaries and employee benefits | $1,420,000 | 1,855 |
| Premises and equipment expense | $460,000 | 1,516 |
| Additional noninterest expense | $746,000 | 1,891 |
| Pre-tax net operating income | $433,000 | 3,365 |
| Securities gains (losses) | $27,000 | 1,433 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $418,000 | 3,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $418,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,672 |
| Cash dividends | $146,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $393,430 | 3,153 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,941,000 | 2,295 |
| Total interest expense | $7,769,000 | 2,379 |
| Net interest income | $10,172,000 | 2,213 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $1,903,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $926,000 | 1,888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $977,000 | 2,253 |
| Total noninterest expense | $10,133,000 | 1,822 |
| Salaries and employee benefits | $5,379,000 | 1,877 |
| Premises and equipment expense | $1,436,000 | 1,832 |
| Additional noninterest expense | $3,318,000 | 1,678 |
| Pre-tax net operating income | $1,872,000 | 3,452 |
| Securities gains (losses) | $341,000 | 328 |
| Applicable income taxes | $290,000 | 3,414 |
| Income before extraordinary items | $1,923,000 | 2,906 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,923,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $668,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,626,330 | 3,238 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,284,000 | 2,335 |
| Total interest expense | $5,699,000 | 2,426 |
| Net interest income | $7,585,000 | 2,240 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $1,454,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $696,000 | 1,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $758,000 | 2,192 |
| Total noninterest expense | $7,508,000 | 1,827 |
| Salaries and employee benefits | $4,048,000 | 1,858 |
| Premises and equipment expense | $1,045,000 | 1,866 |
| Additional noninterest expense | $2,415,000 | 1,684 |
| Pre-tax net operating income | $1,441,000 | 3,556 |
| Securities gains (losses) | $313,000 | 302 |
| Applicable income taxes | $278,000 | 3,299 |
| Income before extraordinary items | $1,476,000 | 3,006 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,476,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $522,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,213,080 | 3,430 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,678,000 | 2,395 |
| Total interest expense | $3,688,000 | 2,502 |
| Net interest income | $4,990,000 | 2,290 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $962,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $464,000 | 1,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $498,000 | 2,248 |
| Total noninterest expense | $4,947,000 | 1,862 |
| Salaries and employee benefits | $2,654,000 | 1,924 |
| Premises and equipment expense | $698,000 | 1,879 |
| Additional noninterest expense | $1,595,000 | 1,708 |
| Pre-tax net operating income | $945,000 | 3,657 |
| Securities gains (losses) | $218,000 | 292 |
| Applicable income taxes | $177,000 | 3,420 |
| Income before extraordinary items | $986,000 | 3,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $986,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $522,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $800,700 | 3,495 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,449 |
| Total interest expense | $1,775,000 | 2,572 |
| Net interest income | $2,438,000 | 2,336 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $466,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $224,000 | 1,874 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $242,000 | 2,266 |
| Total noninterest expense | $2,408,000 | 1,925 |
| Salaries and employee benefits | $1,323,000 | 1,941 |
| Premises and equipment expense | $346,000 | 1,893 |
| Additional noninterest expense | $739,000 | 1,803 |
| Pre-tax net operating income | $466,000 | 3,674 |
| Securities gains (losses) | $110,000 | 288 |
| Applicable income taxes | $95,000 | 3,333 |
| Income before extraordinary items | $481,000 | 3,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $481,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $136,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $388,600 | 3,547 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,457,000 | 2,362 |
| Total interest expense | $6,129,000 | 2,546 |
| Net interest income | $10,328,000 | 2,237 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,779,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $875,000 | 1,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $904,000 | 2,387 |
| Total noninterest expense | $9,483,000 | 1,880 |
| Salaries and employee benefits | $5,009,000 | 1,936 |
| Premises and equipment expense | $1,312,000 | 1,919 |
| Additional noninterest expense | $3,162,000 | 1,663 |
| Pre-tax net operating income | $2,324,000 | 3,309 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $242,000 | 4,074 |
| Income before extraordinary items | $2,079,000 | 3,015 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,079,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $524,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,081,700 | 3,011 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,188,000 | 2,380 |
| Total interest expense | $4,374,000 | 2,580 |
| Net interest income | $7,814,000 | 2,235 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,333,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $668,000 | 1,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $665,000 | 2,393 |
| Total noninterest expense | $7,056,000 | 1,885 |
| Salaries and employee benefits | $3,771,000 | 1,930 |
| Premises and equipment expense | $975,000 | 1,946 |
| Additional noninterest expense | $2,310,000 | 1,704 |
| Pre-tax net operating income | $1,866,000 | 3,261 |
| Securities gains (losses) | $-76,000 | 8,319 |
| Applicable income taxes | $219,000 | 4,015 |
| Income before extraordinary items | $1,571,000 | 3,103 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,571,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $388,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,637,880 | 2,994 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 2,369 |
| Total interest expense | $2,789,000 | 2,596 |
| Net interest income | $5,206,000 | 2,253 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $887,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $440,000 | 1,937 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 2,376 |
| Total noninterest expense | $4,670,000 | 1,900 |
| Salaries and employee benefits | $2,516,000 | 1,937 |
| Premises and equipment expense | $648,000 | 1,949 |
| Additional noninterest expense | $1,506,000 | 1,751 |
| Pre-tax net operating income | $1,273,000 | 3,225 |
| Securities gains (losses) | $-40,000 | 8,308 |
| Applicable income taxes | $182,000 | 3,736 |
| Income before extraordinary items | $1,051,000 | 3,099 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,051,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $253,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,085,000 | 3,012 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,347 |
| Total interest expense | $1,350,000 | 2,553 |
| Net interest income | $2,607,000 | 2,232 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $447,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $218,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,307 |
| Total noninterest expense | $2,319,000 | 1,923 |
| Salaries and employee benefits | $1,270,000 | 1,930 |
| Premises and equipment expense | $321,000 | 1,974 |
| Additional noninterest expense | $728,000 | 1,795 |
| Pre-tax net operating income | $660,000 | 3,103 |
| Securities gains (losses) | $47,000 | 358 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $562,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $126,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $524,870 | 3,028 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,077,000 | 2,206 |
| Total interest expense | $4,426,000 | 2,445 |
| Net interest income | $10,651,000 | 2,082 |
| Provision for loan and lease losses | $427,000 | 2,159 |
| Total noninterest income | $1,645,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $908,000 | 1,890 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $737,000 | 2,676 |
| Total noninterest expense | $8,601,000 | 1,949 |
| Salaries and employee benefits | $4,600,000 | 2,002 |
| Premises and equipment expense | $1,207,000 | 1,984 |
| Additional noninterest expense | $2,794,000 | 1,806 |
| Pre-tax net operating income | $3,268,000 | 2,583 |
| Securities gains (losses) | $146,000 | 583 |
| Applicable income taxes | $1,126,000 | 2,097 |
| Income before extraordinary items | $2,288,000 | 2,768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,288,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $486,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,190,180 | 2,829 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,118,000 | 2,184 |
| Total interest expense | $3,094,000 | 2,473 |
| Net interest income | $8,024,000 | 2,064 |
| Provision for loan and lease losses | $427,000 | 1,624 |
| Total noninterest income | $1,198,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $677,000 | 1,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $521,000 | 2,802 |
| Total noninterest expense | $6,419,000 | 1,945 |
| Salaries and employee benefits | $3,440,000 | 1,977 |
| Premises and equipment expense | $883,000 | 2,014 |
| Additional noninterest expense | $2,096,000 | 1,784 |
| Pre-tax net operating income | $2,376,000 | 2,675 |
| Securities gains (losses) | $82,000 | 723 |
| Applicable income taxes | $793,000 | 2,215 |
| Income before extraordinary items | $1,665,000 | 2,885 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,665,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $359,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,609,240 | 2,925 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,168 |
| Total interest expense | $1,910,000 | 2,508 |
| Net interest income | $5,345,000 | 2,039 |
| Provision for loan and lease losses | $320,000 | 1,432 |
| Total noninterest income | $775,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $441,000 | 1,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $334,000 | 2,872 |
| Total noninterest expense | $4,185,000 | 1,966 |
| Salaries and employee benefits | $2,265,000 | 1,992 |
| Premises and equipment expense | $566,000 | 2,089 |
| Additional noninterest expense | $1,354,000 | 1,831 |
| Pre-tax net operating income | $1,615,000 | 2,600 |
| Securities gains (losses) | $45,000 | 821 |
| Applicable income taxes | $549,000 | 2,127 |
| Income before extraordinary items | $1,111,000 | 2,848 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,111,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $233,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,080,850 | 2,871 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 2,173 |
| Total interest expense | $922,000 | 2,497 |
| Net interest income | $2,640,000 | 2,043 |
| Provision for loan and lease losses | $160,000 | 1,329 |
| Total noninterest income | $352,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $201,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $2,073,000 | 1,998 |
| Salaries and employee benefits | $1,132,000 | 2,018 |
| Premises and equipment expense | $275,000 | 2,169 |
| Additional noninterest expense | $666,000 | 1,846 |
| Pre-tax net operating income | $759,000 | 2,677 |
| Securities gains (losses) | $47,000 | 560 |
| Applicable income taxes | $263,000 | 2,187 |
| Income before extraordinary items | $543,000 | 2,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $543,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $116,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $511,510 | 2,957 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 2,012 |
| Total interest expense | $3,702,000 | 2,190 |
| Net interest income | $10,351,000 | 1,960 |
| Provision for loan and lease losses | $420,000 | 2,272 |
| Total noninterest income | $1,531,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $884,000 | 1,960 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $647,000 | 2,855 |
| Total noninterest expense | $7,889,000 | 2,029 |
| Salaries and employee benefits | $4,261,000 | 2,045 |
| Premises and equipment expense | $1,035,000 | 2,215 |
| Additional noninterest expense | $2,593,000 | 1,873 |
| Pre-tax net operating income | $3,573,000 | 2,239 |
| Securities gains (losses) | $189,000 | 854 |
| Applicable income taxes | $1,309,000 | 1,788 |
| Income before extraordinary items | $2,453,000 | 2,464 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,453,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,050 |
| Cash dividends | $427,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,330,150 | 2,519 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,487,000 | 2,000 |
| Total interest expense | $2,788,000 | 2,141 |
| Net interest income | $7,699,000 | 1,961 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $1,147,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $654,000 | 1,998 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $493,000 | 2,832 |
| Total noninterest expense | $5,892,000 | 2,029 |
| Salaries and employee benefits | $3,201,000 | 2,033 |
| Premises and equipment expense | $764,000 | 2,250 |
| Additional noninterest expense | $1,927,000 | 1,859 |
| Pre-tax net operating income | $2,639,000 | 2,285 |
| Securities gains (losses) | $124,000 | 1,039 |
| Applicable income taxes | $908,000 | 1,933 |
| Income before extraordinary items | $1,855,000 | 2,491 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,855,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,609 |
| Cash dividends | $321,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,771,920 | 2,519 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 1,999 |
| Total interest expense | $1,871,000 | 2,111 |
| Net interest income | $5,087,000 | 1,956 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $734,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $422,000 | 2,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $312,000 | 2,923 |
| Total noninterest expense | $3,849,000 | 2,067 |
| Salaries and employee benefits | $2,132,000 | 2,045 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $1,209,000 | 1,982 |
| Pre-tax net operating income | $1,762,000 | 2,277 |
| Securities gains (losses) | $48,000 | 1,489 |
| Applicable income taxes | $593,000 | 1,947 |
| Income before extraordinary items | $1,217,000 | 2,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $214,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,184,840 | 2,490 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,030 |
| Total interest expense | $963,000 | 2,076 |
| Net interest income | $2,487,000 | 2,000 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $353,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $206,000 | 2,020 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $147,000 | 2,983 |
| Total noninterest expense | $1,878,000 | 2,135 |
| Salaries and employee benefits | $1,070,000 | 2,061 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $549,000 | 2,165 |
| Pre-tax net operating income | $857,000 | 2,299 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $308,000 | 1,885 |
| Income before extraordinary items | $576,000 | 2,600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $576,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $107,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $558,450 | 2,589 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 1,967 |
| Total interest expense | $4,340,000 | 2,047 |
| Net interest income | $10,028,000 | 1,949 |
| Provision for loan and lease losses | $540,000 | 2,029 |
| Total noninterest income | $1,275,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $685,000 | 2,403 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $590,000 | 3,291 |
| Total noninterest expense | $7,342,000 | 2,148 |
| Salaries and employee benefits | $3,993,000 | 2,125 |
| Premises and equipment expense | $1,009,000 | 2,246 |
| Additional noninterest expense | $2,340,000 | 2,059 |
| Pre-tax net operating income | $3,421,000 | 2,253 |
| Securities gains (losses) | $212,000 | 1,305 |
| Applicable income taxes | $1,262,000 | 1,865 |
| Income before extraordinary items | $2,371,000 | 2,492 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,371,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,349 |
| Cash dividends | $389,000 | 4,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,233,200 | 2,504 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,853,000 | 1,989 |
| Total interest expense | $3,347,000 | 2,074 |
| Net interest income | $7,506,000 | 1,958 |
| Provision for loan and lease losses | $390,000 | 2,061 |
| Total noninterest income | $952,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $502,000 | 2,465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $450,000 | 3,329 |
| Total noninterest expense | $5,505,000 | 2,156 |
| Salaries and employee benefits | $2,957,000 | 2,164 |
| Premises and equipment expense | $746,000 | 2,276 |
| Additional noninterest expense | $1,802,000 | 1,989 |
| Pre-tax net operating income | $2,563,000 | 2,332 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $924,000 | 1,978 |
| Income before extraordinary items | $1,737,000 | 2,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,737,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,571 |
| Cash dividends | $291,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,673,300 | 2,576 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 2,016 |
| Total interest expense | $2,316,000 | 2,075 |
| Net interest income | $4,898,000 | 1,996 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $624,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $330,000 | 2,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $294,000 | 3,327 |
| Total noninterest expense | $3,666,000 | 2,143 |
| Salaries and employee benefits | $1,958,000 | 2,166 |
| Premises and equipment expense | $513,000 | 2,208 |
| Additional noninterest expense | $1,195,000 | 2,000 |
| Pre-tax net operating income | $1,616,000 | 2,442 |
| Securities gains (losses) | $39,000 | 2,190 |
| Applicable income taxes | $571,000 | 2,115 |
| Income before extraordinary items | $1,084,000 | 2,803 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,084,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $194,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,058,650 | 2,686 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 2,069 |
| Total interest expense | $1,189,000 | 2,067 |
| Net interest income | $2,364,000 | 2,070 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 2,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 3,408 |
| Total noninterest expense | $1,820,000 | 2,156 |
| Salaries and employee benefits | $978,000 | 2,162 |
| Premises and equipment expense | $259,000 | 2,185 |
| Additional noninterest expense | $583,000 | 2,023 |
| Pre-tax net operating income | $745,000 | 2,613 |
| Securities gains (losses) | $-32,000 | 9,214 |
| Applicable income taxes | $239,000 | 2,396 |
| Income before extraordinary items | $474,000 | 3,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $97,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $495,120 | 2,829 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,307,000 | 2,145 |
| Total interest expense | $5,185,000 | 2,162 |
| Net interest income | $9,122,000 | 2,125 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $1,203,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $606,000 | 2,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $597,000 | 2,970 |
| Total noninterest expense | $6,919,000 | 2,170 |
| Salaries and employee benefits | $3,372,000 | 2,372 |
| Premises and equipment expense | $992,000 | 2,201 |
| Additional noninterest expense | $2,555,000 | 1,819 |
| Pre-tax net operating income | $3,046,000 | 2,473 |
| Securities gains (losses) | $-19,000 | 8,987 |
| Applicable income taxes | $902,000 | 2,387 |
| Income before extraordinary items | $2,125,000 | 2,676 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,125,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,697 |
| Cash dividends | $965,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,138,300 | 2,569 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,489,000 | 2,364 |
| Total interest expense | $6,891,000 | 2,319 |
| Net interest income | $7,598,000 | 2,359 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,085,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $538,000 | 2,662 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $547,000 | 2,982 |
| Total noninterest expense | $6,152,000 | 2,321 |
| Salaries and employee benefits | $3,087,000 | 2,440 |
| Premises and equipment expense | $887,000 | 2,405 |
| Additional noninterest expense | $2,178,000 | 2,066 |
| Pre-tax net operating income | $2,531,000 | 2,637 |
| Securities gains (losses) | $156,000 | 1,377 |
| Applicable income taxes | $862,000 | 2,307 |
| Income before extraordinary items | $1,825,000 | 2,756 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,825,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,343 |
| Cash dividends | $415,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,718,920 | 2,817 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,200,000 | 2,634 |
| Total interest expense | $6,231,000 | 2,686 |
| Net interest income | $6,969,000 | 2,558 |
| Provision for loan and lease losses | $131,000 | 4,674 |
| Total noninterest income | $1,003,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $492,000 | 2,736 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $511,000 | 2,915 |
| Total noninterest expense | $5,534,000 | 2,467 |
| Salaries and employee benefits | $2,750,000 | 2,582 |
| Premises and equipment expense | $759,000 | 2,695 |
| Additional noninterest expense | $2,025,000 | 2,128 |
| Pre-tax net operating income | $2,307,000 | 2,964 |
| Securities gains (losses) | $60,000 | 680 |
| Applicable income taxes | $645,000 | 2,973 |
| Income before extraordinary items | $1,722,000 | 2,899 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,722,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $604,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,678,200 | 2,952 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,338,000 | 2,641 |
| Total interest expense | $5,624,000 | 2,614 |
| Net interest income | $6,714,000 | 2,610 |
| Provision for loan and lease losses | $430,000 | 1,981 |
| Total noninterest income | $854,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $440,000 | 2,952 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $414,000 | 3,341 |
| Total noninterest expense | $4,924,000 | 2,745 |
| Salaries and employee benefits | $2,594,000 | 2,705 |
| Premises and equipment expense | $655,000 | 3,040 |
| Additional noninterest expense | $1,675,000 | 2,571 |
| Pre-tax net operating income | $2,214,000 | 3,076 |
| Securities gains (losses) | $228,000 | 511 |
| Applicable income taxes | $716,000 | 2,866 |
| Income before extraordinary items | $1,726,000 | 2,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,726,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,428 |
| Cash dividends | $333,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,564,120 | 3,109 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,899,000 | 2,726 |
| Total interest expense | $5,766,000 | 2,629 |
| Net interest income | $6,133,000 | 2,800 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $625,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $310,000 | 3,845 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $315,000 | 3,914 |
| Total noninterest expense | $4,690,000 | 2,768 |
| Salaries and employee benefits | $2,277,000 | 2,959 |
| Premises and equipment expense | $565,000 | 3,354 |
| Additional noninterest expense | $1,848,000 | 2,264 |
| Pre-tax net operating income | $1,588,000 | 4,007 |
| Securities gains (losses) | $156,000 | 1,031 |
| Applicable income taxes | $449,000 | 4,130 |
| Income before extraordinary items | $1,295,000 | 3,706 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,295,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,538 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,179,560 | 3,896 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 2,905 |
| Total interest expense | $5,471,000 | 2,733 |
| Net interest income | $5,751,000 | 3,036 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $537,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $291,000 | 4,175 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $3,865,000 | 3,272 |
| Salaries and employee benefits | $2,072,000 | 3,200 |
| Premises and equipment expense | $517,000 | 3,600 |
| Additional noninterest expense | $1,276,000 | 3,167 |
| Pre-tax net operating income | $1,943,000 | 3,640 |
| Securities gains (losses) | $54,000 | 1,299 |
| Applicable income taxes | $668,000 | 3,379 |
| Income before extraordinary items | $1,329,000 | 3,724 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,329,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,835 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 969 |
| Net operating income | $1,292,820 | 3,746 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,485,000 | 3,138 |
| Total interest expense | $5,140,000 | 2,923 |
| Net interest income | $5,345,000 | 3,315 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $487,000 | 5,258 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $274,000 | 4,504 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $213,000 | 5,002 |
| Total noninterest expense | $3,562,000 | 3,717 |
| Salaries and employee benefits | $1,902,000 | 3,492 |
| Premises and equipment expense | $451,000 | 4,105 |
| Additional noninterest expense | $1,209,000 | 3,756 |
| Pre-tax net operating income | $1,910,000 | 3,526 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $639,000 | 3,398 |
| Income before extraordinary items | $1,297,000 | 3,636 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,297,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $194,000 | 5,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,279,580 | 3,619 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,322,000 | 3,503 |
| Total interest expense | $4,403,000 | 3,374 |
| Net interest income | $4,919,000 | 3,596 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $448,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $279,000 | 4,556 |
| Trading account gains and fees | $4,000 | 468 |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $3,292,000 | 3,958 |
| Salaries and employee benefits | $1,733,000 | 3,764 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $1,192,000 | 3,761 |
| Pre-tax net operating income | $1,925,000 | 3,618 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $659,000 | 3,402 |
| Income before extraordinary items | $1,267,000 | 3,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,267,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $167,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,266,340 | 3,745 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 3,691 |
| Total interest expense | $3,554,000 | 3,406 |
| Net interest income | $4,569,000 | 3,871 |
| Provision for loan and lease losses | $235,000 | 2,747 |
| Total noninterest income | $359,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $3,087,000 | 4,308 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $369,000 | 4,900 |
| Additional noninterest expense | $1,177,000 | 4,117 |
| Pre-tax net operating income | $1,606,000 | 4,154 |
| Securities gains (losses) | $-66,000 | 11,252 |
| Applicable income taxes | $519,000 | 3,942 |
| Income before extraordinary items | $1,021,000 | 4,465 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,021,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,304 |
| Cash dividends | $156,000 | 5,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,064,560 | 4,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,102,000 | 3,777 |
| Total interest expense | $3,599,000 | 3,488 |
| Net interest income | $4,503,000 | 3,935 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $313,000 | 7,474 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $223,000 | 5,548 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $3,112,000 | 4,374 |
| Salaries and employee benefits | $1,499,000 | 4,278 |
| Premises and equipment expense | $366,000 | 5,057 |
| Additional noninterest expense | $1,247,000 | 4,054 |
| Pre-tax net operating income | $1,344,000 | 4,745 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $425,000 | 4,793 |
| Income before extraordinary items | $1,044,000 | 4,539 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,044,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $124,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,134 |
| Net operating income | $955,250 | 4,629 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 3,928 |
| Total interest expense | $4,472,000 | 3,666 |
| Net interest income | $4,355,000 | 4,127 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,809,000 | 4,798 |
| Salaries and employee benefits | $1,318,000 | 4,763 |
| Premises and equipment expense | $387,000 | 4,922 |
| Additional noninterest expense | $1,104,000 | 4,675 |
| Pre-tax net operating income | $1,094,000 | 5,287 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $372,000 | 5,067 |
| Income before extraordinary items | $834,000 | 5,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $834,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 3,549 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 943 |
| Net operating income | $756,720 | 5,259 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.