Home > Woodstown National Bank > Income and Expense
Woodstown National Bank, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,043,000 | 1,023 |
| Total interest expense | $8,389,000 | 1,347 |
| Net interest income | $21,654,000 | 904 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $5,101,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,220,000 | 723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,881,000 | 1,022 |
| Total noninterest expense | $14,234,000 | 1,089 |
| Salaries and employee benefits | $6,020,000 | 1,354 |
| Premises and equipment expense | $1,934,000 | 1,139 |
| Additional noninterest expense | $6,280,000 | 806 |
| Pre-tax net operating income | $12,371,000 | 712 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,509,000 | 653 |
| Income before extraordinary items | $7,862,000 | 811 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,862,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,450 |
| Cash dividends | $6,531,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,862,000 | 777 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,181,000 | 1,167 |
| Total interest expense | $12,390,000 | 1,314 |
| Net interest income | $16,791,000 | 1,063 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $3,591,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,778,000 | 829 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,813,000 | 1,328 |
| Total noninterest expense | $11,985,000 | 1,217 |
| Salaries and employee benefits | $4,967,000 | 1,519 |
| Premises and equipment expense | $1,527,000 | 1,397 |
| Additional noninterest expense | $5,491,000 | 890 |
| Pre-tax net operating income | $8,277,000 | 912 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,743,000 | 900 |
| Income before extraordinary items | $5,534,000 | 993 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,534,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,019 |
| Cash dividends | $5,164,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,534,000 | 951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,033,000 | 1,498 |
| Total interest expense | $9,901,000 | 1,740 |
| Net interest income | $13,132,000 | 1,335 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,650,000 | 1,506 |
| Gross Fiduciary activities income | $83,000 | 975 |
| Service charges on deposit accounts | $1,153,000 | 1,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,414,000 | 1,450 |
| Total noninterest expense | $8,332,000 | 1,673 |
| Salaries and employee benefits | $4,149,000 | 1,732 |
| Premises and equipment expense | $1,145,000 | 1,831 |
| Additional noninterest expense | $3,038,000 | 1,482 |
| Pre-tax net operating income | $7,450,000 | 1,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,436,000 | 985 |
| Income before extraordinary items | $5,014,000 | 1,064 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,014,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,340 |
| Cash dividends | $3,605,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,014,000 | 1,062 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,162,000 | 1,471 |
| Total interest expense | $8,715,000 | 1,707 |
| Net interest income | $13,447,000 | 1,293 |
| Provision for loan and lease losses | $315,000 | 2,548 |
| Total noninterest income | $2,344,000 | 1,650 |
| Gross Fiduciary activities income | $336,000 | 752 |
| Service charges on deposit accounts | $1,040,000 | 1,266 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $968,000 | 1,924 |
| Total noninterest expense | $8,063,000 | 1,706 |
| Salaries and employee benefits | $3,798,000 | 1,830 |
| Premises and equipment expense | $1,020,000 | 2,011 |
| Additional noninterest expense | $3,245,000 | 1,420 |
| Pre-tax net operating income | $7,413,000 | 1,050 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,461,000 | 1,029 |
| Income before extraordinary items | $4,952,000 | 1,110 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,952,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,537 |
| Cash dividends | $3,248,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,952,000 | 1,090 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,518,000 | 1,503 |
| Total interest expense | $9,216,000 | 1,671 |
| Net interest income | $12,302,000 | 1,374 |
| Provision for loan and lease losses | $375,000 | 2,169 |
| Total noninterest income | $1,987,000 | 1,845 |
| Gross Fiduciary activities income | $358,000 | 740 |
| Service charges on deposit accounts | $1,291,000 | 953 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $7,342,000 | 1,781 |
| Salaries and employee benefits | $3,565,000 | 1,871 |
| Premises and equipment expense | $1,044,000 | 1,899 |
| Additional noninterest expense | $2,733,000 | 1,580 |
| Pre-tax net operating income | $6,572,000 | 1,140 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,243,000 | 1,121 |
| Income before extraordinary items | $4,329,000 | 1,228 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,329,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,352 |
| Cash dividends | $2,808,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,329,000 | 1,191 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,211,000 | 1,629 |
| Total interest expense | $8,851,000 | 1,749 |
| Net interest income | $11,360,000 | 1,513 |
| Provision for loan and lease losses | $645,000 | 1,421 |
| Total noninterest income | $1,584,000 | 2,109 |
| Gross Fiduciary activities income | $186,000 | 910 |
| Service charges on deposit accounts | $996,000 | 1,286 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $402,000 | 3,267 |
| Total noninterest expense | $6,514,000 | 1,983 |
| Salaries and employee benefits | $3,578,000 | 1,832 |
| Premises and equipment expense | $1,116,000 | 1,773 |
| Additional noninterest expense | $1,820,000 | 2,288 |
| Pre-tax net operating income | $5,785,000 | 1,339 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,029,000 | 1,312 |
| Income before extraordinary items | $3,756,000 | 1,443 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,756,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 818 |
| Cash dividends | $2,675,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,756,000 | 1,409 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,457,000 | 1,736 |
| Total interest expense | $8,533,000 | 1,847 |
| Net interest income | $10,924,000 | 1,620 |
| Provision for loan and lease losses | $1,035,000 | 997 |
| Total noninterest income | $1,412,000 | 2,402 |
| Gross Fiduciary activities income | $115,000 | 1,077 |
| Service charges on deposit accounts | $880,000 | 1,524 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $417,000 | 3,320 |
| Total noninterest expense | $6,978,000 | 2,007 |
| Salaries and employee benefits | $3,434,000 | 1,918 |
| Premises and equipment expense | $943,000 | 2,113 |
| Additional noninterest expense | $2,601,000 | 1,952 |
| Pre-tax net operating income | $4,323,000 | 1,673 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,640,000 | 1,470 |
| Income before extraordinary items | $2,683,000 | 1,841 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,683,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,700 |
| Cash dividends | $1,350,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,683,000 | 1,807 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,160,000 | 1,866 |
| Total interest expense | $8,502,000 | 1,859 |
| Net interest income | $9,658,000 | 1,845 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $1,276,000 | 2,582 |
| Gross Fiduciary activities income | $101,000 | 1,161 |
| Service charges on deposit accounts | $796,000 | 1,701 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $379,000 | 3,427 |
| Total noninterest expense | $5,856,000 | 2,327 |
| Salaries and employee benefits | $2,969,000 | 2,226 |
| Premises and equipment expense | $863,000 | 2,320 |
| Additional noninterest expense | $2,024,000 | 2,374 |
| Pre-tax net operating income | $4,988,000 | 1,509 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,701,000 | 1,467 |
| Income before extraordinary items | $3,287,000 | 1,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,287,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,978 |
| Cash dividends | $1,188,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,287,000 | 1,535 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,628,000 | 1,971 |
| Total interest expense | $5,822,000 | 2,150 |
| Net interest income | $9,806,000 | 1,843 |
| Provision for loan and lease losses | $239,000 | 2,727 |
| Total noninterest income | $1,000,000 | 3,117 |
| Gross Fiduciary activities income | $119,000 | 1,143 |
| Service charges on deposit accounts | $692,000 | 1,950 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $189,000 | 5,455 |
| Total noninterest expense | $5,783,000 | 2,430 |
| Salaries and employee benefits | $2,938,000 | 2,274 |
| Premises and equipment expense | $845,000 | 2,402 |
| Additional noninterest expense | $2,000,000 | 2,577 |
| Pre-tax net operating income | $4,784,000 | 1,524 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,631,000 | 1,439 |
| Income before extraordinary items | $3,153,000 | 1,555 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,153,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $1,056,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,153,000 | 1,567 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,446,000 | 2,037 |
| Total interest expense | $6,240,000 | 2,077 |
| Net interest income | $9,206,000 | 1,962 |
| Provision for loan and lease losses | $472,000 | 2,184 |
| Total noninterest income | $929,000 | 3,542 |
| Gross Fiduciary activities income | $99,000 | 1,213 |
| Service charges on deposit accounts | $600,000 | 2,301 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $230,000 | 5,244 |
| Total noninterest expense | $4,886,000 | 2,910 |
| Salaries and employee benefits | $2,563,000 | 2,579 |
| Premises and equipment expense | $653,000 | 3,063 |
| Additional noninterest expense | $1,670,000 | 3,191 |
| Pre-tax net operating income | $4,777,000 | 1,470 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,743,000 | 1,364 |
| Income before extraordinary items | $3,034,000 | 1,668 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,034,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $1,020,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,034,000 | 1,575 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,658,000 | 2,128 |
| Total interest expense | $7,918,000 | 2,152 |
| Net interest income | $8,740,000 | 2,088 |
| Provision for loan and lease losses | $676,000 | 2,433 |
| Total noninterest income | $857,000 | 3,770 |
| Gross Fiduciary activities income | $117,000 | 1,216 |
| Service charges on deposit accounts | $574,000 | 2,403 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $166,000 | 6,287 |
| Total noninterest expense | $4,474,000 | 3,179 |
| Salaries and employee benefits | $2,206,000 | 2,929 |
| Premises and equipment expense | $515,000 | 3,863 |
| Additional noninterest expense | $1,753,000 | 3,129 |
| Pre-tax net operating income | $4,447,000 | 1,434 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,519,000 | 1,445 |
| Income before extraordinary items | $2,928,000 | 1,580 |
| Extraordinary gains, net | $-131,000 | 13,684 |
| Net income | $2,797,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $990,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,928,000 | 1,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.