Home > Woodruff Federal Savings and Loan Association > Income and Expense
Woodruff Federal Savings and Loan Association, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 3,934 |
| Total interest expense | $463,000 | 3,520 |
| Net interest income | $499,000 | 4,132 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $37,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $0 | 4,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 3,672 |
| Total noninterest expense | $473,000 | 4,035 |
| Salaries and employee benefits | $211,000 | 4,132 |
| Premises and equipment expense | $60,000 | 3,736 |
| Additional noninterest expense | $37,000 | 3,672 |
| Pre-tax net operating income | $63,000 | 4,027 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $-1,000 | 4,218 |
| Income before extraordinary items | $64,000 | 3,988 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $64,000 | 4,028 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $64,000 | 3,988 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $64,000 | 3,998 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,943 |
| Total interest expense | $1,901,000 | 3,504 |
| Net interest income | $1,927,000 | 4,142 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $140,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $0 | 4,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,765 |
| Total noninterest expense | $1,958,000 | 4,025 |
| Salaries and employee benefits | $875,000 | 4,133 |
| Premises and equipment expense | $224,000 | 3,799 |
| Additional noninterest expense | $140,000 | 3,765 |
| Pre-tax net operating income | $109,000 | 4,098 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $-55,000 | 4,274 |
| Income before extraordinary items | $164,000 | 4,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $164,000 | 4,084 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $164,000 | 4,040 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $164,000 | 4,057 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 3,971 |
| Total interest expense | $1,395,000 | 3,525 |
| Net interest income | $1,423,000 | 4,175 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $107,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 4,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,757 |
| Total noninterest expense | $1,483,000 | 4,024 |
| Salaries and employee benefits | $677,000 | 4,120 |
| Premises and equipment expense | $168,000 | 3,807 |
| Additional noninterest expense | $107,000 | 3,757 |
| Pre-tax net operating income | $47,000 | 4,172 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $-48,000 | 4,337 |
| Income before extraordinary items | $95,000 | 4,111 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $95,000 | 4,156 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $95,000 | 4,114 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $95,000 | 4,121 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,994 |
| Total interest expense | $874,000 | 3,572 |
| Net interest income | $969,000 | 4,175 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $69,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $0 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,777 |
| Total noninterest expense | $988,000 | 4,035 |
| Salaries and employee benefits | $456,000 | 4,132 |
| Premises and equipment expense | $111,000 | 3,822 |
| Additional noninterest expense | $69,000 | 3,777 |
| Pre-tax net operating income | $50,000 | 4,163 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $-29,000 | 4,347 |
| Income before extraordinary items | $79,000 | 4,082 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $79,000 | 4,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 4,085 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $79,000 | 4,098 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 4,004 |
| Total interest expense | $422,000 | 3,583 |
| Net interest income | $496,000 | 4,178 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $33,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $0 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 3,803 |
| Total noninterest expense | $497,000 | 4,039 |
| Salaries and employee benefits | $234,000 | 4,128 |
| Premises and equipment expense | $51,000 | 3,885 |
| Additional noninterest expense | $33,000 | 3,803 |
| Pre-tax net operating income | $32,000 | 4,112 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-17,000 | 4,359 |
| Income before extraordinary items | $49,000 | 4,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $49,000 | 4,087 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $49,000 | 4,047 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $49,000 | 4,054 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 3,958 |
| Total interest expense | $1,452,000 | 3,366 |
| Net interest income | $2,153,000 | 4,154 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $134,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $0 | 4,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,880 |
| Total noninterest expense | $1,991,000 | 4,056 |
| Salaries and employee benefits | $883,000 | 4,185 |
| Premises and equipment expense | $251,000 | 3,753 |
| Additional noninterest expense | $134,000 | 3,880 |
| Pre-tax net operating income | $296,000 | 4,109 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $4,000 | 3,337 |
| Income before extraordinary items | $292,000 | 4,076 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $292,000 | 4,115 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $292,000 | 4,078 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $292,000 | 4,093 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 3,967 |
| Total interest expense | $1,032,000 | 3,321 |
| Net interest income | $1,649,000 | 4,157 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $100,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $0 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,890 |
| Total noninterest expense | $1,497,000 | 4,052 |
| Salaries and employee benefits | $662,000 | 4,187 |
| Premises and equipment expense | $184,000 | 3,787 |
| Additional noninterest expense | $100,000 | 3,888 |
| Pre-tax net operating income | $252,000 | 4,151 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $8,000 | 3,320 |
| Income before extraordinary items | $244,000 | 4,096 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $244,000 | 4,135 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $244,000 | 4,096 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $244,000 | 4,122 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,982 |
| Total interest expense | $634,000 | 3,264 |
| Net interest income | $1,102,000 | 4,186 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $65,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $0 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,931 |
| Total noninterest expense | $989,000 | 4,068 |
| Salaries and employee benefits | $442,000 | 4,200 |
| Premises and equipment expense | $122,000 | 3,806 |
| Additional noninterest expense | $65,000 | 3,911 |
| Pre-tax net operating income | $178,000 | 4,183 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $9,000 | 3,302 |
| Income before extraordinary items | $169,000 | 4,147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $169,000 | 4,188 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $169,000 | 4,146 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $169,000 | 4,164 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 4,015 |
| Total interest expense | $285,000 | 3,231 |
| Net interest income | $569,000 | 4,181 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $33,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $0 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 3,919 |
| Total noninterest expense | $502,000 | 4,106 |
| Salaries and employee benefits | $222,000 | 4,249 |
| Premises and equipment expense | $60,000 | 3,856 |
| Additional noninterest expense | $33,000 | 3,919 |
| Pre-tax net operating income | $100,000 | 4,203 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $8,000 | 3,175 |
| Income before extraordinary items | $92,000 | 4,167 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $92,000 | 4,167 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $92,000 | 4,167 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $92,000 | 4,192 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 4,032 |
| Total interest expense | $709,000 | 2,835 |
| Net interest income | $2,197,000 | 4,165 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $163,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $0 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 3,926 |
| Total noninterest expense | $1,884,000 | 4,164 |
| Salaries and employee benefits | $865,000 | 4,288 |
| Premises and equipment expense | $262,000 | 3,785 |
| Additional noninterest expense | $163,000 | 3,926 |
| Pre-tax net operating income | $476,000 | 4,199 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $76,000 | 3,105 |
| Income before extraordinary items | $400,000 | 4,205 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $400,000 | 4,204 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $400,000 | 4,205 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $400,000 | 4,219 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 4,048 |
| Total interest expense | $539,000 | 2,574 |
| Net interest income | $1,585,000 | 4,196 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $106,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $0 | 4,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,026 |
| Total noninterest expense | $1,418,000 | 4,172 |
| Salaries and employee benefits | $658,000 | 4,291 |
| Premises and equipment expense | $198,000 | 3,799 |
| Additional noninterest expense | $106,000 | 4,026 |
| Pre-tax net operating income | $273,000 | 4,293 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $38,000 | 3,258 |
| Income before extraordinary items | $235,000 | 4,268 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $235,000 | 4,267 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $235,000 | 4,267 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $235,000 | 4,300 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 4,079 |
| Total interest expense | $382,000 | 2,327 |
| Net interest income | $996,000 | 4,253 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $67,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $0 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,061 |
| Total noninterest expense | $953,000 | 4,174 |
| Salaries and employee benefits | $450,000 | 4,299 |
| Premises and equipment expense | $132,000 | 3,817 |
| Additional noninterest expense | $371,000 | 3,991 |
| Pre-tax net operating income | $110,000 | 4,369 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $10,000 | 3,387 |
| Income before extraordinary items | $100,000 | 4,330 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $100,000 | 4,330 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $100,000 | 4,330 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $100,000 | 4,360 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 4,043 |
| Total interest expense | $202,000 | 2,199 |
| Net interest income | $502,000 | 4,237 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $34,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,047 |
| Total noninterest expense | $466,000 | 4,207 |
| Salaries and employee benefits | $219,000 | 4,328 |
| Premises and equipment expense | $68,000 | 3,808 |
| Additional noninterest expense | $179,000 | 4,017 |
| Pre-tax net operating income | $70,000 | 4,244 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $60,000 | 4,243 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $60,000 | 4,242 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $60,000 | 4,243 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $60,000 | 4,262 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 4,153 |
| Total interest expense | $941,000 | 2,299 |
| Net interest income | $1,775,000 | 4,381 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $186,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $0 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 4,037 |
| Total noninterest expense | $1,802,000 | 4,270 |
| Salaries and employee benefits | $802,000 | 4,431 |
| Premises and equipment expense | $267,000 | 3,851 |
| Additional noninterest expense | $733,000 | 4,033 |
| Pre-tax net operating income | $159,000 | 4,545 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $7,000 | 3,607 |
| Income before extraordinary items | $152,000 | 4,537 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $152,000 | 4,537 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $152,000 | 4,537 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $152,000 | 4,526 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 4,221 |
| Total interest expense | $722,000 | 2,360 |
| Net interest income | $1,338,000 | 4,451 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $122,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 4,165 |
| Total noninterest expense | $1,356,000 | 4,305 |
| Salaries and employee benefits | $614,000 | 4,462 |
| Premises and equipment expense | $196,000 | 3,923 |
| Additional noninterest expense | $546,000 | 4,087 |
| Pre-tax net operating income | $104,000 | 4,638 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $102,000 | 4,639 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $102,000 | 4,639 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $102,000 | 4,639 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $102,000 | 4,623 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,249 |
| Total interest expense | $496,000 | 2,393 |
| Net interest income | $887,000 | 4,483 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $86,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $0 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,143 |
| Total noninterest expense | $909,000 | 4,328 |
| Salaries and employee benefits | $413,000 | 4,493 |
| Premises and equipment expense | $132,000 | 3,924 |
| Additional noninterest expense | $364,000 | 4,086 |
| Pre-tax net operating income | $64,000 | 4,670 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $64,000 | 4,672 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $64,000 | 4,672 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $64,000 | 4,672 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $64,000 | 4,656 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 4,273 |
| Total interest expense | $256,000 | 2,415 |
| Net interest income | $417,000 | 4,538 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $35,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,239 |
| Total noninterest expense | $451,000 | 4,346 |
| Salaries and employee benefits | $205,000 | 4,513 |
| Premises and equipment expense | $64,000 | 3,974 |
| Additional noninterest expense | $182,000 | 4,091 |
| Pre-tax net operating income | $1,000 | 4,773 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-8,000 | 4,873 |
| Income before extraordinary items | $9,000 | 4,755 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $9,000 | 4,755 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $9,000 | 4,755 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $9,000 | 4,749 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 4,267 |
| Total interest expense | $1,280,000 | 2,599 |
| Net interest income | $1,517,000 | 4,619 |
| Provision for loan and lease losses | $-120,000 | 4,956 |
| Total noninterest income | $126,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $0 | 4,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,261 |
| Total noninterest expense | $1,684,000 | 4,443 |
| Salaries and employee benefits | $764,000 | 4,602 |
| Premises and equipment expense | $265,000 | 3,967 |
| Additional noninterest expense | $655,000 | 4,202 |
| Pre-tax net operating income | $79,000 | 4,658 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-35,000 | 4,847 |
| Income before extraordinary items | $114,000 | 4,647 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $114,000 | 4,647 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $114,000 | 4,647 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $114,000 | 4,608 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 4,287 |
| Total interest expense | $993,000 | 2,636 |
| Net interest income | $1,134,000 | 4,663 |
| Provision for loan and lease losses | $-90,000 | 4,993 |
| Total noninterest income | $101,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $0 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,218 |
| Total noninterest expense | $1,250,000 | 4,458 |
| Salaries and employee benefits | $658,000 | 4,520 |
| Premises and equipment expense | $201,000 | 3,972 |
| Additional noninterest expense | $391,000 | 4,435 |
| Pre-tax net operating income | $75,000 | 4,667 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-9,000 | 4,851 |
| Income before extraordinary items | $84,000 | 4,673 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $84,000 | 4,673 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $84,000 | 4,673 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $84,000 | 4,642 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 4,317 |
| Total interest expense | $675,000 | 2,701 |
| Net interest income | $773,000 | 4,692 |
| Provision for loan and lease losses | $-60,000 | 5,023 |
| Total noninterest income | $75,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,141 |
| Total noninterest expense | $830,000 | 4,487 |
| Salaries and employee benefits | $375,000 | 4,654 |
| Premises and equipment expense | $135,000 | 3,963 |
| Additional noninterest expense | $320,000 | 4,252 |
| Pre-tax net operating income | $78,000 | 4,619 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-2,000 | 4,831 |
| Income before extraordinary items | $80,000 | 4,618 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $80,000 | 4,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $80,000 | 4,618 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $80,000 | 4,585 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 4,305 |
| Total interest expense | $337,000 | 2,838 |
| Net interest income | $422,000 | 4,666 |
| Provision for loan and lease losses | $-30,000 | 5,062 |
| Total noninterest income | $34,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,133 |
| Total noninterest expense | $433,000 | 4,494 |
| Salaries and employee benefits | $198,000 | 4,662 |
| Premises and equipment expense | $72,000 | 3,921 |
| Additional noninterest expense | $163,000 | 4,290 |
| Pre-tax net operating income | $53,000 | 4,511 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $53,000 | 4,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $53,000 | 4,490 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $53,000 | 4,490 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $53,000 | 4,481 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 4,323 |
| Total interest expense | $910,000 | 3,434 |
| Net interest income | $2,248,000 | 4,479 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $0 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 4,161 |
| Total noninterest expense | $1,709,000 | 4,557 |
| Salaries and employee benefits | $769,000 | 4,743 |
| Premises and equipment expense | $269,000 | 4,050 |
| Additional noninterest expense | $671,000 | 4,324 |
| Pre-tax net operating income | $689,000 | 4,215 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $92,000 | 3,057 |
| Income before extraordinary items | $597,000 | 4,258 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $597,000 | 4,260 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $597,000 | 4,260 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $597,000 | 4,241 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 4,392 |
| Total interest expense | $616,000 | 3,610 |
| Net interest income | $1,751,000 | 4,500 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $115,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 4,195 |
| Total noninterest expense | $1,259,000 | 4,618 |
| Salaries and employee benefits | $555,000 | 4,816 |
| Premises and equipment expense | $200,000 | 4,111 |
| Additional noninterest expense | $504,000 | 4,366 |
| Pre-tax net operating income | $607,000 | 4,180 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $83,000 | 3,035 |
| Income before extraordinary items | $524,000 | 4,228 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $524,000 | 4,228 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $524,000 | 4,228 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $524,000 | 4,203 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 4,434 |
| Total interest expense | $381,000 | 3,701 |
| Net interest income | $1,174,000 | 4,527 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $69,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,282 |
| Total noninterest expense | $838,000 | 4,652 |
| Salaries and employee benefits | $362,000 | 4,866 |
| Premises and equipment expense | $134,000 | 4,134 |
| Additional noninterest expense | $342,000 | 4,377 |
| Pre-tax net operating income | $405,000 | 4,199 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $77,000 | 2,848 |
| Income before extraordinary items | $328,000 | 4,286 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $328,000 | 4,285 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $328,000 | 4,285 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $328,000 | 4,272 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 4,483 |
| Total interest expense | $176,000 | 3,799 |
| Net interest income | $596,000 | 4,549 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $34,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,284 |
| Total noninterest expense | $419,000 | 4,707 |
| Salaries and employee benefits | $181,000 | 4,916 |
| Premises and equipment expense | $68,000 | 4,144 |
| Additional noninterest expense | $170,000 | 4,402 |
| Pre-tax net operating income | $211,000 | 4,158 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $41,000 | 2,771 |
| Income before extraordinary items | $170,000 | 4,244 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $170,000 | 4,243 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $170,000 | 4,243 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $170,000 | 4,235 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,502 |
| Total interest expense | $605,000 | 3,659 |
| Net interest income | $2,370,000 | 4,572 |
| Provision for loan and lease losses | $19,000 | 3,857 |
| Total noninterest income | $142,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $0 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 4,359 |
| Total noninterest expense | $2,076,000 | 4,509 |
| Salaries and employee benefits | $1,075,000 | 4,587 |
| Premises and equipment expense | $333,000 | 3,845 |
| Additional noninterest expense | $668,000 | 4,464 |
| Pre-tax net operating income | $417,000 | 4,729 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $136,000 | 2,922 |
| Income before extraordinary items | $281,000 | 4,882 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $281,000 | 4,881 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $281,000 | 4,881 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $281,000 | 4,880 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 4,543 |
| Total interest expense | $443,000 | 3,649 |
| Net interest income | $1,773,000 | 4,625 |
| Provision for loan and lease losses | $19,000 | 3,643 |
| Total noninterest income | $108,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $0 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,391 |
| Total noninterest expense | $1,536,000 | 4,553 |
| Salaries and employee benefits | $790,000 | 4,634 |
| Premises and equipment expense | $239,000 | 3,972 |
| Additional noninterest expense | $507,000 | 4,478 |
| Pre-tax net operating income | $326,000 | 4,809 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $138,000 | 2,802 |
| Income before extraordinary items | $188,000 | 5,021 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $188,000 | 5,019 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $188,000 | 5,020 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $188,000 | 5,020 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 4,587 |
| Total interest expense | $288,000 | 3,627 |
| Net interest income | $1,173,000 | 4,679 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $72,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,422 |
| Total noninterest expense | $990,000 | 4,643 |
| Salaries and employee benefits | $524,000 | 4,686 |
| Premises and equipment expense | $129,000 | 4,298 |
| Additional noninterest expense | $337,000 | 4,525 |
| Pre-tax net operating income | $240,000 | 4,768 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $46,000 | 3,184 |
| Income before extraordinary items | $194,000 | 4,822 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $194,000 | 4,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $194,000 | 4,821 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $194,000 | 4,822 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 4,643 |
| Total interest expense | $139,000 | 3,636 |
| Net interest income | $583,000 | 4,727 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $36,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $0 | 5,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,433 |
| Total noninterest expense | $471,000 | 4,749 |
| Salaries and employee benefits | $257,000 | 4,761 |
| Premises and equipment expense | $45,000 | 4,761 |
| Additional noninterest expense | $169,000 | 4,582 |
| Pre-tax net operating income | $133,000 | 4,709 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $30,000 | 3,020 |
| Income before extraordinary items | $103,000 | 4,780 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $103,000 | 4,779 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $103,000 | 4,780 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $103,000 | 4,786 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 4,718 |
| Total interest expense | $424,000 | 3,912 |
| Net interest income | $2,264,000 | 4,796 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $176,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $0 | 5,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 4,337 |
| Total noninterest expense | $2,172,000 | 4,628 |
| Salaries and employee benefits | $1,310,000 | 4,518 |
| Premises and equipment expense | $202,000 | 4,705 |
| Additional noninterest expense | $660,000 | 4,671 |
| Pre-tax net operating income | $268,000 | 5,095 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $32,000 | 3,653 |
| Income before extraordinary items | $236,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $236,000 | 4,967 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $236,000 | 4,953 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 4,777 |
| Total interest expense | $292,000 | 4,047 |
| Net interest income | $1,701,000 | 4,845 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $125,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,436 |
| Total noninterest expense | $1,589,000 | 4,683 |
| Salaries and employee benefits | $858,000 | 4,712 |
| Premises and equipment expense | $148,000 | 4,777 |
| Additional noninterest expense | $583,000 | 4,454 |
| Pre-tax net operating income | $237,000 | 5,104 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $53,000 | 3,440 |
| Income before extraordinary items | $184,000 | 5,162 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $184,000 | 5,161 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $184,000 | 5,162 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $184,000 | 5,146 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,818 |
| Total interest expense | $183,000 | 4,129 |
| Net interest income | $1,129,000 | 4,871 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $81,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,487 |
| Total noninterest expense | $1,045,000 | 4,737 |
| Salaries and employee benefits | $689,000 | 4,491 |
| Premises and equipment expense | $102,000 | 4,761 |
| Additional noninterest expense | $254,000 | 5,062 |
| Pre-tax net operating income | $165,000 | 5,096 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $38,000 | 3,416 |
| Income before extraordinary items | $127,000 | 5,155 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $127,000 | 5,155 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $127,000 | 5,155 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $127,000 | 5,143 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 4,875 |
| Total interest expense | $88,000 | 4,200 |
| Net interest income | $557,000 | 4,920 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $38,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $522,000 | 4,788 |
| Salaries and employee benefits | $316,000 | 4,665 |
| Premises and equipment expense | $49,000 | 4,852 |
| Additional noninterest expense | $157,000 | 4,853 |
| Pre-tax net operating income | $73,000 | 5,161 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $15,000 | 3,466 |
| Income before extraordinary items | $58,000 | 5,205 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $58,000 | 5,205 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $58,000 | 5,205 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $58,000 | 5,191 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,885 |
| Total interest expense | $312,000 | 4,404 |
| Net interest income | $2,298,000 | 4,900 |
| Provision for loan and lease losses | $45,000 | 3,716 |
| Total noninterest income | $214,000 | 4,997 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $214,000 | 4,290 |
| Total noninterest expense | $2,010,000 | 4,883 |
| Salaries and employee benefits | $1,308,000 | 4,622 |
| Premises and equipment expense | $194,000 | 4,931 |
| Additional noninterest expense | $508,000 | 5,193 |
| Pre-tax net operating income | $457,000 | 4,890 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $141,000 | 3,131 |
| Income before extraordinary items | $316,000 | 5,082 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $316,000 | 5,081 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $316,000 | 5,081 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $316,000 | 5,047 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 4,928 |
| Total interest expense | $228,000 | 4,473 |
| Net interest income | $1,734,000 | 4,935 |
| Provision for loan and lease losses | $25,000 | 3,735 |
| Total noninterest income | $161,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $161,000 | 4,333 |
| Total noninterest expense | $1,508,000 | 4,907 |
| Salaries and employee benefits | $916,000 | 4,743 |
| Premises and equipment expense | $147,000 | 4,941 |
| Additional noninterest expense | $445,000 | 5,044 |
| Pre-tax net operating income | $362,000 | 4,929 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $108,000 | 3,190 |
| Income before extraordinary items | $254,000 | 5,110 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $254,000 | 5,110 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $254,000 | 5,110 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $254,000 | 5,058 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,978 |
| Total interest expense | $147,000 | 4,553 |
| Net interest income | $1,167,000 | 4,971 |
| Provision for loan and lease losses | $25,000 | 3,413 |
| Total noninterest income | $121,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,242 |
| Total noninterest expense | $1,002,000 | 4,967 |
| Salaries and employee benefits | $586,000 | 4,858 |
| Premises and equipment expense | $97,000 | 4,997 |
| Additional noninterest expense | $319,000 | 5,005 |
| Pre-tax net operating income | $261,000 | 4,889 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $82,000 | 3,114 |
| Income before extraordinary items | $179,000 | 5,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 5,094 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $179,000 | 5,094 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $179,000 | 5,041 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 5,008 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $594,000 | 4,986 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $82,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $499,000 | 5,028 |
| Salaries and employee benefits | $294,000 | 4,890 |
| Premises and equipment expense | $49,000 | 5,012 |
| Additional noninterest expense | $156,000 | 5,075 |
| Pre-tax net operating income | $152,000 | 4,733 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $53,000 | 2,946 |
| Income before extraordinary items | $99,000 | 5,023 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $99,000 | 5,023 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $99,000 | 5,023 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $99,000 | 4,965 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 5,033 |
| Total interest expense | $266,000 | 4,798 |
| Net interest income | $2,362,000 | 5,002 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $462,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $462,000 | 3,407 |
| Total noninterest expense | $2,020,000 | 5,041 |
| Salaries and employee benefits | $1,116,000 | 4,994 |
| Premises and equipment expense | $266,000 | 4,677 |
| Additional noninterest expense | $638,000 | 5,082 |
| Pre-tax net operating income | $804,000 | 4,404 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $136,000 | 3,165 |
| Income before extraordinary items | $668,000 | 4,470 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $668,000 | 4,470 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $668,000 | 4,470 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $668,000 | 4,415 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,088 |
| Total interest expense | $196,000 | 4,893 |
| Net interest income | $1,767,000 | 5,064 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $399,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $399,000 | 3,220 |
| Total noninterest expense | $1,474,000 | 5,118 |
| Salaries and employee benefits | $841,000 | 5,019 |
| Premises and equipment expense | $152,000 | 5,133 |
| Additional noninterest expense | $481,000 | 5,120 |
| Pre-tax net operating income | $692,000 | 4,305 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $107,000 | 3,240 |
| Income before extraordinary items | $585,000 | 4,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 4,369 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $585,000 | 4,370 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $585,000 | 4,317 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 5,137 |
| Total interest expense | $128,000 | 4,971 |
| Net interest income | $1,177,000 | 5,104 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $33,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,465 |
| Total noninterest expense | $985,000 | 5,158 |
| Salaries and employee benefits | $562,000 | 5,068 |
| Premises and equipment expense | $100,000 | 5,185 |
| Additional noninterest expense | $323,000 | 5,142 |
| Pre-tax net operating income | $225,000 | 5,142 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $60,000 | 3,351 |
| Income before extraordinary items | $165,000 | 5,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $165,000 | 5,299 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $165,000 | 5,302 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $165,000 | 5,253 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 5,169 |
| Total interest expense | $63,000 | 5,034 |
| Net interest income | $591,000 | 5,131 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $35,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $497,000 | 5,190 |
| Salaries and employee benefits | $313,000 | 4,947 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $132,000 | 5,448 |
| Pre-tax net operating income | $129,000 | 5,007 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $38,000 | 3,188 |
| Income before extraordinary items | $91,000 | 5,211 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $91,000 | 5,214 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $91,000 | 5,215 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $91,000 | 5,144 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 5,252 |
| Total interest expense | $285,000 | 5,027 |
| Net interest income | $2,326,000 | 5,223 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $12,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 6,140 |
| Total noninterest expense | $2,436,000 | 4,935 |
| Salaries and employee benefits | $1,069,000 | 5,240 |
| Premises and equipment expense | $197,000 | 5,372 |
| Additional noninterest expense | $1,170,000 | 4,096 |
| Pre-tax net operating income | $-108,000 | 6,168 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $-124,000 | 6,199 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-124,000 | 6,199 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-124,000 | 6,200 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-124,000 | 6,194 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 5,346 |
| Total interest expense | $219,000 | 5,070 |
| Net interest income | $1,702,000 | 5,321 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $97,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $97,000 | 5,083 |
| Total noninterest expense | $1,486,000 | 5,314 |
| Salaries and employee benefits | $901,000 | 5,102 |
| Premises and equipment expense | $148,000 | 5,420 |
| Additional noninterest expense | $437,000 | 5,476 |
| Pre-tax net operating income | $303,000 | 5,333 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $79,000 | 3,415 |
| Income before extraordinary items | $224,000 | 5,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 5,490 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $224,000 | 5,491 |
| Net charge-offs | $28,000 | 3,666 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $224,000 | 5,452 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 5,402 |
| Total interest expense | $150,000 | 5,073 |
| Net interest income | $1,114,000 | 5,385 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $69,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $69,000 | 5,009 |
| Total noninterest expense | $1,012,000 | 5,312 |
| Salaries and employee benefits | $546,000 | 5,281 |
| Premises and equipment expense | $99,000 | 5,458 |
| Additional noninterest expense | $367,000 | 5,134 |
| Pre-tax net operating income | $171,000 | 5,454 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $36,000 | 3,607 |
| Income before extraordinary items | $135,000 | 5,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $135,000 | 5,568 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $135,000 | 5,569 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $135,000 | 5,527 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 5,479 |
| Total interest expense | $78,000 | 5,075 |
| Net interest income | $545,000 | 5,452 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $505,000 | 5,385 |
| Salaries and employee benefits | $303,000 | 5,196 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $153,000 | 5,476 |
| Pre-tax net operating income | $79,000 | 5,473 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $13,000 | 3,708 |
| Income before extraordinary items | $66,000 | 5,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,529 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $66,000 | 5,529 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $66,000 | 5,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 5,460 |
| Total interest expense | $449,000 | 4,685 |
| Net interest income | $2,175,000 | 5,497 |
| Provision for loan and lease losses | $-4,000 | 6,244 |
| Total noninterest income | $153,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $153,000 | 4,931 |
| Total noninterest expense | $1,846,000 | 5,590 |
| Salaries and employee benefits | $1,021,000 | 5,499 |
| Premises and equipment expense | $189,000 | 5,633 |
| Additional noninterest expense | $636,000 | 5,493 |
| Pre-tax net operating income | $486,000 | 5,029 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $120,000 | 3,304 |
| Income before extraordinary items | $366,000 | 5,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $366,000 | 5,237 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $366,000 | 5,237 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $366,000 | 5,180 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 5,511 |
| Total interest expense | $357,000 | 4,660 |
| Net interest income | $1,617,000 | 5,569 |
| Provision for loan and lease losses | $-9,000 | 6,454 |
| Total noninterest income | $112,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $112,000 | 5,047 |
| Total noninterest expense | $1,380,000 | 5,627 |
| Salaries and employee benefits | $772,000 | 5,517 |
| Premises and equipment expense | $137,000 | 5,730 |
| Additional noninterest expense | $471,000 | 5,530 |
| Pre-tax net operating income | $358,000 | 5,155 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $83,000 | 3,419 |
| Income before extraordinary items | $275,000 | 5,362 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $275,000 | 5,363 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $275,000 | 5,364 |
| Net charge-offs | $17,000 | 4,487 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $275,000 | 5,277 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,538 |
| Total interest expense | $252,000 | 4,602 |
| Net interest income | $1,059,000 | 5,630 |
| Provision for loan and lease losses | $-4,000 | 6,565 |
| Total noninterest income | $93,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,832 |
| Total noninterest expense | $896,000 | 5,698 |
| Salaries and employee benefits | $515,000 | 5,540 |
| Premises and equipment expense | $87,000 | 5,820 |
| Additional noninterest expense | $294,000 | 5,643 |
| Pre-tax net operating income | $260,000 | 5,028 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $67,000 | 3,297 |
| Income before extraordinary items | $193,000 | 5,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $193,000 | 5,311 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $193,000 | 5,186 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 5,467 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $566,000 | 5,548 |
| Provision for loan and lease losses | $-10,000 | 6,745 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $465,000 | 5,688 |
| Salaries and employee benefits | $243,000 | 5,693 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $177,000 | 5,392 |
| Pre-tax net operating income | $143,000 | 4,911 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $34,000 | 3,275 |
| Income before extraordinary items | $109,000 | 5,139 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $109,000 | 5,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $109,000 | 5,141 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $109,000 | 5,037 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 5,450 |
| Total interest expense | $712,000 | 4,366 |
| Net interest income | $2,337,000 | 5,587 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $3,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,000 | 6,496 |
| Total noninterest expense | $1,885,000 | 5,752 |
| Salaries and employee benefits | $988,000 | 5,725 |
| Premises and equipment expense | $203,000 | 5,700 |
| Additional noninterest expense | $694,000 | 5,558 |
| Pre-tax net operating income | $395,000 | 5,163 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $82,000 | 3,636 |
| Income before extraordinary items | $313,000 | 5,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $313,000 | 5,429 |
| Net charge-offs | $41,000 | 5,042 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $313,000 | 5,238 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 5,486 |
| Total interest expense | $559,000 | 4,386 |
| Net interest income | $1,797,000 | 5,636 |
| Provision for loan and lease losses | $56,000 | 4,869 |
| Total noninterest income | $4,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,597 |
| Total noninterest expense | $1,407,000 | 5,812 |
| Salaries and employee benefits | $748,000 | 5,745 |
| Premises and equipment expense | $151,000 | 5,767 |
| Additional noninterest expense | $508,000 | 5,645 |
| Pre-tax net operating income | $338,000 | 5,170 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $61,000 | 3,687 |
| Income before extraordinary items | $277,000 | 5,420 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $277,000 | 5,419 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $277,000 | 5,419 |
| Net charge-offs | $25,000 | 4,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $277,000 | 5,224 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 5,500 |
| Total interest expense | $388,000 | 4,406 |
| Net interest income | $1,209,000 | 5,644 |
| Provision for loan and lease losses | $3,000 | 5,543 |
| Total noninterest income | $94,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,733 |
| Total noninterest expense | $1,118,000 | 5,504 |
| Salaries and employee benefits | $494,000 | 5,817 |
| Premises and equipment expense | $160,000 | 4,900 |
| Additional noninterest expense | $464,000 | 5,038 |
| Pre-tax net operating income | $182,000 | 5,402 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $158,000 | 5,589 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $158,000 | 5,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $158,000 | 5,588 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $158,000 | 5,404 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 5,461 |
| Total interest expense | $202,000 | 4,425 |
| Net interest income | $626,000 | 5,602 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $49,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $494,000 | 5,794 |
| Salaries and employee benefits | $249,000 | 5,837 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $192,000 | 5,451 |
| Pre-tax net operating income | $181,000 | 4,654 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $46,000 | 3,136 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 5,519 |
| Total interest expense | $1,006,000 | 4,377 |
| Net interest income | $2,389,000 | 5,745 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $112,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $112,000 | 5,205 |
| Total noninterest expense | $1,749,000 | 6,051 |
| Salaries and employee benefits | $1,196,000 | 5,528 |
| Premises and equipment expense | $308,000 | 5,180 |
| Additional noninterest expense | $245,000 | 7,016 |
| Pre-tax net operating income | $662,000 | 4,367 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $181,000 | 2,990 |
| Income before extraordinary items | $481,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,716 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $481,000 | 4,715 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $481,000 | 4,583 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 5,517 |
| Total interest expense | $779,000 | 4,427 |
| Net interest income | $1,830,000 | 5,744 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $157,000 | 5,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $157,000 | 4,459 |
| Total noninterest expense | $1,328,000 | 6,058 |
| Salaries and employee benefits | $903,000 | 5,518 |
| Premises and equipment expense | $236,000 | 5,172 |
| Additional noninterest expense | $189,000 | 7,053 |
| Pre-tax net operating income | $574,000 | 4,289 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $153,000 | 2,898 |
| Income before extraordinary items | $421,000 | 4,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 4,592 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $421,000 | 4,591 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $421,000 | 4,460 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,535 |
| Total interest expense | $533,000 | 4,478 |
| Net interest income | $1,229,000 | 5,755 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $104,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,489 |
| Total noninterest expense | $923,000 | 6,055 |
| Salaries and employee benefits | $640,000 | 5,435 |
| Premises and equipment expense | $157,000 | 5,227 |
| Additional noninterest expense | $126,000 | 7,129 |
| Pre-tax net operating income | $370,000 | 4,321 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $97,000 | 2,884 |
| Income before extraordinary items | $273,000 | 4,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $273,000 | 4,584 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $273,000 | 4,586 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $273,000 | 4,503 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,574 |
| Total interest expense | $273,000 | 4,536 |
| Net interest income | $604,000 | 5,818 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $442,000 | 6,154 |
| Salaries and employee benefits | $312,000 | 5,528 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $61,000 | 7,199 |
| Pre-tax net operating income | $189,000 | 4,330 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $140,000 | 4,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $140,000 | 4,562 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $140,000 | 4,563 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $140,000 | 4,507 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 5,574 |
| Total interest expense | $1,266,000 | 4,675 |
| Net interest income | $2,456,000 | 5,805 |
| Provision for loan and lease losses | $115,000 | 5,925 |
| Total noninterest income | $217,000 | 5,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $217,000 | 4,473 |
| Total noninterest expense | $1,922,000 | 6,081 |
| Salaries and employee benefits | $1,352,000 | 5,342 |
| Premises and equipment expense | $334,000 | 5,187 |
| Additional noninterest expense | $236,000 | 7,309 |
| Pre-tax net operating income | $636,000 | 4,069 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $102,000 | 3,221 |
| Income before extraordinary items | $534,000 | 4,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,224 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $534,000 | 4,224 |
| Net charge-offs | $63,000 | 5,767 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $534,000 | 4,083 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 5,649 |
| Total interest expense | $966,000 | 4,787 |
| Net interest income | $1,854,000 | 5,866 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $158,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $158,000 | 4,570 |
| Total noninterest expense | $1,378,000 | 6,222 |
| Salaries and employee benefits | $968,000 | 5,510 |
| Premises and equipment expense | $232,000 | 5,410 |
| Additional noninterest expense | $178,000 | 7,380 |
| Pre-tax net operating income | $539,000 | 4,100 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $140,000 | 2,846 |
| Income before extraordinary items | $399,000 | 4,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $399,000 | 4,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $399,000 | 4,474 |
| Net charge-offs | $63,000 | 5,341 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,000 | 4,291 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 5,683 |
| Total interest expense | $652,000 | 4,862 |
| Net interest income | $1,235,000 | 5,893 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $106,000 | 5,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $931,000 | 6,234 |
| Salaries and employee benefits | $649,000 | 5,532 |
| Premises and equipment expense | $156,000 | 5,430 |
| Additional noninterest expense | $126,000 | 7,394 |
| Pre-tax net operating income | $345,000 | 4,199 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $89,000 | 2,879 |
| Income before extraordinary items | $256,000 | 4,558 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $256,000 | 4,558 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $256,000 | 4,558 |
| Net charge-offs | $36,000 | 5,141 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $256,000 | 4,408 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,794 |
| Total interest expense | $328,000 | 4,979 |
| Net interest income | $598,000 | 6,011 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $469,000 | 6,295 |
| Salaries and employee benefits | $325,000 | 5,585 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $66,000 | 7,446 |
| Pre-tax net operating income | $153,000 | 4,525 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $115,000 | 4,780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 4,780 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $115,000 | 4,779 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $115,000 | 4,673 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 5,861 |
| Total interest expense | $1,426,000 | 5,272 |
| Net interest income | $2,329,000 | 6,009 |
| Provision for loan and lease losses | $76,000 | 6,626 |
| Total noninterest income | $192,000 | 6,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $192,000 | 4,698 |
| Total noninterest expense | $1,793,000 | 6,457 |
| Salaries and employee benefits | $1,283,000 | 5,644 |
| Premises and equipment expense | $306,000 | 5,601 |
| Additional noninterest expense | $204,000 | 7,741 |
| Pre-tax net operating income | $652,000 | 3,653 |
| Securities gains (losses) | $-84,000 | 7,258 |
| Applicable income taxes | $212,000 | 2,330 |
| Income before extraordinary items | $356,000 | 4,297 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $356,000 | 4,299 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $356,000 | 4,298 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $409,760 | 4,074 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 5,931 |
| Total interest expense | $1,087,000 | 5,371 |
| Net interest income | $1,723,000 | 6,067 |
| Provision for loan and lease losses | $16,000 | 7,008 |
| Total noninterest income | $139,000 | 6,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $139,000 | 4,900 |
| Total noninterest expense | $1,360,000 | 6,475 |
| Salaries and employee benefits | $962,000 | 5,686 |
| Premises and equipment expense | $226,000 | 5,695 |
| Additional noninterest expense | $172,000 | 7,702 |
| Pre-tax net operating income | $486,000 | 3,934 |
| Securities gains (losses) | $-84,000 | 7,453 |
| Applicable income taxes | $121,000 | 2,741 |
| Income before extraordinary items | $281,000 | 4,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $281,000 | 4,506 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $281,000 | 4,508 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $339,800 | 4,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 5,997 |
| Total interest expense | $747,000 | 5,429 |
| Net interest income | $1,124,000 | 6,120 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $90,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $915,000 | 6,497 |
| Salaries and employee benefits | $640,000 | 5,761 |
| Premises and equipment expense | $155,000 | 5,676 |
| Additional noninterest expense | $120,000 | 7,744 |
| Pre-tax net operating income | $299,000 | 4,136 |
| Securities gains (losses) | $-84,000 | 7,662 |
| Applicable income taxes | $72,000 | 2,886 |
| Income before extraordinary items | $143,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 4,902 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $143,000 | 4,903 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $199,280 | 4,447 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,060 |
| Total interest expense | $382,000 | 5,486 |
| Net interest income | $547,000 | 6,199 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $320,000 | 5,811 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $43,000 | 7,964 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 6,059 |
| Total interest expense | $1,940,000 | 5,388 |
| Net interest income | $1,962,000 | 6,456 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $219,000 | 6,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $219,000 | 4,697 |
| Total noninterest expense | $1,951,000 | 6,293 |
| Salaries and employee benefits | $1,446,000 | 5,450 |
| Premises and equipment expense | $327,000 | 5,587 |
| Additional noninterest expense | $178,000 | 7,968 |
| Pre-tax net operating income | $230,000 | 5,664 |
| Securities gains (losses) | $-998,000 | 7,742 |
| Applicable income taxes | $-345,000 | 7,365 |
| Income before extraordinary items | $-423,000 | 6,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-423,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $215,720 | 5,582 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 6,099 |
| Total interest expense | $1,535,000 | 5,371 |
| Net interest income | $1,440,000 | 6,552 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $172,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $1,477,000 | 6,263 |
| Salaries and employee benefits | $1,099,000 | 5,412 |
| Premises and equipment expense | $240,000 | 5,660 |
| Additional noninterest expense | $138,000 | 7,979 |
| Pre-tax net operating income | $135,000 | 6,272 |
| Securities gains (losses) | $-1,009,000 | 7,931 |
| Applicable income taxes | $-371,000 | 7,809 |
| Income before extraordinary items | $-503,000 | 7,201 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-503,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $142,760 | 6,142 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,160 |
| Total interest expense | $1,089,000 | 5,368 |
| Net interest income | $892,000 | 6,740 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $123,000 | 4,665 |
| Total noninterest expense | $953,000 | 6,385 |
| Salaries and employee benefits | $704,000 | 5,581 |
| Premises and equipment expense | $165,000 | 5,639 |
| Additional noninterest expense | $84,000 | 8,109 |
| Pre-tax net operating income | $62,000 | 6,615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $62,000 | 6,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $62,000 | 6,544 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 6,179 |
| Total interest expense | $574,000 | 5,414 |
| Net interest income | $444,000 | 6,787 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $482,000 | 6,395 |
| Salaries and employee benefits | $354,000 | 5,599 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $22,000 | 6,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 6,063 |
| Total interest expense | $2,349,000 | 5,431 |
| Net interest income | $1,998,000 | 6,503 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $260,000 | 6,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $260,000 | 4,502 |
| Total noninterest expense | $1,829,000 | 6,437 |
| Salaries and employee benefits | $1,343,000 | 5,641 |
| Premises and equipment expense | $302,000 | 5,762 |
| Additional noninterest expense | $184,000 | 8,093 |
| Pre-tax net operating income | $429,000 | 6,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $84,000 | 4,596 |
| Income before extraordinary items | $345,000 | 6,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $345,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $345,000 | 6,241 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 6,093 |
| Total interest expense | $1,757,000 | 5,448 |
| Net interest income | $1,501,000 | 6,527 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $194,000 | 6,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,539 |
| Total noninterest expense | $1,394,000 | 6,377 |
| Salaries and employee benefits | $1,029,000 | 5,550 |
| Premises and equipment expense | $224,000 | 5,801 |
| Additional noninterest expense | $141,000 | 8,058 |
| Pre-tax net operating income | $301,000 | 6,563 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $54,000 | 4,895 |
| Income before extraordinary items | $247,000 | 6,583 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $247,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $247,000 | 6,565 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,131 |
| Total interest expense | $1,162,000 | 5,474 |
| Net interest income | $1,000,000 | 6,583 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $133,000 | 6,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $933,000 | 6,415 |
| Salaries and employee benefits | $687,000 | 5,612 |
| Premises and equipment expense | $150,000 | 5,809 |
| Additional noninterest expense | $96,000 | 8,087 |
| Pre-tax net operating income | $200,000 | 6,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $167,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,451 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $167,000 | 6,604 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 6,126 |
| Total interest expense | $571,000 | 5,508 |
| Net interest income | $511,000 | 6,561 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $470,000 | 6,432 |
| Salaries and employee benefits | $343,000 | 5,654 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $55,000 | 7,986 |
| Pre-tax net operating income | $101,000 | 6,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 5,889 |
| Total interest expense | $2,142,000 | 5,214 |
| Net interest income | $2,254,000 | 6,276 |
| Provision for loan and lease losses | $46,000 | 5,701 |
| Total noninterest income | $245,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 4,698 |
| Total noninterest expense | $1,804,000 | 6,437 |
| Salaries and employee benefits | $1,292,000 | 5,670 |
| Premises and equipment expense | $313,000 | 5,636 |
| Additional noninterest expense | $199,000 | 8,126 |
| Pre-tax net operating income | $649,000 | 6,058 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $164,000 | 4,507 |
| Income before extraordinary items | $485,000 | 6,212 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $485,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,169 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $485,000 | 6,211 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 5,893 |
| Total interest expense | $1,577,000 | 5,198 |
| Net interest income | $1,743,000 | 6,258 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $188,000 | 6,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,663 |
| Total noninterest expense | $1,388,000 | 6,373 |
| Salaries and employee benefits | $990,000 | 5,581 |
| Premises and equipment expense | $242,000 | 5,578 |
| Additional noninterest expense | $156,000 | 8,093 |
| Pre-tax net operating income | $516,000 | 6,155 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $133,000 | 4,616 |
| Income before extraordinary items | $383,000 | 6,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $383,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,512 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $383,000 | 6,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,839 |
| Total interest expense | $1,046,000 | 5,112 |
| Net interest income | $1,189,000 | 6,245 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 4,581 |
| Total noninterest expense | $930,000 | 6,374 |
| Salaries and employee benefits | $660,000 | 5,611 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $102,000 | 8,130 |
| Pre-tax net operating income | $371,000 | 6,037 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $96,000 | 4,557 |
| Income before extraordinary items | $275,000 | 6,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $275,000 | 6,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 5,831 |
| Total interest expense | $518,000 | 5,010 |
| Net interest income | $587,000 | 6,288 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $68,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $463,000 | 6,389 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $183,000 | 6,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $137,000 | 6,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $137,000 | 6,146 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 5,499 |
| Total interest expense | $1,744,000 | 4,841 |
| Net interest income | $2,736,000 | 5,798 |
| Provision for loan and lease losses | $387,000 | 2,326 |
| Total noninterest income | $282,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $282,000 | 4,471 |
| Total noninterest expense | $1,880,000 | 6,303 |
| Salaries and employee benefits | $1,398,000 | 5,291 |
| Premises and equipment expense | $291,000 | 5,815 |
| Additional noninterest expense | $191,000 | 8,279 |
| Pre-tax net operating income | $751,000 | 6,008 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $530,000 | 6,255 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $530,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $530,000 | 6,223 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 5,482 |
| Total interest expense | $1,247,000 | 4,837 |
| Net interest income | $2,103,000 | 5,735 |
| Provision for loan and lease losses | $372,000 | 1,825 |
| Total noninterest income | $185,000 | 6,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,784 |
| Total noninterest expense | $1,451,000 | 6,188 |
| Salaries and employee benefits | $1,091,000 | 5,127 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $142,000 | 8,282 |
| Pre-tax net operating income | $465,000 | 6,522 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $137,000 | 4,907 |
| Income before extraordinary items | $328,000 | 6,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $328,000 | 6,735 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,408 |
| Total interest expense | $788,000 | 4,825 |
| Net interest income | $1,447,000 | 5,605 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $129,000 | 6,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $996,000 | 6,078 |
| Salaries and employee benefits | $771,000 | 4,936 |
| Premises and equipment expense | $139,000 | 5,935 |
| Additional noninterest expense | $86,000 | 8,367 |
| Pre-tax net operating income | $550,000 | 5,228 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $172,000 | 4,044 |
| Income before extraordinary items | $378,000 | 5,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $378,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $378,000 | 5,534 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,379 |
| Total interest expense | $376,000 | 4,846 |
| Net interest income | $746,000 | 5,543 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $488,000 | 6,200 |
| Salaries and employee benefits | $383,000 | 4,979 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $313,000 | 4,885 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $86,000 | 4,012 |
| Income before extraordinary items | $227,000 | 5,113 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $227,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $227,000 | 5,087 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 5,165 |
| Total interest expense | $1,573,000 | 4,391 |
| Net interest income | $2,940,000 | 5,473 |
| Provision for loan and lease losses | $196,000 | 3,732 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,395 |
| Total noninterest expense | $1,908,000 | 6,158 |
| Salaries and employee benefits | $1,393,000 | 5,192 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $185,000 | 8,398 |
| Pre-tax net operating income | $1,117,000 | 4,959 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $337,000 | 4,000 |
| Income before extraordinary items | $780,000 | 5,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $780,000 | 5,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,699 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $780,000 | 5,247 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 5,174 |
| Total interest expense | $1,201,000 | 4,281 |
| Net interest income | $2,164,000 | 5,529 |
| Provision for loan and lease losses | $109,000 | 4,145 |
| Total noninterest income | $194,000 | 6,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $194,000 | 4,561 |
| Total noninterest expense | $1,477,000 | 6,008 |
| Salaries and employee benefits | $1,075,000 | 5,051 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $142,000 | 8,375 |
| Pre-tax net operating income | $772,000 | 5,291 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $536,000 | 5,641 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $536,000 | 5,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $536,000 | 5,578 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 5,194 |
| Total interest expense | $821,000 | 4,203 |
| Net interest income | $1,409,000 | 5,608 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $128,000 | 6,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $993,000 | 6,021 |
| Salaries and employee benefits | $703,000 | 5,151 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $495,000 | 5,330 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $158,000 | 4,169 |
| Income before extraordinary items | $337,000 | 5,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $337,000 | 5,683 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 5,074 |
| Total interest expense | $426,000 | 4,140 |
| Net interest income | $748,000 | 5,418 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $67,000 | 4,532 |
| Total noninterest expense | $538,000 | 5,804 |
| Salaries and employee benefits | $360,000 | 5,083 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $268,000 | 5,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $191,000 | 5,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $191,000 | 5,331 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 5,060 |
| Total interest expense | $2,094,000 | 3,885 |
| Net interest income | $2,670,000 | 5,677 |
| Provision for loan and lease losses | $51,000 | 6,233 |
| Total noninterest income | $251,000 | 6,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $251,000 | 4,857 |
| Total noninterest expense | $1,845,000 | 6,268 |
| Salaries and employee benefits | $1,393,000 | 5,107 |
| Premises and equipment expense | $287,000 | 5,793 |
| Additional noninterest expense | $165,000 | 8,663 |
| Pre-tax net operating income | $1,025,000 | 5,111 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $284,000 | 4,364 |
| Income before extraordinary items | $741,000 | 5,430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $741,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $741,000 | 5,287 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 5,064 |
| Total interest expense | $1,626,000 | 3,894 |
| Net interest income | $2,000,000 | 5,713 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $196,000 | 6,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 4,837 |
| Total noninterest expense | $1,385,000 | 6,217 |
| Salaries and employee benefits | $1,061,000 | 5,049 |
| Premises and equipment expense | $202,000 | 5,983 |
| Additional noninterest expense | $122,000 | 8,703 |
| Pre-tax net operating income | $784,000 | 5,189 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $216,000 | 4,533 |
| Income before extraordinary items | $568,000 | 5,540 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $568,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $568,000 | 5,352 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,019 |
| Total interest expense | $1,118,000 | 3,900 |
| Net interest income | $1,361,000 | 5,642 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $138,000 | 6,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $138,000 | 4,712 |
| Total noninterest expense | $920,000 | 6,257 |
| Salaries and employee benefits | $705,000 | 5,053 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $561,000 | 5,023 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $157,000 | 4,428 |
| Income before extraordinary items | $404,000 | 5,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $404,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $404,000 | 5,178 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,007 |
| Total interest expense | $574,000 | 3,894 |
| Net interest income | $679,000 | 5,638 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $455,000 | 6,311 |
| Salaries and employee benefits | $356,000 | 5,016 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $288,000 | 4,894 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $207,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $207,000 | 5,048 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 4,834 |
| Total interest expense | $2,865,000 | 3,659 |
| Net interest income | $2,646,000 | 5,714 |
| Provision for loan and lease losses | $37,000 | 7,001 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $506,000 | 3,273 |
| Total noninterest expense | $1,859,000 | 6,132 |
| Salaries and employee benefits | $1,440,000 | 4,842 |
| Premises and equipment expense | $246,000 | 6,193 |
| Additional noninterest expense | $173,000 | 8,737 |
| Pre-tax net operating income | $1,256,000 | 4,591 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $271,000 | 4,611 |
| Income before extraordinary items | $985,000 | 4,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $985,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $985,000 | 4,522 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 4,598 |
| Total interest expense | $3,699,000 | 4,040 |
| Net interest income | $2,944,000 | 5,148 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $324,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $324,000 | 3,948 |
| Total noninterest expense | $2,013,000 | 5,700 |
| Salaries and employee benefits | $1,580,000 | 4,343 |
| Premises and equipment expense | $256,000 | 6,017 |
| Additional noninterest expense | $177,000 | 8,844 |
| Pre-tax net operating income | $1,243,000 | 4,345 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $359,000 | 3,936 |
| Income before extraordinary items | $884,000 | 4,618 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $884,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $884,000 | 4,508 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 4,647 |
| Total interest expense | $3,299,000 | 4,575 |
| Net interest income | $3,592,000 | 4,517 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $156,000 | 7,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $156,000 | 5,379 |
| Total noninterest expense | $2,032,000 | 5,622 |
| Salaries and employee benefits | $1,594,000 | 4,159 |
| Premises and equipment expense | $251,000 | 6,034 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $1,704,000 | 3,706 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $606,000 | 3,088 |
| Income before extraordinary items | $1,098,000 | 4,111 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,098,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,098,000 | 4,116 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,324 |
| Total interest expense | $3,572,000 | 3,968 |
| Net interest income | $3,578,000 | 4,576 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,078,000 | 5,549 |
| Salaries and employee benefits | $1,582,000 | 4,159 |
| Premises and equipment expense | $259,000 | 5,928 |
| Additional noninterest expense | $237,000 | 8,683 |
| Pre-tax net operating income | $1,609,000 | 3,910 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $507,000 | 3,613 |
| Income before extraordinary items | $1,102,000 | 4,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,102,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,102,000 | 4,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 4,163 |
| Total interest expense | $3,904,000 | 3,771 |
| Net interest income | $3,587,000 | 4,487 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $2,031,000 | 5,541 |
| Salaries and employee benefits | $1,551,000 | 4,136 |
| Premises and equipment expense | $287,000 | 5,516 |
| Additional noninterest expense | $193,000 | 9,189 |
| Pre-tax net operating income | $1,666,000 | 3,871 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $625,000 | 3,292 |
| Income before extraordinary items | $1,041,000 | 4,364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,041,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,041,000 | 4,276 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,706,000 | 4,107 |
| Total interest expense | $3,998,000 | 3,677 |
| Net interest income | $3,708,000 | 4,521 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $159,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $1,998,000 | 5,660 |
| Salaries and employee benefits | $1,560,000 | 4,110 |
| Premises and equipment expense | $251,000 | 6,044 |
| Additional noninterest expense | $187,000 | 9,572 |
| Pre-tax net operating income | $1,845,000 | 3,784 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $691,000 | 3,271 |
| Income before extraordinary items | $1,154,000 | 4,187 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,154,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,154,000 | 4,131 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 4,294 |
| Total interest expense | $3,929,000 | 3,775 |
| Net interest income | $3,558,000 | 4,762 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $158,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $2,507,000 | 4,994 |
| Salaries and employee benefits | $1,570,000 | 4,142 |
| Premises and equipment expense | $277,000 | 5,888 |
| Additional noninterest expense | $660,000 | 5,976 |
| Pre-tax net operating income | $1,197,000 | 5,132 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $436,000 | 4,616 |
| Income before extraordinary items | $761,000 | 5,467 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $761,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $761,000 | 5,419 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,501,000 | 4,267 |
| Total interest expense | $3,720,000 | 3,941 |
| Net interest income | $3,781,000 | 4,535 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $109,000 | 10,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $2,048,000 | 5,875 |
| Salaries and employee benefits | $1,556,000 | 4,155 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $252,000 | 9,795 |
| Pre-tax net operating income | $1,830,000 | 3,792 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $697,000 | 3,252 |
| Income before extraordinary items | $1,133,000 | 4,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,133,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,133,000 | 4,124 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 4,143 |
| Total interest expense | $3,116,000 | 3,829 |
| Net interest income | $4,036,000 | 4,338 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $82,000 | 11,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,346,000 | 8,095 |
| Salaries and employee benefits | $930,000 | 6,464 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $138,000 | 11,935 |
| Pre-tax net operating income | $2,745,000 | 2,581 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,042,000 | 2,141 |
| Income before extraordinary items | $1,703,000 | 2,841 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,703,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,703,000 | 2,855 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 4,112 |
| Total interest expense | $3,414,000 | 3,682 |
| Net interest income | $3,952,000 | 4,458 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,266,000 | 8,633 |
| Salaries and employee benefits | $859,000 | 6,967 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $132,000 | 12,630 |
| Pre-tax net operating income | $2,767,000 | 2,481 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,039,000 | 2,162 |
| Income before extraordinary items | $1,728,000 | 2,859 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,728,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,728,000 | 2,708 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,973,000 | 4,299 |
| Total interest expense | $4,490,000 | 3,655 |
| Net interest income | $3,483,000 | 5,034 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,170,000 | 9,181 |
| Salaries and employee benefits | $696,000 | 8,019 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $309,000 | 10,704 |
| Pre-tax net operating income | $2,381,000 | 2,618 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $833,000 | 2,501 |
| Income before extraordinary items | $1,547,000 | 2,991 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,547,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,547,000 | 2,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.