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Woodlands National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,105,000	2,473
Total interest expense	$3,137,000	2,557
Net interest income	$9,968,000	2,393
Provision for loan and lease losses	$140,000	2,236
Total noninterest income	$1,849,000	2,102
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$601,000	1,466
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,248,000	2,058
Total noninterest expense	$7,590,000	2,425
Salaries and employee benefits	$3,931,000	2,541
Premises and equipment expense	$734,000	2,433
Additional noninterest expense	$1,248,000	2,058
Pre-tax net operating income	$4,087,000	2,153
Securities gains (losses)	$-355,000	4,115
Applicable income taxes	$926,000	1,482
Income before extraordinary items	$2,806,000	2,415
Extraordinary gains, net	$0	54
Net income	$2,806,000	2,439
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,806,000	2,417
Net charge-offs	$187,000	1,201
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,086,450	2,319
2023-09-30 (YTD Data)		Rank
Total interest income	$9,759,000	2,461
Total interest expense	$2,268,000	2,494
Net interest income	$7,491,000	2,400
Provision for loan and lease losses	$129,000	1,989
Total noninterest income	$1,441,000	2,058
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$448,000	1,467
Trading account gains and fees	$0	125
Additional Noninterest Income	$993,000	1,999
Total noninterest expense	$5,586,000	2,442
Salaries and employee benefits	$3,054,000	2,480
Premises and equipment expense	$542,000	2,454
Additional noninterest expense	$993,000	1,999
Pre-tax net operating income	$3,217,000	2,149
Securities gains (losses)	$-355,000	4,317
Applicable income taxes	$702,000	1,528
Income before extraordinary items	$2,160,000	2,430
Extraordinary gains, net	$0	52
Net income	$2,160,000	2,453
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,160,000	2,432
Net charge-offs	$138,000	1,045
Cash dividends	$900,000	1,768
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,440,450	2,302
2023-06-30 (YTD Data)		Rank
Total interest income	$6,480,000	2,433
Total interest expense	$1,445,000	2,392
Net interest income	$5,035,000	2,406
Provision for loan and lease losses	$27,000	2,521
Total noninterest income	$1,044,000	1,904
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$306,000	1,440
Trading account gains and fees	$0	112
Additional Noninterest Income	$738,000	1,832
Total noninterest expense	$3,744,000	2,420
Salaries and employee benefits	$2,046,000	2,478
Premises and equipment expense	$371,000	2,406
Additional noninterest expense	$738,000	1,830
Pre-tax net operating income	$2,308,000	2,066
Securities gains (losses)	$-355,000	4,439
Applicable income taxes	$625,000	1,339
Income before extraordinary items	$1,328,000	2,542
Extraordinary gains, net	$0	51
Net income	$1,328,000	2,571
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,328,000	2,542
Net charge-offs	$151,000	776
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,608,450	2,337
2023-03-31 (YTD Data)		Rank
Total interest income	$3,138,000	2,465
Total interest expense	$656,000	2,318
Net interest income	$2,482,000	2,441
Provision for loan and lease losses	$26,000	2,035
Total noninterest income	$602,000	1,770
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$143,000	1,514
Trading account gains and fees	$0	97
Additional Noninterest Income	$459,000	1,595
Total noninterest expense	$1,834,000	2,474
Salaries and employee benefits	$1,030,000	2,508
Premises and equipment expense	$186,000	2,447
Additional noninterest expense	$459,000	1,595
Pre-tax net operating income	$1,224,000	2,045
Securities gains (losses)	$-191,000	4,428
Applicable income taxes	$314,000	1,348
Income before extraordinary items	$719,000	2,498
Extraordinary gains, net	$0	4
Net income	$719,000	2,499
Minority interest net income	$0	48
Net income of bank and minority interests.	$719,000	2,498
Net charge-offs	$35,000	923
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$869,890	2,316
2022-12-31 (YTD Data)		Rank
Total interest income	$11,114,000	2,384
Total interest expense	$1,204,000	2,179
Net interest income	$9,910,000	2,377
Provision for loan and lease losses	$205,000	1,777
Total noninterest income	$1,926,000	2,081
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$564,000	1,559
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,362,000	2,005
Total noninterest expense	$7,151,000	2,488
Salaries and employee benefits	$3,689,000	2,627
Premises and equipment expense	$765,000	2,377
Additional noninterest expense	$1,362,000	2,005
Pre-tax net operating income	$4,480,000	2,159
Securities gains (losses)	$-132,000	3,996
Applicable income taxes	$1,114,000	1,470
Income before extraordinary items	$3,234,000	2,363
Extraordinary gains, net	$0	5
Net income	$3,234,000	2,362
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,234,000	2,362
Net charge-offs	$-47,000	4,072
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,338,280	2,358
2022-06-30 (YTD Data)		Rank
Total interest income	$5,003,000	2,433
Total interest expense	$306,000	2,629
Net interest income	$4,697,000	2,406
Provision for loan and lease losses	$65,000	1,739
Total noninterest income	$906,000	2,170
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$289,000	1,536
Trading account gains and fees	$0	108
Additional Noninterest Income	$617,000	2,166
Total noninterest expense	$3,534,000	2,473
Salaries and employee benefits	$1,884,000	2,600
Premises and equipment expense	$412,000	2,284
Additional noninterest expense	$1,238,000	2,260
Pre-tax net operating income	$2,004,000	2,195
Securities gains (losses)	$-2,000	3,729
Applicable income taxes	$513,000	1,472
Income before extraordinary items	$1,489,000	2,350
Extraordinary gains, net	$0	4
Net income	$1,489,000	2,350
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,489,000	2,350
Net charge-offs	$-76,000	4,318
Cash dividends	$600,000	1,734
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,490,580	2,389
2022-03-31 (YTD Data)		Rank
Total interest income	$2,433,000	2,430
Total interest expense	$130,000	2,834
Net interest income	$2,303,000	2,384
Provision for loan and lease losses	$65,000	1,209
Total noninterest income	$470,000	2,119
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$141,000	1,554
Trading account gains and fees	$0	103
Additional Noninterest Income	$329,000	2,081
Total noninterest expense	$1,813,000	2,434
Salaries and employee benefits	$1,008,000	2,491
Premises and equipment expense	$198,000	2,348
Additional noninterest expense	$607,000	2,274
Pre-tax net operating income	$895,000	2,249
Securities gains (losses)	$-3,000	4,076
Applicable income taxes	$225,000	1,515
Income before extraordinary items	$667,000	2,413
Extraordinary gains, net	$0	4
Net income	$667,000	2,411
Minority interest net income	$0	50
Net income of bank and minority interests.	$667,000	2,413
Net charge-offs	$-1,000	3,005
Cash dividends	$300,000	1,485
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$669,370	2,433
2021-12-31 (YTD Data)		Rank
Total interest income	$11,126,000	2,310
Total interest expense	$544,000	3,049
Net interest income	$10,582,000	2,239
Provision for loan and lease losses	$-225,000	4,329
Total noninterest income	$2,141,000	2,145
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$539,000	1,527
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,602,000	2,149
Total noninterest expense	$6,822,000	2,529
Salaries and employee benefits	$3,571,000	2,678
Premises and equipment expense	$695,000	2,525
Additional noninterest expense	$2,556,000	2,224
Pre-tax net operating income	$6,126,000	1,801
Securities gains (losses)	$17,000	1,564
Applicable income taxes	$1,631,000	1,246
Income before extraordinary items	$4,512,000	2,016
Extraordinary gains, net	$0	10
Net income	$4,512,000	2,016
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,512,000	2,017
Net charge-offs	$-108,000	4,383
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,498,570	1,996
2021-09-30 (YTD Data)		Rank
Total interest income	$8,547,000	2,318
Total interest expense	$418,000	3,119
Net interest income	$8,129,000	2,240
Provision for loan and lease losses	$-270,000	4,482
Total noninterest income	$1,630,000	2,182
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$410,000	1,496
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,220,000	2,166
Total noninterest expense	$5,045,000	2,567
Salaries and employee benefits	$2,726,000	2,658
Premises and equipment expense	$531,000	2,521
Additional noninterest expense	$1,788,000	2,331
Pre-tax net operating income	$4,984,000	1,767
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$1,333,000	1,247
Income before extraordinary items	$3,668,000	1,986
Extraordinary gains, net	$0	8
Net income	$3,668,000	1,985
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,668,000	1,986
Net charge-offs	$-101,000	4,468
Cash dividends	$750,000	1,972
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,654,570	1,964
2021-06-30 (YTD Data)		Rank
Total interest income	$5,268,000	2,438
Total interest expense	$281,000	3,184
Net interest income	$4,987,000	2,357
Provision for loan and lease losses	$105,000	1,648
Total noninterest income	$1,105,000	2,132
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$273,000	1,445
Trading account gains and fees	$0	133
Additional Noninterest Income	$832,000	2,122
Total noninterest expense	$3,301,000	2,584
Salaries and employee benefits	$1,778,000	2,692
Premises and equipment expense	$347,000	2,534
Additional noninterest expense	$1,176,000	2,320
Pre-tax net operating income	$2,686,000	2,018
Securities gains (losses)	$4,000	1,607
Applicable income taxes	$707,000	1,416
Income before extraordinary items	$1,983,000	2,237
Extraordinary gains, net	$0	6
Net income	$1,983,000	2,233
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,983,000	2,237
Net charge-offs	$-87,000	4,554
Cash dividends	$500,000	1,940
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,979,840	2,208
2021-03-31 (YTD Data)		Rank
Total interest income	$2,677,000	2,406
Total interest expense	$141,000	3,251
Net interest income	$2,536,000	2,303
Provision for loan and lease losses	$0	2,741
Total noninterest income	$553,000	2,129
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$132,000	1,476
Trading account gains and fees	$0	127
Additional Noninterest Income	$421,000	2,102
Total noninterest expense	$1,600,000	2,619
Salaries and employee benefits	$870,000	2,719
Premises and equipment expense	$176,000	2,532
Additional noninterest expense	$554,000	2,384
Pre-tax net operating income	$1,489,000	1,876
Securities gains (losses)	$0	1,392
Applicable income taxes	$399,000	1,308
Income before extraordinary items	$1,090,000	2,103
Extraordinary gains, net	$0	3
Net income	$1,090,000	2,104
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,090,000	2,103
Net charge-offs	$-60,000	4,654
Cash dividends	$250,000	1,678
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,090,000	2,070
2020-12-31 (YTD Data)		Rank
Total interest income	$9,363,000	2,620
Total interest expense	$888,000	3,112
Net interest income	$8,475,000	2,522
Provision for loan and lease losses	$905,000	1,708
Total noninterest income	$2,282,000	1,983
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$472,000	1,668
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,810,000	1,889
Total noninterest expense	$6,290,000	2,625
Salaries and employee benefits	$3,354,000	2,758
Premises and equipment expense	$756,000	2,413
Additional noninterest expense	$2,180,000	2,403
Pre-tax net operating income	$3,562,000	2,197
Securities gains (losses)	$144,000	1,199
Applicable income taxes	$928,000	1,486
Income before extraordinary items	$2,778,000	2,407
Extraordinary gains, net	$0	4
Net income	$2,778,000	2,407
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,778,000	2,407
Net charge-offs	$261,000	1,371
Cash dividends	$615,000	2,654
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,664,240	2,402
2020-09-30 (YTD Data)		Rank
Total interest income	$6,880,000	2,671
Total interest expense	$734,000	3,078
Net interest income	$6,146,000	2,586
Provision for loan and lease losses	$620,000	1,789
Total noninterest income	$1,777,000	1,905
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$344,000	1,704
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,433,000	1,790
Total noninterest expense	$4,644,000	2,633
Salaries and employee benefits	$2,529,000	2,742
Premises and equipment expense	$570,000	2,408
Additional noninterest expense	$1,545,000	2,457
Pre-tax net operating income	$2,659,000	2,206
Securities gains (losses)	$144,000	1,054
Applicable income taxes	$706,000	1,450
Income before extraordinary items	$2,097,000	2,380
Extraordinary gains, net	$0	4
Net income	$2,097,000	2,380
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,097,000	2,380
Net charge-offs	$210,000	1,231
Cash dividends	$385,000	2,555
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,983,240	2,417
2020-06-30 (YTD Data)		Rank
Total interest income	$5,783,000	2,341
Total interest expense	$515,000	3,094
Net interest income	$5,268,000	2,178
Provision for loan and lease losses	$615,000	1,432
Total noninterest income	$1,169,000	1,874
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$231,000	1,723
Trading account gains and fees	$0	123
Additional Noninterest Income	$938,000	1,732
Total noninterest expense	$3,064,000	2,662
Salaries and employee benefits	$1,673,000	2,761
Premises and equipment expense	$385,000	2,385
Additional noninterest expense	$1,006,000	2,504
Pre-tax net operating income	$2,758,000	1,564
Securities gains (losses)	$144,000	837
Applicable income taxes	$770,000	1,015
Income before extraordinary items	$2,132,000	1,757
Extraordinary gains, net	$0	4
Net income	$2,132,000	1,758
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,132,000	1,758
Net charge-offs	$212,000	980
Cash dividends	$185,000	2,721
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,018,240	1,788
2020-03-31 (YTD Data)		Rank
Total interest income	$2,183,000	2,783
Total interest expense	$305,000	2,990
Net interest income	$1,878,000	2,703
Provision for loan and lease losses	$565,000	825
Total noninterest income	$666,000	1,652
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$140,000	1,712
Trading account gains and fees	$0	106
Additional Noninterest Income	$526,000	1,472
Total noninterest expense	$1,524,000	2,688
Salaries and employee benefits	$817,000	2,805
Premises and equipment expense	$193,000	2,393
Additional noninterest expense	$514,000	2,501
Pre-tax net operating income	$455,000	2,898
Securities gains (losses)	$144,000	489
Applicable income taxes	$145,000	1,659
Income before extraordinary items	$454,000	2,760
Extraordinary gains, net	$0	4
Net income	$454,000	2,759
Minority interest net income	$0	56
Net income of bank and minority interests.	$454,000	2,761
Net charge-offs	$8,000	1,948
Cash dividends	$185,000	1,992
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$340,240	3,097
2019-12-31 (YTD Data)		Rank
Total interest income	$8,847,000	2,804
Total interest expense	$1,307,000	2,932
Net interest income	$7,540,000	2,731
Provision for loan and lease losses	$236,000	2,213
Total noninterest income	$1,911,000	2,015
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$553,000	1,787
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,358,000	1,908
Total noninterest expense	$5,914,000	2,722
Salaries and employee benefits	$3,211,000	2,808
Premises and equipment expense	$685,000	2,578
Additional noninterest expense	$2,018,000	2,544
Pre-tax net operating income	$3,301,000	2,319
Securities gains (losses)	$-8,000	4,772
Applicable income taxes	$832,000	1,570
Income before extraordinary items	$2,461,000	2,591
Extraordinary gains, net	$0	11
Net income	$2,461,000	2,592
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,461,000	2,593
Net charge-offs	$89,000	2,281
Cash dividends	$880,000	2,489
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,467,320	2,556
2019-09-30 (YTD Data)		Rank
Total interest income	$6,633,000	2,833
Total interest expense	$962,000	2,982
Net interest income	$5,671,000	2,763
Provision for loan and lease losses	$136,000	2,333
Total noninterest income	$1,382,000	2,050
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$405,000	1,817
Trading account gains and fees	$0	129
Additional Noninterest Income	$977,000	1,951
Total noninterest expense	$4,326,000	2,775
Salaries and employee benefits	$2,389,000	2,839
Premises and equipment expense	$483,000	2,704
Additional noninterest expense	$1,454,000	2,612
Pre-tax net operating income	$2,591,000	2,320
Securities gains (losses)	$-9,000	4,884
Applicable income taxes	$654,000	1,585
Income before extraordinary items	$1,928,000	2,584
Extraordinary gains, net	$0	11
Net income	$1,928,000	2,585
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,928,000	2,585
Net charge-offs	$57,000	2,138
Cash dividends	$610,000	2,292
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,935,110	2,548
2019-06-30 (YTD Data)		Rank
Total interest income	$4,324,000	2,876
Total interest expense	$597,000	3,068
Net interest income	$3,727,000	2,800
Provision for loan and lease losses	$121,000	2,017
Total noninterest income	$849,000	2,140
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$267,000	1,821
Trading account gains and fees	$0	131
Additional Noninterest Income	$582,000	2,042
Total noninterest expense	$2,910,000	2,784
Salaries and employee benefits	$1,636,000	2,805
Premises and equipment expense	$299,000	2,825
Additional noninterest expense	$975,000	2,633
Pre-tax net operating income	$1,545,000	2,454
Securities gains (losses)	$-9,000	4,923
Applicable income taxes	$384,000	1,659
Income before extraordinary items	$1,152,000	2,733
Extraordinary gains, net	$0	11
Net income	$1,152,000	2,733
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,152,000	2,732
Net charge-offs	$30,000	2,158
Cash dividends	$395,000	2,366
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,159,110	2,704
2019-03-31 (YTD Data)		Rank
Total interest income	$2,126,000	2,915
Total interest expense	$246,000	3,305
Net interest income	$1,880,000	2,797
Provision for loan and lease losses	$61,000	1,865
Total noninterest income	$306,000	2,502
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$130,000	1,839
Trading account gains and fees	$0	126
Additional Noninterest Income	$176,000	2,555
Total noninterest expense	$1,416,000	2,843
Salaries and employee benefits	$798,000	2,864
Premises and equipment expense	$148,000	2,869
Additional noninterest expense	$470,000	2,699
Pre-tax net operating income	$709,000	2,558
Securities gains (losses)	$0	1,087
Applicable income taxes	$173,000	1,712
Income before extraordinary items	$536,000	2,802
Extraordinary gains, net	$0	5
Net income	$536,000	2,802
Minority interest net income	$0	52
Net income of bank and minority interests.	$536,000	2,801
Net charge-offs	$2,000	2,456
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$536,000	2,791
2018-12-31 (YTD Data)		Rank
Total interest income	$7,990,000	2,936
Total interest expense	$635,000	3,580
Net interest income	$7,355,000	2,806
Provision for loan and lease losses	$190,000	2,424
Total noninterest income	$1,546,000	2,297
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$557,000	1,834
Trading account gains and fees	$0	126
Additional Noninterest Income	$989,000	2,254
Total noninterest expense	$5,626,000	2,828
Salaries and employee benefits	$3,008,000	2,958
Premises and equipment expense	$583,000	2,887
Additional noninterest expense	$2,035,000	2,569
Pre-tax net operating income	$3,085,000	2,456
Securities gains (losses)	$-28,000	4,694
Applicable income taxes	$784,000	1,599
Income before extraordinary items	$2,273,000	2,745
Extraordinary gains, net	$0	6
Net income	$2,273,000	2,743
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,273,000	2,744
Net charge-offs	$170,000	1,771
Cash dividends	$695,000	2,644
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,295,120	2,715
2018-09-30 (YTD Data)		Rank
Total interest income	$5,847,000	2,979
Total interest expense	$434,000	3,686
Net interest income	$5,413,000	2,857
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,140,000	2,331
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$415,000	1,855
Trading account gains and fees	$0	138
Additional Noninterest Income	$725,000	2,303
Total noninterest expense	$4,200,000	2,848
Salaries and employee benefits	$2,247,000	2,976
Premises and equipment expense	$436,000	2,915
Additional noninterest expense	$1,517,000	2,592
Pre-tax net operating income	$2,263,000	2,540
Securities gains (losses)	$-28,000	5,003
Applicable income taxes	$571,000	1,675
Income before extraordinary items	$1,664,000	2,833
Extraordinary gains, net	$0	5
Net income	$1,664,000	2,832
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,664,000	2,832
Net charge-offs	$127,000	1,549
Cash dividends	$455,000	2,462
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,686,120	2,796
2018-06-30 (YTD Data)		Rank
Total interest income	$3,779,000	3,022
Total interest expense	$267,000	3,744
Net interest income	$3,512,000	2,909
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$737,000	2,377
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$284,000	1,825
Trading account gains and fees	$0	130
Additional Noninterest Income	$453,000	2,365
Total noninterest expense	$2,856,000	2,837
Salaries and employee benefits	$1,532,000	2,941
Premises and equipment expense	$285,000	2,967
Additional noninterest expense	$1,039,000	2,546
Pre-tax net operating income	$1,313,000	2,731
Securities gains (losses)	$-13,000	5,036
Applicable income taxes	$327,000	1,788
Income before extraordinary items	$973,000	3,004
Extraordinary gains, net	$0	6
Net income	$973,000	3,003
Minority interest net income	$0	65
Net income of bank and minority interests.	$973,000	3,003
Net charge-offs	$115,000	1,238
Cash dividends	$305,000	2,459
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$983,270	2,984
2018-03-31 (YTD Data)		Rank
Total interest income	$1,848,000	3,075
Total interest expense	$125,000	3,791
Net interest income	$1,723,000	2,962
Provision for loan and lease losses	$50,000	2,055
Total noninterest income	$377,000	2,337
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$144,000	1,801
Trading account gains and fees	$0	123
Additional Noninterest Income	$233,000	2,309
Total noninterest expense	$1,334,000	2,990
Salaries and employee benefits	$740,000	3,032
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$450,000	2,833
Pre-tax net operating income	$716,000	2,554
Securities gains (losses)	$2,000	619
Applicable income taxes	$179,000	1,677
Income before extraordinary items	$539,000	2,777
Extraordinary gains, net	$0	7
Net income	$539,000	2,777
Minority interest net income	$0	52
Net income of bank and minority interests.	$539,000	2,777
Net charge-offs	$107,000	819
Cash dividends	$120,000	2,245
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$537,420	2,772
2017-12-31 (YTD Data)		Rank
Total interest income	$7,290,000	3,050
Total interest expense	$461,000	3,811
Net interest income	$6,829,000	2,939
Provision for loan and lease losses	$380,000	1,712
Total noninterest income	$1,779,000	2,182
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$587,000	1,808
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,192,000	2,077
Total noninterest expense	$5,408,000	2,962
Salaries and employee benefits	$2,943,000	3,033
Premises and equipment expense	$503,000	3,256
Additional noninterest expense	$1,962,000	2,690
Pre-tax net operating income	$2,820,000	2,579
Securities gains (losses)	$24,000	1,258
Applicable income taxes	$1,091,000	1,798
Income before extraordinary items	$1,753,000	2,905
Extraordinary gains, net	$0	9
Net income	$1,753,000	2,904
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,753,000	2,905
Net charge-offs	$361,000	1,339
Cash dividends	$625,000	2,725
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,737,640	2,892
2017-09-30 (YTD Data)		Rank
Total interest income	$5,419,000	3,086
Total interest expense	$335,000	3,860
Net interest income	$5,084,000	2,974
Provision for loan and lease losses	$290,000	1,660
Total noninterest income	$1,400,000	2,142
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$445,000	1,802
Trading account gains and fees	$0	145
Additional Noninterest Income	$955,000	2,017
Total noninterest expense	$4,037,000	2,989
Salaries and employee benefits	$2,203,000	3,050
Premises and equipment expense	$385,000	3,248
Additional noninterest expense	$1,449,000	2,727
Pre-tax net operating income	$2,157,000	2,604
Securities gains (losses)	$24,000	1,242
Applicable income taxes	$782,000	1,690
Income before extraordinary items	$1,399,000	2,974
Extraordinary gains, net	$0	9
Net income	$1,399,000	2,973
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,399,000	2,974
Net charge-offs	$329,000	1,068
Cash dividends	$425,000	2,565
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,383,640	2,961
2017-06-30 (YTD Data)		Rank
Total interest income	$3,532,000	3,119
Total interest expense	$211,000	3,924
Net interest income	$3,321,000	3,005
Provision for loan and lease losses	$175,000	1,703
Total noninterest income	$911,000	2,175
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$298,000	1,778
Trading account gains and fees	$0	139
Additional Noninterest Income	$613,000	2,088
Total noninterest expense	$2,810,000	2,928
Salaries and employee benefits	$1,479,000	3,046
Premises and equipment expense	$259,000	3,229
Additional noninterest expense	$1,072,000	2,536
Pre-tax net operating income	$1,247,000	2,785
Securities gains (losses)	$24,000	927
Applicable income taxes	$448,000	1,803
Income before extraordinary items	$823,000	3,129
Extraordinary gains, net	$0	11
Net income	$823,000	3,128
Minority interest net income	$0	71
Net income of bank and minority interests.	$823,000	3,129
Net charge-offs	$237,000	948
Cash dividends	$275,000	2,583
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$807,400	3,132
2017-03-31 (YTD Data)		Rank
Total interest income	$1,740,000	3,157
Total interest expense	$102,000	3,979
Net interest income	$1,638,000	3,025
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$436,000	2,207
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$148,000	1,776
Trading account gains and fees	$0	142
Additional Noninterest Income	$288,000	2,143
Total noninterest expense	$1,388,000	2,972
Salaries and employee benefits	$730,000	3,112
Premises and equipment expense	$141,000	3,113
Additional noninterest expense	$517,000	2,609
Pre-tax net operating income	$596,000	2,818
Securities gains (losses)	$5,000	811
Applicable income taxes	$205,000	1,845
Income before extraordinary items	$396,000	3,150
Extraordinary gains, net	$0	8
Net income	$396,000	3,148
Minority interest net income	$0	55
Net income of bank and minority interests.	$396,000	3,150
Net charge-offs	$155,000	705
Cash dividends	$140,000	2,190
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$392,700	3,147
2016-12-31 (YTD Data)		Rank
Total interest income	$6,766,000	3,192
Total interest expense	$426,000	3,908
Net interest income	$6,340,000	3,073
Provision for loan and lease losses	$235,000	2,273
Total noninterest income	$1,653,000	2,356
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$585,000	1,830
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,068,000	2,325
Total noninterest expense	$5,180,000	3,118
Salaries and employee benefits	$2,836,000	3,136
Premises and equipment expense	$549,000	3,186
Additional noninterest expense	$1,795,000	2,965
Pre-tax net operating income	$2,578,000	2,629
Securities gains (losses)	$23,000	2,295
Applicable income taxes	$938,000	1,714
Income before extraordinary items	$1,663,000	3,102
Extraordinary gains, net	$0	5
Net income	$1,663,000	3,101
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,663,000	3,101
Net charge-offs	$263,000	1,663
Cash dividends	$525,000	2,904
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,648,280	3,063
2016-09-30 (YTD Data)		Rank
Total interest income	$5,038,000	3,219
Total interest expense	$315,000	3,960
Net interest income	$4,723,000	3,097
Provision for loan and lease losses	$120,000	2,560
Total noninterest income	$1,211,000	2,394
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$432,000	1,856
Trading account gains and fees	$0	169
Additional Noninterest Income	$779,000	2,361
Total noninterest expense	$3,880,000	3,123
Salaries and employee benefits	$2,127,000	3,137
Premises and equipment expense	$407,000	3,229
Additional noninterest expense	$1,346,000	2,971
Pre-tax net operating income	$1,934,000	2,679
Securities gains (losses)	$23,000	2,246
Applicable income taxes	$707,000	1,745
Income before extraordinary items	$1,250,000	3,128
Extraordinary gains, net	$0	5
Net income	$1,250,000	3,128
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,250,000	3,128
Net charge-offs	$201,000	1,448
Cash dividends	$390,000	2,655
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,235,280	3,094
2016-06-30 (YTD Data)		Rank
Total interest income	$3,277,000	3,272
Total interest expense	$203,000	4,042
Net interest income	$3,074,000	3,163
Provision for loan and lease losses	$35,000	3,191
Total noninterest income	$768,000	2,438
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$287,000	1,851
Trading account gains and fees	$0	157
Additional Noninterest Income	$481,000	2,425
Total noninterest expense	$2,587,000	3,139
Salaries and employee benefits	$1,442,000	3,114
Premises and equipment expense	$268,000	3,270
Additional noninterest expense	$877,000	3,029
Pre-tax net operating income	$1,220,000	2,739
Securities gains (losses)	$26,000	1,814
Applicable income taxes	$449,000	1,774
Income before extraordinary items	$797,000	3,195
Extraordinary gains, net	$0	16
Net income	$797,000	3,192
Minority interest net income	$0	71
Net income of bank and minority interests.	$797,000	3,193
Net charge-offs	$82,000	1,800
Cash dividends	$255,000	2,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$780,360	3,161
2016-03-31 (YTD Data)		Rank
Total interest income	$1,613,000	3,321
Total interest expense	$98,000	4,131
Net interest income	$1,515,000	3,201
Provision for loan and lease losses	$35,000	2,443
Total noninterest income	$398,000	2,365
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$145,000	1,845
Trading account gains and fees	$0	142
Additional Noninterest Income	$253,000	2,320
Total noninterest expense	$1,272,000	3,186
Salaries and employee benefits	$694,000	3,226
Premises and equipment expense	$133,000	3,327
Additional noninterest expense	$445,000	2,997
Pre-tax net operating income	$606,000	2,724
Securities gains (losses)	$26,000	1,120
Applicable income taxes	$225,000	1,737
Income before extraordinary items	$407,000	3,101
Extraordinary gains, net	$0	12
Net income	$407,000	3,099
Minority interest net income	$0	62
Net income of bank and minority interests.	$407,000	3,100
Net charge-offs	$28,000	1,781
Cash dividends	$115,000	2,304
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$390,360	3,114
2015-12-31 (YTD Data)		Rank
Total interest income	$6,481,000	3,281
Total interest expense	$393,000	4,182
Net interest income	$6,088,000	3,162
Provision for loan and lease losses	$205,000	2,293
Total noninterest income	$1,396,000	2,582
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$662,000	1,729
Trading account gains and fees	$0	159
Additional Noninterest Income	$734,000	2,768
Total noninterest expense	$4,981,000	3,227
Salaries and employee benefits	$2,778,000	3,183
Premises and equipment expense	$537,000	3,337
Additional noninterest expense	$1,666,000	3,175
Pre-tax net operating income	$2,298,000	2,778
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$840,000	1,756
Income before extraordinary items	$1,460,000	3,272
Extraordinary gains, net	$0	23
Net income	$1,460,000	3,273
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,460,000	3,274
Net charge-offs	$129,000	2,415
Cash dividends	$545,000	2,843
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,458,720	3,222
2015-09-30 (YTD Data)		Rank
Total interest income	$4,843,000	3,318
Total interest expense	$292,000	4,252
Net interest income	$4,551,000	3,188
Provision for loan and lease losses	$115,000	2,543
Total noninterest income	$1,022,000	2,635
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$496,000	1,733
Trading account gains and fees	$0	153
Additional Noninterest Income	$526,000	2,849
Total noninterest expense	$3,686,000	3,272
Salaries and employee benefits	$2,084,000	3,206
Premises and equipment expense	$397,000	3,408
Additional noninterest expense	$1,205,000	3,275
Pre-tax net operating income	$1,772,000	2,781
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$653,000	1,765
Income before extraordinary items	$1,121,000	3,304
Extraordinary gains, net	$0	21
Net income	$1,121,000	3,302
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,121,000	3,303
Net charge-offs	$140,000	1,855
Cash dividends	$395,000	2,572
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,119,720	3,245
2015-06-30 (YTD Data)		Rank
Total interest income	$3,223,000	3,334
Total interest expense	$196,000	4,286
Net interest income	$3,027,000	3,200
Provision for loan and lease losses	$95,000	2,288
Total noninterest income	$625,000	2,773
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$339,000	1,677
Trading account gains and fees	$0	157
Additional Noninterest Income	$286,000	3,121
Total noninterest expense	$2,489,000	3,272
Salaries and employee benefits	$1,375,000	3,254
Premises and equipment expense	$259,000	3,465
Additional noninterest expense	$855,000	3,167
Pre-tax net operating income	$1,068,000	2,949
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$392,000	1,866
Income before extraordinary items	$678,000	3,469
Extraordinary gains, net	$0	22
Net income	$678,000	3,469
Minority interest net income	$0	75
Net income of bank and minority interests.	$678,000	3,470
Net charge-offs	$99,000	1,743
Cash dividends	$260,000	2,543
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$676,720	3,414
2015-03-31 (YTD Data)		Rank
Total interest income	$1,552,000	3,415
Total interest expense	$97,000	4,353
Net interest income	$1,455,000	3,295
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$316,000	2,716
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$166,000	1,690
Trading account gains and fees	$0	152
Additional Noninterest Income	$150,000	3,021
Total noninterest expense	$1,288,000	3,214
Salaries and employee benefits	$721,000	3,179
Premises and equipment expense	$130,000	3,482
Additional noninterest expense	$437,000	3,095
Pre-tax net operating income	$438,000	3,240
Securities gains (losses)	$0	2,027
Applicable income taxes	$154,000	2,065
Income before extraordinary items	$284,000	3,748
Extraordinary gains, net	$0	13
Net income	$284,000	3,751
Minority interest net income	$0	64
Net income of bank and minority interests.	$284,000	3,752
Net charge-offs	$86,000	1,208
Cash dividends	$165,000	1,990
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$284,000	3,656
2014-12-31 (YTD Data)		Rank
Total interest income	$6,220,000	3,449
Total interest expense	$418,000	4,368
Net interest income	$5,802,000	3,329
Provision for loan and lease losses	$300,000	1,975
Total noninterest income	$1,513,000	2,492
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$554,000	2,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$959,000	2,378
Total noninterest expense	$5,102,000	3,265
Salaries and employee benefits	$2,783,000	3,236
Premises and equipment expense	$557,000	3,398
Additional noninterest expense	$1,762,000	3,167
Pre-tax net operating income	$1,913,000	3,052
Securities gains (losses)	$4,000	2,934
Applicable income taxes	$695,000	1,905
Income before extraordinary items	$1,222,000	3,588
Extraordinary gains, net	$0	17
Net income	$1,222,000	3,589
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,222,000	3,590
Net charge-offs	$325,000	1,935
Cash dividends	$365,000	3,210
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,219,440	3,538
2014-09-30 (YTD Data)		Rank
Total interest income	$4,542,000	3,536
Total interest expense	$313,000	4,433
Net interest income	$4,229,000	3,415
Provision for loan and lease losses	$120,000	2,607
Total noninterest income	$956,000	2,763
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$406,000	2,159
Trading account gains and fees	$0	174
Additional Noninterest Income	$550,000	2,772
Total noninterest expense	$3,938,000	3,224
Salaries and employee benefits	$2,164,000	3,182
Premises and equipment expense	$433,000	3,359
Additional noninterest expense	$1,341,000	3,140
Pre-tax net operating income	$1,127,000	3,562
Securities gains (losses)	$4,000	2,611
Applicable income taxes	$394,000	2,210
Income before extraordinary items	$737,000	4,041
Extraordinary gains, net	$0	15
Net income	$737,000	4,043
Minority interest net income	$0	81
Net income of bank and minority interests.	$737,000	4,043
Net charge-offs	$186,000	2,072
Cash dividends	$255,000	2,878
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$734,400	4,000
2014-06-30 (YTD Data)		Rank
Total interest income	$2,955,000	3,595
Total interest expense	$211,000	4,458
Net interest income	$2,744,000	3,464
Provision for loan and lease losses	$40,000	3,175
Total noninterest income	$600,000	2,830
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$262,000	2,193
Trading account gains and fees	$0	172
Additional Noninterest Income	$338,000	2,873
Total noninterest expense	$2,674,000	3,191
Salaries and employee benefits	$1,449,000	3,190
Premises and equipment expense	$293,000	3,344
Additional noninterest expense	$932,000	3,054
Pre-tax net operating income	$630,000	3,781
Securities gains (losses)	$4,000	2,221
Applicable income taxes	$214,000	2,347
Income before extraordinary items	$420,000	4,229
Extraordinary gains, net	$0	20
Net income	$420,000	4,233
Minority interest net income	$0	80
Net income of bank and minority interests.	$420,000	4,234
Net charge-offs	$116,000	2,043
Cash dividends	$170,000	2,850
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$417,360	4,177
2014-03-31 (YTD Data)		Rank
Total interest income	$1,435,000	3,677
Total interest expense	$102,000	4,593
Net interest income	$1,333,000	3,535
Provision for loan and lease losses	$0	3,817
Total noninterest income	$287,000	2,873
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$114,000	2,408
Trading account gains and fees	$0	147
Additional Noninterest Income	$173,000	2,764
Total noninterest expense	$1,387,000	3,148
Salaries and employee benefits	$756,000	3,119
Premises and equipment expense	$147,000	3,389
Additional noninterest expense	$484,000	2,965
Pre-tax net operating income	$233,000	4,219
Securities gains (losses)	$0	1,715
Applicable income taxes	$69,000	2,696
Income before extraordinary items	$164,000	4,551
Extraordinary gains, net	$0	16
Net income	$164,000	4,555
Minority interest net income	$0	66
Net income of bank and minority interests.	$164,000	4,555
Net charge-offs	$20,000	2,483
Cash dividends	$115,000	2,149
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$164,000	4,502
2013-12-31 (YTD Data)		Rank
Total interest income	$5,817,000	3,691
Total interest expense	$530,000	4,340
Net interest income	$5,287,000	3,571
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$1,472,000	2,621
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$504,000	2,368
Trading account gains and fees	$0	184
Additional Noninterest Income	$968,000	2,427
Total noninterest expense	$5,076,000	3,372
Salaries and employee benefits	$2,808,000	3,248
Premises and equipment expense	$571,000	3,426
Additional noninterest expense	$1,697,000	3,355
Pre-tax net operating income	$1,653,000	3,217
Securities gains (losses)	$4,000	2,846
Applicable income taxes	$567,000	2,026
Income before extraordinary items	$1,090,000	3,728
Extraordinary gains, net	$0	29
Net income	$1,090,000	3,732
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,090,000	3,733
Net charge-offs	$287,000	2,627
Cash dividends	$260,000	3,400
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,087,360	3,689
2013-09-30 (YTD Data)		Rank
Total interest income	$4,327,000	3,762
Total interest expense	$413,000	4,342
Net interest income	$3,914,000	3,617
Provision for loan and lease losses	$30,000	4,276
Total noninterest income	$1,168,000	2,573
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$393,000	2,310
Trading account gains and fees	$0	180
Additional Noninterest Income	$775,000	2,382
Total noninterest expense	$3,912,000	3,312
Salaries and employee benefits	$2,168,000	3,208
Premises and equipment expense	$445,000	3,370
Additional noninterest expense	$1,299,000	3,301
Pre-tax net operating income	$1,140,000	3,456
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$386,000	2,173
Income before extraordinary items	$758,000	3,918
Extraordinary gains, net	$0	25
Net income	$758,000	3,921
Minority interest net income	$0	84
Net income of bank and minority interests.	$758,000	3,921
Net charge-offs	$216,000	2,475
Cash dividends	$155,000	3,090
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$755,360	3,859
2013-06-30 (YTD Data)		Rank
Total interest income	$2,861,000	3,779
Total interest expense	$286,000	4,324
Net interest income	$2,575,000	3,648
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$822,000	2,519
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$270,000	2,223
Trading account gains and fees	$0	157
Additional Noninterest Income	$552,000	2,341
Total noninterest expense	$2,676,000	3,252
Salaries and employee benefits	$1,443,000	3,226
Premises and equipment expense	$296,000	3,386
Additional noninterest expense	$937,000	3,113
Pre-tax net operating income	$691,000	3,594
Securities gains (losses)	$4,000	2,503
Applicable income taxes	$233,000	2,290
Income before extraordinary items	$462,000	4,075
Extraordinary gains, net	$0	22
Net income	$462,000	4,078
Minority interest net income	$0	82
Net income of bank and minority interests.	$462,000	4,078
Net charge-offs	$52,000	3,324
Cash dividends	$60,000	3,214
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$459,360	3,977
2013-03-31 (YTD Data)		Rank
Total interest income	$1,409,000	3,851
Total interest expense	$153,000	4,277
Net interest income	$1,256,000	3,715
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$413,000	2,506
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$130,000	2,279
Trading account gains and fees	$0	148
Additional Noninterest Income	$283,000	2,302
Total noninterest expense	$1,378,000	3,204
Salaries and employee benefits	$748,000	3,180
Premises and equipment expense	$158,000	3,269
Additional noninterest expense	$472,000	3,117
Pre-tax net operating income	$261,000	4,051
Securities gains (losses)	$0	1,966
Applicable income taxes	$78,000	2,624
Income before extraordinary items	$183,000	4,417
Extraordinary gains, net	$0	10
Net income	$183,000	4,420
Minority interest net income	$0	76
Net income of bank and minority interests.	$183,000	4,419
Net charge-offs	$-5,000	5,894
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$183,000	4,326
2012-12-31 (YTD Data)		Rank
Total interest income	$5,771,000	3,934
Total interest expense	$688,000	4,453
Net interest income	$5,083,000	3,777
Provision for loan and lease losses	$308,000	3,328
Total noninterest income	$1,866,000	2,293
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$506,000	2,462
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,360,000	1,971
Total noninterest expense	$5,748,000	3,128
Salaries and employee benefits	$2,494,000	3,578
Premises and equipment expense	$581,000	3,464
Additional noninterest expense	$2,673,000	2,424
Pre-tax net operating income	$893,000	4,183
Securities gains (losses)	$0	3,810
Applicable income taxes	$230,000	2,901
Income before extraordinary items	$663,000	4,554
Extraordinary gains, net	$0	29
Net income	$663,000	4,552
Minority interest net income	$0	93
Net income of bank and minority interests.	$663,000	4,553
Net charge-offs	$409,000	2,914
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$663,000	4,377
2012-09-30 (YTD Data)		Rank
Total interest income	$4,275,000	4,035
Total interest expense	$524,000	4,547
Net interest income	$3,751,000	3,876
Provision for loan and lease losses	$288,000	3,030
Total noninterest income	$1,438,000	2,242
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$369,000	2,547
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,069,000	1,911
Total noninterest expense	$4,230,000	3,192
Salaries and employee benefits	$1,851,000	3,621
Premises and equipment expense	$438,000	3,494
Additional noninterest expense	$1,941,000	2,482
Pre-tax net operating income	$671,000	4,277
Securities gains (losses)	$0	3,575
Applicable income taxes	$171,000	2,978
Income before extraordinary items	$500,000	4,648
Extraordinary gains, net	$0	20
Net income	$500,000	4,646
Minority interest net income	$0	86
Net income of bank and minority interests.	$500,000	4,646
Net charge-offs	$329,000	2,719
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$500,000	4,463
2012-06-30 (YTD Data)		Rank
Total interest income	$2,831,000	4,083
Total interest expense	$361,000	4,574
Net interest income	$2,470,000	3,926
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$977,000	2,187
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$238,000	2,594
Trading account gains and fees	$0	153
Additional Noninterest Income	$739,000	1,849
Total noninterest expense	$2,782,000	3,254
Salaries and employee benefits	$1,213,000	3,679
Premises and equipment expense	$286,000	3,543
Additional noninterest expense	$1,283,000	2,519
Pre-tax net operating income	$545,000	3,983
Securities gains (losses)	$-3,000	6,872
Applicable income taxes	$155,000	2,678
Income before extraordinary items	$387,000	4,422
Extraordinary gains, net	$0	19
Net income	$387,000	4,428
Minority interest net income	$0	84
Net income of bank and minority interests.	$387,000	4,426
Net charge-offs	$132,000	3,165
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$389,130	4,221
2012-03-31 (YTD Data)		Rank
Total interest income	$1,427,000	4,103
Total interest expense	$185,000	4,632
Net interest income	$1,242,000	3,931
Provision for loan and lease losses	$35,000	4,011
Total noninterest income	$495,000	2,165
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$115,000	2,623
Trading account gains and fees	$0	148
Additional Noninterest Income	$380,000	1,815
Total noninterest expense	$1,400,000	3,228
Salaries and employee benefits	$626,000	3,620
Premises and equipment expense	$148,000	3,500
Additional noninterest expense	$626,000	2,557
Pre-tax net operating income	$302,000	3,827
Securities gains (losses)	$0	2,210
Applicable income taxes	$87,000	2,573
Income before extraordinary items	$215,000	4,255
Extraordinary gains, net	$0	19
Net income	$215,000	4,259
Minority interest net income	$0	78
Net income of bank and minority interests.	$215,000	4,259
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$215,000	4,106
2011-12-31 (YTD Data)		Rank
Total interest income	$5,871,000	4,138
Total interest expense	$942,000	4,539
Net interest income	$4,929,000	3,945
Provision for loan and lease losses	$804,000	2,737
Total noninterest income	$1,465,000	2,486
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$566,000	2,344
Trading account gains and fees	$0	146
Additional Noninterest Income	$899,000	2,288
Total noninterest expense	$5,143,000	3,458
Salaries and employee benefits	$2,452,000	3,616
Premises and equipment expense	$652,000	3,360
Additional noninterest expense	$2,039,000	3,086
Pre-tax net operating income	$447,000	4,856
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$67,000	3,607
Income before extraordinary items	$381,000	4,995
Extraordinary gains, net	$0	29
Net income	$381,000	4,998
Minority interest net income	$0	96
Net income of bank and minority interests.	$381,000	4,997
Net charge-offs	$728,000	2,742
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$380,150	4,872
2011-09-30 (YTD Data)		Rank
Total interest income	$4,435,000	4,151
Total interest expense	$733,000	4,573
Net interest income	$3,702,000	3,957
Provision for loan and lease losses	$739,000	2,374
Total noninterest income	$1,188,000	2,348
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$426,000	2,343
Trading account gains and fees	$0	145
Additional Noninterest Income	$762,000	2,112
Total noninterest expense	$3,870,000	3,457
Salaries and employee benefits	$1,902,000	3,522
Premises and equipment expense	$496,000	3,373
Additional noninterest expense	$1,472,000	3,203
Pre-tax net operating income	$281,000	5,185
Securities gains (losses)	$0	3,555
Applicable income taxes	$6,000	4,372
Income before extraordinary items	$275,000	5,174
Extraordinary gains, net	$0	21
Net income	$275,000	5,175
Minority interest net income	$0	87
Net income of bank and minority interests.	$275,000	5,175
Net charge-offs	$626,000	2,420
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$275,000	5,046
2011-06-30 (YTD Data)		Rank
Total interest income	$2,981,000	4,163
Total interest expense	$512,000	4,559
Net interest income	$2,469,000	3,963
Provision for loan and lease losses	$431,000	2,503
Total noninterest income	$820,000	2,290
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$277,000	2,362
Trading account gains and fees	$0	153
Additional Noninterest Income	$543,000	1,985
Total noninterest expense	$2,660,000	3,419
Salaries and employee benefits	$1,296,000	3,490
Premises and equipment expense	$344,000	3,294
Additional noninterest expense	$1,020,000	3,160
Pre-tax net operating income	$198,000	5,117
Securities gains (losses)	$0	2,914
Applicable income taxes	$7,000	4,215
Income before extraordinary items	$191,000	5,090
Extraordinary gains, net	$0	15
Net income	$191,000	5,090
Minority interest net income	$0	89
Net income of bank and minority interests.	$191,000	5,090
Net charge-offs	$456,000	2,243
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$191,000	4,993
2011-03-31 (YTD Data)		Rank
Total interest income	$1,502,000	4,159
Total interest expense	$284,000	4,442
Net interest income	$1,218,000	4,007
Provision for loan and lease losses	$190,000	2,505
Total noninterest income	$482,000	2,049
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$130,000	2,458
Trading account gains and fees	$0	158
Additional Noninterest Income	$352,000	1,722
Total noninterest expense	$1,362,000	3,353
Salaries and employee benefits	$664,000	3,458
Premises and equipment expense	$192,000	3,092
Additional noninterest expense	$506,000	3,145
Pre-tax net operating income	$148,000	4,660
Securities gains (losses)	$0	1,772
Applicable income taxes	$35,000	3,081
Income before extraordinary items	$113,000	4,849
Extraordinary gains, net	$0	9
Net income	$113,000	4,847
Minority interest net income	$0	86
Net income of bank and minority interests.	$113,000	4,849
Net charge-offs	$167,000	2,262
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$113,000	4,780
2010-12-31 (YTD Data)		Rank
Total interest income	$6,494,000	4,098
Total interest expense	$1,172,000	4,885
Net interest income	$5,322,000	3,788
Provision for loan and lease losses	$1,430,000	2,526
Total noninterest income	$1,926,000	2,120
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$540,000	2,497
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,386,000	1,778
Total noninterest expense	$5,205,000	3,494
Salaries and employee benefits	$2,570,000	3,509
Premises and equipment expense	$578,000	3,814
Additional noninterest expense	$2,057,000	3,181
Pre-tax net operating income	$613,000	4,121
Securities gains (losses)	$8,000	3,363
Applicable income taxes	$134,000	3,006
Income before extraordinary items	$487,000	4,355
Extraordinary gains, net	$0	29
Net income	$487,000	4,356
Minority interest net income	$0	111
Net income of bank and minority interests.	$487,000	4,356
Net charge-offs	$1,216,000	2,427
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$480,760	4,235
2010-09-30 (YTD Data)		Rank
Total interest income	$4,910,000	4,165
Total interest expense	$886,000	5,012
Net interest income	$4,024,000	3,820
Provision for loan and lease losses	$1,100,000	2,385
Total noninterest income	$1,450,000	2,141
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$405,000	2,560
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,045,000	1,750
Total noninterest expense	$3,825,000	3,550
Salaries and employee benefits	$1,895,000	3,593
Premises and equipment expense	$435,000	3,861
Additional noninterest expense	$1,495,000	3,235
Pre-tax net operating income	$549,000	4,074
Securities gains (losses)	$8,000	3,163
Applicable income taxes	$130,000	2,910
Income before extraordinary items	$427,000	4,378
Extraordinary gains, net	$0	23
Net income	$427,000	4,379
Minority interest net income	$0	110
Net income of bank and minority interests.	$427,000	4,379
Net charge-offs	$925,000	2,285
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$420,840	4,228
2010-06-30 (YTD Data)		Rank
Total interest income	$3,223,000	4,226
Total interest expense	$574,000	5,169
Net interest income	$2,649,000	3,862
Provision for loan and lease losses	$675,000	2,423
Total noninterest income	$882,000	2,219
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$270,000	2,565
Trading account gains and fees	$0	152
Additional Noninterest Income	$612,000	1,835
Total noninterest expense	$2,531,000	3,588
Salaries and employee benefits	$1,219,000	3,722
Premises and equipment expense	$283,000	3,967
Additional noninterest expense	$1,029,000	3,118
Pre-tax net operating income	$325,000	4,292
Securities gains (losses)	$0	3,184
Applicable income taxes	$80,000	2,967
Income before extraordinary items	$245,000	4,604
Extraordinary gains, net	$0	19
Net income	$245,000	4,604
Minority interest net income	$0	105
Net income of bank and minority interests.	$245,000	4,604
Net charge-offs	$634,000	2,176
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$245,000	4,460
2010-03-31 (YTD Data)		Rank
Total interest income	$1,576,000	4,360
Total interest expense	$266,000	5,473
Net interest income	$1,310,000	3,910
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$326,000	2,709
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$116,000	2,852
Trading account gains and fees	$0	175
Additional Noninterest Income	$210,000	2,321
Total noninterest expense	$1,160,000	3,850
Salaries and employee benefits	$567,000	3,977
Premises and equipment expense	$134,000	4,186
Additional noninterest expense	$459,000	3,415
Pre-tax net operating income	$176,000	4,298
Securities gains (losses)	$0	2,284
Applicable income taxes	$50,000	2,790
Income before extraordinary items	$126,000	4,657
Extraordinary gains, net	$0	16
Net income	$126,000	4,658
Minority interest net income	$0	91
Net income of bank and minority interests.	$126,000	4,656
Net charge-offs	$193,000	2,472
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$126,000	4,545
2009-12-31 (YTD Data)		Rank
Total interest income	$6,816,000	4,250
Total interest expense	$1,448,000	5,236
Net interest income	$5,368,000	3,769
Provision for loan and lease losses	$1,350,000	3,033
Total noninterest income	$1,439,000	2,624
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$503,000	2,869
Trading account gains and fees	$0	211
Additional Noninterest Income	$936,000	2,234
Total noninterest expense	$4,785,000	3,821
Salaries and employee benefits	$2,438,000	3,764
Premises and equipment expense	$581,000	3,962
Additional noninterest expense	$1,766,000	3,652
Pre-tax net operating income	$672,000	3,615
Securities gains (losses)	$105,000	2,100
Applicable income taxes	$290,000	2,056
Income before extraordinary items	$487,000	3,905
Extraordinary gains, net	$0	34
Net income	$487,000	3,904
Minority interest net income	$0	115
Net income of bank and minority interests.	$487,000	3,904
Net charge-offs	$1,411,000	2,450
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$419,800	4,040
2009-09-30 (YTD Data)		Rank
Total interest income	$5,112,000	4,306
Total interest expense	$1,143,000	5,259
Net interest income	$3,969,000	3,808
Provision for loan and lease losses	$850,000	3,019
Total noninterest income	$1,029,000	2,770
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$374,000	2,901
Trading account gains and fees	$0	212
Additional Noninterest Income	$655,000	2,385
Total noninterest expense	$3,570,000	3,846
Salaries and employee benefits	$1,866,000	3,736
Premises and equipment expense	$431,000	4,045
Additional noninterest expense	$1,273,000	3,714
Pre-tax net operating income	$578,000	3,665
Securities gains (losses)	$65,000	2,125
Applicable income taxes	$186,000	2,388
Income before extraordinary items	$457,000	3,838
Extraordinary gains, net	$0	27
Net income	$457,000	3,834
Minority interest net income	$0	118
Net income of bank and minority interests.	$457,000	3,836
Net charge-offs	$1,175,000	2,026
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$410,850	3,915
2009-06-30 (YTD Data)		Rank
Total interest income	$3,379,000	4,369
Total interest expense	$793,000	5,300
Net interest income	$2,586,000	3,845
Provision for loan and lease losses	$550,000	2,834
Total noninterest income	$766,000	2,582
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$240,000	2,942
Trading account gains and fees	$0	193
Additional Noninterest Income	$526,000	2,148
Total noninterest expense	$2,435,000	3,809
Salaries and employee benefits	$1,256,000	3,754
Premises and equipment expense	$296,000	3,976
Additional noninterest expense	$883,000	3,604
Pre-tax net operating income	$367,000	3,830
Securities gains (losses)	$65,000	1,741
Applicable income taxes	$129,000	2,414
Income before extraordinary items	$303,000	3,952
Extraordinary gains, net	$0	21
Net income	$303,000	3,951
Minority interest net income	$0	112
Net income of bank and minority interests.	$303,000	3,951
Net charge-offs	$719,000	1,955
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$257,500	4,100
2009-03-31 (YTD Data)		Rank
Total interest income	$1,683,000	4,418
Total interest expense	$392,000	5,427
Net interest income	$1,291,000	3,850
Provision for loan and lease losses	$275,000	2,441
Total noninterest income	$421,000	2,415
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$112,000	3,053
Trading account gains and fees	$0	171
Additional Noninterest Income	$309,000	1,907
Total noninterest expense	$1,207,000	3,744
Salaries and employee benefits	$624,000	3,803
Premises and equipment expense	$148,000	4,012
Additional noninterest expense	$435,000	3,352
Pre-tax net operating income	$230,000	3,802
Securities gains (losses)	$54,000	1,270
Applicable income taxes	$93,000	2,257
Income before extraordinary items	$191,000	3,941
Extraordinary gains, net	$0	15
Net income	$191,000	3,943
Minority interest net income	$0	102
Net income of bank and minority interests.	$191,000	3,943
Net charge-offs	$169,000	2,305
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$154,820	4,138
2008-12-31 (YTD Data)		Rank
Total interest income	$7,462,000	4,313
Total interest expense	$1,931,000	5,402
Net interest income	$5,531,000	3,677
Provision for loan and lease losses	$965,000	2,762
Total noninterest income	$1,788,000	2,318
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$589,000	2,681
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,199,000	1,878
Total noninterest expense	$4,996,000	3,571
Salaries and employee benefits	$2,589,000	3,675
Premises and equipment expense	$544,000	4,240
Additional noninterest expense	$1,863,000	3,048
Pre-tax net operating income	$1,358,000	3,193
Securities gains (losses)	$20,000	2,184
Applicable income taxes	$416,000	2,039
Income before extraordinary items	$962,000	3,354
Extraordinary gains, net	$0	39
Net income	$962,000	3,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$585,000	2,588
Cash dividends	$297,000	4,121
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$948,000	3,534
2008-09-30 (YTD Data)		Rank
Total interest income	$5,652,000	4,358
Total interest expense	$1,505,000	5,420
Net interest income	$4,147,000	3,713
Provision for loan and lease losses	$675,000	2,312
Total noninterest income	$1,414,000	2,307
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$453,000	2,650
Trading account gains and fees	$0	148
Additional Noninterest Income	$961,000	1,870
Total noninterest expense	$3,719,000	3,577
Salaries and employee benefits	$1,963,000	3,671
Premises and equipment expense	$403,000	4,295
Additional noninterest expense	$1,353,000	3,028
Pre-tax net operating income	$1,167,000	3,378
Securities gains (losses)	$11,000	2,331
Applicable income taxes	$356,000	2,284
Income before extraordinary items	$822,000	3,509
Extraordinary gains, net	$0	31
Net income	$822,000	3,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$383,000	2,270
Cash dividends	$297,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$814,300	3,672
2008-06-30 (YTD Data)		Rank
Total interest income	$3,773,000	4,415
Total interest expense	$1,033,000	5,495
Net interest income	$2,740,000	3,733
Provision for loan and lease losses	$445,000	2,030
Total noninterest income	$972,000	2,280
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$300,000	2,641
Trading account gains and fees	$0	149
Additional Noninterest Income	$672,000	1,848
Total noninterest expense	$2,420,000	3,674
Salaries and employee benefits	$1,317,000	3,686
Premises and equipment expense	$273,000	4,266
Additional noninterest expense	$830,000	3,257
Pre-tax net operating income	$847,000	3,313
Securities gains (losses)	$0	3,233
Applicable income taxes	$242,000	2,466
Income before extraordinary items	$605,000	3,626
Extraordinary gains, net	$0	21
Net income	$605,000	3,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,007
Cash dividends	$297,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$605,000	3,571
2008-03-31 (YTD Data)		Rank
Total interest income	$1,953,000	4,390
Total interest expense	$587,000	5,344
Net interest income	$1,366,000	3,725
Provision for loan and lease losses	$170,000	1,988
Total noninterest income	$503,000	2,229
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$148,000	2,655
Trading account gains and fees	$0	158
Additional Noninterest Income	$355,000	1,760
Total noninterest expense	$1,155,000	3,813
Salaries and employee benefits	$668,000	3,667
Premises and equipment expense	$138,000	4,248
Additional noninterest expense	$349,000	3,682
Pre-tax net operating income	$544,000	2,903
Securities gains (losses)	$0	2,688
Applicable income taxes	$124,000	2,551
Income before extraordinary items	$420,000	3,087
Extraordinary gains, net	$0	15
Net income	$420,000	3,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,398
Cash dividends	$294,000	1,930
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$420,000	3,005
2007-12-31 (YTD Data)		Rank
Total interest income	$8,515,000	4,198
Total interest expense	$3,266,000	4,532
Net interest income	$5,249,000	3,844
Provision for loan and lease losses	$340,000	2,967
Total noninterest income	$1,902,000	2,296
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$543,000	2,875
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,359,000	1,799
Total noninterest expense	$4,613,000	3,692
Salaries and employee benefits	$2,565,000	3,645
Premises and equipment expense	$497,000	4,378
Additional noninterest expense	$1,551,000	3,322
Pre-tax net operating income	$2,198,000	3,125
Securities gains (losses)	$-3,000	7,272
Applicable income taxes	$876,000	2,025
Income before extraordinary items	$1,319,000	3,735
Extraordinary gains, net	$0	39
Net income	$1,319,000	3,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$608,000	1,475
Cash dividends	$317,000	4,348
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,320,920	3,721
2007-09-30 (YTD Data)		Rank
Total interest income	$6,385,000	4,217
Total interest expense	$2,521,000	4,457
Net interest income	$3,864,000	3,916
Provision for loan and lease losses	$340,000	2,129
Total noninterest income	$1,423,000	2,297
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$392,000	2,943
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,031,000	1,794
Total noninterest expense	$3,411,000	3,701
Salaries and employee benefits	$1,940,000	3,614
Premises and equipment expense	$369,000	4,399
Additional noninterest expense	$1,102,000	3,429
Pre-tax net operating income	$1,536,000	3,421
Securities gains (losses)	$-3,000	7,511
Applicable income taxes	$630,000	2,219
Income before extraordinary items	$903,000	4,111
Extraordinary gains, net	$0	33
Net income	$903,000	4,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$365,000	1,330
Cash dividends	$317,000	3,553
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$904,920	4,094
2007-06-30 (YTD Data)		Rank
Total interest income	$4,202,000	4,278
Total interest expense	$1,682,000	4,445
Net interest income	$2,520,000	4,003
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$947,000	2,322
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$253,000	3,007
Trading account gains and fees	$0	168
Additional Noninterest Income	$694,000	1,789
Total noninterest expense	$2,272,000	3,737
Salaries and employee benefits	$1,284,000	3,672
Premises and equipment expense	$249,000	4,401
Additional noninterest expense	$739,000	3,398
Pre-tax net operating income	$1,015,000	3,501
Securities gains (losses)	$-3,000	7,770
Applicable income taxes	$401,000	2,380
Income before extraordinary items	$611,000	4,128
Extraordinary gains, net	$0	29
Net income	$611,000	4,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	1,157
Cash dividends	$317,000	3,053
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$612,920	4,117
2007-03-31 (YTD Data)		Rank
Total interest income	$2,079,000	4,287
Total interest expense	$830,000	4,475
Net interest income	$1,249,000	4,033
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$404,000	2,550
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$112,000	3,217
Trading account gains and fees	$0	195
Additional Noninterest Income	$292,000	1,999
Total noninterest expense	$1,131,000	3,743
Salaries and employee benefits	$645,000	3,692
Premises and equipment expense	$123,000	4,440
Additional noninterest expense	$363,000	3,435
Pre-tax net operating income	$432,000	3,826
Securities gains (losses)	$-3,000	8,110
Applicable income taxes	$162,000	2,663
Income before extraordinary items	$267,000	4,417
Extraordinary gains, net	$0	22
Net income	$267,000	4,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,733
Cash dividends	$317,000	1,922
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$268,920	4,392
2006-12-31 (YTD Data)		Rank
Total interest income	$8,012,000	4,196
Total interest expense	$2,469,000	4,855
Net interest income	$5,543,000	3,734
Provision for loan and lease losses	$358,000	2,484
Total noninterest income	$2,278,000	2,019
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$449,000	3,293
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,829,000	1,454
Total noninterest expense	$4,569,000	3,596
Salaries and employee benefits	$2,464,000	3,654
Premises and equipment expense	$630,000	3,628
Additional noninterest expense	$1,475,000	3,327
Pre-tax net operating income	$2,894,000	2,841
Securities gains (losses)	$-38,000	7,833
Applicable income taxes	$1,034,000	2,149
Income before extraordinary items	$1,822,000	3,314
Extraordinary gains, net	$0	51
Net income	$1,822,000	3,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,479
Cash dividends	$328,000	4,369
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,846,320	3,272
2006-09-30 (YTD Data)		Rank
Total interest income	$5,987,000	4,188
Total interest expense	$1,676,000	5,038
Net interest income	$4,311,000	3,659
Provision for loan and lease losses	$261,000	2,391
Total noninterest income	$1,754,000	1,988
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$344,000	3,266
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,410,000	1,420
Total noninterest expense	$3,357,000	3,648
Salaries and employee benefits	$1,805,000	3,719
Premises and equipment expense	$502,000	3,463
Additional noninterest expense	$1,050,000	3,466
Pre-tax net operating income	$2,447,000	2,701
Securities gains (losses)	$-32,000	8,013
Applicable income taxes	$890,000	2,041
Income before extraordinary items	$1,525,000	3,169
Extraordinary gains, net	$0	45
Net income	$1,525,000	3,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,024
Cash dividends	$328,000	3,525
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,545,480	3,132
2006-06-30 (YTD Data)		Rank
Total interest income	$3,832,000	4,253
Total interest expense	$994,000	5,238
Net interest income	$2,838,000	3,695
Provision for loan and lease losses	$225,000	1,918
Total noninterest income	$1,295,000	1,845
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$228,000	3,249
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,067,000	1,295
Total noninterest expense	$2,230,000	3,664
Salaries and employee benefits	$1,174,000	3,799
Premises and equipment expense	$335,000	3,448
Additional noninterest expense	$721,000	3,386
Pre-tax net operating income	$1,678,000	2,649
Securities gains (losses)	$-32,000	8,232
Applicable income taxes	$593,000	2,073
Income before extraordinary items	$1,053,000	3,095
Extraordinary gains, net	$0	39
Net income	$1,053,000	3,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,400
Cash dividends	$328,000	2,989
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,073,480	3,039
2006-03-31 (YTD Data)		Rank
Total interest income	$1,832,000	4,331
Total interest expense	$471,000	5,280
Net interest income	$1,361,000	3,818
Provision for loan and lease losses	$172,000	1,282
Total noninterest income	$640,000	1,822
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$102,000	3,438
Trading account gains and fees	$0	115
Additional Noninterest Income	$538,000	1,271
Total noninterest expense	$1,094,000	3,744
Salaries and employee benefits	$563,000	3,933
Premises and equipment expense	$164,000	3,516
Additional noninterest expense	$367,000	3,345
Pre-tax net operating income	$735,000	2,874
Securities gains (losses)	$-12,000	8,270
Applicable income taxes	$254,000	2,242
Income before extraordinary items	$469,000	3,325
Extraordinary gains, net	$0	21
Net income	$469,000	3,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	1,382
Cash dividends	$328,000	1,843
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$476,800	3,267
2005-12-31 (YTD Data)		Rank
Total interest income	$6,452,000	4,407
Total interest expense	$1,485,000	5,246
Net interest income	$4,967,000	3,970
Provision for loan and lease losses	$317,000	2,713
Total noninterest income	$2,493,000	1,873
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$417,000	3,470
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,076,000	1,323
Total noninterest expense	$4,000,000	3,859
Salaries and employee benefits	$1,922,000	4,245
Premises and equipment expense	$619,000	3,561
Additional noninterest expense	$1,459,000	3,302
Pre-tax net operating income	$3,143,000	2,655
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$1,179,000	2,034
Income before extraordinary items	$1,963,000	3,136
Extraordinary gains, net	$0	46
Net income	$1,963,000	3,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	1,856
Cash dividends	$333,000	4,243
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,963,640	3,099
2005-09-30 (YTD Data)		Rank
Total interest income	$4,628,000	4,499
Total interest expense	$1,052,000	5,301
Net interest income	$3,576,000	4,091
Provision for loan and lease losses	$317,000	2,092
Total noninterest income	$1,942,000	1,824
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$305,000	3,522
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,637,000	1,273
Total noninterest expense	$2,906,000	3,928
Salaries and employee benefits	$1,401,000	4,314
Premises and equipment expense	$471,000	3,514
Additional noninterest expense	$1,034,000	3,418
Pre-tax net operating income	$2,295,000	2,748
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$866,000	2,092
Income before extraordinary items	$1,428,000	3,253
Extraordinary gains, net	$0	35
Net income	$1,428,000	3,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	1,375
Cash dividends	$333,000	3,381
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,428,640	3,218
2005-06-30 (YTD Data)		Rank
Total interest income	$2,949,000	4,558
Total interest expense	$649,000	5,362
Net interest income	$2,300,000	4,182
Provision for loan and lease losses	$209,000	2,099
Total noninterest income	$1,252,000	1,867
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$202,000	3,491
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,050,000	1,295
Total noninterest expense	$1,898,000	3,975
Salaries and employee benefits	$931,000	4,302
Premises and equipment expense	$311,000	3,517
Additional noninterest expense	$656,000	3,530
Pre-tax net operating income	$1,445,000	2,839
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$534,000	2,169
Income before extraordinary items	$910,000	3,327
Extraordinary gains, net	$0	30
Net income	$910,000	3,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	1,135
Cash dividends	$333,000	2,783
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$910,640	3,279
2005-03-31 (YTD Data)		Rank
Total interest income	$1,417,000	4,649
Total interest expense	$301,000	5,470
Net interest income	$1,116,000	4,278
Provision for loan and lease losses	$29,000	4,274
Total noninterest income	$609,000	1,856
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$88,000	3,734
Trading account gains and fees	$0	115
Additional Noninterest Income	$521,000	1,295
Total noninterest expense	$961,000	3,961
Salaries and employee benefits	$463,000	4,335
Premises and equipment expense	$136,000	3,941
Additional noninterest expense	$362,000	3,277
Pre-tax net operating income	$735,000	2,749
Securities gains (losses)	$0	1,685
Applicable income taxes	$246,000	2,295
Income before extraordinary items	$489,000	3,099
Extraordinary gains, net	$0	24
Net income	$489,000	3,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$333,000	1,635
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$489,000	3,060
2004-12-31 (YTD Data)		Rank
Total interest income	$4,957,000	4,877
Total interest expense	$867,000	6,048
Net interest income	$4,090,000	4,413
Provision for loan and lease losses	$505,000	1,942
Total noninterest income	$2,119,000	2,114
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$331,000	4,081
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,788,000	1,435
Total noninterest expense	$3,506,000	4,174
Salaries and employee benefits	$1,652,000	4,623
Premises and equipment expense	$505,000	4,060
Additional noninterest expense	$1,349,000	3,416
Pre-tax net operating income	$2,198,000	3,296
Securities gains (losses)	$16,000	2,543
Applicable income taxes	$838,000	2,455
Income before extraordinary items	$1,376,000	3,842
Extraordinary gains, net	$0	34
Net income	$1,376,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	2,147
Cash dividends	$343,000	4,157
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,365,760	3,801
2004-09-30 (YTD Data)		Rank
Total interest income	$3,585,000	4,980
Total interest expense	$587,000	6,307
Net interest income	$2,998,000	4,474
Provision for loan and lease losses	$351,000	1,998
Total noninterest income	$1,587,000	2,126
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$239,000	4,206
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,348,000	1,442
Total noninterest expense	$2,554,000	4,237
Salaries and employee benefits	$1,229,000	4,608
Premises and equipment expense	$372,000	4,095
Additional noninterest expense	$953,000	3,562
Pre-tax net operating income	$1,680,000	3,324
Securities gains (losses)	$16,000	2,442
Applicable income taxes	$645,000	2,450
Income before extraordinary items	$1,051,000	3,889
Extraordinary gains, net	$0	26
Net income	$1,051,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,179
Cash dividends	$343,000	3,274
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,040,760	3,843
2004-06-30 (YTD Data)		Rank
Total interest income	$2,333,000	5,066
Total interest expense	$397,000	6,308
Net interest income	$1,936,000	4,574
Provision for loan and lease losses	$156,000	2,636
Total noninterest income	$959,000	2,263
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$144,000	4,417
Trading account gains and fees	$0	130
Additional Noninterest Income	$815,000	1,532
Total noninterest expense	$1,701,000	4,263
Salaries and employee benefits	$815,000	4,653
Premises and equipment expense	$246,000	4,126
Additional noninterest expense	$640,000	3,547
Pre-tax net operating income	$1,038,000	3,447
Securities gains (losses)	$16,000	2,165
Applicable income taxes	$383,000	2,639
Income before extraordinary items	$671,000	3,952
Extraordinary gains, net	$0	21
Net income	$671,000	3,953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,638
Cash dividends	$343,000	2,697
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$660,760	3,902
2004-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	5,189
Total interest expense	$203,000	6,313
Net interest income	$923,000	4,743
Provision for loan and lease losses	$87,000	2,390
Total noninterest income	$423,000	2,439
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$68,000	4,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$355,000	1,669
Total noninterest expense	$901,000	4,087
Salaries and employee benefits	$413,000	4,625
Premises and equipment expense	$125,000	4,106
Additional noninterest expense	$363,000	3,187
Pre-tax net operating income	$358,000	4,367
Securities gains (losses)	$16,000	1,816
Applicable income taxes	$143,000	3,179
Income before extraordinary items	$231,000	4,963
Extraordinary gains, net	$0	16
Net income	$231,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$343,000	1,598
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$220,760	4,969
2003-12-31 (YTD Data)		Rank
Total interest income	$4,347,000	5,355
Total interest expense	$919,000	6,353
Net interest income	$3,428,000	4,862
Provision for loan and lease losses	$182,000	4,191
Total noninterest income	$1,619,000	2,675
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$297,000	4,321
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,322,000	1,986
Total noninterest expense	$3,258,000	4,358
Salaries and employee benefits	$1,555,000	4,741
Premises and equipment expense	$475,000	4,223
Additional noninterest expense	$1,228,000	3,662
Pre-tax net operating income	$1,607,000	3,949
Securities gains (losses)	$35,000	2,802
Applicable income taxes	$659,000	2,896
Income before extraordinary items	$983,000	4,688
Extraordinary gains, net	$0	54
Net income	$983,000	4,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	4,205
Cash dividends	$362,000	4,094
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$960,600	4,590
2003-09-30 (YTD Data)		Rank
Total interest income	$3,209,000	5,472
Total interest expense	$713,000	6,416
Net interest income	$2,496,000	4,972
Provision for loan and lease losses	$60,000	5,499
Total noninterest income	$1,255,000	2,688
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$225,000	4,320
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,030,000	2,012
Total noninterest expense	$2,364,000	4,447
Salaries and employee benefits	$1,160,000	4,746
Premises and equipment expense	$342,000	4,327
Additional noninterest expense	$862,000	3,843
Pre-tax net operating income	$1,327,000	3,796
Securities gains (losses)	$35,000	2,583
Applicable income taxes	$550,000	2,846
Income before extraordinary items	$812,000	4,553
Extraordinary gains, net	$0	40
Net income	$812,000	4,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,146
Cash dividends	$362,000	3,189
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$789,600	4,461
2003-06-30 (YTD Data)		Rank
Total interest income	$2,126,000	5,535
Total interest expense	$500,000	6,394
Net interest income	$1,626,000	5,053
Provision for loan and lease losses	$15,000	6,544
Total noninterest income	$923,000	2,485
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$152,000	4,248
Trading account gains and fees	$0	150
Additional Noninterest Income	$771,000	1,840
Total noninterest expense	$1,498,000	4,595
Salaries and employee benefits	$775,000	4,717
Premises and equipment expense	$227,000	4,353
Additional noninterest expense	$496,000	4,272
Pre-tax net operating income	$1,036,000	3,440
Securities gains (losses)	$35,000	2,261
Applicable income taxes	$406,000	2,658
Income before extraordinary items	$665,000	4,008
Extraordinary gains, net	$0	30
Net income	$665,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,353
Cash dividends	$362,000	2,605
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$642,600	3,913
2003-03-31 (YTD Data)		Rank
Total interest income	$1,060,000	5,579
Total interest expense	$257,000	6,407
Net interest income	$803,000	5,082
Provision for loan and lease losses	$0	6,934
Total noninterest income	$439,000	2,516
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$73,000	4,284
Trading account gains and fees	$0	134
Additional Noninterest Income	$366,000	1,849
Total noninterest expense	$739,000	4,627
Salaries and employee benefits	$389,000	4,701
Premises and equipment expense	$106,000	4,525
Additional noninterest expense	$244,000	4,298
Pre-tax net operating income	$503,000	3,469
Securities gains (losses)	$29,000	1,711
Applicable income taxes	$205,000	2,653
Income before extraordinary items	$327,000	4,004
Extraordinary gains, net	$0	21
Net income	$327,000	4,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$362,000	1,559
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$308,440	3,970
2002-12-31 (YTD Data)		Rank
Total interest income	$4,433,000	5,584
Total interest expense	$1,132,000	6,586
Net interest income	$3,301,000	4,958
Provision for loan and lease losses	$30,000	7,191
Total noninterest income	$1,845,000	2,280
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$277,000	4,422
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,568,000	1,595
Total noninterest expense	$3,231,000	4,214
Salaries and employee benefits	$1,366,000	5,027
Premises and equipment expense	$405,000	4,610
Additional noninterest expense	$1,460,000	3,013
Pre-tax net operating income	$1,885,000	3,570
Securities gains (losses)	$24,000	3,010
Applicable income taxes	$762,000	2,680
Income before extraordinary items	$1,147,000	4,203
Extraordinary gains, net	$0	70
Net income	$1,147,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,852
Cash dividends	$938,000	2,375
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,131,640	4,140
2001-12-31 (YTD Data)		Rank
Total interest income	$4,852,000	5,724
Total interest expense	$1,685,000	6,630
Net interest income	$3,167,000	4,877
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$1,598,000	2,385
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$262,000	4,520
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,336,000	1,674
Total noninterest expense	$2,765,000	4,619
Salaries and employee benefits	$1,235,000	5,206
Premises and equipment expense	$406,000	4,549
Additional noninterest expense	$1,124,000	3,706
Pre-tax net operating income	$1,940,000	3,245
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$785,000	2,464
Income before extraordinary items	$1,172,000	3,873
Extraordinary gains, net	$0	105
Net income	$1,172,000	3,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,370
Cash dividends	$1,050,000	2,150
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,161,120	3,765
2000-12-31 (YTD Data)		Rank
Total interest income	$4,326,000	6,233
Total interest expense	$1,492,000	7,182
Net interest income	$2,834,000	5,364
Provision for loan and lease losses	$85,000	5,634
Total noninterest income	$1,385,000	2,492
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$267,000	4,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,118,000	1,731
Total noninterest expense	$2,736,000	4,549
Salaries and employee benefits	$1,184,000	5,286
Premises and equipment expense	$380,000	4,664
Additional noninterest expense	$1,172,000	3,504
Pre-tax net operating income	$1,398,000	4,270
Securities gains (losses)	$25,000	900
Applicable income taxes	$519,000	3,405
Income before extraordinary items	$904,000	4,666
Extraordinary gains, net	$0	38
Net income	$904,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,468
Cash dividends	$403,000	3,912
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$888,000	4,722
1999-12-31 (YTD Data)		Rank
Total interest income	$2,325,000	8,108
Total interest expense	$748,000	8,824
Net interest income	$1,577,000	7,441
Provision for loan and lease losses	$45,000	6,711
Total noninterest income	$1,135,000	2,809
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$165,000	5,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$970,000	1,919
Total noninterest expense	$1,825,000	6,027
Salaries and employee benefits	$764,000	6,924
Premises and equipment expense	$244,000	6,130
Additional noninterest expense	$817,000	4,711
Pre-tax net operating income	$842,000	5,786
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$350,000	4,472
Income before extraordinary items	$499,000	6,451
Extraordinary gains, net	$0	35
Net income	$499,000	6,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,262
Cash dividends	$227,000	5,026
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$494,520	6,458
1998-12-31 (YTD Data)		Rank
Total interest income	$2,635,000	7,942
Total interest expense	$1,139,000	8,057
Net interest income	$1,496,000	7,697
Provision for loan and lease losses	$6,000	8,399
Total noninterest income	$237,000	7,138
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	5,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,095
Total noninterest expense	$1,200,000	7,550
Salaries and employee benefits	$538,000	8,129
Premises and equipment expense	$142,000	7,842
Additional noninterest expense	$520,000	6,295
Pre-tax net operating income	$527,000	7,237
Securities gains (losses)	$0	4,449
Applicable income taxes	$196,000	6,239
Income before extraordinary items	$331,000	7,645
Extraordinary gains, net	$0	32
Net income	$331,000	7,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,589
Cash dividends	$397,000	4,051
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$331,000	7,560
1997-12-31 (YTD Data)		Rank
Total interest income	$2,724,000	8,100
Total interest expense	$1,139,000	8,285
Net interest income	$1,585,000	7,809
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$308,000	6,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	6,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	5,356
Total noninterest expense	$1,171,000	7,778
Salaries and employee benefits	$541,000	8,323
Premises and equipment expense	$221,000	6,483
Additional noninterest expense	$409,000	7,266
Pre-tax net operating income	$662,000	7,151
Securities gains (losses)	$0	3,944
Applicable income taxes	$265,000	6,106
Income before extraordinary items	$397,000	7,664
Extraordinary gains, net	$0	44
Net income	$397,000	7,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,932
Cash dividends	$482,000	3,589
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$397,000	7,607
1996-12-31 (YTD Data)		Rank
Total interest income	$2,714,000	8,398
Total interest expense	$1,159,000	8,501
Net interest income	$1,555,000	8,138
Provision for loan and lease losses	$46,000	6,787
Total noninterest income	$437,000	5,651
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	7,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,926
Total noninterest expense	$1,161,000	8,106
Salaries and employee benefits	$557,000	8,425
Premises and equipment expense	$263,000	6,065
Additional noninterest expense	$341,000	8,444
Pre-tax net operating income	$785,000	6,562
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$303,000	5,793
Income before extraordinary items	$483,000	7,020
Extraordinary gains, net	$0	53
Net income	$483,000	7,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,074
Cash dividends	$374,000	4,070
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$482,360	6,964
1995-12-31 (YTD Data)		Rank
Total interest income	$2,664,000	8,692
Total interest expense	$1,135,000	8,797
Net interest income	$1,529,000	8,454
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$299,000	7,091
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	7,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	5,396
Total noninterest expense	$1,178,000	8,279
Salaries and employee benefits	$537,000	8,801
Premises and equipment expense	$236,000	6,571
Additional noninterest expense	$405,000	8,137
Pre-tax net operating income	$640,000	7,644
Securities gains (losses)	$-34,000	10,920
Applicable income taxes	$231,000	6,947
Income before extraordinary items	$375,000	8,270
Extraordinary gains, net	$0	65
Net income	$375,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$245,000	5,050
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$396,760	8,074
1994-12-31 (YTD Data)		Rank
Total interest income	$1,615,000	10,499
Total interest expense	$616,000	10,525
Net interest income	$999,000	10,396
Provision for loan and lease losses	$-8,000	11,743
Total noninterest income	$172,000	9,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	8,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	8,027
Total noninterest expense	$796,000	10,265
Salaries and employee benefits	$398,000	10,303
Premises and equipment expense	$148,000	8,603
Additional noninterest expense	$250,000	10,526
Pre-tax net operating income	$383,000	9,490
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$139,000	8,530
Income before extraordinary items	$245,000	9,752
Extraordinary gains, net	$0	249
Net income	$245,000	9,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$220,000	5,230
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$244,360	9,834
1993-12-31 (YTD Data)		Rank
Total interest income	$1,678,000	10,851
Total interest expense	$640,000	10,920
Net interest income	$1,038,000	10,644
Provision for loan and lease losses	$15,000	9,365
Total noninterest income	$157,000	10,081
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	8,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	9,036
Total noninterest expense	$768,000	10,833
Salaries and employee benefits	$363,000	11,014
Premises and equipment expense	$146,000	9,019
Additional noninterest expense	$259,000	10,962
Pre-tax net operating income	$411,000	9,328
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$143,000	8,793
Income before extraordinary items	$269,000	9,825
Extraordinary gains, net	$0	3,149
Net income	$269,000	9,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$210,000	5,277
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$268,350	9,578
1992-12-31 (YTD Data)		Rank
Total interest income	$1,767,000	11,380
Total interest expense	$811,000	11,274
Net interest income	$956,000	11,273
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$131,000	10,899
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,328
Total noninterest expense	$682,000	11,606
Salaries and employee benefits	$327,000	11,708
Premises and equipment expense	$133,000	9,598
Additional noninterest expense	$222,000	11,932
Pre-tax net operating income	$345,000	9,735
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$142,000	8,837
Income before extraordinary items	$208,000	10,494
Extraordinary gains, net	$66,000	909
Net income	$274,000	9,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	7,424
Cash dividends	$179,000	5,378
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$204,800	10,190

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.