Home > Woodlands National Bank > Income and Expense

Woodlands National Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,740,0009,004
Total interest expense$529,0009,627
Net interest income$1,211,0008,309
Provision for loan and lease losses$50,0006,568
Total noninterest income$1,037,0002,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0006,272
Trading account gains and feesNANA
Additional Noninterest Income$907,0001,993
Total noninterest expense$1,369,0007,048
Salaries and employee benefits$574,0007,898
Premises and equipment expense$230,0006,261
Additional noninterest expense$565,0005,987
Pre-tax net operating income$829,0005,971
Securities gains (losses)$3,0003,720
Applicable income taxes$316,0005,038
Income before extraordinary items$516,0006,509
Extraordinary gains, net$032
Net income$516,0006,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,845
Cash dividends$210,0005,268
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$514,0806,410
1997-12-31 (YTD Data)Rank
Total interest income$1,586,0009,568
Total interest expense$510,00010,079
Net interest income$1,076,0008,999
Provision for loan and lease losses$85,0005,536
Total noninterest income$953,0003,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,108
Trading account gains and feesNANA
Additional Noninterest Income$849,0001,952
Total noninterest expense$1,222,0007,592
Salaries and employee benefits$499,0008,612
Premises and equipment expense$152,0007,751
Additional noninterest expense$571,0005,984
Pre-tax net operating income$722,0006,889
Securities gains (losses)$-5,0009,661
Applicable income taxes$284,0005,875
Income before extraordinary items$433,0007,418
Extraordinary gains, net$044
Net income$433,0007,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00010,263
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$436,2007,349
1996-12-31 (YTD Data)Rank
Total interest income$1,342,00010,324
Total interest expense$492,00010,617
Net interest income$850,0009,961
Provision for loan and lease losses$213,0003,278
Total noninterest income$188,0008,409
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0009,306
Trading account gains and feesNANA
Additional Noninterest Income$155,0005,886
Total noninterest expense$760,0009,588
Salaries and employee benefits$306,00010,300
Premises and equipment expense$67,00010,175
Additional noninterest expense$387,0007,988
Pre-tax net operating income$65,00010,533
Securities gains (losses)$04,148
Applicable income taxes$10,00010,369
Income before extraordinary items$55,00010,550
Extraordinary gains, net$053
Net income$55,00010,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,272
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$55,00010,502
1995-12-31 (YTD Data)Rank
Total interest income$1,609,00010,332
Total interest expense$542,00010,877
Net interest income$1,067,0009,726
Provision for loan and lease losses$455,0001,697
Total noninterest income$197,0008,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0009,495
Trading account gains and feesNANA
Additional Noninterest Income$156,0005,872
Total noninterest expense$730,00010,069
Salaries and employee benefits$354,00010,311
Premises and equipment expense$64,00010,656
Additional noninterest expense$312,0009,124
Pre-tax net operating income$79,00011,190
Securities gains (losses)$03,831
Applicable income taxes$30,00010,584
Income before extraordinary items$49,00011,293
Extraordinary gains, net$065
Net income$49,00011,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,895
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$49,00011,257
1994-12-31 (YTD Data)Rank
Total interest income$1,598,00010,532
Total interest expense$454,00011,309
Net interest income$1,144,0009,924
Provision for loan and lease losses$293,0002,338
Total noninterest income$224,0008,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,0009,936
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,600
Total noninterest expense$1,005,0009,331
Salaries and employee benefits$752,0007,509
Premises and equipment expense$52,00011,558
Additional noninterest expense$201,00011,141
Pre-tax net operating income$70,00011,806
Securities gains (losses)$03,600
Applicable income taxes$10,00011,373
Income before extraordinary items$60,00011,733
Extraordinary gains, net$0249
Net income$60,00011,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,402
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$60,00011,779
1993-12-31 (YTD Data)Rank
Total interest income$1,521,00011,200
Total interest expense$472,00011,826
Net interest income$1,049,00010,600
Provision for loan and lease losses$296,0003,066
Total noninterest income$168,0009,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,371
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,107
Total noninterest expense$805,00010,642
Salaries and employee benefits$571,0009,041
Premises and equipment expense$55,00012,039
Additional noninterest expense$179,00012,037
Pre-tax net operating income$116,00011,747
Securities gains (losses)$07,477
Applicable income taxes$5,00011,956
Income before extraordinary items$111,00011,693
Extraordinary gains, net$03,149
Net income$111,00011,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0003,040
Cash dividends$5,0008,993
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$111,00011,491
1992-12-31 (YTD Data)Rank
Total interest income$1,600,00011,730
Total interest expense$623,00012,187
Net interest income$977,00011,187
Provision for loan and lease losses$011,756
Total noninterest income$142,00010,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,701
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,992
Total noninterest expense$804,00010,979
Salaries and employee benefits$574,0009,040
Premises and equipment expense$58,00012,372
Additional noninterest expense$172,00012,638
Pre-tax net operating income$315,0009,987
Securities gains (losses)$08,369
Applicable income taxes$104,0009,806
Income before extraordinary items$211,00010,449
Extraordinary gains, net$01,422
Net income$211,00010,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00013,353
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$211,00010,099

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.