Home > Woodlands Commercial Bank > Income and Expense

Woodlands Commercial Bank, Income and Expense

2011-09-30 (YTD Data)Rank
Total interest income$22,222,000956
Total interest expense$29,659,000150
Net interest income$-7,437,0007,437
Provision for loan and lease losses$06,393
Total noninterest income$23,857,000260
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$8,080,00044
Additional Noninterest Income$15,777,000252
Total noninterest expense$-5,600,0007,437
Salaries and employee benefits$5,940,0001,254
Premises and equipment expense$543,0003,155
Additional noninterest expense$-12,083,0007,446
Pre-tax net operating income$22,020,000278
Securities gains (losses)$03,555
Applicable income taxes$-2,931,0007,385
Income before extraordinary items$24,951,000208
Extraordinary gains, net$021
Net income$24,951,000209
Minority interest net income$087
Net income of bank and minority interests.$24,951,000209
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$24,951,000202
2011-06-30 (YTD Data)Rank
Total interest income$16,648,000861
Total interest expense$21,600,000150
Net interest income$-4,952,0007,513
Provision for loan and lease losses$06,217
Total noninterest income$27,837,000172
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$11,370,00032
Additional Noninterest Income$16,467,000184
Total noninterest expense$-812,0007,513
Salaries and employee benefits$3,940,0001,264
Premises and equipment expense$402,0002,956
Additional noninterest expense$-5,154,0007,522
Pre-tax net operating income$23,697,000198
Securities gains (losses)$02,914
Applicable income taxes$-3,108,0007,478
Income before extraordinary items$26,805,000155
Extraordinary gains, net$015
Net income$26,805,000155
Minority interest net income$089
Net income of bank and minority interests.$26,805,000155
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$26,805,000150
2011-03-31 (YTD Data)Rank
Total interest income$7,800,000933
Total interest expense$11,058,000152
Net interest income$-3,258,0007,573
Provision for loan and lease losses$05,840
Total noninterest income$41,430,00095
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$13,136,00023
Additional Noninterest Income$28,294,00093
Total noninterest expense$4,040,0001,238
Salaries and employee benefits$2,013,0001,249
Premises and equipment expense$372,0001,731
Additional noninterest expense$1,655,0001,076
Pre-tax net operating income$34,132,000106
Securities gains (losses)$01,772
Applicable income taxes$436,000824
Income before extraordinary items$33,696,00089
Extraordinary gains, net$09
Net income$33,696,00088
Minority interest net income$086
Net income of bank and minority interests.$33,696,00089
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$33,696,00087
2010-12-31 (YTD Data)Rank
Total interest income$51,551,000577
Total interest expense$89,757,000106
Net interest income$-38,206,0007,656
Provision for loan and lease losses$-1,501,0007,646
Total noninterest income$164,471,00096
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$71,485,00019
Additional Noninterest Income$92,986,00099
Total noninterest expense$-39,497,0007,658
Salaries and employee benefits$4,659,0002,077
Premises and equipment expense$1,461,0001,757
Additional noninterest expense$-45,617,0007,667
Pre-tax net operating income$167,263,00076
Securities gains (losses)$03,793
Applicable income taxes$6,103,000311
Income before extraordinary items$161,160,00066
Extraordinary gains, net$029
Net income$161,160,00065
Minority interest net income$0111
Net income of bank and minority interests.$161,160,00066
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$161,160,00063
2010-09-30 (YTD Data)Rank
Total interest income$42,397,000525
Total interest expense$76,066,00096
Net interest income$-33,669,0007,759
Provision for loan and lease losses$1,147,0002,324
Total noninterest income$59,787,000138
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$9,035,00043
Additional Noninterest Income$50,752,000120
Total noninterest expense$-34,199,0007,761
Salaries and employee benefits$3,516,0002,058
Premises and equipment expense$942,0002,046
Additional noninterest expense$-38,657,0007,770
Pre-tax net operating income$59,170,000123
Securities gains (losses)$03,651
Applicable income taxes$2,562,000487
Income before extraordinary items$56,608,000105
Extraordinary gains, net$023
Net income$56,608,000106
Minority interest net income$0110
Net income of bank and minority interests.$56,608,000106
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$56,608,000106
2010-06-30 (YTD Data)Rank
Total interest income$29,064,000515
Total interest expense$54,361,00098
Net interest income$-25,297,0007,828
Provision for loan and lease losses$1,147,0001,803
Total noninterest income$60,268,000115
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$2,254,00055
Additional Noninterest Income$58,014,00094
Total noninterest expense$-25,722,0007,830
Salaries and employee benefits$2,418,0002,006
Premises and equipment expense$511,0002,496
Additional noninterest expense$-28,651,0007,839
Pre-tax net operating income$59,546,00091
Securities gains (losses)$03,184
Applicable income taxes$4,654,000215
Income before extraordinary items$54,892,00078
Extraordinary gains, net$019
Net income$54,892,00078
Minority interest net income$0105
Net income of bank and minority interests.$54,892,00078
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$54,892,00075
2010-03-31 (YTD Data)Rank
Total interest income$14,476,000532
Total interest expense$10,005,000221
Net interest income$4,471,0001,291
Provision for loan and lease losses$1,147,0001,073
Total noninterest income$25,041,000129
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$-320,0007,921
Additional Noninterest Income$25,361,000101
Total noninterest expense$7,746,000652
Salaries and employee benefits$1,328,0001,886
Premises and equipment expense$110,0004,697
Additional noninterest expense$6,308,000317
Pre-tax net operating income$20,619,000110
Securities gains (losses)$02,284
Applicable income taxes$1,646,000265
Income before extraordinary items$18,973,00096
Extraordinary gains, net$016
Net income$18,973,00097
Minority interest net income$091
Net income of bank and minority interests.$18,973,00097
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$18,973,00090
2009-12-31 (YTD Data)Rank
Total interest income$92,607,000362
Total interest expense$77,009,000160
Net interest income$15,598,0001,425
Provision for loan and lease losses$1,000,0003,503
Total noninterest income$259,679,00080
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$13,057,00044
Additional Noninterest Income$246,622,00063
Total noninterest expense$177,578,000144
Salaries and employee benefits$3,893,0002,512
Premises and equipment expense$259,0005,981
Additional noninterest expense$173,426,00084
Pre-tax net operating income$96,699,00079
Securities gains (losses)$03,754
Applicable income taxes$7,410,000205
Income before extraordinary items$89,289,00067
Extraordinary gains, net$034
Net income$89,289,00063
Minority interest net income$0115
Net income of bank and minority interests.$89,289,00063
Net charge-offs$4,0007,069
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$89,289,00068
2009-09-30 (YTD Data)Rank
Total interest income$74,613,000353
Total interest expense$70,320,000149
Net interest income$4,293,0003,604
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$235,684,00069
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$27,610,00030
Additional Noninterest Income$208,074,00060
Total noninterest expense$158,531,000133
Salaries and employee benefits$2,328,0003,102
Premises and equipment expense$104,0007,086
Additional noninterest expense$156,099,00081
Pre-tax net operating income$80,446,00078
Securities gains (losses)$-203,0007,589
Applicable income taxes$31,529,00074
Income before extraordinary items$48,714,00086
Extraordinary gains, net$027
Net income$48,714,00085
Minority interest net income$0118
Net income of bank and minority interests.$48,714,00085
Net charge-offs$4,0006,745
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$48,843,92089
2009-06-30 (YTD Data)Rank
Total interest income$50,756,000357
Total interest expense$33,988,000203
Net interest income$16,768,000642
Provision for loan and lease losses$1,000,0002,058
Total noninterest income$189,774,00062
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$189,774,00050
Total noninterest expense$165,210,000100
Salaries and employee benefits$1,394,0003,452
Premises and equipment expense$64,0007,239
Additional noninterest expense$163,752,00066
Pre-tax net operating income$40,332,00086
Securities gains (losses)$03,136
Applicable income taxes$9,301,000110
Income before extraordinary items$31,031,00088
Extraordinary gains, net$021
Net income$31,031,00087
Minority interest net income$0112
Net income of bank and minority interests.$31,031,00088
Net charge-offs$4,0006,304
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$31,031,00087
2009-03-31 (YTD Data)Rank
Total interest income$26,910,000341
Total interest expense$9,394,000358
Net interest income$17,516,000327
Provision for loan and lease losses$250,0002,548
Total noninterest income$5,433,000349
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$5,433,000248
Total noninterest expense$52,825,000142
Salaries and employee benefits$630,0003,775
Premises and equipment expense$26,0007,517
Additional noninterest expense$52,169,00082
Pre-tax net operating income$-30,126,0008,166
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-30,126,0008,179
Extraordinary gains, net$015
Net income$-30,126,0008,179
Minority interest net income$0102
Net income of bank and minority interests.$-30,126,0008,179
Net charge-offs$4,0005,207
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-30,126,0008,177
2008-12-31 (YTD Data)Rank
Total interest income$279,292,000171
Total interest expense$151,551,000132
Net interest income$127,741,000206
Provision for loan and lease losses$280,0004,739
Total noninterest income$-505,538,0008,302
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$-505,538,0008,313
Total noninterest expense$387,356,00081
Salaries and employee benefits$4,053,0002,481
Premises and equipment expense$310,0005,709
Additional noninterest expense$382,993,00056
Pre-tax net operating income$-765,433,0008,296
Securities gains (losses)$03,220
Applicable income taxes$-32,968,0008,245
Income before extraordinary items$-732,465,0008,289
Extraordinary gains, net$039
Net income$-732,465,0008,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,900
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-732,465,0008,289
2008-09-30 (YTD Data)Rank
Total interest income$229,462,000169
Total interest expense$124,671,000136
Net interest income$104,791,000197
Provision for loan and lease losses$133,0004,801
Total noninterest income$-209,473,0008,380
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$-209,473,0008,391
Total noninterest expense$12,200,0001,197
Salaries and employee benefits$1,860,0003,824
Premises and equipment expense$260,0005,477
Additional noninterest expense$10,080,000486
Pre-tax net operating income$-117,015,0008,355
Securities gains (losses)$03,106
Applicable income taxes$-16,283,0008,326
Income before extraordinary items$-100,732,0008,345
Extraordinary gains, net$031
Net income$-100,732,0008,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,316
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-100,732,0008,347
2008-06-30 (YTD Data)Rank
Total interest income$164,464,000160
Total interest expense$80,526,000142
Net interest income$83,938,000170
Provision for loan and lease losses$6,0006,439
Total noninterest income$8,746,000419
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$8,746,000284
Total noninterest expense$4,554,0002,113
Salaries and employee benefits$1,066,0004,311
Premises and equipment expense$187,0005,326
Additional noninterest expense$3,301,000902
Pre-tax net operating income$88,124,00073
Securities gains (losses)$03,233
Applicable income taxes$35,197,00067
Income before extraordinary items$52,927,00085
Extraordinary gains, net$021
Net income$52,927,00084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$52,927,00083
2008-03-31 (YTD Data)Rank
Total interest income$92,295,000152
Total interest expense$45,528,000143
Net interest income$46,767,000160
Provision for loan and lease losses$1,0006,027
Total noninterest income$5,060,000389
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$5,060,000274
Total noninterest expense$3,112,0001,546
Salaries and employee benefits$595,0003,999
Premises and equipment expense$91,0005,433
Additional noninterest expense$2,426,000607
Pre-tax net operating income$48,714,00076
Securities gains (losses)$02,688
Applicable income taxes$18,743,00072
Income before extraordinary items$29,971,00082
Extraordinary gains, net$015
Net income$29,971,00083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$29,971,00081
2007-12-31 (YTD Data)Rank
Total interest income$293,261,000184
Total interest expense$194,428,000152
Net interest income$98,833,000259
Provision for loan and lease losses$14,0006,482
Total noninterest income$18,951,000395
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$18,951,000270
Total noninterest expense$6,017,0002,961
Salaries and employee benefits$2,589,0003,624
Premises and equipment expense$348,0005,423
Additional noninterest expense$3,080,0001,795
Pre-tax net operating income$111,753,000122
Securities gains (losses)$02,146
Applicable income taxes$44,634,000103
Income before extraordinary items$67,119,000139
Extraordinary gains, net$039
Net income$67,119,000137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,400
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$67,119,000139
2007-09-30 (YTD Data)Rank
Total interest income$184,496,000206
Total interest expense$130,046,000157
Net interest income$54,450,000340
Provision for loan and lease losses$7,0006,306
Total noninterest income$12,489,000433
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$12,489,000292
Total noninterest expense$4,412,0002,998
Salaries and employee benefits$2,111,0003,384
Premises and equipment expense$260,0005,434
Additional noninterest expense$2,041,0001,968
Pre-tax net operating income$62,520,000172
Securities gains (losses)$01,655
Applicable income taxes$24,970,000153
Income before extraordinary items$37,550,000188
Extraordinary gains, net$033
Net income$37,550,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$37,550,000187
2007-06-30 (YTD Data)Rank
Total interest income$108,193,000241
Total interest expense$73,682,000196
Net interest income$34,511,000368
Provision for loan and lease losses$06,209
Total noninterest income$5,424,000603
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$5,424,000414
Total noninterest expense$2,751,0003,190
Salaries and employee benefits$1,375,0003,472
Premises and equipment expense$172,0005,477
Additional noninterest expense$1,204,0002,200
Pre-tax net operating income$37,184,000198
Securities gains (losses)$01,444
Applicable income taxes$14,818,000177
Income before extraordinary items$22,366,000216
Extraordinary gains, net$029
Net income$22,366,000216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$22,366,000215
2007-03-31 (YTD Data)Rank
Total interest income$51,906,000246
Total interest expense$36,661,000193
Net interest income$15,245,000407
Provision for loan and lease losses$05,779
Total noninterest income$2,220,000690
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$2,220,000462
Total noninterest expense$1,387,0003,175
Salaries and employee benefits$621,0003,797
Premises and equipment expense$86,0005,493
Additional noninterest expense$680,0001,946
Pre-tax net operating income$16,078,000218
Securities gains (losses)$01,187
Applicable income taxes$6,429,000190
Income before extraordinary items$9,649,000245
Extraordinary gains, net$022
Net income$9,649,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$9,649,000242
2006-12-31 (YTD Data)Rank
Total interest income$190,859,000247
Total interest expense$139,139,000178
Net interest income$51,720,000444
Provision for loan and lease losses$06,850
Total noninterest income$17,379,000423
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$17,379,000296
Total noninterest expense$23,303,000760
Salaries and employee benefits$2,648,0003,464
Premises and equipment expense$369,0005,170
Additional noninterest expense$20,286,000319
Pre-tax net operating income$45,796,000297
Securities gains (losses)$01,687
Applicable income taxes$18,213,000253
Income before extraordinary items$27,583,000332
Extraordinary gains, net$051
Net income$27,583,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$27,583,000326
2006-09-30 (YTD Data)Rank
Total interest income$139,147,000261
Total interest expense$101,519,000187
Net interest income$37,628,000473
Provision for loan and lease losses$06,685
Total noninterest income$14,235,000407
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$14,235,000294
Total noninterest expense$23,937,000582
Salaries and employee benefits$1,891,0003,590
Premises and equipment expense$288,0005,085
Additional noninterest expense$21,758,000255
Pre-tax net operating income$27,926,000358
Securities gains (losses)$01,388
Applicable income taxes$12,659,000293
Income before extraordinary items$15,267,000441
Extraordinary gains, net$045
Net income$15,267,000440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,267,000429
2006-06-30 (YTD Data)Rank
Total interest income$90,127,000267
Total interest expense$65,151,000187
Net interest income$24,976,000476
Provision for loan and lease losses$06,419
Total noninterest income$11,750,000355
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$11,750,000256
Total noninterest expense$25,473,000387
Salaries and employee benefits$1,267,0003,591
Premises and equipment expense$193,0005,034
Additional noninterest expense$24,013,000183
Pre-tax net operating income$11,253,000514
Securities gains (losses)$01,185
Applicable income taxes$5,101,000411
Income before extraordinary items$6,152,000652
Extraordinary gains, net$039
Net income$6,152,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,152,000639
2006-03-31 (YTD Data)Rank
Total interest income$42,840,000274
Total interest expense$30,728,000189
Net interest income$12,112,000483
Provision for loan and lease losses$06,013
Total noninterest income$-3,243,0008,790
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$-17,506,0008,788
Additional Noninterest Income$14,263,000155
Total noninterest expense$5,008,000895
Salaries and employee benefits$721,0003,247
Premises and equipment expense$87,0005,380
Additional noninterest expense$4,200,000380
Pre-tax net operating income$3,861,000687
Securities gains (losses)$0955
Applicable income taxes$1,750,000513
Income before extraordinary items$2,111,000899
Extraordinary gains, net$021
Net income$2,111,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,111,000879
2005-12-31 (YTD Data)Rank
Total interest income$37,541,000869
Total interest expense$17,973,000640
Net interest income$19,568,0001,107
Provision for loan and lease losses$15,0006,626
Total noninterest income$-2,835,0008,831
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$-3,183,0008,826
Additional Noninterest Income$348,0004,035
Total noninterest expense$2,025,0006,079
Salaries and employee benefits$1,356,0005,392
Premises and equipment expense$189,0006,834
Additional noninterest expense$480,0006,695
Pre-tax net operating income$14,693,000683
Securities gains (losses)$02,296
Applicable income taxes$6,660,000527
Income before extraordinary items$8,033,000896
Extraordinary gains, net$046
Net income$8,033,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$343,333,0006
Net operating income$8,033,000880
2005-09-30 (YTD Data)Rank
Total interest income$7,869,0002,975
Total interest expense$3,184,0002,428
Net interest income$4,685,0003,313
Provision for loan and lease losses$06,899
Total noninterest income$75,0007,974
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$75,0006,410
Total noninterest expense$1,338,0006,426
Salaries and employee benefits$978,0005,487
Premises and equipment expense$111,0007,309
Additional noninterest expense$249,0007,448
Pre-tax net operating income$3,422,0002,023
Securities gains (losses)$02,317
Applicable income taxes$1,551,0001,347
Income before extraordinary items$1,871,0002,613
Extraordinary gains, net$035
Net income$1,871,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$343,333,0005
Net operating income$1,871,0002,578

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.