Home > Woodlands Bank > Income and Expense
Woodlands Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 1,870 |
| Total interest expense | $4,006,000 | 1,115 |
| Net interest income | $4,380,000 | 2,529 |
| Provision for loan and lease losses | $6,616,000 | 502 |
| Total noninterest income | $-439,000 | 7,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-439,000 | 7,694 |
| Total noninterest expense | $8,445,000 | 1,179 |
| Salaries and employee benefits | $1,931,000 | 2,522 |
| Premises and equipment expense | $1,423,000 | 922 |
| Additional noninterest expense | $5,091,000 | 717 |
| Pre-tax net operating income | $-11,120,000 | 7,699 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-11,120,000 | 7,703 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-11,120,000 | 7,703 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-11,120,000 | 7,703 |
| Net charge-offs | $23,843,000 | 179 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-11,120,000 | 7,702 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 1,959 |
| Total interest expense | $2,064,000 | 1,137 |
| Net interest income | $2,021,000 | 2,744 |
| Provision for loan and lease losses | $4,892,000 | 388 |
| Total noninterest income | $-158,000 | 7,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-158,000 | 7,782 |
| Total noninterest expense | $5,869,000 | 850 |
| Salaries and employee benefits | $907,000 | 2,700 |
| Premises and equipment expense | $762,000 | 878 |
| Additional noninterest expense | $4,200,000 | 441 |
| Pre-tax net operating income | $-8,898,000 | 7,833 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-8,898,000 | 7,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,898,000 | 7,840 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-8,898,000 | 7,840 |
| Net charge-offs | $10,630,000 | 208 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-8,898,000 | 7,840 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,678,000 | 1,737 |
| Total interest expense | $9,842,000 | 1,210 |
| Net interest income | $9,836,000 | 2,223 |
| Provision for loan and lease losses | $9,312,000 | 927 |
| Total noninterest income | $269,000 | 5,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $269,000 | 4,156 |
| Total noninterest expense | $12,225,000 | 1,671 |
| Salaries and employee benefits | $5,003,000 | 1,968 |
| Premises and equipment expense | $3,389,000 | 794 |
| Additional noninterest expense | $3,833,000 | 1,918 |
| Pre-tax net operating income | $-11,432,000 | 7,537 |
| Securities gains (losses) | $129,000 | 1,913 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-11,303,000 | 7,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,303,000 | 7,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,303,000 | 7,593 |
| Net charge-offs | $3,916,000 | 1,363 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,432,000 | 7,604 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,114,000 | 1,717 |
| Total interest expense | $7,594,000 | 1,237 |
| Net interest income | $7,520,000 | 2,184 |
| Provision for loan and lease losses | $5,351,000 | 996 |
| Total noninterest income | $259,000 | 5,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $259,000 | 3,844 |
| Total noninterest expense | $9,031,000 | 1,676 |
| Salaries and employee benefits | $4,030,000 | 1,862 |
| Premises and equipment expense | $2,551,000 | 808 |
| Additional noninterest expense | $2,450,000 | 2,149 |
| Pre-tax net operating income | $-6,603,000 | 7,599 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-6,603,000 | 7,669 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,603,000 | 7,669 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,603,000 | 7,669 |
| Net charge-offs | $3,243,000 | 1,127 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,603,000 | 7,683 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 1,743 |
| Total interest expense | $5,043,000 | 1,306 |
| Net interest income | $5,096,000 | 2,144 |
| Provision for loan and lease losses | $1,081,000 | 1,980 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $224,000 | 3,472 |
| Total noninterest expense | $6,332,000 | 1,634 |
| Salaries and employee benefits | $3,015,000 | 1,698 |
| Premises and equipment expense | $1,701,000 | 830 |
| Additional noninterest expense | $1,616,000 | 2,184 |
| Pre-tax net operating income | $-2,093,000 | 7,406 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,093,000 | 7,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,093,000 | 7,502 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,093,000 | 7,501 |
| Net charge-offs | $669,000 | 2,024 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,093,000 | 7,501 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,079,000 | 1,766 |
| Total interest expense | $2,523,000 | 1,362 |
| Net interest income | $2,556,000 | 2,141 |
| Provision for loan and lease losses | $831,000 | 1,315 |
| Total noninterest income | $77,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $3,237,000 | 1,554 |
| Salaries and employee benefits | $1,666,000 | 1,563 |
| Premises and equipment expense | $857,000 | 827 |
| Additional noninterest expense | $714,000 | 2,188 |
| Pre-tax net operating income | $-1,435,000 | 7,736 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,435,000 | 7,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,435,000 | 7,819 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,435,000 | 7,819 |
| Net charge-offs | $172,000 | 2,282 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,435,000 | 7,807 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,672,000 | 2,260 |
| Total interest expense | $8,856,000 | 1,803 |
| Net interest income | $7,816,000 | 2,772 |
| Provision for loan and lease losses | $2,190,000 | 1,699 |
| Total noninterest income | $961,000 | 3,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $961,000 | 2,173 |
| Total noninterest expense | $14,590,000 | 1,337 |
| Salaries and employee benefits | $8,030,000 | 1,253 |
| Premises and equipment expense | $3,306,000 | 834 |
| Additional noninterest expense | $3,254,000 | 1,881 |
| Pre-tax net operating income | $-8,003,000 | 7,938 |
| Securities gains (losses) | $303,000 | 542 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-7,700,000 | 7,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,700,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 2,588 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-8,003,000 | 7,979 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 2,457 |
| Total interest expense | $5,957,000 | 2,059 |
| Net interest income | $5,589,000 | 2,911 |
| Provision for loan and lease losses | $940,000 | 1,898 |
| Total noninterest income | $781,000 | 3,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $781,000 | 2,150 |
| Total noninterest expense | $10,911,000 | 1,319 |
| Salaries and employee benefits | $6,069,000 | 1,263 |
| Premises and equipment expense | $2,470,000 | 839 |
| Additional noninterest expense | $2,372,000 | 1,870 |
| Pre-tax net operating income | $-5,481,000 | 8,146 |
| Securities gains (losses) | $158,000 | 722 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-5,323,000 | 8,135 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,323,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,481,000 | 8,177 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 2,647 |
| Total interest expense | $3,697,000 | 2,255 |
| Net interest income | $3,514,000 | 3,039 |
| Provision for loan and lease losses | $665,000 | 1,588 |
| Total noninterest income | $604,000 | 3,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $604,000 | 1,989 |
| Total noninterest expense | $7,068,000 | 1,351 |
| Salaries and employee benefits | $3,921,000 | 1,323 |
| Premises and equipment expense | $1,629,000 | 846 |
| Additional noninterest expense | $1,518,000 | 1,902 |
| Pre-tax net operating income | $-3,615,000 | 8,254 |
| Securities gains (losses) | $120,000 | 842 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,495,000 | 8,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,495,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,615,000 | 8,276 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 2,841 |
| Total interest expense | $1,717,000 | 2,549 |
| Net interest income | $1,721,000 | 3,121 |
| Provision for loan and lease losses | $430,000 | 1,091 |
| Total noninterest income | $388,000 | 2,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $388,000 | 1,669 |
| Total noninterest expense | $3,737,000 | 1,293 |
| Salaries and employee benefits | $2,201,000 | 1,168 |
| Premises and equipment expense | $818,000 | 847 |
| Additional noninterest expense | $718,000 | 1,961 |
| Pre-tax net operating income | $-2,058,000 | 8,374 |
| Securities gains (losses) | $60,000 | 983 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,998,000 | 8,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,998,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,058,000 | 8,386 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 5,528 |
| Total interest expense | $2,452,000 | 5,315 |
| Net interest income | $2,912,000 | 5,582 |
| Provision for loan and lease losses | $1,194,000 | 1,255 |
| Total noninterest income | $290,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $290,000 | 4,303 |
| Total noninterest expense | $10,509,000 | 1,768 |
| Salaries and employee benefits | $6,523,000 | 1,553 |
| Premises and equipment expense | $2,057,000 | 1,293 |
| Additional noninterest expense | $1,929,000 | 2,747 |
| Pre-tax net operating income | $-8,501,000 | 8,470 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-8,480,000 | 8,478 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,480,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-8,501,000 | 8,472 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 6,477 |
| Total interest expense | $1,079,000 | 6,543 |
| Net interest income | $1,647,000 | 6,331 |
| Provision for loan and lease losses | $704,000 | 1,200 |
| Total noninterest income | $184,000 | 6,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $184,000 | 4,660 |
| Total noninterest expense | $6,739,000 | 2,024 |
| Salaries and employee benefits | $4,144,000 | 1,830 |
| Premises and equipment expense | $1,282,000 | 1,551 |
| Additional noninterest expense | $1,313,000 | 2,951 |
| Pre-tax net operating income | $-5,612,000 | 8,528 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-5,607,000 | 8,536 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-5,607,000 | 8,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,489 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-5,612,000 | 8,528 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 7,159 |
| Total interest expense | $430,000 | 7,447 |
| Net interest income | $904,000 | 6,822 |
| Provision for loan and lease losses | $334,000 | 1,420 |
| Total noninterest income | $135,000 | 6,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $135,000 | 4,518 |
| Total noninterest expense | $3,699,000 | 2,461 |
| Salaries and employee benefits | $2,383,000 | 2,151 |
| Premises and equipment expense | $606,000 | 2,140 |
| Additional noninterest expense | $710,000 | 3,519 |
| Pre-tax net operating income | $-2,994,000 | 8,578 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-2,989,000 | 8,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,989,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-2,994,000 | 8,577 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 7,664 |
| Total interest expense | $176,000 | 7,743 |
| Net interest income | $331,000 | 7,493 |
| Provision for loan and lease losses | $78,000 | 2,375 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $1,151,000 | 3,687 |
| Salaries and employee benefits | $759,000 | 3,235 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $264,000 | 4,362 |
| Pre-tax net operating income | $-834,000 | 8,575 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-834,000 | 8,582 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-834,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-834,000 | 8,578 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 8,172 |
| Total interest expense | $347,000 | 8,210 |
| Net interest income | $797,000 | 8,100 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $291,000 | 6,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $291,000 | 4,363 |
| Total noninterest expense | $1,106,000 | 7,543 |
| Salaries and employee benefits | $501,000 | 7,864 |
| Premises and equipment expense | $185,000 | 6,878 |
| Additional noninterest expense | $420,000 | 6,971 |
| Pre-tax net operating income | $-18,000 | 7,982 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $-33,000 | 8,019 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-33,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-33,000 | 8,009 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 8,252 |
| Total interest expense | $243,000 | 8,296 |
| Net interest income | $600,000 | 8,169 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $218,000 | 6,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 4,354 |
| Total noninterest expense | $768,000 | 7,678 |
| Salaries and employee benefits | $340,000 | 7,994 |
| Premises and equipment expense | $160,000 | 6,605 |
| Additional noninterest expense | $268,000 | 7,284 |
| Pre-tax net operating income | $50,000 | 7,972 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $48,000 | 7,969 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $48,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $48,000 | 7,960 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,332 |
| Total interest expense | $164,000 | 8,292 |
| Net interest income | $376,000 | 8,286 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $148,000 | 6,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 4,341 |
| Total noninterest expense | $497,000 | 7,754 |
| Salaries and employee benefits | $229,000 | 8,031 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $168,000 | 7,420 |
| Pre-tax net operating income | $27,000 | 8,056 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $26,000 | 8,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $26,000 | 8,051 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,382 |
| Total interest expense | $75,000 | 8,353 |
| Net interest income | $183,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $263,000 | 7,677 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $-4,000 | 8,233 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $-5,000 | 8,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-5,000 | 8,224 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 8,403 |
| Total interest expense | $231,000 | 8,377 |
| Net interest income | $684,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $276,000 | 6,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $276,000 | 4,527 |
| Total noninterest expense | $956,000 | 7,825 |
| Salaries and employee benefits | $459,000 | 8,018 |
| Premises and equipment expense | $193,000 | 6,791 |
| Additional noninterest expense | $304,000 | 7,625 |
| Pre-tax net operating income | $4,000 | 8,230 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $1,000 | 8,276 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,000 | 8,249 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 8,468 |
| Total interest expense | $159,000 | 8,431 |
| Net interest income | $498,000 | 8,417 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $202,000 | 6,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,587 |
| Total noninterest expense | $700,000 | 7,841 |
| Salaries and employee benefits | $342,000 | 8,017 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $214,000 | 7,733 |
| Pre-tax net operating income | $0 | 8,313 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $-2,000 | 8,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-2,000 | 8,315 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 8,474 |
| Total interest expense | $94,000 | 8,475 |
| Net interest income | $348,000 | 8,405 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $132,000 | 6,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $132,000 | 4,592 |
| Total noninterest expense | $448,000 | 7,911 |
| Salaries and employee benefits | $227,000 | 8,038 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $130,000 | 7,857 |
| Pre-tax net operating income | $32,000 | 8,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $30,000 | 8,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $30,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $30,000 | 8,201 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,567 |
| Total interest expense | $41,000 | 8,598 |
| Net interest income | $172,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $229,000 | 7,953 |
| Salaries and employee benefits | $113,000 | 8,116 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $70,000 | 7,797 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $9,000 | 8,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,000 | 8,341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,640 |
| Total interest expense | $127,000 | 8,670 |
| Net interest income | $582,000 | 8,568 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $328,000 | 6,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,099 |
| Total noninterest expense | $945,000 | 7,914 |
| Salaries and employee benefits | $447,000 | 8,148 |
| Premises and equipment expense | $158,000 | 7,232 |
| Additional noninterest expense | $340,000 | 7,468 |
| Pre-tax net operating income | $-35,000 | 8,439 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $-37,000 | 8,485 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-37,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-37,000 | 8,452 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,689 |
| Total interest expense | $93,000 | 8,734 |
| Net interest income | $441,000 | 8,610 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $243,000 | 6,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $243,000 | 4,109 |
| Total noninterest expense | $712,000 | 7,883 |
| Salaries and employee benefits | $338,000 | 8,119 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $259,000 | 7,419 |
| Pre-tax net operating income | $-28,000 | 8,523 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-29,000 | 8,551 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-29,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-29,000 | 8,524 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,757 |
| Total interest expense | $64,000 | 8,789 |
| Net interest income | $279,000 | 8,692 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $140,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $448,000 | 8,031 |
| Salaries and employee benefits | $225,000 | 8,182 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $148,000 | 7,761 |
| Pre-tax net operating income | $-29,000 | 8,598 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-30,000 | 8,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-30,000 | 8,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 8,808 |
| Total interest expense | $31,000 | 8,847 |
| Net interest income | $138,000 | 8,745 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $220,000 | 8,100 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $-13,000 | 8,620 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-13,000 | 8,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-13,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-13,000 | 8,615 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 8,764 |
| Total interest expense | $173,000 | 8,803 |
| Net interest income | $613,000 | 8,675 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $365,000 | 6,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $365,000 | 4,140 |
| Total noninterest expense | $992,000 | 7,900 |
| Salaries and employee benefits | $487,000 | 8,127 |
| Premises and equipment expense | $172,000 | 7,116 |
| Additional noninterest expense | $333,000 | 7,555 |
| Pre-tax net operating income | $-14,000 | 8,559 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-13,000 | 8,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-13,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 545 |
| Net operating income | $-14,000 | 8,564 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,810 |
| Total interest expense | $140,000 | 8,880 |
| Net interest income | $481,000 | 8,716 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $278,000 | 6,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,169 |
| Total noninterest expense | $756,000 | 7,847 |
| Salaries and employee benefits | $358,000 | 8,157 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $256,000 | 7,504 |
| Pre-tax net operating income | $3,000 | 8,618 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $4,000 | 8,705 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 409 |
| Net operating income | $3,000 | 8,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,835 |
| Total interest expense | $101,000 | 8,897 |
| Net interest income | $328,000 | 8,728 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $199,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $199,000 | 4,051 |
| Total noninterest expense | $507,000 | 7,867 |
| Salaries and employee benefits | $239,000 | 8,173 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $160,000 | 7,642 |
| Pre-tax net operating income | $20,000 | 8,559 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $21,000 | 8,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $21,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,000 | 8,525 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 8,901 |
| Total interest expense | $50,000 | 8,969 |
| Net interest income | $160,000 | 8,786 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $247,000 | 7,958 |
| Salaries and employee benefits | $120,000 | 8,203 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $1,000 | 8,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,000 | 8,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,000 | 8,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 8,893 |
| Total interest expense | $278,000 | 8,932 |
| Net interest income | $683,000 | 8,766 |
| Provision for loan and lease losses | $109,000 | 5,586 |
| Total noninterest income | $386,000 | 5,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 3,774 |
| Total noninterest expense | $976,000 | 7,980 |
| Salaries and employee benefits | $530,000 | 8,008 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $317,000 | 7,686 |
| Pre-tax net operating income | $-16,000 | 8,668 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-7,000 | 8,740 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-7,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-16,000 | 8,674 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 9,033 |
| Total interest expense | $495,000 | 9,023 |
| Net interest income | $652,000 | 8,943 |
| Provision for loan and lease losses | $453,000 | 2,384 |
| Total noninterest income | $470,000 | 5,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $470,000 | 3,236 |
| Total noninterest expense | $1,425,000 | 6,965 |
| Salaries and employee benefits | $462,000 | 8,351 |
| Premises and equipment expense | $161,000 | 7,347 |
| Additional noninterest expense | $802,000 | 4,771 |
| Pre-tax net operating income | $-756,000 | 9,270 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $-832,000 | 9,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-832,000 | 9,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,416 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-840,000 | 9,338 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 9,205 |
| Total interest expense | $585,000 | 9,075 |
| Net interest income | $653,000 | 9,214 |
| Provision for loan and lease losses | $7,000 | 8,084 |
| Total noninterest income | $398,000 | 5,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $398,000 | 3,353 |
| Total noninterest expense | $870,000 | 8,370 |
| Salaries and employee benefits | $397,000 | 8,760 |
| Premises and equipment expense | $194,000 | 6,868 |
| Additional noninterest expense | $279,000 | 8,117 |
| Pre-tax net operating income | $174,000 | 8,479 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $174,000 | 8,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $174,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $174,000 | 8,249 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 9,414 |
| Total interest expense | $535,000 | 9,365 |
| Net interest income | $673,000 | 9,345 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $315,000 | 6,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $315,000 | 3,916 |
| Total noninterest expense | $843,000 | 8,611 |
| Salaries and employee benefits | $437,000 | 8,687 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $155,000 | 9,474 |
| Pre-tax net operating income | $140,000 | 8,857 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $104,000 | 8,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $104,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $104,000 | 8,906 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 9,353 |
| Total interest expense | $754,000 | 9,062 |
| Net interest income | $696,000 | 9,499 |
| Provision for loan and lease losses | $32,000 | 7,261 |
| Total noninterest income | $243,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $243,000 | 4,485 |
| Total noninterest expense | $880,000 | 8,495 |
| Salaries and employee benefits | $436,000 | 8,738 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $255,000 | 8,558 |
| Pre-tax net operating income | $27,000 | 9,697 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $13,000 | 9,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,000 | 9,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,000 | 9,735 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 10,067 |
| Total interest expense | $551,000 | 9,965 |
| Net interest income | $648,000 | 10,073 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $560,000 | 9,897 |
| Salaries and employee benefits | $284,000 | 10,074 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $112,000 | 10,427 |
| Pre-tax net operating income | $171,000 | 9,733 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $116,000 | 9,865 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $116,000 | 9,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $116,000 | 9,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 10,597 |
| Total interest expense | $506,000 | 10,582 |
| Net interest income | $642,000 | 10,539 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $146,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $639,000 | 10,034 |
| Salaries and employee benefits | $273,000 | 10,559 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $227,000 | 9,632 |
| Pre-tax net operating income | $94,000 | 10,397 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $67,000 | 9,377 |
| Income before extraordinary items | $27,000 | 10,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $27,000 | 10,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $27,000 | 10,642 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 11,178 |
| Total interest expense | $390,000 | 11,363 |
| Net interest income | $672,000 | 10,921 |
| Provision for loan and lease losses | $56,000 | 5,991 |
| Total noninterest income | $152,000 | 9,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $594,000 | 10,588 |
| Salaries and employee benefits | $252,000 | 11,140 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $199,000 | 10,425 |
| Pre-tax net operating income | $174,000 | 10,614 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $125,000 | 8,715 |
| Income before extraordinary items | $48,000 | 11,296 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $48,000 | 11,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $48,000 | 11,260 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 11,750 |
| Total interest expense | $355,000 | 11,808 |
| Net interest income | $621,000 | 11,642 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $140,000 | 9,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $518,000 | 11,520 |
| Salaries and employee benefits | $215,000 | 11,958 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $168,000 | 11,549 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $195,000 | 10,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $195,000 | 10,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $195,000 | 10,377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 12,446 |
| Total interest expense | $343,000 | 12,482 |
| Net interest income | $586,000 | 12,271 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $169,000 | 9,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $169,000 | 6,183 |
| Total noninterest expense | $509,000 | 12,123 |
| Salaries and employee benefits | $234,000 | 12,337 |
| Premises and equipment expense | $141,000 | 9,145 |
| Additional noninterest expense | $134,000 | 12,612 |
| Pre-tax net operating income | $199,000 | 11,048 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $334,000 | 9,095 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $328,000 | 9,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $199,000 | 10,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 13,211 |
| Total interest expense | $412,000 | 13,141 |
| Net interest income | $478,000 | 13,151 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $482,000 | 12,736 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $148,000 | 12,985 |
| Pre-tax net operating income | $63,000 | 12,327 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $63,000 | 12,147 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.