Home > Woodhaven Bank > Income and Expense

Woodhaven Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$5,661,0001,203
Total interest expense$427,0001,655
Net interest income$5,234,0001,151
Provision for loan and lease losses$354,000590
Total noninterest income$333,0002,579
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$151,0001,744
Trading account gains and fees$0142
Additional Noninterest Income$182,0002,698
Total noninterest expense$3,935,0001,289
Salaries and employee benefits$2,191,0001,316
Premises and equipment expense$432,0001,364
Additional noninterest expense$1,312,0001,195
Pre-tax net operating income$1,278,0001,634
Securities gains (losses)$01,153
Applicable income taxes$9,0003,633
Income before extraordinary items$1,269,0001,397
Extraordinary gains, net$08
Net income$1,269,0001,397
Minority interest net income$055
Net income of bank and minority interests.$1,269,0001,397
Net charge-offs$29,0001,668
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,269,0001,379
2016-12-31 (YTD Data)Rank
Total interest income$21,718,0001,204
Total interest expense$1,826,0001,523
Net interest income$19,892,0001,180
Provision for loan and lease losses$891,0001,004
Total noninterest income$1,268,0002,695
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,103,0001,106
Trading account gains and fees$0170
Additional Noninterest Income$165,0004,557
Total noninterest expense$14,940,0001,324
Salaries and employee benefits$7,738,0001,410
Premises and equipment expense$1,889,0001,242
Additional noninterest expense$5,313,0001,201
Pre-tax net operating income$5,329,0001,545
Securities gains (losses)$82,0001,492
Applicable income taxes$36,0003,704
Income before extraordinary items$5,375,0001,307
Extraordinary gains, net$05
Net income$5,375,0001,306
Minority interest net income$082
Net income of bank and minority interests.$5,375,0001,306
Net charge-offs$-21,0005,121
Cash dividends$5,930,000583
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,293,8201,289
2016-09-30 (YTD Data)Rank
Total interest income$16,372,0001,206
Total interest expense$1,397,0001,502
Net interest income$14,975,0001,172
Provision for loan and lease losses$831,000800
Total noninterest income$1,080,0002,542
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$926,000993
Trading account gains and fees$0169
Additional Noninterest Income$154,0004,377
Total noninterest expense$10,855,0001,356
Salaries and employee benefits$5,700,0001,426
Premises and equipment expense$1,422,0001,242
Additional noninterest expense$3,733,0001,270
Pre-tax net operating income$4,369,0001,456
Securities gains (losses)$82,0001,406
Applicable income taxes$27,0003,775
Income before extraordinary items$4,424,0001,232
Extraordinary gains, net$05
Net income$4,424,0001,232
Minority interest net income$071
Net income of bank and minority interests.$4,424,0001,232
Net charge-offs$-19,0005,077
Cash dividends$4,930,000512
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,342,8201,211
2016-06-30 (YTD Data)Rank
Total interest income$10,795,0001,223
Total interest expense$932,0001,496
Net interest income$9,863,0001,190
Provision for loan and lease losses$515,000830
Total noninterest income$722,0002,512
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$613,000989
Trading account gains and fees$0157
Additional Noninterest Income$109,0004,349
Total noninterest expense$7,209,0001,364
Salaries and employee benefits$3,798,0001,433
Premises and equipment expense$929,0001,265
Additional noninterest expense$2,482,0001,280
Pre-tax net operating income$2,861,0001,454
Securities gains (losses)$16,0002,060
Applicable income taxes$18,0003,794
Income before extraordinary items$2,859,0001,251
Extraordinary gains, net$016
Net income$2,859,0001,251
Minority interest net income$071
Net income of bank and minority interests.$2,859,0001,251
Net charge-offs$-22,0005,239
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$8,000621
Net operating income$2,843,1601,214
2016-03-31 (YTD Data)Rank
Total interest income$5,298,0001,236
Total interest expense$464,0001,505
Net interest income$4,834,0001,216
Provision for loan and lease losses$236,000846
Total noninterest income$378,0002,428
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$298,0001,006
Trading account gains and fees$0142
Additional Noninterest Income$80,0003,869
Total noninterest expense$3,617,0001,364
Salaries and employee benefits$1,905,0001,436
Premises and equipment expense$466,0001,261
Additional noninterest expense$1,246,0001,264
Pre-tax net operating income$1,359,0001,496
Securities gains (losses)$16,0001,332
Applicable income taxes$9,0003,786
Income before extraordinary items$1,366,0001,273
Extraordinary gains, net$012
Net income$1,366,0001,274
Minority interest net income$062
Net income of bank and minority interests.$1,366,0001,274
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$8,000545
Net operating income$1,350,1601,240
2015-12-31 (YTD Data)Rank
Total interest income$1,682,0005,602
Total interest expense$160,0005,401
Net interest income$1,522,0005,589
Provision for loan and lease losses$9,0004,252
Total noninterest income$132,0005,514
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$67,0005,150
Trading account gains and fees$0159
Additional Noninterest Income$65,0005,378
Total noninterest expense$1,032,0005,781
Salaries and employee benefits$516,0005,839
Premises and equipment expense$157,0005,364
Additional noninterest expense$359,0005,721
Pre-tax net operating income$613,0004,725
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$613,0004,592
Extraordinary gains, net$023
Net income$613,0004,593
Minority interest net income$081
Net income of bank and minority interests.$613,0004,593
Net charge-offs$9,0004,053
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$613,0004,538
2015-09-30 (YTD Data)Rank
Total interest income$15,132,0001,269
Total interest expense$1,084,0001,848
Net interest income$14,048,0001,225
Provision for loan and lease losses$283,0001,571
Total noninterest income$908,0002,792
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$447,0001,860
Trading account gains and fees$0153
Additional Noninterest Income$461,0003,018
Total noninterest expense$9,382,0001,552
Salaries and employee benefits$5,534,0001,451
Premises and equipment expense$1,600,0001,130
Additional noninterest expense$2,248,0001,996
Pre-tax net operating income$5,291,0001,208
Securities gains (losses)$1,0002,915
Applicable income taxes$5,0004,269
Income before extraordinary items$5,287,000999
Extraordinary gains, net$021
Net income$5,287,000999
Minority interest net income$078
Net income of bank and minority interests.$5,287,000999
Net charge-offs$37,0002,992
Cash dividends$2,760,000774
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,286,000976
2015-06-30 (YTD Data)Rank
Total interest income$10,023,0001,275
Total interest expense$689,0001,920
Net interest income$9,334,0001,218
Provision for loan and lease losses$283,0001,196
Total noninterest income$575,0002,876
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$285,0001,892
Trading account gains and fees$0157
Additional Noninterest Income$290,0003,104
Total noninterest expense$6,161,0001,584
Salaries and employee benefits$3,634,0001,475
Premises and equipment expense$1,052,0001,149
Additional noninterest expense$1,475,0002,028
Pre-tax net operating income$3,465,0001,215
Securities gains (losses)$1,0002,511
Applicable income taxes$3,0004,308
Income before extraordinary items$3,463,0001,023
Extraordinary gains, net$022
Net income$3,463,0001,023
Minority interest net income$075
Net income of bank and minority interests.$3,463,0001,023
Net charge-offs$47,0002,361
Cash dividends$2,200,000647
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,462,000993
2015-03-31 (YTD Data)Rank
Total interest income$4,939,0001,287
Total interest expense$328,0002,008
Net interest income$4,611,0001,226
Provision for loan and lease losses$151,0001,058
Total noninterest income$290,0002,841
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$141,0001,902
Trading account gains and fees$0152
Additional Noninterest Income$149,0003,024
Total noninterest expense$3,020,0001,611
Salaries and employee benefits$1,772,0001,520
Premises and equipment expense$511,0001,180
Additional noninterest expense$737,0002,009
Pre-tax net operating income$1,730,0001,180
Securities gains (losses)$1,0001,909
Applicable income taxes$2,0004,215
Income before extraordinary items$1,729,000992
Extraordinary gains, net$013
Net income$1,729,000992
Minority interest net income$064
Net income of bank and minority interests.$1,729,000993
Net charge-offs$-3,0004,874
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,728,000962
2014-12-31 (YTD Data)Rank
Total interest income$19,074,0001,334
Total interest expense$1,164,0002,311
Net interest income$17,910,0001,249
Provision for loan and lease losses$262,0002,144
Total noninterest income$1,275,0002,737
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$697,0001,753
Trading account gains and fees$0180
Additional Noninterest Income$578,0003,073
Total noninterest expense$12,056,0001,594
Salaries and employee benefits$6,983,0001,494
Premises and equipment expense$2,024,0001,180
Additional noninterest expense$3,049,0002,011
Pre-tax net operating income$6,867,0001,177
Securities gains (losses)$171,000887
Applicable income taxes$12,0004,173
Income before extraordinary items$7,026,000947
Extraordinary gains, net$017
Net income$7,026,000946
Minority interest net income$084
Net income of bank and minority interests.$7,026,000946
Net charge-offs$-20,0005,797
Cash dividends$4,130,000708
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,855,000947
2014-09-30 (YTD Data)Rank
Total interest income$14,143,0001,350
Total interest expense$836,0002,424
Net interest income$13,307,0001,263
Provision for loan and lease losses$263,0001,766
Total noninterest income$984,0002,716
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$543,0001,718
Trading account gains and fees$0174
Additional Noninterest Income$441,0003,079
Total noninterest expense$9,030,0001,596
Salaries and employee benefits$5,361,0001,471
Premises and equipment expense$1,523,0001,183
Additional noninterest expense$2,146,0002,110
Pre-tax net operating income$4,998,0001,218
Securities gains (losses)$172,000704
Applicable income taxes$11,0004,170
Income before extraordinary items$5,159,000972
Extraordinary gains, net$015
Net income$5,159,000971
Minority interest net income$081
Net income of bank and minority interests.$5,159,000971
Net charge-offs$-30,0005,896
Cash dividends$3,220,000631
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,987,000975
2014-06-30 (YTD Data)Rank
Total interest income$9,320,0001,357
Total interest expense$537,0002,521
Net interest income$8,783,0001,271
Provision for loan and lease losses$204,0001,623
Total noninterest income$670,0002,671
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$363,0001,699
Trading account gains and fees$0172
Additional Noninterest Income$307,0003,012
Total noninterest expense$5,977,0001,598
Salaries and employee benefits$3,593,0001,461
Premises and equipment expense$993,0001,228
Additional noninterest expense$1,391,0002,152
Pre-tax net operating income$3,272,0001,210
Securities gains (losses)$9,0001,986
Applicable income taxes$9,0004,116
Income before extraordinary items$3,272,000992
Extraordinary gains, net$020
Net income$3,272,000993
Minority interest net income$080
Net income of bank and minority interests.$3,272,000993
Net charge-offs$-34,0006,049
Cash dividends$2,110,000617
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,263,000976
2014-03-31 (YTD Data)Rank
Total interest income$4,595,0001,379
Total interest expense$257,0002,620
Net interest income$4,338,0001,283
Provision for loan and lease losses$204,000976
Total noninterest income$351,0002,571
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$190,0001,619
Trading account gains and fees$0147
Additional Noninterest Income$161,0002,866
Total noninterest expense$2,999,0001,605
Salaries and employee benefits$1,812,0001,454
Premises and equipment expense$494,0001,249
Additional noninterest expense$693,0002,170
Pre-tax net operating income$1,486,0001,254
Securities gains (losses)$01,715
Applicable income taxes$6,0003,988
Income before extraordinary items$1,480,0001,062
Extraordinary gains, net$016
Net income$1,480,0001,063
Minority interest net income$066
Net income of bank and minority interests.$1,480,0001,063
Net charge-offs$-3,0005,214
Cash dividends$1,110,000560
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,480,0001,037
2013-12-31 (YTD Data)Rank
Total interest income$17,538,0001,446
Total interest expense$1,034,0002,868
Net interest income$16,504,0001,321
Provision for loan and lease losses$355,0002,250
Total noninterest income$1,347,0002,756
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$771,0001,700
Trading account gains and fees$0184
Additional Noninterest Income$576,0003,171
Total noninterest expense$11,963,0001,612
Salaries and employee benefits$7,097,0001,465
Premises and equipment expense$1,960,0001,206
Additional noninterest expense$2,906,0002,141
Pre-tax net operating income$5,533,0001,328
Securities gains (losses)$03,182
Applicable income taxes$12,0004,260
Income before extraordinary items$5,521,0001,123
Extraordinary gains, net$029
Net income$5,521,0001,125
Minority interest net income$090
Net income of bank and minority interests.$5,521,0001,126
Net charge-offs$133,0003,454
Cash dividends$3,710,000741
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,521,0001,096
2013-09-30 (YTD Data)Rank
Total interest income$13,077,0001,453
Total interest expense$772,0002,960
Net interest income$12,305,0001,326
Provision for loan and lease losses$192,0002,643
Total noninterest income$984,0002,845
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$576,0001,711
Trading account gains and fees$0180
Additional Noninterest Income$408,0003,313
Total noninterest expense$9,043,0001,599
Salaries and employee benefits$5,375,0001,463
Premises and equipment expense$1,470,0001,223
Additional noninterest expense$2,198,0002,122
Pre-tax net operating income$4,054,0001,370
Securities gains (losses)$03,040
Applicable income taxes$9,0004,349
Income before extraordinary items$4,045,0001,152
Extraordinary gains, net$025
Net income$4,045,0001,154
Minority interest net income$084
Net income of bank and minority interests.$4,045,0001,154
Net charge-offs$131,0003,002
Cash dividends$2,600,000710
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,045,0001,119
2013-06-30 (YTD Data)Rank
Total interest income$8,735,0001,453
Total interest expense$516,0002,996
Net interest income$8,219,0001,308
Provision for loan and lease losses$113,0002,844
Total noninterest income$672,0002,835
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$383,0001,679
Trading account gains and fees$0157
Additional Noninterest Income$289,0003,258
Total noninterest expense$5,998,0001,605
Salaries and employee benefits$3,568,0001,466
Premises and equipment expense$967,0001,233
Additional noninterest expense$1,463,0002,126
Pre-tax net operating income$2,780,0001,320
Securities gains (losses)$02,791
Applicable income taxes$6,0004,328
Income before extraordinary items$2,774,0001,112
Extraordinary gains, net$022
Net income$2,774,0001,113
Minority interest net income$082
Net income of bank and minority interests.$2,774,0001,114
Net charge-offs$33,0003,680
Cash dividends$1,900,000656
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,774,0001,073
2013-03-31 (YTD Data)Rank
Total interest income$4,363,0001,467
Total interest expense$260,0003,061
Net interest income$4,103,0001,315
Provision for loan and lease losses$26,0003,405
Total noninterest income$341,0002,814
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$190,0001,677
Trading account gains and fees$0148
Additional Noninterest Income$151,0003,163
Total noninterest expense$3,000,0001,614
Salaries and employee benefits$1,778,0001,492
Premises and equipment expense$485,0001,252
Additional noninterest expense$737,0002,109
Pre-tax net operating income$1,418,0001,286
Securities gains (losses)$01,966
Applicable income taxes$3,0004,340
Income before extraordinary items$1,415,0001,076
Extraordinary gains, net$010
Net income$1,415,0001,078
Minority interest net income$076
Net income of bank and minority interests.$1,415,0001,078
Net charge-offs$30,0002,794
Cash dividends$1,100,000485
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,415,0001,026
2012-12-31 (YTD Data)Rank
Total interest income$18,279,0001,453
Total interest expense$1,339,0002,954
Net interest income$16,940,0001,289
Provision for loan and lease losses$490,0002,744
Total noninterest income$1,321,0002,814
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$798,0001,695
Trading account gains and fees$0166
Additional Noninterest Income$523,0003,287
Total noninterest expense$11,781,0001,640
Salaries and employee benefits$6,836,0001,491
Premises and equipment expense$1,943,0001,213
Additional noninterest expense$3,002,0002,162
Pre-tax net operating income$5,990,0001,178
Securities gains (losses)$123,0002,103
Applicable income taxes$8,0004,426
Income before extraordinary items$6,105,000988
Extraordinary gains, net$029
Net income$6,105,000988
Minority interest net income$093
Net income of bank and minority interests.$6,105,000988
Net charge-offs$602,0002,410
Cash dividends$3,490,000778
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,982,000953
2012-09-30 (YTD Data)Rank
Total interest income$13,787,0001,469
Total interest expense$1,045,0002,973
Net interest income$12,742,0001,299
Provision for loan and lease losses$382,0002,649
Total noninterest income$981,0002,828
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$592,0001,727
Trading account gains and fees$0157
Additional Noninterest Income$389,0003,307
Total noninterest expense$8,859,0001,639
Salaries and employee benefits$5,120,0001,484
Premises and equipment expense$1,453,0001,232
Additional noninterest expense$2,286,0002,130
Pre-tax net operating income$4,482,0001,196
Securities gains (losses)$123,0001,824
Applicable income taxes$8,0004,434
Income before extraordinary items$4,597,0001,005
Extraordinary gains, net$020
Net income$4,597,0001,005
Minority interest net income$086
Net income of bank and minority interests.$4,597,0001,005
Net charge-offs$430,0002,372
Cash dividends$2,470,000652
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,474,000972
2012-06-30 (YTD Data)Rank
Total interest income$9,289,0001,468
Total interest expense$724,0002,976
Net interest income$8,565,0001,293
Provision for loan and lease losses$320,0002,321
Total noninterest income$632,0002,841
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$396,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$236,0003,431
Total noninterest expense$5,868,0001,655
Salaries and employee benefits$3,419,0001,485
Premises and equipment expense$966,0001,232
Additional noninterest expense$1,483,0002,183
Pre-tax net operating income$3,009,0001,181
Securities gains (losses)$03,178
Applicable income taxes$8,0004,301
Income before extraordinary items$3,001,0001,013
Extraordinary gains, net$019
Net income$3,001,0001,013
Minority interest net income$084
Net income of bank and minority interests.$3,001,0001,013
Net charge-offs$377,0002,063
Cash dividends$1,650,000630
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,001,000954
2012-03-31 (YTD Data)Rank
Total interest income$4,718,0001,456
Total interest expense$394,0002,893
Net interest income$4,324,0001,287
Provision for loan and lease losses$05,254
Total noninterest income$320,0002,841
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$186,0001,808
Trading account gains and fees$0148
Additional Noninterest Income$134,0003,238
Total noninterest expense$2,961,0001,629
Salaries and employee benefits$1,730,0001,479
Premises and equipment expense$481,0001,247
Additional noninterest expense$750,0002,151
Pre-tax net operating income$1,683,0001,048
Securities gains (losses)$02,210
Applicable income taxes$4,0004,331
Income before extraordinary items$1,679,000890
Extraordinary gains, net$019
Net income$1,679,000891
Minority interest net income$078
Net income of bank and minority interests.$1,679,000891
Net charge-offs$7,0004,174
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,679,000839
2011-12-31 (YTD Data)Rank
Total interest income$19,891,0001,431
Total interest expense$2,919,0002,011
Net interest income$16,972,0001,304
Provision for loan and lease losses$658,0003,041
Total noninterest income$1,245,0002,743
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$860,0001,681
Trading account gains and fees$0146
Additional Noninterest Income$385,0003,495
Total noninterest expense$11,869,0001,649
Salaries and employee benefits$6,583,0001,502
Premises and equipment expense$1,921,0001,300
Additional noninterest expense$3,365,0001,993
Pre-tax net operating income$5,690,0001,058
Securities gains (losses)$-2,0006,752
Applicable income taxes$30,0003,960
Income before extraordinary items$5,658,000885
Extraordinary gains, net$029
Net income$5,658,000884
Minority interest net income$096
Net income of bank and minority interests.$5,658,000885
Net charge-offs$751,0002,711
Cash dividends$2,750,000710
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,659,980855
2011-09-30 (YTD Data)Rank
Total interest income$14,893,0001,452
Total interest expense$2,401,0001,923
Net interest income$12,492,0001,336
Provision for loan and lease losses$512,0002,844
Total noninterest income$944,0002,714
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$663,0001,650
Trading account gains and fees$0145
Additional Noninterest Income$281,0003,552
Total noninterest expense$8,985,0001,626
Salaries and employee benefits$4,895,0001,520
Premises and equipment expense$1,454,0001,304
Additional noninterest expense$2,636,0001,920
Pre-tax net operating income$3,939,0001,170
Securities gains (losses)$03,555
Applicable income taxes$27,0003,924
Income before extraordinary items$3,912,000991
Extraordinary gains, net$021
Net income$3,912,000989
Minority interest net income$087
Net income of bank and minority interests.$3,912,000991
Net charge-offs$577,0002,513
Cash dividends$1,950,000657
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,912,000938
2011-06-30 (YTD Data)Rank
Total interest income$9,877,0001,475
Total interest expense$1,639,0001,947
Net interest income$8,238,0001,351
Provision for loan and lease losses$486,0002,358
Total noninterest income$664,0002,635
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$443,0001,628
Trading account gains and fees$0153
Additional Noninterest Income$221,0003,337
Total noninterest expense$6,029,0001,626
Salaries and employee benefits$3,293,0001,524
Premises and equipment expense$965,0001,320
Additional noninterest expense$1,771,0001,926
Pre-tax net operating income$2,387,0001,246
Securities gains (losses)$02,914
Applicable income taxes$18,0003,877
Income before extraordinary items$2,369,0001,049
Extraordinary gains, net$015
Net income$2,369,0001,047
Minority interest net income$089
Net income of bank and minority interests.$2,369,0001,049
Net charge-offs$448,0002,257
Cash dividends$1,300,000650
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,369,0001,014
2011-03-31 (YTD Data)Rank
Total interest income$4,920,0001,491
Total interest expense$832,0001,987
Net interest income$4,088,0001,362
Provision for loan and lease losses$111,0003,229
Total noninterest income$338,0002,622
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$224,0001,579
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,346
Total noninterest expense$2,993,0001,655
Salaries and employee benefits$1,667,0001,515
Premises and equipment expense$482,0001,346
Additional noninterest expense$844,0002,007
Pre-tax net operating income$1,322,0001,112
Securities gains (losses)$01,772
Applicable income taxes$9,0003,835
Income before extraordinary items$1,313,000926
Extraordinary gains, net$09
Net income$1,313,000926
Minority interest net income$086
Net income of bank and minority interests.$1,313,000926
Net charge-offs$79,0002,965
Cash dividends$800,000479
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,313,000902
2010-12-31 (YTD Data)Rank
Total interest income$20,093,0001,536
Total interest expense$3,503,0002,256
Net interest income$16,590,0001,346
Provision for loan and lease losses$872,0003,268
Total noninterest income$1,482,0002,538
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$946,0001,577
Trading account gains and fees$0175
Additional Noninterest Income$536,0003,084
Total noninterest expense$12,009,0001,654
Salaries and employee benefits$6,518,0001,511
Premises and equipment expense$2,059,0001,254
Additional noninterest expense$3,432,0002,034
Pre-tax net operating income$5,191,000997
Securities gains (losses)$03,793
Applicable income taxes$9,0004,240
Income before extraordinary items$5,182,000852
Extraordinary gains, net$029
Net income$5,182,000852
Minority interest net income$0111
Net income of bank and minority interests.$5,182,000853
Net charge-offs$626,0003,335
Cash dividends$2,750,000588
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,182,000819
2010-09-30 (YTD Data)Rank
Total interest income$15,078,0001,561
Total interest expense$2,619,0002,367
Net interest income$12,459,0001,362
Provision for loan and lease losses$627,0003,180
Total noninterest income$1,107,0002,549
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$713,0001,617
Trading account gains and fees$0165
Additional Noninterest Income$394,0003,121
Total noninterest expense$9,017,0001,635
Salaries and employee benefits$4,867,0001,518
Premises and equipment expense$1,584,0001,235
Additional noninterest expense$2,566,0002,018
Pre-tax net operating income$3,922,0001,043
Securities gains (losses)$03,651
Applicable income taxes$24,0003,911
Income before extraordinary items$3,898,000891
Extraordinary gains, net$023
Net income$3,898,000892
Minority interest net income$0110
Net income of bank and minority interests.$3,898,000892
Net charge-offs$440,0003,245
Cash dividends$2,100,000503
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,898,000850
2010-06-30 (YTD Data)Rank
Total interest income$9,943,0001,595
Total interest expense$1,738,0002,464
Net interest income$8,205,0001,379
Provision for loan and lease losses$551,0002,709
Total noninterest income$742,0002,488
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$475,0001,621
Trading account gains and fees$0152
Additional Noninterest Income$267,0003,027
Total noninterest expense$6,049,0001,635
Salaries and employee benefits$3,242,0001,527
Premises and equipment expense$1,058,0001,250
Additional noninterest expense$1,749,0001,976
Pre-tax net operating income$2,347,0001,133
Securities gains (losses)$03,184
Applicable income taxes$15,0003,923
Income before extraordinary items$2,332,000974
Extraordinary gains, net$019
Net income$2,332,000975
Minority interest net income$0105
Net income of bank and minority interests.$2,332,000975
Net charge-offs$394,0002,722
Cash dividends$1,450,000482
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,332,000929
2010-03-31 (YTD Data)Rank
Total interest income$4,882,0001,654
Total interest expense$886,0002,533
Net interest income$3,996,0001,432
Provision for loan and lease losses$191,0003,067
Total noninterest income$350,0002,584
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$227,0001,684
Trading account gains and fees$0175
Additional Noninterest Income$123,0003,163
Total noninterest expense$3,071,0001,633
Salaries and employee benefits$1,629,0001,527
Premises and equipment expense$538,0001,269
Additional noninterest expense$904,0001,891
Pre-tax net operating income$1,084,0001,208
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$1,075,0001,019
Extraordinary gains, net$016
Net income$1,075,0001,021
Minority interest net income$091
Net income of bank and minority interests.$1,075,0001,022
Net charge-offs$110,0003,010
Cash dividends$650,000514
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,075,000988
2009-12-31 (YTD Data)Rank
Total interest income$19,809,0001,729
Total interest expense$5,330,0002,137
Net interest income$14,479,0001,551
Provision for loan and lease losses$1,114,0003,327
Total noninterest income$1,501,0002,551
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,028,0001,640
Trading account gains and fees$0211
Additional Noninterest Income$473,0003,302
Total noninterest expense$11,265,0001,813
Salaries and employee benefits$6,090,0001,628
Premises and equipment expense$1,975,0001,381
Additional noninterest expense$3,200,0002,212
Pre-tax net operating income$3,601,0001,133
Securities gains (losses)$309,0001,214
Applicable income taxes$36,0003,428
Income before extraordinary items$3,874,000892
Extraordinary gains, net$034
Net income$3,874,000891
Minority interest net income$0115
Net income of bank and minority interests.$3,874,000891
Net charge-offs$730,0003,296
Cash dividends$1,840,000985
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,568,090954
2009-09-30 (YTD Data)Rank
Total interest income$14,788,0001,755
Total interest expense$4,231,0002,110
Net interest income$10,557,0001,596
Provision for loan and lease losses$738,0003,216
Total noninterest income$1,095,0002,660
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$754,0001,674
Trading account gains and fees$0212
Additional Noninterest Income$341,0003,430
Total noninterest expense$8,463,0001,790
Salaries and employee benefits$4,656,0001,613
Premises and equipment expense$1,459,0001,410
Additional noninterest expense$2,348,0002,224
Pre-tax net operating income$2,451,0001,316
Securities gains (losses)$157,0001,475
Applicable income taxes$27,0003,664
Income before extraordinary items$2,581,0001,055
Extraordinary gains, net$027
Net income$2,581,0001,054
Minority interest net income$0118
Net income of bank and minority interests.$2,581,0001,055
Net charge-offs$310,0003,661
Cash dividends$1,240,0001,032
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,425,5701,106
2009-06-30 (YTD Data)Rank
Total interest income$9,777,0001,801
Total interest expense$2,899,0002,155
Net interest income$6,878,0001,644
Provision for loan and lease losses$373,0003,389
Total noninterest income$725,0002,682
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$488,0001,708
Trading account gains and fees$0193
Additional Noninterest Income$237,0003,388
Total noninterest expense$5,546,0001,855
Salaries and employee benefits$3,058,0001,672
Premises and equipment expense$971,0001,442
Additional noninterest expense$1,517,0002,313
Pre-tax net operating income$1,684,0001,363
Securities gains (losses)$157,0001,179
Applicable income taxes$18,0003,754
Income before extraordinary items$1,823,0001,046
Extraordinary gains, net$021
Net income$1,823,0001,044
Minority interest net income$0112
Net income of bank and minority interests.$1,823,0001,046
Net charge-offs$252,0003,150
Cash dividends$790,0001,153
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,667,5701,097
2009-03-31 (YTD Data)Rank
Total interest income$4,895,0001,823
Total interest expense$1,512,0002,154
Net interest income$3,383,0001,649
Provision for loan and lease losses$225,0002,683
Total noninterest income$351,0002,726
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$243,0001,661
Trading account gains and fees$0171
Additional Noninterest Income$108,0003,540
Total noninterest expense$2,708,0001,832
Salaries and employee benefits$1,567,0001,651
Premises and equipment expense$492,0001,442
Additional noninterest expense$649,0002,390
Pre-tax net operating income$801,0001,596
Securities gains (losses)$02,434
Applicable income taxes$9,0004,029
Income before extraordinary items$792,0001,385
Extraordinary gains, net$015
Net income$792,0001,386
Minority interest net income$0102
Net income of bank and minority interests.$792,0001,387
Net charge-offs$70,0003,232
Cash dividends$440,0001,007
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$792,0001,310
2008-12-31 (YTD Data)Rank
Total interest income$21,974,0001,753
Total interest expense$8,085,0001,955
Net interest income$13,889,0001,602
Provision for loan and lease losses$639,0003,394
Total noninterest income$1,403,0002,756
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$970,0001,805
Trading account gains and fees$0154
Additional Noninterest Income$433,0003,444
Total noninterest expense$10,563,0001,834
Salaries and employee benefits$5,940,0001,722
Premises and equipment expense$1,923,0001,439
Additional noninterest expense$2,700,0002,208
Pre-tax net operating income$4,090,0001,338
Securities gains (losses)$03,220
Applicable income taxes$36,0004,023
Income before extraordinary items$4,054,0001,033
Extraordinary gains, net$039
Net income$4,054,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0003,229
Cash dividends$2,225,0001,222
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,054,0001,099
2008-09-30 (YTD Data)Rank
Total interest income$16,777,0001,768
Total interest expense$6,232,0001,983
Net interest income$10,545,0001,605
Provision for loan and lease losses$396,0003,100
Total noninterest income$1,011,0002,887
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$678,0001,920
Trading account gains and fees$0148
Additional Noninterest Income$333,0003,506
Total noninterest expense$7,907,0001,822
Salaries and employee benefits$4,480,0001,733
Premises and equipment expense$1,432,0001,455
Additional noninterest expense$1,995,0002,169
Pre-tax net operating income$3,253,0001,498
Securities gains (losses)$03,106
Applicable income taxes$27,0004,452
Income before extraordinary items$3,226,0001,141
Extraordinary gains, net$031
Net income$3,226,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0003,018
Cash dividends$1,725,0001,175
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,226,0001,216
2008-06-30 (YTD Data)Rank
Total interest income$11,194,0001,794
Total interest expense$4,284,0002,013
Net interest income$6,910,0001,628
Provision for loan and lease losses$303,0002,512
Total noninterest income$686,0002,887
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$439,0001,942
Trading account gains and fees$0149
Additional Noninterest Income$247,0003,372
Total noninterest expense$5,137,0001,874
Salaries and employee benefits$2,915,0001,787
Premises and equipment expense$935,0001,486
Additional noninterest expense$1,287,0002,208
Pre-tax net operating income$2,156,0001,577
Securities gains (losses)$03,233
Applicable income taxes$18,0004,723
Income before extraordinary items$2,138,0001,288
Extraordinary gains, net$021
Net income$2,138,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,084
Cash dividends$1,175,0001,239
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,138,0001,267
2008-03-31 (YTD Data)Rank
Total interest income$5,652,0001,815
Total interest expense$2,289,0002,015
Net interest income$3,363,0001,654
Provision for loan and lease losses$68,0003,346
Total noninterest income$378,0002,704
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$220,0001,914
Trading account gains and fees$0158
Additional Noninterest Income$158,0002,952
Total noninterest expense$2,477,0001,929
Salaries and employee benefits$1,423,0001,848
Premises and equipment expense$460,0001,516
Additional noninterest expense$594,0002,333
Pre-tax net operating income$1,196,0001,529
Securities gains (losses)$02,688
Applicable income taxes$9,0004,855
Income before extraordinary items$1,187,0001,270
Extraordinary gains, net$015
Net income$1,187,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,496
Cash dividends$725,000997
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,187,0001,228
2007-12-31 (YTD Data)Rank
Total interest income$22,281,0001,902
Total interest expense$9,474,0002,022
Net interest income$12,807,0001,764
Provision for loan and lease losses$877,0001,577
Total noninterest income$1,764,0002,416
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$815,0002,105
Trading account gains and fees$0178
Additional Noninterest Income$949,0002,291
Total noninterest expense$9,054,0002,031
Salaries and employee benefits$5,149,0001,954
Premises and equipment expense$1,640,0001,617
Additional noninterest expense$2,265,0002,381
Pre-tax net operating income$4,640,0001,749
Securities gains (losses)$02,146
Applicable income taxes$30,0005,226
Income before extraordinary items$4,610,0001,405
Extraordinary gains, net$039
Net income$4,610,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,930
Cash dividends$2,200,0001,506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,610,0001,390
2007-09-30 (YTD Data)Rank
Total interest income$16,449,0001,927
Total interest expense$6,928,0002,064
Net interest income$9,521,0001,788
Provision for loan and lease losses$697,0001,212
Total noninterest income$1,310,0002,430
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$577,0002,190
Trading account gains and fees$0184
Additional Noninterest Income$733,0002,246
Total noninterest expense$6,704,0002,035
Salaries and employee benefits$3,853,0001,958
Premises and equipment expense$1,216,0001,624
Additional noninterest expense$1,635,0002,423
Pre-tax net operating income$3,430,0001,878
Securities gains (losses)$01,655
Applicable income taxes$29,0005,278
Income before extraordinary items$3,401,0001,496
Extraordinary gains, net$033
Net income$3,401,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,423
Cash dividends$1,550,0001,460
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,401,0001,489
2007-06-30 (YTD Data)Rank
Total interest income$10,599,0002,004
Total interest expense$4,423,0002,147
Net interest income$6,176,0001,860
Provision for loan and lease losses$348,0001,373
Total noninterest income$893,0002,401
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$371,0002,249
Trading account gains and fees$0168
Additional Noninterest Income$522,0002,187
Total noninterest expense$4,389,0002,102
Salaries and employee benefits$2,531,0002,012
Premises and equipment expense$780,0001,703
Additional noninterest expense$1,078,0002,453
Pre-tax net operating income$2,332,0001,906
Securities gains (losses)$01,444
Applicable income taxes$18,0005,393
Income before extraordinary items$2,314,0001,510
Extraordinary gains, net$029
Net income$2,314,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$1,050,0001,454
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,314,0001,492
2007-03-31 (YTD Data)Rank
Total interest income$5,113,0002,073
Total interest expense$2,129,0002,199
Net interest income$2,984,0001,930
Provision for loan and lease losses$102,0001,992
Total noninterest income$408,0002,530
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$174,0002,309
Trading account gains and fees$0195
Additional Noninterest Income$234,0002,318
Total noninterest expense$2,149,0002,154
Salaries and employee benefits$1,255,0002,051
Premises and equipment expense$365,0001,822
Additional noninterest expense$529,0002,485
Pre-tax net operating income$1,141,0001,948
Securities gains (losses)$01,187
Applicable income taxes$8,0005,466
Income before extraordinary items$1,133,0001,522
Extraordinary gains, net$022
Net income$1,133,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$550,0001,296
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,133,0001,511
2006-12-31 (YTD Data)Rank
Total interest income$18,022,0002,173
Total interest expense$6,625,0002,386
Net interest income$11,397,0002,042
Provision for loan and lease losses$610,0001,585
Total noninterest income$1,623,0002,565
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$749,0002,236
Trading account gains and fees$0130
Additional Noninterest Income$874,0002,441
Total noninterest expense$7,930,0002,227
Salaries and employee benefits$4,503,0002,173
Premises and equipment expense$1,330,0001,885
Additional noninterest expense$2,097,0002,455
Pre-tax net operating income$4,480,0002,057
Securities gains (losses)$4,0001,309
Applicable income taxes$24,0005,855
Income before extraordinary items$4,460,0001,623
Extraordinary gains, net$051
Net income$4,460,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,037
Cash dividends$2,375,0001,349
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,456,0401,611
2006-09-30 (YTD Data)Rank
Total interest income$12,739,0002,284
Total interest expense$4,459,0002,546
Net interest income$8,280,0002,121
Provision for loan and lease losses$522,0001,349
Total noninterest income$1,263,0002,505
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$572,0002,214
Trading account gains and fees$0126
Additional Noninterest Income$691,0002,337
Total noninterest expense$5,849,0002,256
Salaries and employee benefits$3,328,0002,211
Premises and equipment expense$979,0001,939
Additional noninterest expense$1,542,0002,486
Pre-tax net operating income$3,172,0002,224
Securities gains (losses)$4,0001,079
Applicable income taxes$19,0005,985
Income before extraordinary items$3,157,0001,757
Extraordinary gains, net$045
Net income$3,157,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$1,675,0001,323
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,153,0401,744
2006-06-30 (YTD Data)Rank
Total interest income$7,993,0002,371
Total interest expense$2,698,0002,656
Net interest income$5,295,0002,202
Provision for loan and lease losses$246,0001,786
Total noninterest income$850,0002,493
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$386,0002,162
Trading account gains and fees$0126
Additional Noninterest Income$464,0002,322
Total noninterest expense$3,823,0002,314
Salaries and employee benefits$2,159,0002,275
Premises and equipment expense$643,0001,963
Additional noninterest expense$1,021,0002,505
Pre-tax net operating income$2,076,0002,242
Securities gains (losses)$01,185
Applicable income taxes$12,0006,049
Income before extraordinary items$2,064,0001,764
Extraordinary gains, net$039
Net income$2,064,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,097
Cash dividends$1,075,0001,350
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,064,0001,753
2006-03-31 (YTD Data)Rank
Total interest income$3,816,0002,425
Total interest expense$1,266,0002,693
Net interest income$2,550,0002,283
Provision for loan and lease losses$55,0002,999
Total noninterest income$650,0001,801
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$448,0001,455
Total noninterest expense$2,112,0002,095
Salaries and employee benefits$1,042,0002,357
Premises and equipment expense$321,0001,974
Additional noninterest expense$749,0001,747
Pre-tax net operating income$1,033,0002,227
Securities gains (losses)$0955
Applicable income taxes$6,0006,016
Income before extraordinary items$1,027,0001,745
Extraordinary gains, net$021
Net income$1,027,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$625,0001,112
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,027,0001,729
2005-12-31 (YTD Data)Rank
Total interest income$12,540,0002,610
Total interest expense$3,452,0002,974
Net interest income$9,088,0002,415
Provision for loan and lease losses$600,0001,622
Total noninterest income$2,487,0001,879
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$932,0001,835
Trading account gains and fees$0138
Additional Noninterest Income$1,555,0001,618
Total noninterest expense$7,451,0002,248
Salaries and employee benefits$3,740,0002,443
Premises and equipment expense$1,158,0002,069
Additional noninterest expense$2,553,0001,977
Pre-tax net operating income$3,524,0002,442
Securities gains (losses)$-27,0007,960
Applicable income taxes$5,0006,664
Income before extraordinary items$3,492,0001,963
Extraordinary gains, net$046
Net income$3,492,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,933
Cash dividends$2,070,0001,413
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,519,0001,931
2005-09-30 (YTD Data)Rank
Total interest income$8,956,0002,663
Total interest expense$2,315,0003,114
Net interest income$6,641,0002,450
Provision for loan and lease losses$390,0001,762
Total noninterest income$1,768,0001,962
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$713,0001,806
Trading account gains and fees$0126
Additional Noninterest Income$1,055,0001,750
Total noninterest expense$5,340,0002,316
Salaries and employee benefits$2,717,0002,486
Premises and equipment expense$826,0002,162
Additional noninterest expense$1,797,0002,068
Pre-tax net operating income$2,679,0002,436
Securities gains (losses)$-27,0008,295
Applicable income taxes$16,0006,381
Income before extraordinary items$2,636,0001,976
Extraordinary gains, net$035
Net income$2,636,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,113
Cash dividends$1,470,0001,379
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,662,7301,930
2005-06-30 (YTD Data)Rank
Total interest income$5,682,0002,724
Total interest expense$1,387,0003,248
Net interest income$4,295,0002,492
Provision for loan and lease losses$228,0001,939
Total noninterest income$1,184,0001,942
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$464,0001,802
Trading account gains and fees$0116
Additional Noninterest Income$720,0001,710
Total noninterest expense$3,193,0002,555
Salaries and employee benefits$1,752,0002,543
Premises and equipment expense$529,0002,232
Additional noninterest expense$912,0002,663
Pre-tax net operating income$2,058,0002,134
Securities gains (losses)$02,146
Applicable income taxes$12,0006,334
Income before extraordinary items$2,046,0001,672
Extraordinary gains, net$030
Net income$2,046,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,327
Cash dividends$970,0001,363
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,046,0001,642
2005-03-31 (YTD Data)Rank
Total interest income$2,700,0002,808
Total interest expense$618,0003,434
Net interest income$2,082,0002,565
Provision for loan and lease losses$100,0002,031
Total noninterest income$599,0001,885
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$230,0001,762
Trading account gains and fees$0115
Additional Noninterest Income$369,0001,646
Total noninterest expense$1,520,0002,682
Salaries and employee benefits$846,0002,648
Premises and equipment expense$254,0002,321
Additional noninterest expense$420,0002,894
Pre-tax net operating income$1,061,0002,062
Securities gains (losses)$01,685
Applicable income taxes$7,0006,248
Income before extraordinary items$1,054,0001,590
Extraordinary gains, net$024
Net income$1,054,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$650,000966
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,054,0001,570
2004-12-31 (YTD Data)Rank
Total interest income$9,819,0002,888
Total interest expense$2,067,0003,546
Net interest income$7,752,0002,601
Provision for loan and lease losses$469,0002,072
Total noninterest income$1,929,0002,255
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$985,0001,780
Trading account gains and fees$0138
Additional Noninterest Income$944,0002,232
Total noninterest expense$5,894,0002,696
Salaries and employee benefits$3,097,0002,767
Premises and equipment expense$1,008,0002,273
Additional noninterest expense$1,789,0002,661
Pre-tax net operating income$3,318,0002,380
Securities gains (losses)$03,819
Applicable income taxes$16,0006,625
Income before extraordinary items$3,302,0001,912
Extraordinary gains, net$034
Net income$3,302,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,296
Cash dividends$2,400,0001,171
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,302,0001,865
2004-09-30 (YTD Data)Rank
Total interest income$7,196,0002,908
Total interest expense$1,486,0003,647
Net interest income$5,710,0002,624
Provision for loan and lease losses$349,0002,024
Total noninterest income$1,439,0002,269
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$739,0001,793
Trading account gains and fees$0134
Additional Noninterest Income$700,0002,268
Total noninterest expense$4,389,0002,683
Salaries and employee benefits$2,297,0002,765
Premises and equipment expense$751,0002,286
Additional noninterest expense$1,341,0002,637
Pre-tax net operating income$2,411,0002,467
Securities gains (losses)$03,710
Applicable income taxes$16,0006,628
Income before extraordinary items$2,395,0001,966
Extraordinary gains, net$026
Net income$2,395,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,955
Cash dividends$1,850,0001,058
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,395,0001,918
2004-06-30 (YTD Data)Rank
Total interest income$4,670,0002,965
Total interest expense$942,0003,789
Net interest income$3,728,0002,664
Provision for loan and lease losses$290,0001,635
Total noninterest income$932,0002,313
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$484,0001,806
Trading account gains and fees$0130
Additional Noninterest Income$448,0002,354
Total noninterest expense$2,876,0002,728
Salaries and employee benefits$1,496,0002,837
Premises and equipment expense$494,0002,321
Additional noninterest expense$886,0002,660
Pre-tax net operating income$1,494,0002,598
Securities gains (losses)$03,413
Applicable income taxes$10,0006,651
Income before extraordinary items$1,484,0002,086
Extraordinary gains, net$021
Net income$1,484,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,659
Cash dividends$1,100,0001,157
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,484,0002,030
2004-03-31 (YTD Data)Rank
Total interest income$2,270,0003,048
Total interest expense$464,0003,872
Net interest income$1,806,0002,746
Provision for loan and lease losses$186,0001,226
Total noninterest income$428,0002,424
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$243,0001,755
Trading account gains and fees$0121
Additional Noninterest Income$185,0002,607
Total noninterest expense$1,384,0002,835
Salaries and employee benefits$736,0002,880
Premises and equipment expense$251,0002,295
Additional noninterest expense$397,0002,938
Pre-tax net operating income$664,0002,825
Securities gains (losses)$02,934
Applicable income taxes$4,0006,676
Income before extraordinary items$660,0002,296
Extraordinary gains, net$016
Net income$660,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$660,0002,213
2003-12-31 (YTD Data)Rank
Total interest income$8,593,0003,230
Total interest expense$1,811,0004,335
Net interest income$6,782,0002,834
Provision for loan and lease losses$438,0002,418
Total noninterest income$2,002,0002,322
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$989,0001,733
Trading account gains and fees$0160
Additional Noninterest Income$1,013,0002,365
Total noninterest expense$5,297,0002,915
Salaries and employee benefits$2,733,0003,018
Premises and equipment expense$843,0002,629
Additional noninterest expense$1,721,0002,732
Pre-tax net operating income$3,049,0002,466
Securities gains (losses)$04,500
Applicable income taxes$19,0006,818
Income before extraordinary items$3,030,0002,024
Extraordinary gains, net$054
Net income$3,030,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,273
Cash dividends$2,400,0001,192
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,030,0001,934
2003-09-30 (YTD Data)Rank
Total interest income$6,378,0003,293
Total interest expense$1,353,0004,467
Net interest income$5,025,0002,886
Provision for loan and lease losses$238,0002,964
Total noninterest income$1,557,0002,293
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$729,0001,774
Trading account gains and fees$0153
Additional Noninterest Income$828,0002,323
Total noninterest expense$3,927,0002,948
Salaries and employee benefits$2,016,0003,070
Premises and equipment expense$610,0002,737
Additional noninterest expense$1,301,0002,700
Pre-tax net operating income$2,417,0002,453
Securities gains (losses)$04,204
Applicable income taxes$19,0006,822
Income before extraordinary items$2,398,0002,006
Extraordinary gains, net$040
Net income$2,398,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,333
Cash dividends$1,600,0001,203
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,398,0001,895
2003-06-30 (YTD Data)Rank
Total interest income$4,227,0003,341
Total interest expense$929,0004,487
Net interest income$3,298,0002,914
Provision for loan and lease losses$133,0003,303
Total noninterest income$971,0002,408
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$473,0001,790
Trading account gains and fees$0150
Additional Noninterest Income$498,0002,446
Total noninterest expense$2,530,0003,018
Salaries and employee benefits$1,292,0003,172
Premises and equipment expense$394,0002,806
Additional noninterest expense$844,0002,753
Pre-tax net operating income$1,606,0002,458
Securities gains (losses)$03,782
Applicable income taxes$13,0006,844
Income before extraordinary items$1,593,0001,994
Extraordinary gains, net$030
Net income$1,593,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,967
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,593,0001,886
2003-03-31 (YTD Data)Rank
Total interest income$2,088,0003,400
Total interest expense$475,0004,505
Net interest income$1,613,0002,966
Provision for loan and lease losses$56,0003,519
Total noninterest income$440,0002,513
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$229,0001,791
Trading account gains and fees$0134
Additional Noninterest Income$211,0002,629
Total noninterest expense$1,212,0003,108
Salaries and employee benefits$634,0003,205
Premises and equipment expense$191,0002,867
Additional noninterest expense$387,0002,937
Pre-tax net operating income$785,0002,516
Securities gains (losses)$02,891
Applicable income taxes$7,0006,747
Income before extraordinary items$778,0002,020
Extraordinary gains, net$021
Net income$778,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$600,0001,046
Sale, conversion, retirement of capital stock, net$0419
Net operating income$778,0001,906
2002-12-31 (YTD Data)Rank
Total interest income$8,655,0003,415
Total interest expense$2,170,0004,549
Net interest income$6,485,0002,938
Provision for loan and lease losses$250,0003,856
Total noninterest income$1,679,0002,429
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$827,0001,945
Trading account gains and fees$0153
Additional Noninterest Income$852,0002,409
Total noninterest expense$4,762,0003,052
Salaries and employee benefits$2,480,0003,146
Premises and equipment expense$749,0002,827
Additional noninterest expense$1,533,0002,908
Pre-tax net operating income$3,152,0002,388
Securities gains (losses)$04,537
Applicable income taxes$17,0007,121
Income before extraordinary items$3,135,0001,913
Extraordinary gains, net$070
Net income$3,135,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,419
Cash dividends$1,925,0001,348
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,135,0001,854
2001-12-31 (YTD Data)Rank
Total interest income$9,323,0003,520
Total interest expense$3,635,0004,092
Net interest income$5,688,0003,085
Provision for loan and lease losses$454,0002,381
Total noninterest income$1,373,0002,678
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$622,0002,367
Trading account gains and fees$0177
Additional Noninterest Income$751,0002,479
Total noninterest expense$4,355,0003,175
Salaries and employee benefits$2,295,0003,201
Premises and equipment expense$770,0002,734
Additional noninterest expense$1,290,0003,278
Pre-tax net operating income$2,252,0002,901
Securities gains (losses)$04,612
Applicable income taxes$1,0007,858
Income before extraordinary items$2,251,0002,289
Extraordinary gains, net$0105
Net income$2,251,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,942
Cash dividends$1,200,0001,967
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,251,0002,222
2000-12-31 (YTD Data)Rank
Total interest income$8,770,0003,812
Total interest expense$3,621,0004,284
Net interest income$5,149,0003,381
Provision for loan and lease losses$788,0001,290
Total noninterest income$1,715,0002,108
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$439,0003,010
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0001,581
Total noninterest expense$4,178,0003,214
Salaries and employee benefits$2,043,0003,400
Premises and equipment expense$709,0002,847
Additional noninterest expense$1,426,0002,953
Pre-tax net operating income$1,898,0003,456
Securities gains (losses)$-44,0009,147
Applicable income taxes$2,0008,274
Income before extraordinary items$1,852,0002,744
Extraordinary gains, net$038
Net income$1,852,0002,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$672,0001,005
Cash dividends$1,397,0001,753
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,896,0002,685
1999-12-31 (YTD Data)Rank
Total interest income$7,351,0004,221
Total interest expense$2,834,0004,803
Net interest income$4,517,0003,774
Provision for loan and lease losses$463,0001,882
Total noninterest income$2,062,0001,824
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$351,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$1,711,0001,281
Total noninterest expense$3,793,0003,477
Salaries and employee benefits$1,956,0003,519
Premises and equipment expense$581,0003,360
Additional noninterest expense$1,256,0003,294
Pre-tax net operating income$2,323,0002,966
Securities gains (losses)$-199,00010,039
Applicable income taxes$9,0008,512
Income before extraordinary items$2,115,0002,453
Extraordinary gains, net$035
Net income$2,115,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,891
Cash dividends$2,029,0001,338
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,314,0002,236
1998-12-31 (YTD Data)Rank
Total interest income$6,248,0004,853
Total interest expense$2,517,0005,341
Net interest income$3,731,0004,371
Provision for loan and lease losses$90,0005,311
Total noninterest income$991,0003,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$350,0003,495
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,539
Total noninterest expense$3,030,0004,079
Salaries and employee benefits$1,561,0004,118
Premises and equipment expense$438,0004,110
Additional noninterest expense$1,031,0003,860
Pre-tax net operating income$1,602,0003,990
Securities gains (losses)$04,449
Applicable income taxes$179,0006,436
Income before extraordinary items$1,423,0003,393
Extraordinary gains, net$032
Net income$1,423,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,822
Cash dividends$1,317,0001,827
Sale, conversion, retirement of capital stock, net$247,000657
Net operating income$1,423,0003,305
1997-12-31 (YTD Data)Rank
Total interest income$5,763,0005,211
Total interest expense$2,239,0005,811
Net interest income$3,524,0004,705
Provision for loan and lease losses$106,0005,041
Total noninterest income$665,0004,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$360,0003,521
Trading account gains and feesNANA
Additional Noninterest Income$305,0003,893
Total noninterest expense$2,291,0005,117
Salaries and employee benefits$1,010,0005,814
Premises and equipment expense$276,0005,713
Additional noninterest expense$1,005,0003,884
Pre-tax net operating income$1,792,0003,876
Securities gains (losses)$11,0002,294
Applicable income taxes$617,0003,586
Income before extraordinary items$1,186,0004,096
Extraordinary gains, net$044
Net income$1,186,0004,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,192
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,178,7404,057
1996-12-31 (YTD Data)Rank
Total interest income$5,084,0005,864
Total interest expense$1,817,0006,810
Net interest income$3,267,0005,110
Provision for loan and lease losses$238,0003,065
Total noninterest income$620,0004,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,724
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,364
Total noninterest expense$1,956,0006,026
Salaries and employee benefits$985,0006,063
Premises and equipment expense$278,0005,870
Additional noninterest expense$693,0005,781
Pre-tax net operating income$1,693,0003,945
Securities gains (losses)$3,0003,304
Applicable income taxes$585,0003,670
Income before extraordinary items$1,111,0004,122
Extraordinary gains, net$053
Net income$1,111,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,609
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,109,0204,078
1995-12-31 (YTD Data)Rank
Total interest income$3,774,0007,233
Total interest expense$1,358,0008,096
Net interest income$2,416,0006,452
Provision for loan and lease losses$122,0004,063
Total noninterest income$491,0005,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,424
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,124
Total noninterest expense$1,716,0006,695
Salaries and employee benefits$816,0007,016
Premises and equipment expense$268,0006,085
Additional noninterest expense$632,0006,321
Pre-tax net operating income$1,069,0005,714
Securities gains (losses)$03,831
Applicable income taxes$368,0005,242
Income before extraordinary items$701,0005,991
Extraordinary gains, net$065
Net income$701,0005,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$701,0005,971
1994-12-31 (YTD Data)Rank
Total interest income$2,503,0008,899
Total interest expense$683,00010,194
Net interest income$1,820,0007,985
Provision for loan and lease losses$84,0004,941
Total noninterest income$503,0005,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,268
Total noninterest expense$1,549,0007,441
Salaries and employee benefits$671,0008,107
Premises and equipment expense$250,0006,528
Additional noninterest expense$628,0006,832
Pre-tax net operating income$690,0007,456
Securities gains (losses)$03,600
Applicable income taxes$237,0006,725
Income before extraordinary items$453,0007,676
Extraordinary gains, net$0249
Net income$453,0007,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$453,0007,729
1993-12-31 (YTD Data)Rank
Total interest income$2,298,0009,585
Total interest expense$717,00010,483
Net interest income$1,581,0008,863
Provision for loan and lease losses$-8,00012,482
Total noninterest income$491,0005,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,361
Trading account gains and feesNANA
Additional Noninterest Income$186,0005,898
Total noninterest expense$1,680,0007,254
Salaries and employee benefits$620,0008,633
Premises and equipment expense$255,0006,603
Additional noninterest expense$805,0005,899
Pre-tax net operating income$400,0009,417
Securities gains (losses)$07,477
Applicable income taxes$135,0008,981
Income before extraordinary items$265,0009,869
Extraordinary gains, net$107,0001,505
Net income$372,0008,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$265,0009,616
1992-12-31 (YTD Data)Rank
Total interest income$2,552,0009,811
Total interest expense$997,00010,400
Net interest income$1,555,0009,092
Provision for loan and lease losses$-20,00013,523
Total noninterest income$562,0005,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$304,0004,388
Trading account gains and feesNANA
Additional Noninterest Income$258,0004,866
Total noninterest expense$1,711,0007,234
Salaries and employee benefits$590,0008,900
Premises and equipment expense$249,0006,794
Additional noninterest expense$872,0005,666
Pre-tax net operating income$426,0009,011
Securities gains (losses)$243,0001,759
Applicable income taxes$227,0007,050
Income before extraordinary items$442,0007,808
Extraordinary gains, net$227,000379
Net income$669,0006,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,00013,514
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$281,6209,156

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.