Home > Woodforest Bank > Income and Expense
Woodforest Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 5,949 |
| Total interest expense | $83,000 | 6,733 |
| Net interest income | $651,000 | 5,649 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $16,073,000 | 156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,315,000 | 59 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,758,000 | 252 |
| Total noninterest expense | $16,561,000 | 326 |
| Salaries and employee benefits | $7,358,000 | 342 |
| Premises and equipment expense | $4,426,000 | 168 |
| Additional noninterest expense | $4,777,000 | 402 |
| Pre-tax net operating income | $163,000 | 4,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $163,000 | 4,323 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $163,000 | 4,322 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $163,000 | 4,323 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $163,000 | 4,265 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 6,183 |
| Total interest expense | $311,000 | 7,033 |
| Net interest income | $2,465,000 | 5,792 |
| Provision for loan and lease losses | $-36,000 | 7,587 |
| Total noninterest income | $59,731,000 | 169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,731,000 | 131 |
| Total noninterest expense | $79,336,000 | 276 |
| Salaries and employee benefits | $29,329,000 | 337 |
| Premises and equipment expense | $17,871,000 | 161 |
| Additional noninterest expense | $32,136,000 | 270 |
| Pre-tax net operating income | $-17,104,000 | 7,491 |
| Securities gains (losses) | $-234,000 | 7,329 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-17,338,000 | 7,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,338,000 | 7,501 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-17,338,000 | 7,501 |
| Net charge-offs | $-506,000 | 7,647 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-17,104,000 | 7,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,329 |
| Total interest expense | $219,000 | 7,214 |
| Net interest income | $1,825,000 | 5,908 |
| Provision for loan and lease losses | $-171,000 | 7,721 |
| Total noninterest income | $45,370,000 | 165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,370,000 | 128 |
| Total noninterest expense | $64,664,000 | 247 |
| Salaries and employee benefits | $22,082,000 | 330 |
| Premises and equipment expense | $14,884,000 | 142 |
| Additional noninterest expense | $27,698,000 | 241 |
| Pre-tax net operating income | $-17,298,000 | 7,636 |
| Securities gains (losses) | $-234,000 | 7,512 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-17,532,000 | 7,645 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-17,532,000 | 7,645 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-17,532,000 | 7,645 |
| Net charge-offs | $-501,000 | 7,754 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-17,298,000 | 7,638 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 6,489 |
| Total interest expense | $126,000 | 7,406 |
| Net interest income | $1,153,000 | 6,057 |
| Provision for loan and lease losses | $-204,000 | 7,796 |
| Total noninterest income | $30,680,000 | 165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,680,000 | 130 |
| Total noninterest expense | $48,516,000 | 228 |
| Salaries and employee benefits | $14,861,000 | 326 |
| Premises and equipment expense | $10,515,000 | 136 |
| Additional noninterest expense | $23,140,000 | 211 |
| Pre-tax net operating income | $-16,479,000 | 7,736 |
| Securities gains (losses) | $-234,000 | 7,614 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-16,713,000 | 7,742 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,713,000 | 7,742 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-16,713,000 | 7,742 |
| Net charge-offs | $-464,000 | 7,818 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,479,000 | 7,736 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 6,662 |
| Total interest expense | $66,000 | 7,488 |
| Net interest income | $539,000 | 6,257 |
| Provision for loan and lease losses | $-224,000 | 7,903 |
| Total noninterest income | $14,202,000 | 177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,202,000 | 142 |
| Total noninterest expense | $16,522,000 | 323 |
| Salaries and employee benefits | $7,765,000 | 323 |
| Premises and equipment expense | $3,616,000 | 189 |
| Additional noninterest expense | $5,141,000 | 372 |
| Pre-tax net operating income | $-1,557,000 | 7,532 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,557,000 | 7,580 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,557,000 | 7,581 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,557,000 | 7,581 |
| Net charge-offs | $-356,000 | 7,914 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,557,000 | 7,579 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 7,250 |
| Total interest expense | $522,000 | 7,084 |
| Net interest income | $1,210,000 | 7,229 |
| Provision for loan and lease losses | $605,000 | 4,238 |
| Total noninterest income | $47,408,000 | 210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,408,000 | 163 |
| Total noninterest expense | $47,242,000 | 453 |
| Salaries and employee benefits | $23,292,000 | 413 |
| Premises and equipment expense | $10,078,000 | 279 |
| Additional noninterest expense | $13,872,000 | 584 |
| Pre-tax net operating income | $771,000 | 3,404 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $771,000 | 3,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 3,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $771,000 | 3,197 |
| Net charge-offs | $507,000 | 3,767 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $771,000 | 3,140 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,319 |
| Total interest expense | $431,000 | 7,083 |
| Net interest income | $878,000 | 7,325 |
| Provision for loan and lease losses | $913,000 | 2,911 |
| Total noninterest income | $33,684,000 | 223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,684,000 | 170 |
| Total noninterest expense | $32,722,000 | 497 |
| Salaries and employee benefits | $16,018,000 | 462 |
| Premises and equipment expense | $6,905,000 | 312 |
| Additional noninterest expense | $9,799,000 | 592 |
| Pre-tax net operating income | $927,000 | 2,873 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $927,000 | 2,597 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $927,000 | 2,594 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $927,000 | 2,597 |
| Net charge-offs | $815,000 | 2,448 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $927,000 | 2,554 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,383 |
| Total interest expense | $307,000 | 7,107 |
| Net interest income | $566,000 | 7,405 |
| Provision for loan and lease losses | $99,000 | 5,356 |
| Total noninterest income | $20,813,000 | 229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,813,000 | 182 |
| Total noninterest expense | $20,297,000 | 541 |
| Salaries and employee benefits | $9,979,000 | 507 |
| Premises and equipment expense | $4,167,000 | 344 |
| Additional noninterest expense | $6,151,000 | 632 |
| Pre-tax net operating income | $983,000 | 2,140 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $983,000 | 1,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $983,000 | 1,867 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $983,000 | 1,869 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $983,000 | 1,816 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,440 |
| Total interest expense | $157,000 | 7,169 |
| Net interest income | $281,000 | 7,439 |
| Provision for loan and lease losses | $89,000 | 4,130 |
| Total noninterest income | $9,390,000 | 232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,390,000 | 180 |
| Total noninterest expense | $9,199,000 | 556 |
| Salaries and employee benefits | $4,707,000 | 540 |
| Premises and equipment expense | $1,864,000 | 378 |
| Additional noninterest expense | $2,628,000 | 648 |
| Pre-tax net operating income | $383,000 | 2,880 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $383,000 | 2,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $383,000 | 2,650 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $383,000 | 2,652 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $383,000 | 2,506 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 8,002 |
| Total interest expense | $540,000 | 7,596 |
| Net interest income | $420,000 | 8,130 |
| Provision for loan and lease losses | $220,000 | 5,097 |
| Total noninterest income | $14,351,000 | 458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,351,000 | 301 |
| Total noninterest expense | $19,140,000 | 1,035 |
| Salaries and employee benefits | $10,130,000 | 980 |
| Premises and equipment expense | $3,646,000 | 763 |
| Additional noninterest expense | $5,364,000 | 1,196 |
| Pre-tax net operating income | $-4,589,000 | 7,773 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,589,000 | 7,789 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,589,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,751 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,589,000 | 7,845 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 8,099 |
| Total interest expense | $389,000 | 7,750 |
| Net interest income | $330,000 | 8,205 |
| Provision for loan and lease losses | $124,000 | 4,900 |
| Total noninterest income | $7,865,000 | 599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,865,000 | 400 |
| Total noninterest expense | $11,145,000 | 1,292 |
| Salaries and employee benefits | $5,825,000 | 1,319 |
| Premises and equipment expense | $2,011,000 | 1,042 |
| Additional noninterest expense | $3,309,000 | 1,354 |
| Pre-tax net operating income | $-3,074,000 | 8,026 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,074,000 | 8,024 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,074,000 | 8,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,074,000 | 8,079 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,189 |
| Total interest expense | $259,000 | 7,854 |
| Net interest income | $205,000 | 8,294 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $3,586,000 | 826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,586,000 | 547 |
| Total noninterest expense | $5,666,000 | 1,708 |
| Salaries and employee benefits | $2,928,000 | 1,778 |
| Premises and equipment expense | $972,000 | 1,426 |
| Additional noninterest expense | $1,766,000 | 1,668 |
| Pre-tax net operating income | $-1,976,000 | 8,153 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,976,000 | 8,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,976,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,976,000 | 8,197 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,293 |
| Total interest expense | $137,000 | 7,887 |
| Net interest income | $74,000 | 8,417 |
| Provision for loan and lease losses | $69,000 | 3,338 |
| Total noninterest income | $1,178,000 | 1,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,178,000 | 755 |
| Total noninterest expense | $2,087,000 | 2,284 |
| Salaries and employee benefits | $1,069,000 | 2,434 |
| Premises and equipment expense | $333,000 | 2,034 |
| Additional noninterest expense | $685,000 | 2,046 |
| Pre-tax net operating income | $-904,000 | 8,254 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-904,000 | 8,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-904,000 | 8,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-904,000 | 8,277 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 8,142 |
| Total interest expense | $500,000 | 7,952 |
| Net interest income | $590,000 | 8,199 |
| Provision for loan and lease losses | $37,000 | 5,928 |
| Total noninterest income | $437,000 | 5,308 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $437,000 | 3,560 |
| Total noninterest expense | $1,549,000 | 6,847 |
| Salaries and employee benefits | $851,000 | 6,841 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $446,000 | 6,841 |
| Pre-tax net operating income | $-559,000 | 7,842 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-559,000 | 7,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-559,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-559,000 | 7,907 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $814,000 | 8,204 |
| Total interest expense | $360,000 | 8,030 |
| Net interest income | $454,000 | 8,241 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $33,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $490,000 | 8,134 |
| Salaries and employee benefits | $310,000 | 7,999 |
| Premises and equipment expense | $63,000 | 7,902 |
| Additional noninterest expense | $117,000 | 8,213 |
| Pre-tax net operating income | $-3,000 | 7,657 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-3,000 | 7,689 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-3,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-3,000 | 7,664 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 8,267 |
| Total interest expense | $226,000 | 8,119 |
| Net interest income | $319,000 | 8,280 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $26,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $242,000 | 8,392 |
| Salaries and employee benefits | $151,000 | 8,316 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $59,000 | 8,429 |
| Pre-tax net operating income | $103,000 | 7,224 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $103,000 | 7,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $103,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $103,000 | 7,087 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 8,299 |
| Total interest expense | $108,000 | 8,198 |
| Net interest income | $176,000 | 8,265 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $133,000 | 8,379 |
| Salaries and employee benefits | $79,000 | 8,339 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $43,000 | 8,221 |
| Pre-tax net operating income | $43,000 | 7,371 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,000 | 7,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 8,217 |
| Total interest expense | $362,000 | 8,178 |
| Net interest income | $739,000 | 8,157 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $41,000 | 8,280 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $577,000 | 8,348 |
| Salaries and employee benefits | $383,000 | 8,196 |
| Premises and equipment expense | $49,000 | 8,363 |
| Additional noninterest expense | $145,000 | 8,387 |
| Pre-tax net operating income | $203,000 | 7,397 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $46,000 | 5,508 |
| Income before extraordinary items | $157,000 | 7,455 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $157,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $118,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $157,000 | 7,444 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 8,288 |
| Total interest expense | $258,000 | 8,244 |
| Net interest income | $560,000 | 8,225 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $6,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $396,000 | 8,436 |
| Salaries and employee benefits | $249,000 | 8,321 |
| Premises and equipment expense | $38,000 | 8,405 |
| Additional noninterest expense | $109,000 | 8,424 |
| Pre-tax net operating income | $170,000 | 7,538 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $106,000 | 7,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $106,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $118,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $106,000 | 7,693 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $541,000 | 8,330 |
| Total interest expense | $170,000 | 8,266 |
| Net interest income | $371,000 | 8,293 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $263,000 | 8,478 |
| Salaries and employee benefits | $166,000 | 8,373 |
| Premises and equipment expense | $24,000 | 8,460 |
| Additional noninterest expense | $73,000 | 8,446 |
| Pre-tax net operating income | $112,000 | 7,618 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $42,000 | 5,356 |
| Income before extraordinary items | $70,000 | 7,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $118,000 | 4,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $70,000 | 7,769 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,333 |
| Total interest expense | $82,000 | 8,292 |
| Net interest income | $190,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $134,000 | 8,482 |
| Salaries and employee benefits | $83,000 | 8,392 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $40,000 | 8,386 |
| Pre-tax net operating income | $58,000 | 7,600 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $36,000 | 7,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $36,000 | 7,753 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,334 |
| Total interest expense | $237,000 | 8,356 |
| Net interest income | $752,000 | 8,276 |
| Provision for loan and lease losses | $-50,000 | 8,577 |
| Total noninterest income | $10,000 | 8,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $636,000 | 8,351 |
| Salaries and employee benefits | $441,000 | 8,085 |
| Premises and equipment expense | $49,000 | 8,486 |
| Additional noninterest expense | $146,000 | 8,512 |
| Pre-tax net operating income | $176,000 | 7,765 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $118,000 | 7,907 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $118,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $169,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $118,000 | 7,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,382 |
| Total interest expense | $166,000 | 8,401 |
| Net interest income | $568,000 | 8,321 |
| Provision for loan and lease losses | $-50,000 | 8,661 |
| Total noninterest income | $7,000 | 8,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $417,000 | 8,484 |
| Salaries and employee benefits | $265,000 | 8,332 |
| Premises and equipment expense | $36,000 | 8,501 |
| Additional noninterest expense | $116,000 | 8,472 |
| Pre-tax net operating income | $208,000 | 7,593 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $79,000 | 5,452 |
| Income before extraordinary items | $129,000 | 7,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $129,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $169,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $129,000 | 7,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 8,401 |
| Total interest expense | $105,000 | 8,416 |
| Net interest income | $375,000 | 8,350 |
| Provision for loan and lease losses | $-50,000 | 8,701 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $283,000 | 8,469 |
| Salaries and employee benefits | $183,000 | 8,294 |
| Premises and equipment expense | $49,000 | 7,887 |
| Additional noninterest expense | $51,000 | 8,713 |
| Pre-tax net operating income | $146,000 | 7,569 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $91,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $169,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $91,000 | 7,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,484 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $189,000 | 8,418 |
| Provision for loan and lease losses | $-50,000 | 8,802 |
| Total noninterest income | $3,000 | 8,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $141,000 | 8,536 |
| Salaries and employee benefits | $91,000 | 8,381 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $24,000 | 8,782 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $37,000 | 5,118 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $168,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 8,420 |
| Total interest expense | $174,000 | 8,548 |
| Net interest income | $793,000 | 8,312 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $43,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $568,000 | 8,581 |
| Salaries and employee benefits | $385,000 | 8,348 |
| Premises and equipment expense | $91,000 | 8,085 |
| Additional noninterest expense | $92,000 | 8,841 |
| Pre-tax net operating income | $268,000 | 7,550 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $100,000 | 5,504 |
| Income before extraordinary items | $168,000 | 7,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $168,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,756,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $168,000 | 7,759 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 8,462 |
| Total interest expense | $126,000 | 8,612 |
| Net interest income | $599,000 | 8,347 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $35,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $410,000 | 8,626 |
| Salaries and employee benefits | $275,000 | 8,402 |
| Premises and equipment expense | $68,000 | 8,081 |
| Additional noninterest expense | $67,000 | 8,884 |
| Pre-tax net operating income | $224,000 | 7,573 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $93,000 | 5,429 |
| Income before extraordinary items | $131,000 | 7,909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $131,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,756,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $131,000 | 7,856 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $495,000 | 8,505 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $411,000 | 8,359 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $270,000 | 8,680 |
| Salaries and employee benefits | $182,000 | 8,464 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $46,000 | 8,932 |
| Pre-tax net operating income | $173,000 | 7,395 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $103,000 | 7,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,756,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $103,000 | 7,678 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 8,544 |
| Total interest expense | $42,000 | 8,723 |
| Net interest income | $210,000 | 8,380 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $132,000 | 8,731 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $23,000 | 8,965 |
| Pre-tax net operating income | $103,000 | 7,108 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $69,000 | 7,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $257,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $69,000 | 7,349 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 8,404 |
| Total interest expense | $212,000 | 8,710 |
| Net interest income | $979,000 | 8,131 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $53,000 | 8,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $605,000 | 8,644 |
| Salaries and employee benefits | $417,000 | 8,346 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $105,000 | 8,982 |
| Pre-tax net operating income | $427,000 | 6,930 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $170,000 | 5,129 |
| Income before extraordinary items | $257,000 | 7,487 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $257,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $273,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $257,000 | 7,347 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 8,455 |
| Total interest expense | $166,000 | 8,795 |
| Net interest income | $756,000 | 8,156 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $36,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $411,000 | 8,788 |
| Salaries and employee benefits | $273,000 | 8,539 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $72,000 | 9,064 |
| Pre-tax net operating income | $381,000 | 6,790 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $141,000 | 5,188 |
| Income before extraordinary items | $240,000 | 7,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $240,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $273,000 | 3,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $240,000 | 7,156 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,472 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $516,000 | 8,168 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $24,000 | 8,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $272,000 | 8,810 |
| Salaries and employee benefits | $183,000 | 8,570 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $48,000 | 9,082 |
| Pre-tax net operating income | $268,000 | 6,717 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $273,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $169,000 | 7,081 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,526 |
| Total interest expense | $63,000 | 8,855 |
| Net interest income | $258,000 | 8,200 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $139,000 | 8,828 |
| Salaries and employee benefits | $92,000 | 8,606 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $273,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 8,523 |
| Total interest expense | $380,000 | 8,709 |
| Net interest income | $986,000 | 8,287 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $39,000 | 9,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $591,000 | 8,791 |
| Salaries and employee benefits | $414,000 | 8,467 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $98,000 | 9,172 |
| Pre-tax net operating income | $434,000 | 7,012 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $161,000 | 5,426 |
| Income before extraordinary items | $273,000 | 7,459 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $273,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,129,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $273,000 | 7,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 8,505 |
| Total interest expense | $773,000 | 8,481 |
| Net interest income | $950,000 | 8,388 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,455,000 | 2,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,455,000 | 1,563 |
| Total noninterest expense | $638,000 | 8,832 |
| Salaries and employee benefits | $438,000 | 8,461 |
| Premises and equipment expense | $87,000 | 8,512 |
| Additional noninterest expense | $113,000 | 9,295 |
| Pre-tax net operating income | $1,767,000 | 3,478 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $640,000 | 2,851 |
| Income before extraordinary items | $1,127,000 | 3,969 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,127,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $271,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,127,000 | 3,842 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 8,530 |
| Total interest expense | $914,000 | 8,415 |
| Net interest income | $966,000 | 8,561 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $614,000 | 9,055 |
| Salaries and employee benefits | $426,000 | 8,621 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $103,000 | 9,611 |
| Pre-tax net operating income | $427,000 | 7,329 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $155,000 | 5,860 |
| Income before extraordinary items | $272,000 | 7,644 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $272,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $330,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $272,000 | 7,649 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 8,597 |
| Total interest expense | $853,000 | 8,558 |
| Net interest income | $1,061,000 | 8,489 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $60,000 | 9,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $635,000 | 9,215 |
| Salaries and employee benefits | $421,000 | 8,778 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $129,000 | 9,713 |
| Pre-tax net operating income | $486,000 | 7,200 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $156,000 | 6,202 |
| Income before extraordinary items | $330,000 | 7,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $330,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $342,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $330,000 | 7,375 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 8,535 |
| Total interest expense | $961,000 | 8,525 |
| Net interest income | $1,154,000 | 8,439 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $650,000 | 9,264 |
| Salaries and employee benefits | $421,000 | 8,835 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $131,000 | 9,848 |
| Pre-tax net operating income | $570,000 | 7,060 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $229,000 | 5,845 |
| Income before extraordinary items | $341,000 | 7,587 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $341,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $448,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $341,000 | 7,505 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 8,744 |
| Total interest expense | $964,000 | 8,789 |
| Net interest income | $1,268,000 | 8,538 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $645,000 | 9,570 |
| Salaries and employee benefits | $427,000 | 9,087 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $132,000 | 10,207 |
| Pre-tax net operating income | $709,000 | 6,939 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $448,000 | 7,325 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $448,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $301,000 | 4,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $448,000 | 7,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 8,990 |
| Total interest expense | $1,031,000 | 8,913 |
| Net interest income | $1,261,000 | 8,863 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $69,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $835,000 | 9,297 |
| Salaries and employee benefits | $424,000 | 9,440 |
| Premises and equipment expense | $84,000 | 9,709 |
| Additional noninterest expense | $327,000 | 8,600 |
| Pre-tax net operating income | $495,000 | 7,963 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $195,000 | 7,216 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $477,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $300,000 | 8,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 9,201 |
| Total interest expense | $961,000 | 9,390 |
| Net interest income | $1,377,000 | 8,851 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $696,000 | 10,204 |
| Salaries and employee benefits | $421,000 | 9,782 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $182,000 | 10,657 |
| Pre-tax net operating income | $748,000 | 7,070 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $479,000 | 7,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $479,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $555,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $479,000 | 7,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,357 |
| Total interest expense | $765,000 | 9,781 |
| Net interest income | $1,476,000 | 8,947 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $710,000 | 10,651 |
| Salaries and employee benefits | $420,000 | 10,108 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $197,000 | 11,188 |
| Pre-tax net operating income | $845,000 | 6,652 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $507,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $556,000 | 6,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 9,358 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $1,545,000 | 8,963 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $774,000 | 10,799 |
| Salaries and employee benefits | $395,000 | 10,690 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $848,000 | 6,581 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $341,000 | 5,603 |
| Income before extraordinary items | $507,000 | 7,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $507,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $454,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $507,000 | 7,243 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 9,423 |
| Total interest expense | $1,235,000 | 9,471 |
| Net interest income | $1,521,000 | 9,210 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $71,000 | 12,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $897,000 | 10,500 |
| Salaries and employee benefits | $406,000 | 10,788 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $378,000 | 9,840 |
| Pre-tax net operating income | $695,000 | 7,126 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $456,000 | 7,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $456,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 7,838 |
| Cash dividends | $362,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $456,000 | 7,331 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.