Home > Wood & Huston Bank > Income and Expense

Wood & Huston Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$55,672,000852
Total interest expense$25,927,000660
Net interest income$29,745,0001,049
Provision for loan and lease losses$1,228,000739
Total noninterest income$8,138,000865
Gross Fiduciary activities income$14,000844
Service charges on deposit accounts$3,719,000345
Trading account gains and feesNANA
Additional Noninterest Income$4,405,000959
Total noninterest expense$24,708,0001,022
Salaries and employee benefits$14,503,000989
Premises and equipment expense$2,269,0001,098
Additional noninterest expense$4,405,000959
Pre-tax net operating income$11,947,0001,013
Securities gains (losses)$207,000165
Applicable income taxes$03,369
Income before extraordinary items$12,154,000858
Extraordinary gains, net$054
Net income$12,154,000871
Minority interest net income$088
Net income of bank and minority interests.$12,154,000861
Net charge-offs$335,000920
Cash dividends$2,554,0001,323
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,947,000883
2023-09-30 (YTD Data)Rank
Total interest income$40,261,000859
Total interest expense$18,166,000656
Net interest income$22,095,0001,068
Provision for loan and lease losses$834,000739
Total noninterest income$6,074,000874
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,751,000344
Trading account gains and feesNANA
Additional Noninterest Income$3,323,000969
Total noninterest expense$17,970,0001,045
Salaries and employee benefits$10,328,0001,033
Premises and equipment expense$1,715,0001,079
Additional noninterest expense$3,323,000969
Pre-tax net operating income$9,365,0001,022
Securities gains (losses)$16,000507
Applicable income taxes$03,407
Income before extraordinary items$9,381,000874
Extraordinary gains, net$052
Net income$9,381,000878
Minority interest net income$081
Net income of bank and minority interests.$9,381,000874
Net charge-offs$230,000832
Cash dividends$2,168,0001,118
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,365,000886
2023-06-30 (YTD Data)Rank
Total interest income$25,615,000863
Total interest expense$11,033,000636
Net interest income$14,582,0001,081
Provision for loan and lease losses$636,000663
Total noninterest income$4,002,000844
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,800,000340
Trading account gains and feesNANA
Additional Noninterest Income$2,202,000900
Total noninterest expense$12,071,0001,035
Salaries and employee benefits$6,880,0001,026
Premises and equipment expense$1,155,0001,063
Additional noninterest expense$2,202,000899
Pre-tax net operating income$5,877,0001,062
Securities gains (losses)$49,000278
Applicable income taxes$03,436
Income before extraordinary items$5,926,000926
Extraordinary gains, net$051
Net income$5,926,000938
Minority interest net income$081
Net income of bank and minority interests.$5,926,000926
Net charge-offs$119,000860
Cash dividends$1,448,0001,125
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,877,000941
2023-03-31 (YTD Data)Rank
Total interest income$12,209,000883
Total interest expense$4,971,000616
Net interest income$7,238,0001,089
Provision for loan and lease losses$251,000766
Total noninterest income$2,014,000830
Gross Fiduciary activities income$0913
Service charges on deposit accounts$876,000363
Trading account gains and feesNANA
Additional Noninterest Income$1,138,000880
Total noninterest expense$5,846,0001,073
Salaries and employee benefits$3,308,0001,084
Premises and equipment expense$574,0001,102
Additional noninterest expense$1,138,000880
Pre-tax net operating income$3,155,0001,037
Securities gains (losses)$10,000588
Applicable income taxes$03,388
Income before extraordinary items$3,165,000902
Extraordinary gains, net$04
Net income$3,165,000900
Minority interest net income$048
Net income of bank and minority interests.$3,165,000901
Net charge-offs$12,0001,306
Cash dividends$728,0001,010
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,155,000915
2022-12-31 (YTD Data)Rank
Total interest income$39,565,000900
Total interest expense$9,259,000483
Net interest income$30,306,0001,027
Provision for loan and lease losses$560,0001,162
Total noninterest income$8,217,000867
Gross Fiduciary activities income$63,000781
Service charges on deposit accounts$3,561,000370
Trading account gains and feesNANA
Additional Noninterest Income$4,593,000964
Total noninterest expense$24,232,0001,027
Salaries and employee benefits$14,102,0001,008
Premises and equipment expense$2,283,0001,085
Additional noninterest expense$4,593,000964
Pre-tax net operating income$13,731,0001,021
Securities gains (losses)$-943,0004,445
Applicable income taxes$03,596
Income before extraordinary items$12,788,000922
Extraordinary gains, net$05
Net income$12,788,000923
Minority interest net income$063
Net income of bank and minority interests.$12,788,000923
Net charge-offs$342,000731
Cash dividends$7,370,000583
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,731,000891
2022-09-30 (YTD Data)Rank
Total interest income$28,354,000897
Total interest expense$5,581,000425
Net interest income$22,773,0001,005
Provision for loan and lease losses$1,097,000584
Total noninterest income$6,166,000886
Gross Fiduciary activities income$11,000861
Service charges on deposit accounts$2,714,000373
Trading account gains and feesNANA
Additional Noninterest Income$3,441,000967
Total noninterest expense$17,278,0001,054
Salaries and employee benefits$9,722,0001,082
Premises and equipment expense$1,679,0001,089
Additional noninterest expense$3,441,000967
Pre-tax net operating income$10,564,000995
Securities gains (losses)$-283,0004,405
Applicable income taxes$03,603
Income before extraordinary items$10,281,000874
Extraordinary gains, net$04
Net income$10,281,000874
Minority interest net income$057
Net income of bank and minority interests.$10,281,000874
Net charge-offs$202,000690
Cash dividends$2,850,000888
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,564,000866
2022-06-30 (YTD Data)Rank
Total interest income$18,141,000896
Total interest expense$3,062,000391
Net interest income$15,079,000981
Provision for loan and lease losses$758,000508
Total noninterest income$4,088,000870
Gross Fiduciary activities income$9,000809
Service charges on deposit accounts$1,749,000379
Trading account gains and feesNANA
Additional Noninterest Income$2,330,000978
Total noninterest expense$11,419,0001,051
Salaries and employee benefits$6,314,0001,095
Premises and equipment expense$1,101,0001,097
Additional noninterest expense$4,004,000931
Pre-tax net operating income$6,990,000950
Securities gains (losses)$-224,0004,480
Applicable income taxes$03,564
Income before extraordinary items$6,766,000832
Extraordinary gains, net$04
Net income$6,766,000833
Minority interest net income$060
Net income of bank and minority interests.$6,766,000832
Net charge-offs$79,000804
Cash dividends$1,440,0001,082
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,990,000821
2022-03-31 (YTD Data)Rank
Total interest income$8,861,000896
Total interest expense$1,381,000409
Net interest income$7,480,000969
Provision for loan and lease losses$235,000599
Total noninterest income$1,921,000908
Gross Fiduciary activities income$3,000826
Service charges on deposit accounts$840,000388
Trading account gains and feesNANA
Additional Noninterest Income$1,078,0001,038
Total noninterest expense$5,785,0001,044
Salaries and employee benefits$3,164,0001,100
Premises and equipment expense$564,0001,083
Additional noninterest expense$2,057,000897
Pre-tax net operating income$3,381,000925
Securities gains (losses)$-53,0004,466
Applicable income taxes$03,450
Income before extraordinary items$3,328,000812
Extraordinary gains, net$04
Net income$3,328,000811
Minority interest net income$050
Net income of bank and minority interests.$3,328,000812
Net charge-offs$48,000693
Cash dividends$720,000954
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,381,000812
2021-12-31 (YTD Data)Rank
Total interest income$39,675,000838
Total interest expense$5,157,000528
Net interest income$34,518,000874
Provision for loan and lease losses$1,175,000513
Total noninterest income$8,504,000942
Gross Fiduciary activities income$276,000642
Service charges on deposit accounts$3,086,000389
Trading account gains and feesNANA
Additional Noninterest Income$5,142,0001,055
Total noninterest expense$23,814,0001,018
Salaries and employee benefits$13,332,0001,042
Premises and equipment expense$2,166,0001,130
Additional noninterest expense$8,316,000901
Pre-tax net operating income$18,033,000803
Securities gains (losses)$1,000,000219
Applicable income taxes$03,710
Income before extraordinary items$19,033,000670
Extraordinary gains, net$010
Net income$19,033,000670
Minority interest net income$074
Net income of bank and minority interests.$19,033,000671
Net charge-offs$176,0001,085
Cash dividends$10,048,000474
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,033,000685
2021-09-30 (YTD Data)Rank
Total interest income$30,880,000824
Total interest expense$3,842,000558
Net interest income$27,038,000861
Provision for loan and lease losses$1,730,000258
Total noninterest income$6,266,000977
Gross Fiduciary activities income$152,000661
Service charges on deposit accounts$2,182,000405
Trading account gains and feesNANA
Additional Noninterest Income$3,932,0001,065
Total noninterest expense$16,869,0001,076
Salaries and employee benefits$9,219,0001,113
Premises and equipment expense$1,618,0001,147
Additional noninterest expense$6,032,000936
Pre-tax net operating income$14,705,000783
Securities gains (losses)$966,000201
Applicable income taxes$03,719
Income before extraordinary items$15,671,000632
Extraordinary gains, net$08
Net income$15,671,000632
Minority interest net income$069
Net income of bank and minority interests.$15,671,000632
Net charge-offs$133,000965
Cash dividends$2,656,000945
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,705,000669
2021-06-30 (YTD Data)Rank
Total interest income$22,367,000752
Total interest expense$2,535,000577
Net interest income$19,832,000775
Provision for loan and lease losses$860,000364
Total noninterest income$4,114,000983
Gross Fiduciary activities income$103,000664
Service charges on deposit accounts$1,345,000418
Trading account gains and feesNANA
Additional Noninterest Income$2,666,0001,063
Total noninterest expense$11,262,0001,065
Salaries and employee benefits$6,155,0001,102
Premises and equipment expense$1,087,0001,125
Additional noninterest expense$4,020,000926
Pre-tax net operating income$11,824,000661
Securities gains (losses)$959,000166
Applicable income taxes$03,702
Income before extraordinary items$12,783,000543
Extraordinary gains, net$06
Net income$12,783,000542
Minority interest net income$067
Net income of bank and minority interests.$12,783,000543
Net charge-offs$88,000960
Cash dividends$1,688,000979
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,824,000574
2021-03-31 (YTD Data)Rank
Total interest income$11,088,000754
Total interest expense$1,286,000606
Net interest income$9,802,000774
Provision for loan and lease losses$110,0001,189
Total noninterest income$2,065,000982
Gross Fiduciary activities income$53,000670
Service charges on deposit accounts$675,000414
Trading account gains and feesNANA
Additional Noninterest Income$1,337,0001,052
Total noninterest expense$5,621,0001,050
Salaries and employee benefits$3,037,0001,105
Premises and equipment expense$553,0001,121
Additional noninterest expense$2,031,000885
Pre-tax net operating income$6,136,000651
Securities gains (losses)$548,000177
Applicable income taxes$03,613
Income before extraordinary items$6,684,000534
Extraordinary gains, net$03
Net income$6,684,000533
Minority interest net income$055
Net income of bank and minority interests.$6,684,000534
Net charge-offs$25,0001,071
Cash dividends$720,000959
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,136,000551
2020-12-31 (YTD Data)Rank
Total interest income$34,108,000948
Total interest expense$6,478,000737
Net interest income$27,630,000985
Provision for loan and lease losses$2,170,000991
Total noninterest income$8,295,000913
Gross Fiduciary activities income$136,000700
Service charges on deposit accounts$2,900,000393
Trading account gains and feesNANA
Additional Noninterest Income$5,259,000983
Total noninterest expense$22,448,0001,030
Salaries and employee benefits$12,767,0001,031
Premises and equipment expense$2,008,0001,180
Additional noninterest expense$7,673,000911
Pre-tax net operating income$11,307,000958
Securities gains (losses)$1,834,000232
Applicable income taxes$03,697
Income before extraordinary items$13,141,000750
Extraordinary gains, net$04
Net income$13,141,000750
Minority interest net income$072
Net income of bank and minority interests.$13,141,000750
Net charge-offs$654,000838
Cash dividends$7,856,000556
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,307,000810
2020-09-30 (YTD Data)Rank
Total interest income$26,152,000935
Total interest expense$5,082,000761
Net interest income$21,070,000957
Provision for loan and lease losses$1,703,000980
Total noninterest income$6,104,000900
Gross Fiduciary activities income$61,000733
Service charges on deposit accounts$2,127,000395
Trading account gains and feesNANA
Additional Noninterest Income$3,916,000957
Total noninterest expense$15,915,0001,051
Salaries and employee benefits$8,759,0001,081
Premises and equipment expense$1,484,0001,190
Additional noninterest expense$5,672,000906
Pre-tax net operating income$9,556,000834
Securities gains (losses)$1,464,000222
Applicable income taxes$03,696
Income before extraordinary items$11,020,000638
Extraordinary gains, net$04
Net income$11,020,000637
Minority interest net income$065
Net income of bank and minority interests.$11,020,000638
Net charge-offs$458,000793
Cash dividends$2,160,0001,047
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,556,000714
2020-06-30 (YTD Data)Rank
Total interest income$17,762,000926
Total interest expense$3,559,000783
Net interest income$14,203,000953
Provision for loan and lease losses$710,0001,322
Total noninterest income$3,522,000939
Gross Fiduciary activities income$44,000733
Service charges on deposit accounts$1,398,000398
Trading account gains and feesNANA
Additional Noninterest Income$2,080,0001,056
Total noninterest expense$10,540,0001,050
Salaries and employee benefits$5,794,0001,081
Premises and equipment expense$969,0001,216
Additional noninterest expense$3,777,000898
Pre-tax net operating income$6,475,000744
Securities gains (losses)$706,000291
Applicable income taxes$03,655
Income before extraordinary items$7,181,000606
Extraordinary gains, net$04
Net income$7,181,000605
Minority interest net income$065
Net income of bank and minority interests.$7,181,000606
Net charge-offs$260,000873
Cash dividends$1,440,0001,037
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,475,000641
2020-03-31 (YTD Data)Rank
Total interest income$8,461,000977
Total interest expense$1,973,000798
Net interest income$6,488,0001,013
Provision for loan and lease losses$130,0001,756
Total noninterest income$1,732,000888
Gross Fiduciary activities income$27,000719
Service charges on deposit accounts$824,000385
Trading account gains and feesNANA
Additional Noninterest Income$881,0001,068
Total noninterest expense$5,304,0001,054
Salaries and employee benefits$2,933,0001,079
Premises and equipment expense$492,0001,202
Additional noninterest expense$1,879,000928
Pre-tax net operating income$2,786,000793
Securities gains (losses)$90,000647
Applicable income taxes$03,513
Income before extraordinary items$2,876,000682
Extraordinary gains, net$04
Net income$2,876,000682
Minority interest net income$056
Net income of bank and minority interests.$2,876,000682
Net charge-offs$84,000966
Cash dividends$720,0001,025
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,786,000677
2019-12-31 (YTD Data)Rank
Total interest income$32,974,000999
Total interest expense$7,708,000861
Net interest income$25,266,0001,037
Provision for loan and lease losses$476,0001,534
Total noninterest income$7,082,000896
Gross Fiduciary activities income$133,000708
Service charges on deposit accounts$3,497,000373
Trading account gains and feesNANA
Additional Noninterest Income$3,452,0001,089
Total noninterest expense$21,046,0001,043
Salaries and employee benefits$11,565,0001,075
Premises and equipment expense$1,776,0001,292
Additional noninterest expense$7,705,000880
Pre-tax net operating income$10,826,000990
Securities gains (losses)$102,000926
Applicable income taxes$03,859
Income before extraordinary items$10,928,000880
Extraordinary gains, net$011
Net income$10,928,000881
Minority interest net income$076
Net income of bank and minority interests.$10,928,000881
Net charge-offs$569,000951
Cash dividends$8,688,000527
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,826,000860
2019-09-30 (YTD Data)Rank
Total interest income$24,564,0001,008
Total interest expense$5,651,000882
Net interest income$18,913,0001,044
Provision for loan and lease losses$265,0001,726
Total noninterest income$5,227,000902
Gross Fiduciary activities income$88,000720
Service charges on deposit accounts$2,564,000375
Trading account gains and feesNANA
Additional Noninterest Income$2,575,0001,074
Total noninterest expense$15,292,0001,067
Salaries and employee benefits$8,169,0001,132
Premises and equipment expense$1,343,0001,288
Additional noninterest expense$5,780,000875
Pre-tax net operating income$8,583,000966
Securities gains (losses)$112,000739
Applicable income taxes$03,902
Income before extraordinary items$8,695,000841
Extraordinary gains, net$011
Net income$8,695,000842
Minority interest net income$072
Net income of bank and minority interests.$8,695,000842
Net charge-offs$320,0001,000
Cash dividends$3,888,000736
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,583,000831
2019-06-30 (YTD Data)Rank
Total interest income$16,074,0001,019
Total interest expense$3,572,000903
Net interest income$12,502,0001,051
Provision for loan and lease losses$218,0001,493
Total noninterest income$3,457,000893
Gross Fiduciary activities income$58,000729
Service charges on deposit accounts$1,665,000384
Trading account gains and feesNANA
Additional Noninterest Income$1,734,0001,039
Total noninterest expense$9,949,0001,088
Salaries and employee benefits$5,240,0001,161
Premises and equipment expense$850,0001,352
Additional noninterest expense$3,859,000880
Pre-tax net operating income$5,792,000930
Securities gains (losses)$23,000995
Applicable income taxes$03,901
Income before extraordinary items$5,815,000807
Extraordinary gains, net$011
Net income$5,815,000807
Minority interest net income$069
Net income of bank and minority interests.$5,815,000807
Net charge-offs$201,000984
Cash dividends$3,232,000607
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,792,000795
2019-03-31 (YTD Data)Rank
Total interest income$7,834,0001,033
Total interest expense$1,598,000968
Net interest income$6,236,0001,057
Provision for loan and lease losses$205,000924
Total noninterest income$1,573,000912
Gross Fiduciary activities income$29,000741
Service charges on deposit accounts$804,000387
Trading account gains and feesNANA
Additional Noninterest Income$740,0001,122
Total noninterest expense$4,916,0001,089
Salaries and employee benefits$2,633,0001,163
Premises and equipment expense$409,0001,429
Additional noninterest expense$1,874,000884
Pre-tax net operating income$2,688,000956
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,688,000859
Extraordinary gains, net$05
Net income$2,688,000858
Minority interest net income$052
Net income of bank and minority interests.$2,688,000858
Net charge-offs$175,000671
Cash dividends$2,576,000425
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,688,000842
2018-12-31 (YTD Data)Rank
Total interest income$29,496,0001,024
Total interest expense$4,962,000922
Net interest income$24,534,0001,052
Provision for loan and lease losses$936,000939
Total noninterest income$11,869,000601
Gross Fiduciary activities income$117,000749
Service charges on deposit accounts$3,397,000389
Trading account gains and feesNANA
Additional Noninterest Income$8,355,000569
Total noninterest expense$18,735,0001,121
Salaries and employee benefits$10,944,0001,098
Premises and equipment expense$1,369,0001,629
Additional noninterest expense$6,422,0001,035
Pre-tax net operating income$16,732,000684
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$16,732,000593
Extraordinary gains, net$06
Net income$16,732,000592
Minority interest net income$072
Net income of bank and minority interests.$16,732,000592
Net charge-offs$2,321,000330
Cash dividends$6,520,000584
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,732,000597
2018-09-30 (YTD Data)Rank
Total interest income$21,626,0001,030
Total interest expense$3,371,000950
Net interest income$18,255,0001,052
Provision for loan and lease losses$777,000795
Total noninterest income$10,294,000546
Gross Fiduciary activities income$80,000760
Service charges on deposit accounts$2,541,000391
Trading account gains and feesNANA
Additional Noninterest Income$7,673,000498
Total noninterest expense$13,418,0001,165
Salaries and employee benefits$7,643,0001,156
Premises and equipment expense$991,0001,696
Additional noninterest expense$4,784,0001,031
Pre-tax net operating income$14,354,000613
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$14,354,000536
Extraordinary gains, net$05
Net income$14,354,000534
Minority interest net income$066
Net income of bank and minority interests.$14,354,000535
Net charge-offs$2,149,000267
Cash dividends$2,040,0001,055
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,354,000534
2018-06-30 (YTD Data)Rank
Total interest income$14,129,0001,039
Total interest expense$2,079,000957
Net interest income$12,050,0001,058
Provision for loan and lease losses$745,000601
Total noninterest income$8,473,000475
Gross Fiduciary activities income$51,000767
Service charges on deposit accounts$1,658,000393
Trading account gains and feesNANA
Additional Noninterest Income$6,764,000406
Total noninterest expense$8,949,0001,166
Salaries and employee benefits$5,061,0001,168
Premises and equipment expense$654,0001,722
Additional noninterest expense$3,234,0001,015
Pre-tax net operating income$10,829,000554
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$10,829,000478
Extraordinary gains, net$06
Net income$10,829,000477
Minority interest net income$065
Net income of bank and minority interests.$10,829,000477
Net charge-offs$2,102,000209
Cash dividends$1,360,0001,042
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,829,000474
2018-03-31 (YTD Data)Rank
Total interest income$6,976,0001,043
Total interest expense$944,000990
Net interest income$6,032,0001,057
Provision for loan and lease losses$715,000355
Total noninterest income$6,144,000358
Gross Fiduciary activities income$25,000773
Service charges on deposit accounts$804,000405
Trading account gains and feesNANA
Additional Noninterest Income$5,315,000299
Total noninterest expense$4,541,0001,152
Salaries and employee benefits$2,528,0001,170
Premises and equipment expense$325,0001,744
Additional noninterest expense$1,688,000966
Pre-tax net operating income$6,920,000451
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$6,920,000395
Extraordinary gains, net$07
Net income$6,920,000395
Minority interest net income$052
Net income of bank and minority interests.$6,920,000395
Net charge-offs$2,234,000134
Cash dividends$680,000968
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,920,000396
2017-12-31 (YTD Data)Rank
Total interest income$26,995,0001,048
Total interest expense$3,159,0001,031
Net interest income$23,836,0001,051
Provision for loan and lease losses$543,0001,375
Total noninterest income$7,085,000871
Gross Fiduciary activities income$86,000799
Service charges on deposit accounts$3,379,000397
Trading account gains and feesNANA
Additional Noninterest Income$3,620,0001,021
Total noninterest expense$18,557,0001,123
Salaries and employee benefits$10,467,0001,116
Premises and equipment expense$1,260,0001,770
Additional noninterest expense$6,830,000955
Pre-tax net operating income$11,821,000865
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$11,821,000649
Extraordinary gains, net$09
Net income$11,821,000649
Minority interest net income$076
Net income of bank and minority interests.$11,821,000649
Net charge-offs$597,000985
Cash dividends$7,016,000494
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,821,000641
2017-09-30 (YTD Data)Rank
Total interest income$20,069,0001,059
Total interest expense$2,298,0001,041
Net interest income$17,771,0001,057
Provision for loan and lease losses$359,0001,464
Total noninterest income$5,327,000885
Gross Fiduciary activities income$55,000812
Service charges on deposit accounts$2,496,000406
Trading account gains and feesNANA
Additional Noninterest Income$2,776,0001,035
Total noninterest expense$13,068,0001,184
Salaries and employee benefits$7,287,0001,192
Premises and equipment expense$924,0001,820
Additional noninterest expense$4,857,000993
Pre-tax net operating income$9,671,000806
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$9,671,000650
Extraordinary gains, net$09
Net income$9,671,000650
Minority interest net income$071
Net income of bank and minority interests.$9,671,000650
Net charge-offs$381,000962
Cash dividends$2,136,000996
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,671,000638
2017-06-30 (YTD Data)Rank
Total interest income$13,150,0001,073
Total interest expense$1,474,0001,056
Net interest income$11,676,0001,064
Provision for loan and lease losses$217,0001,484
Total noninterest income$3,511,000894
Gross Fiduciary activities income$36,000820
Service charges on deposit accounts$1,613,000414
Trading account gains and feesNANA
Additional Noninterest Income$1,862,0001,017
Total noninterest expense$8,602,0001,201
Salaries and employee benefits$4,840,0001,197
Premises and equipment expense$584,0001,903
Additional noninterest expense$3,178,0001,018
Pre-tax net operating income$6,368,000788
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,368,000636
Extraordinary gains, net$011
Net income$6,368,000636
Minority interest net income$071
Net income of bank and minority interests.$6,368,000636
Net charge-offs$196,0001,068
Cash dividends$1,360,0001,032
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,368,000626
2017-03-31 (YTD Data)Rank
Total interest income$6,454,0001,080
Total interest expense$705,0001,070
Net interest income$5,749,0001,072
Provision for loan and lease losses$92,0001,513
Total noninterest income$1,696,000906
Gross Fiduciary activities income$18,000825
Service charges on deposit accounts$797,000416
Trading account gains and feesNANA
Additional Noninterest Income$881,0001,048
Total noninterest expense$4,186,0001,237
Salaries and employee benefits$2,435,0001,203
Premises and equipment expense$278,0001,989
Additional noninterest expense$1,473,0001,082
Pre-tax net operating income$3,167,000766
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,167,000631
Extraordinary gains, net$08
Net income$3,167,000631
Minority interest net income$055
Net income of bank and minority interests.$3,167,000631
Net charge-offs$75,0001,089
Cash dividends$680,000967
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,167,000619
2016-12-31 (YTD Data)Rank
Total interest income$24,977,0001,071
Total interest expense$2,732,0001,056
Net interest income$22,245,0001,065
Provision for loan and lease losses$1,260,000747
Total noninterest income$7,355,000872
Gross Fiduciary activities income$311,000674
Service charges on deposit accounts$3,446,000405
Trading account gains and fees$0170
Additional Noninterest Income$3,598,0001,069
Total noninterest expense$17,629,0001,166
Salaries and employee benefits$10,290,0001,121
Premises and equipment expense$1,124,0001,971
Additional noninterest expense$6,215,0001,056
Pre-tax net operating income$10,711,000874
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$10,711,000720
Extraordinary gains, net$05
Net income$10,711,000717
Minority interest net income$082
Net income of bank and minority interests.$10,711,000719
Net charge-offs$561,0001,003
Cash dividends$6,672,000526
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,711,000700
2016-09-30 (YTD Data)Rank
Total interest income$18,547,0001,091
Total interest expense$2,022,0001,068
Net interest income$16,525,0001,076
Provision for loan and lease losses$805,000820
Total noninterest income$5,345,000883
Gross Fiduciary activities income$175,000710
Service charges on deposit accounts$2,591,000399
Trading account gains and fees$0169
Additional Noninterest Income$2,579,0001,100
Total noninterest expense$12,688,0001,203
Salaries and employee benefits$7,240,0001,182
Premises and equipment expense$848,0001,959
Additional noninterest expense$4,600,0001,073
Pre-tax net operating income$8,377,000842
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$8,377,000695
Extraordinary gains, net$05
Net income$8,377,000695
Minority interest net income$071
Net income of bank and minority interests.$8,377,000695
Net charge-offs$273,0001,217
Cash dividends$1,992,0001,046
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,377,000676
2016-06-30 (YTD Data)Rank
Total interest income$12,163,0001,099
Total interest expense$1,322,0001,087
Net interest income$10,841,0001,096
Provision for loan and lease losses$505,000840
Total noninterest income$3,584,000878
Gross Fiduciary activities income$100,000737
Service charges on deposit accounts$1,730,000397
Trading account gains and fees$0157
Additional Noninterest Income$1,754,0001,066
Total noninterest expense$8,462,0001,207
Salaries and employee benefits$4,837,0001,184
Premises and equipment expense$563,0001,953
Additional noninterest expense$3,062,0001,072
Pre-tax net operating income$5,458,000860
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$5,458,000696
Extraordinary gains, net$016
Net income$5,458,000695
Minority interest net income$071
Net income of bank and minority interests.$5,458,000695
Net charge-offs$194,0001,144
Cash dividends$1,312,0001,072
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,458,000675
2016-03-31 (YTD Data)Rank
Total interest income$6,100,0001,097
Total interest expense$646,0001,109
Net interest income$5,454,0001,091
Provision for loan and lease losses$210,000929
Total noninterest income$1,539,000941
Gross Fiduciary activities income$49,000747
Service charges on deposit accounts$847,000399
Trading account gains and fees$0142
Additional Noninterest Income$643,0001,290
Total noninterest expense$4,122,0001,234
Salaries and employee benefits$2,427,0001,189
Premises and equipment expense$285,0001,953
Additional noninterest expense$1,410,0001,144
Pre-tax net operating income$2,661,000856
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,661,000691
Extraordinary gains, net$012
Net income$2,661,000690
Minority interest net income$062
Net income of bank and minority interests.$2,661,000691
Net charge-offs$25,0001,853
Cash dividends$656,0001,008
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,661,000675
2015-12-31 (YTD Data)Rank
Total interest income$23,801,0001,080
Total interest expense$2,373,0001,170
Net interest income$21,428,0001,063
Provision for loan and lease losses$1,665,000528
Total noninterest income$6,607,000932
Gross Fiduciary activities income$89,000839
Service charges on deposit accounts$3,440,000400
Trading account gains and fees$0159
Additional Noninterest Income$3,078,0001,141
Total noninterest expense$16,720,0001,199
Salaries and employee benefits$10,268,0001,089
Premises and equipment expense$1,047,0002,103
Additional noninterest expense$5,405,0001,186
Pre-tax net operating income$9,650,000917
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$9,650,000756
Extraordinary gains, net$023
Net income$9,650,000756
Minority interest net income$081
Net income of bank and minority interests.$9,650,000756
Net charge-offs$1,033,000670
Cash dividends$5,496,000614
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,650,000741
2015-09-30 (YTD Data)Rank
Total interest income$17,608,0001,099
Total interest expense$1,746,0001,203
Net interest income$15,862,0001,086
Provision for loan and lease losses$1,035,000571
Total noninterest income$4,697,000971
Gross Fiduciary activities income$67,000838
Service charges on deposit accounts$2,507,000409
Trading account gains and fees$0153
Additional Noninterest Income$2,123,0001,233
Total noninterest expense$11,835,0001,265
Salaries and employee benefits$7,044,0001,201
Premises and equipment expense$783,0002,141
Additional noninterest expense$4,008,0001,197
Pre-tax net operating income$7,689,000880
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$7,689,000718
Extraordinary gains, net$021
Net income$7,689,000716
Minority interest net income$078
Net income of bank and minority interests.$7,689,000718
Net charge-offs$736,000645
Cash dividends$1,976,0001,010
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,689,000702
2015-06-30 (YTD Data)Rank
Total interest income$11,614,0001,112
Total interest expense$1,137,0001,237
Net interest income$10,477,0001,090
Provision for loan and lease losses$530,000720
Total noninterest income$3,170,000959
Gross Fiduciary activities income$45,000851
Service charges on deposit accounts$1,593,000427
Trading account gains and fees$0157
Additional Noninterest Income$1,532,0001,172
Total noninterest expense$7,834,0001,278
Salaries and employee benefits$4,679,0001,202
Premises and equipment expense$518,0002,164
Additional noninterest expense$2,637,0001,215
Pre-tax net operating income$5,283,000848
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$5,283,000694
Extraordinary gains, net$022
Net income$5,283,000691
Minority interest net income$075
Net income of bank and minority interests.$5,283,000694
Net charge-offs$249,0001,046
Cash dividends$1,320,000985
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,283,000675
2015-03-31 (YTD Data)Rank
Total interest income$5,715,0001,121
Total interest expense$550,0001,277
Net interest income$5,165,0001,104
Provision for loan and lease losses$310,000608
Total noninterest income$1,442,0001,001
Gross Fiduciary activities income$23,000851
Service charges on deposit accounts$755,000441
Trading account gains and fees$0152
Additional Noninterest Income$664,0001,235
Total noninterest expense$3,802,0001,305
Salaries and employee benefits$2,317,0001,211
Premises and equipment expense$255,0002,212
Additional noninterest expense$1,230,0001,281
Pre-tax net operating income$2,495,000868
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,495,000714
Extraordinary gains, net$013
Net income$2,495,000711
Minority interest net income$064
Net income of bank and minority interests.$2,495,000714
Net charge-offs$211,000697
Cash dividends$664,000903
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,495,000687
2014-12-31 (YTD Data)Rank
Total interest income$22,439,0001,145
Total interest expense$2,059,0001,432
Net interest income$20,380,0001,102
Provision for loan and lease losses$1,845,000509
Total noninterest income$6,471,000912
Gross Fiduciary activities income$211,000767
Service charges on deposit accounts$3,458,000410
Trading account gains and fees$0180
Additional Noninterest Income$2,802,0001,141
Total noninterest expense$16,354,0001,214
Salaries and employee benefits$9,826,0001,106
Premises and equipment expense$977,0002,282
Additional noninterest expense$5,551,0001,184
Pre-tax net operating income$8,652,000954
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$8,652,000779
Extraordinary gains, net$017
Net income$8,652,000778
Minority interest net income$084
Net income of bank and minority interests.$8,652,000778
Net charge-offs$938,000950
Cash dividends$5,368,000567
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,652,000764
2014-09-30 (YTD Data)Rank
Total interest income$16,605,0001,166
Total interest expense$1,521,0001,479
Net interest income$15,084,0001,123
Provision for loan and lease losses$1,104,000608
Total noninterest income$4,697,000923
Gross Fiduciary activities income$139,000777
Service charges on deposit accounts$2,546,000420
Trading account gains and fees$0174
Additional Noninterest Income$2,012,0001,197
Total noninterest expense$11,867,0001,258
Salaries and employee benefits$6,950,0001,171
Premises and equipment expense$728,0002,327
Additional noninterest expense$4,189,0001,179
Pre-tax net operating income$6,810,000930
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$6,810,000739
Extraordinary gains, net$015
Net income$6,810,000738
Minority interest net income$081
Net income of bank and minority interests.$6,810,000738
Net charge-offs$487,0001,178
Cash dividends$1,968,000971
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,810,000729
2014-06-30 (YTD Data)Rank
Total interest income$10,798,0001,185
Total interest expense$1,024,0001,457
Net interest income$9,774,0001,151
Provision for loan and lease losses$741,000617
Total noninterest income$2,905,000966
Gross Fiduciary activities income$93,000790
Service charges on deposit accounts$1,581,000439
Trading account gains and fees$0172
Additional Noninterest Income$1,231,0001,260
Total noninterest expense$7,871,0001,267
Salaries and employee benefits$4,620,0001,174
Premises and equipment expense$464,0002,421
Additional noninterest expense$2,787,0001,170
Pre-tax net operating income$4,067,0001,009
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,067,000799
Extraordinary gains, net$020
Net income$4,067,000799
Minority interest net income$080
Net income of bank and minority interests.$4,067,000799
Net charge-offs$366,0001,108
Cash dividends$1,312,000930
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,067,000783
2014-03-31 (YTD Data)Rank
Total interest income$5,253,0001,218
Total interest expense$532,0001,423
Net interest income$4,721,0001,187
Provision for loan and lease losses$332,000638
Total noninterest income$1,340,000997
Gross Fiduciary activities income$46,000793
Service charges on deposit accounts$684,000485
Trading account gains and fees$0147
Additional Noninterest Income$610,0001,229
Total noninterest expense$4,034,0001,253
Salaries and employee benefits$2,315,0001,181
Premises and equipment expense$268,0002,170
Additional noninterest expense$1,451,0001,103
Pre-tax net operating income$1,695,0001,135
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,695,000927
Extraordinary gains, net$016
Net income$1,695,000928
Minority interest net income$066
Net income of bank and minority interests.$1,695,000928
Net charge-offs$285,000739
Cash dividends$656,000846
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,695,000903
2013-12-31 (YTD Data)Rank
Total interest income$21,424,0001,198
Total interest expense$2,577,0001,311
Net interest income$18,847,0001,166
Provision for loan and lease losses$770,0001,377
Total noninterest income$5,957,000993
Gross Fiduciary activities income$157,000815
Service charges on deposit accounts$2,965,000480
Trading account gains and fees$0184
Additional Noninterest Income$2,835,0001,186
Total noninterest expense$15,636,0001,274
Salaries and employee benefits$9,180,0001,183
Premises and equipment expense$936,0002,383
Additional noninterest expense$5,520,0001,217
Pre-tax net operating income$8,398,000917
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$8,398,000762
Extraordinary gains, net$029
Net income$8,398,000762
Minority interest net income$090
Net income of bank and minority interests.$8,398,000763
Net charge-offs$1,589,000908
Cash dividends$4,056,000678
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,398,000742
2013-09-30 (YTD Data)Rank
Total interest income$16,106,0001,195
Total interest expense$1,977,0001,323
Net interest income$14,129,0001,167
Provision for loan and lease losses$290,0002,122
Total noninterest income$4,501,0001,013
Gross Fiduciary activities income$79,000855
Service charges on deposit accounts$2,186,000487
Trading account gains and fees$0180
Additional Noninterest Income$2,236,0001,179
Total noninterest expense$11,112,0001,344
Salaries and employee benefits$6,431,0001,252
Premises and equipment expense$699,0002,418
Additional noninterest expense$3,982,0001,261
Pre-tax net operating income$7,228,000811
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$7,228,000673
Extraordinary gains, net$025
Net income$7,228,000674
Minority interest net income$084
Net income of bank and minority interests.$7,228,000675
Net charge-offs$953,0001,035
Cash dividends$1,632,0001,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,228,000645
2013-06-30 (YTD Data)Rank
Total interest income$10,722,0001,192
Total interest expense$1,328,0001,353
Net interest income$9,394,0001,155
Provision for loan and lease losses$290,0001,732
Total noninterest income$3,125,000980
Gross Fiduciary activities income$48,000879
Service charges on deposit accounts$1,415,000489
Trading account gains and fees$0157
Additional Noninterest Income$1,662,0001,116
Total noninterest expense$7,423,0001,343
Salaries and employee benefits$4,274,0001,255
Premises and equipment expense$461,0002,439
Additional noninterest expense$2,688,0001,234
Pre-tax net operating income$4,806,000798
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$4,806,000673
Extraordinary gains, net$022
Net income$4,806,000676
Minority interest net income$082
Net income of bank and minority interests.$4,806,000676
Net charge-offs$992,000768
Cash dividends$1,088,0001,016
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,806,000642
2013-03-31 (YTD Data)Rank
Total interest income$5,340,0001,205
Total interest expense$679,0001,370
Net interest income$4,661,0001,166
Provision for loan and lease losses$290,0001,063
Total noninterest income$1,310,0001,115
Gross Fiduciary activities income$24,000890
Service charges on deposit accounts$678,000499
Trading account gains and fees$0148
Additional Noninterest Income$608,0001,375
Total noninterest expense$3,668,0001,363
Salaries and employee benefits$2,146,0001,261
Premises and equipment expense$235,0002,422
Additional noninterest expense$1,287,0001,288
Pre-tax net operating income$2,013,000929
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,013,000775
Extraordinary gains, net$010
Net income$2,013,000775
Minority interest net income$076
Net income of bank and minority interests.$2,013,000777
Net charge-offs$599,000675
Cash dividends$544,000886
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,013,000738
2012-12-31 (YTD Data)Rank
Total interest income$22,623,0001,182
Total interest expense$3,051,0001,456
Net interest income$19,572,0001,117
Provision for loan and lease losses$3,343,000707
Total noninterest income$5,563,0001,065
Gross Fiduciary activities income$117,000860
Service charges on deposit accounts$2,873,000501
Trading account gains and fees$0166
Additional Noninterest Income$2,573,0001,308
Total noninterest expense$14,950,0001,335
Salaries and employee benefits$8,827,0001,196
Premises and equipment expense$894,0002,500
Additional noninterest expense$5,229,0001,299
Pre-tax net operating income$6,842,0001,039
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$6,842,000873
Extraordinary gains, net$029
Net income$6,842,000873
Minority interest net income$093
Net income of bank and minority interests.$6,842,000873
Net charge-offs$2,485,000985
Cash dividends$3,488,000780
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,842,000814
2012-09-30 (YTD Data)Rank
Total interest income$16,931,0001,209
Total interest expense$2,334,0001,496
Net interest income$14,597,0001,140
Provision for loan and lease losses$1,115,0001,320
Total noninterest income$4,181,0001,058
Gross Fiduciary activities income$77,000872
Service charges on deposit accounts$2,119,000518
Trading account gains and fees$0157
Additional Noninterest Income$1,985,0001,268
Total noninterest expense$10,912,0001,361
Salaries and employee benefits$6,269,0001,257
Premises and equipment expense$670,0002,524
Additional noninterest expense$3,973,0001,276
Pre-tax net operating income$6,751,000836
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,751,000690
Extraordinary gains, net$020
Net income$6,751,000689
Minority interest net income$086
Net income of bank and minority interests.$6,751,000690
Net charge-offs$194,0003,344
Cash dividends$1,552,000967
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,751,000660
2012-06-30 (YTD Data)Rank
Total interest income$11,157,0001,226
Total interest expense$1,595,0001,515
Net interest income$9,562,0001,164
Provision for loan and lease losses$675,0001,451
Total noninterest income$2,533,0001,117
Gross Fiduciary activities income$61,000858
Service charges on deposit accounts$1,372,000536
Trading account gains and fees$0153
Additional Noninterest Income$1,100,0001,426
Total noninterest expense$7,105,0001,390
Salaries and employee benefits$4,166,0001,257
Premises and equipment expense$441,0002,564
Additional noninterest expense$2,498,0001,363
Pre-tax net operating income$4,315,000845
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,315,000705
Extraordinary gains, net$019
Net income$4,315,000703
Minority interest net income$084
Net income of bank and minority interests.$4,315,000705
Net charge-offs$-10,0006,639
Cash dividends$1,016,000948
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,315,000675
2012-03-31 (YTD Data)Rank
Total interest income$5,504,0001,255
Total interest expense$826,0001,526
Net interest income$4,678,0001,189
Provision for loan and lease losses$430,0001,203
Total noninterest income$1,221,0001,142
Gross Fiduciary activities income$31,000867
Service charges on deposit accounts$656,000548
Trading account gains and fees$0148
Additional Noninterest Income$534,0001,444
Total noninterest expense$3,563,0001,376
Salaries and employee benefits$2,092,0001,248
Premises and equipment expense$220,0002,591
Additional noninterest expense$1,251,0001,346
Pre-tax net operating income$1,906,000930
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,906,000789
Extraordinary gains, net$019
Net income$1,906,000787
Minority interest net income$078
Net income of bank and minority interests.$1,906,000790
Net charge-offs$-209,0007,234
Cash dividends$464,000944
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,906,000741
2011-12-31 (YTD Data)Rank
Total interest income$23,102,0001,238
Total interest expense$3,807,0001,592
Net interest income$19,295,0001,159
Provision for loan and lease losses$2,735,0001,274
Total noninterest income$5,587,000946
Gross Fiduciary activities income$253,000689
Service charges on deposit accounts$2,828,000531
Trading account gains and fees$0146
Additional Noninterest Income$2,506,0001,170
Total noninterest expense$14,587,0001,344
Salaries and employee benefits$8,540,0001,163
Premises and equipment expense$955,0002,507
Additional noninterest expense$5,092,0001,357
Pre-tax net operating income$7,560,000810
Securities gains (losses)$73,0002,303
Applicable income taxes$04,719
Income before extraordinary items$7,633,000675
Extraordinary gains, net$029
Net income$7,633,000674
Minority interest net income$096
Net income of bank and minority interests.$7,633,000675
Net charge-offs$2,465,0001,363
Cash dividends$3,792,000551
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,560,000656
2011-09-30 (YTD Data)Rank
Total interest income$17,253,0001,261
Total interest expense$2,947,0001,605
Net interest income$14,306,0001,172
Provision for loan and lease losses$1,485,0001,519
Total noninterest income$3,818,0001,031
Gross Fiduciary activities income$166,000713
Service charges on deposit accounts$2,095,000541
Trading account gains and fees$0145
Additional Noninterest Income$1,557,0001,308
Total noninterest expense$10,541,0001,393
Salaries and employee benefits$6,080,0001,224
Premises and equipment expense$729,0002,481
Additional noninterest expense$3,732,0001,389
Pre-tax net operating income$6,098,000773
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$6,098,000658
Extraordinary gains, net$021
Net income$6,098,000658
Minority interest net income$087
Net income of bank and minority interests.$6,098,000658
Net charge-offs$635,0002,403
Cash dividends$1,032,0001,126
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,098,000630
2011-06-30 (YTD Data)Rank
Total interest income$11,523,0001,265
Total interest expense$2,046,0001,604
Net interest income$9,477,0001,179
Provision for loan and lease losses$1,010,0001,486
Total noninterest income$2,452,0001,060
Gross Fiduciary activities income$111,000722
Service charges on deposit accounts$1,337,000557
Trading account gains and fees$0153
Additional Noninterest Income$1,004,0001,339
Total noninterest expense$6,974,0001,416
Salaries and employee benefits$3,994,0001,248
Premises and equipment expense$497,0002,467
Additional noninterest expense$2,483,0001,414
Pre-tax net operating income$3,945,000784
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$3,945,000659
Extraordinary gains, net$015
Net income$3,945,000657
Minority interest net income$089
Net income of bank and minority interests.$3,945,000659
Net charge-offs$241,0002,921
Cash dividends$688,0001,134
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,945,000637
2011-03-31 (YTD Data)Rank
Total interest income$5,774,0001,263
Total interest expense$1,083,0001,571
Net interest income$4,691,0001,189
Provision for loan and lease losses$560,0001,338
Total noninterest income$1,209,0001,066
Gross Fiduciary activities income$55,000726
Service charges on deposit accounts$629,000574
Trading account gains and fees$0158
Additional Noninterest Income$525,0001,303
Total noninterest expense$3,494,0001,416
Salaries and employee benefits$1,997,0001,256
Premises and equipment expense$260,0002,408
Additional noninterest expense$1,237,0001,417
Pre-tax net operating income$1,846,000822
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,846,000705
Extraordinary gains, net$09
Net income$1,846,000705
Minority interest net income$086
Net income of bank and minority interests.$1,846,000705
Net charge-offs$36,0003,608
Cash dividends$344,0001,027
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,846,000687
2010-12-31 (YTD Data)Rank
Total interest income$25,083,0001,230
Total interest expense$5,756,0001,444
Net interest income$19,327,0001,158
Provision for loan and lease losses$4,310,0001,269
Total noninterest income$5,320,0001,042
Gross Fiduciary activities income$123,000843
Service charges on deposit accounts$2,917,000512
Trading account gains and fees$0175
Additional Noninterest Income$2,280,0001,290
Total noninterest expense$14,902,0001,346
Salaries and employee benefits$8,307,0001,187
Premises and equipment expense$908,0002,683
Additional noninterest expense$5,687,0001,296
Pre-tax net operating income$5,435,000951
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$5,435,000802
Extraordinary gains, net$029
Net income$5,435,000802
Minority interest net income$0111
Net income of bank and minority interests.$5,435,000803
Net charge-offs$4,746,0001,071
Cash dividends$2,272,000734
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,435,000771
2010-09-30 (YTD Data)Rank
Total interest income$18,911,0001,246
Total interest expense$4,492,0001,441
Net interest income$14,419,0001,177
Provision for loan and lease losses$2,750,0001,337
Total noninterest income$3,654,0001,087
Gross Fiduciary activities income$77,000857
Service charges on deposit accounts$2,185,000521
Trading account gains and fees$0165
Additional Noninterest Income$1,392,0001,411
Total noninterest expense$10,568,0001,408
Salaries and employee benefits$5,969,0001,236
Premises and equipment expense$700,0002,657
Additional noninterest expense$3,899,0001,366
Pre-tax net operating income$4,755,000880
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$4,755,000730
Extraordinary gains, net$023
Net income$4,755,000729
Minority interest net income$0110
Net income of bank and minority interests.$4,755,000730
Net charge-offs$3,764,000954
Cash dividends$1,432,000783
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,755,000692
2010-06-30 (YTD Data)Rank
Total interest income$12,591,0001,257
Total interest expense$3,082,0001,460
Net interest income$9,509,0001,196
Provision for loan and lease losses$1,150,0001,796
Total noninterest income$2,402,0001,075
Gross Fiduciary activities income$51,000868
Service charges on deposit accounts$1,404,000546
Trading account gains and fees$0152
Additional Noninterest Income$947,0001,344
Total noninterest expense$6,938,0001,425
Salaries and employee benefits$3,970,0001,236
Premises and equipment expense$447,0002,776
Additional noninterest expense$2,521,0001,406
Pre-tax net operating income$3,823,000723
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,823,000575
Extraordinary gains, net$019
Net income$3,823,000576
Minority interest net income$0105
Net income of bank and minority interests.$3,823,000576
Net charge-offs$1,457,0001,389
Cash dividends$952,000764
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,823,000557
2010-03-31 (YTD Data)Rank
Total interest income$6,447,0001,256
Total interest expense$1,627,0001,449
Net interest income$4,820,0001,179
Provision for loan and lease losses$450,0001,922
Total noninterest income$1,195,0001,052
Gross Fiduciary activities income$25,000880
Service charges on deposit accounts$697,000546
Trading account gains and fees$0175
Additional Noninterest Income$473,0001,350
Total noninterest expense$3,447,0001,453
Salaries and employee benefits$2,004,0001,238
Premises and equipment expense$221,0002,880
Additional noninterest expense$1,222,0001,446
Pre-tax net operating income$2,118,000641
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,118,000524
Extraordinary gains, net$016
Net income$2,118,000526
Minority interest net income$091
Net income of bank and minority interests.$2,118,000526
Net charge-offs$903,0001,114
Cash dividends$476,000722
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,118,000508
2009-12-31 (YTD Data)Rank
Total interest income$27,885,0001,236
Total interest expense$9,397,0001,269
Net interest income$18,488,0001,206
Provision for loan and lease losses$4,725,0001,483
Total noninterest income$5,067,0001,086
Gross Fiduciary activities income$118,000845
Service charges on deposit accounts$3,139,000533
Trading account gains and fees$0211
Additional Noninterest Income$1,810,0001,474
Total noninterest expense$14,468,0001,414
Salaries and employee benefits$8,151,0001,209
Premises and equipment expense$1,048,0002,479
Additional noninterest expense$5,269,0001,407
Pre-tax net operating income$4,362,000956
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$4,362,000788
Extraordinary gains, net$034
Net income$4,362,000786
Minority interest net income$0115
Net income of bank and minority interests.$4,362,000788
Net charge-offs$3,003,0001,606
Cash dividends$1,610,0001,115
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,362,000779
2009-09-30 (YTD Data)Rank
Total interest income$21,131,0001,244
Total interest expense$7,510,0001,250
Net interest income$13,621,0001,234
Provision for loan and lease losses$1,475,0002,237
Total noninterest income$3,796,0001,095
Gross Fiduciary activities income$79,000852
Service charges on deposit accounts$2,330,000537
Trading account gains and fees$0212
Additional Noninterest Income$1,387,0001,472
Total noninterest expense$10,639,0001,442
Salaries and employee benefits$5,897,0001,270
Premises and equipment expense$791,0002,497
Additional noninterest expense$3,951,0001,378
Pre-tax net operating income$5,303,000643
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$5,303,000503
Extraordinary gains, net$027
Net income$5,303,000502
Minority interest net income$0118
Net income of bank and minority interests.$5,303,000504
Net charge-offs$1,420,0001,823
Cash dividends$1,328,000978
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,303,000499
2009-06-30 (YTD Data)Rank
Total interest income$14,206,0001,258
Total interest expense$5,317,0001,242
Net interest income$8,889,0001,253
Provision for loan and lease losses$900,0002,190
Total noninterest income$2,294,0001,198
Gross Fiduciary activities income$51,000859
Service charges on deposit accounts$1,504,000551
Trading account gains and fees$0193
Additional Noninterest Income$739,0001,750
Total noninterest expense$7,039,0001,473
Salaries and employee benefits$3,926,0001,306
Premises and equipment expense$505,0002,615
Additional noninterest expense$2,608,0001,422
Pre-tax net operating income$3,244,000709
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,244,000552
Extraordinary gains, net$021
Net income$3,244,000550
Minority interest net income$0112
Net income of bank and minority interests.$3,244,000552
Net charge-offs$856,0001,769
Cash dividends$1,168,000778
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,244,000532
2009-03-31 (YTD Data)Rank
Total interest income$7,169,0001,269
Total interest expense$2,804,0001,218
Net interest income$4,365,0001,269
Provision for loan and lease losses$475,0001,830
Total noninterest income$1,092,0001,192
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$729,000550
Trading account gains and fees$0171
Additional Noninterest Income$362,0001,727
Total noninterest expense$3,377,0001,483
Salaries and employee benefits$1,981,0001,302
Premises and equipment expense$262,0002,583
Additional noninterest expense$1,134,0001,438
Pre-tax net operating income$1,605,000792
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,605,000626
Extraordinary gains, net$015
Net income$1,605,000626
Minority interest net income$0102
Net income of bank and minority interests.$1,605,000628
Net charge-offs$452,0001,434
Cash dividends$584,000745
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,605,000587
2008-12-31 (YTD Data)Rank
Total interest income$29,566,0001,308
Total interest expense$12,474,0001,310
Net interest income$17,092,0001,297
Provision for loan and lease losses$2,023,0001,775
Total noninterest income$5,261,0001,006
Gross Fiduciary activities income$110,000874
Service charges on deposit accounts$3,243,000535
Trading account gains and fees$0154
Additional Noninterest Income$1,908,0001,341
Total noninterest expense$12,939,0001,508
Salaries and employee benefits$7,676,0001,317
Premises and equipment expense$1,068,0002,480
Additional noninterest expense$4,195,0001,470
Pre-tax net operating income$7,391,000752
Securities gains (losses)$42,0001,720
Applicable income taxes$04,979
Income before extraordinary items$7,433,000524
Extraordinary gains, net$039
Net income$7,433,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,528,0001,535
Cash dividends$2,864,000962
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,391,000570
2008-09-30 (YTD Data)Rank
Total interest income$22,252,0001,327
Total interest expense$9,577,0001,335
Net interest income$12,675,0001,336
Provision for loan and lease losses$1,023,0001,799
Total noninterest income$3,779,0001,092
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$2,429,000539
Trading account gains and fees$0148
Additional Noninterest Income$1,345,0001,469
Total noninterest expense$9,203,0001,587
Salaries and employee benefits$5,450,0001,430
Premises and equipment expense$806,0002,471
Additional noninterest expense$2,947,0001,514
Pre-tax net operating income$6,228,000809
Securities gains (losses)$28,0001,801
Applicable income taxes$05,372
Income before extraordinary items$6,256,000579
Extraordinary gains, net$031
Net income$6,256,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$883,0001,408
Cash dividends$2,104,000965
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,228,000611
2008-06-30 (YTD Data)Rank
Total interest income$14,937,0001,341
Total interest expense$6,569,0001,343
Net interest income$8,368,0001,340
Provision for loan and lease losses$848,0001,366
Total noninterest income$2,500,0001,114
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,579,000543
Trading account gains and fees$0149
Additional Noninterest Income$921,0001,487
Total noninterest expense$6,144,0001,579
Salaries and employee benefits$3,587,0001,468
Premises and equipment expense$516,0002,568
Additional noninterest expense$2,041,0001,437
Pre-tax net operating income$3,876,000915
Securities gains (losses)$28,0001,831
Applicable income taxes$05,627
Income before extraordinary items$3,904,000707
Extraordinary gains, net$021
Net income$3,904,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,375
Cash dividends$1,416,0001,047
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,876,000695
2008-03-31 (YTD Data)Rank
Total interest income$7,684,0001,332
Total interest expense$3,476,0001,347
Net interest income$4,208,0001,317
Provision for loan and lease losses$418,0001,108
Total noninterest income$1,138,0001,206
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$751,000567
Trading account gains and fees$0158
Additional Noninterest Income$387,0001,672
Total noninterest expense$3,142,0001,527
Salaries and employee benefits$1,824,0001,454
Premises and equipment expense$267,0002,522
Additional noninterest expense$1,051,0001,371
Pre-tax net operating income$1,786,0001,069
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,786,000841
Extraordinary gains, net$015
Net income$1,786,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000892
Cash dividends$728,000996
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,786,000807
2007-12-31 (YTD Data)Rank
Total interest income$30,126,0001,428
Total interest expense$13,387,0001,497
Net interest income$16,739,0001,335
Provision for loan and lease losses$903,0001,535
Total noninterest income$4,946,0001,113
Gross Fiduciary activities income$176,000827
Service charges on deposit accounts$3,383,000512
Trading account gains and fees$0178
Additional Noninterest Income$1,387,0001,767
Total noninterest expense$12,946,0001,429
Salaries and employee benefits$7,344,0001,383
Premises and equipment expense$907,0002,790
Additional noninterest expense$4,695,0001,199
Pre-tax net operating income$7,836,0001,070
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$7,836,000826
Extraordinary gains, net$039
Net income$7,836,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,052,000988
Cash dividends$5,596,000676
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,836,000818
2007-09-30 (YTD Data)Rank
Total interest income$22,239,0001,452
Total interest expense$9,878,0001,521
Net interest income$12,361,0001,362
Provision for loan and lease losses$480,0001,622
Total noninterest income$3,544,0001,137
Gross Fiduciary activities income$64,000936
Service charges on deposit accounts$2,543,000502
Trading account gains and fees$0184
Additional Noninterest Income$937,0001,914
Total noninterest expense$9,389,0001,451
Salaries and employee benefits$5,275,0001,443
Premises and equipment expense$659,0002,843
Additional noninterest expense$3,455,0001,188
Pre-tax net operating income$6,036,0001,132
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$6,036,000867
Extraordinary gains, net$033
Net income$6,036,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,593
Cash dividends$1,836,0001,301
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,036,000858
2007-06-30 (YTD Data)Rank
Total interest income$14,527,0001,503
Total interest expense$6,435,0001,563
Net interest income$8,092,0001,415
Provision for loan and lease losses$318,0001,472
Total noninterest income$2,248,0001,215
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$1,622,000532
Trading account gains and fees$0168
Additional Noninterest Income$624,0001,933
Total noninterest expense$6,207,0001,481
Salaries and employee benefits$3,514,0001,464
Premises and equipment expense$422,0002,965
Additional noninterest expense$2,271,0001,222
Pre-tax net operating income$3,815,0001,244
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,815,000947
Extraordinary gains, net$029
Net income$3,815,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,381
Cash dividends$1,224,0001,315
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,815,000934
2007-03-31 (YTD Data)Rank
Total interest income$7,196,0001,513
Total interest expense$3,128,0001,599
Net interest income$4,068,0001,401
Provision for loan and lease losses$229,0001,046
Total noninterest income$1,066,0001,239
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$766,000541
Trading account gains and fees$0195
Additional Noninterest Income$300,0001,963
Total noninterest expense$3,184,0001,456
Salaries and employee benefits$1,756,0001,473
Premises and equipment expense$204,0003,055
Additional noninterest expense$1,224,0001,114
Pre-tax net operating income$1,721,0001,362
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,721,0001,024
Extraordinary gains, net$022
Net income$1,721,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0001,903
Cash dividends$612,0001,202
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,721,0001,007
2006-12-31 (YTD Data)Rank
Total interest income$25,735,0001,558
Total interest expense$9,895,0001,693
Net interest income$15,840,0001,435
Provision for loan and lease losses$506,0001,888
Total noninterest income$4,065,0001,280
Gross Fiduciary activities income$111,000913
Service charges on deposit accounts$2,980,000574
Trading account gains and fees$0130
Additional Noninterest Income$974,0002,271
Total noninterest expense$12,167,0001,463
Salaries and employee benefits$7,011,0001,394
Premises and equipment expense$886,0002,747
Additional noninterest expense$4,270,0001,251
Pre-tax net operating income$7,232,0001,360
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$7,232,0001,032
Extraordinary gains, net$051
Net income$7,232,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,292
Cash dividends$4,704,000754
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,232,0001,018
2006-09-30 (YTD Data)Rank
Total interest income$18,718,0001,591
Total interest expense$6,976,0001,752
Net interest income$11,742,0001,478
Provision for loan and lease losses$177,0003,136
Total noninterest income$2,904,0001,335
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$2,226,000577
Trading account gains and fees$0126
Additional Noninterest Income$671,0002,378
Total noninterest expense$8,916,0001,504
Salaries and employee benefits$5,111,0001,450
Premises and equipment expense$659,0002,782
Additional noninterest expense$3,146,0001,275
Pre-tax net operating income$5,553,0001,376
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,553,0001,047
Extraordinary gains, net$045
Net income$5,553,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,421
Cash dividends$1,584,0001,380
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,553,0001,032
2006-06-30 (YTD Data)Rank
Total interest income$12,023,0001,618
Total interest expense$4,353,0001,773
Net interest income$7,670,0001,503
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,938,0001,340
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,449,000585
Trading account gains and fees$0126
Additional Noninterest Income$489,0002,248
Total noninterest expense$5,821,0001,545
Salaries and employee benefits$3,407,0001,452
Premises and equipment expense$423,0002,857
Additional noninterest expense$1,991,0001,344
Pre-tax net operating income$3,637,0001,392
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,637,0001,058
Extraordinary gains, net$039
Net income$3,637,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$1,056,0001,363
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,637,0001,045
2006-03-31 (YTD Data)Rank
Total interest income$5,776,0001,644
Total interest expense$2,047,0001,787
Net interest income$3,729,0001,538
Provision for loan and lease losses$101,0001,985
Total noninterest income$958,0001,322
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$688,000595
Trading account gains and fees$0115
Additional Noninterest Income$270,0002,094
Total noninterest expense$2,914,0001,542
Salaries and employee benefits$1,732,0001,437
Premises and equipment expense$211,0002,882
Additional noninterest expense$971,0001,352
Pre-tax net operating income$1,672,0001,477
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,672,0001,121
Extraordinary gains, net$021
Net income$1,672,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$528,0001,265
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,672,0001,102
2005-12-31 (YTD Data)Rank
Total interest income$21,454,0001,566
Total interest expense$6,513,0001,746
Net interest income$14,941,0001,466
Provision for loan and lease losses$365,0002,427
Total noninterest income$3,852,0001,318
Gross Fiduciary activities income$182,000824
Service charges on deposit accounts$2,756,000619
Trading account gains and fees$0138
Additional Noninterest Income$914,0002,342
Total noninterest expense$11,011,0001,558
Salaries and employee benefits$6,427,0001,455
Premises and equipment expense$785,0002,948
Additional noninterest expense$3,799,0001,341
Pre-tax net operating income$7,417,0001,289
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$7,417,000971
Extraordinary gains, net$046
Net income$7,417,000971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,000724
Cash dividends$5,488,000615
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,417,000957
2005-09-30 (YTD Data)Rank
Total interest income$15,676,0001,567
Total interest expense$4,578,0001,755
Net interest income$11,098,0001,460
Provision for loan and lease losses$313,0002,131
Total noninterest income$2,767,0001,366
Gross Fiduciary activities income$79,000924
Service charges on deposit accounts$2,010,000639
Trading account gains and fees$0126
Additional Noninterest Income$678,0002,364
Total noninterest expense$8,053,0001,579
Salaries and employee benefits$4,689,0001,489
Premises and equipment expense$533,0003,179
Additional noninterest expense$2,831,0001,347
Pre-tax net operating income$5,499,0001,305
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$5,499,000980
Extraordinary gains, net$035
Net income$5,499,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$745,000616
Cash dividends$1,488,0001,369
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,499,000961
2005-06-30 (YTD Data)Rank
Total interest income$10,133,0001,576
Total interest expense$2,833,0001,786
Net interest income$7,300,0001,459
Provision for loan and lease losses$226,0001,948
Total noninterest income$1,765,0001,405
Gross Fiduciary activities income$72,000875
Service charges on deposit accounts$1,258,000669
Trading account gains and fees$0116
Additional Noninterest Income$435,0002,399
Total noninterest expense$5,308,0001,591
Salaries and employee benefits$3,102,0001,498
Premises and equipment expense$327,0003,379
Additional noninterest expense$1,879,0001,331
Pre-tax net operating income$3,531,0001,326
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,531,000984
Extraordinary gains, net$030
Net income$3,531,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,000904
Cash dividends$992,0001,349
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,531,000968
2005-03-31 (YTD Data)Rank
Total interest income$4,976,0001,576
Total interest expense$1,361,0001,749
Net interest income$3,615,0001,462
Provision for loan and lease losses$93,0002,159
Total noninterest income$882,0001,385
Gross Fiduciary activities income$71,000720
Service charges on deposit accounts$593,000690
Trading account gains and fees$0115
Additional Noninterest Income$218,0002,358
Total noninterest expense$2,662,0001,595
Salaries and employee benefits$1,546,0001,506
Premises and equipment expense$165,0003,381
Additional noninterest expense$951,0001,302
Pre-tax net operating income$1,742,0001,322
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,742,000996
Extraordinary gains, net$024
Net income$1,742,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,000671
Cash dividends$496,0001,275
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,742,000976
2004-12-31 (YTD Data)Rank
Total interest income$19,000,0001,526
Total interest expense$4,644,0001,751
Net interest income$14,356,0001,408
Provision for loan and lease losses$3,292,000353
Total noninterest income$4,117,0001,247
Gross Fiduciary activities income$123,000894
Service charges on deposit accounts$2,832,000616
Trading account gains and fees$0138
Additional Noninterest Income$1,162,0001,953
Total noninterest expense$10,673,0001,522
Salaries and employee benefits$5,897,0001,509
Premises and equipment expense$885,0002,557
Additional noninterest expense$3,891,0001,278
Pre-tax net operating income$4,508,0001,855
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,508,0001,431
Extraordinary gains, net$034
Net income$4,508,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,810,000493
Cash dividends$4,200,000721
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,508,0001,389
2004-09-30 (YTD Data)Rank
Total interest income$13,976,0001,536
Total interest expense$3,340,0001,794
Net interest income$10,636,0001,412
Provision for loan and lease losses$1,410,000556
Total noninterest income$3,088,0001,274
Gross Fiduciary activities income$25,0001,111
Service charges on deposit accounts$2,147,000617
Trading account gains and fees$0134
Additional Noninterest Income$916,0001,883
Total noninterest expense$7,834,0001,551
Salaries and employee benefits$4,303,0001,542
Premises and equipment expense$529,0003,111
Additional noninterest expense$3,002,0001,224
Pre-tax net operating income$4,480,0001,448
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$4,480,0001,099
Extraordinary gains, net$026
Net income$4,480,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$752,000699
Cash dividends$2,160,000908
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,480,0001,070
2004-06-30 (YTD Data)Rank
Total interest income$9,168,0001,543
Total interest expense$2,155,0001,840
Net interest income$7,013,0001,407
Provision for loan and lease losses$625,000804
Total noninterest income$2,016,0001,278
Gross Fiduciary activities income$15,0001,136
Service charges on deposit accounts$1,383,000633
Trading account gains and fees$0130
Additional Noninterest Income$618,0001,886
Total noninterest expense$5,267,0001,534
Salaries and employee benefits$2,844,0001,551
Premises and equipment expense$366,0003,016
Additional noninterest expense$2,057,0001,177
Pre-tax net operating income$3,137,0001,353
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,137,0001,053
Extraordinary gains, net$021
Net income$3,137,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0001,294
Cash dividends$1,440,000937
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,137,0001,007
2004-03-31 (YTD Data)Rank
Total interest income$4,460,0001,583
Total interest expense$1,060,0001,881
Net interest income$3,400,0001,468
Provision for loan and lease losses$258,000928
Total noninterest income$942,0001,310
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$663,000645
Trading account gains and fees$0121
Additional Noninterest Income$279,0001,976
Total noninterest expense$2,599,0001,563
Salaries and employee benefits$1,386,0001,613
Premises and equipment expense$200,0002,811
Additional noninterest expense$1,013,0001,187
Pre-tax net operating income$1,485,0001,398
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,485,0001,107
Extraordinary gains, net$016
Net income$1,485,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,205
Cash dividends$720,000896
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,485,0001,049
2003-12-31 (YTD Data)Rank
Total interest income$19,252,0001,495
Total interest expense$4,980,0001,797
Net interest income$14,272,0001,372
Provision for loan and lease losses$1,222,000967
Total noninterest income$4,163,0001,308
Gross Fiduciary activities income$105,000952
Service charges on deposit accounts$2,861,000596
Trading account gains and fees$0160
Additional Noninterest Income$1,197,0002,126
Total noninterest expense$10,443,0001,530
Salaries and employee benefits$5,483,0001,572
Premises and equipment expense$845,0002,623
Additional noninterest expense$4,115,0001,210
Pre-tax net operating income$6,770,0001,235
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$6,770,000956
Extraordinary gains, net$054
Net income$6,770,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,0001,076
Cash dividends$4,900,000665
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,770,000896
2003-09-30 (YTD Data)Rank
Total interest income$14,671,0001,496
Total interest expense$3,858,0001,803
Net interest income$10,813,0001,367
Provision for loan and lease losses$1,018,000888
Total noninterest income$2,905,0001,405
Gross Fiduciary activities income$9,0001,296
Service charges on deposit accounts$2,127,000609
Trading account gains and fees$0153
Additional Noninterest Income$769,0002,426
Total noninterest expense$7,528,0001,611
Salaries and employee benefits$4,012,0001,615
Premises and equipment expense$517,0003,132
Additional noninterest expense$2,999,0001,251
Pre-tax net operating income$5,172,0001,250
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$5,172,000969
Extraordinary gains, net$040
Net income$5,172,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,015
Cash dividends$2,260,000915
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,172,000907
2003-06-30 (YTD Data)Rank
Total interest income$9,924,0001,484
Total interest expense$2,706,0001,788
Net interest income$7,218,0001,363
Provision for loan and lease losses$750,000809
Total noninterest income$1,832,0001,461
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$1,407,000603
Trading account gains and fees$0150
Additional Noninterest Income$424,0002,695
Total noninterest expense$4,995,0001,608
Salaries and employee benefits$2,651,0001,620
Premises and equipment expense$343,0003,139
Additional noninterest expense$2,001,0001,244
Pre-tax net operating income$3,305,0001,292
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,305,0001,008
Extraordinary gains, net$030
Net income$3,305,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,386
Cash dividends$1,520,000921
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,305,000935
2003-03-31 (YTD Data)Rank
Total interest income$4,989,0001,490
Total interest expense$1,427,0001,748
Net interest income$3,562,0001,376
Provision for loan and lease losses$683,000501
Total noninterest income$856,0001,497
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$671,000620
Trading account gains and fees$0134
Additional Noninterest Income$185,0002,856
Total noninterest expense$2,478,0001,613
Salaries and employee benefits$1,321,0001,610
Premises and equipment expense$162,0003,275
Additional noninterest expense$995,0001,230
Pre-tax net operating income$1,257,0001,666
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,257,0001,312
Extraordinary gains, net$021
Net income$1,257,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,174
Cash dividends$744,000880
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,257,0001,224
2002-12-31 (YTD Data)Rank
Total interest income$21,075,0001,460
Total interest expense$6,775,0001,691
Net interest income$14,300,0001,355
Provision for loan and lease losses$773,0001,688
Total noninterest income$4,032,0001,243
Gross Fiduciary activities income$122,000947
Service charges on deposit accounts$3,045,000534
Trading account gains and fees$0153
Additional Noninterest Income$865,0002,378
Total noninterest expense$10,302,0001,493
Salaries and employee benefits$5,490,0001,477
Premises and equipment expense$735,0002,872
Additional noninterest expense$4,077,0001,199
Pre-tax net operating income$7,257,0001,159
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$7,257,000864
Extraordinary gains, net$070
Net income$7,257,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,023,000955
Cash dividends$5,368,000587
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,257,000834
2001-12-31 (YTD Data)Rank
Total interest income$24,229,0001,402
Total interest expense$11,161,0001,448
Net interest income$13,068,0001,362
Provision for loan and lease losses$592,0001,929
Total noninterest income$3,829,0001,227
Gross Fiduciary activities income$113,000972
Service charges on deposit accounts$2,798,000545
Trading account gains and fees$0177
Additional Noninterest Income$918,0002,176
Total noninterest expense$9,980,0001,476
Salaries and employee benefits$5,302,0001,434
Premises and equipment expense$839,0002,514
Additional noninterest expense$3,839,0001,236
Pre-tax net operating income$6,325,0001,181
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$6,325,000871
Extraordinary gains, net$0105
Net income$6,325,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$645,0001,291
Cash dividends$3,800,000759
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,325,000829
2000-12-31 (YTD Data)Rank
Total interest income$25,152,0001,389
Total interest expense$12,186,0001,415
Net interest income$12,966,0001,355
Provision for loan and lease losses$1,019,0001,041
Total noninterest income$3,048,0001,337
Gross Fiduciary activities income$113,000916
Service charges on deposit accounts$2,174,000613
Trading account gains and fees$0180
Additional Noninterest Income$761,0002,213
Total noninterest expense$9,486,0001,465
Salaries and employee benefits$4,623,0001,535
Premises and equipment expense$889,0002,331
Additional noninterest expense$3,974,0001,149
Pre-tax net operating income$5,509,0001,345
Securities gains (losses)$6,0001,308
Applicable income taxes$08,362
Income before extraordinary items$5,515,000969
Extraordinary gains, net$038
Net income$5,515,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$826,000859
Cash dividends$3,800,000788
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,509,000969
1999-12-31 (YTD Data)Rank
Total interest income$22,628,0001,443
Total interest expense$9,560,0001,572
Net interest income$13,068,0001,335
Provision for loan and lease losses$566,0001,600
Total noninterest income$3,185,0001,294
Gross Fiduciary activities income$140,000934
Service charges on deposit accounts$2,273,000581
Trading account gains and fees$0173
Additional Noninterest Income$772,0002,206
Total noninterest expense$9,350,0001,486
Salaries and employee benefits$4,649,0001,488
Premises and equipment expense$796,0002,550
Additional noninterest expense$3,905,0001,186
Pre-tax net operating income$6,337,0001,208
Securities gains (losses)$1,0002,805
Applicable income taxes$20,0008,212
Income before extraordinary items$6,318,000891
Extraordinary gains, net$035
Net income$6,318,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,509
Cash dividends$3,448,000872
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,317,000877
1998-12-31 (YTD Data)Rank
Total interest income$22,234,0001,451
Total interest expense$9,525,0001,615
Net interest income$12,709,0001,335
Provision for loan and lease losses$366,0002,213
Total noninterest income$2,658,0001,476
Gross Fiduciary activities income$104,0001,002
Service charges on deposit accounts$1,849,000665
Trading account gains and fees$0224
Additional Noninterest Income$705,0002,375
Total noninterest expense$9,324,0001,413
Salaries and employee benefits$4,412,0001,484
Premises and equipment expense$927,0002,094
Additional noninterest expense$3,985,0001,126
Pre-tax net operating income$5,677,0001,324
Securities gains (losses)$4,0003,561
Applicable income taxes$2,443,0001,040
Income before extraordinary items$3,238,0001,629
Extraordinary gains, net$032
Net income$3,238,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,404
Cash dividends$11,520,000346
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,235,4401,567
1997-12-31 (YTD Data)Rank
Total interest income$11,146,0002,923
Total interest expense$4,453,0003,321
Net interest income$6,693,0002,594
Provision for loan and lease losses$08,829
Total noninterest income$1,023,0002,991
Gross Fiduciary activities income$105,0001,041
Service charges on deposit accounts$564,0002,327
Trading account gains and fees$0239
Additional Noninterest Income$354,0003,558
Total noninterest expense$4,260,0002,998
Salaries and employee benefits$2,258,0002,933
Premises and equipment expense$382,0004,605
Additional noninterest expense$1,620,0002,531
Pre-tax net operating income$3,456,0002,182
Securities gains (losses)$03,944
Applicable income taxes$1,233,0002,020
Income before extraordinary items$2,223,0002,347
Extraordinary gains, net$044
Net income$2,223,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,381
Cash dividends$800,0002,545
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,223,0002,295
1996-12-31 (YTD Data)Rank
Total interest income$9,465,0003,444
Total interest expense$3,787,0003,901
Net interest income$5,678,0003,118
Provision for loan and lease losses$09,041
Total noninterest income$1,055,0002,999
Gross Fiduciary activities income$169,0001,007
Service charges on deposit accounts$571,0002,381
Trading account gains and fees$0262
Additional Noninterest Income$315,0003,960
Total noninterest expense$3,647,0003,635
Salaries and employee benefits$1,865,0003,557
Premises and equipment expense$380,0004,718
Additional noninterest expense$1,402,0003,304
Pre-tax net operating income$3,086,0002,311
Securities gains (losses)$241,000626
Applicable income taxes$1,217,0001,974
Income before extraordinary items$2,110,0002,330
Extraordinary gains, net$053
Net income$2,110,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00010,927
Cash dividends$640,0002,914
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,955,7602,454
1995-12-31 (YTD Data)Rank
Total interest income$8,298,0003,881
Total interest expense$3,388,0004,280
Net interest income$4,910,0003,602
Provision for loan and lease losses$08,958
Total noninterest income$968,0003,180
Gross Fiduciary activities income$121,0001,122
Service charges on deposit accounts$526,0002,566
Trading account gains and fees$0522
Additional Noninterest Income$321,0003,847
Total noninterest expense$3,257,0004,000
Salaries and employee benefits$1,673,0003,873
Premises and equipment expense$342,0005,108
Additional noninterest expense$1,242,0003,636
Pre-tax net operating income$2,621,0002,716
Securities gains (losses)$03,831
Applicable income taxes$953,0002,492
Income before extraordinary items$1,668,0002,949
Extraordinary gains, net$065
Net income$1,668,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,00011,699
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,668,0002,913
1994-12-31 (YTD Data)Rank
Total interest income$7,050,0004,193
Total interest expense$2,706,0004,331
Net interest income$4,344,0004,054
Provision for loan and lease losses$09,146
Total noninterest income$799,0003,730
Gross Fiduciary activities income$46,0001,319
Service charges on deposit accounts$511,0002,681
Trading account gains and fees$0475
Additional Noninterest Income$242,0004,685
Total noninterest expense$3,022,0004,378
Salaries and employee benefits$1,571,0004,112
Premises and equipment expense$247,0006,567
Additional noninterest expense$1,204,0004,043
Pre-tax net operating income$2,121,0003,265
Securities gains (losses)$03,600
Applicable income taxes$776,0002,844
Income before extraordinary items$1,345,0003,489
Extraordinary gains, net$0249
Net income$1,345,0003,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,00012,120
Cash dividends$920,0002,050
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,345,0003,523
1993-12-31 (YTD Data)Rank
Total interest income$7,261,0004,176
Total interest expense$3,026,0004,086
Net interest income$4,235,0004,176
Provision for loan and lease losses$010,371
Total noninterest income$688,0004,495
Gross Fiduciary activities income$40,0001,378
Service charges on deposit accounts$497,0002,815
Trading account gains and fees$0532
Additional Noninterest Income$151,0006,544
Total noninterest expense$2,807,0004,783
Salaries and employee benefits$1,380,0004,620
Premises and equipment expense$203,0007,624
Additional noninterest expense$1,224,0004,122
Pre-tax net operating income$2,116,0003,143
Securities gains (losses)$07,477
Applicable income taxes$766,0002,857
Income before extraordinary items$1,350,0003,579
Extraordinary gains, net$03,149
Net income$1,350,0003,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$840,0002,061
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,350,0003,384
1992-12-31 (YTD Data)Rank
Total interest income$8,812,0003,935
Total interest expense$3,971,0004,107
Net interest income$4,841,0003,762
Provision for loan and lease losses$011,756
Total noninterest income$618,0004,863
Gross Fiduciary activities income$35,0001,416
Service charges on deposit accounts$422,0003,295
Trading account gains and fees$0504
Additional Noninterest Income$161,0006,391
Total noninterest expense$2,746,0004,900
Salaries and employee benefits$1,373,0004,585
Premises and equipment expense$194,0007,976
Additional noninterest expense$1,179,0004,409
Pre-tax net operating income$2,713,0002,279
Securities gains (losses)$08,369
Applicable income taxes$1,004,0002,105
Income before extraordinary items$1,709,0002,693
Extraordinary gains, net$01,422
Net income$1,709,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,00013,750
Cash dividends$376,0003,472
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,709,0002,493

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.