Home > Wood & Huston Bank > Net charge- offs to loans

Wood & Huston Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0370%1,566
Percentage Net Loans Charged-off: Total real estate loans0.0042%931
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0161%476
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0193%409
Percentage Net Loans Charged-off: Commercial and industrial-0.0203%3,926
Percentage Net Loans Charged-off: Loans to individuals0.5503%1,123
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.5503%1,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%1,403
Percentage Net Loans Charged-off: Total real estate loans0.0057%722
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0217%361
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0259%314
Percentage Net Loans Charged-off: Commercial and industrial-0.0214%3,898
Percentage Net Loans Charged-off: Loans to individuals0.4783%1,102
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.4783%1,030
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0267%1,354
Percentage Net Loans Charged-off: Total real estate loans0.0070%558
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0268%278
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0321%242
Percentage Net Loans Charged-off: Commercial and industrial-0.0211%3,873
Percentage Net Loans Charged-off: Loans to individuals0.4952%992
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.4952%960
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0054%1,768
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,425
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,759
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,842
Percentage Net Loans Charged-off: Commercial and industrial-0.0227%3,900
Percentage Net Loans Charged-off: Loans to individuals0.3228%1,204
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.3228%1,132
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%1,279
Percentage Net Loans Charged-off: Total real estate loans-0.0024%3,355
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%3,827
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0107%3,909
Percentage Net Loans Charged-off: Commercial and industrial0.0108%1,306
Percentage Net Loans Charged-off: Loans to individuals0.1106%2,082
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1106%1,999
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%1,181
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,381
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%3,910
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0146%4,007
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%3,561
Percentage Net Loans Charged-off: Loans to individuals-0.0545%4,177
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.0545%4,180
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%1,334
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,494
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%3,942
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0223%4,041
Percentage Net Loans Charged-off: Commercial and industrial-0.0093%3,305
Percentage Net Loans Charged-off: Loans to individuals-0.0774%4,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0774%4,008
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%1,075
Percentage Net Loans Charged-off: Total real estate loans0.0021%480
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0082%334
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0097%298
Percentage Net Loans Charged-off: Commercial and industrial-0.0276%3,670
Percentage Net Loans Charged-off: Loans to individuals-0.1948%4,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1948%4,192
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%1,757
Percentage Net Loans Charged-off: Total real estate loans0.0146%950
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0524%414
Percentage Net Loans Charged-off: Home equity loans0.0435%164
All other 1-4 family - Percent of loans charged-off, net0.0541%409
Percentage Net Loans Charged-off: Commercial and industrial-0.0582%3,989
Percentage Net Loans Charged-off: Loans to individuals0.3421%1,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3421%1,063
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%1,544
Percentage Net Loans Charged-off: Total real estate loans0.0200%793
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0701%328
Percentage Net Loans Charged-off: Home equity loans0.0577%133
All other 1-4 family - Percent of loans charged-off, net0.0726%317
Percentage Net Loans Charged-off: Commercial and industrial-0.0446%3,931
Percentage Net Loans Charged-off: Loans to individuals0.2918%1,152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2918%1,047
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0252%1,439
Percentage Net Loans Charged-off: Total real estate loans0.0262%665
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0904%278
Percentage Net Loans Charged-off: Home equity loans0.0860%105
All other 1-4 family - Percent of loans charged-off, net0.0913%286
Percentage Net Loans Charged-off: Commercial and industrial-0.0709%4,167
Percentage Net Loans Charged-off: Loans to individuals0.3973%885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3973%801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0148%1,448
Percentage Net Loans Charged-off: Total real estate loans0.0335%451
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.1131%205
Percentage Net Loans Charged-off: Home equity loans0.1703%61
All other 1-4 family - Percent of loans charged-off, net0.1014%210
Percentage Net Loans Charged-off: Commercial and industrial-0.0057%3,533
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1083%1,389
Percentage Net Loans Charged-off: Total real estate loans0.0406%1,093
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0056%991
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1187%423
Percentage Net Loans Charged-off: Home equity loans0.0830%228
All other 1-4 family - Percent of loans charged-off, net0.1262%390
Percentage Net Loans Charged-off: Commercial and industrial0.1831%1,178
Percentage Net Loans Charged-off: Loans to individuals0.1223%2,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1223%2,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1030%1,283
Percentage Net Loans Charged-off: Total real estate loans0.0079%1,468
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0077%746
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0153%1,057
Percentage Net Loans Charged-off: Home equity loans0.1107%179
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,913
Percentage Net Loans Charged-off: Commercial and industrial0.2567%875
Percentage Net Loans Charged-off: Loans to individuals0.1790%2,040
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1790%1,911
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0896%1,354
Percentage Net Loans Charged-off: Total real estate loans0.0091%1,229
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0302%774
Percentage Net Loans Charged-off: Home equity loans0.1653%128
All other 1-4 family - Percent of loans charged-off, net0.0017%1,059
Percentage Net Loans Charged-off: Commercial and industrial0.3321%725
Percentage Net Loans Charged-off: Loans to individuals0.2339%1,856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2339%1,729
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%1,411
Percentage Net Loans Charged-off: Total real estate loans0.0204%793
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0606%499
Percentage Net Loans Charged-off: Home equity loans0.3289%67
All other 1-4 family - Percent of loans charged-off, net0.0035%771
Percentage Net Loans Charged-off: Commercial and industrial-0.0371%4,078
Percentage Net Loans Charged-off: Loans to individuals0.3896%1,424
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3896%1,339
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1046%1,683
Percentage Net Loans Charged-off: Total real estate loans0.0770%867
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0727%675
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1410%510
Percentage Net Loans Charged-off: Home equity loans0.0634%350
All other 1-4 family - Percent of loans charged-off, net0.1564%452
Percentage Net Loans Charged-off: Commercial and industrial0.0325%2,053
Percentage Net Loans Charged-off: Loans to individuals-0.0065%4,481
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0065%4,436
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%1,696
Percentage Net Loans Charged-off: Total real estate loans0.0771%730
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0971%475
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1148%517
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1372%429
Percentage Net Loans Charged-off: Commercial and industrial-0.1227%4,585
Percentage Net Loans Charged-off: Loans to individuals-0.0183%4,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0183%4,415
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%1,623
Percentage Net Loans Charged-off: Total real estate loans0.1030%541
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.1460%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1361%426
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1627%365
Percentage Net Loans Charged-off: Commercial and industrial-0.2294%4,772
Percentage Net Loans Charged-off: Loans to individuals0.0268%2,753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0268%2,638
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1312%954
Percentage Net Loans Charged-off: Total real estate loans0.2050%270
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.2932%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.2624%232
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.3131%197
Percentage Net Loans Charged-off: Commercial and industrial-0.4096%4,938
Percentage Net Loans Charged-off: Loans to individuals-0.0775%4,506
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0775%4,480
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4385%418
Percentage Net Loans Charged-off: Total real estate loans0.0128%1,910
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0343%1,431
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0410%1,281
Percentage Net Loans Charged-off: Commercial and industrial2.7309%183
Percentage Net Loans Charged-off: Loans to individuals0.0784%3,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0784%2,930
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5423%277
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,006
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,786
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial3.5628%129
Percentage Net Loans Charged-off: Loans to individuals0.0163%3,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0163%2,988
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7963%173
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,706
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial5.2494%78
Percentage Net Loans Charged-off: Loans to individuals0.0625%2,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0625%2,559
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6805%77
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial11.2928%29
Percentage Net Loans Charged-off: Loans to individuals0.1774%1,992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1774%1,876
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1099%1,969
Percentage Net Loans Charged-off: Total real estate loans0.0215%2,025
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0257%1,069
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0345%1,760
Percentage Net Loans Charged-off: Home equity loans0.0270%597
All other 1-4 family - Percent of loans charged-off, net0.0358%1,669
Percentage Net Loans Charged-off: Commercial and industrial0.2679%1,358
Percentage Net Loans Charged-off: Loans to individuals0.0365%3,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0365%3,354
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%1,852
Percentage Net Loans Charged-off: Total real estate loans0.0316%1,569
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0587%686
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0318%1,626
Percentage Net Loans Charged-off: Home equity loans-0.0608%3,996
All other 1-4 family - Percent of loans charged-off, net0.0475%1,365
Percentage Net Loans Charged-off: Commercial and industrial0.2919%1,043
Percentage Net Loans Charged-off: Loans to individuals0.0162%3,342
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0162%3,212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%1,906
Percentage Net Loans Charged-off: Total real estate loans0.0475%1,214
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0896%481
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0476%1,267
Percentage Net Loans Charged-off: Home equity loans-0.0934%4,066
All other 1-4 family - Percent of loans charged-off, net0.0709%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0707%1,384
Percentage Net Loans Charged-off: Loans to individuals0.0243%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0243%2,877
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%1,775
Percentage Net Loans Charged-off: Total real estate loans0.0328%1,090
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0752%334
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0211%1,176
Percentage Net Loans Charged-off: Home equity loans0.1501%224
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,974
Percentage Net Loans Charged-off: Loans to individuals0.1454%2,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1454%2,057
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1075%2,195
Percentage Net Loans Charged-off: Total real estate loans0.0759%1,462
Percentage Net Loans Charged-off:Construction & development-0.0154%4,572
Percentage Net Loans Charged-off: Commercial real estate0.1063%839
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1095%1,281
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1266%1,113
Percentage Net Loans Charged-off: Commercial and industrial0.0598%2,070
Percentage Net Loans Charged-off: Loans to individuals0.2639%2,528
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2639%2,379
Percentage Net Loans Charged-off: All other loans and lease0.4108%741
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0704%2,309
Percentage Net Loans Charged-off: Total real estate loans0.0243%1,992
Percentage Net Loans Charged-off:Construction & development-0.0206%4,677
Percentage Net Loans Charged-off: Commercial real estate0.0159%1,037
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,627
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0613%1,479
Percentage Net Loans Charged-off: Commercial and industrial0.0657%1,693
Percentage Net Loans Charged-off: Loans to individuals0.2915%2,169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2915%2,011
Percentage Net Loans Charged-off: All other loans and lease0.4087%609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0757%2,105
Percentage Net Loans Charged-off: Total real estate loans0.0168%2,011
Percentage Net Loans Charged-off:Construction & development-0.0301%4,808
Percentage Net Loans Charged-off: Commercial real estate-0.0529%5,446
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0937%1,198
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1077%1,059
Percentage Net Loans Charged-off: Commercial and industrial0.1076%1,308
Percentage Net Loans Charged-off: Loans to individuals0.4781%1,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4781%1,425
Percentage Net Loans Charged-off: All other loans and lease0.4133%541
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%2,543
Percentage Net Loans Charged-off: Total real estate loans-0.0011%4,293
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.1040%5,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0875%997
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1005%891
Percentage Net Loans Charged-off: Commercial and industrial-0.0058%4,209
Percentage Net Loans Charged-off: Loans to individuals-0.3067%5,455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3067%5,401
Percentage Net Loans Charged-off: All other loans and lease0.3336%482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2130%1,380
Percentage Net Loans Charged-off: Total real estate loans0.0183%2,846
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0169%5,240
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0619%2,184
Percentage Net Loans Charged-off: Home equity loans-0.0555%4,265
All other 1-4 family - Percent of loans charged-off, net0.0789%1,920
Percentage Net Loans Charged-off: Commercial and industrial1.1163%535
Percentage Net Loans Charged-off: Loans to individuals0.2052%2,657
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2052%2,508
Percentage Net Loans Charged-off: All other loans and lease0.5119%585
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2044%1,267
Percentage Net Loans Charged-off: Total real estate loans0.0173%2,621
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0443%2,221
Percentage Net Loans Charged-off: Home equity loans-0.1199%4,421
All other 1-4 family - Percent of loans charged-off, net0.0679%1,864
Percentage Net Loans Charged-off: Commercial and industrial1.1198%449
Percentage Net Loans Charged-off: Loans to individuals0.1064%2,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1064%2,748
Percentage Net Loans Charged-off: All other loans and lease0.4422%570
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%1,954
Percentage Net Loans Charged-off: Total real estate loans-0.0022%4,689
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%5,156
Percentage Net Loans Charged-off: Home equity loans-0.0340%4,285
All other 1-4 family - Percent of loans charged-off, net-0.0016%5,081
Percentage Net Loans Charged-off: Commercial and industrial0.5376%699
Percentage Net Loans Charged-off: Loans to individuals0.1517%2,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1517%2,326
Percentage Net Loans Charged-off: All other loans and lease0.3578%554
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1806%1,207
Percentage Net Loans Charged-off: Total real estate loans-0.0011%4,617
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%5,069
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0033%5,134
Percentage Net Loans Charged-off: Commercial and industrial1.0559%346
Percentage Net Loans Charged-off: Loans to individuals0.2724%1,787
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2724%1,665
Percentage Net Loans Charged-off: All other loans and lease0.3826%439
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2128%1,964
Percentage Net Loans Charged-off: Total real estate loans0.2118%1,423
Percentage Net Loans Charged-off:Construction & development-0.4793%5,590
Percentage Net Loans Charged-off: Commercial real estate0.1129%1,489
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.5073%644
Percentage Net Loans Charged-off: Home equity loans0.1707%769
All other 1-4 family - Percent of loans charged-off, net0.5537%582
Percentage Net Loans Charged-off: Commercial and industrial0.0718%2,323
Percentage Net Loans Charged-off: Loans to individuals0.2055%2,840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2055%2,682
Percentage Net Loans Charged-off: All other loans and lease0.4986%625
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1495%2,292
Percentage Net Loans Charged-off: Total real estate loans0.1211%1,936
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.1528%1,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1748%1,658
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1988%1,426
Percentage Net Loans Charged-off: Commercial and industrial0.1041%1,853
Percentage Net Loans Charged-off: Loans to individuals0.2905%2,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2905%2,129
Percentage Net Loans Charged-off: All other loans and lease0.4892%556
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%2,027
Percentage Net Loans Charged-off: Total real estate loans0.1597%1,590
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.2345%869
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2051%1,441
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2331%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.1291%1,530
Percentage Net Loans Charged-off: Loans to individuals0.2136%2,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2136%2,227
Percentage Net Loans Charged-off: All other loans and lease0.3684%562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2740%1,250
Percentage Net Loans Charged-off: Total real estate loans0.2744%974
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.4809%431
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2854%979
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3241%873
Percentage Net Loans Charged-off: Commercial and industrial0.2820%833
Percentage Net Loans Charged-off: Loans to individuals0.0802%2,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0802%2,424
Percentage Net Loans Charged-off: All other loans and lease0.3610%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4038%1,671
Percentage Net Loans Charged-off: Total real estate loans0.2966%1,767
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.4655%1,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3613%1,465
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.4120%1,295
Percentage Net Loans Charged-off: Commercial and industrial0.5777%1,443
Percentage Net Loans Charged-off: Loans to individuals0.3447%2,563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3447%2,420
Percentage Net Loans Charged-off: All other loans and lease1.3636%400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3257%1,913
Percentage Net Loans Charged-off: Total real estate loans0.2157%2,071
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.1794%1,577
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3860%1,352
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.4402%1,169
Percentage Net Loans Charged-off: Commercial and industrial0.4138%1,491
Percentage Net Loans Charged-off: Loans to individuals0.1705%3,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1705%2,893
Percentage Net Loans Charged-off: All other loans and lease1.5771%348
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5116%1,283
Percentage Net Loans Charged-off: Total real estate loans0.3873%1,372
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.2163%1,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.7733%710
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.8820%618
Percentage Net Loans Charged-off: Commercial and industrial0.5728%1,177
Percentage Net Loans Charged-off: Loans to individuals0.1446%2,888
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1446%2,741
Percentage Net Loans Charged-off: All other loans and lease2.1791%279
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6185%985
Percentage Net Loans Charged-off: Total real estate loans0.5138%1,005
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1682%1,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential1.1209%472
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net1.2796%405
Percentage Net Loans Charged-off: Commercial and industrial0.3139%1,114
Percentage Net Loans Charged-off: Loans to individuals-0.0967%5,642
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0967%5,589
Percentage Net Loans Charged-off: All other loans and lease3.1053%208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6438%1,826
Percentage Net Loans Charged-off: Total real estate loans0.3817%2,364
Percentage Net Loans Charged-off:Construction & development-0.0112%5,905
Percentage Net Loans Charged-off: Commercial real estate0.5260%1,508
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.5257%1,704
Percentage Net Loans Charged-off: Home equity loans0.2531%1,333
All other 1-4 family - Percent of loans charged-off, net0.5637%1,550
Percentage Net Loans Charged-off: Commercial and industrial2.5198%674
Percentage Net Loans Charged-off: Loans to individuals0.0334%4,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0501%4,101
Percentage Net Loans Charged-off: All other loans and lease0.5356%751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0674%4,743
Percentage Net Loans Charged-off: Total real estate loans0.1842%3,180
Percentage Net Loans Charged-off:Construction & development-0.0149%5,940
Percentage Net Loans Charged-off: Commercial real estate0.0356%2,668
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4183%1,965
Percentage Net Loans Charged-off: Home equity loans0.3382%1,097
All other 1-4 family - Percent of loans charged-off, net0.4295%1,834
Percentage Net Loans Charged-off: Commercial and industrial-0.8164%6,681
Percentage Net Loans Charged-off: Loans to individuals0.0450%4,022
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0676%3,710
Percentage Net Loans Charged-off: All other loans and lease0.3257%815
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0053%6,169
Percentage Net Loans Charged-off: Total real estate loans0.1906%2,969
Percentage Net Loans Charged-off:Construction & development-0.0222%5,972
Percentage Net Loans Charged-off: Commercial real estate0.0415%2,282
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4287%1,823
Percentage Net Loans Charged-off: Home equity loans0.2486%1,067
All other 1-4 family - Percent of loans charged-off, net0.4537%1,704
Percentage Net Loans Charged-off: Commercial and industrial-1.3449%6,792
Percentage Net Loans Charged-off: Loans to individuals-0.1712%6,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1369%6,079
Percentage Net Loans Charged-off: All other loans and lease0.2313%823
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2205%7,011
Percentage Net Loans Charged-off: Total real estate loans0.1815%2,564
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0889%1,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3679%1,726
Percentage Net Loans Charged-off: Home equity loans0.4997%689
All other 1-4 family - Percent of loans charged-off, net0.3497%1,660
Percentage Net Loans Charged-off: Commercial and industrial-2.8969%6,932
Percentage Net Loans Charged-off: Loans to individuals-0.3505%6,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3505%6,374
Percentage Net Loans Charged-off: All other loans and lease0.1034%756
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6512%2,522
Percentage Net Loans Charged-off: Total real estate loans0.3064%3,368
Percentage Net Loans Charged-off:Construction & development-0.1531%6,463
Percentage Net Loans Charged-off: Commercial real estate0.3429%2,319
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5033%2,213
Percentage Net Loans Charged-off: Home equity loans0.5001%1,234
All other 1-4 family - Percent of loans charged-off, net0.5038%2,132
Percentage Net Loans Charged-off: Commercial and industrial3.1163%777
Percentage Net Loans Charged-off: Loans to individuals0.3544%3,323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3386%3,102
Percentage Net Loans Charged-off: All other loans and lease0.1100%1,310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2246%4,034
Percentage Net Loans Charged-off: Total real estate loans0.1938%3,648
Percentage Net Loans Charged-off:Construction & development-0.2048%6,520
Percentage Net Loans Charged-off: Commercial real estate0.1515%2,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3817%2,355
Percentage Net Loans Charged-off: Home equity loans0.5849%1,017
All other 1-4 family - Percent of loans charged-off, net0.3523%2,345
Percentage Net Loans Charged-off: Commercial and industrial0.3656%2,657
Percentage Net Loans Charged-off: Loans to individuals0.3791%2,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3587%2,728
Percentage Net Loans Charged-off: All other loans and lease0.2591%952
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1285%4,451
Percentage Net Loans Charged-off: Total real estate loans0.1125%3,847
Percentage Net Loans Charged-off:Construction & development-0.3094%6,559
Percentage Net Loans Charged-off: Commercial real estate-0.0197%6,908
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3280%2,366
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3760%2,121
Percentage Net Loans Charged-off: Commercial and industrial0.1975%2,705
Percentage Net Loans Charged-off: Loans to individuals-0.0559%6,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0320%6,100
Percentage Net Loans Charged-off: All other loans and lease0.2882%821
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%4,578
Percentage Net Loans Charged-off: Total real estate loans0.0228%3,744
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0043%6,801
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0575%2,840
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0660%2,612
Percentage Net Loans Charged-off: Commercial and industrial0.0898%2,188
Percentage Net Loans Charged-off: Loans to individuals-0.1850%6,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1482%6,385
Percentage Net Loans Charged-off: All other loans and lease0.2441%685
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1858%1,879
Percentage Net Loans Charged-off: Total real estate loans1.2644%1,545
Percentage Net Loans Charged-off:Construction & development10.9640%505
Percentage Net Loans Charged-off: Commercial real estate0.1127%3,145
Percentage Net Loans Charged-off: Multi-family residential3.1008%406
Percentage Net Loans Charged-off: 1-4 family residential0.4120%2,541
Percentage Net Loans Charged-off: Home equity loans0.0899%1,815
All other 1-4 family - Percent of loans charged-off, net0.4596%2,343
Percentage Net Loans Charged-off: Commercial and industrial1.1685%2,357
Percentage Net Loans Charged-off: Loans to individuals-0.4795%7,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9975%789
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2422%1,642
Percentage Net Loans Charged-off: Total real estate loans1.3647%1,320
Percentage Net Loans Charged-off:Construction & development10.4195%503
Percentage Net Loans Charged-off: Commercial real estate0.1494%2,589
Percentage Net Loans Charged-off: Multi-family residential4.1176%292
Percentage Net Loans Charged-off: 1-4 family residential0.4798%2,164
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.5507%1,906
Percentage Net Loans Charged-off: Commercial and industrial1.3803%1,862
Percentage Net Loans Charged-off: Loans to individuals-0.5530%7,401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1805%1,300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7183%2,424
Percentage Net Loans Charged-off: Total real estate loans0.7807%1,913
Percentage Net Loans Charged-off:Construction & development2.2853%1,550
Percentage Net Loans Charged-off: Commercial real estate-0.0020%7,206
Percentage Net Loans Charged-off: Multi-family residential6.2727%171
Percentage Net Loans Charged-off: 1-4 family residential0.2174%2,716
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2496%2,483
Percentage Net Loans Charged-off: Commercial and industrial0.9843%2,028
Percentage Net Loans Charged-off: Loans to individuals-0.7429%7,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0180%1,489
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8858%1,790
Percentage Net Loans Charged-off: Total real estate loans1.1995%1,196
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,310
Percentage Net Loans Charged-off: Multi-family residential12.8564%65
Percentage Net Loans Charged-off: 1-4 family residential0.3727%1,790
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4281%1,613
Percentage Net Loans Charged-off: Commercial and industrial-0.1282%6,903
Percentage Net Loans Charged-off: Loans to individuals-1.4233%7,615
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1475%6,613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7098%3,057
Percentage Net Loans Charged-off: Total real estate loans0.4164%3,161
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0209%3,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0152%1,296
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.1641%1,106
Percentage Net Loans Charged-off: Commercial and industrial2.1520%1,778
Percentage Net Loans Charged-off: Loans to individuals2.5586%1,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5870%1,214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4440%3,460
Percentage Net Loans Charged-off: Total real estate loans0.1800%3,716
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.0013%7,561
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4468%1,921
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.5122%1,693
Percentage Net Loans Charged-off: Commercial and industrial2.1830%1,438
Percentage Net Loans Charged-off: Loans to individuals-0.2531%7,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6155%1,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3984%3,205
Percentage Net Loans Charged-off: Total real estate loans0.1661%3,333
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0020%7,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4134%1,785
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.4742%1,535
Percentage Net Loans Charged-off: Commercial and industrial2.0500%1,286
Percentage Net Loans Charged-off: Loans to individuals-0.6332%7,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5012%965
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4194%2,431
Percentage Net Loans Charged-off: Total real estate loans0.2679%2,183
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0040%7,675
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.6756%1,003
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.7784%860
Percentage Net Loans Charged-off: Commercial and industrial1.3677%1,217
Percentage Net Loans Charged-off: Loans to individuals0.1985%3,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5037%768
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3773%2,954
Percentage Net Loans Charged-off: Total real estate loans0.2364%2,663
Percentage Net Loans Charged-off:Construction & development0.8734%1,666
Percentage Net Loans Charged-off: Commercial real estate-0.0123%7,753
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3661%1,535
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.4225%1,299
Percentage Net Loans Charged-off: Commercial and industrial0.8816%1,969
Percentage Net Loans Charged-off: Loans to individuals1.0452%2,180
Percentage Net Loans Charged-off: Credit card loans4.5935%309
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6867%917
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2958%2,564
Percentage Net Loans Charged-off: Total real estate loans0.1701%2,325
Percentage Net Loans Charged-off:Construction & development1.0414%1,065
Percentage Net Loans Charged-off: Commercial real estate-0.0169%7,810
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1605%1,919
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1851%1,660
Percentage Net Loans Charged-off: Commercial and industrial0.8585%1,480
Percentage Net Loans Charged-off: Loans to individuals0.6075%2,876
Percentage Net Loans Charged-off: Credit card loans4.9003%263
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4784%901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2376%2,477
Percentage Net Loans Charged-off: Total real estate loans0.1045%2,327
Percentage Net Loans Charged-off:Construction & development1.0108%755
Percentage Net Loans Charged-off: Commercial real estate-0.0383%7,949
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0210%2,610
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0242%2,373
Percentage Net Loans Charged-off: Commercial and industrial0.8157%1,220
Percentage Net Loans Charged-off: Loans to individuals0.5915%2,600
Percentage Net Loans Charged-off: Credit card loans5.7878%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4319%835
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3616%1,422
Percentage Net Loans Charged-off: Total real estate loans0.2314%1,150
Percentage Net Loans Charged-off:Construction & development2.0182%299
Percentage Net Loans Charged-off: Commercial real estate-0.0800%8,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0852%1,445
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0981%1,275
Percentage Net Loans Charged-off: Commercial and industrial1.0023%800
Percentage Net Loans Charged-off: Loans to individuals0.7714%1,885
Percentage Net Loans Charged-off: Credit card loans4.8417%237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3071%721
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2886%1,896
Percentage Net Loans Charged-off: Total real estate loans0.2225%1,231
Percentage Net Loans Charged-off:Construction & development0.3759%778
Percentage Net Loans Charged-off: Commercial real estate0.3902%550
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1473%1,538
Percentage Net Loans Charged-off: Home equity loans0.1224%669
All other 1-4 family - Percent of loans charged-off, net0.1510%1,448
Percentage Net Loans Charged-off: Commercial and industrial0.1216%3,116
Percentage Net Loans Charged-off: Loans to individuals0.5087%3,043
Percentage Net Loans Charged-off: Credit card loans-0.4623%1,908
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3134%546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1041%3,123
Percentage Net Loans Charged-off: Total real estate loans0.0798%1,695
Percentage Net Loans Charged-off:Construction & development0.5081%387
Percentage Net Loans Charged-off: Commercial real estate0.0235%1,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0175%2,358
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0200%2,141
Percentage Net Loans Charged-off: Commercial and industrial-0.1479%7,536
Percentage Net Loans Charged-off: Loans to individuals-0.0150%7,211
Percentage Net Loans Charged-off: Credit card loans-0.4977%1,892
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0034%540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%3,835
Percentage Net Loans Charged-off: Total real estate loans0.0439%1,757
Percentage Net Loans Charged-off:Construction & development0.1669%441
Percentage Net Loans Charged-off: Commercial real estate0.0607%628
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0229%1,833
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0261%1,653
Percentage Net Loans Charged-off: Commercial and industrial-0.3296%7,766
Percentage Net Loans Charged-off: Loans to individuals0.0114%4,658
Percentage Net Loans Charged-off: Credit card loans0.1883%951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8066%567
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0464%3,028
Percentage Net Loans Charged-off: Total real estate loans0.0678%1,080
Percentage Net Loans Charged-off:Construction & development0.3427%194
Percentage Net Loans Charged-off: Commercial real estate0.1207%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,684
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0040%7,685
Percentage Net Loans Charged-off: Commercial and industrial-0.4794%7,871
Percentage Net Loans Charged-off: Loans to individuals0.4261%2,345
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5429%522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1331%2,716
Percentage Net Loans Charged-off: Total real estate loans0.0432%2,104
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1081%1,362
Percentage Net Loans Charged-off: Home equity loans0.5901%135
All other 1-4 family - Percent of loans charged-off, net0.0323%2,108
Percentage Net Loans Charged-off: Commercial and industrial0.2263%2,366
Percentage Net Loans Charged-off: Loans to individuals0.2942%3,928
Percentage Net Loans Charged-off: Credit card loans2.5702%451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9204%595
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0389%4,061
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,810
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%7,755
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0056%7,759
Percentage Net Loans Charged-off: Commercial and industrial-0.1074%7,492
Percentage Net Loans Charged-off: Loans to individuals0.0621%4,902
Percentage Net Loans Charged-off: Credit card loans2.2140%506
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8490%554
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%4,161
Percentage Net Loans Charged-off: Total real estate loans-0.0025%7,571
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%7,794
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0063%7,805
Percentage Net Loans Charged-off: Commercial and industrial-0.1580%7,571
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loans2.3860%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6769%556
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0326%3,225
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,567
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,825
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0042%7,845
Percentage Net Loans Charged-off: Commercial and industrial-0.3130%7,809
Percentage Net Loans Charged-off: Loans to individuals0.3354%2,615
Percentage Net Loans Charged-off: Credit card loans2.8648%387
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7437%473
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2958%1,601
Percentage Net Loans Charged-off: Total real estate loans0.2474%563
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.6170%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1456%1,090
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1728%964
Percentage Net Loans Charged-off: Commercial and industrial0.2689%2,528
Percentage Net Loans Charged-off: Loans to individuals0.5158%3,505
Percentage Net Loans Charged-off: Credit card loans2.1215%786
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7762%669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3210%1,251
Percentage Net Loans Charged-off: Total real estate loans0.2040%597
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.3699%319
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1706%834
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2029%731
Percentage Net Loans Charged-off: Commercial and industrial0.9897%981
Percentage Net Loans Charged-off: Loans to individuals0.4377%3,375
Percentage Net Loans Charged-off: Credit card loans1.9208%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7556%594
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1904%1,902
Percentage Net Loans Charged-off: Total real estate loans0.0283%1,836
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.4708%8,484
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1984%696
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.2365%619
Percentage Net Loans Charged-off: Commercial and industrial1.4741%689
Percentage Net Loans Charged-off: Loans to individuals0.0738%4,891
Percentage Net Loans Charged-off: Credit card loans2.0236%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5228%616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2622%1,266
Percentage Net Loans Charged-off: Total real estate loans-0.0080%7,881
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%8,119
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0199%8,147
Percentage Net Loans Charged-off: Commercial and industrial2.9541%302
Percentage Net Loans Charged-off: Loans to individuals-0.1000%7,285
Percentage Net Loans Charged-off: Credit card loans2.6925%477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6150%859
Percentage Net Loans Charged-off: Total real estate loans0.3748%465
Percentage Net Loans Charged-off:Construction & development0.2763%323
Percentage Net Loans Charged-off: Commercial real estate0.8554%287
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3224%607
Percentage Net Loans Charged-off: Home equity loans0.2125%289
All other 1-4 family - Percent of loans charged-off, net0.3428%585
Percentage Net Loans Charged-off: Commercial and industrial2.0022%737
Percentage Net Loans Charged-off: Loans to individuals0.5185%3,735
Percentage Net Loans Charged-off: Credit card loans1.9509%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7369%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3467%1,442
Percentage Net Loans Charged-off: Total real estate loans0.2188%724
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.1231%718
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3737%456
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4421%408
Percentage Net Loans Charged-off: Commercial and industrial1.1224%1,023
Percentage Net Loans Charged-off: Loans to individuals0.5146%3,360
Percentage Net Loans Charged-off: Credit card loans0.8732%1,298
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7012%605
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1540%2,679
Percentage Net Loans Charged-off: Total real estate loans0.0205%2,235
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0608%726
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0122%2,067
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0143%1,904
Percentage Net Loans Charged-off: Commercial and industrial0.7409%1,296
Percentage Net Loans Charged-off: Loans to individuals0.7490%2,437
Percentage Net Loans Charged-off: Credit card loans0.4905%1,276
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4503%660
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1619%2,233
Percentage Net Loans Charged-off: Total real estate loans0.0238%1,607
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0233%507
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0348%1,301
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0409%1,184
Percentage Net Loans Charged-off: Commercial and industrial1.0982%771
Percentage Net Loans Charged-off: Loans to individuals0.5111%2,903
Percentage Net Loans Charged-off: Credit card loans0.3245%1,080
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2197%658
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3021%2,457
Percentage Net Loans Charged-off: Total real estate loans0.2401%938
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.8558%318
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0653%2,143
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0751%1,965
Percentage Net Loans Charged-off: Commercial and industrial0.4387%2,789
Percentage Net Loans Charged-off: Loans to individuals0.5061%4,221
Percentage Net Loans Charged-off: Credit card loans1.9228%1,213
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6730%864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2952%2,172
Percentage Net Loans Charged-off: Total real estate loans0.2940%642
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.9376%224
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0889%1,558
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1017%1,440
Percentage Net Loans Charged-off: Commercial and industrial0.1077%3,521
Percentage Net Loans Charged-off: Loans to individuals0.3993%4,315
Percentage Net Loans Charged-off: Credit card loans2.2523%1,048
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5229%864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0803%4,307
Percentage Net Loans Charged-off: Total real estate loans0.0308%2,146
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0163%2,101
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0185%1,978
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%7,383
Percentage Net Loans Charged-off: Loans to individuals0.4961%3,579
Percentage Net Loans Charged-off: Credit card loans2.4322%901
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4314%819
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%4,609
Percentage Net Loans Charged-off: Total real estate loans0.0403%1,513
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.5251%8,406
Percentage Net Loans Charged-off: Loans to individuals0.6354%2,779
Percentage Net Loans Charged-off: Credit card loans5.4941%405
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2089%761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3848%2,172
Percentage Net Loans Charged-off: Total real estate loans0.2957%768
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.8644%326
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1549%1,268
Percentage Net Loans Charged-off: Home equity loans0.1356%374
All other 1-4 family - Percent of loans charged-off, net0.1574%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.6657%2,448
Percentage Net Loans Charged-off: Loans to individuals0.8448%2,842
Percentage Net Loans Charged-off: Credit card loans1.5606%1,444
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4910%1,041
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2513%3,080
Percentage Net Loans Charged-off: Total real estate loans0.0715%2,044
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1669%787
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0914%1,626
Percentage Net Loans Charged-off: Home equity loans0.0417%504
All other 1-4 family - Percent of loans charged-off, net0.0975%1,503
Percentage Net Loans Charged-off: Commercial and industrial1.1706%1,593
Percentage Net Loans Charged-off: Loans to individuals1.0370%2,152
Percentage Net Loans Charged-off: Credit card loans2.8964%924
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1185%8,043
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3231%2,106
Percentage Net Loans Charged-off: Total real estate loans-0.0442%1,483
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0411%1,400
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0037%843
Percentage Net Loans Charged-off: Home equity loans0.1376%180
All other 1-4 family - Percent of loans charged-off, net-0.0158%1,420
Percentage Net Loans Charged-off: Commercial and industrial2.3875%96
Percentage Net Loans Charged-off: Loans to individuals0.7087%592
Percentage Net Loans Charged-off: Credit card loans2.4922%397
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2142%239
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1618%3,718
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2064%3,392
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2035%3,774
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0409%10,427
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1245%11,263
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1186%11,557
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0348%11,517
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2024%13,330
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA