Home > Wood County National Bank > Income and Expense
Wood County National Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 5,778 |
| Total interest expense | $404,000 | 6,192 |
| Net interest income | $2,566,000 | 5,603 |
| Provision for loan and lease losses | $462,000 | 3,562 |
| Total noninterest income | $1,124,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $475,000 | 2,681 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $649,000 | 2,744 |
| Total noninterest expense | $3,187,000 | 4,712 |
| Salaries and employee benefits | $1,261,000 | 5,414 |
| Premises and equipment expense | $583,000 | 3,651 |
| Additional noninterest expense | $1,343,000 | 4,145 |
| Pre-tax net operating income | $41,000 | 5,907 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $41,000 | 6,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 6,047 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $41,000 | 6,047 |
| Net charge-offs | $205,000 | 4,265 |
| Cash dividends | $114,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $41,000 | 5,929 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 5,810 |
| Total interest expense | $310,000 | 6,271 |
| Net interest income | $1,949,000 | 5,607 |
| Provision for loan and lease losses | $289,000 | 3,667 |
| Total noninterest income | $823,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $339,000 | 2,784 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $484,000 | 2,753 |
| Total noninterest expense | $2,258,000 | 4,879 |
| Salaries and employee benefits | $1,002,000 | 5,273 |
| Premises and equipment expense | $415,000 | 3,825 |
| Additional noninterest expense | $841,000 | 4,644 |
| Pre-tax net operating income | $225,000 | 5,367 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $225,000 | 5,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 5,393 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $225,000 | 5,393 |
| Net charge-offs | $152,000 | 3,999 |
| Cash dividends | $114,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $225,000 | 5,253 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 5,974 |
| Total interest expense | $208,000 | 6,371 |
| Net interest income | $1,211,000 | 5,799 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $529,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $222,000 | 2,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 2,841 |
| Total noninterest expense | $1,502,000 | 4,940 |
| Salaries and employee benefits | $682,000 | 5,258 |
| Premises and equipment expense | $279,000 | 3,837 |
| Additional noninterest expense | $541,000 | 4,799 |
| Pre-tax net operating income | $148,000 | 5,413 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $148,000 | 5,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,365 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $148,000 | 5,366 |
| Net charge-offs | $56,000 | 4,362 |
| Cash dividends | $114,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $148,000 | 5,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,061 |
| Total interest expense | $104,000 | 6,463 |
| Net interest income | $585,000 | 5,880 |
| Provision for loan and lease losses | $35,000 | 4,507 |
| Total noninterest income | $261,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 2,922 |
| Total noninterest expense | $758,000 | 4,950 |
| Salaries and employee benefits | $359,000 | 5,159 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $261,000 | 4,894 |
| Pre-tax net operating income | $53,000 | 5,711 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $53,000 | 5,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $53,000 | 5,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $53,000 | 5,650 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $53,000 | 5,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 6,206 |
| Total interest expense | $430,000 | 6,709 |
| Net interest income | $2,314,000 | 5,942 |
| Provision for loan and lease losses | $129,000 | 5,788 |
| Total noninterest income | $1,323,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $583,000 | 2,338 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $740,000 | 2,607 |
| Total noninterest expense | $3,061,000 | 4,975 |
| Salaries and employee benefits | $1,441,000 | 5,153 |
| Premises and equipment expense | $573,000 | 3,838 |
| Additional noninterest expense | $1,047,000 | 4,965 |
| Pre-tax net operating income | $447,000 | 4,496 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $73,000 | 3,427 |
| Income before extraordinary items | $374,000 | 4,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 4,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $374,000 | 4,695 |
| Net charge-offs | $86,000 | 5,540 |
| Cash dividends | $240,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $374,000 | 4,553 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 6,340 |
| Total interest expense | $329,000 | 6,825 |
| Net interest income | $1,706,000 | 6,077 |
| Provision for loan and lease losses | $69,000 | 6,045 |
| Total noninterest income | $999,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $434,000 | 2,424 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $565,000 | 2,572 |
| Total noninterest expense | $2,298,000 | 4,983 |
| Salaries and employee benefits | $1,094,000 | 5,163 |
| Premises and equipment expense | $434,000 | 3,864 |
| Additional noninterest expense | $770,000 | 5,028 |
| Pre-tax net operating income | $338,000 | 4,725 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $51,000 | 3,562 |
| Income before extraordinary items | $287,000 | 4,932 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $287,000 | 4,934 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $287,000 | 4,935 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $180,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $287,000 | 4,738 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 6,397 |
| Total interest expense | $227,000 | 6,870 |
| Net interest income | $1,122,000 | 6,133 |
| Provision for loan and lease losses | $-20,000 | 7,753 |
| Total noninterest income | $621,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $286,000 | 2,454 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $335,000 | 2,676 |
| Total noninterest expense | $1,523,000 | 5,027 |
| Salaries and employee benefits | $737,000 | 5,162 |
| Premises and equipment expense | $286,000 | 3,942 |
| Additional noninterest expense | $500,000 | 5,088 |
| Pre-tax net operating income | $240,000 | 4,703 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $211,000 | 4,823 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 4,824 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $211,000 | 4,823 |
| Net charge-offs | $37,000 | 5,126 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 4,670 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,462 |
| Total interest expense | $118,000 | 6,948 |
| Net interest income | $561,000 | 6,167 |
| Provision for loan and lease losses | $-15,000 | 7,855 |
| Total noninterest income | $296,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $762,000 | 5,074 |
| Salaries and employee benefits | $368,000 | 5,211 |
| Premises and equipment expense | $142,000 | 4,028 |
| Additional noninterest expense | $252,000 | 5,096 |
| Pre-tax net operating income | $110,000 | 4,940 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $103,000 | 4,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 4,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $103,000 | 4,928 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $103,000 | 4,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 6,336 |
| Total interest expense | $766,000 | 6,552 |
| Net interest income | $2,244,000 | 6,109 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $1,242,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $616,000 | 2,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $626,000 | 2,840 |
| Total noninterest expense | $3,000,000 | 5,178 |
| Salaries and employee benefits | $1,335,000 | 5,530 |
| Premises and equipment expense | $664,000 | 3,606 |
| Additional noninterest expense | $1,001,000 | 5,230 |
| Pre-tax net operating income | $116,000 | 5,040 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-12,000 | 6,256 |
| Income before extraordinary items | $128,000 | 5,064 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $128,000 | 5,063 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $128,000 | 5,063 |
| Net charge-offs | $264,000 | 4,651 |
| Cash dividends | $60,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $128,000 | 5,003 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 6,378 |
| Total interest expense | $638,000 | 6,489 |
| Net interest income | $1,660,000 | 6,151 |
| Provision for loan and lease losses | $288,000 | 4,646 |
| Total noninterest income | $949,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $464,000 | 2,504 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $485,000 | 2,858 |
| Total noninterest expense | $2,215,000 | 5,231 |
| Salaries and employee benefits | $1,011,000 | 5,549 |
| Premises and equipment expense | $449,000 | 3,918 |
| Additional noninterest expense | $755,000 | 5,217 |
| Pre-tax net operating income | $106,000 | 5,260 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,000 | 6,597 |
| Income before extraordinary items | $110,000 | 5,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $110,000 | 5,262 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $110,000 | 5,262 |
| Net charge-offs | $175,000 | 4,406 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $110,000 | 5,202 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 6,413 |
| Total interest expense | $489,000 | 6,319 |
| Net interest income | $1,062,000 | 6,258 |
| Provision for loan and lease losses | $185,000 | 4,435 |
| Total noninterest income | $634,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $300,000 | 2,538 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $334,000 | 2,816 |
| Total noninterest expense | $1,486,000 | 5,278 |
| Salaries and employee benefits | $684,000 | 5,563 |
| Premises and equipment expense | $298,000 | 3,958 |
| Additional noninterest expense | $504,000 | 5,229 |
| Pre-tax net operating income | $25,000 | 5,653 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,000 | 6,717 |
| Income before extraordinary items | $27,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 5,735 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $27,000 | 5,735 |
| Net charge-offs | $139,000 | 3,865 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $27,000 | 5,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,396 |
| Total interest expense | $267,000 | 6,243 |
| Net interest income | $531,000 | 6,275 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $321,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $146,000 | 2,528 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $175,000 | 2,695 |
| Total noninterest expense | $756,000 | 5,156 |
| Salaries and employee benefits | $382,000 | 5,289 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $229,000 | 5,195 |
| Pre-tax net operating income | $56,000 | 5,545 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $48,000 | 5,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 5,716 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $48,000 | 5,716 |
| Net charge-offs | $74,000 | 3,184 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $48,000 | 5,550 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 6,179 |
| Total interest expense | $1,320,000 | 6,234 |
| Net interest income | $2,403,000 | 5,989 |
| Provision for loan and lease losses | $170,000 | 5,409 |
| Total noninterest income | $1,202,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $722,000 | 2,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $480,000 | 3,239 |
| Total noninterest expense | $2,945,000 | 5,177 |
| Salaries and employee benefits | $1,449,000 | 5,439 |
| Premises and equipment expense | $624,000 | 3,818 |
| Additional noninterest expense | $872,000 | 5,236 |
| Pre-tax net operating income | $490,000 | 4,902 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $110,000 | 3,317 |
| Income before extraordinary items | $380,000 | 4,814 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $380,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,665 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $380,000 | 4,982 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 6,205 |
| Total interest expense | $1,019,000 | 6,284 |
| Net interest income | $1,824,000 | 6,014 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $893,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $533,000 | 2,332 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $360,000 | 3,362 |
| Total noninterest expense | $2,201,000 | 5,179 |
| Salaries and employee benefits | $1,095,000 | 5,428 |
| Premises and equipment expense | $482,000 | 3,730 |
| Additional noninterest expense | $624,000 | 5,316 |
| Pre-tax net operating income | $406,000 | 5,245 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $94,000 | 3,636 |
| Income before extraordinary items | $312,000 | 5,160 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $312,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $312,000 | 5,340 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 6,216 |
| Total interest expense | $702,000 | 6,347 |
| Net interest income | $1,228,000 | 6,010 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $579,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $346,000 | 2,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $233,000 | 3,475 |
| Total noninterest expense | $1,515,000 | 5,089 |
| Salaries and employee benefits | $731,000 | 5,475 |
| Premises and equipment expense | $333,000 | 3,665 |
| Additional noninterest expense | $451,000 | 5,058 |
| Pre-tax net operating income | $220,000 | 5,687 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $43,000 | 4,183 |
| Income before extraordinary items | $177,000 | 5,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $177,000 | 5,713 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 6,252 |
| Total interest expense | $359,000 | 6,460 |
| Net interest income | $626,000 | 5,993 |
| Provision for loan and lease losses | $42,000 | 4,068 |
| Total noninterest income | $289,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $746,000 | 5,156 |
| Salaries and employee benefits | $361,000 | 5,548 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $127,000 | 5,692 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $103,000 | 5,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $103,000 | 5,708 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 6,330 |
| Total interest expense | $1,266,000 | 6,764 |
| Net interest income | $2,549,000 | 5,920 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $1,151,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $659,000 | 2,490 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $492,000 | 3,341 |
| Total noninterest expense | $2,856,000 | 5,166 |
| Salaries and employee benefits | $1,372,000 | 5,577 |
| Premises and equipment expense | $639,000 | 3,674 |
| Additional noninterest expense | $845,000 | 5,164 |
| Pre-tax net operating income | $756,000 | 5,290 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $200,000 | 3,846 |
| Income before extraordinary items | $552,000 | 5,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $552,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,470 |
| Cash dividends | $275,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $554,920 | 5,489 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 6,412 |
| Total interest expense | $910,000 | 6,877 |
| Net interest income | $1,893,000 | 5,967 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $851,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $493,000 | 2,469 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $358,000 | 3,415 |
| Total noninterest expense | $2,058,000 | 5,269 |
| Salaries and employee benefits | $938,000 | 5,841 |
| Premises and equipment expense | $486,000 | 3,620 |
| Additional noninterest expense | $634,000 | 5,119 |
| Pre-tax net operating income | $618,000 | 5,384 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $166,000 | 3,937 |
| Income before extraordinary items | $448,000 | 5,591 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $448,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $75,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $450,920 | 5,567 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 6,475 |
| Total interest expense | $587,000 | 6,958 |
| Net interest income | $1,259,000 | 6,030 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $572,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $323,000 | 2,503 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $1,353,000 | 5,350 |
| Salaries and employee benefits | $602,000 | 6,001 |
| Premises and equipment expense | $325,000 | 3,644 |
| Additional noninterest expense | $426,000 | 5,074 |
| Pre-tax net operating income | $418,000 | 5,425 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $303,000 | 5,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $303,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $303,000 | 5,613 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,521 |
| Total interest expense | $286,000 | 7,016 |
| Net interest income | $629,000 | 6,036 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $281,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $154,000 | 2,550 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $127,000 | 3,312 |
| Total noninterest expense | $674,000 | 5,377 |
| Salaries and employee benefits | $303,000 | 6,016 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $209,000 | 5,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $65,000 | 3,816 |
| Income before extraordinary items | $144,000 | 5,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $144,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,723 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $144,000 | 5,712 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 6,423 |
| Total interest expense | $1,050,000 | 6,841 |
| Net interest income | $2,448,000 | 6,090 |
| Provision for loan and lease losses | $151,000 | 4,031 |
| Total noninterest income | $1,087,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $584,000 | 2,742 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 3,326 |
| Total noninterest expense | $2,761,000 | 5,171 |
| Salaries and employee benefits | $1,338,000 | 5,554 |
| Premises and equipment expense | $632,000 | 3,618 |
| Additional noninterest expense | $791,000 | 5,269 |
| Pre-tax net operating income | $623,000 | 6,123 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $171,000 | 4,469 |
| Income before extraordinary items | $452,000 | 6,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $452,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,125 |
| Cash dividends | $220,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $452,000 | 6,328 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 6,470 |
| Total interest expense | $731,000 | 6,975 |
| Net interest income | $1,870,000 | 6,097 |
| Provision for loan and lease losses | $121,000 | 3,808 |
| Total noninterest income | $788,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $440,000 | 2,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $348,000 | 3,452 |
| Total noninterest expense | $2,100,000 | 5,106 |
| Salaries and employee benefits | $1,008,000 | 5,529 |
| Premises and equipment expense | $471,000 | 3,642 |
| Additional noninterest expense | $621,000 | 5,108 |
| Pre-tax net operating income | $437,000 | 6,466 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $117,000 | 4,766 |
| Income before extraordinary items | $320,000 | 6,620 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $320,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $70,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $320,000 | 6,624 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,494 |
| Total interest expense | $497,000 | 6,857 |
| Net interest income | $1,214,000 | 6,192 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $506,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 2,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 3,645 |
| Total noninterest expense | $1,389,000 | 5,140 |
| Salaries and employee benefits | $689,000 | 5,477 |
| Premises and equipment expense | $309,000 | 3,682 |
| Additional noninterest expense | $391,000 | 5,281 |
| Pre-tax net operating income | $283,000 | 6,566 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $207,000 | 6,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,628 |
| Cash dividends | $70,000 | 4,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $207,000 | 6,712 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,535 |
| Total interest expense | $257,000 | 6,738 |
| Net interest income | $578,000 | 6,332 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,464 |
| Total noninterest expense | $700,000 | 5,131 |
| Salaries and employee benefits | $348,000 | 5,462 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $196,000 | 5,244 |
| Pre-tax net operating income | $120,000 | 6,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $89,000 | 6,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,457 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $89,000 | 6,902 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 6,421 |
| Total interest expense | $779,000 | 6,842 |
| Net interest income | $2,435,000 | 6,119 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $1,034,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $700,000 | 2,352 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $334,000 | 4,110 |
| Total noninterest expense | $2,776,000 | 5,041 |
| Salaries and employee benefits | $1,252,000 | 5,644 |
| Premises and equipment expense | $501,000 | 4,166 |
| Additional noninterest expense | $1,023,000 | 4,350 |
| Pre-tax net operating income | $665,000 | 6,235 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $191,000 | 4,725 |
| Income before extraordinary items | $474,000 | 6,468 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $474,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,213 |
| Cash dividends | $237,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $474,000 | 6,446 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 6,441 |
| Total interest expense | $534,000 | 6,946 |
| Net interest income | $1,851,000 | 6,109 |
| Provision for loan and lease losses | $-14,000 | 8,603 |
| Total noninterest income | $788,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $532,000 | 2,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 4,084 |
| Total noninterest expense | $2,132,000 | 4,923 |
| Salaries and employee benefits | $973,000 | 5,504 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $774,000 | 4,286 |
| Pre-tax net operating income | $521,000 | 6,316 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $150,000 | 4,802 |
| Income before extraordinary items | $371,000 | 6,535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $371,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,028 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $371,000 | 6,493 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 6,464 |
| Total interest expense | $331,000 | 7,005 |
| Net interest income | $1,224,000 | 6,119 |
| Provision for loan and lease losses | $-34,000 | 8,681 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $356,000 | 2,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $179,000 | 3,951 |
| Total noninterest expense | $1,395,000 | 4,984 |
| Salaries and employee benefits | $633,000 | 5,575 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $508,000 | 4,322 |
| Pre-tax net operating income | $398,000 | 5,994 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $117,000 | 4,603 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,830 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $281,000 | 6,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,499 |
| Total interest expense | $148,000 | 7,190 |
| Net interest income | $621,000 | 6,115 |
| Provision for loan and lease losses | $-20,000 | 8,753 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $178,000 | 2,221 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $699,000 | 5,005 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $212,000 | 5,832 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $62,000 | 4,479 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 6,201 |
| Total interest expense | $573,000 | 7,052 |
| Net interest income | $2,666,000 | 5,797 |
| Provision for loan and lease losses | $288,000 | 3,013 |
| Total noninterest income | $842,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $633,000 | 2,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,020 |
| Total noninterest expense | $2,831,000 | 4,870 |
| Salaries and employee benefits | $1,265,000 | 5,530 |
| Premises and equipment expense | $525,000 | 3,932 |
| Additional noninterest expense | $1,041,000 | 4,200 |
| Pre-tax net operating income | $389,000 | 7,126 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $88,000 | 5,641 |
| Income before extraordinary items | $301,000 | 7,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $301,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,727 |
| Cash dividends | $151,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $301,000 | 7,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 6,140 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $2,031,000 | 5,746 |
| Provision for loan and lease losses | $226,000 | 2,744 |
| Total noninterest income | $632,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $496,000 | 2,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $2,226,000 | 4,662 |
| Salaries and employee benefits | $1,051,000 | 5,125 |
| Premises and equipment expense | $396,000 | 3,902 |
| Additional noninterest expense | $779,000 | 4,162 |
| Pre-tax net operating income | $211,000 | 7,642 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $37,000 | 6,150 |
| Income before extraordinary items | $174,000 | 7,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $174,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,466 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $174,000 | 7,577 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 6,136 |
| Total interest expense | $307,000 | 6,935 |
| Net interest income | $1,363,000 | 5,715 |
| Provision for loan and lease losses | $192,000 | 2,280 |
| Total noninterest income | $418,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $324,000 | 2,546 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 5,284 |
| Total noninterest expense | $1,486,000 | 4,697 |
| Salaries and employee benefits | $726,000 | 5,032 |
| Premises and equipment expense | $262,000 | 3,931 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $103,000 | 7,901 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $92,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,389 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,112 |
| Total interest expense | $160,000 | 6,900 |
| Net interest income | $684,000 | 5,712 |
| Provision for loan and lease losses | $115,000 | 1,912 |
| Total noninterest income | $209,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $739,000 | 4,735 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $39,000 | 8,061 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $37,000 | 8,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,147 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $37,000 | 7,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 5,756 |
| Total interest expense | $895,000 | 6,428 |
| Net interest income | $2,980,000 | 5,328 |
| Provision for loan and lease losses | $679,000 | 1,658 |
| Total noninterest income | $932,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $686,000 | 2,398 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $246,000 | 4,881 |
| Total noninterest expense | $2,743,000 | 4,899 |
| Salaries and employee benefits | $1,288,000 | 5,388 |
| Premises and equipment expense | $544,000 | 3,810 |
| Additional noninterest expense | $911,000 | 4,580 |
| Pre-tax net operating income | $490,000 | 6,711 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $114,000 | 5,580 |
| Income before extraordinary items | $376,000 | 6,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $376,000 | 6,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 1,198 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $376,000 | 6,763 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 5,737 |
| Total interest expense | $716,000 | 6,406 |
| Net interest income | $2,257,000 | 5,311 |
| Provision for loan and lease losses | $601,000 | 1,401 |
| Total noninterest income | $705,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $517,000 | 2,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 4,918 |
| Total noninterest expense | $2,095,000 | 4,833 |
| Salaries and employee benefits | $1,027,000 | 5,162 |
| Premises and equipment expense | $409,000 | 3,790 |
| Additional noninterest expense | $659,000 | 4,683 |
| Pre-tax net operating income | $266,000 | 7,350 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $49,000 | 6,220 |
| Income before extraordinary items | $217,000 | 7,480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $217,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,051 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $217,000 | 7,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 5,722 |
| Total interest expense | $504,000 | 6,371 |
| Net interest income | $1,510,000 | 5,305 |
| Provision for loan and lease losses | $353,000 | 1,574 |
| Total noninterest income | $489,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $349,000 | 2,351 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $1,411,000 | 4,778 |
| Salaries and employee benefits | $668,000 | 5,259 |
| Premises and equipment expense | $269,000 | 3,818 |
| Additional noninterest expense | $474,000 | 4,417 |
| Pre-tax net operating income | $235,000 | 6,942 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $54,000 | 5,837 |
| Income before extraordinary items | $181,000 | 7,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 961 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $181,000 | 6,971 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,719 |
| Total interest expense | $270,000 | 6,256 |
| Net interest income | $746,000 | 5,335 |
| Provision for loan and lease losses | $201,000 | 1,355 |
| Total noninterest income | $243,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 2,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $304,000 | 5,581 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 731 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 5,458 |
| Total interest expense | $1,475,000 | 5,777 |
| Net interest income | $3,126,000 | 5,167 |
| Provision for loan and lease losses | $1,052,000 | 1,289 |
| Total noninterest income | $823,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $617,000 | 2,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $2,684,000 | 4,839 |
| Salaries and employee benefits | $1,390,000 | 4,961 |
| Premises and equipment expense | $371,000 | 4,903 |
| Additional noninterest expense | $923,000 | 4,454 |
| Pre-tax net operating income | $213,000 | 7,880 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $166,000 | 8,010 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $166,000 | 8,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 1,151 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $166,000 | 7,909 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,718 |
| Total interest expense | $2,099,000 | 5,947 |
| Net interest income | $2,768,000 | 5,355 |
| Provision for loan and lease losses | $605,000 | 1,883 |
| Total noninterest income | $827,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $563,000 | 2,577 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $264,000 | 4,383 |
| Total noninterest expense | $2,718,000 | 4,675 |
| Salaries and employee benefits | $1,242,000 | 5,184 |
| Premises and equipment expense | $508,000 | 3,822 |
| Additional noninterest expense | $968,000 | 4,177 |
| Pre-tax net operating income | $272,000 | 7,538 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $86,000 | 6,180 |
| Income before extraordinary items | $189,000 | 7,815 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $189,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,813 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $186,930 | 7,713 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 6,303 |
| Total interest expense | $1,742,000 | 6,714 |
| Net interest income | $2,490,000 | 5,814 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $698,000 | 4,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $527,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,176 |
| Total noninterest expense | $2,226,000 | 5,296 |
| Salaries and employee benefits | $1,111,000 | 5,522 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $849,000 | 4,536 |
| Pre-tax net operating income | $862,000 | 5,665 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $582,000 | 5,934 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $582,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $582,000 | 5,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 6,533 |
| Total interest expense | $1,595,000 | 6,738 |
| Net interest income | $2,200,000 | 6,278 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $565,000 | 4,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 2,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,049,000 | 5,599 |
| Salaries and employee benefits | $964,000 | 6,026 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $853,000 | 4,578 |
| Pre-tax net operating income | $637,000 | 6,581 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $452,000 | 6,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $452,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $452,000 | 6,665 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 8,717 |
| Total interest expense | $933,000 | 8,603 |
| Net interest income | $1,043,000 | 8,700 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $177,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $933,000 | 8,330 |
| Salaries and employee benefits | $430,000 | 8,774 |
| Premises and equipment expense | $104,000 | 8,619 |
| Additional noninterest expense | $399,000 | 7,226 |
| Pre-tax net operating income | $254,000 | 8,645 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $128,000 | 9,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $128,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,699,000 | 352 |
| Net operating income | $128,000 | 9,056 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 7,289 |
| Total interest expense | $1,476,000 | 7,403 |
| Net interest income | $1,926,000 | 7,072 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $320,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,595,000 | 6,544 |
| Salaries and employee benefits | $787,000 | 6,853 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $639,000 | 5,567 |
| Pre-tax net operating income | $569,000 | 7,564 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $211,000 | 6,739 |
| Income before extraordinary items | $358,000 | 7,927 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $358,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $358,000 | 7,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 7,952 |
| Total interest expense | $1,309,000 | 8,077 |
| Net interest income | $1,720,000 | 7,726 |
| Provision for loan and lease losses | $111,000 | 4,854 |
| Total noninterest income | $284,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,482,000 | 7,159 |
| Salaries and employee benefits | $716,000 | 7,418 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $588,000 | 6,428 |
| Pre-tax net operating income | $411,000 | 8,443 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $331,000 | 8,152 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $331,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $331,000 | 8,095 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 8,892 |
| Total interest expense | $1,175,000 | 8,669 |
| Net interest income | $1,373,000 | 8,863 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $216,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,267,000 | 7,960 |
| Salaries and employee benefits | $597,000 | 8,372 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $529,000 | 7,043 |
| Pre-tax net operating income | $311,000 | 9,662 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $299,000 | 8,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $299,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $67,000 | 7,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $311,000 | 8,782 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 9,959 |
| Total interest expense | $645,000 | 10,375 |
| Net interest income | $1,268,000 | 9,559 |
| Provision for loan and lease losses | $-120,000 | 12,213 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,082,000 | 9,045 |
| Salaries and employee benefits | $489,000 | 9,494 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $502,000 | 8,640 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $502,000 | 7,302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $502,000 | 7,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $85,000 | 7,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $502,000 | 7,328 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 10,709 |
| Total interest expense | $565,000 | 11,334 |
| Net interest income | $1,183,000 | 10,117 |
| Provision for loan and lease losses | $-40,000 | 12,687 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,047,000 | 9,532 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $435,000 | 8,874 |
| Pre-tax net operating income | $368,000 | 9,665 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $289,000 | 748 |
| Net income | $535,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $246,000 | 9,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 11,338 |
| Total interest expense | $749,000 | 11,582 |
| Net interest income | $1,037,000 | 10,952 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $948,000 | 10,215 |
| Salaries and employee benefits | $468,000 | 10,112 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $169,000 | 11,008 |
| Extraordinary gains, net | $76,000 | 852 |
| Net income | $245,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $581,000 | 523 |
| Net operating income | $169,000 | 10,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.