Home > Wolverine Bank, Federal Savings Bank > Income and Expense
Wolverine Bank, Federal Savings Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,947,000 | 1,441 |
| Total interest expense | $2,917,000 | 847 |
| Net interest income | $11,030,000 | 1,585 |
| Provision for loan and lease losses | $-2,850,000 | 5,716 |
| Total noninterest income | $505,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $150,000 | 3,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,248 |
| Total noninterest expense | $6,056,000 | 2,266 |
| Salaries and employee benefits | $3,561,000 | 2,165 |
| Premises and equipment expense | $471,000 | 2,870 |
| Additional noninterest expense | $2,024,000 | 2,100 |
| Pre-tax net operating income | $8,329,000 | 918 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,799,000 | 725 |
| Income before extraordinary items | $5,530,000 | 1,066 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,530,000 | 1,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,530,000 | 1,066 |
| Net charge-offs | $-792,000 | 5,676 |
| Cash dividends | $3,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $495,000 | 239 |
| Net operating income | $5,530,000 | 1,052 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 1,543 |
| Total interest expense | $1,929,000 | 822 |
| Net interest income | $6,601,000 | 1,751 |
| Provision for loan and lease losses | $-600,000 | 5,716 |
| Total noninterest income | $354,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $99,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,164 |
| Total noninterest expense | $3,803,000 | 2,370 |
| Salaries and employee benefits | $2,176,000 | 2,361 |
| Premises and equipment expense | $304,000 | 2,930 |
| Additional noninterest expense | $1,323,000 | 2,137 |
| Pre-tax net operating income | $3,752,000 | 1,252 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,223,000 | 959 |
| Income before extraordinary items | $2,529,000 | 1,414 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,529,000 | 1,414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,529,000 | 1,415 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 227 |
| Net operating income | $2,529,000 | 1,397 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 1,570 |
| Total interest expense | $990,000 | 790 |
| Net interest income | $3,183,000 | 1,797 |
| Provision for loan and lease losses | $-300,000 | 5,787 |
| Total noninterest income | $111,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,070 |
| Total noninterest expense | $1,697,000 | 2,592 |
| Salaries and employee benefits | $956,000 | 2,608 |
| Premises and equipment expense | $160,000 | 2,879 |
| Additional noninterest expense | $581,000 | 2,381 |
| Pre-tax net operating income | $1,897,000 | 1,226 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $647,000 | 903 |
| Income before extraordinary items | $1,250,000 | 1,418 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,250,000 | 1,418 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,250,000 | 1,418 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 277 |
| Net operating income | $1,250,000 | 1,401 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,976,000 | 1,501 |
| Total interest expense | $3,882,000 | 760 |
| Net interest income | $13,094,000 | 1,715 |
| Provision for loan and lease losses | $-760,000 | 5,798 |
| Total noninterest income | $798,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $189,000 | 3,656 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $609,000 | 3,001 |
| Total noninterest expense | $7,372,000 | 2,453 |
| Salaries and employee benefits | $4,555,000 | 2,253 |
| Premises and equipment expense | $653,000 | 2,866 |
| Additional noninterest expense | $2,164,000 | 2,612 |
| Pre-tax net operating income | $7,280,000 | 1,201 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,604,000 | 861 |
| Income before extraordinary items | $4,676,000 | 1,461 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,676,000 | 1,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,676,000 | 1,460 |
| Net charge-offs | $11,000 | 3,842 |
| Cash dividends | $4,500,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $863,000 | 220 |
| Net operating income | $4,676,000 | 1,431 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,866,000 | 1,483 |
| Total interest expense | $2,910,000 | 758 |
| Net interest income | $9,956,000 | 1,697 |
| Provision for loan and lease losses | $-760,000 | 5,894 |
| Total noninterest income | $607,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $139,000 | 3,712 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $468,000 | 2,988 |
| Total noninterest expense | $5,532,000 | 2,446 |
| Salaries and employee benefits | $3,340,000 | 2,287 |
| Premises and equipment expense | $501,000 | 2,830 |
| Additional noninterest expense | $1,691,000 | 2,533 |
| Pre-tax net operating income | $5,791,000 | 1,152 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,063,000 | 850 |
| Income before extraordinary items | $3,728,000 | 1,419 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,728,000 | 1,419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,728,000 | 1,419 |
| Net charge-offs | $-19,000 | 5,077 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $455,000 | 235 |
| Net operating income | $3,728,000 | 1,377 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 1,525 |
| Total interest expense | $1,940,000 | 748 |
| Net interest income | $6,401,000 | 1,758 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $376,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,060 |
| Total noninterest expense | $3,527,000 | 2,542 |
| Salaries and employee benefits | $2,060,000 | 2,451 |
| Premises and equipment expense | $336,000 | 2,836 |
| Additional noninterest expense | $1,131,000 | 2,518 |
| Pre-tax net operating income | $3,250,000 | 1,337 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,137,000 | 980 |
| Income before extraordinary items | $2,113,000 | 1,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,113,000 | 1,579 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,113,000 | 1,579 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 226 |
| Net operating income | $2,113,000 | 1,541 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 1,543 |
| Total interest expense | $967,000 | 754 |
| Net interest income | $3,148,000 | 1,786 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $184,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $1,751,000 | 2,567 |
| Salaries and employee benefits | $980,000 | 2,552 |
| Premises and equipment expense | $181,000 | 2,732 |
| Additional noninterest expense | $590,000 | 2,433 |
| Pre-tax net operating income | $1,581,000 | 1,351 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $573,000 | 959 |
| Income before extraordinary items | $1,008,000 | 1,603 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,008,000 | 1,604 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,008,000 | 1,604 |
| Net charge-offs | $36,000 | 1,646 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 212 |
| Net operating income | $1,008,000 | 1,566 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,821,000 | 1,561 |
| Total interest expense | $3,450,000 | 811 |
| Net interest income | $12,371,000 | 1,771 |
| Provision for loan and lease losses | $800,000 | 973 |
| Total noninterest income | $1,045,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $194,000 | 3,756 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $851,000 | 2,571 |
| Total noninterest expense | $7,489,000 | 2,436 |
| Salaries and employee benefits | $4,244,000 | 2,359 |
| Premises and equipment expense | $649,000 | 2,947 |
| Additional noninterest expense | $2,596,000 | 2,261 |
| Pre-tax net operating income | $5,127,000 | 1,547 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,804,000 | 1,078 |
| Income before extraordinary items | $3,323,000 | 1,878 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,323,000 | 1,878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,323,000 | 1,880 |
| Net charge-offs | $-1,285,000 | 6,118 |
| Cash dividends | $4,500,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $710,000 | 266 |
| Net operating income | $3,323,000 | 1,837 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,667,000 | 1,604 |
| Total interest expense | $2,582,000 | 824 |
| Net interest income | $9,085,000 | 1,825 |
| Provision for loan and lease losses | $650,000 | 843 |
| Total noninterest income | $805,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $148,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $657,000 | 2,551 |
| Total noninterest expense | $5,426,000 | 2,507 |
| Salaries and employee benefits | $2,967,000 | 2,518 |
| Premises and equipment expense | $506,000 | 2,929 |
| Additional noninterest expense | $1,953,000 | 2,253 |
| Pre-tax net operating income | $3,814,000 | 1,584 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,342,000 | 1,126 |
| Income before extraordinary items | $2,472,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,472,000 | 1,913 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,472,000 | 1,913 |
| Net charge-offs | $-856,000 | 6,179 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 269 |
| Net operating income | $2,472,000 | 1,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,530,000 | 1,671 |
| Total interest expense | $1,729,000 | 820 |
| Net interest income | $5,801,000 | 1,891 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $463,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $94,000 | 3,819 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $369,000 | 2,782 |
| Total noninterest expense | $3,443,000 | 2,631 |
| Salaries and employee benefits | $1,911,000 | 2,606 |
| Premises and equipment expense | $362,000 | 2,808 |
| Additional noninterest expense | $1,170,000 | 2,485 |
| Pre-tax net operating income | $2,321,000 | 1,683 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $815,000 | 1,199 |
| Income before extraordinary items | $1,506,000 | 2,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,506,000 | 2,041 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,506,000 | 2,041 |
| Net charge-offs | $-699,000 | 6,267 |
| Cash dividends | $1,500,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 261 |
| Net operating income | $1,506,000 | 1,994 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 1,672 |
| Total interest expense | $851,000 | 839 |
| Net interest income | $2,890,000 | 1,897 |
| Provision for loan and lease losses | $175,000 | 986 |
| Total noninterest income | $239,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $45,000 | 3,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 2,676 |
| Total noninterest expense | $1,694,000 | 2,662 |
| Salaries and employee benefits | $924,000 | 2,676 |
| Premises and equipment expense | $186,000 | 2,791 |
| Additional noninterest expense | $584,000 | 2,474 |
| Pre-tax net operating income | $1,260,000 | 1,542 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $424,000 | 1,142 |
| Income before extraordinary items | $836,000 | 1,863 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $836,000 | 1,865 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $836,000 | 1,865 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $1,500,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 222 |
| Net operating income | $836,000 | 1,797 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,580,000 | 1,717 |
| Total interest expense | $3,143,000 | 958 |
| Net interest income | $11,437,000 | 1,902 |
| Provision for loan and lease losses | $1,020,000 | 854 |
| Total noninterest income | $1,661,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $166,000 | 4,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,495,000 | 1,778 |
| Total noninterest expense | $7,463,000 | 2,463 |
| Salaries and employee benefits | $4,411,000 | 2,289 |
| Premises and equipment expense | $738,000 | 2,809 |
| Additional noninterest expense | $2,314,000 | 2,560 |
| Pre-tax net operating income | $4,615,000 | 1,631 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,721,000 | 1,095 |
| Income before extraordinary items | $2,894,000 | 2,072 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,894,000 | 2,072 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,894,000 | 2,071 |
| Net charge-offs | $640,000 | 1,236 |
| Cash dividends | $3,000,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $553,000 | 293 |
| Net operating income | $2,894,000 | 2,030 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,870,000 | 1,736 |
| Total interest expense | $2,338,000 | 976 |
| Net interest income | $8,532,000 | 1,922 |
| Provision for loan and lease losses | $795,000 | 812 |
| Total noninterest income | $713,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $594,000 | 2,655 |
| Total noninterest expense | $5,678,000 | 2,429 |
| Salaries and employee benefits | $3,370,000 | 2,259 |
| Premises and equipment expense | $575,000 | 2,776 |
| Additional noninterest expense | $1,733,000 | 2,572 |
| Pre-tax net operating income | $2,772,000 | 1,975 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,090,000 | 1,233 |
| Income before extraordinary items | $1,682,000 | 2,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,682,000 | 2,518 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,682,000 | 2,517 |
| Net charge-offs | $-99,000 | 6,207 |
| Cash dividends | $3,000,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 320 |
| Net operating income | $1,682,000 | 2,475 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 1,779 |
| Total interest expense | $1,522,000 | 994 |
| Net interest income | $5,543,000 | 1,946 |
| Provision for loan and lease losses | $495,000 | 866 |
| Total noninterest income | $462,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $394,000 | 2,646 |
| Total noninterest expense | $3,990,000 | 2,337 |
| Salaries and employee benefits | $2,345,000 | 2,183 |
| Premises and equipment expense | $391,000 | 2,754 |
| Additional noninterest expense | $1,254,000 | 2,393 |
| Pre-tax net operating income | $1,520,000 | 2,249 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $608,000 | 1,362 |
| Income before extraordinary items | $912,000 | 2,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $912,000 | 2,832 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $912,000 | 2,832 |
| Net charge-offs | $-17,000 | 5,822 |
| Cash dividends | $3,000,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 307 |
| Net operating income | $912,000 | 2,779 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 1,828 |
| Total interest expense | $720,000 | 1,055 |
| Net interest income | $2,702,000 | 1,987 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $146,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $112,000 | 3,404 |
| Total noninterest expense | $1,916,000 | 2,440 |
| Salaries and employee benefits | $1,269,000 | 2,044 |
| Premises and equipment expense | $295,000 | 2,013 |
| Additional noninterest expense | $352,000 | 3,706 |
| Pre-tax net operating income | $632,000 | 2,489 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $251,000 | 1,508 |
| Income before extraordinary items | $381,000 | 3,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,102 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $381,000 | 3,102 |
| Net charge-offs | $-22,000 | 6,074 |
| Cash dividends | $3,000,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 268 |
| Net operating income | $381,000 | 3,059 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,416,000 | 1,861 |
| Total interest expense | $3,189,000 | 1,059 |
| Net interest income | $10,227,000 | 2,056 |
| Provision for loan and lease losses | $830,000 | 1,285 |
| Total noninterest income | $1,880,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,729,000 | 1,689 |
| Total noninterest expense | $8,430,000 | 2,243 |
| Salaries and employee benefits | $5,613,000 | 1,817 |
| Premises and equipment expense | $1,146,000 | 1,994 |
| Additional noninterest expense | $1,671,000 | 3,389 |
| Pre-tax net operating income | $2,847,000 | 2,249 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $991,000 | 1,470 |
| Income before extraordinary items | $1,856,000 | 2,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,856,000 | 2,756 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,856,000 | 2,756 |
| Net charge-offs | $-94,000 | 6,515 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $547,000 | 279 |
| Net operating income | $1,856,000 | 2,696 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,040,000 | 1,874 |
| Total interest expense | $2,401,000 | 1,086 |
| Net interest income | $7,639,000 | 2,063 |
| Provision for loan and lease losses | $790,000 | 1,077 |
| Total noninterest income | $1,714,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $111,000 | 4,639 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,603,000 | 1,478 |
| Total noninterest expense | $6,202,000 | 2,284 |
| Salaries and employee benefits | $4,155,000 | 1,850 |
| Premises and equipment expense | $837,000 | 2,058 |
| Additional noninterest expense | $1,210,000 | 3,470 |
| Pre-tax net operating income | $2,361,000 | 2,158 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $829,000 | 1,420 |
| Income before extraordinary items | $1,532,000 | 2,621 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,532,000 | 2,625 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,532,000 | 2,625 |
| Net charge-offs | $-5,000 | 5,968 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 306 |
| Net operating income | $1,532,000 | 2,539 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 1,853 |
| Total interest expense | $1,603,000 | 1,114 |
| Net interest income | $5,159,000 | 2,031 |
| Provision for loan and lease losses | $675,000 | 900 |
| Total noninterest income | $1,270,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,200,000 | 1,396 |
| Total noninterest expense | $4,100,000 | 2,305 |
| Salaries and employee benefits | $2,723,000 | 1,887 |
| Premises and equipment expense | $542,000 | 2,112 |
| Additional noninterest expense | $835,000 | 3,395 |
| Pre-tax net operating income | $1,654,000 | 2,031 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $569,000 | 1,402 |
| Income before extraordinary items | $1,085,000 | 2,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,085,000 | 2,470 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,085,000 | 2,469 |
| Net charge-offs | $-38,000 | 6,487 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 288 |
| Net operating income | $1,085,000 | 2,372 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 1,869 |
| Total interest expense | $806,000 | 1,149 |
| Net interest income | $2,563,000 | 2,046 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $697,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $661,000 | 1,300 |
| Total noninterest expense | $1,991,000 | 2,378 |
| Salaries and employee benefits | $1,325,000 | 1,962 |
| Premises and equipment expense | $243,000 | 2,362 |
| Additional noninterest expense | $423,000 | 3,373 |
| Pre-tax net operating income | $969,000 | 1,767 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $329,000 | 1,249 |
| Income before extraordinary items | $640,000 | 2,150 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $640,000 | 2,152 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $640,000 | 2,152 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 265 |
| Net operating income | $640,000 | 2,060 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,181,000 | 1,862 |
| Total interest expense | $3,740,000 | 1,198 |
| Net interest income | $10,441,000 | 2,070 |
| Provision for loan and lease losses | $2,205,000 | 990 |
| Total noninterest income | $2,807,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $155,000 | 4,724 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,652,000 | 1,275 |
| Total noninterest expense | $8,078,000 | 2,331 |
| Salaries and employee benefits | $5,258,000 | 1,915 |
| Premises and equipment expense | $1,060,000 | 2,165 |
| Additional noninterest expense | $1,760,000 | 3,398 |
| Pre-tax net operating income | $2,965,000 | 2,110 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,001,000 | 1,472 |
| Income before extraordinary items | $1,964,000 | 2,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,964,000 | 2,616 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,964,000 | 2,614 |
| Net charge-offs | $1,224,000 | 1,611 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,964,000 | 2,496 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 1,880 |
| Total interest expense | $2,899,000 | 1,229 |
| Net interest income | $7,791,000 | 2,108 |
| Provision for loan and lease losses | $1,425,000 | 1,124 |
| Total noninterest income | $1,564,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,442,000 | 1,561 |
| Total noninterest expense | $5,674,000 | 2,498 |
| Salaries and employee benefits | $3,611,000 | 2,072 |
| Premises and equipment expense | $804,000 | 2,165 |
| Additional noninterest expense | $1,259,000 | 3,516 |
| Pre-tax net operating income | $2,256,000 | 2,153 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $733,000 | 1,529 |
| Income before extraordinary items | $1,523,000 | 2,614 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,523,000 | 2,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,523,000 | 2,615 |
| Net charge-offs | $708,000 | 1,798 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,523,000 | 2,492 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,358,000 | 1,828 |
| Total interest expense | $2,020,000 | 1,216 |
| Net interest income | $5,338,000 | 2,066 |
| Provision for loan and lease losses | $950,000 | 1,143 |
| Total noninterest income | $828,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 1,730 |
| Total noninterest expense | $3,673,000 | 2,570 |
| Salaries and employee benefits | $2,245,000 | 2,217 |
| Premises and equipment expense | $527,000 | 2,193 |
| Additional noninterest expense | $901,000 | 3,382 |
| Pre-tax net operating income | $1,543,000 | 2,091 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $492,000 | 1,505 |
| Income before extraordinary items | $1,051,000 | 2,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,051,000 | 2,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,051,000 | 2,530 |
| Net charge-offs | $142,000 | 3,103 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,051,000 | 2,392 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 1,817 |
| Total interest expense | $1,046,000 | 1,220 |
| Net interest income | $2,696,000 | 2,048 |
| Provision for loan and lease losses | $650,000 | 868 |
| Total noninterest income | $370,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $366,000 | 1,868 |
| Total noninterest expense | $1,814,000 | 2,588 |
| Salaries and employee benefits | $1,114,000 | 2,241 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $440,000 | 3,418 |
| Pre-tax net operating income | $602,000 | 2,518 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $190,000 | 1,788 |
| Income before extraordinary items | $412,000 | 2,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $412,000 | 2,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $412,000 | 2,997 |
| Net charge-offs | $82,000 | 2,625 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $412,000 | 2,841 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,466,000 | 1,951 |
| Total interest expense | $5,047,000 | 1,192 |
| Net interest income | $9,419,000 | 2,323 |
| Provision for loan and lease losses | $1,385,000 | 1,992 |
| Total noninterest income | $898,000 | 3,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $890,000 | 2,301 |
| Total noninterest expense | $6,913,000 | 2,692 |
| Salaries and employee benefits | $4,043,000 | 2,380 |
| Premises and equipment expense | $1,020,000 | 2,377 |
| Additional noninterest expense | $1,850,000 | 3,346 |
| Pre-tax net operating income | $2,019,000 | 2,488 |
| Securities gains (losses) | $136,000 | 1,790 |
| Applicable income taxes | $727,000 | 1,646 |
| Income before extraordinary items | $1,428,000 | 2,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,428,000 | 2,873 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,428,000 | 2,873 |
| Net charge-offs | $1,933,000 | 1,593 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $11,876,000 | 61 |
| Net operating income | $1,338,240 | 2,908 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 1,968 |
| Total interest expense | $3,863,000 | 1,220 |
| Net interest income | $7,011,000 | 2,347 |
| Provision for loan and lease losses | $1,085,000 | 1,871 |
| Total noninterest income | $558,000 | 3,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,895 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $550,000 | 2,560 |
| Total noninterest expense | $5,049,000 | 2,754 |
| Salaries and employee benefits | $2,810,000 | 2,560 |
| Premises and equipment expense | $764,000 | 2,397 |
| Additional noninterest expense | $1,475,000 | 3,197 |
| Pre-tax net operating income | $1,435,000 | 2,665 |
| Securities gains (losses) | $136,000 | 1,506 |
| Applicable income taxes | $556,000 | 1,645 |
| Income before extraordinary items | $1,015,000 | 3,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,015,000 | 3,035 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,015,000 | 3,035 |
| Net charge-offs | $1,426,000 | 1,545 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $11,876,000 | 50 |
| Net operating income | $926,600 | 3,123 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 1,982 |
| Total interest expense | $2,622,000 | 1,243 |
| Net interest income | $4,618,000 | 2,377 |
| Provision for loan and lease losses | $760,000 | 1,787 |
| Total noninterest income | $204,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,514 |
| Total noninterest expense | $3,338,000 | 2,801 |
| Salaries and employee benefits | $1,838,000 | 2,621 |
| Premises and equipment expense | $494,000 | 2,480 |
| Additional noninterest expense | $1,006,000 | 3,194 |
| Pre-tax net operating income | $724,000 | 3,130 |
| Securities gains (losses) | $136,000 | 929 |
| Applicable income taxes | $314,000 | 1,746 |
| Income before extraordinary items | $546,000 | 3,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $546,000 | 3,399 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $546,000 | 3,399 |
| Net charge-offs | $987,000 | 1,486 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $11,876,000 | 31 |
| Net operating income | $458,960 | 3,642 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 1,990 |
| Total interest expense | $1,318,000 | 1,284 |
| Net interest income | $2,294,000 | 2,391 |
| Provision for loan and lease losses | $360,000 | 1,752 |
| Total noninterest income | $103,000 | 4,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $1,816,000 | 2,617 |
| Salaries and employee benefits | $913,000 | 2,663 |
| Premises and equipment expense | $236,000 | 2,605 |
| Additional noninterest expense | $667,000 | 2,486 |
| Pre-tax net operating income | $221,000 | 4,063 |
| Securities gains (losses) | $136,000 | 443 |
| Applicable income taxes | $155,000 | 1,763 |
| Income before extraordinary items | $202,000 | 3,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $202,000 | 3,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 3,968 |
| Net charge-offs | $369,000 | 1,585 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,876,000 | 15 |
| Net operating income | $114,960 | 4,770 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,277,000 | 1,978 |
| Total interest expense | $7,340,000 | 1,125 |
| Net interest income | $7,937,000 | 2,743 |
| Provision for loan and lease losses | $4,330,000 | 1,266 |
| Total noninterest income | $321,000 | 5,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $321,000 | 3,849 |
| Total noninterest expense | $10,177,000 | 1,926 |
| Salaries and employee benefits | $6,617,000 | 1,491 |
| Premises and equipment expense | $953,000 | 2,582 |
| Additional noninterest expense | $2,607,000 | 2,581 |
| Pre-tax net operating income | $-6,249,000 | 7,196 |
| Securities gains (losses) | $899,000 | 538 |
| Applicable income taxes | $-1,741,000 | 7,430 |
| Income before extraordinary items | $-3,609,000 | 7,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,609,000 | 7,061 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,609,000 | 7,061 |
| Net charge-offs | $1,413,000 | 2,244 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,211,330 | 7,101 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,469,000 | 2,022 |
| Total interest expense | $5,618,000 | 1,144 |
| Net interest income | $5,851,000 | 2,820 |
| Provision for loan and lease losses | $3,980,000 | 1,050 |
| Total noninterest income | $352,000 | 4,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $352,000 | 3,299 |
| Total noninterest expense | $8,248,000 | 1,782 |
| Salaries and employee benefits | $5,844,000 | 1,264 |
| Premises and equipment expense | $731,000 | 2,571 |
| Additional noninterest expense | $1,673,000 | 2,913 |
| Pre-tax net operating income | $-6,025,000 | 7,420 |
| Securities gains (losses) | $468,000 | 783 |
| Applicable income taxes | $-1,821,000 | 7,588 |
| Income before extraordinary items | $-3,736,000 | 7,339 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,736,000 | 7,339 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,736,000 | 7,339 |
| Net charge-offs | $1,413,000 | 1,834 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,049,560 | 7,344 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,036 |
| Total interest expense | $3,792,000 | 1,180 |
| Net interest income | $3,865,000 | 2,850 |
| Provision for loan and lease losses | $3,480,000 | 847 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $285,000 | 2,922 |
| Total noninterest expense | $6,628,000 | 1,488 |
| Salaries and employee benefits | $4,875,000 | 995 |
| Premises and equipment expense | $499,000 | 2,545 |
| Additional noninterest expense | $1,254,000 | 2,617 |
| Pre-tax net operating income | $-5,958,000 | 7,592 |
| Securities gains (losses) | $123,000 | 1,279 |
| Applicable income taxes | $-1,937,000 | 7,696 |
| Income before extraordinary items | $-3,898,000 | 7,515 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,898,000 | 7,515 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,898,000 | 7,516 |
| Net charge-offs | $1,053,000 | 1,671 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,980,410 | 7,519 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 2,083 |
| Total interest expense | $1,914,000 | 1,220 |
| Net interest income | $1,928,000 | 2,880 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 2,545 |
| Total noninterest expense | $1,629,000 | 2,922 |
| Salaries and employee benefits | $986,000 | 2,496 |
| Premises and equipment expense | $247,000 | 2,621 |
| Additional noninterest expense | $396,000 | 3,821 |
| Pre-tax net operating income | $179,000 | 4,275 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $96,000 | 5,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,029 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $96,000 | 5,028 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $96,000 | 4,910 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,987,000 | 1,995 |
| Total interest expense | $8,520,000 | 1,412 |
| Net interest income | $8,467,000 | 2,569 |
| Provision for loan and lease losses | $3,250,000 | 1,873 |
| Total noninterest income | $1,337,000 | 2,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,337,000 | 1,782 |
| Total noninterest expense | $6,650,000 | 2,923 |
| Salaries and employee benefits | $3,949,000 | 2,477 |
| Premises and equipment expense | $1,055,000 | 2,466 |
| Additional noninterest expense | $1,646,000 | 3,842 |
| Pre-tax net operating income | $-96,000 | 5,581 |
| Securities gains (losses) | $363,000 | 1,080 |
| Applicable income taxes | $-550,000 | 7,072 |
| Income before extraordinary items | $817,000 | 3,119 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $817,000 | 3,119 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $817,000 | 3,119 |
| Net charge-offs | $2,394,000 | 1,841 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $454,000 | 3,915 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,001,000 | 1,987 |
| Total interest expense | $6,492,000 | 1,452 |
| Net interest income | $6,509,000 | 2,498 |
| Provision for loan and lease losses | $1,970,000 | 1,927 |
| Total noninterest income | $986,000 | 2,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $986,000 | 1,850 |
| Total noninterest expense | $4,839,000 | 3,005 |
| Salaries and employee benefits | $2,783,000 | 2,650 |
| Premises and equipment expense | $811,000 | 2,446 |
| Additional noninterest expense | $1,245,000 | 3,786 |
| Pre-tax net operating income | $686,000 | 3,369 |
| Securities gains (losses) | $363,000 | 869 |
| Applicable income taxes | $396,000 | 1,642 |
| Income before extraordinary items | $653,000 | 3,241 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $653,000 | 3,239 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $653,000 | 3,241 |
| Net charge-offs | $1,141,000 | 2,060 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $420,680 | 3,876 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 1,981 |
| Total interest expense | $4,422,000 | 1,496 |
| Net interest income | $4,440,000 | 2,430 |
| Provision for loan and lease losses | $1,520,000 | 1,637 |
| Total noninterest income | $680,000 | 2,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $680,000 | 1,840 |
| Total noninterest expense | $3,217,000 | 3,042 |
| Salaries and employee benefits | $1,812,000 | 2,749 |
| Premises and equipment expense | $532,000 | 2,507 |
| Additional noninterest expense | $873,000 | 3,639 |
| Pre-tax net operating income | $383,000 | 3,760 |
| Securities gains (losses) | $363,000 | 651 |
| Applicable income taxes | $297,000 | 1,542 |
| Income before extraordinary items | $449,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,285 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $449,000 | 3,288 |
| Net charge-offs | $638,000 | 2,076 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $216,680 | 4,329 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 1,976 |
| Total interest expense | $2,273,000 | 1,511 |
| Net interest income | $2,240,000 | 2,414 |
| Provision for loan and lease losses | $820,000 | 1,327 |
| Total noninterest income | $87,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $1,517,000 | 3,116 |
| Salaries and employee benefits | $891,000 | 2,837 |
| Premises and equipment expense | $255,000 | 2,637 |
| Additional noninterest expense | $371,000 | 3,792 |
| Pre-tax net operating income | $-10,000 | 6,297 |
| Securities gains (losses) | $363,000 | 441 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $213,000 | 3,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $213,000 | 3,763 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $213,000 | 3,765 |
| Net charge-offs | $569,000 | 1,284 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-19,320 | 6,387 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,465,000 | 2,069 |
| Total interest expense | $10,119,000 | 1,610 |
| Net interest income | $8,346,000 | 2,605 |
| Provision for loan and lease losses | $1,242,000 | 2,419 |
| Total noninterest income | $353,000 | 5,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $353,000 | 3,806 |
| Total noninterest expense | $5,912,000 | 3,122 |
| Salaries and employee benefits | $3,547,000 | 2,787 |
| Premises and equipment expense | $1,058,000 | 2,501 |
| Additional noninterest expense | $1,307,000 | 4,006 |
| Pre-tax net operating income | $1,545,000 | 2,964 |
| Securities gains (losses) | $183,000 | 763 |
| Applicable income taxes | $671,000 | 1,563 |
| Income before extraordinary items | $1,057,000 | 3,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,057,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 2,442 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $939,880 | 3,556 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,772,000 | 2,124 |
| Total interest expense | $7,682,000 | 1,645 |
| Net interest income | $6,090,000 | 2,689 |
| Provision for loan and lease losses | $402,000 | 3,063 |
| Total noninterest income | $242,000 | 5,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 4,087 |
| Total noninterest expense | $4,355,000 | 3,150 |
| Salaries and employee benefits | $2,653,000 | 2,813 |
| Premises and equipment expense | $800,000 | 2,492 |
| Additional noninterest expense | $902,000 | 4,208 |
| Pre-tax net operating income | $1,575,000 | 2,741 |
| Securities gains (losses) | $148,000 | 751 |
| Applicable income taxes | $743,000 | 1,453 |
| Income before extraordinary items | $980,000 | 3,142 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $980,000 | 3,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,107 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $885,280 | 3,493 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 2,145 |
| Total interest expense | $5,203,000 | 1,685 |
| Net interest income | $3,998,000 | 2,703 |
| Provision for loan and lease losses | $302,000 | 2,518 |
| Total noninterest income | $203,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $2,822,000 | 3,249 |
| Salaries and employee benefits | $1,644,000 | 3,061 |
| Premises and equipment expense | $540,000 | 2,469 |
| Additional noninterest expense | $638,000 | 3,986 |
| Pre-tax net operating income | $1,077,000 | 2,796 |
| Securities gains (losses) | $99,000 | 972 |
| Applicable income taxes | $442,000 | 1,744 |
| Income before extraordinary items | $734,000 | 3,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,356 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $670,640 | 3,354 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 2,167 |
| Total interest expense | $2,704,000 | 1,741 |
| Net interest income | $1,952,000 | 2,757 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $84,000 | 5,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 4,100 |
| Total noninterest expense | $1,373,000 | 3,316 |
| Salaries and employee benefits | $833,000 | 3,054 |
| Premises and equipment expense | $276,000 | 2,446 |
| Additional noninterest expense | $264,000 | 4,521 |
| Pre-tax net operating income | $588,000 | 2,748 |
| Securities gains (losses) | $53,000 | 1,054 |
| Applicable income taxes | $241,000 | 1,720 |
| Income before extraordinary items | $400,000 | 3,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $400,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,118 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $366,080 | 3,289 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,894,000 | 2,176 |
| Total interest expense | $11,222,000 | 1,780 |
| Net interest income | $7,672,000 | 2,845 |
| Provision for loan and lease losses | $188,000 | 3,967 |
| Total noninterest income | $450,000 | 5,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $450,000 | 3,507 |
| Total noninterest expense | $5,628,000 | 3,131 |
| Salaries and employee benefits | $3,418,000 | 2,870 |
| Premises and equipment expense | $1,082,000 | 2,401 |
| Additional noninterest expense | $1,128,000 | 4,247 |
| Pre-tax net operating income | $2,306,000 | 3,003 |
| Securities gains (losses) | $130,000 | 541 |
| Applicable income taxes | $835,000 | 2,083 |
| Income before extraordinary items | $1,601,000 | 3,298 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,601,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 1,406 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,515,200 | 3,405 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,293,000 | 2,170 |
| Total interest expense | $8,527,000 | 1,757 |
| Net interest income | $5,766,000 | 2,837 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $330,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $330,000 | 3,568 |
| Total noninterest expense | $4,071,000 | 3,202 |
| Salaries and employee benefits | $2,469,000 | 2,959 |
| Premises and equipment expense | $824,000 | 2,340 |
| Additional noninterest expense | $778,000 | 4,460 |
| Pre-tax net operating income | $2,025,000 | 2,803 |
| Securities gains (losses) | $111,000 | 473 |
| Applicable income taxes | $730,000 | 2,030 |
| Income before extraordinary items | $1,406,000 | 3,113 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,406,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,206 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,332,740 | 3,215 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,175 |
| Total interest expense | $5,693,000 | 1,757 |
| Net interest income | $3,929,000 | 2,797 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $231,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $2,738,000 | 3,208 |
| Salaries and employee benefits | $1,648,000 | 2,995 |
| Premises and equipment expense | $555,000 | 2,330 |
| Additional noninterest expense | $535,000 | 4,373 |
| Pre-tax net operating income | $1,422,000 | 2,778 |
| Securities gains (losses) | $80,000 | 450 |
| Applicable income taxes | $514,000 | 2,027 |
| Income before extraordinary items | $988,000 | 3,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $988,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,328 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $935,200 | 3,145 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 2,180 |
| Total interest expense | $2,821,000 | 1,761 |
| Net interest income | $1,970,000 | 2,799 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,410,000 | 3,135 |
| Salaries and employee benefits | $834,000 | 2,963 |
| Premises and equipment expense | $282,000 | 2,318 |
| Additional noninterest expense | $294,000 | 4,038 |
| Pre-tax net operating income | $663,000 | 2,912 |
| Securities gains (losses) | $36,000 | 460 |
| Applicable income taxes | $238,000 | 2,161 |
| Income before extraordinary items | $461,000 | 3,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $461,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,475 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $437,240 | 3,274 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,971,000 | 2,179 |
| Total interest expense | $9,880,000 | 1,696 |
| Net interest income | $8,091,000 | 2,727 |
| Provision for loan and lease losses | $-133,000 | 8,500 |
| Total noninterest income | $480,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $480,000 | 3,412 |
| Total noninterest expense | $5,576,000 | 3,052 |
| Salaries and employee benefits | $3,344,000 | 2,842 |
| Premises and equipment expense | $1,214,000 | 2,059 |
| Additional noninterest expense | $1,018,000 | 4,455 |
| Pre-tax net operating income | $3,128,000 | 2,698 |
| Securities gains (losses) | $20,000 | 909 |
| Applicable income taxes | $1,075,000 | 2,096 |
| Income before extraordinary items | $2,073,000 | 3,025 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,073,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 8,525 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,059,800 | 3,028 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,281,000 | 2,197 |
| Total interest expense | $7,159,000 | 1,709 |
| Net interest income | $6,122,000 | 2,734 |
| Provision for loan and lease losses | $-133,000 | 8,595 |
| Total noninterest income | $329,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $329,000 | 3,571 |
| Total noninterest expense | $4,165,000 | 3,060 |
| Salaries and employee benefits | $2,461,000 | 2,888 |
| Premises and equipment expense | $932,000 | 2,031 |
| Additional noninterest expense | $772,000 | 4,390 |
| Pre-tax net operating income | $2,419,000 | 2,733 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $833,000 | 2,142 |
| Income before extraordinary items | $1,604,000 | 3,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,604,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,524 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,592,120 | 3,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,222 |
| Total interest expense | $4,506,000 | 1,719 |
| Net interest income | $4,091,000 | 2,739 |
| Provision for loan and lease losses | $-133,000 | 8,651 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $2,848,000 | 3,010 |
| Salaries and employee benefits | $1,643,000 | 2,887 |
| Premises and equipment expense | $649,000 | 1,946 |
| Additional noninterest expense | $556,000 | 4,152 |
| Pre-tax net operating income | $1,576,000 | 2,783 |
| Securities gains (losses) | $13,000 | 684 |
| Applicable income taxes | $552,000 | 2,168 |
| Income before extraordinary items | $1,037,000 | 3,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,037,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,580 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,028,550 | 3,134 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 2,241 |
| Total interest expense | $2,119,000 | 1,732 |
| Net interest income | $2,047,000 | 2,732 |
| Provision for loan and lease losses | $-133,000 | 8,684 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $1,448,000 | 2,970 |
| Salaries and employee benefits | $811,000 | 2,933 |
| Premises and equipment expense | $324,000 | 1,952 |
| Additional noninterest expense | $313,000 | 3,784 |
| Pre-tax net operating income | $819,000 | 2,658 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $280,000 | 2,105 |
| Income before extraordinary items | $539,000 | 2,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,669 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $539,000 | 2,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,255,000 | 2,313 |
| Total interest expense | $6,447,000 | 1,760 |
| Net interest income | $7,808,000 | 2,770 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $558,000 | 4,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $558,000 | 3,187 |
| Total noninterest expense | $5,420,000 | 3,021 |
| Salaries and employee benefits | $3,240,000 | 2,771 |
| Premises and equipment expense | $1,286,000 | 1,882 |
| Additional noninterest expense | $894,000 | 4,793 |
| Pre-tax net operating income | $2,946,000 | 2,801 |
| Securities gains (losses) | $48,000 | 939 |
| Applicable income taxes | $1,031,000 | 2,226 |
| Income before extraordinary items | $1,963,000 | 3,136 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,963,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,931,320 | 3,144 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,199,000 | 2,372 |
| Total interest expense | $4,536,000 | 1,770 |
| Net interest income | $5,663,000 | 2,819 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $469,000 | 4,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $469,000 | 3,000 |
| Total noninterest expense | $3,847,000 | 3,138 |
| Salaries and employee benefits | $2,229,000 | 2,957 |
| Premises and equipment expense | $944,000 | 1,909 |
| Additional noninterest expense | $674,000 | 4,746 |
| Pre-tax net operating income | $2,285,000 | 2,752 |
| Securities gains (losses) | $44,000 | 930 |
| Applicable income taxes | $802,000 | 2,198 |
| Income before extraordinary items | $1,527,000 | 3,084 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,527,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,497,960 | 3,094 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 2,408 |
| Total interest expense | $2,867,000 | 1,767 |
| Net interest income | $3,666,000 | 2,879 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $381,000 | 4,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $381,000 | 2,631 |
| Total noninterest expense | $2,519,000 | 3,170 |
| Salaries and employee benefits | $1,447,000 | 3,022 |
| Premises and equipment expense | $607,000 | 1,962 |
| Additional noninterest expense | $465,000 | 4,613 |
| Pre-tax net operating income | $1,528,000 | 2,710 |
| Securities gains (losses) | $28,000 | 992 |
| Applicable income taxes | $539,000 | 2,153 |
| Income before extraordinary items | $1,017,000 | 3,047 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,017,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $998,800 | 3,051 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 2,461 |
| Total interest expense | $1,380,000 | 1,731 |
| Net interest income | $1,760,000 | 2,979 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $285,000 | 1,950 |
| Total noninterest expense | $1,226,000 | 3,266 |
| Salaries and employee benefits | $677,000 | 3,215 |
| Premises and equipment expense | $301,000 | 1,996 |
| Additional noninterest expense | $248,000 | 4,387 |
| Pre-tax net operating income | $819,000 | 2,524 |
| Securities gains (losses) | $20,000 | 797 |
| Applicable income taxes | $286,000 | 2,049 |
| Income before extraordinary items | $553,000 | 2,796 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $553,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $539,800 | 2,812 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,009,000 | 2,390 |
| Total interest expense | $5,239,000 | 1,564 |
| Net interest income | $6,770,000 | 2,982 |
| Provision for loan and lease losses | $-229,000 | 8,855 |
| Total noninterest income | $693,000 | 4,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $693,000 | 2,721 |
| Total noninterest expense | $5,127,000 | 3,038 |
| Salaries and employee benefits | $3,040,000 | 2,807 |
| Premises and equipment expense | $1,122,000 | 2,050 |
| Additional noninterest expense | $965,000 | 4,477 |
| Pre-tax net operating income | $2,565,000 | 2,950 |
| Securities gains (losses) | $246,000 | 727 |
| Applicable income taxes | $955,000 | 2,245 |
| Income before extraordinary items | $1,856,000 | 3,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,856,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-200,000 | 8,879 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,693,640 | 3,263 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,945,000 | 2,374 |
| Total interest expense | $3,869,000 | 1,567 |
| Net interest income | $5,076,000 | 2,958 |
| Provision for loan and lease losses | $-229,000 | 8,933 |
| Total noninterest income | $578,000 | 4,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $578,000 | 2,558 |
| Total noninterest expense | $3,658,000 | 3,166 |
| Salaries and employee benefits | $2,143,000 | 2,947 |
| Premises and equipment expense | $796,000 | 2,151 |
| Additional noninterest expense | $719,000 | 4,429 |
| Pre-tax net operating income | $2,225,000 | 2,631 |
| Securities gains (losses) | $217,000 | 730 |
| Applicable income taxes | $828,000 | 2,056 |
| Income before extraordinary items | $1,614,000 | 2,784 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,614,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-225,000 | 8,926 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,470,780 | 2,922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 2,379 |
| Total interest expense | $2,569,000 | 1,546 |
| Net interest income | $3,345,000 | 2,978 |
| Provision for loan and lease losses | $-229,000 | 9,002 |
| Total noninterest income | $423,000 | 3,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $423,000 | 2,425 |
| Total noninterest expense | $2,443,000 | 3,174 |
| Salaries and employee benefits | $1,426,000 | 2,967 |
| Premises and equipment expense | $506,000 | 2,267 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $1,554,000 | 2,510 |
| Securities gains (losses) | $148,000 | 794 |
| Applicable income taxes | $577,000 | 1,993 |
| Income before extraordinary items | $1,125,000 | 2,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,125,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-225,000 | 9,002 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,027,320 | 2,792 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,368 |
| Total interest expense | $1,298,000 | 1,543 |
| Net interest income | $1,690,000 | 2,939 |
| Provision for loan and lease losses | $-29,000 | 8,972 |
| Total noninterest income | $309,000 | 3,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $309,000 | 1,847 |
| Total noninterest expense | $1,211,000 | 3,205 |
| Salaries and employee benefits | $690,000 | 3,067 |
| Premises and equipment expense | $253,000 | 2,277 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $817,000 | 2,382 |
| Securities gains (losses) | $49,000 | 1,209 |
| Applicable income taxes | $287,000 | 1,992 |
| Income before extraordinary items | $579,000 | 2,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $579,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-229,000 | 9,053 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $546,170 | 2,632 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,405,000 | 2,322 |
| Total interest expense | $5,937,000 | 1,498 |
| Net interest income | $6,468,000 | 2,975 |
| Provision for loan and lease losses | $-200,000 | 9,079 |
| Total noninterest income | $627,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $627,000 | 3,167 |
| Total noninterest expense | $6,403,000 | 2,452 |
| Salaries and employee benefits | $2,908,000 | 2,835 |
| Premises and equipment expense | $1,095,000 | 2,078 |
| Additional noninterest expense | $2,400,000 | 2,006 |
| Pre-tax net operating income | $892,000 | 5,444 |
| Securities gains (losses) | $3,440,000 | 203 |
| Applicable income taxes | $1,503,000 | 1,622 |
| Income before extraordinary items | $2,829,000 | 2,147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,829,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-364,000 | 9,148 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $593,000 | 5,800 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,851,000 | 2,207 |
| Total interest expense | $4,649,000 | 1,497 |
| Net interest income | $5,202,000 | 2,797 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $474,000 | 4,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $474,000 | 3,223 |
| Total noninterest expense | $4,917,000 | 2,399 |
| Salaries and employee benefits | $2,038,000 | 3,038 |
| Premises and equipment expense | $743,000 | 2,282 |
| Additional noninterest expense | $2,136,000 | 1,696 |
| Pre-tax net operating income | $759,000 | 5,296 |
| Securities gains (losses) | $3,034,000 | 204 |
| Applicable income taxes | $1,321,000 | 1,476 |
| Income before extraordinary items | $2,472,000 | 1,950 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,472,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,514 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $499,900 | 5,685 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 2,157 |
| Total interest expense | $3,225,000 | 1,491 |
| Net interest income | $3,502,000 | 2,767 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $329,000 | 4,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $329,000 | 3,126 |
| Total noninterest expense | $3,179,000 | 2,473 |
| Salaries and employee benefits | $1,344,000 | 3,067 |
| Premises and equipment expense | $485,000 | 2,314 |
| Additional noninterest expense | $1,350,000 | 1,782 |
| Pre-tax net operating income | $652,000 | 4,622 |
| Securities gains (losses) | $1,559,000 | 270 |
| Applicable income taxes | $788,000 | 1,641 |
| Income before extraordinary items | $1,423,000 | 2,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,423,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,773 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $425,240 | 5,047 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 2,146 |
| Total interest expense | $1,647,000 | 1,508 |
| Net interest income | $1,780,000 | 2,720 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $135,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 3,397 |
| Total noninterest expense | $1,118,000 | 3,346 |
| Salaries and employee benefits | $635,000 | 3,201 |
| Premises and equipment expense | $216,000 | 2,589 |
| Additional noninterest expense | $267,000 | 4,010 |
| Pre-tax net operating income | $797,000 | 2,481 |
| Securities gains (losses) | $450,000 | 377 |
| Applicable income taxes | $433,000 | 1,534 |
| Income before extraordinary items | $814,000 | 1,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $521,500 | 2,720 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,495,000 | 1,996 |
| Total interest expense | $7,343,000 | 1,541 |
| Net interest income | $8,152,000 | 2,363 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $807,000 | 3,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $807,000 | 2,491 |
| Total noninterest expense | $4,556,000 | 3,191 |
| Salaries and employee benefits | $2,775,000 | 2,832 |
| Premises and equipment expense | $679,000 | 3,073 |
| Additional noninterest expense | $1,102,000 | 3,874 |
| Pre-tax net operating income | $4,397,000 | 1,838 |
| Securities gains (losses) | $1,149,000 | 387 |
| Applicable income taxes | $1,893,000 | 1,344 |
| Income before extraordinary items | $3,653,000 | 1,636 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,653,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,508 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,894,660 | 1,998 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,209,000 | 1,988 |
| Total interest expense | $9,041,000 | 1,797 |
| Net interest income | $8,168,000 | 2,202 |
| Provision for loan and lease losses | $672,000 | 1,732 |
| Total noninterest income | $811,000 | 3,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $811,000 | 2,366 |
| Total noninterest expense | $4,237,000 | 3,251 |
| Salaries and employee benefits | $2,609,000 | 2,844 |
| Premises and equipment expense | $636,000 | 3,209 |
| Additional noninterest expense | $992,000 | 4,093 |
| Pre-tax net operating income | $4,070,000 | 1,751 |
| Securities gains (losses) | $955,000 | 407 |
| Applicable income taxes | $1,879,000 | 1,241 |
| Income before extraordinary items | $3,146,000 | 1,670 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,146,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 1,303 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,534,800 | 1,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,626,000 | 2,254 |
| Total interest expense | $8,503,000 | 2,028 |
| Net interest income | $7,123,000 | 2,501 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $905,000 | 3,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $905,000 | 1,982 |
| Total noninterest expense | $4,020,000 | 3,321 |
| Salaries and employee benefits | $2,466,000 | 2,861 |
| Premises and equipment expense | $732,000 | 2,769 |
| Additional noninterest expense | $822,000 | 4,644 |
| Pre-tax net operating income | $3,748,000 | 1,953 |
| Securities gains (losses) | $111,000 | 541 |
| Applicable income taxes | $1,387,000 | 1,613 |
| Income before extraordinary items | $2,472,000 | 2,103 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,472,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,413 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,400,960 | 2,164 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,738,000 | 2,382 |
| Total interest expense | $7,602,000 | 1,965 |
| Net interest income | $6,136,000 | 2,866 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $661,000 | 4,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $661,000 | 2,468 |
| Total noninterest expense | $3,808,000 | 3,463 |
| Salaries and employee benefits | $2,267,000 | 3,065 |
| Premises and equipment expense | $683,000 | 2,927 |
| Additional noninterest expense | $858,000 | 4,553 |
| Pre-tax net operating income | $2,979,000 | 2,427 |
| Securities gains (losses) | $374,000 | 405 |
| Applicable income taxes | $1,188,000 | 1,941 |
| Income before extraordinary items | $2,165,000 | 2,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,165,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,921,900 | 2,644 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,980,000 | 2,330 |
| Total interest expense | $7,977,000 | 1,914 |
| Net interest income | $6,003,000 | 2,871 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $993,000 | 3,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $993,000 | 1,868 |
| Total noninterest expense | $4,578,000 | 2,829 |
| Salaries and employee benefits | $2,412,000 | 2,819 |
| Premises and equipment expense | $860,000 | 2,273 |
| Additional noninterest expense | $1,306,000 | 3,120 |
| Pre-tax net operating income | $2,354,000 | 2,938 |
| Securities gains (losses) | $1,540,000 | 283 |
| Applicable income taxes | $1,489,000 | 1,646 |
| Income before extraordinary items | $2,405,000 | 2,174 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,405,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,419,400 | 3,311 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,095,000 | 2,508 |
| Total interest expense | $7,001,000 | 2,151 |
| Net interest income | $6,094,000 | 2,862 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $693,000 | 3,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $693,000 | 2,231 |
| Total noninterest expense | $3,585,000 | 3,531 |
| Salaries and employee benefits | $2,001,000 | 3,314 |
| Premises and equipment expense | $603,000 | 3,139 |
| Additional noninterest expense | $981,000 | 3,978 |
| Pre-tax net operating income | $3,142,000 | 2,384 |
| Securities gains (losses) | $487,000 | 433 |
| Applicable income taxes | $1,376,000 | 1,847 |
| Income before extraordinary items | $2,253,000 | 2,331 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,253,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,941,320 | 2,607 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,057,000 | 2,743 |
| Total interest expense | $6,121,000 | 2,505 |
| Net interest income | $5,936,000 | 2,984 |
| Provision for loan and lease losses | $62,000 | 6,048 |
| Total noninterest income | $763,000 | 3,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $763,000 | 2,169 |
| Total noninterest expense | $4,268,000 | 3,146 |
| Salaries and employee benefits | $1,847,000 | 3,593 |
| Premises and equipment expense | $613,000 | 3,139 |
| Additional noninterest expense | $1,808,000 | 2,681 |
| Pre-tax net operating income | $2,369,000 | 2,940 |
| Securities gains (losses) | $273,000 | 577 |
| Applicable income taxes | $997,000 | 2,353 |
| Income before extraordinary items | $1,645,000 | 2,932 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,645,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,470,280 | 3,212 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 2,865 |
| Total interest expense | $5,855,000 | 2,621 |
| Net interest income | $5,760,000 | 3,083 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $743,000 | 3,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $743,000 | 2,211 |
| Total noninterest expense | $3,536,000 | 3,709 |
| Salaries and employee benefits | $2,025,000 | 3,270 |
| Premises and equipment expense | $619,000 | 3,130 |
| Additional noninterest expense | $892,000 | 4,800 |
| Pre-tax net operating income | $2,932,000 | 2,474 |
| Securities gains (losses) | $248,000 | 591 |
| Applicable income taxes | $1,199,000 | 2,033 |
| Income before extraordinary items | $1,981,000 | 2,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,981,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,822,280 | 2,680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 3,277 |
| Total interest expense | $4,223,000 | 2,893 |
| Net interest income | $4,981,000 | 3,576 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $695,000 | 2,346 |
| Total noninterest expense | $3,295,000 | 4,063 |
| Salaries and employee benefits | $1,783,000 | 3,653 |
| Premises and equipment expense | $513,000 | 3,718 |
| Additional noninterest expense | $999,000 | 4,715 |
| Pre-tax net operating income | $2,181,000 | 3,201 |
| Securities gains (losses) | $303,000 | 383 |
| Applicable income taxes | $984,000 | 2,276 |
| Income before extraordinary items | $1,500,000 | 3,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,500,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,306,080 | 3,616 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,803,000 | 3,495 |
| Total interest expense | $4,514,000 | 2,854 |
| Net interest income | $4,289,000 | 4,134 |
| Provision for loan and lease losses | $925,000 | 1,372 |
| Total noninterest income | $865,000 | 3,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $865,000 | 2,264 |
| Total noninterest expense | $4,007,000 | 3,491 |
| Salaries and employee benefits | $2,204,000 | 2,978 |
| Premises and equipment expense | $627,000 | 3,188 |
| Additional noninterest expense | $1,176,000 | 4,264 |
| Pre-tax net operating income | $222,000 | 10,854 |
| Securities gains (losses) | $2,563,000 | 263 |
| Applicable income taxes | $1,139,000 | 2,013 |
| Income before extraordinary items | $1,646,000 | 2,971 |
| Extraordinary gains, net | $400,000 | 560 |
| Net income | $2,046,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,680 | 12,367 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 3,694 |
| Total interest expense | $5,423,000 | 3,063 |
| Net interest income | $4,033,000 | 4,405 |
| Provision for loan and lease losses | $906,000 | 1,959 |
| Total noninterest income | $1,237,000 | 2,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,237,000 | 1,742 |
| Total noninterest expense | $3,925,000 | 3,565 |
| Salaries and employee benefits | $1,847,000 | 3,457 |
| Premises and equipment expense | $442,000 | 4,416 |
| Additional noninterest expense | $1,636,000 | 3,345 |
| Pre-tax net operating income | $439,000 | 8,901 |
| Securities gains (losses) | $2,298,000 | 367 |
| Applicable income taxes | $1,436,000 | 1,499 |
| Income before extraordinary items | $1,301,000 | 3,530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,301,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-169,720 | 13,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.