Home > Woburn National Bank > Assets and Liabilities
Woburn National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $163,636,000 | 2,747 |
| Cash and due from depository institutions | $7,079,000 | 3,119 |
| Interest-bearing balances | $30,000 | 5,643 |
| Securities | $27,517,000 | 3,895 |
| Federal funds sold & reverse repurchase agreements | $22,541,000 | 590 |
| Net loans & leases | $102,224,000 | 2,705 |
| Loan loss allowance | $1,331,000 | 2,601 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,258,000 | 2,443 |
| Other real estate owned | $0 | 3,119 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,017,000 | 5,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,636,000 | 2,747 |
| Total liabilities | $146,804,000 | 2,739 |
| Total deposits | $145,811,000 | 2,553 |
| Interest-bearing deposits | $107,677,000 | 2,987 |
| Deposits held in domestic offices | $145,811,000 | 2,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $993,000 | 3,592 |
| Total equity capital | $16,832,000 | 2,644 |
| Total bank equity capital | $16,832,000 | 2,644 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $1,719,000 | 5,921 |
| Undivided profits | $14,513,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $534,000 | 4,434 |
| Earning assets | $152,312,000 | 2,699 |
| Long-term assets (5+ years) | $28,891,000 | 2,136 |
| Average Assets, year-to-date | $159,456,800 | 2,675 |
| Average Assets, quarterly | $161,991,000 | 2,717 |
| Volatile liabilities | $6,552,000 | 6,323 |
| Insider loans | $521,000 | 5,307 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,072,000 | 2,026 |
| Tier 1 (core) risk-based capital | $16,743,000 | 2,556 |
| Tier 2 risk-based capital | $1,298,760 | 2,298 |
| Total risk weighted assets | $103,868,860 | 2,673 |
| Total unused commitments | $21,072,000 | 2,031 |
| Derivatives | $10,000,000 | 379 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $156,059,000 | 2,942 |
| Cash and due from depository institutions | $7,123,000 | 3,056 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $31,132,000 | 3,815 |
| Federal funds sold & reverse repurchase agreements | $8,317,000 | 1,554 |
| Net loans & leases | $105,513,000 | 2,654 |
| Loan loss allowance | $1,203,000 | 2,986 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,938,000 | 2,648 |
| Other real estate owned | $0 | 3,056 |
| Goodwill and other intangibles | $1,000 | 3,414 |
| All other assets | $1,035,000 | 6,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,059,000 | 2,942 |
| Total liabilities | $141,229,000 | 2,929 |
| Total deposits | $140,376,000 | 2,740 |
| Interest-bearing deposits | $104,908,000 | 3,140 |
| Deposits held in domestic offices | $140,376,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $853,000 | 3,980 |
| Total equity capital | $14,830,000 | 2,984 |
| Total bank equity capital | $14,830,000 | 2,984 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $1,719,000 | 6,045 |
| Undivided profits | $12,511,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $517,000 | 4,488 |
| Earning assets | $144,962,000 | 2,913 |
| Long-term assets (5+ years) | $33,434,000 | 1,812 |
| Average Assets, year-to-date | $152,800,800 | 2,866 |
| Average Assets, quarterly | $154,854,500 | 2,926 |
| Volatile liabilities | $5,215,000 | 6,972 |
| Insider loans | $1,200,000 | 3,179 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,578,000 | 2,725 |
| Tier 1 (core) risk-based capital | $14,798,000 | 2,919 |
| Tier 2 risk-based capital | $1,203,000 | 2,509 |
| Total risk weighted assets | $106,259,900 | 2,626 |
| Total unused commitments | $13,578,000 | 2,738 |
| Derivatives | $10,000,000 | 434 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $150,189,000 | 3,062 |
| Cash and due from depository institutions | $7,110,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,997,000 | 4,859 |
| Federal funds sold & reverse repurchase agreements | $14,271,000 | 1,000 |
| Net loans & leases | $99,683,000 | 2,714 |
| Loan loss allowance | $1,768,000 | 2,157 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,993,000 | 2,558 |
| Other real estate owned | $457,000 | 3,248 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $1,675,000 | 4,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,189,000 | 3,062 |
| Total liabilities | $137,239,000 | 3,015 |
| Total deposits | $136,363,000 | 2,848 |
| Interest-bearing deposits | $103,408,000 | 3,185 |
| Deposits held in domestic offices | $136,363,000 | 2,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $876,000 | 4,057 |
| Total equity capital | $12,950,000 | 3,389 |
| Total bank equity capital | $12,950,000 | 3,389 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,719,000 | 6,110 |
| Undivided profits | $10,631,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,047,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $558,000 | 4,278 |
| Earning assets | $137,951,000 | 3,055 |
| Long-term assets (5+ years) | $15,174,000 | 3,059 |
| Average Assets, year-to-date | $144,697,800 | 3,031 |
| Average Assets, quarterly | $148,825,000 | 3,044 |
| Volatile liabilities | $3,380,000 | 8,192 |
| Insider loans | $1,198,000 | 3,283 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,161,000 | 2,123 |
| Tier 1 (core) risk-based capital | $12,870,000 | 3,304 |
| Tier 2 risk-based capital | $1,319,410 | 2,264 |
| Total risk weighted assets | $105,104,310 | 2,592 |
| Total unused commitments | $18,161,000 | 2,134 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $142,672,000 | 3,156 |
| Cash and due from depository institutions | $5,689,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,412,000 | 3,514 |
| Federal funds sold & reverse repurchase agreements | $6,097,000 | 1,510 |
| Net loans & leases | $88,343,000 | 2,947 |
| Loan loss allowance | $2,368,000 | 1,721 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,096,000 | 2,395 |
| Other real estate owned | $589,000 | 3,222 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $1,440,000 | 5,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,672,000 | 3,156 |
| Total liabilities | $131,516,000 | 3,092 |
| Total deposits | $130,536,000 | 2,910 |
| Interest-bearing deposits | $102,002,000 | 3,188 |
| Deposits held in domestic offices | $130,536,000 | 2,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $980,000 | 3,121 |
| Total equity capital | $11,156,000 | 3,655 |
| Total bank equity capital | $11,156,000 | 3,655 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $1,719,000 | 6,128 |
| Undivided profits | $8,837,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,444,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $464,000 | 4,509 |
| Earning assets | $131,852,000 | 3,115 |
| Long-term assets (5+ years) | $6,935,000 | 5,105 |
| Average Assets, year-to-date | $142,689,000 | 3,083 |
| Average Assets, quarterly | $143,067,500 | 3,116 |
| Volatile liabilities | $3,400,000 | 8,063 |
| Insider loans | $579,000 | 5,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,429,000 | 3,043 |
| Tier 1 (core) risk-based capital | $11,171,000 | 3,685 |
| Tier 2 risk-based capital | $1,210,740 | 2,453 |
| Total risk weighted assets | $95,702,140 | 2,756 |
| Total unused commitments | $10,429,000 | 3,053 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $141,447,000 | 3,236 |
| Cash and due from depository institutions | $6,461,000 | 3,187 |
| Interest-bearing balances | $1,173,000 | 3,178 |
| Securities | $30,071,000 | 4,475 |
| Federal funds sold & reverse repurchase agreements | $9,643,000 | 1,419 |
| Net loans & leases | $88,697,000 | 2,880 |
| Loan loss allowance | $2,469,000 | 1,763 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,172,000 | 2,317 |
| Other real estate owned | $1,352,000 | 3,187 |
| Goodwill and other intangibles | $8,000 | 2,906 |
| All other assets | $2,043,000 | 3,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,447,000 | 3,236 |
| Total liabilities | $131,384,000 | 3,164 |
| Total deposits | $129,987,000 | 3,014 |
| Interest-bearing deposits | $104,582,000 | 3,262 |
| Deposits held in domestic offices | $129,987,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,397,000 | 2,418 |
| Total equity capital | $10,063,000 | 4,066 |
| Total bank equity capital | $10,063,000 | 4,066 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $1,719,000 | 6,146 |
| Undivided profits | $7,744,000 | 3,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,974,000 | 1,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,829 |
| Income earned, not collected on loans | $413,000 | 4,527 |
| Earning assets | $129,584,000 | 3,241 |
| Long-term assets (5+ years) | $4,178,000 | 6,955 |
| Average Assets, year-to-date | $139,451,800 | 3,190 |
| Average Assets, quarterly | $140,134,000 | 3,239 |
| Volatile liabilities | $3,770,000 | 7,551 |
| Insider loans | $321,000 | 7,078 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,490,000 | 3,210 |
| Tier 1 (core) risk-based capital | $10,055,000 | 3,981 |
| Tier 2 risk-based capital | $1,196,240 | 2,441 |
| Total risk weighted assets | $94,426,340 | 2,750 |
| Total unused commitments | $9,490,000 | 3,228 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $141,410,000 | 3,291 |
| Cash and due from depository institutions | $12,166,000 | 3,112 |
| Interest-bearing balances | $5,941,000 | 1,245 |
| Securities | $22,423,000 | 5,639 |
| Federal funds sold & reverse repurchase agreements | $3,724,000 | 4,262 |
| Net loans & leases | $96,360,000 | 2,777 |
| Loan loss allowance | $2,896,000 | 1,580 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,642,000 | 4,310 |
| Other real estate owned | $3,203,000 | 3,112 |
| Goodwill and other intangibles | $10,000 | 2,897 |
| All other assets | $1,882,000 | 3,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,410,000 | 3,291 |
| Total liabilities | $132,221,000 | 3,227 |
| Total deposits | $131,938,000 | 3,091 |
| Interest-bearing deposits | $106,674,000 | 3,328 |
| Deposits held in domestic offices | $131,938,000 | 3,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $283,000 | 8,505 |
| Total equity capital | $9,189,000 | 4,209 |
| Total bank equity capital | $9,189,000 | 4,209 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,520,000 | 6,502 |
| Undivided profits | $7,069,000 | 3,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,318,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $566,000 | 3,592 |
| Earning assets | $128,448,000 | 3,307 |
| Long-term assets (5+ years) | $4,684,000 | 6,719 |
| Average Assets, year-to-date | $144,786,800 | 3,153 |
| Average Assets, quarterly | $142,108,000 | 3,258 |
| Volatile liabilities | $4,237,000 | 7,201 |
| Insider loans | $78,000 | 6,314 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,220,000 | 4,507 |
| Tier 1 (core) risk-based capital | $9,179,000 | 4,151 |
| Tier 2 risk-based capital | $1,199,020 | 2,482 |
| Total risk weighted assets | $94,224,420 | 2,822 |
| Total unused commitments | $5,220,000 | 4,532 |
| Derivatives | $0 | 651 |