WNB Bank, Net Charge- offs 1- 4 Family Residential
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-81,000 | 8,912 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-82,000 | 8,929 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 956 |
| Home equity lines of credit - net charge-offs | $-2,000 | 8,814 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,283 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 8,526 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 788 |
| Home equity lines of credit - net charge-offs | $-1,000 | 8,833 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,051 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,520 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 642 |
| Home equity lines of credit - net charge-offs | $-1,000 | 8,884 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,624 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 8,626 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,868 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 882 |
| Loans secured by 1-4 family senior liens - net charge-offs | $82,000 | 621 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 662 |
| Home equity lines of credit - net charge-offs | $-2,000 | 9,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $66,000 | 861 |
| Loans secured by 1-4 family senior liens - net charge-offs | $52,000 | 647 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 507 |
| Home equity lines of credit - net charge-offs | $-2,000 | 9,106 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $46,000 | 805 |
| Loans secured by 1-4 family senior liens - net charge-offs | $30,000 | 669 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 402 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 711 |
| Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 757 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 257 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $173,000 | 511 |
| Loans secured by 1-4 family senior liens - net charge-offs | $104,000 | 465 |
| Loans secured by 1-4 family junior liens - net charge-offs | $57,000 | 286 |
| Home equity lines of credit - net charge-offs | $12,000 | 448 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $41,000 | 1,325 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $-5,000 | 9,503 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $100,000 | 583 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $-1,000 | 9,734 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $159,000 | 451 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $24,000 | 304 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $126,000 | 571 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $10,000 | 482 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 756 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $18,000 | 403 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 1,011 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $-2,000 | 11,296 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $126,000 | 772 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $8,000 | 569 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 2,544 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $-4,000 | 12,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 2,152 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $10,000 | 656 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $53,000 | 2,071 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $4,000 | 858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.