Home > Wisconsin State Bank > Income and Expense
Wisconsin State Bank, Income and Expense
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,520,000 | 5,233 |
Total interest expense | $2,386,000 | 4,627 |
Net interest income | $2,134,000 | 5,666 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $374,000 | 5,059 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $191,000 | 4,435 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $183,000 | 4,668 |
Total noninterest expense | $1,960,000 | 5,428 |
Salaries and employee benefits | $1,008,000 | 5,616 |
Premises and equipment expense | $326,000 | 4,762 |
Additional noninterest expense | $626,000 | 5,156 |
Pre-tax net operating income | $548,000 | 5,610 |
Securities gains (losses) | $10,000 | 1,001 |
Applicable income taxes | $141,000 | 4,105 |
Income before extraordinary items | $417,000 | 5,744 |
Extraordinary gains, net | $0 | 33 |
Net income | $417,000 | 5,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 4,724 |
Cash dividends | $250,000 | 3,844 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $409,500 | 5,774 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,992,000 | 5,275 |
Total interest expense | $1,559,000 | 4,672 |
Net interest income | $1,433,000 | 5,692 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $245,000 | 5,112 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $124,000 | 4,504 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $121,000 | 4,742 |
Total noninterest expense | $1,307,000 | 5,464 |
Salaries and employee benefits | $663,000 | 5,736 |
Premises and equipment expense | $237,000 | 4,530 |
Additional noninterest expense | $407,000 | 5,246 |
Pre-tax net operating income | $371,000 | 5,654 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $96,000 | 4,166 |
Income before extraordinary items | $275,000 | 5,842 |
Extraordinary gains, net | $0 | 29 |
Net income | $275,000 | 5,842 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 3,969 |
Cash dividends | $125,000 | 4,120 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $275,000 | 5,823 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,507,000 | 5,234 |
Total interest expense | $774,000 | 4,662 |
Net interest income | $733,000 | 5,643 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $122,000 | 5,089 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $63,000 | 4,424 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $59,000 | 4,788 |
Total noninterest expense | $675,000 | 5,372 |
Salaries and employee benefits | $336,000 | 5,720 |
Premises and equipment expense | $123,000 | 4,440 |
Additional noninterest expense | $216,000 | 5,011 |
Pre-tax net operating income | $180,000 | 5,717 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $46,000 | 4,214 |
Income before extraordinary items | $134,000 | 5,876 |
Extraordinary gains, net | $0 | 22 |
Net income | $134,000 | 5,875 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,195 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $134,000 | 5,854 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $5,529,000 | 5,267 |
Total interest expense | $2,652,000 | 4,664 |
Net interest income | $2,877,000 | 5,651 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $467,000 | 5,281 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $249,000 | 4,515 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $218,000 | 4,947 |
Total noninterest expense | $2,858,000 | 5,041 |
Salaries and employee benefits | $1,546,000 | 5,094 |
Premises and equipment expense | $387,000 | 5,030 |
Additional noninterest expense | $925,000 | 4,772 |
Pre-tax net operating income | $486,000 | 6,539 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $62,000 | 5,303 |
Income before extraordinary items | $424,000 | 6,424 |
Extraordinary gains, net | $0 | 51 |
Net income | $424,000 | 6,426 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 2,944 |
Cash dividends | $400,000 | 4,043 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $424,000 | 6,427 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $4,124,000 | 5,275 |
Total interest expense | $1,929,000 | 4,661 |
Net interest income | $2,195,000 | 5,654 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $366,000 | 5,195 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $196,000 | 4,431 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $170,000 | 4,884 |
Total noninterest expense | $2,062,000 | 5,163 |
Salaries and employee benefits | $1,160,000 | 5,078 |
Premises and equipment expense | $249,000 | 5,492 |
Additional noninterest expense | $653,000 | 4,951 |
Pre-tax net operating income | $499,000 | 6,224 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $92,000 | 5,001 |
Income before extraordinary items | $407,000 | 6,195 |
Extraordinary gains, net | $0 | 45 |
Net income | $407,000 | 6,196 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 3,446 |
Cash dividends | $250,000 | 3,894 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $407,000 | 6,201 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,703,000 | 5,296 |
Total interest expense | $1,245,000 | 4,606 |
Net interest income | $1,458,000 | 5,696 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $243,000 | 5,212 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $123,000 | 4,552 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $120,000 | 4,748 |
Total noninterest expense | $1,378,000 | 5,177 |
Salaries and employee benefits | $782,000 | 5,060 |
Premises and equipment expense | $164,000 | 5,536 |
Additional noninterest expense | $432,000 | 4,959 |
Pre-tax net operating income | $323,000 | 6,313 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $52,000 | 5,200 |
Income before extraordinary items | $271,000 | 6,220 |
Extraordinary gains, net | $0 | 39 |
Net income | $271,000 | 6,220 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 3,025 |
Cash dividends | $150,000 | 3,976 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $271,000 | 6,225 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,317,000 | 5,322 |
Total interest expense | $582,000 | 4,664 |
Net interest income | $735,000 | 5,652 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $120,000 | 5,210 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $61,000 | 4,498 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $59,000 | 4,794 |
Total noninterest expense | $685,000 | 5,194 |
Salaries and employee benefits | $402,000 | 4,996 |
Premises and equipment expense | $86,000 | 5,415 |
Additional noninterest expense | $197,000 | 5,226 |
Pre-tax net operating income | $170,000 | 6,165 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $28,000 | 5,092 |
Income before extraordinary items | $142,000 | 6,078 |
Extraordinary gains, net | $0 | 21 |
Net income | $142,000 | 6,078 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 2,805 |
Cash dividends | $150,000 | 2,701 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $142,000 | 6,075 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $5,452,000 | 4,878 |
Total interest expense | $1,696,000 | 4,916 |
Net interest income | $3,756,000 | 4,811 |
Provision for loan and lease losses | $160,000 | 4,008 |
Total noninterest income | $664,000 | 4,529 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $279,000 | 4,353 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $385,000 | 3,836 |
Total noninterest expense | $3,340,000 | 4,454 |
Salaries and employee benefits | $1,952,000 | 4,191 |
Premises and equipment expense | $437,000 | 4,594 |
Additional noninterest expense | $951,000 | 4,586 |
Pre-tax net operating income | $920,000 | 5,581 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $219,000 | 4,545 |
Income before extraordinary items | $701,000 | 5,667 |
Extraordinary gains, net | $0 | 46 |
Net income | $701,000 | 5,670 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $453,000 | 1,256 |
Cash dividends | $800,000 | 2,821 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $701,000 | 5,645 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,234,000 | 4,744 |
Total interest expense | $1,222,000 | 4,889 |
Net interest income | $3,012,000 | 4,626 |
Provision for loan and lease losses | $160,000 | 3,373 |
Total noninterest income | $539,000 | 4,337 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $220,000 | 4,261 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $319,000 | 3,702 |
Total noninterest expense | $2,587,000 | 4,305 |
Salaries and employee benefits | $1,535,000 | 4,022 |
Premises and equipment expense | $350,000 | 4,365 |
Additional noninterest expense | $702,000 | 4,615 |
Pre-tax net operating income | $804,000 | 5,319 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $210,000 | 4,337 |
Income before extraordinary items | $594,000 | 5,463 |
Extraordinary gains, net | $0 | 35 |
Net income | $594,000 | 5,466 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $425,000 | 947 |
Cash dividends | $600,000 | 2,503 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $594,000 | 5,438 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,828,000 | 4,683 |
Total interest expense | $771,000 | 4,882 |
Net interest income | $2,057,000 | 4,533 |
Provision for loan and lease losses | $120,000 | 3,004 |
Total noninterest income | $387,000 | 4,133 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $134,000 | 4,409 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $253,000 | 3,354 |
Total noninterest expense | $1,744,000 | 4,245 |
Salaries and employee benefits | $1,030,000 | 3,985 |
Premises and equipment expense | $242,000 | 4,238 |
Additional noninterest expense | $472,000 | 4,575 |
Pre-tax net operating income | $580,000 | 5,085 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $158,000 | 4,171 |
Income before extraordinary items | $422,000 | 5,308 |
Extraordinary gains, net | $0 | 30 |
Net income | $422,000 | 5,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $393,000 | 726 |
Cash dividends | $400,000 | 2,509 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $422,000 | 5,270 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,349,000 | 4,808 |
Total interest expense | $345,000 | 5,094 |
Net interest income | $1,004,000 | 4,612 |
Provision for loan and lease losses | $60,000 | 2,830 |
Total noninterest income | $214,000 | 3,805 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $59,000 | 4,633 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $155,000 | 2,913 |
Total noninterest expense | $885,000 | 4,223 |
Salaries and employee benefits | $517,000 | 3,992 |
Premises and equipment expense | $129,000 | 4,103 |
Additional noninterest expense | $239,000 | 4,502 |
Pre-tax net operating income | $273,000 | 5,238 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $72,000 | 4,250 |
Income before extraordinary items | $201,000 | 5,402 |
Extraordinary gains, net | $0 | 24 |
Net income | $201,000 | 5,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $338,000 | 477 |
Cash dividends | $200,000 | 2,181 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $201,000 | 5,371 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,007,000 | 7,374 |
Total interest expense | $437,000 | 7,546 |
Net interest income | $1,570,000 | 7,223 |
Provision for loan and lease losses | $80,000 | 5,318 |
Total noninterest income | $247,000 | 6,800 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $79,000 | 6,781 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $168,000 | 5,470 |
Total noninterest expense | $1,293,000 | 7,277 |
Salaries and employee benefits | $695,000 | 7,306 |
Premises and equipment expense | $154,000 | 7,278 |
Additional noninterest expense | $444,000 | 6,872 |
Pre-tax net operating income | $444,000 | 6,888 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $130,000 | 5,257 |
Income before extraordinary items | $314,000 | 7,172 |
Extraordinary gains, net | $0 | 34 |
Net income | $314,000 | 7,171 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $178,000 | 2,767 |
Cash dividends | $120,000 | 5,349 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $314,000 | 7,114 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $674,000 | 8,533 |
Total interest expense | $154,000 | 8,492 |
Net interest income | $520,000 | 8,483 |
Provision for loan and lease losses | $20,000 | 6,311 |
Total noninterest income | $82,000 | 8,035 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $28,000 | 7,518 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $54,000 | 6,952 |
Total noninterest expense | $415,000 | 8,613 |
Salaries and employee benefits | $258,000 | 8,481 |
Premises and equipment expense | $37,000 | 8,631 |
Additional noninterest expense | $120,000 | 8,545 |
Pre-tax net operating income | $167,000 | 7,844 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $60,000 | 5,833 |
Income before extraordinary items | $107,000 | 8,029 |
Extraordinary gains, net | $0 | 26 |
Net income | $107,000 | 8,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $192,000 | 1,966 |
Cash dividends | $60,000 | 4,908 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $107,000 | 7,980 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,645,000 | 4,642 |
Total interest expense | $791,000 | 4,320 |
Net interest income | $1,854,000 | 4,725 |
Provision for loan and lease losses | $120,000 | 3,090 |
Total noninterest income | $383,000 | 4,195 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $94,000 | 5,405 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $289,000 | 3,052 |
Total noninterest expense | $1,464,000 | 4,740 |
Salaries and employee benefits | $901,000 | 4,315 |
Premises and equipment expense | $200,000 | 4,757 |
Additional noninterest expense | $363,000 | 5,402 |
Pre-tax net operating income | $653,000 | 4,622 |
Securities gains (losses) | $19,000 | 2,067 |
Applicable income taxes | $178,000 | 3,978 |
Income before extraordinary items | $494,000 | 4,769 |
Extraordinary gains, net | $0 | 21 |
Net income | $494,000 | 4,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 4,984 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $479,940 | 4,759 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,346,000 | 4,603 |
Total interest expense | $408,000 | 4,263 |
Net interest income | $938,000 | 4,682 |
Provision for loan and lease losses | $60,000 | 2,918 |
Total noninterest income | $185,000 | 4,244 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $45,000 | 5,435 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $140,000 | 3,060 |
Total noninterest expense | $711,000 | 4,867 |
Salaries and employee benefits | $446,000 | 4,379 |
Premises and equipment expense | $102,000 | 4,723 |
Additional noninterest expense | $163,000 | 5,749 |
Pre-tax net operating income | $352,000 | 4,425 |
Securities gains (losses) | $19,000 | 1,734 |
Applicable income taxes | $102,000 | 3,757 |
Income before extraordinary items | $269,000 | 4,564 |
Extraordinary gains, net | $0 | 16 |
Net income | $269,000 | 4,563 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 3,502 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $255,130 | 4,574 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,541,000 | 4,546 |
Total interest expense | $2,065,000 | 3,927 |
Net interest income | $3,476,000 | 4,823 |
Provision for loan and lease losses | $347,000 | 2,881 |
Total noninterest income | $1,632,000 | 2,657 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $205,000 | 5,217 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,427,000 | 1,895 |
Total noninterest expense | $3,480,000 | 4,139 |
Salaries and employee benefits | $1,862,000 | 4,153 |
Premises and equipment expense | $471,000 | 4,243 |
Additional noninterest expense | $1,147,000 | 3,861 |
Pre-tax net operating income | $1,281,000 | 4,516 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $363,000 | 3,963 |
Income before extraordinary items | $918,000 | 4,882 |
Extraordinary gains, net | $0 | 54 |
Net income | $918,000 | 4,883 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $323,000 | 2,156 |
Cash dividends | $250,000 | 4,628 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $918,000 | 4,720 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,205,000 | 4,566 |
Total interest expense | $1,612,000 | 3,920 |
Net interest income | $2,593,000 | 4,842 |
Provision for loan and lease losses | $240,000 | 2,928 |
Total noninterest income | $1,472,000 | 2,396 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $159,000 | 5,175 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,313,000 | 1,692 |
Total noninterest expense | $2,739,000 | 3,957 |
Salaries and employee benefits | $1,430,000 | 4,080 |
Premises and equipment expense | $370,000 | 4,086 |
Additional noninterest expense | $939,000 | 3,586 |
Pre-tax net operating income | $1,086,000 | 4,339 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $313,000 | 3,838 |
Income before extraordinary items | $773,000 | 4,701 |
Extraordinary gains, net | $0 | 40 |
Net income | $773,000 | 4,702 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $225,000 | 2,050 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $773,000 | 4,515 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,849,000 | 4,541 |
Total interest expense | $1,084,000 | 3,994 |
Net interest income | $1,765,000 | 4,775 |
Provision for loan and lease losses | $133,000 | 3,303 |
Total noninterest income | $1,178,000 | 2,087 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $108,000 | 5,080 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $1,070,000 | 1,447 |
Total noninterest expense | $2,004,000 | 3,691 |
Salaries and employee benefits | $993,000 | 3,937 |
Premises and equipment expense | $261,000 | 3,912 |
Additional noninterest expense | $750,000 | 3,039 |
Pre-tax net operating income | $806,000 | 4,033 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $242,000 | 3,612 |
Income before extraordinary items | $564,000 | 4,463 |
Extraordinary gains, net | $0 | 30 |
Net income | $564,000 | 4,462 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 8,223 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $564,000 | 4,251 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,460,000 | 4,496 |
Total interest expense | $568,000 | 3,940 |
Net interest income | $892,000 | 4,735 |
Provision for loan and lease losses | $40,000 | 4,103 |
Total noninterest income | $739,000 | 1,699 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $53,000 | 5,050 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $686,000 | 1,179 |
Total noninterest expense | $1,174,000 | 3,217 |
Salaries and employee benefits | $528,000 | 3,737 |
Premises and equipment expense | $124,000 | 4,049 |
Additional noninterest expense | $522,000 | 2,240 |
Pre-tax net operating income | $417,000 | 3,939 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $127,000 | 3,521 |
Income before extraordinary items | $290,000 | 4,340 |
Extraordinary gains, net | $0 | 21 |
Net income | $290,000 | 4,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 8,385 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $290,000 | 4,147 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,219,000 | 4,444 |
Total interest expense | $2,423,000 | 4,206 |
Net interest income | $3,796,000 | 4,514 |
Provision for loan and lease losses | $204,000 | 4,309 |
Total noninterest income | $768,000 | 4,101 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $253,000 | 4,656 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $515,000 | 3,232 |
Total noninterest expense | $3,148,000 | 4,306 |
Salaries and employee benefits | $1,785,000 | 4,123 |
Premises and equipment expense | $415,000 | 4,517 |
Additional noninterest expense | $948,000 | 4,363 |
Pre-tax net operating income | $1,212,000 | 4,686 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $292,000 | 4,492 |
Income before extraordinary items | $920,000 | 4,821 |
Extraordinary gains, net | $0 | 70 |
Net income | $920,000 | 4,821 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 4,297 |
Cash dividends | $309,000 | 4,255 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $920,000 | 4,694 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,303,000 | 4,793 |
Total interest expense | $3,248,000 | 4,444 |
Net interest income | $3,055,000 | 4,993 |
Provision for loan and lease losses | $136,000 | 4,973 |
Total noninterest income | $410,000 | 5,610 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $187,000 | 5,318 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $223,000 | 4,713 |
Total noninterest expense | $2,627,000 | 4,795 |
Salaries and employee benefits | $1,490,000 | 4,541 |
Premises and equipment expense | $349,000 | 5,039 |
Additional noninterest expense | $788,000 | 4,835 |
Pre-tax net operating income | $702,000 | 5,811 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $100,000 | 6,010 |
Income before extraordinary items | $602,000 | 5,614 |
Extraordinary gains, net | $0 | 105 |
Net income | $602,000 | 5,617 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 4,943 |
Cash dividends | $250,000 | 4,656 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $602,000 | 5,488 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $5,351,000 | 5,488 |
Total interest expense | $2,959,000 | 4,971 |
Net interest income | $2,392,000 | 5,975 |
Provision for loan and lease losses | $48,000 | 6,621 |
Total noninterest income | $279,000 | 6,483 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $126,000 | 6,120 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $153,000 | 5,422 |
Total noninterest expense | $2,396,000 | 5,003 |
Salaries and employee benefits | $1,129,000 | 5,461 |
Premises and equipment expense | $367,000 | 4,785 |
Additional noninterest expense | $900,000 | 4,336 |
Pre-tax net operating income | $227,000 | 8,248 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-21,000 | 9,381 |
Income before extraordinary items | $248,000 | 7,789 |
Extraordinary gains, net | $0 | 38 |
Net income | $248,000 | 7,789 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 5,361 |
Cash dividends | $210,000 | 5,046 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $248,000 | 7,796 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,117,000 | 6,266 |
Total interest expense | $2,031,000 | 5,948 |
Net interest income | $2,086,000 | 6,486 |
Provision for loan and lease losses | $57,000 | 6,356 |
Total noninterest income | $250,000 | 6,946 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 7,480 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $185,000 | 5,124 |
Total noninterest expense | $1,699,000 | 6,300 |
Salaries and employee benefits | $903,000 | 6,297 |
Premises and equipment expense | $210,000 | 6,645 |
Additional noninterest expense | $586,000 | 5,915 |
Pre-tax net operating income | $580,000 | 6,784 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $89,000 | 7,090 |
Income before extraordinary items | $491,000 | 6,497 |
Extraordinary gains, net | $0 | 35 |
Net income | $491,000 | 6,496 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 5,737 |
Cash dividends | $952,000 | 2,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $491,000 | 6,473 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,869,000 | 6,584 |
Total interest expense | $1,899,000 | 6,351 |
Net interest income | $1,970,000 | 6,721 |
Provision for loan and lease losses | $43,000 | 6,849 |
Total noninterest income | $271,000 | 6,761 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 7,338 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $193,000 | 5,052 |
Total noninterest expense | $1,525,000 | 6,615 |
Salaries and employee benefits | $819,000 | 6,608 |
Premises and equipment expense | $225,000 | 6,341 |
Additional noninterest expense | $481,000 | 6,570 |
Pre-tax net operating income | $673,000 | 6,593 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $171,000 | 6,570 |
Income before extraordinary items | $502,000 | 6,603 |
Extraordinary gains, net | $0 | 32 |
Net income | $502,000 | 6,602 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,038 |
Cash dividends | $215,000 | 5,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $502,000 | 6,478 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,548,000 | 7,110 |
Total interest expense | $1,655,000 | 6,996 |
Net interest income | $1,893,000 | 7,141 |
Provision for loan and lease losses | $37,000 | 7,107 |
Total noninterest income | $164,000 | 8,379 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 7,935 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $96,000 | 6,891 |
Total noninterest expense | $1,371,000 | 7,117 |
Salaries and employee benefits | $744,000 | 7,056 |
Premises and equipment expense | $211,000 | 6,647 |
Additional noninterest expense | $416,000 | 7,217 |
Pre-tax net operating income | $649,000 | 7,209 |
Securities gains (losses) | $14,000 | 2,133 |
Applicable income taxes | $177,000 | 7,222 |
Income before extraordinary items | $486,000 | 7,064 |
Extraordinary gains, net | $0 | 44 |
Net income | $486,000 | 7,066 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,223 |
Cash dividends | $203,000 | 5,328 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $475,780 | 7,079 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,025,000 | 7,960 |
Total interest expense | $1,408,000 | 7,817 |
Net interest income | $1,617,000 | 7,986 |
Provision for loan and lease losses | $12,000 | 8,364 |
Total noninterest income | $124,000 | 9,461 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 8,930 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 7,844 |
Total noninterest expense | $1,155,000 | 8,133 |
Salaries and employee benefits | $601,000 | 8,117 |
Premises and equipment expense | $174,000 | 7,546 |
Additional noninterest expense | $380,000 | 8,050 |
Pre-tax net operating income | $574,000 | 7,549 |
Securities gains (losses) | $19,000 | 2,034 |
Applicable income taxes | $149,000 | 7,882 |
Income before extraordinary items | $444,000 | 7,280 |
Extraordinary gains, net | $0 | 53 |
Net income | $444,000 | 7,282 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,914 |
Cash dividends | $185,000 | 5,630 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $429,750 | 7,331 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,712,000 | 8,617 |
Total interest expense | $1,224,000 | 8,510 |
Net interest income | $1,488,000 | 8,567 |
Provision for loan and lease losses | $24,000 | 7,406 |
Total noninterest income | $209,000 | 8,300 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 8,863 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $147,000 | 6,047 |
Total noninterest expense | $1,106,000 | 8,550 |
Salaries and employee benefits | $557,000 | 8,671 |
Premises and equipment expense | $125,000 | 8,917 |
Additional noninterest expense | $424,000 | 7,966 |
Pre-tax net operating income | $567,000 | 8,065 |
Securities gains (losses) | $19,000 | 1,949 |
Applicable income taxes | $131,000 | 8,602 |
Income before extraordinary items | $455,000 | 7,597 |
Extraordinary gains, net | $0 | 65 |
Net income | $455,000 | 7,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,709 |
Cash dividends | $290,000 | 4,653 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $440,180 | 7,694 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,480,000 | 8,939 |
Total interest expense | $1,064,000 | 8,419 |
Net interest income | $1,416,000 | 9,108 |
Provision for loan and lease losses | $49,000 | 6,214 |
Total noninterest income | $122,000 | 10,249 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 9,442 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 8,873 |
Total noninterest expense | $1,014,000 | 9,285 |
Salaries and employee benefits | $540,000 | 9,042 |
Premises and equipment expense | $123,000 | 9,301 |
Additional noninterest expense | $351,000 | 9,331 |
Pre-tax net operating income | $475,000 | 8,825 |
Securities gains (losses) | $-81,000 | 11,391 |
Applicable income taxes | $119,000 | 8,946 |
Income before extraordinary items | $275,000 | 9,427 |
Extraordinary gains, net | $0 | 249 |
Net income | $275,000 | 9,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 10,077 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $331,700 | 8,864 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,540,000 | 9,112 |
Total interest expense | $1,164,000 | 8,425 |
Net interest income | $1,376,000 | 9,490 |
Provision for loan and lease losses | $34,000 | 8,267 |
Total noninterest income | $113,000 | 11,008 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,018 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,431 |
Total noninterest expense | $996,000 | 9,740 |
Salaries and employee benefits | $572,000 | 9,036 |
Premises and equipment expense | $117,000 | 9,887 |
Additional noninterest expense | $307,000 | 10,354 |
Pre-tax net operating income | $459,000 | 8,948 |
Securities gains (losses) | $9,000 | 5,582 |
Applicable income taxes | $121,000 | 9,285 |
Income before extraordinary items | $347,000 | 8,967 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $347,000 | 9,139 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 11,674 |
Cash dividends | $85,000 | 7,214 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $340,340 | 8,773 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,723,000 | 9,489 |
Total interest expense | $1,407,000 | 8,824 |
Net interest income | $1,316,000 | 9,926 |
Provision for loan and lease losses | $114,000 | 6,935 |
Total noninterest income | $91,000 | 11,966 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 10,193 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 11,181 |
Total noninterest expense | $981,000 | 10,066 |
Salaries and employee benefits | $477,000 | 10,021 |
Premises and equipment expense | $113,000 | 10,290 |
Additional noninterest expense | $391,000 | 9,672 |
Pre-tax net operating income | $312,000 | 10,014 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $90,000 | 10,159 |
Income before extraordinary items | $222,000 | 10,292 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $222,000 | 10,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $89,000 | 6,201 |
Cash dividends | $75,000 | 7,103 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $222,000 | 9,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.