Home > Wisconsin Bank & Trust > Income and Expense

Wisconsin Bank & Trust, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$46,821,000	791
Total interest expense	$3,568,000	1,022
Net interest income	$43,253,000	772
Provision for loan and lease losses	$243,000	1,676
Total noninterest income	$9,303,000	799
Gross Fiduciary activities income	$1,344,000	470
Service charges on deposit accounts	$2,164,000	533
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,795,000	806
Total noninterest expense	$32,706,000	803
Salaries and employee benefits	$8,098,000	1,551
Premises and equipment expense	$2,812,000	913
Additional noninterest expense	$5,795,000	806
Pre-tax net operating income	$19,607,000	762
Securities gains (losses)	$-433,000	4,295
Applicable income taxes	$4,253,000	664
Income before extraordinary items	$14,921,000	794
Extraordinary gains, net	$0	5
Net income	$14,921,000	795
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,921,000	795
Net charge-offs	$169,000	1,004
Cash dividends	$11,000,000	442
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,263,070	797
2022-09-30 (YTD Data)		Rank
Total interest income	$32,837,000	804
Total interest expense	$1,643,000	1,208
Net interest income	$31,194,000	782
Provision for loan and lease losses	$414,000	1,073
Total noninterest income	$6,322,000	865
Gross Fiduciary activities income	$1,034,000	472
Service charges on deposit accounts	$1,597,000	544
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,691,000	934
Total noninterest expense	$24,391,000	807
Salaries and employee benefits	$6,298,000	1,513
Premises and equipment expense	$2,173,000	888
Additional noninterest expense	$3,691,000	934
Pre-tax net operating income	$12,711,000	854
Securities gains (losses)	$-419,000	4,460
Applicable income taxes	$2,687,000	747
Income before extraordinary items	$9,605,000	917
Extraordinary gains, net	$0	4
Net income	$9,605,000	917
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,605,000	917
Net charge-offs	$113,000	886
Cash dividends	$8,000,000	420
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$9,936,010	910
2022-06-30 (YTD Data)		Rank
Total interest income	$20,509,000	819
Total interest expense	$638,000	1,645
Net interest income	$19,871,000	790
Provision for loan and lease losses	$-82,000	4,460
Total noninterest income	$4,059,000	874
Gross Fiduciary activities income	$722,000	427
Service charges on deposit accounts	$1,039,000	553
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,298,000	990
Total noninterest expense	$16,437,000	782
Salaries and employee benefits	$4,203,000	1,512
Premises and equipment expense	$1,544,000	827
Additional noninterest expense	$10,690,000	409
Pre-tax net operating income	$7,575,000	883
Securities gains (losses)	$-373,000	4,542
Applicable income taxes	$1,537,000	782
Income before extraordinary items	$5,665,000	957
Extraordinary gains, net	$0	4
Net income	$5,665,000	956
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,665,000	957
Net charge-offs	$98,000	732
Cash dividends	$4,500,000	456
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,959,670	931
2022-03-31 (YTD Data)		Rank
Total interest income	$9,769,000	827
Total interest expense	$192,000	2,291
Net interest income	$9,577,000	798
Provision for loan and lease losses	$-369,000	4,609
Total noninterest income	$1,769,000	962
Gross Fiduciary activities income	$364,000	430
Service charges on deposit accounts	$514,000	550
Trading account gains and fees	$0	103
Additional Noninterest Income	$891,000	1,162
Total noninterest expense	$8,295,000	772
Salaries and employee benefits	$2,030,000	1,545
Premises and equipment expense	$786,000	821
Additional noninterest expense	$5,479,000	401
Pre-tax net operating income	$3,420,000	918
Securities gains (losses)	$193,000	86
Applicable income taxes	$755,000	773
Income before extraordinary items	$2,858,000	922
Extraordinary gains, net	$0	4
Net income	$2,858,000	921
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,858,000	922
Net charge-offs	$79,000	550
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,705,530	970
2021-12-31 (YTD Data)		Rank
Total interest income	$42,767,000	776
Total interest expense	$907,000	2,356
Net interest income	$41,860,000	734
Provision for loan and lease losses	$-82,000	4,219
Total noninterest income	$11,124,000	778
Gross Fiduciary activities income	$1,498,000	409
Service charges on deposit accounts	$2,116,000	512
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,510,000	814
Total noninterest expense	$31,103,000	818
Salaries and employee benefits	$7,946,000	1,572
Premises and equipment expense	$2,989,000	864
Additional noninterest expense	$20,168,000	418
Pre-tax net operating income	$21,963,000	684
Securities gains (losses)	$507,000	358
Applicable income taxes	$5,059,000	621
Income before extraordinary items	$17,411,000	721
Extraordinary gains, net	$0	10
Net income	$17,411,000	722
Minority interest net income	$0	74
Net income of bank and minority interests.	$17,411,000	722
Net charge-offs	$648,000	544
Cash dividends	$15,200,000	357
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$17,010,470	712
2021-09-30 (YTD Data)		Rank
Total interest income	$32,769,000	773
Total interest expense	$718,000	2,371
Net interest income	$32,051,000	733
Provision for loan and lease losses	$-253,000	4,479
Total noninterest income	$8,750,000	766
Gross Fiduciary activities income	$1,121,000	408
Service charges on deposit accounts	$1,589,000	514
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,040,000	806
Total noninterest expense	$23,002,000	839
Salaries and employee benefits	$5,922,000	1,584
Premises and equipment expense	$2,324,000	851
Additional noninterest expense	$14,756,000	428
Pre-tax net operating income	$18,052,000	662
Securities gains (losses)	$363,000	404
Applicable income taxes	$4,170,000	603
Income before extraordinary items	$14,245,000	695
Extraordinary gains, net	$0	8
Net income	$14,245,000	695
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,245,000	695
Net charge-offs	$659,000	424
Cash dividends	$11,200,000	350
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$13,958,230	692
2021-06-30 (YTD Data)		Rank
Total interest income	$21,525,000	782
Total interest expense	$519,000	2,323
Net interest income	$21,006,000	736
Provision for loan and lease losses	$208,000	1,169
Total noninterest income	$4,452,000	930
Gross Fiduciary activities income	$748,000	403
Service charges on deposit accounts	$1,044,000	502
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,660,000	1,064
Total noninterest expense	$15,265,000	833
Salaries and employee benefits	$3,772,000	1,629
Premises and equipment expense	$1,564,000	847
Additional noninterest expense	$9,929,000	418
Pre-tax net operating income	$9,985,000	763
Securities gains (losses)	$52,000	870
Applicable income taxes	$2,232,000	693
Income before extraordinary items	$7,805,000	812
Extraordinary gains, net	$0	6
Net income	$7,805,000	812
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,805,000	812
Net charge-offs	$512,000	396
Cash dividends	$7,200,000	341
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,763,920	798
2021-03-31 (YTD Data)		Rank
Total interest income	$10,777,000	776
Total interest expense	$294,000	2,211
Net interest income	$10,483,000	729
Provision for loan and lease losses	$-721,000	4,775
Total noninterest income	$2,102,000	969
Gross Fiduciary activities income	$371,000	408
Service charges on deposit accounts	$522,000	500
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,209,000	1,133
Total noninterest expense	$7,325,000	857
Salaries and employee benefits	$1,740,000	1,712
Premises and equipment expense	$808,000	829
Additional noninterest expense	$4,777,000	415
Pre-tax net operating income	$5,981,000	667
Securities gains (losses)	$-24,000	4,757
Applicable income taxes	$1,347,000	612
Income before extraordinary items	$4,610,000	717
Extraordinary gains, net	$0	3
Net income	$4,610,000	717
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,610,000	717
Net charge-offs	$411,000	291
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,628,960	699
2020-12-31 (YTD Data)		Rank
Total interest income	$44,080,000	759
Total interest expense	$2,727,000	1,611
Net interest income	$41,353,000	705
Provision for loan and lease losses	$6,435,000	477
Total noninterest income	$8,839,000	867
Gross Fiduciary activities income	$1,406,000	401
Service charges on deposit accounts	$2,207,000	488
Trading account gains and fees	$0	133
Additional Noninterest Income	$5,226,000	987
Total noninterest expense	$30,141,000	814
Salaries and employee benefits	$8,657,000	1,416
Premises and equipment expense	$3,432,000	755
Additional noninterest expense	$18,052,000	446
Pre-tax net operating income	$13,616,000	815
Securities gains (losses)	$504,000	594
Applicable income taxes	$3,103,000	680
Income before extraordinary items	$11,017,000	877
Extraordinary gains, net	$0	4
Net income	$11,017,000	877
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,017,000	877
Net charge-offs	$5,453,000	209
Cash dividends	$8,500,000	521
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,618,840	868
2020-09-30 (YTD Data)		Rank
Total interest income	$32,783,000	768
Total interest expense	$2,316,000	1,526
Net interest income	$30,467,000	704
Provision for loan and lease losses	$5,962,000	444
Total noninterest income	$6,563,000	852
Gross Fiduciary activities income	$1,044,000	400
Service charges on deposit accounts	$1,659,000	482
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,860,000	966
Total noninterest expense	$22,839,000	796
Salaries and employee benefits	$6,885,000	1,334
Premises and equipment expense	$2,538,000	751
Additional noninterest expense	$13,416,000	437
Pre-tax net operating income	$8,229,000	945
Securities gains (losses)	$212,000	860
Applicable income taxes	$1,825,000	788
Income before extraordinary items	$6,616,000	1,023
Extraordinary gains, net	$0	4
Net income	$6,616,000	1,022
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,616,000	1,023
Net charge-offs	$5,477,000	169
Cash dividends	$5,500,000	538
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,448,520	1,018
2020-06-30 (YTD Data)		Rank
Total interest income	$21,672,000	778
Total interest expense	$1,872,000	1,386
Net interest income	$19,800,000	710
Provision for loan and lease losses	$5,631,000	371
Total noninterest income	$4,485,000	795
Gross Fiduciary activities income	$692,000	405
Service charges on deposit accounts	$1,087,000	488
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,706,000	883
Total noninterest expense	$15,629,000	774
Salaries and employee benefits	$4,759,000	1,292
Premises and equipment expense	$1,700,000	750
Additional noninterest expense	$9,170,000	426
Pre-tax net operating income	$3,025,000	1,435
Securities gains (losses)	$186,000	731
Applicable income taxes	$612,000	1,183
Income before extraordinary items	$2,599,000	1,486
Extraordinary gains, net	$0	4
Net income	$2,599,000	1,485
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,599,000	1,486
Net charge-offs	$388,000	695
Cash dividends	$5,500,000	400
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,448,340	1,510
2020-03-31 (YTD Data)		Rank
Total interest income	$10,781,000	782
Total interest expense	$1,290,000	1,159
Net interest income	$9,491,000	723
Provision for loan and lease losses	$506,000	878
Total noninterest income	$2,488,000	698
Gross Fiduciary activities income	$362,000	404
Service charges on deposit accounts	$579,000	529
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,547,000	718
Total noninterest expense	$8,123,000	749
Salaries and employee benefits	$2,530,000	1,227
Premises and equipment expense	$845,000	766
Additional noninterest expense	$4,748,000	408
Pre-tax net operating income	$3,350,000	664
Securities gains (losses)	$58,000	796
Applicable income taxes	$768,000	550
Income before extraordinary items	$2,640,000	731
Extraordinary gains, net	$0	4
Net income	$2,640,000	731
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,640,000	731
Net charge-offs	$422,000	416
Cash dividends	$5,500,000	282
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,594,180	718
2019-12-31 (YTD Data)		Rank
Total interest income	$46,000,000	748
Total interest expense	$7,610,000	871
Net interest income	$38,390,000	715
Provision for loan and lease losses	$1,101,000	851
Total noninterest income	$12,922,000	578
Gross Fiduciary activities income	$1,388,000	406
Service charges on deposit accounts	$2,323,000	537
Trading account gains and fees	$0	135
Additional Noninterest Income	$9,211,000	554
Total noninterest expense	$32,799,000	718
Salaries and employee benefits	$10,453,000	1,163
Premises and equipment expense	$3,613,000	705
Additional noninterest expense	$18,733,000	400
Pre-tax net operating income	$17,412,000	680
Securities gains (losses)	$119,000	842
Applicable income taxes	$4,010,000	580
Income before extraordinary items	$13,521,000	736
Extraordinary gains, net	$0	11
Net income	$13,521,000	737
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,521,000	737
Net charge-offs	$824,000	741
Cash dividends	$12,500,000	410
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$13,426,990	722
2019-09-30 (YTD Data)		Rank
Total interest income	$34,806,000	744
Total interest expense	$5,982,000	834
Net interest income	$28,824,000	713
Provision for loan and lease losses	$1,417,000	522
Total noninterest income	$10,685,000	543
Gross Fiduciary activities income	$1,047,000	402
Service charges on deposit accounts	$1,703,000	547
Trading account gains and fees	$0	129
Additional Noninterest Income	$7,935,000	504
Total noninterest expense	$24,634,000	716
Salaries and employee benefits	$8,038,000	1,141
Premises and equipment expense	$2,741,000	700
Additional noninterest expense	$13,855,000	401
Pre-tax net operating income	$13,458,000	666
Securities gains (losses)	$119,000	716
Applicable income taxes	$3,159,000	566
Income before extraordinary items	$10,418,000	719
Extraordinary gains, net	$0	11
Net income	$10,418,000	721
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,418,000	720
Net charge-offs	$568,000	701
Cash dividends	$10,000,000	366
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,323,990	714
2019-06-30 (YTD Data)		Rank
Total interest income	$23,350,000	737
Total interest expense	$3,888,000	839
Net interest income	$19,462,000	711
Provision for loan and lease losses	$1,640,000	340
Total noninterest income	$8,355,000	478
Gross Fiduciary activities income	$677,000	408
Service charges on deposit accounts	$1,117,000	557
Trading account gains and fees	$0	131
Additional Noninterest Income	$6,561,000	422
Total noninterest expense	$16,797,000	699
Salaries and employee benefits	$5,424,000	1,134
Premises and equipment expense	$1,864,000	687
Additional noninterest expense	$9,509,000	404
Pre-tax net operating income	$9,380,000	633
Securities gains (losses)	$41,000	800
Applicable income taxes	$2,199,000	543
Income before extraordinary items	$7,222,000	681
Extraordinary gains, net	$0	11
Net income	$7,222,000	681
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,222,000	681
Net charge-offs	$338,000	728
Cash dividends	$6,000,000	384
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$7,189,610	668
2019-03-31 (YTD Data)		Rank
Total interest income	$11,865,000	725
Total interest expense	$1,808,000	871
Net interest income	$10,057,000	691
Provision for loan and lease losses	$994,000	291
Total noninterest income	$6,130,000	346
Gross Fiduciary activities income	$332,000	412
Service charges on deposit accounts	$564,000	541
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,234,000	286
Total noninterest expense	$9,076,000	639
Salaries and employee benefits	$2,946,000	1,049
Premises and equipment expense	$947,000	684
Additional noninterest expense	$5,183,000	374
Pre-tax net operating income	$6,117,000	513
Securities gains (losses)	$70,000	329
Applicable income taxes	$1,480,000	454
Income before extraordinary items	$4,707,000	549
Extraordinary gains, net	$0	5
Net income	$4,707,000	548
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,707,000	548
Net charge-offs	$219,000	586
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,651,700	541
2018-12-31 (YTD Data)		Rank
Total interest income	$43,460,000	734
Total interest expense	$4,376,000	1,046
Net interest income	$39,084,000	691
Provision for loan and lease losses	$718,000	1,134
Total noninterest income	$12,554,000	587
Gross Fiduciary activities income	$1,723,000	372
Service charges on deposit accounts	$2,323,000	550
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,508,000	561
Total noninterest expense	$35,524,000	642
Salaries and employee benefits	$12,298,000	987
Premises and equipment expense	$3,795,000	667
Additional noninterest expense	$19,431,000	395
Pre-tax net operating income	$15,396,000	739
Securities gains (losses)	$107,000	294
Applicable income taxes	$3,452,000	602
Income before extraordinary items	$12,051,000	784
Extraordinary gains, net	$0	6
Net income	$12,051,000	783
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,051,000	783
Net charge-offs	$372,000	1,167
Cash dividends	$10,500,000	401
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,966,470	789
2018-09-30 (YTD Data)		Rank
Total interest income	$32,081,000	733
Total interest expense	$2,955,000	1,080
Net interest income	$29,126,000	693
Provision for loan and lease losses	$851,000	744
Total noninterest income	$9,641,000	577
Gross Fiduciary activities income	$1,287,000	374
Service charges on deposit accounts	$1,742,000	552
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,612,000	554
Total noninterest expense	$26,722,000	643
Salaries and employee benefits	$9,610,000	961
Premises and equipment expense	$2,889,000	658
Additional noninterest expense	$14,223,000	393
Pre-tax net operating income	$11,194,000	746
Securities gains (losses)	$86,000	319
Applicable income taxes	$2,458,000	635
Income before extraordinary items	$8,822,000	800
Extraordinary gains, net	$0	5
Net income	$8,822,000	799
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,822,000	799
Net charge-offs	$277,000	1,046
Cash dividends	$6,500,000	441
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,754,060	801
2018-06-30 (YTD Data)		Rank
Total interest income	$21,096,000	727
Total interest expense	$1,772,000	1,127
Net interest income	$19,324,000	693
Provision for loan and lease losses	$1,002,000	470
Total noninterest income	$5,991,000	604
Gross Fiduciary activities income	$920,000	366
Service charges on deposit accounts	$1,146,000	557
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,925,000	609
Total noninterest expense	$17,934,000	633
Salaries and employee benefits	$6,592,000	934
Premises and equipment expense	$2,036,000	620
Additional noninterest expense	$9,306,000	402
Pre-tax net operating income	$6,379,000	845
Securities gains (losses)	$81,000	276
Applicable income taxes	$1,373,000	702
Income before extraordinary items	$5,087,000	885
Extraordinary gains, net	$0	6
Net income	$5,087,000	883
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,087,000	884
Net charge-offs	$151,000	1,073
Cash dividends	$4,000,000	459
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,023,010	894
2018-03-31 (YTD Data)		Rank
Total interest income	$10,391,000	736
Total interest expense	$776,000	1,202
Net interest income	$9,615,000	692
Provision for loan and lease losses	$99,000	1,492
Total noninterest income	$3,045,000	597
Gross Fiduciary activities income	$499,000	350
Service charges on deposit accounts	$567,000	561
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,979,000	586
Total noninterest expense	$9,269,000	619
Salaries and employee benefits	$3,426,000	922
Premises and equipment expense	$1,021,000	615
Additional noninterest expense	$4,822,000	383
Pre-tax net operating income	$3,292,000	788
Securities gains (losses)	$39,000	254
Applicable income taxes	$714,000	670
Income before extraordinary items	$2,617,000	841
Extraordinary gains, net	$0	7
Net income	$2,617,000	841
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,617,000	841
Net charge-offs	$64,000	1,060
Cash dividends	$2,000,000	411
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,586,190	841
2017-12-31 (YTD Data)		Rank
Total interest income	$41,427,000	692
Total interest expense	$2,731,000	1,184
Net interest income	$38,696,000	664
Provision for loan and lease losses	$568,000	1,344
Total noninterest income	$13,356,000	562
Gross Fiduciary activities income	$1,330,000	408
Service charges on deposit accounts	$2,495,000	514
Trading account gains and fees	$0	151
Additional Noninterest Income	$9,531,000	526
Total noninterest expense	$34,884,000	636
Salaries and employee benefits	$12,429,000	960
Premises and equipment expense	$3,791,000	659
Additional noninterest expense	$18,664,000	392
Pre-tax net operating income	$16,600,000	633
Securities gains (losses)	$793,000	167
Applicable income taxes	$6,399,000	566
Income before extraordinary items	$10,994,000	686
Extraordinary gains, net	$0	9
Net income	$10,994,000	686
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,994,000	686
Net charge-offs	$327,000	1,410
Cash dividends	$7,500,000	470
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,486,480	713
2017-09-30 (YTD Data)		Rank
Total interest income	$30,674,000	701
Total interest expense	$2,018,000	1,180
Net interest income	$28,656,000	671
Provision for loan and lease losses	$238,000	1,863
Total noninterest income	$10,525,000	551
Gross Fiduciary activities income	$970,000	417
Service charges on deposit accounts	$1,888,000	513
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,667,000	514
Total noninterest expense	$26,616,000	615
Salaries and employee benefits	$9,593,000	941
Premises and equipment expense	$2,870,000	662
Additional noninterest expense	$14,153,000	390
Pre-tax net operating income	$12,327,000	650
Securities gains (losses)	$433,000	232
Applicable income taxes	$3,976,000	569
Income before extraordinary items	$8,784,000	710
Extraordinary gains, net	$0	9
Net income	$8,784,000	710
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,784,000	710
Net charge-offs	$304,000	1,103
Cash dividends	$7,500,000	357
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$8,485,230	716
2017-06-30 (YTD Data)		Rank
Total interest income	$19,795,000	715
Total interest expense	$1,330,000	1,146
Net interest income	$18,465,000	683
Provision for loan and lease losses	$-79,000	5,606
Total noninterest income	$6,968,000	550
Gross Fiduciary activities income	$634,000	422
Service charges on deposit accounts	$1,229,000	518
Trading account gains and fees	$0	139
Additional Noninterest Income	$5,105,000	516
Total noninterest expense	$17,831,000	615
Salaries and employee benefits	$6,389,000	948
Premises and equipment expense	$1,945,000	638
Additional noninterest expense	$9,497,000	391
Pre-tax net operating income	$7,681,000	663
Securities gains (losses)	$119,000	391
Applicable income taxes	$2,384,000	594
Income before extraordinary items	$5,416,000	742
Extraordinary gains, net	$0	11
Net income	$5,416,000	741
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,416,000	742
Net charge-offs	$79,000	1,693
Cash dividends	$4,000,000	421
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,333,890	737
2017-03-31 (YTD Data)		Rank
Total interest income	$9,884,000	713
Total interest expense	$659,000	1,143
Net interest income	$9,225,000	683
Provision for loan and lease losses	$427,000	509
Total noninterest income	$3,216,000	570
Gross Fiduciary activities income	$293,000	435
Service charges on deposit accounts	$590,000	538
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,333,000	532
Total noninterest expense	$9,072,000	612
Salaries and employee benefits	$3,147,000	969
Premises and equipment expense	$1,004,000	627
Additional noninterest expense	$4,921,000	387
Pre-tax net operating income	$2,942,000	832
Securities gains (losses)	$-260,000	5,830
Applicable income taxes	$714,000	839
Income before extraordinary items	$1,968,000	956
Extraordinary gains, net	$0	8
Net income	$1,968,000	957
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,968,000	956
Net charge-offs	$202,000	596
Cash dividends	$2,000,000	391
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,157,800	862
2016-12-31 (YTD Data)		Rank
Total interest income	$46,154,000	581
Total interest expense	$2,827,000	1,020
Net interest income	$43,327,000	558
Provision for loan and lease losses	$2,284,000	474
Total noninterest income	$16,146,000	485
Gross Fiduciary activities income	$1,133,000	436
Service charges on deposit accounts	$2,446,000	535
Trading account gains and fees	$0	170
Additional Noninterest Income	$12,567,000	432
Total noninterest expense	$38,121,000	568
Salaries and employee benefits	$13,660,000	860
Premises and equipment expense	$3,909,000	631
Additional noninterest expense	$20,552,000	366
Pre-tax net operating income	$19,068,000	534
Securities gains (losses)	$890,000	271
Applicable income taxes	$6,842,000	449
Income before extraordinary items	$13,116,000	587
Extraordinary gains, net	$0	5
Net income	$13,116,000	586
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,116,000	586
Net charge-offs	$1,821,000	410
Cash dividends	$11,500,000	338
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$12,528,600	608
2016-09-30 (YTD Data)		Rank
Total interest income	$35,300,000	569
Total interest expense	$2,170,000	998
Net interest income	$33,130,000	538
Provision for loan and lease losses	$2,471,000	348
Total noninterest income	$12,179,000	483
Gross Fiduciary activities income	$834,000	438
Service charges on deposit accounts	$1,823,000	541
Trading account gains and fees	$0	169
Additional Noninterest Income	$9,522,000	430
Total noninterest expense	$28,060,000	576
Salaries and employee benefits	$10,628,000	825
Premises and equipment expense	$2,975,000	627
Additional noninterest expense	$14,457,000	381
Pre-tax net operating income	$14,778,000	522
Securities gains (losses)	$684,000	285
Applicable income taxes	$5,316,000	440
Income before extraordinary items	$10,146,000	581
Extraordinary gains, net	$0	5
Net income	$10,146,000	581
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,146,000	581
Net charge-offs	$958,000	493
Cash dividends	$9,500,000	306
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$9,694,560	586
2016-06-30 (YTD Data)		Rank
Total interest income	$23,841,000	562
Total interest expense	$1,466,000	983
Net interest income	$22,375,000	534
Provision for loan and lease losses	$1,552,000	356
Total noninterest income	$8,204,000	479
Gross Fiduciary activities income	$551,000	444
Service charges on deposit accounts	$1,177,000	548
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,476,000	415
Total noninterest expense	$18,866,000	575
Salaries and employee benefits	$7,170,000	826
Premises and equipment expense	$2,043,000	606
Additional noninterest expense	$9,653,000	382
Pre-tax net operating income	$10,161,000	500
Securities gains (losses)	$370,000	364
Applicable income taxes	$3,754,000	420
Income before extraordinary items	$6,777,000	570
Extraordinary gains, net	$0	16
Net income	$6,777,000	568
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,777,000	569
Net charge-offs	$484,000	613
Cash dividends	$5,500,000	334
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$6,540,200	568
2016-03-31 (YTD Data)		Rank
Total interest income	$12,088,000	558
Total interest expense	$740,000	978
Net interest income	$11,348,000	526
Provision for loan and lease losses	$818,000	322
Total noninterest income	$3,860,000	484
Gross Fiduciary activities income	$417,000	364
Service charges on deposit accounts	$570,000	560
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,873,000	431
Total noninterest expense	$9,085,000	595
Salaries and employee benefits	$3,472,000	848
Premises and equipment expense	$1,002,000	628
Additional noninterest expense	$4,611,000	388
Pre-tax net operating income	$5,305,000	470
Securities gains (losses)	$-44,000	6,055
Applicable income taxes	$1,882,000	405
Income before extraordinary items	$3,379,000	550
Extraordinary gains, net	$0	12
Net income	$3,379,000	548
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,379,000	550
Net charge-offs	$87,000	1,092
Cash dividends	$1,500,000	531
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,407,160	528
2015-12-31 (YTD Data)		Rank
Total interest income	$47,990,000	534
Total interest expense	$3,079,000	907
Net interest income	$44,911,000	505
Provision for loan and lease losses	$2,422,000	379
Total noninterest income	$14,404,000	514
Gross Fiduciary activities income	$1,769,000	363
Service charges on deposit accounts	$2,381,000	555
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,254,000	482
Total noninterest expense	$39,287,000	540
Salaries and employee benefits	$14,928,000	765
Premises and equipment expense	$4,024,000	616
Additional noninterest expense	$20,335,000	366
Pre-tax net operating income	$17,606,000	540
Securities gains (losses)	$-46,000	6,025
Applicable income taxes	$6,100,000	458
Income before extraordinary items	$11,460,000	648
Extraordinary gains, net	$0	23
Net income	$11,460,000	646
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,460,000	649
Net charge-offs	$1,579,000	475
Cash dividends	$5,250,000	634
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$11,489,900	625
2015-09-30 (YTD Data)		Rank
Total interest income	$36,156,000	534
Total interest expense	$2,387,000	888
Net interest income	$33,769,000	509
Provision for loan and lease losses	$2,419,000	285
Total noninterest income	$11,464,000	504
Gross Fiduciary activities income	$1,348,000	360
Service charges on deposit accounts	$1,738,000	575
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,378,000	464
Total noninterest expense	$29,189,000	543
Salaries and employee benefits	$11,944,000	728
Premises and equipment expense	$3,096,000	613
Additional noninterest expense	$14,149,000	388
Pre-tax net operating income	$13,625,000	535
Securities gains (losses)	$8,000	2,465
Applicable income taxes	$4,616,000	469
Income before extraordinary items	$9,017,000	618
Extraordinary gains, net	$0	21
Net income	$9,017,000	618
Minority interest net income	$0	78
Net income of bank and minority interests.	$9,017,000	618
Net charge-offs	$1,291,000	399
Cash dividends	$1,250,000	1,372
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$9,011,720	605
2015-06-30 (YTD Data)		Rank
Total interest income	$23,417,000	546
Total interest expense	$1,651,000	862
Net interest income	$21,766,000	525
Provision for loan and lease losses	$1,553,000	295
Total noninterest income	$7,462,000	513
Gross Fiduciary activities income	$907,000	358
Service charges on deposit accounts	$1,181,000	555
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,374,000	481
Total noninterest expense	$19,934,000	533
Salaries and employee benefits	$8,514,000	676
Premises and equipment expense	$2,119,000	596
Additional noninterest expense	$9,301,000	394
Pre-tax net operating income	$7,741,000	619
Securities gains (losses)	$-9,000	6,099
Applicable income taxes	$2,601,000	537
Income before extraordinary items	$5,131,000	721
Extraordinary gains, net	$0	22
Net income	$5,131,000	719
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,131,000	721
Net charge-offs	$372,000	800
Cash dividends	$1,250,000	1,031
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,136,940	692
2015-03-31 (YTD Data)		Rank
Total interest income	$11,071,000	575
Total interest expense	$920,000	761
Net interest income	$10,151,000	557
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$3,851,000	490
Gross Fiduciary activities income	$393,000	387
Service charges on deposit accounts	$608,000	532
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,850,000	437
Total noninterest expense	$10,667,000	507
Salaries and employee benefits	$4,670,000	611
Premises and equipment expense	$1,109,000	574
Additional noninterest expense	$4,888,000	366
Pre-tax net operating income	$3,245,000	695
Securities gains (losses)	$-6,000	6,202
Applicable income taxes	$1,058,000	612
Income before extraordinary items	$2,181,000	802
Extraordinary gains, net	$0	13
Net income	$2,181,000	800
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,181,000	802
Net charge-offs	$158,000	844
Cash dividends	$1,250,000	543
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,185,020	774
2014-12-31 (YTD Data)		Rank
Total interest income	$26,754,000	954
Total interest expense	$2,508,000	1,165
Net interest income	$24,246,000	903
Provision for loan and lease losses	$2,192,000	443
Total noninterest income	$7,723,000	793
Gross Fiduciary activities income	$1,023,000	463
Service charges on deposit accounts	$1,061,000	1,230
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,639,000	695
Total noninterest expense	$22,191,000	911
Salaries and employee benefits	$9,509,000	1,145
Premises and equipment expense	$2,366,000	1,018
Additional noninterest expense	$10,316,000	648
Pre-tax net operating income	$7,586,000	1,079
Securities gains (losses)	$-69,000	6,289
Applicable income taxes	$2,336,000	873
Income before extraordinary items	$5,181,000	1,260
Extraordinary gains, net	$0	17
Net income	$5,181,000	1,258
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,181,000	1,259
Net charge-offs	$1,826,000	551
Cash dividends	$2,750,000	994
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,228,610	1,218
2014-09-30 (YTD Data)		Rank
Total interest income	$20,148,000	948
Total interest expense	$1,913,000	1,159
Net interest income	$18,235,000	912
Provision for loan and lease losses	$2,090,000	337
Total noninterest income	$5,375,000	846
Gross Fiduciary activities income	$757,000	463
Service charges on deposit accounts	$788,000	1,245
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,830,000	741
Total noninterest expense	$16,529,000	911
Salaries and employee benefits	$7,252,000	1,127
Premises and equipment expense	$1,842,000	990
Additional noninterest expense	$7,435,000	667
Pre-tax net operating income	$4,991,000	1,220
Securities gains (losses)	$-69,000	6,398
Applicable income taxes	$1,479,000	1,012
Income before extraordinary items	$3,443,000	1,402
Extraordinary gains, net	$0	15
Net income	$3,443,000	1,400
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,443,000	1,402
Net charge-offs	$1,613,000	464
Cash dividends	$1,750,000	1,050
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,491,300	1,357
2014-06-30 (YTD Data)		Rank
Total interest income	$13,283,000	951
Total interest expense	$1,228,000	1,207
Net interest income	$12,055,000	908
Provision for loan and lease losses	$1,104,000	416
Total noninterest income	$3,605,000	825
Gross Fiduciary activities income	$497,000	467
Service charges on deposit accounts	$506,000	1,267
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,602,000	712
Total noninterest expense	$11,158,000	897
Salaries and employee benefits	$4,914,000	1,112
Premises and equipment expense	$1,179,000	1,034
Additional noninterest expense	$5,065,000	650
Pre-tax net operating income	$3,398,000	1,170
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$1,037,000	944
Income before extraordinary items	$2,367,000	1,322
Extraordinary gains, net	$0	20
Net income	$2,367,000	1,322
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,367,000	1,323
Net charge-offs	$1,390,000	391
Cash dividends	$1,250,000	970
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,362,800	1,297
2014-03-31 (YTD Data)		Rank
Total interest income	$6,678,000	947
Total interest expense	$624,000	1,216
Net interest income	$6,054,000	901
Provision for loan and lease losses	$738,000	328
Total noninterest income	$1,820,000	788
Gross Fiduciary activities income	$246,000	476
Service charges on deposit accounts	$239,000	1,325
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,335,000	684
Total noninterest expense	$5,611,000	897
Salaries and employee benefits	$2,445,000	1,133
Premises and equipment expense	$629,000	1,000
Additional noninterest expense	$2,537,000	648
Pre-tax net operating income	$1,525,000	1,232
Securities gains (losses)	$-12,000	6,452
Applicable income taxes	$445,000	1,012
Income before extraordinary items	$1,068,000	1,415
Extraordinary gains, net	$0	16
Net income	$1,068,000	1,417
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,068,000	1,417
Net charge-offs	$1,307,000	241
Cash dividends	$1,250,000	501
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,076,520	1,384
2013-12-31 (YTD Data)		Rank
Total interest income	$27,446,000	925
Total interest expense	$2,955,000	1,143
Net interest income	$24,491,000	880
Provision for loan and lease losses	$899,000	1,217
Total noninterest income	$8,890,000	747
Gross Fiduciary activities income	$902,000	477
Service charges on deposit accounts	$1,129,000	1,201
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,859,000	639
Total noninterest expense	$21,587,000	945
Salaries and employee benefits	$9,385,000	1,164
Premises and equipment expense	$2,168,000	1,097
Additional noninterest expense	$10,034,000	696
Pre-tax net operating income	$10,895,000	727
Securities gains (losses)	$291,000	705
Applicable income taxes	$3,268,000	626
Income before extraordinary items	$7,918,000	795
Extraordinary gains, net	$0	29
Net income	$7,918,000	795
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,918,000	796
Net charge-offs	$213,000	2,949
Cash dividends	$13,750,000	258
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,711,390	803
2013-09-30 (YTD Data)		Rank
Total interest income	$20,580,000	928
Total interest expense	$2,256,000	1,160
Net interest income	$18,324,000	885
Provision for loan and lease losses	$608,000	1,311
Total noninterest income	$7,036,000	724
Gross Fiduciary activities income	$653,000	483
Service charges on deposit accounts	$840,000	1,224
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,543,000	616
Total noninterest expense	$16,002,000	953
Salaries and employee benefits	$7,100,000	1,154
Premises and equipment expense	$1,603,000	1,117
Additional noninterest expense	$7,299,000	719
Pre-tax net operating income	$8,750,000	688
Securities gains (losses)	$285,000	662
Applicable income taxes	$2,967,000	557
Income before extraordinary items	$6,068,000	795
Extraordinary gains, net	$0	25
Net income	$6,068,000	797
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,068,000	797
Net charge-offs	$218,000	2,466
Cash dividends	$7,750,000	309
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,877,050	796
2013-06-30 (YTD Data)		Rank
Total interest income	$13,596,000	931
Total interest expense	$1,503,000	1,192
Net interest income	$12,093,000	883
Provision for loan and lease losses	$420,000	1,329
Total noninterest income	$4,833,000	714
Gross Fiduciary activities income	$414,000	497
Service charges on deposit accounts	$559,000	1,204
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,860,000	603
Total noninterest expense	$10,755,000	946
Salaries and employee benefits	$4,718,000	1,166
Premises and equipment expense	$1,069,000	1,116
Additional noninterest expense	$4,968,000	697
Pre-tax net operating income	$5,751,000	682
Securities gains (losses)	$319,000	536
Applicable income taxes	$1,992,000	540
Income before extraordinary items	$4,078,000	763
Extraordinary gains, net	$0	22
Net income	$4,078,000	765
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,078,000	765
Net charge-offs	$165,000	2,286
Cash dividends	$5,000,000	295
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,864,270	781
2013-03-31 (YTD Data)		Rank
Total interest income	$6,848,000	924
Total interest expense	$734,000	1,255
Net interest income	$6,114,000	872
Provision for loan and lease losses	$81,000	2,303
Total noninterest income	$2,781,000	637
Gross Fiduciary activities income	$204,000	514
Service charges on deposit accounts	$272,000	1,227
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,305,000	533
Total noninterest expense	$5,442,000	942
Salaries and employee benefits	$2,337,000	1,175
Premises and equipment expense	$523,000	1,163
Additional noninterest expense	$2,582,000	669
Pre-tax net operating income	$3,372,000	590
Securities gains (losses)	$461,000	227
Applicable income taxes	$1,289,000	459
Income before extraordinary items	$2,544,000	642
Extraordinary gains, net	$0	10
Net income	$2,544,000	640
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,544,000	644
Net charge-offs	$-3,000	5,668
Cash dividends	$2,000,000	297
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,239,740	674
2012-12-31 (YTD Data)		Rank
Total interest income	$22,857,000	1,172
Total interest expense	$2,972,000	1,489
Net interest income	$19,885,000	1,099
Provision for loan and lease losses	$1,389,000	1,400
Total noninterest income	$7,524,000	832
Gross Fiduciary activities income	$848,000	487
Service charges on deposit accounts	$947,000	1,482
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,729,000	748
Total noninterest expense	$17,150,000	1,178
Salaries and employee benefits	$7,266,000	1,403
Premises and equipment expense	$1,352,000	1,744
Additional noninterest expense	$8,532,000	826
Pre-tax net operating income	$8,870,000	816
Securities gains (losses)	$496,000	947
Applicable income taxes	$3,085,000	594
Income before extraordinary items	$6,281,000	964
Extraordinary gains, net	$0	29
Net income	$6,281,000	964
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,281,000	964
Net charge-offs	$685,000	2,258
Cash dividends	$3,500,000	767
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,948,680	962
2012-09-30 (YTD Data)		Rank
Total interest income	$16,734,000	1,222
Total interest expense	$2,217,000	1,569
Net interest income	$14,517,000	1,150
Provision for loan and lease losses	$428,000	2,489
Total noninterest income	$5,305,000	867
Gross Fiduciary activities income	$644,000	482
Service charges on deposit accounts	$669,000	1,572
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,992,000	761
Total noninterest expense	$11,416,000	1,310
Salaries and employee benefits	$5,088,000	1,494
Premises and equipment expense	$939,000	1,896
Additional noninterest expense	$5,389,000	968
Pre-tax net operating income	$7,978,000	701
Securities gains (losses)	$549,000	699
Applicable income taxes	$2,884,000	526
Income before extraordinary items	$5,643,000	809
Extraordinary gains, net	$0	20
Net income	$5,643,000	806
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,643,000	809
Net charge-offs	$169,000	3,475
Cash dividends	$3,000,000	553
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,280,660	796
2012-06-30 (YTD Data)		Rank
Total interest income	$11,187,000	1,222
Total interest expense	$1,501,000	1,600
Net interest income	$9,686,000	1,150
Provision for loan and lease losses	$256,000	2,637
Total noninterest income	$3,194,000	931
Gross Fiduciary activities income	$432,000	483
Service charges on deposit accounts	$425,000	1,611
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,337,000	828
Total noninterest expense	$7,422,000	1,338
Salaries and employee benefits	$3,246,000	1,551
Premises and equipment expense	$667,000	1,773
Additional noninterest expense	$3,509,000	994
Pre-tax net operating income	$5,202,000	712
Securities gains (losses)	$371,000	727
Applicable income taxes	$1,873,000	530
Income before extraordinary items	$3,700,000	823
Extraordinary gains, net	$0	19
Net income	$3,700,000	822
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,700,000	823
Net charge-offs	$21,000	4,608
Cash dividends	$2,000,000	523
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,455,140	813
2012-03-31 (YTD Data)		Rank
Total interest income	$5,727,000	1,201
Total interest expense	$767,000	1,630
Net interest income	$4,960,000	1,123
Provision for loan and lease losses	$95,000	2,953
Total noninterest income	$1,655,000	893
Gross Fiduciary activities income	$216,000	480
Service charges on deposit accounts	$210,000	1,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,229,000	783
Total noninterest expense	$3,638,000	1,364
Salaries and employee benefits	$1,560,000	1,624
Premises and equipment expense	$353,000	1,685
Additional noninterest expense	$1,725,000	996
Pre-tax net operating income	$2,882,000	644
Securities gains (losses)	$373,000	365
Applicable income taxes	$1,103,000	478
Income before extraordinary items	$2,152,000	706
Extraordinary gains, net	$0	19
Net income	$2,152,000	707
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,152,000	707
Net charge-offs	$-76,000	7,143
Cash dividends	$1,000,000	457
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,905,820	742
2011-12-31 (YTD Data)		Rank
Total interest income	$22,561,000	1,268
Total interest expense	$3,728,000	1,625
Net interest income	$18,833,000	1,183
Provision for loan and lease losses	$453,000	3,588
Total noninterest income	$5,888,000	913
Gross Fiduciary activities income	$830,000	441
Service charges on deposit accounts	$909,000	1,603
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,149,000	817
Total noninterest expense	$13,225,000	1,464
Salaries and employee benefits	$5,954,000	1,644
Premises and equipment expense	$1,248,000	1,984
Additional noninterest expense	$6,023,000	1,167
Pre-tax net operating income	$11,043,000	561
Securities gains (losses)	$1,292,000	336
Applicable income taxes	$4,231,000	452
Income before extraordinary items	$8,104,000	633
Extraordinary gains, net	$0	29
Net income	$8,104,000	632
Minority interest net income	$0	96
Net income of bank and minority interests.	$8,104,000	633
Net charge-offs	$841,000	2,563
Cash dividends	$6,500,000	336
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$7,251,280	665
2011-09-30 (YTD Data)		Rank
Total interest income	$16,995,000	1,276
Total interest expense	$2,896,000	1,629
Net interest income	$14,099,000	1,190
Provision for loan and lease losses	$93,000	5,019
Total noninterest income	$3,838,000	1,028
Gross Fiduciary activities income	$622,000	431
Service charges on deposit accounts	$675,000	1,626
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,541,000	946
Total noninterest expense	$9,555,000	1,533
Salaries and employee benefits	$4,190,000	1,736
Premises and equipment expense	$1,000,000	1,881
Additional noninterest expense	$4,365,000	1,189
Pre-tax net operating income	$8,289,000	585
Securities gains (losses)	$525,000	628
Applicable income taxes	$3,023,000	470
Income before extraordinary items	$5,791,000	689
Extraordinary gains, net	$0	21
Net income	$5,791,000	687
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,791,000	689
Net charge-offs	$653,000	2,372
Cash dividends	$4,000,000	356
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$5,444,500	692
2011-06-30 (YTD Data)		Rank
Total interest income	$11,506,000	1,266
Total interest expense	$1,984,000	1,642
Net interest income	$9,522,000	1,171
Provision for loan and lease losses	$706,000	1,882
Total noninterest income	$2,447,000	1,061
Gross Fiduciary activities income	$414,000	440
Service charges on deposit accounts	$441,000	1,634
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,592,000	973
Total noninterest expense	$6,509,000	1,514
Salaries and employee benefits	$2,838,000	1,730
Premises and equipment expense	$683,000	1,856
Additional noninterest expense	$2,988,000	1,191
Pre-tax net operating income	$4,754,000	666
Securities gains (losses)	$309,000	541
Applicable income taxes	$1,715,000	513
Income before extraordinary items	$3,348,000	761
Extraordinary gains, net	$0	15
Net income	$3,348,000	758
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,348,000	761
Net charge-offs	$917,000	1,550
Cash dividends	$2,000,000	425
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,144,060	766
2011-03-31 (YTD Data)		Rank
Total interest income	$5,784,000	1,261
Total interest expense	$1,013,000	1,669
Net interest income	$4,771,000	1,172
Provision for loan and lease losses	$287,000	2,056
Total noninterest income	$1,261,000	1,042
Gross Fiduciary activities income	$206,000	445
Service charges on deposit accounts	$209,000	1,688
Trading account gains and fees	$0	158
Additional Noninterest Income	$846,000	923
Total noninterest expense	$3,458,000	1,431
Salaries and employee benefits	$1,462,000	1,690
Premises and equipment expense	$362,000	1,790
Additional noninterest expense	$1,634,000	1,091
Pre-tax net operating income	$2,287,000	692
Securities gains (losses)	$-85,000	7,386
Applicable income taxes	$736,000	556
Income before extraordinary items	$1,466,000	839
Extraordinary gains, net	$0	9
Net income	$1,466,000	837
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,466,000	839
Net charge-offs	$765,000	1,020
Cash dividends	$1,000,000	383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,522,950	801
2010-12-31 (YTD Data)		Rank
Total interest income	$22,928,000	1,342
Total interest expense	$5,259,000	1,581
Net interest income	$17,669,000	1,276
Provision for loan and lease losses	$1,069,000	2,951
Total noninterest income	$6,566,000	870
Gross Fiduciary activities income	$803,000	447
Service charges on deposit accounts	$913,000	1,625
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,850,000	761
Total noninterest expense	$12,498,000	1,591
Salaries and employee benefits	$5,445,000	1,784
Premises and equipment expense	$1,437,000	1,783
Additional noninterest expense	$5,616,000	1,309
Pre-tax net operating income	$10,668,000	512
Securities gains (losses)	$577,000	788
Applicable income taxes	$3,868,000	441
Income before extraordinary items	$7,377,000	610
Extraordinary gains, net	$0	29
Net income	$7,377,000	607
Minority interest net income	$0	111
Net income of bank and minority interests.	$7,377,000	610
Net charge-offs	$2,611,000	1,586
Cash dividends	$2,500,000	659
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,996,180	613
2010-09-30 (YTD Data)		Rank
Total interest income	$17,225,000	1,360
Total interest expense	$4,117,000	1,576
Net interest income	$13,108,000	1,293
Provision for loan and lease losses	$-59,000	7,701
Total noninterest income	$4,622,000	892
Gross Fiduciary activities income	$589,000	447
Service charges on deposit accounts	$664,000	1,720
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,369,000	759
Total noninterest expense	$9,064,000	1,626
Salaries and employee benefits	$3,949,000	1,846
Premises and equipment expense	$1,062,000	1,831
Additional noninterest expense	$4,053,000	1,325
Pre-tax net operating income	$8,725,000	489
Securities gains (losses)	$383,000	912
Applicable income taxes	$3,314,000	397
Income before extraordinary items	$5,794,000	599
Extraordinary gains, net	$0	23
Net income	$5,794,000	598
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,794,000	599
Net charge-offs	$814,000	2,441
Cash dividends	$2,000,000	529
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,548,880	595
2010-06-30 (YTD Data)		Rank
Total interest income	$11,186,000	1,409
Total interest expense	$2,875,000	1,567
Net interest income	$8,311,000	1,363
Provision for loan and lease losses	$-765,000	7,817
Total noninterest income	$2,480,000	1,047
Gross Fiduciary activities income	$386,000	459
Service charges on deposit accounts	$409,000	1,852
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,685,000	901
Total noninterest expense	$6,234,000	1,584
Salaries and employee benefits	$2,691,000	1,830
Premises and equipment expense	$733,000	1,784
Additional noninterest expense	$2,810,000	1,276
Pre-tax net operating income	$5,322,000	519
Securities gains (losses)	$379,000	595
Applicable income taxes	$2,063,000	396
Income before extraordinary items	$3,638,000	618
Extraordinary gains, net	$0	19
Net income	$3,638,000	618
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,638,000	619
Net charge-offs	$319,000	2,977
Cash dividends	$2,000,000	348
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,395,440	640
2010-03-31 (YTD Data)		Rank
Total interest income	$5,285,000	1,543
Total interest expense	$1,484,000	1,587
Net interest income	$3,801,000	1,516
Provision for loan and lease losses	$-17,000	7,856
Total noninterest income	$1,185,000	1,062
Gross Fiduciary activities income	$187,000	473
Service charges on deposit accounts	$188,000	1,968
Trading account gains and fees	$0	175
Additional Noninterest Income	$810,000	922
Total noninterest expense	$2,978,000	1,676
Salaries and employee benefits	$1,301,000	1,919
Premises and equipment expense	$376,000	1,803
Additional noninterest expense	$1,301,000	1,374
Pre-tax net operating income	$2,025,000	669
Securities gains (losses)	$92,000	822
Applicable income taxes	$750,000	480
Income before extraordinary items	$1,367,000	804
Extraordinary gains, net	$0	16
Net income	$1,367,000	808
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,367,000	808
Net charge-offs	$45,000	3,811
Cash dividends	$2,000,000	170
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,307,200	809
2009-12-31 (YTD Data)		Rank
Total interest income	$22,353,000	1,532
Total interest expense	$7,493,000	1,569
Net interest income	$14,860,000	1,518
Provision for loan and lease losses	$2,558,000	2,148
Total noninterest income	$5,494,000	1,015
Gross Fiduciary activities income	$468,000	562
Service charges on deposit accounts	$806,000	2,035
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,220,000	818
Total noninterest expense	$12,313,000	1,660
Salaries and employee benefits	$5,415,000	1,832
Premises and equipment expense	$1,600,000	1,689
Additional noninterest expense	$5,298,000	1,401
Pre-tax net operating income	$5,483,000	774
Securities gains (losses)	$1,358,000	381
Applicable income taxes	$2,398,000	484
Income before extraordinary items	$4,443,000	772
Extraordinary gains, net	$0	34
Net income	$4,443,000	769
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,443,000	772
Net charge-offs	$1,464,000	2,400
Cash dividends	$2,000,000	905
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,560,300	957
2009-09-30 (YTD Data)		Rank
Total interest income	$16,848,000	1,553
Total interest expense	$5,849,000	1,579
Net interest income	$10,999,000	1,531
Provision for loan and lease losses	$1,343,000	2,367
Total noninterest income	$4,155,000	1,016
Gross Fiduciary activities income	$320,000	579
Service charges on deposit accounts	$590,000	2,075
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,245,000	815
Total noninterest expense	$9,472,000	1,611
Salaries and employee benefits	$4,104,000	1,825
Premises and equipment expense	$1,222,000	1,677
Additional noninterest expense	$4,146,000	1,312
Pre-tax net operating income	$4,339,000	787
Securities gains (losses)	$1,358,000	287
Applicable income taxes	$2,024,000	464
Income before extraordinary items	$3,673,000	737
Extraordinary gains, net	$0	27
Net income	$3,673,000	735
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,673,000	738
Net charge-offs	$506,000	3,036
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,803,880	952
2009-06-30 (YTD Data)		Rank
Total interest income	$11,368,000	1,565
Total interest expense	$4,034,000	1,618
Net interest income	$7,334,000	1,530
Provision for loan and lease losses	$610,000	2,671
Total noninterest income	$2,723,000	1,041
Gross Fiduciary activities income	$200,000	596
Service charges on deposit accounts	$389,000	2,072
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,134,000	840
Total noninterest expense	$6,583,000	1,585
Salaries and employee benefits	$2,826,000	1,807
Premises and equipment expense	$842,000	1,644
Additional noninterest expense	$2,915,000	1,283
Pre-tax net operating income	$2,864,000	814
Securities gains (losses)	$972,000	295
Applicable income taxes	$1,361,000	461
Income before extraordinary items	$2,475,000	746
Extraordinary gains, net	$0	21
Net income	$2,475,000	743
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,475,000	746
Net charge-offs	$520,000	2,308
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,843,200	1,001
2009-03-31 (YTD Data)		Rank
Total interest income	$5,487,000	1,635
Total interest expense	$2,081,000	1,626
Net interest income	$3,406,000	1,637
Provision for loan and lease losses	$301,000	2,283
Total noninterest income	$1,492,000	941
Gross Fiduciary activities income	$95,000	610
Service charges on deposit accounts	$195,000	2,012
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,202,000	729
Total noninterest expense	$3,373,000	1,485
Salaries and employee benefits	$1,442,000	1,800
Premises and equipment expense	$467,000	1,525
Additional noninterest expense	$1,464,000	1,143
Pre-tax net operating income	$1,224,000	1,041
Securities gains (losses)	$337,000	463
Applicable income taxes	$550,000	616
Income before extraordinary items	$1,011,000	1,073
Extraordinary gains, net	$0	15
Net income	$1,011,000	1,073
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,011,000	1,075
Net charge-offs	$252,000	1,945
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$791,950	1,311
2008-12-31 (YTD Data)		Rank
Total interest income	$22,496,000	1,720
Total interest expense	$9,824,000	1,653
Net interest income	$12,672,000	1,760
Provision for loan and lease losses	$3,319,000	1,301
Total noninterest income	$4,055,000	1,265
Gross Fiduciary activities income	$479,000	577
Service charges on deposit accounts	$762,000	2,201
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,814,000	1,017
Total noninterest expense	$11,891,000	1,645
Salaries and employee benefits	$5,187,000	1,945
Premises and equipment expense	$1,618,000	1,704
Additional noninterest expense	$5,086,000	1,250
Pre-tax net operating income	$1,517,000	3,010
Securities gains (losses)	$-27,000	7,115
Applicable income taxes	$417,000	2,034
Income before extraordinary items	$1,073,000	3,158
Extraordinary gains, net	$0	39
Net income	$1,073,000	3,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,542,000	886
Cash dividends	$5,000,000	559
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,092,440	3,266
2008-09-30 (YTD Data)		Rank
Total interest income	$16,992,000	1,741
Total interest expense	$7,440,000	1,699
Net interest income	$9,552,000	1,767
Provision for loan and lease losses	$910,000	1,941
Total noninterest income	$3,365,000	1,203
Gross Fiduciary activities income	$381,000	572
Service charges on deposit accounts	$542,000	2,306
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,442,000	951
Total noninterest expense	$9,474,000	1,542
Salaries and employee benefits	$4,168,000	1,860
Premises and equipment expense	$1,265,000	1,647
Additional noninterest expense	$4,041,000	1,136
Pre-tax net operating income	$2,533,000	1,905
Securities gains (losses)	$-27,000	7,439
Applicable income taxes	$783,000	1,391
Income before extraordinary items	$1,723,000	2,042
Extraordinary gains, net	$0	31
Net income	$1,723,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$982,000	1,320
Cash dividends	$5,000,000	454
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,741,630	2,119
2008-06-30 (YTD Data)		Rank
Total interest income	$11,439,000	1,751
Total interest expense	$5,126,000	1,715
Net interest income	$6,313,000	1,768
Provision for loan and lease losses	$349,000	2,333
Total noninterest income	$2,194,000	1,225
Gross Fiduciary activities income	$274,000	571
Service charges on deposit accounts	$341,000	2,397
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,579,000	1,007
Total noninterest expense	$6,291,000	1,536
Salaries and employee benefits	$2,788,000	1,874
Premises and equipment expense	$864,000	1,612
Additional noninterest expense	$2,639,000	1,127
Pre-tax net operating income	$1,867,000	1,785
Securities gains (losses)	$-11,000	8,128
Applicable income taxes	$591,000	1,411
Income before extraordinary items	$1,265,000	2,087
Extraordinary gains, net	$0	21
Net income	$1,265,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,554
Cash dividends	$3,000,000	546
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,272,480	2,031
2008-03-31 (YTD Data)		Rank
Total interest income	$5,934,000	1,735
Total interest expense	$2,778,000	1,693
Net interest income	$3,156,000	1,772
Provision for loan and lease losses	$-226,000	8,470
Total noninterest income	$1,055,000	1,277
Gross Fiduciary activities income	$159,000	545
Service charges on deposit accounts	$155,000	2,548
Trading account gains and fees	$0	158
Additional Noninterest Income	$741,000	1,066
Total noninterest expense	$3,105,000	1,553
Salaries and employee benefits	$1,397,000	1,889
Premises and equipment expense	$457,000	1,528
Additional noninterest expense	$1,251,000	1,152
Pre-tax net operating income	$1,332,000	1,405
Securities gains (losses)	$-27,000	8,376
Applicable income taxes	$431,000	1,134
Income before extraordinary items	$874,000	1,696
Extraordinary gains, net	$0	15
Net income	$874,000	1,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,065
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$892,090	1,607
2007-12-31 (YTD Data)		Rank
Total interest income	$27,426,000	1,570
Total interest expense	$14,810,000	1,352
Net interest income	$12,616,000	1,790
Provision for loan and lease losses	$1,761,000	938
Total noninterest income	$3,796,000	1,353
Gross Fiduciary activities income	$452,000	616
Service charges on deposit accounts	$601,000	2,670
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,743,000	1,079
Total noninterest expense	$11,283,000	1,633
Salaries and employee benefits	$4,935,000	2,041
Premises and equipment expense	$1,480,000	1,775
Additional noninterest expense	$4,868,000	1,169
Pre-tax net operating income	$3,368,000	2,257
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,013,000	1,846
Income before extraordinary items	$2,355,000	2,498
Extraordinary gains, net	$0	39
Net income	$2,355,000	2,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,812,000	661
Cash dividends	$2,000,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,355,000	2,493
2007-09-30 (YTD Data)		Rank
Total interest income	$20,982,000	1,546
Total interest expense	$11,380,000	1,314
Net interest income	$9,602,000	1,770
Provision for loan and lease losses	$1,379,000	692
Total noninterest income	$2,713,000	1,414
Gross Fiduciary activities income	$332,000	617
Service charges on deposit accounts	$437,000	2,726
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,944,000	1,146
Total noninterest expense	$8,664,000	1,575
Salaries and employee benefits	$3,929,000	1,914
Premises and equipment expense	$1,132,000	1,736
Additional noninterest expense	$3,603,000	1,149
Pre-tax net operating income	$2,272,000	2,600
Securities gains (losses)	$0	1,655
Applicable income taxes	$684,000	2,116
Income before extraordinary items	$1,588,000	2,847
Extraordinary gains, net	$0	33
Net income	$1,588,000	2,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,455,000	501
Cash dividends	$2,000,000	1,205
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,588,000	2,835
2007-06-30 (YTD Data)		Rank
Total interest income	$14,049,000	1,556
Total interest expense	$7,456,000	1,339
Net interest income	$6,593,000	1,741
Provision for loan and lease losses	$1,086,000	549
Total noninterest income	$1,756,000	1,473
Gross Fiduciary activities income	$214,000	634
Service charges on deposit accounts	$280,000	2,802
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,262,000	1,188
Total noninterest expense	$5,812,000	1,587
Salaries and employee benefits	$2,622,000	1,946
Premises and equipment expense	$766,000	1,735
Additional noninterest expense	$2,424,000	1,154
Pre-tax net operating income	$1,451,000	2,741
Securities gains (losses)	$0	1,444
Applicable income taxes	$447,000	2,219
Income before extraordinary items	$1,004,000	3,031
Extraordinary gains, net	$0	29
Net income	$1,004,000	3,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,322
Cash dividends	$2,000,000	870
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,004,000	3,014
2007-03-31 (YTD Data)		Rank
Total interest income	$7,020,000	1,543
Total interest expense	$3,625,000	1,370
Net interest income	$3,395,000	1,696
Provision for loan and lease losses	$433,000	592
Total noninterest income	$845,000	1,485
Gross Fiduciary activities income	$106,000	642
Service charges on deposit accounts	$131,000	2,892
Trading account gains and fees	$0	195
Additional Noninterest Income	$608,000	1,188
Total noninterest expense	$2,782,000	1,663
Salaries and employee benefits	$1,301,000	1,974
Premises and equipment expense	$340,000	1,922
Additional noninterest expense	$1,141,000	1,191
Pre-tax net operating income	$1,025,000	2,124
Securities gains (losses)	$0	1,187
Applicable income taxes	$343,000	1,700
Income before extraordinary items	$682,000	2,380
Extraordinary gains, net	$0	22
Net income	$682,000	2,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	686
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$682,000	2,366
2006-12-31 (YTD Data)		Rank
Total interest income	$26,288,000	1,519
Total interest expense	$12,746,000	1,321
Net interest income	$13,542,000	1,694
Provision for loan and lease losses	$198,000	3,566
Total noninterest income	$3,363,000	1,469
Gross Fiduciary activities income	$375,000	656
Service charges on deposit accounts	$562,000	2,822
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,426,000	1,165
Total noninterest expense	$13,645,000	1,313
Salaries and employee benefits	$5,059,000	1,922
Premises and equipment expense	$1,343,000	1,870
Additional noninterest expense	$7,243,000	751
Pre-tax net operating income	$3,062,000	2,739
Securities gains (losses)	$0	1,687
Applicable income taxes	$953,000	2,267
Income before extraordinary items	$2,109,000	2,981
Extraordinary gains, net	$0	51
Net income	$2,109,000	2,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	8,475
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,109,000	2,976
2006-09-30 (YTD Data)		Rank
Total interest income	$19,304,000	1,542
Total interest expense	$9,052,000	1,354
Net interest income	$10,252,000	1,690
Provision for loan and lease losses	$194,000	2,927
Total noninterest income	$2,513,000	1,484
Gross Fiduciary activities income	$279,000	649
Service charges on deposit accounts	$412,000	2,883
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,822,000	1,177
Total noninterest expense	$11,107,000	1,232
Salaries and employee benefits	$3,945,000	1,848
Premises and equipment expense	$1,071,000	1,775
Additional noninterest expense	$6,091,000	682
Pre-tax net operating income	$1,464,000	3,839
Securities gains (losses)	$0	1,388
Applicable income taxes	$391,000	3,209
Income before extraordinary items	$1,073,000	3,999
Extraordinary gains, net	$0	45
Net income	$1,073,000	4,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-240,000	8,653
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,073,000	3,992
2006-06-30 (YTD Data)		Rank
Total interest income	$12,317,000	1,578
Total interest expense	$5,615,000	1,381
Net interest income	$6,702,000	1,729
Provision for loan and lease losses	$-26,000	8,548
Total noninterest income	$1,642,000	1,512
Gross Fiduciary activities income	$187,000	652
Service charges on deposit accounts	$264,000	2,945
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,191,000	1,198
Total noninterest expense	$8,243,000	1,095
Salaries and employee benefits	$2,664,000	1,842
Premises and equipment expense	$728,000	1,742
Additional noninterest expense	$4,851,000	588
Pre-tax net operating income	$127,000	7,521
Securities gains (losses)	$0	1,185
Applicable income taxes	$-71,000	8,599
Income before extraordinary items	$198,000	6,768
Extraordinary gains, net	$0	39
Net income	$198,000	6,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-264,000	8,703
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$198,000	6,775
2006-03-31 (YTD Data)		Rank
Total interest income	$5,959,000	1,586
Total interest expense	$2,630,000	1,399
Net interest income	$3,329,000	1,726
Provision for loan and lease losses	$-322,000	8,736
Total noninterest income	$756,000	1,594
Gross Fiduciary activities income	$94,000	655
Service charges on deposit accounts	$128,000	2,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$534,000	1,280
Total noninterest expense	$5,389,000	826
Salaries and employee benefits	$1,351,000	1,831
Premises and equipment expense	$357,000	1,782
Additional noninterest expense	$3,681,000	417
Pre-tax net operating income	$-982,000	8,755
Securities gains (losses)	$0	955
Applicable income taxes	$-444,000	8,766
Income before extraordinary items	$-538,000	8,715
Extraordinary gains, net	$0	21
Net income	$-538,000	8,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-270,000	8,734
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-538,000	8,705
2005-12-31 (YTD Data)		Rank
Total interest income	$21,866,000	1,528
Total interest expense	$8,964,000	1,269
Net interest income	$12,902,000	1,704
Provision for loan and lease losses	$882,000	1,171
Total noninterest income	$2,962,000	1,624
Gross Fiduciary activities income	$339,000	674
Service charges on deposit accounts	$544,000	2,874
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,079,000	1,320
Total noninterest expense	$11,341,000	1,512
Salaries and employee benefits	$5,156,000	1,809
Premises and equipment expense	$1,458,000	1,678
Additional noninterest expense	$4,727,000	1,080
Pre-tax net operating income	$3,641,000	2,382
Securities gains (losses)	$15,000	1,350
Applicable income taxes	$1,212,000	1,992
Income before extraordinary items	$2,444,000	2,646
Extraordinary gains, net	$0	46
Net income	$2,444,000	2,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$506,000	1,162
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,433,950	2,617
2005-09-30 (YTD Data)		Rank
Total interest income	$16,140,000	1,505
Total interest expense	$6,414,000	1,249
Net interest income	$9,726,000	1,666
Provision for loan and lease losses	$709,000	1,056
Total noninterest income	$2,226,000	1,624
Gross Fiduciary activities income	$246,000	668
Service charges on deposit accounts	$411,000	2,856
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,569,000	1,314
Total noninterest expense	$8,456,000	1,514
Salaries and employee benefits	$3,906,000	1,774
Premises and equipment expense	$1,133,000	1,603
Additional noninterest expense	$3,417,000	1,106
Pre-tax net operating income	$2,787,000	2,357
Securities gains (losses)	$15,000	1,338
Applicable income taxes	$941,000	1,963
Income before extraordinary items	$1,861,000	2,624
Extraordinary gains, net	$0	35
Net income	$1,861,000	2,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,851,100	2,602
2005-06-30 (YTD Data)		Rank
Total interest income	$10,349,000	1,532
Total interest expense	$4,022,000	1,241
Net interest income	$6,327,000	1,697
Provision for loan and lease losses	$562,000	879
Total noninterest income	$1,454,000	1,642
Gross Fiduciary activities income	$162,000	671
Service charges on deposit accounts	$272,000	2,814
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,020,000	1,324
Total noninterest expense	$5,560,000	1,524
Salaries and employee benefits	$2,620,000	1,753
Premises and equipment expense	$755,000	1,596
Additional noninterest expense	$2,185,000	1,138
Pre-tax net operating income	$1,659,000	2,535
Securities gains (losses)	$15,000	1,210
Applicable income taxes	$553,000	2,112
Income before extraordinary items	$1,121,000	2,821
Extraordinary gains, net	$0	30
Net income	$1,121,000	2,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,872
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,110,950	2,805
2005-03-31 (YTD Data)		Rank
Total interest income	$4,912,000	1,599
Total interest expense	$1,884,000	1,259
Net interest income	$3,028,000	1,763
Provision for loan and lease losses	$258,000	900
Total noninterest income	$694,000	1,661
Gross Fiduciary activities income	$82,000	685
Service charges on deposit accounts	$141,000	2,681
Trading account gains and fees	$0	115
Additional Noninterest Income	$471,000	1,382
Total noninterest expense	$2,818,000	1,503
Salaries and employee benefits	$1,340,000	1,721
Premises and equipment expense	$394,000	1,544
Additional noninterest expense	$1,084,000	1,134
Pre-tax net operating income	$646,000	3,056
Securities gains (losses)	$15,000	882
Applicable income taxes	$204,000	2,558
Income before extraordinary items	$457,000	3,274
Extraordinary gains, net	$0	24
Net income	$457,000	3,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,513
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$446,650	3,304
2004-12-31 (YTD Data)		Rank
Total interest income	$18,151,000	1,591
Total interest expense	$6,539,000	1,256
Net interest income	$11,612,000	1,742
Provision for loan and lease losses	$1,244,000	857
Total noninterest income	$3,377,000	1,457
Gross Fiduciary activities income	$275,000	714
Service charges on deposit accounts	$631,000	2,594
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,471,000	1,136
Total noninterest expense	$10,380,000	1,574
Salaries and employee benefits	$5,028,000	1,753
Premises and equipment expense	$1,399,000	1,667
Additional noninterest expense	$3,953,000	1,254
Pre-tax net operating income	$3,366,000	2,341
Securities gains (losses)	$-35,000	8,520
Applicable income taxes	$1,124,000	1,987
Income before extraordinary items	$2,207,000	2,686
Extraordinary gains, net	$0	34
Net income	$2,207,000	2,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	2,248
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,230,100	2,611
2004-09-30 (YTD Data)		Rank
Total interest income	$13,298,000	1,608
Total interest expense	$4,760,000	1,269
Net interest income	$8,538,000	1,766
Provision for loan and lease losses	$1,029,000	755
Total noninterest income	$1,581,000	2,131
Gross Fiduciary activities income	$206,000	718
Service charges on deposit accounts	$485,000	2,564
Trading account gains and fees	$0	134
Additional Noninterest Income	$890,000	1,930
Total noninterest expense	$7,275,000	1,658
Salaries and employee benefits	$3,467,000	1,886
Premises and equipment expense	$951,000	1,824
Additional noninterest expense	$2,857,000	1,296
Pre-tax net operating income	$1,815,000	3,123
Securities gains (losses)	$-56,000	8,819
Applicable income taxes	$452,000	3,073
Income before extraordinary items	$1,307,000	3,339
Extraordinary gains, net	$0	26
Net income	$1,307,000	3,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,870
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,348,440	3,162
2004-06-30 (YTD Data)		Rank
Total interest income	$8,733,000	1,618
Total interest expense	$3,081,000	1,279
Net interest income	$5,652,000	1,767
Provision for loan and lease losses	$705,000	722
Total noninterest income	$1,064,000	2,102
Gross Fiduciary activities income	$140,000	711
Service charges on deposit accounts	$325,000	2,539
Trading account gains and fees	$0	130
Additional Noninterest Income	$599,000	1,928
Total noninterest expense	$4,829,000	1,671
Salaries and employee benefits	$2,313,000	1,878
Premises and equipment expense	$630,000	1,825
Additional noninterest expense	$1,886,000	1,292
Pre-tax net operating income	$1,182,000	3,144
Securities gains (losses)	$-56,000	8,915
Applicable income taxes	$272,000	3,240
Income before extraordinary items	$854,000	3,352
Extraordinary gains, net	$0	21
Net income	$854,000	3,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,878
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$896,560	3,138
2004-03-31 (YTD Data)		Rank
Total interest income	$4,308,000	1,639
Total interest expense	$1,500,000	1,333
Net interest income	$2,808,000	1,770
Provision for loan and lease losses	$332,000	736
Total noninterest income	$518,000	2,104
Gross Fiduciary activities income	$70,000	723
Service charges on deposit accounts	$163,000	2,506
Trading account gains and fees	$0	121
Additional Noninterest Income	$285,000	1,946
Total noninterest expense	$2,461,000	1,658
Salaries and employee benefits	$1,184,000	1,854
Premises and equipment expense	$269,000	2,153
Additional noninterest expense	$1,008,000	1,195
Pre-tax net operating income	$533,000	3,365
Securities gains (losses)	$0	2,934
Applicable income taxes	$125,000	3,416
Income before extraordinary items	$408,000	3,447
Extraordinary gains, net	$0	16
Net income	$408,000	3,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,294
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$408,000	3,339
2003-12-31 (YTD Data)		Rank
Total interest income	$14,891,000	1,902
Total interest expense	$5,672,000	1,582
Net interest income	$9,219,000	2,115
Provision for loan and lease losses	$676,000	1,663
Total noninterest income	$3,286,000	1,561
Gross Fiduciary activities income	$321,000	685
Service charges on deposit accounts	$598,000	2,694
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,367,000	1,284
Total noninterest expense	$9,133,000	1,743
Salaries and employee benefits	$4,505,000	1,911
Premises and equipment expense	$1,269,000	1,792
Additional noninterest expense	$3,359,000	1,471
Pre-tax net operating income	$2,696,000	2,732
Securities gains (losses)	$574,000	687
Applicable income taxes	$890,000	2,342
Income before extraordinary items	$2,380,000	2,483
Extraordinary gains, net	$0	54
Net income	$2,380,000	2,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	3,031
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,960,980	2,781
2003-09-30 (YTD Data)		Rank
Total interest income	$10,906,000	1,977
Total interest expense	$4,230,000	1,673
Net interest income	$6,676,000	2,186
Provision for loan and lease losses	$609,000	1,386
Total noninterest income	$2,718,000	1,489
Gross Fiduciary activities income	$234,000	695
Service charges on deposit accounts	$454,000	2,687
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,030,000	1,218
Total noninterest expense	$6,808,000	1,759
Salaries and employee benefits	$3,373,000	1,913
Premises and equipment expense	$865,000	1,977
Additional noninterest expense	$2,570,000	1,432
Pre-tax net operating income	$1,977,000	2,880
Securities gains (losses)	$458,000	728
Applicable income taxes	$653,000	2,503
Income before extraordinary items	$1,782,000	2,587
Extraordinary gains, net	$0	40
Net income	$1,782,000	2,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,488
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,447,660	2,895
2003-06-30 (YTD Data)		Rank
Total interest income	$7,250,000	2,004
Total interest expense	$2,790,000	1,739
Net interest income	$4,460,000	2,183
Provision for loan and lease losses	$415,000	1,349
Total noninterest income	$1,663,000	1,578
Gross Fiduciary activities income	$154,000	702
Service charges on deposit accounts	$297,000	2,671
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,212,000	1,327
Total noninterest expense	$4,437,000	1,789
Salaries and employee benefits	$2,128,000	2,003
Premises and equipment expense	$571,000	2,004
Additional noninterest expense	$1,738,000	1,424
Pre-tax net operating income	$1,271,000	2,948
Securities gains (losses)	$71,000	1,769
Applicable income taxes	$348,000	2,960
Income before extraordinary items	$994,000	2,987
Extraordinary gains, net	$0	30
Net income	$994,000	2,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,275
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$941,460	2,943
2003-03-31 (YTD Data)		Rank
Total interest income	$3,600,000	2,035
Total interest expense	$1,362,000	1,822
Net interest income	$2,238,000	2,181
Provision for loan and lease losses	$312,000	886
Total noninterest income	$782,000	1,613
Gross Fiduciary activities income	$87,000	685
Service charges on deposit accounts	$148,000	2,606
Trading account gains and fees	$0	134
Additional Noninterest Income	$547,000	1,389
Total noninterest expense	$2,120,000	1,850
Salaries and employee benefits	$1,004,000	2,105
Premises and equipment expense	$268,000	2,126
Additional noninterest expense	$848,000	1,418
Pre-tax net operating income	$588,000	3,135
Securities gains (losses)	$0	2,891
Applicable income taxes	$149,000	3,236
Income before extraordinary items	$439,000	3,237
Extraordinary gains, net	$0	21
Net income	$439,000	3,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$439,000	3,076
2002-12-31 (YTD Data)		Rank
Total interest income	$15,105,000	2,038
Total interest expense	$5,722,000	1,983
Net interest income	$9,383,000	2,067
Provision for loan and lease losses	$331,000	3,238
Total noninterest income	$5,371,000	982
Gross Fiduciary activities income	$214,000	807
Service charges on deposit accounts	$677,000	2,309
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,480,000	745
Total noninterest expense	$7,951,000	1,893
Salaries and employee benefits	$3,711,000	2,157
Premises and equipment expense	$1,005,000	2,174
Additional noninterest expense	$3,235,000	1,472
Pre-tax net operating income	$6,472,000	1,312
Securities gains (losses)	$33,000	2,759
Applicable income taxes	$2,157,000	1,211
Income before extraordinary items	$4,348,000	1,428
Extraordinary gains, net	$0	70
Net income	$4,348,000	1,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	3,259
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,325,890	1,389
2001-12-31 (YTD Data)		Rank
Total interest income	$15,697,000	2,192
Total interest expense	$7,917,000	2,037
Net interest income	$7,780,000	2,296
Provision for loan and lease losses	$374,000	2,763
Total noninterest income	$1,786,000	2,205
Gross Fiduciary activities income	$187,000	854
Service charges on deposit accounts	$598,000	2,440
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,001,000	2,044
Total noninterest expense	$7,882,000	1,833
Salaries and employee benefits	$3,497,000	2,150
Premises and equipment expense	$1,037,000	2,050
Additional noninterest expense	$3,348,000	1,395
Pre-tax net operating income	$1,310,000	4,207
Securities gains (losses)	$0	4,612
Applicable income taxes	$468,000	3,441
Income before extraordinary items	$842,000	4,746
Extraordinary gains, net	$0	105
Net income	$842,000	4,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,483
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$842,000	4,623
2000-12-31 (YTD Data)		Rank
Total interest income	$14,762,000	2,369
Total interest expense	$7,662,000	2,224
Net interest income	$7,100,000	2,509
Provision for loan and lease losses	$378,000	2,382
Total noninterest income	$2,697,000	1,486
Gross Fiduciary activities income	$188,000	821
Service charges on deposit accounts	$547,000	2,481
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,962,000	1,148
Total noninterest expense	$9,081,000	1,542
Salaries and employee benefits	$4,989,000	1,421
Premises and equipment expense	$941,000	2,194
Additional noninterest expense	$3,151,000	1,428
Pre-tax net operating income	$338,000	7,744
Securities gains (losses)	$0	1,956
Applicable income taxes	$124,000	6,243
Income before extraordinary items	$214,000	7,989
Extraordinary gains, net	$0	38
Net income	$214,000	7,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,280
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$214,000	7,989
1999-12-31 (YTD Data)		Rank
Total interest income	$7,836,000	3,990
Total interest expense	$3,747,000	3,798
Net interest income	$4,089,000	4,101
Provision for loan and lease losses	$655,000	1,392
Total noninterest income	$867,000	3,428
Gross Fiduciary activities income	$80,000	1,027
Service charges on deposit accounts	$362,000	3,482
Trading account gains and fees	$0	173
Additional Noninterest Income	$425,000	3,279
Total noninterest expense	$5,152,000	2,622
Salaries and employee benefits	$2,533,000	2,778
Premises and equipment expense	$577,000	3,381
Additional noninterest expense	$2,042,000	2,135
Pre-tax net operating income	$-851,000	10,018
Securities gains (losses)	$0	3,155
Applicable income taxes	$-305,000	10,089
Income before extraordinary items	$-546,000	9,931
Extraordinary gains, net	$0	35
Net income	$-546,000	9,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,056
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-546,000	9,910
1998-12-31 (YTD Data)		Rank
Total interest income	$3,091,000	7,425
Total interest expense	$1,595,000	6,986
Net interest income	$1,496,000	7,697
Provision for loan and lease losses	$101,000	5,074
Total noninterest income	$473,000	5,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	5,328
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	4,134
Total noninterest expense	$1,903,000	5,787
Salaries and employee benefits	$858,000	6,425
Premises and equipment expense	$300,000	5,381
Additional noninterest expense	$745,000	4,922
Pre-tax net operating income	$-35,000	9,850
Securities gains (losses)	$0	4,449
Applicable income taxes	$-35,000	10,099
Income before extraordinary items	$0	9,834
Extraordinary gains, net	$0	32
Net income	$0	9,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,973
Cash dividends	$265,000	4,849
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$0	9,788
1997-12-31 (YTD Data)		Rank
Total interest income	$2,394,000	8,523
Total interest expense	$1,149,000	8,258
Net interest income	$1,245,000	8,589
Provision for loan and lease losses	$68,000	5,978
Total noninterest income	$219,000	7,598
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	5,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,127
Total noninterest expense	$952,000	8,509
Salaries and employee benefits	$427,000	9,087
Premises and equipment expense	$141,000	8,004
Additional noninterest expense	$384,000	7,493
Pre-tax net operating income	$444,000	8,218
Securities gains (losses)	$-7,000	9,846
Applicable income taxes	$169,000	7,340
Income before extraordinary items	$268,000	8,618
Extraordinary gains, net	$0	44
Net income	$268,000	8,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,842
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$-1,250,000	10,878
Net operating income	$272,480	8,541
1996-12-31 (YTD Data)		Rank
Total interest income	$2,872,000	8,178
Total interest expense	$1,353,000	7,948
Net interest income	$1,519,000	8,227
Provision for loan and lease losses	$84,000	5,516
Total noninterest income	$259,000	7,467
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	8,357
Total noninterest expense	$841,000	9,273
Salaries and employee benefits	$473,000	9,081
Premises and equipment expense	$150,000	8,057
Additional noninterest expense	$218,000	9,728
Pre-tax net operating income	$853,000	6,283
Securities gains (losses)	$0	4,148
Applicable income taxes	$309,000	5,738
Income before extraordinary items	$544,000	6,599
Extraordinary gains, net	$0	53
Net income	$544,000	6,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,320
Cash dividends	$160,000	5,863
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$544,000	6,536
1995-12-31 (YTD Data)		Rank
Total interest income	$2,713,000	8,613
Total interest expense	$1,233,000	8,481
Net interest income	$1,480,000	8,589
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$236,000	7,897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	5,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,325
Total noninterest expense	$895,000	9,372
Salaries and employee benefits	$478,000	9,299
Premises and equipment expense	$155,000	8,146
Additional noninterest expense	$262,000	9,698
Pre-tax net operating income	$809,000	6,797
Securities gains (losses)	$-27,000	10,774
Applicable income taxes	$256,000	6,556
Income before extraordinary items	$526,000	7,054
Extraordinary gains, net	$0	65
Net income	$526,000	7,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	11,288
Cash dividends	$160,000	5,934
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$544,090	6,916
1994-12-31 (YTD Data)		Rank
Total interest income	$2,385,000	9,118
Total interest expense	$1,004,000	8,679
Net interest income	$1,381,000	9,213
Provision for loan and lease losses	$55,000	5,922
Total noninterest income	$236,000	8,144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$179,000	6,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	9,251
Total noninterest expense	$866,000	9,924
Salaries and employee benefits	$452,000	9,814
Premises and equipment expense	$137,000	8,902
Additional noninterest expense	$277,000	10,219
Pre-tax net operating income	$696,000	7,407
Securities gains (losses)	$-28,000	10,602
Applicable income taxes	$242,000	6,656
Income before extraordinary items	$426,000	7,932
Extraordinary gains, net	$0	249
Net income	$426,000	7,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,073
Cash dividends	$160,000	5,924
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$443,920	7,818
1993-12-31 (YTD Data)		Rank
Total interest income	$2,426,000	9,340
Total interest expense	$995,000	9,138
Net interest income	$1,431,000	9,330
Provision for loan and lease losses	$48,000	7,582
Total noninterest income	$221,000	8,836
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	6,889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,389
Total noninterest expense	$898,000	10,198
Salaries and employee benefits	$452,000	10,127
Premises and equipment expense	$162,000	8,585
Additional noninterest expense	$284,000	10,641
Pre-tax net operating income	$706,000	7,333
Securities gains (losses)	$0	7,477
Applicable income taxes	$271,000	6,473
Income before extraordinary items	$435,000	8,103
Extraordinary gains, net	$0	3,149
Net income	$435,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	6,866
Cash dividends	$160,000	5,928
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$435,000	7,829
1992-12-31 (YTD Data)		Rank
Total interest income	$2,566,000	9,782
Total interest expense	$1,172,000	9,708
Net interest income	$1,394,000	9,639
Provision for loan and lease losses	$36,000	9,661
Total noninterest income	$200,000	9,415
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	7,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$878,000	10,621
Salaries and employee benefits	$422,000	10,616
Premises and equipment expense	$183,000	8,234
Additional noninterest expense	$273,000	11,229
Pre-tax net operating income	$680,000	7,213
Securities gains (losses)	$0	8,369
Applicable income taxes	$260,000	6,508
Income before extraordinary items	$420,000	8,021
Extraordinary gains, net	$0	1,422
Net income	$420,000	8,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	10,157
Cash dividends	$150,000	5,711
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$420,000	7,661

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.