Home > Wisconsin Bank & Trust > Net charge- offs to loans
Wisconsin Bank & Trust, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1140% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5112% | 4,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8431% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5442% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3377% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1515% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6741% | 4,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8447% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4920% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 4,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2199% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9959% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2518% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0919% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7301% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 4,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4290% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9324% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0086% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3378% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4170% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2449% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7610% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3424% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0577% | 2,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0744% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1492% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7264% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8938% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0930% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2288% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0631% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3441% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9762% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1884% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0235% | 1,821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1830% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8906% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4146% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0950% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6840% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1616% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3854% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2505% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3416% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3054% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9214% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5711% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1732% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3393% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2295% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4306% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2068% | 1,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2422% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5162% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5067% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9540% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2454% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4338% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0532% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8834% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5881% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2323% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3081% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2094% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2300% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7110% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0833% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2842% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2263% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4476% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7663% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3204% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1849% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2562% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2935% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0634% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3991% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4044% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6069% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2670% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3675% | 1,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0357% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9061% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2675% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1751% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5051% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2001% | 2,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 3,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4053% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3881% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 1,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3285% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 58.2575% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2683% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.2721% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4437% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2483% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2546% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.3636% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5860% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3363% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3442% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 5,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1030% | 5,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4964% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3475% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1600% | 5,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2194% | 5,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0971% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9432% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9632% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2830% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3824% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3865% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6642% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2196% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5816% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8651% | 1,134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6010% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2093% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1967% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4927% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9033% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3500% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0790% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7696% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7784% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0704% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0807% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5308% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3533% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2473% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2308% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2422% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0462% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0423% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.1033% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2132% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1818% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3094% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3094% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5009% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1443% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2556% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2417% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4352% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6555% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 5,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1174% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7669% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7669% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9493% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 5,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0713% | 5,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0948% | 5,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0651% | 2,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9823% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3721% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 2,934 |
| Percentage Net Loans Charged-off:Construction & development | -0.1282% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3106% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 5,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2805% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5245% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5245% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0703% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4418% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 2,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.1792% | 5,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1233% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4206% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 5,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3766% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5375% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5375% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4839% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5836% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.2932% | 5,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 5,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5510% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7861% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7861% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1732% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1243% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1429% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.6322% | 5,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4281% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1133% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4718% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1011% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 5,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 1,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 1,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 3,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 4,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2216% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2216% | 2,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0623% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1858% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 1,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3371% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0744% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 2,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 5,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2022% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1582% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1618% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0663% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 5,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 5,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0931% | 5,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3964% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 5,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 4,830 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2527% | 6,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2527% | 5,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2919% | 2,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.1520% | 2,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3595% | 1,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9702% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0540% | 6,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0540% | 4,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0494% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.2227% | 6,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0796% | 2,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4796% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3270% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1880% | 2,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1799% | 6,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0439% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 5,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 4,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.7291% | 6,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1184% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1967% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 5,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2713% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5409% | 6,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2705% | 6,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0252% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0897% | 6,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1539% | 7,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.9770% | 6,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1588% | 6,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1640% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 5,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5291% | 6,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0353% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2599% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4610% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.8141% | 2,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3969% | 2,200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5968% | 5,722 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7966% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3574% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5955% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1392% | 6,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6180% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4653% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3671% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2717% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4528% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 1.0992% | 1,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5243% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7840% | 5,734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3199% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9440% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1308% | 6,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1197% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8777% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4939% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8671% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 1.5927% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2979% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1481% | 5,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 3,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 2,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0107% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8639% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6735% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9513% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4752% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6536% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2283% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3147% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1848% | 6,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1453% | 6,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6201% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8326% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0569% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 2.0637% | 2,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1239% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2330% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7065% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4481% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7997% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4051% | 3,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4525% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1911% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4152% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.6949% | 2,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 2,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1643% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2552% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4405% | 1,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1888% | 3,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1564% | 3,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3920% | 3,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3982% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2739% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.9815% | 2,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1439% | 2,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4927% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2907% | 2,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 3,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6593% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0375% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2290% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.1134% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2874% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2982% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9636% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5621% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4087% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0540% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5015% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6490% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 4.7841% | 1,290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 7,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2912% | 1,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2742% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4899% | 7,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8753% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2695% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3983% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 3.3145% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0628% | 7,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0576% | 1,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 3,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7694% | 7,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1778% | 4,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0243% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5232% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 3.4845% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 1,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 2,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7362% | 7,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2666% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5958% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5426% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 4.9589% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2013% | 7,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2115% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6853% | 7,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1342% | 7,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7640% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2302% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1867% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 7.3277% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6982% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2911% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2835% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2938% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6320% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3675% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4568% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3819% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 3.2831% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 7,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3392% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1938% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7822% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4120% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 2,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.1179% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2967% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5369% | 7,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5635% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.2536% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 8,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3014% | 8,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0556% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5968% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4010% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 1.6024% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4401% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2082% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2656% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7689% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6294% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2918% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 2.1502% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1821% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5708% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2291% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6634% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1349% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3349% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2156% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1355% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1572% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8464% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6439% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1356% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1283% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0285% | 8,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1523% | 8,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2417% | 8,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 8,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0437% | 8,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1782% | 2,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1424% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3745% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1003% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1047% | 8,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2056% | 8,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3239% | 8,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 8,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 8,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2677% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6801% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0946% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1748% | 8,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3148% | 8,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4941% | 8,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0894% | 8,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8748% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7608% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1145% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3631% | 8,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6238% | 8,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9997% | 8,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0886% | 8,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1172% | 8,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7907% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0250% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0595% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2664% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4551% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 3,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0222% | 7,754 |
| Percentage Net Loans Charged-off: Credit card loans | -3.9370% | 2,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1763% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7664% | 8,457 |
| Percentage Net Loans Charged-off: Credit card loans | -5.8968% | 2,175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1543% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 2,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3058% | 8,530 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4772% | 2,166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1303% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 8,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 8,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6453% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5656% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2266% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2825% | 4,949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5459% | 1,108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4714% | 3,539 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4994% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4253% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8349% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0810% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9501% | 2,508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1343% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 4,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 8,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 8,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9428% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 1,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1259% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 5,720 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8721% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0544% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1330% | 8,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5607% | 1,474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0681% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 5,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 8,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 8,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0874% | 4,767 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2378% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0212% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3738% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4612% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9118% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0433% | 1,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 6,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 4,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2892% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 5,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 5,854 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3562% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1568% | 11,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2425% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 5,940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 10,031 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |