Home > Winthrop State Bank > Income and Expense
Winthrop State Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,066 |
| Total interest expense | $39,000 | 6,052 |
| Net interest income | $619,000 | 6,059 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $66,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $58,000 | 5,275 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,000 | 5,924 |
| Total noninterest expense | $516,000 | 6,086 |
| Salaries and employee benefits | $332,000 | 6,045 |
| Premises and equipment expense | $24,000 | 6,133 |
| Additional noninterest expense | $160,000 | 6,085 |
| Pre-tax net operating income | $169,000 | 5,534 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $185,000 | 5,500 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $185,000 | 5,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $185,000 | 5,503 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $61,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $169,000 | 5,498 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,155 |
| Total interest expense | $30,000 | 6,142 |
| Net interest income | $470,000 | 6,142 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $38,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $44,000 | 5,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,000 | 6,156 |
| Total noninterest expense | $368,000 | 6,186 |
| Salaries and employee benefits | $213,000 | 6,168 |
| Premises and equipment expense | $14,000 | 6,230 |
| Additional noninterest expense | $141,000 | 6,125 |
| Pre-tax net operating income | $140,000 | 5,627 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $155,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 5,574 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $42,000 | 3,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $140,000 | 5,565 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,227 |
| Total interest expense | $19,000 | 6,215 |
| Net interest income | $312,000 | 6,211 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $35,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,055 |
| Total noninterest expense | $251,000 | 6,256 |
| Salaries and employee benefits | $156,000 | 6,204 |
| Premises and equipment expense | $41,000 | 5,980 |
| Additional noninterest expense | $54,000 | 6,310 |
| Pre-tax net operating income | $96,000 | 5,646 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $110,000 | 5,561 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $110,000 | 5,561 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $110,000 | 5,563 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $96,000 | 5,582 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 6,294 |
| Total interest expense | $9,000 | 6,288 |
| Net interest income | $156,000 | 6,277 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $18,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $129,000 | 6,321 |
| Salaries and employee benefits | $80,000 | 6,270 |
| Premises and equipment expense | $21,000 | 6,022 |
| Additional noninterest expense | $28,000 | 6,371 |
| Pre-tax net operating income | $45,000 | 5,665 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $57,000 | 5,554 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $57,000 | 5,555 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $57,000 | 5,555 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $45,000 | 5,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,368 |
| Total interest expense | $39,000 | 6,381 |
| Net interest income | $650,000 | 6,357 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $69,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $58,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,148 |
| Total noninterest expense | $581,000 | 6,378 |
| Salaries and employee benefits | $364,000 | 6,315 |
| Premises and equipment expense | $77,000 | 6,185 |
| Additional noninterest expense | $140,000 | 6,430 |
| Pre-tax net operating income | $138,000 | 5,796 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $156,000 | 5,775 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $156,000 | 5,775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $156,000 | 5,776 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $50,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $138,000 | 5,765 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 6,447 |
| Total interest expense | $30,000 | 6,461 |
| Net interest income | $486,000 | 6,431 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $46,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $40,000 | 5,730 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,000 | 6,260 |
| Total noninterest expense | $406,000 | 6,472 |
| Salaries and employee benefits | $254,000 | 6,404 |
| Premises and equipment expense | $56,000 | 6,265 |
| Additional noninterest expense | $96,000 | 6,524 |
| Pre-tax net operating income | $126,000 | 5,820 |
| Securities gains (losses) | $15,000 | 2,163 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $141,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 5,768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $141,000 | 5,769 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $50,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $126,000 | 5,781 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $342,000 | 6,512 |
| Total interest expense | $20,000 | 6,523 |
| Net interest income | $322,000 | 6,495 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $30,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $26,000 | 5,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,000 | 6,312 |
| Total noninterest expense | $275,000 | 6,533 |
| Salaries and employee benefits | $170,000 | 6,469 |
| Premises and equipment expense | $39,000 | 6,302 |
| Additional noninterest expense | $66,000 | 6,580 |
| Pre-tax net operating income | $77,000 | 5,877 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $90,000 | 5,792 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $90,000 | 5,794 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $90,000 | 5,794 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $77,000 | 5,827 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 6,586 |
| Total interest expense | $9,000 | 6,604 |
| Net interest income | $160,000 | 6,563 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $16,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $141,000 | 6,596 |
| Salaries and employee benefits | $85,000 | 6,541 |
| Premises and equipment expense | $20,000 | 6,354 |
| Additional noninterest expense | $36,000 | 6,637 |
| Pre-tax net operating income | $35,000 | 5,890 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $37,000 | 5,849 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $37,000 | 5,851 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $35,000 | 5,845 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,651 |
| Total interest expense | $36,000 | 6,711 |
| Net interest income | $634,000 | 6,632 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $77,000 | 6,330 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 6,322 |
| Total noninterest expense | $565,000 | 6,672 |
| Salaries and employee benefits | $366,000 | 6,602 |
| Premises and equipment expense | $76,000 | 6,458 |
| Additional noninterest expense | $123,000 | 6,746 |
| Pre-tax net operating income | $146,000 | 5,839 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $162,000 | 5,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $162,000 | 5,817 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $162,000 | 5,817 |
| Net charge-offs | $30,000 | 4,644 |
| Cash dividends | $49,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $146,000 | 5,807 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,736 |
| Total interest expense | $27,000 | 6,795 |
| Net interest income | $473,000 | 6,713 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $55,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $50,000 | 5,784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,000 | 6,490 |
| Total noninterest expense | $398,000 | 6,764 |
| Salaries and employee benefits | $251,000 | 6,698 |
| Premises and equipment expense | $58,000 | 6,511 |
| Additional noninterest expense | $89,000 | 6,822 |
| Pre-tax net operating income | $130,000 | 5,884 |
| Securities gains (losses) | $15,000 | 2,337 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $145,000 | 5,846 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $145,000 | 5,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $145,000 | 5,848 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $25,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $130,000 | 5,834 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,789 |
| Total interest expense | $17,000 | 6,853 |
| Net interest income | $314,000 | 6,763 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $36,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,512 |
| Total noninterest expense | $270,000 | 6,807 |
| Salaries and employee benefits | $166,000 | 6,751 |
| Premises and equipment expense | $40,000 | 6,531 |
| Additional noninterest expense | $64,000 | 6,854 |
| Pre-tax net operating income | $80,000 | 5,924 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $93,000 | 5,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 5,896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $93,000 | 5,896 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $9,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $80,000 | 5,873 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 6,860 |
| Total interest expense | $8,000 | 6,940 |
| Net interest income | $159,000 | 6,828 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $133,000 | 6,882 |
| Salaries and employee benefits | $83,000 | 6,821 |
| Premises and equipment expense | $21,000 | 6,548 |
| Additional noninterest expense | $29,000 | 6,953 |
| Pre-tax net operating income | $43,000 | 5,923 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $54,000 | 5,793 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $54,000 | 5,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $54,000 | 5,795 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $43,000 | 5,851 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,923 |
| Total interest expense | $36,000 | 7,015 |
| Net interest income | $666,000 | 6,887 |
| Provision for loan and lease losses | $6,000 | 5,803 |
| Total noninterest income | $5,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $65,000 | 5,985 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-60,000 | 6,694 |
| Total noninterest expense | $576,000 | 6,926 |
| Salaries and employee benefits | $361,000 | 6,849 |
| Premises and equipment expense | $82,000 | 6,667 |
| Additional noninterest expense | $133,000 | 6,995 |
| Pre-tax net operating income | $89,000 | 5,943 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $94,000 | 6,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 6,068 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $94,000 | 6,071 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $154,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $89,000 | 5,932 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $527,000 | 7,029 |
| Total interest expense | $27,000 | 7,119 |
| Net interest income | $500,000 | 6,988 |
| Provision for loan and lease losses | $6,000 | 5,665 |
| Total noninterest income | $53,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,578 |
| Total noninterest expense | $403,000 | 7,044 |
| Salaries and employee benefits | $245,000 | 6,974 |
| Premises and equipment expense | $64,000 | 6,714 |
| Additional noninterest expense | $94,000 | 7,107 |
| Pre-tax net operating income | $144,000 | 5,882 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $149,000 | 5,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $149,000 | 5,934 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $149,000 | 5,934 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $154,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $144,000 | 5,807 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $352,000 | 7,091 |
| Total interest expense | $19,000 | 7,183 |
| Net interest income | $333,000 | 7,049 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,626 |
| Total noninterest expense | $271,000 | 7,099 |
| Salaries and employee benefits | $163,000 | 7,043 |
| Premises and equipment expense | $40,000 | 6,801 |
| Additional noninterest expense | $68,000 | 7,151 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $93,000 | 5,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $93,000 | 5,983 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $135,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,146 |
| Total interest expense | $10,000 | 7,243 |
| Net interest income | $168,000 | 7,102 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $134,000 | 7,164 |
| Salaries and employee benefits | $81,000 | 7,105 |
| Premises and equipment expense | $22,000 | 6,787 |
| Additional noninterest expense | $31,000 | 7,227 |
| Pre-tax net operating income | $48,000 | 5,957 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $48,000 | 5,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,999 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $48,000 | 5,999 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $110,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $48,000 | 5,864 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 7,217 |
| Total interest expense | $53,000 | 7,284 |
| Net interest income | $638,000 | 7,181 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $74,000 | 6,623 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $62,000 | 6,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $12,000 | 6,508 |
| Total noninterest expense | $596,000 | 7,189 |
| Salaries and employee benefits | $358,000 | 7,126 |
| Premises and equipment expense | $88,000 | 6,915 |
| Additional noninterest expense | $150,000 | 7,246 |
| Pre-tax net operating income | $104,000 | 5,750 |
| Securities gains (losses) | $18,000 | 3,129 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $122,000 | 5,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 5,799 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $122,000 | 5,799 |
| Net charge-offs | $9,000 | 6,128 |
| Cash dividends | $24,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $104,000 | 5,747 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,294 |
| Total interest expense | $42,000 | 7,356 |
| Net interest income | $470,000 | 7,260 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $51,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $44,000 | 6,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,000 | 6,714 |
| Total noninterest expense | $427,000 | 7,273 |
| Salaries and employee benefits | $254,000 | 7,198 |
| Premises and equipment expense | $70,000 | 6,916 |
| Additional noninterest expense | $103,000 | 7,337 |
| Pre-tax net operating income | $85,000 | 5,865 |
| Securities gains (losses) | $18,000 | 2,857 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $103,000 | 5,881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 5,882 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $103,000 | 5,882 |
| Net charge-offs | $9,000 | 5,809 |
| Cash dividends | $24,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $85,000 | 5,839 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,365 |
| Total interest expense | $30,000 | 7,419 |
| Net interest income | $306,000 | 7,331 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $289,000 | 7,334 |
| Salaries and employee benefits | $169,000 | 7,270 |
| Premises and equipment expense | $47,000 | 6,976 |
| Additional noninterest expense | $73,000 | 7,394 |
| Pre-tax net operating income | $42,000 | 5,978 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $43,000 | 6,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 6,048 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $43,000 | 6,049 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $11,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $42,000 | 5,974 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 7,432 |
| Total interest expense | $16,000 | 7,481 |
| Net interest income | $149,000 | 7,395 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $140,000 | 7,409 |
| Salaries and employee benefits | $83,000 | 7,332 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $32,000 | 7,489 |
| Pre-tax net operating income | $21,000 | 6,090 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $21,000 | 6,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $21,000 | 6,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $21,000 | 6,114 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $21,000 | 6,078 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 7,501 |
| Total interest expense | $97,000 | 7,522 |
| Net interest income | $597,000 | 7,459 |
| Provision for loan and lease losses | $12,000 | 6,892 |
| Total noninterest income | $94,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,725 |
| Total noninterest expense | $631,000 | 7,432 |
| Salaries and employee benefits | $380,000 | 7,342 |
| Premises and equipment expense | $96,000 | 7,087 |
| Additional noninterest expense | $155,000 | 7,521 |
| Pre-tax net operating income | $48,000 | 5,630 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $49,000 | 5,806 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $49,000 | 5,807 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $49,000 | 5,807 |
| Net charge-offs | $34,000 | 6,134 |
| Cash dividends | $15,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $48,000 | 5,669 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,604 |
| Total interest expense | $78,000 | 7,629 |
| Net interest income | $450,000 | 7,565 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $64,000 | 5,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,000 | 6,955 |
| Total noninterest expense | $451,000 | 7,542 |
| Salaries and employee benefits | $267,000 | 7,470 |
| Premises and equipment expense | $82,000 | 7,068 |
| Additional noninterest expense | $102,000 | 7,651 |
| Pre-tax net operating income | $62,000 | 5,761 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $63,000 | 5,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $63,000 | 5,889 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $63,000 | 5,889 |
| Net charge-offs | $20,000 | 6,019 |
| Cash dividends | $15,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $62,000 | 5,752 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 7,674 |
| Total interest expense | $56,000 | 7,688 |
| Net interest income | $299,000 | 7,633 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $46,000 | 5,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $292,000 | 7,628 |
| Salaries and employee benefits | $174,000 | 7,538 |
| Premises and equipment expense | $53,000 | 7,140 |
| Additional noninterest expense | $65,000 | 7,728 |
| Pre-tax net operating income | $54,000 | 5,788 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $55,000 | 5,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 5,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $55,000 | 5,865 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $7,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $54,000 | 5,765 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $182,000 | 7,769 |
| Total interest expense | $32,000 | 7,777 |
| Net interest income | $150,000 | 7,726 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $141,000 | 7,753 |
| Salaries and employee benefits | $81,000 | 7,679 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $33,000 | 7,824 |
| Pre-tax net operating income | $33,000 | 5,877 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $33,000 | 5,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,946 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $33,000 | 5,944 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $33,000 | 5,831 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 7,805 |
| Total interest expense | $146,000 | 7,853 |
| Net interest income | $674,000 | 7,725 |
| Provision for loan and lease losses | $12,000 | 7,274 |
| Total noninterest income | $124,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $106,000 | 5,668 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $648,000 | 7,757 |
| Salaries and employee benefits | $370,000 | 7,683 |
| Premises and equipment expense | $130,000 | 7,101 |
| Additional noninterest expense | $148,000 | 7,889 |
| Pre-tax net operating income | $138,000 | 4,976 |
| Securities gains (losses) | $34,000 | 2,821 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $172,000 | 4,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $172,000 | 4,904 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $172,000 | 4,904 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $182,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $138,000 | 4,965 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,888 |
| Total interest expense | $113,000 | 7,940 |
| Net interest income | $502,000 | 7,802 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $94,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $80,000 | 5,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $439,000 | 7,875 |
| Salaries and employee benefits | $257,000 | 7,797 |
| Premises and equipment expense | $53,000 | 7,703 |
| Additional noninterest expense | $129,000 | 7,886 |
| Pre-tax net operating income | $148,000 | 5,123 |
| Securities gains (losses) | $34,000 | 2,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $182,000 | 4,926 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $182,000 | 4,925 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $182,000 | 4,926 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $182,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $148,000 | 5,043 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,978 |
| Total interest expense | $77,000 | 8,031 |
| Net interest income | $335,000 | 7,878 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $293,000 | 7,964 |
| Salaries and employee benefits | $156,000 | 7,935 |
| Premises and equipment expense | $61,000 | 7,303 |
| Additional noninterest expense | $76,000 | 8,016 |
| Pre-tax net operating income | $102,000 | 5,200 |
| Securities gains (losses) | $35,000 | 2,094 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $137,000 | 4,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 4,953 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $137,000 | 4,953 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $170,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $102,000 | 5,096 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,032 |
| Total interest expense | $39,000 | 8,085 |
| Net interest income | $168,000 | 7,920 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $135,000 | 8,044 |
| Salaries and employee benefits | $78,000 | 7,985 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $37,000 | 8,035 |
| Pre-tax net operating income | $61,000 | 5,477 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $79,000 | 5,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,252 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $79,000 | 5,251 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 8,043 |
| Total interest expense | $243,000 | 8,060 |
| Net interest income | $644,000 | 7,973 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $151,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 5,582 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $606,000 | 8,022 |
| Salaries and employee benefits | $376,000 | 7,937 |
| Premises and equipment expense | $70,000 | 7,884 |
| Additional noninterest expense | $160,000 | 8,036 |
| Pre-tax net operating income | $177,000 | 5,812 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $177,000 | 5,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $177,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $149,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $177,000 | 5,729 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,131 |
| Total interest expense | $193,000 | 8,126 |
| Net interest income | $482,000 | 8,055 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $108,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $91,000 | 5,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $419,000 | 8,120 |
| Salaries and employee benefits | $257,000 | 8,048 |
| Premises and equipment expense | $54,000 | 7,920 |
| Additional noninterest expense | $108,000 | 8,144 |
| Pre-tax net operating income | $162,000 | 6,188 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $162,000 | 5,881 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $162,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $149,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $162,000 | 6,052 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,210 |
| Total interest expense | $131,000 | 8,196 |
| Net interest income | $318,000 | 8,107 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $74,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $283,000 | 8,170 |
| Salaries and employee benefits | $168,000 | 8,117 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $78,000 | 8,151 |
| Pre-tax net operating income | $103,000 | 6,385 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $103,000 | 6,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $129,000 | 3,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $103,000 | 6,257 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,257 |
| Total interest expense | $70,000 | 8,241 |
| Net interest income | $161,000 | 8,153 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $141,000 | 8,222 |
| Salaries and employee benefits | $80,000 | 8,190 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $57,000 | 6,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $57,000 | 6,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $96,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $57,000 | 6,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 8,186 |
| Total interest expense | $382,000 | 8,115 |
| Net interest income | $622,000 | 8,167 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $124,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $102,000 | 5,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $22,000 | 7,751 |
| Total noninterest expense | $604,000 | 8,222 |
| Salaries and employee benefits | $362,000 | 8,148 |
| Premises and equipment expense | $85,000 | 7,909 |
| Additional noninterest expense | $157,000 | 8,222 |
| Pre-tax net operating income | $137,000 | 7,041 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $137,000 | 7,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $137,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $141,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $137,000 | 6,984 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 8,234 |
| Total interest expense | $300,000 | 8,144 |
| Net interest income | $466,000 | 8,229 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $87,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $417,000 | 8,261 |
| Salaries and employee benefits | $251,000 | 8,194 |
| Premises and equipment expense | $61,000 | 7,935 |
| Additional noninterest expense | $105,000 | 8,299 |
| Pre-tax net operating income | $134,000 | 7,196 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $134,000 | 7,111 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $134,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $141,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $134,000 | 7,099 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $509,000 | 8,306 |
| Total interest expense | $196,000 | 8,209 |
| Net interest income | $313,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $277,000 | 8,313 |
| Salaries and employee benefits | $165,000 | 8,269 |
| Premises and equipment expense | $41,000 | 7,972 |
| Additional noninterest expense | $71,000 | 8,335 |
| Pre-tax net operating income | $87,000 | 7,320 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $87,000 | 7,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $128,000 | 4,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $87,000 | 7,198 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,357 |
| Total interest expense | $93,000 | 8,280 |
| Net interest income | $163,000 | 8,323 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $130,000 | 8,389 |
| Salaries and employee benefits | $79,000 | 8,339 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $60,000 | 7,160 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $60,000 | 7,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 8,300 |
| Total interest expense | $308,000 | 8,285 |
| Net interest income | $660,000 | 8,253 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $111,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $585,000 | 8,335 |
| Salaries and employee benefits | $359,000 | 8,248 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $158,000 | 8,324 |
| Pre-tax net operating income | $186,000 | 7,452 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $186,000 | 7,328 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $186,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $236,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $186,000 | 7,324 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,377 |
| Total interest expense | $218,000 | 8,358 |
| Net interest income | $498,000 | 8,322 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $82,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,774 |
| Total noninterest expense | $402,000 | 8,424 |
| Salaries and employee benefits | $249,000 | 8,321 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $101,000 | 8,473 |
| Pre-tax net operating income | $178,000 | 7,508 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $178,000 | 7,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $178,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $236,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $178,000 | 7,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 8,442 |
| Total interest expense | $135,000 | 8,401 |
| Net interest income | $331,000 | 8,384 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $259,000 | 8,488 |
| Salaries and employee benefits | $161,000 | 8,400 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $63,000 | 8,548 |
| Pre-tax net operating income | $123,000 | 7,551 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $123,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $123,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $216,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $123,000 | 7,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,454 |
| Total interest expense | $55,000 | 8,504 |
| Net interest income | $177,000 | 8,357 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $123,000 | 8,544 |
| Salaries and employee benefits | $73,000 | 8,497 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $31,000 | 8,569 |
| Pre-tax net operating income | $82,000 | 7,279 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $164,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $82,000 | 7,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 8,360 |
| Total interest expense | $171,000 | 8,503 |
| Net interest income | $784,000 | 8,241 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $98,000 | 7,963 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $612,000 | 8,406 |
| Salaries and employee benefits | $387,000 | 8,250 |
| Premises and equipment expense | $58,000 | 8,374 |
| Additional noninterest expense | $167,000 | 8,404 |
| Pre-tax net operating income | $266,000 | 7,510 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $266,000 | 7,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $266,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $266,000 | 7,302 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,389 |
| Total interest expense | $123,000 | 8,543 |
| Net interest income | $600,000 | 8,260 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $73,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 6,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $409,000 | 8,498 |
| Salaries and employee benefits | $267,000 | 8,320 |
| Premises and equipment expense | $38,000 | 8,464 |
| Additional noninterest expense | $104,000 | 8,554 |
| Pre-tax net operating income | $260,000 | 7,376 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $260,000 | 7,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $206,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $260,000 | 7,092 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,403 |
| Total interest expense | $80,000 | 8,559 |
| Net interest income | $399,000 | 8,285 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $46,000 | 8,053 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $272,000 | 8,508 |
| Salaries and employee benefits | $179,000 | 8,317 |
| Premises and equipment expense | $26,000 | 8,447 |
| Additional noninterest expense | $67,000 | 8,562 |
| Pre-tax net operating income | $169,000 | 7,413 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $169,000 | 7,182 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $169,000 | 7,151 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,458 |
| Total interest expense | $40,000 | 8,608 |
| Net interest income | $206,000 | 8,316 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $146,000 | 8,501 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 8,421 |
| Total interest expense | $170,000 | 8,557 |
| Net interest income | $796,000 | 8,308 |
| Provision for loan and lease losses | $34,000 | 6,353 |
| Total noninterest income | $99,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $78,000 | 6,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $598,000 | 8,524 |
| Salaries and employee benefits | $375,000 | 8,382 |
| Premises and equipment expense | $37,000 | 8,749 |
| Additional noninterest expense | $186,000 | 8,392 |
| Pre-tax net operating income | $263,000 | 7,563 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $250,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $250,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $259,900 | 7,343 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,460 |
| Total interest expense | $126,000 | 8,612 |
| Net interest income | $600,000 | 8,345 |
| Provision for loan and lease losses | $28,000 | 6,061 |
| Total noninterest income | $73,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $416,000 | 8,608 |
| Salaries and employee benefits | $260,000 | 8,474 |
| Premises and equipment expense | $28,000 | 8,764 |
| Additional noninterest expense | $128,000 | 8,483 |
| Pre-tax net operating income | $229,000 | 7,555 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $227,000 | 7,319 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $227,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $229,000 | 7,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 8,525 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $399,000 | 8,388 |
| Provision for loan and lease losses | $22,000 | 5,786 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $269,000 | 8,685 |
| Salaries and employee benefits | $173,000 | 8,525 |
| Premises and equipment expense | $23,000 | 8,708 |
| Additional noninterest expense | $73,000 | 8,671 |
| Pre-tax net operating income | $155,000 | 7,511 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $-4,000 | 8,743 |
| Income before extraordinary items | $157,000 | 7,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $166,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $159,000 | 7,196 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 8,569 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $201,000 | 8,426 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $130,000 | 8,744 |
| Salaries and employee benefits | $81,000 | 8,637 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $92,000 | 7,278 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-11,000 | 8,867 |
| Income before extraordinary items | $103,000 | 6,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,000 | 6,720 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 8,603 |
| Total interest expense | $228,000 | 8,669 |
| Net interest income | $752,000 | 8,482 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $119,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $99,000 | 6,568 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $566,000 | 8,730 |
| Salaries and employee benefits | $373,000 | 8,516 |
| Premises and equipment expense | $30,000 | 9,008 |
| Additional noninterest expense | $163,000 | 8,678 |
| Pre-tax net operating income | $305,000 | 7,414 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $291,000 | 7,321 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $291,000 | 7,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $227,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $291,000 | 7,175 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,684 |
| Total interest expense | $181,000 | 8,736 |
| Net interest income | $553,000 | 8,570 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $92,000 | 8,134 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $76,000 | 6,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $363,000 | 8,889 |
| Salaries and employee benefits | $247,000 | 8,664 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $96,000 | 8,918 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $282,000 | 7,050 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $282,000 | 7,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $216,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $282,000 | 6,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $482,000 | 8,748 |
| Total interest expense | $125,000 | 8,781 |
| Net interest income | $357,000 | 8,645 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $234,000 | 8,938 |
| Salaries and employee benefits | $159,000 | 8,741 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $61,000 | 8,954 |
| Pre-tax net operating income | $180,000 | 7,383 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $180,000 | 7,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $180,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $179,000 | 3,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $180,000 | 6,983 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,801 |
| Total interest expense | $65,000 | 8,834 |
| Net interest income | $179,000 | 8,697 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $103,000 | 9,071 |
| Salaries and employee benefits | $69,000 | 8,922 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 8,868 |
| Total interest expense | $314,000 | 8,861 |
| Net interest income | $676,000 | 8,773 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $117,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $574,000 | 8,828 |
| Salaries and employee benefits | $368,000 | 8,624 |
| Premises and equipment expense | $32,000 | 9,145 |
| Additional noninterest expense | $174,000 | 8,724 |
| Pre-tax net operating income | $219,000 | 7,862 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $219,000 | 7,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $219,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $232,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $219,000 | 7,647 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 9,076 |
| Total interest expense | $436,000 | 9,122 |
| Net interest income | $665,000 | 8,913 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $146,000 | 7,900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $75,000 | 7,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $549,000 | 9,069 |
| Salaries and employee benefits | $393,000 | 8,658 |
| Premises and equipment expense | $24,000 | 9,458 |
| Additional noninterest expense | $132,000 | 9,183 |
| Pre-tax net operating income | $262,000 | 7,582 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $182,000 | 7,846 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $182,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $182,000 | 7,737 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 9,311 |
| Total interest expense | $475,000 | 9,295 |
| Net interest income | $638,000 | 9,229 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $118,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $538,000 | 9,300 |
| Salaries and employee benefits | $335,000 | 9,086 |
| Premises and equipment expense | $26,000 | 9,715 |
| Additional noninterest expense | $177,000 | 9,006 |
| Pre-tax net operating income | $218,000 | 8,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $41,000 | 7,397 |
| Income before extraordinary items | $177,000 | 8,224 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $177,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $177,000 | 8,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 9,529 |
| Total interest expense | $441,000 | 9,567 |
| Net interest income | $647,000 | 9,407 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $80,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $500,000 | 9,627 |
| Salaries and employee benefits | $319,000 | 9,361 |
| Premises and equipment expense | $27,000 | 10,017 |
| Additional noninterest expense | $154,000 | 9,478 |
| Pre-tax net operating income | $227,000 | 8,445 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $70,000 | 7,338 |
| Income before extraordinary items | $157,000 | 8,591 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $157,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $157,000 | 8,551 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 9,729 |
| Total interest expense | $467,000 | 9,761 |
| Net interest income | $661,000 | 9,588 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $490,000 | 9,815 |
| Salaries and employee benefits | $323,000 | 9,481 |
| Premises and equipment expense | $33,000 | 10,136 |
| Additional noninterest expense | $134,000 | 9,807 |
| Pre-tax net operating income | $265,000 | 8,584 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $81,000 | 7,809 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 10,151 |
| Total interest expense | $482,000 | 10,136 |
| Net interest income | $653,000 | 10,055 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $496,000 | 10,150 |
| Salaries and employee benefits | $313,000 | 9,863 |
| Premises and equipment expense | $35,000 | 10,527 |
| Additional noninterest expense | $148,000 | 10,018 |
| Pre-tax net operating income | $215,000 | 9,498 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $71,000 | 8,891 |
| Income before extraordinary items | $144,000 | 9,640 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $144,000 | 9,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,389 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $144,000 | 9,590 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 10,594 |
| Total interest expense | $482,000 | 10,648 |
| Net interest income | $669,000 | 10,474 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $141,000 | 9,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $781,000 | 9,502 |
| Salaries and employee benefits | $317,000 | 10,208 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $5,000 | 10,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $56,000 | 9,587 |
| Income before extraordinary items | $-51,000 | 10,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-51,000 | 10,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $610,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-51,000 | 10,885 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 11,042 |
| Total interest expense | $471,000 | 11,129 |
| Net interest income | $674,000 | 10,916 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $508,000 | 10,990 |
| Salaries and employee benefits | $309,000 | 10,667 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $164,000 | 10,891 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $143,000 | 10,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $143,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $143,000 | 10,496 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 11,508 |
| Total interest expense | $420,000 | 11,483 |
| Net interest income | $694,000 | 11,400 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $517,000 | 11,529 |
| Salaries and employee benefits | $325,000 | 10,970 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $159,000 | 11,681 |
| Pre-tax net operating income | $225,000 | 10,702 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $170,000 | 10,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $170,000 | 10,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $158,100 | 10,766 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 12,001 |
| Total interest expense | $441,000 | 12,001 |
| Net interest income | $701,000 | 11,873 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $514,000 | 12,092 |
| Salaries and employee benefits | $321,000 | 11,433 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $200,000 | 11,037 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $139,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $139,000 | 11,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 12,394 |
| Total interest expense | $604,000 | 12,274 |
| Net interest income | $700,000 | 12,316 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $523,000 | 12,503 |
| Salaries and employee benefits | $314,000 | 11,857 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $162,000 | 12,761 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $124,000 | 11,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,400 | 11,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.