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Winter Hill Bank, FSB, Income and Expense

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2025-06-30 (YTD Data)		Rank
Total interest income	$9,806,000	2,139
Total interest expense	$4,582,000	1,732
Net interest income	$5,224,000	2,451
Provision for loan and lease losses	$-45,000	4,198
Total noninterest income	$367,000	2,989
Gross Fiduciary activities income	$0	937
Service charges on deposit accounts	$139,000	2,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	2,949
Total noninterest expense	$5,327,000	2,022
Salaries and employee benefits	$3,397,000	1,874
Premises and equipment expense	$772,000	1,530
Additional noninterest expense	$228,000	2,976
Pre-tax net operating income	$309,000	3,817
Securities gains (losses)	$0	804
Applicable income taxes	$0	3,247
Income before extraordinary items	$309,000	3,755
Extraordinary gains, net	$0	20
Net income	$309,000	3,791
Minority interest net income	$0	69
Net income of bank and minority interests.	$309,000	3,755
Net charge-offs	$0	2,761
Cash dividends	$0	2,872
Sale, conversion, retirement of capital stock, net	$0	478
Net operating income	$309,000	3,766
2025-03-31 (YTD Data)		Rank
Total interest income	$4,941,000	2,123
Total interest expense	$2,322,000	1,704
Net interest income	$2,619,000	2,419
Provision for loan and lease losses	$-20,000	4,240
Total noninterest income	$173,000	3,020
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$72,000	2,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	3,023
Total noninterest expense	$2,705,000	2,006
Salaries and employee benefits	$1,734,000	1,844
Premises and equipment expense	$394,000	1,531
Additional noninterest expense	$101,000	3,023
Pre-tax net operating income	$107,000	3,923
Securities gains (losses)	$0	665
Applicable income taxes	$-10,000	4,250
Income before extraordinary items	$117,000	3,834
Extraordinary gains, net	$0	47
Net income	$117,000	3,873
Minority interest net income	$0	65
Net income of bank and minority interests.	$117,000	3,834
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$117,000	3,850
2024-12-31 (YTD Data)		Rank
Total interest income	$19,153,000	2,126
Total interest expense	$9,949,000	1,673
Net interest income	$9,204,000	2,520
Provision for loan and lease losses	$-85,000	4,218
Total noninterest income	$819,000	2,932
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$350,000	2,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$469,000	2,991
Total noninterest expense	$10,197,000	2,071
Salaries and employee benefits	$6,447,000	1,923
Premises and equipment expense	$1,530,000	1,539
Additional noninterest expense	$469,000	2,991
Pre-tax net operating income	$-89,000	4,251
Securities gains (losses)	$0	940
Applicable income taxes	$-153,000	4,336
Income before extraordinary items	$64,000	4,105
Extraordinary gains, net	$0	53
Net income	$64,000	4,148
Minority interest net income	$0	90
Net income of bank and minority interests.	$64,000	4,105
Net charge-offs	$2,000	2,949
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$64,000	4,119
2024-09-30 (YTD Data)		Rank
Total interest income	$14,276,000	2,125
Total interest expense	$7,486,000	1,670
Net interest income	$6,790,000	2,532
Provision for loan and lease losses	$-40,000	4,237
Total noninterest income	$579,000	2,972
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$267,000	2,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,070
Total noninterest expense	$7,686,000	2,046
Salaries and employee benefits	$4,855,000	1,903
Premises and equipment expense	$1,150,000	1,530
Additional noninterest expense	$312,000	3,070
Pre-tax net operating income	$-277,000	4,348
Securities gains (losses)	$0	930
Applicable income taxes	$-159,000	4,407
Income before extraordinary items	$-118,000	4,290
Extraordinary gains, net	$0	51
Net income	$-118,000	4,290
Minority interest net income	$0	82
Net income of bank and minority interests.	$-118,000	4,291
Net charge-offs	$0	2,823
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$-118,000	4,305
2024-06-30 (YTD Data)		Rank
Total interest income	$9,435,000	2,106
Total interest expense	$4,961,000	1,649
Net interest income	$4,474,000	2,538
Provision for loan and lease losses	$-22,000	4,239
Total noninterest income	$364,000	3,000
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$178,000	2,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	3,143
Total noninterest expense	$5,135,000	2,028
Salaries and employee benefits	$3,284,000	1,884
Premises and equipment expense	$766,000	1,517
Additional noninterest expense	$186,000	3,143
Pre-tax net operating income	$-275,000	4,398
Securities gains (losses)	$0	628
Applicable income taxes	$-125,000	4,431
Income before extraordinary items	$-150,000	4,356
Extraordinary gains, net	$0	52
Net income	$-150,000	4,356
Minority interest net income	$0	84
Net income of bank and minority interests.	$-150,000	4,358
Net charge-offs	$0	2,587
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$-150,000	4,371
2024-03-31 (YTD Data)		Rank
Total interest income	$4,641,000	2,112
Total interest expense	$2,470,000	1,640
Net interest income	$2,171,000	2,584
Provision for loan and lease losses	$-30,000	4,248
Total noninterest income	$151,000	3,172
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$90,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,428
Total noninterest expense	$2,539,000	2,057
Salaries and employee benefits	$1,627,000	1,894
Premises and equipment expense	$385,000	1,514
Additional noninterest expense	$61,000	3,428
Pre-tax net operating income	$-187,000	4,426
Securities gains (losses)	$0	689
Applicable income taxes	$-73,000	4,445
Income before extraordinary items	$-114,000	4,388
Extraordinary gains, net	$0	51
Net income	$-114,000	4,387
Minority interest net income	$0	72
Net income of bank and minority interests.	$-114,000	4,388
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$-114,000	4,397
2023-12-31 (YTD Data)		Rank
Total interest income	$16,620,000	2,139
Total interest expense	$7,660,000	1,548
Net interest income	$8,960,000	2,526
Provision for loan and lease losses	$-145,000	4,358
Total noninterest income	$634,000	3,214
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$375,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$259,000	3,507
Total noninterest expense	$9,687,000	2,084
Salaries and employee benefits	$6,050,000	1,958
Premises and equipment expense	$1,541,000	1,509
Additional noninterest expense	$259,000	3,507
Pre-tax net operating income	$52,000	4,285
Securities gains (losses)	$0	988
Applicable income taxes	$-123,000	4,441
Income before extraordinary items	$175,000	4,164
Extraordinary gains, net	$0	54
Net income	$175,000	4,205
Minority interest net income	$0	88
Net income of bank and minority interests.	$175,000	4,166
Net charge-offs	$2,000	2,745
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$175,000	4,190
2023-09-30 (YTD Data)		Rank
Total interest income	$12,021,000	2,150
Total interest expense	$5,233,000	1,530
Net interest income	$6,788,000	2,533
Provision for loan and lease losses	$-145,000	4,407
Total noninterest income	$457,000	3,248
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$286,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	3,589
Total noninterest expense	$7,355,000	2,066
Salaries and employee benefits	$4,564,000	1,942
Premises and equipment expense	$1,178,000	1,480
Additional noninterest expense	$171,000	3,587
Pre-tax net operating income	$35,000	4,348
Securities gains (losses)	$0	849
Applicable income taxes	$-137,000	4,522
Income before extraordinary items	$172,000	4,197
Extraordinary gains, net	$0	52
Net income	$172,000	4,235
Minority interest net income	$0	81
Net income of bank and minority interests.	$172,000	4,196
Net charge-offs	$2,000	2,475
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$172,000	4,218
2023-06-30 (YTD Data)		Rank
Total interest income	$7,781,000	2,161
Total interest expense	$3,080,000	1,537
Net interest income	$4,701,000	2,506
Provision for loan and lease losses	$-110,000	4,455
Total noninterest income	$293,000	3,272
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$188,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,645
Total noninterest expense	$4,965,000	2,040
Salaries and employee benefits	$3,086,000	1,917
Premises and equipment expense	$788,000	1,472
Additional noninterest expense	$105,000	3,630
Pre-tax net operating income	$139,000	4,240
Securities gains (losses)	$0	938
Applicable income taxes	$-58,000	4,537
Income before extraordinary items	$197,000	4,094
Extraordinary gains, net	$0	51
Net income	$197,000	4,134
Minority interest net income	$0	81
Net income of bank and minority interests.	$197,000	4,093
Net charge-offs	$1,000	2,309
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$197,000	4,112
2023-03-31 (YTD Data)		Rank
Total interest income	$3,802,000	2,177
Total interest expense	$1,352,000	1,537
Net interest income	$2,450,000	2,467
Provision for loan and lease losses	$10,000	2,332
Total noninterest income	$144,000	3,299
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$93,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	3,677
Total noninterest expense	$2,455,000	2,089
Salaries and employee benefits	$1,583,000	1,921
Premises and equipment expense	$403,000	1,480
Additional noninterest expense	$51,000	3,677
Pre-tax net operating income	$129,000	4,107
Securities gains (losses)	$0	950
Applicable income taxes	$-12,000	4,501
Income before extraordinary items	$141,000	4,002
Extraordinary gains, net	$0	4
Net income	$141,000	4,002
Minority interest net income	$0	48
Net income of bank and minority interests.	$141,000	4,002
Net charge-offs	$2,000	1,796
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$141,000	4,032
2022-12-31 (YTD Data)		Rank
Total interest income	$12,628,000	2,194
Total interest expense	$1,766,000	1,738
Net interest income	$10,862,000	2,264
Provision for loan and lease losses	$140,000	2,010
Total noninterest income	$610,000	3,343
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$346,000	2,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	3,630
Total noninterest expense	$9,675,000	2,057
Salaries and employee benefits	$5,940,000	1,969
Premises and equipment expense	$1,520,000	1,519
Additional noninterest expense	$264,000	3,630
Pre-tax net operating income	$1,657,000	3,320
Securities gains (losses)	$0	691
Applicable income taxes	$282,000	2,452
Income before extraordinary items	$1,375,000	3,352
Extraordinary gains, net	$0	5
Net income	$1,375,000	3,348
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,375,000	3,351
Net charge-offs	$0	2,620
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,375,000	3,379
2022-09-30 (YTD Data)		Rank
Total interest income	$8,988,000	2,213
Total interest expense	$845,000	1,974
Net interest income	$8,143,000	2,227
Provision for loan and lease losses	$30,000	2,440
Total noninterest income	$471,000	3,345
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$258,000	2,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	3,602
Total noninterest expense	$7,277,000	2,049
Salaries and employee benefits	$4,491,000	1,942
Premises and equipment expense	$1,139,000	1,526
Additional noninterest expense	$213,000	3,602
Pre-tax net operating income	$1,307,000	3,271
Securities gains (losses)	$0	740
Applicable income taxes	$232,000	2,394
Income before extraordinary items	$1,075,000	3,297
Extraordinary gains, net	$0	4
Net income	$1,075,000	3,295
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,075,000	3,296
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,075,000	3,323
2022-06-30 (YTD Data)		Rank
Total interest income	$5,714,000	2,242
Total interest expense	$371,000	2,384
Net interest income	$5,343,000	2,223
Provision for loan and lease losses	$0	2,599
Total noninterest income	$315,000	3,333
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$169,000	2,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	3,603
Total noninterest expense	$4,850,000	2,033
Salaries and employee benefits	$3,036,000	1,925
Premises and equipment expense	$767,000	1,513
Additional noninterest expense	$1,047,000	2,545
Pre-tax net operating income	$808,000	3,241
Securities gains (losses)	$0	687
Applicable income taxes	$139,000	2,398
Income before extraordinary items	$669,000	3,275
Extraordinary gains, net	$0	4
Net income	$669,000	3,274
Minority interest net income	$0	60
Net income of bank and minority interests.	$669,000	3,275
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$669,000	3,302
2022-03-31 (YTD Data)		Rank
Total interest income	$2,780,000	2,237
Total interest expense	$195,000	2,264
Net interest income	$2,585,000	2,223
Provision for loan and lease losses	$0	2,285
Total noninterest income	$164,000	3,250
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$83,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	3,479
Total noninterest expense	$2,501,000	1,978
Salaries and employee benefits	$1,571,000	1,873
Premises and equipment expense	$393,000	1,497
Additional noninterest expense	$537,000	2,468
Pre-tax net operating income	$248,000	3,602
Securities gains (losses)	$0	623
Applicable income taxes	$27,000	2,806
Income before extraordinary items	$221,000	3,550
Extraordinary gains, net	$0	4
Net income	$221,000	3,549
Minority interest net income	$0	50
Net income of bank and minority interests.	$221,000	3,550
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$221,000	3,577
2021-12-31 (YTD Data)		Rank
Total interest income	$11,860,000	2,215
Total interest expense	$1,263,000	1,878
Net interest income	$10,597,000	2,235
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,815,000	2,337
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$344,000	2,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,471,000	2,234
Total noninterest expense	$10,038,000	1,973
Salaries and employee benefits	$6,673,000	1,781
Premises and equipment expense	$1,342,000	1,664
Additional noninterest expense	$2,023,000	2,583
Pre-tax net operating income	$2,374,000	2,954
Securities gains (losses)	$0	2,062
Applicable income taxes	$513,000	2,075
Income before extraordinary items	$1,861,000	3,117
Extraordinary gains, net	$0	10
Net income	$1,861,000	3,117
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,861,000	3,117
Net charge-offs	$1,000	2,638
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,861,000	3,097
2021-09-30 (YTD Data)		Rank
Total interest income	$8,923,000	2,265
Total interest expense	$1,019,000	1,872
Net interest income	$7,904,000	2,291
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,425,000	2,331
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$254,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,171,000	2,213
Total noninterest expense	$7,588,000	1,965
Salaries and employee benefits	$5,084,000	1,759
Premises and equipment expense	$1,013,000	1,678
Additional noninterest expense	$1,491,000	2,606
Pre-tax net operating income	$1,741,000	3,093
Securities gains (losses)	$0	2,015
Applicable income taxes	$377,000	2,169
Income before extraordinary items	$1,364,000	3,242
Extraordinary gains, net	$0	8
Net income	$1,364,000	3,241
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,364,000	3,242
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,364,000	3,221
2021-06-30 (YTD Data)		Rank
Total interest income	$5,964,000	2,246
Total interest expense	$746,000	1,817
Net interest income	$5,218,000	2,287
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,068,000	2,167
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$170,000	2,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$898,000	2,033
Total noninterest expense	$5,233,000	1,912
Salaries and employee benefits	$3,558,000	1,699
Premises and equipment expense	$663,000	1,704
Additional noninterest expense	$1,012,000	2,555
Pre-tax net operating income	$1,053,000	3,193
Securities gains (losses)	$0	1,818
Applicable income taxes	$223,000	2,235
Income before extraordinary items	$830,000	3,347
Extraordinary gains, net	$0	6
Net income	$830,000	3,346
Minority interest net income	$0	67
Net income of bank and minority interests.	$830,000	3,347
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$830,000	3,322
2021-03-31 (YTD Data)		Rank
Total interest income	$3,080,000	2,174
Total interest expense	$411,000	1,759
Net interest income	$2,669,000	2,222
Provision for loan and lease losses	$0	2,741
Total noninterest income	$664,000	1,944
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$86,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	1,764
Total noninterest expense	$2,630,000	1,892
Salaries and employee benefits	$1,769,000	1,690
Premises and equipment expense	$344,000	1,668
Additional noninterest expense	$517,000	2,473
Pre-tax net operating income	$703,000	2,827
Securities gains (losses)	$0	1,392
Applicable income taxes	$162,000	1,958
Income before extraordinary items	$541,000	3,016
Extraordinary gains, net	$0	3
Net income	$541,000	3,014
Minority interest net income	$0	55
Net income of bank and minority interests.	$541,000	3,016
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$541,000	2,991
2020-12-31 (YTD Data)		Rank
Total interest income	$13,495,000	2,040
Total interest expense	$2,903,000	1,523
Net interest income	$10,592,000	2,165
Provision for loan and lease losses	$50,000	3,874
Total noninterest income	$2,102,000	2,067
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$345,000	2,078
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,757,000	1,930
Total noninterest expense	$10,846,000	1,839
Salaries and employee benefits	$7,267,000	1,634
Premises and equipment expense	$1,392,000	1,612
Additional noninterest expense	$2,187,000	2,399
Pre-tax net operating income	$1,798,000	3,067
Securities gains (losses)	$6,000	2,412
Applicable income taxes	$381,000	2,131
Income before extraordinary items	$1,423,000	3,244
Extraordinary gains, net	$0	4
Net income	$1,423,000	3,243
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,423,000	3,244
Net charge-offs	$1,000	3,386
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,418,260	3,187
2020-09-30 (YTD Data)		Rank
Total interest income	$10,324,000	2,015
Total interest expense	$2,384,000	1,491
Net interest income	$7,940,000	2,155
Provision for loan and lease losses	$50,000	3,685
Total noninterest income	$1,427,000	2,136
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$259,000	2,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,168,000	2,012
Total noninterest expense	$8,172,000	1,813
Salaries and employee benefits	$5,483,000	1,607
Premises and equipment expense	$1,041,000	1,610
Additional noninterest expense	$1,648,000	2,355
Pre-tax net operating income	$1,145,000	3,292
Securities gains (losses)	$-1,000	4,639
Applicable income taxes	$230,000	2,286
Income before extraordinary items	$914,000	3,455
Extraordinary gains, net	$0	4
Net income	$914,000	3,454
Minority interest net income	$0	65
Net income of bank and minority interests.	$914,000	3,455
Net charge-offs	$1,000	3,162
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$914,800	3,412
2020-06-30 (YTD Data)		Rank
Total interest income	$7,069,000	2,007
Total interest expense	$1,760,000	1,462
Net interest income	$5,309,000	2,162
Provision for loan and lease losses	$0	4,134
Total noninterest income	$780,000	2,295
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$173,000	2,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$607,000	2,179
Total noninterest expense	$5,490,000	1,796
Salaries and employee benefits	$3,701,000	1,590
Premises and equipment expense	$684,000	1,620
Additional noninterest expense	$1,105,000	2,347
Pre-tax net operating income	$599,000	3,545
Securities gains (losses)	$-1,000	4,646
Applicable income taxes	$110,000	2,469
Income before extraordinary items	$488,000	3,683
Extraordinary gains, net	$0	4
Net income	$488,000	3,683
Minority interest net income	$0	65
Net income of bank and minority interests.	$488,000	3,683
Net charge-offs	$3,000	2,778
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$488,820	3,636
2020-03-31 (YTD Data)		Rank
Total interest income	$3,705,000	1,933
Total interest expense	$984,000	1,438
Net interest income	$2,721,000	2,081
Provision for loan and lease losses	$0	3,711
Total noninterest income	$295,000	2,543
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$110,000	2,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	2,527
Total noninterest expense	$2,735,000	1,819
Salaries and employee benefits	$1,828,000	1,619
Premises and equipment expense	$345,000	1,634
Additional noninterest expense	$562,000	2,349
Pre-tax net operating income	$281,000	3,474
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$48,000	2,435
Income before extraordinary items	$218,000	3,621
Extraordinary gains, net	$0	4
Net income	$218,000	3,622
Minority interest net income	$0	56
Net income of bank and minority interests.	$218,000	3,622
Net charge-offs	$1,000	2,430
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$230,300	3,542
2019-12-31 (YTD Data)		Rank
Total interest income	$14,932,000	1,930
Total interest expense	$4,084,000	1,458
Net interest income	$10,848,000	2,091
Provision for loan and lease losses	$0	3,973
Total noninterest income	$985,000	2,845
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$480,000	1,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	3,009
Total noninterest expense	$10,390,000	1,865
Salaries and employee benefits	$6,843,000	1,666
Premises and equipment expense	$1,331,000	1,653
Additional noninterest expense	$2,216,000	2,389
Pre-tax net operating income	$1,443,000	3,445
Securities gains (losses)	$-3,000	4,646
Applicable income taxes	$80,000	3,127
Income before extraordinary items	$1,360,000	3,386
Extraordinary gains, net	$0	11
Net income	$1,360,000	3,387
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,360,000	3,387
Net charge-offs	$2,000	3,605
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,362,820	3,360
2019-09-30 (YTD Data)		Rank
Total interest income	$11,248,000	1,936
Total interest expense	$3,046,000	1,470
Net interest income	$8,202,000	2,103
Provision for loan and lease losses	$0	3,836
Total noninterest income	$649,000	3,026
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$350,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	3,294
Total noninterest expense	$7,729,000	1,886
Salaries and employee benefits	$5,095,000	1,685
Premises and equipment expense	$991,000	1,679
Additional noninterest expense	$1,643,000	2,414
Pre-tax net operating income	$1,122,000	3,489
Securities gains (losses)	$0	2,167
Applicable income taxes	$18,000	3,555
Income before extraordinary items	$1,104,000	3,358
Extraordinary gains, net	$0	11
Net income	$1,104,000	3,357
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,104,000	3,358
Net charge-offs	$1,000	3,377
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,104,000	3,336
2019-06-30 (YTD Data)		Rank
Total interest income	$7,489,000	1,937
Total interest expense	$1,990,000	1,466
Net interest income	$5,499,000	2,108
Provision for loan and lease losses	$0	3,685
Total noninterest income	$383,000	3,149
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$231,000	2,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,591
Total noninterest expense	$5,206,000	1,877
Salaries and employee benefits	$3,398,000	1,684
Premises and equipment expense	$660,000	1,692
Additional noninterest expense	$1,148,000	2,354
Pre-tax net operating income	$676,000	3,614
Securities gains (losses)	$0	1,702
Applicable income taxes	$-79,000	5,234
Income before extraordinary items	$755,000	3,333
Extraordinary gains, net	$0	11
Net income	$755,000	3,331
Minority interest net income	$0	69
Net income of bank and minority interests.	$755,000	3,332
Net charge-offs	$2,000	2,996
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$755,000	3,309
2019-03-31 (YTD Data)		Rank
Total interest income	$3,783,000	1,927
Total interest expense	$961,000	1,472
Net interest income	$2,822,000	2,054
Provision for loan and lease losses	$0	3,406
Total noninterest income	$189,000	3,111
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$113,000	2,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	3,563
Total noninterest expense	$2,610,000	1,870
Salaries and employee benefits	$1,688,000	1,708
Premises and equipment expense	$345,000	1,651
Additional noninterest expense	$577,000	2,343
Pre-tax net operating income	$401,000	3,390
Securities gains (losses)	$0	1,087
Applicable income taxes	$-129,000	5,310
Income before extraordinary items	$530,000	2,824
Extraordinary gains, net	$0	5
Net income	$530,000	2,824
Minority interest net income	$0	52
Net income of bank and minority interests.	$530,000	2,823
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$530,000	2,810
2018-12-31 (YTD Data)		Rank
Total interest income	$14,114,000	1,943
Total interest expense	$3,160,000	1,375
Net interest income	$10,954,000	2,087
Provision for loan and lease losses	$101,000	3,042
Total noninterest income	$956,000	2,913
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$496,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$460,000	3,176
Total noninterest expense	$10,173,000	1,883
Salaries and employee benefits	$6,505,000	1,702
Premises and equipment expense	$1,459,000	1,539
Additional noninterest expense	$2,209,000	2,431
Pre-tax net operating income	$1,636,000	3,411
Securities gains (losses)	$0	1,125
Applicable income taxes	$360,000	2,247
Income before extraordinary items	$1,276,000	3,593
Extraordinary gains, net	$0	6
Net income	$1,276,000	3,590
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,276,000	3,592
Net charge-offs	$0	3,782
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,276,000	3,597
2018-09-30 (YTD Data)		Rank
Total interest income	$10,483,000	1,948
Total interest expense	$2,284,000	1,337
Net interest income	$8,199,000	2,091
Provision for loan and lease losses	$68,000	2,982
Total noninterest income	$714,000	2,947
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$364,000	2,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,194
Total noninterest expense	$7,718,000	1,850
Salaries and employee benefits	$4,896,000	1,699
Premises and equipment expense	$1,123,000	1,515
Additional noninterest expense	$1,699,000	2,386
Pre-tax net operating income	$1,127,000	3,592
Securities gains (losses)	$0	1,118
Applicable income taxes	$244,000	2,385
Income before extraordinary items	$883,000	3,751
Extraordinary gains, net	$0	5
Net income	$883,000	3,749
Minority interest net income	$0	66
Net income of bank and minority interests.	$883,000	3,750
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$883,000	3,752
2018-06-30 (YTD Data)		Rank
Total interest income	$6,901,000	1,956
Total interest expense	$1,473,000	1,306
Net interest income	$5,428,000	2,105
Provision for loan and lease losses	$122,000	2,000
Total noninterest income	$457,000	3,012
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$243,000	2,017
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,303
Total noninterest expense	$5,177,000	1,861
Salaries and employee benefits	$3,279,000	1,699
Premises and equipment expense	$730,000	1,560
Additional noninterest expense	$1,168,000	2,345
Pre-tax net operating income	$586,000	3,934
Securities gains (losses)	$0	961
Applicable income taxes	$106,000	2,683
Income before extraordinary items	$480,000	4,001
Extraordinary gains, net	$0	6
Net income	$480,000	4,000
Minority interest net income	$0	65
Net income of bank and minority interests.	$480,000	4,000
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$480,000	4,005
2018-03-31 (YTD Data)		Rank
Total interest income	$3,396,000	1,971
Total interest expense	$711,000	1,290
Net interest income	$2,685,000	2,129
Provision for loan and lease losses	$25,000	2,657
Total noninterest income	$236,000	2,946
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$123,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	3,178
Total noninterest expense	$2,614,000	1,861
Salaries and employee benefits	$1,635,000	1,730
Premises and equipment expense	$387,000	1,499
Additional noninterest expense	$592,000	2,301
Pre-tax net operating income	$282,000	3,945
Securities gains (losses)	$0	735
Applicable income taxes	$40,000	2,846
Income before extraordinary items	$242,000	3,965
Extraordinary gains, net	$0	7
Net income	$242,000	3,965
Minority interest net income	$0	52
Net income of bank and minority interests.	$242,000	3,965
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$242,000	3,962
2017-12-31 (YTD Data)		Rank
Total interest income	$12,886,000	1,994
Total interest expense	$2,355,000	1,350
Net interest income	$10,531,000	2,133
Provision for loan and lease losses	$527,000	1,401
Total noninterest income	$982,000	2,968
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$547,000	1,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	3,347
Total noninterest expense	$9,630,000	1,973
Salaries and employee benefits	$6,145,000	1,782
Premises and equipment expense	$1,320,000	1,713
Additional noninterest expense	$2,165,000	2,519
Pre-tax net operating income	$1,356,000	3,678
Securities gains (losses)	$128,000	536
Applicable income taxes	$-694,000	5,614
Income before extraordinary items	$2,178,000	2,544
Extraordinary gains, net	$0	9
Net income	$2,178,000	2,544
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,178,000	2,544
Net charge-offs	$0	4,128
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,050,000	2,641
2017-09-30 (YTD Data)		Rank
Total interest income	$9,562,000	2,019
Total interest expense	$1,680,000	1,387
Net interest income	$7,882,000	2,142
Provision for loan and lease losses	$355,000	1,467
Total noninterest income	$704,000	3,059
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$419,000	1,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	3,545
Total noninterest expense	$7,175,000	1,978
Salaries and employee benefits	$4,596,000	1,797
Premises and equipment expense	$987,000	1,717
Additional noninterest expense	$1,592,000	2,557
Pre-tax net operating income	$1,056,000	3,673
Securities gains (losses)	$128,000	495
Applicable income taxes	$375,000	2,313
Income before extraordinary items	$809,000	3,830
Extraordinary gains, net	$0	9
Net income	$809,000	3,828
Minority interest net income	$0	71
Net income of bank and minority interests.	$809,000	3,830
Net charge-offs	$1,000	3,697
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$721,960	3,966
2017-06-30 (YTD Data)		Rank
Total interest income	$6,260,000	2,040
Total interest expense	$1,027,000	1,450
Net interest income	$5,233,000	2,144
Provision for loan and lease losses	$295,000	1,256
Total noninterest income	$391,000	3,357
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$288,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	4,252
Total noninterest expense	$4,781,000	1,973
Salaries and employee benefits	$3,052,000	1,804
Premises and equipment expense	$655,000	1,731
Additional noninterest expense	$1,074,000	2,533
Pre-tax net operating income	$548,000	4,008
Securities gains (losses)	$128,000	367
Applicable income taxes	$205,000	2,449
Income before extraordinary items	$471,000	3,967
Extraordinary gains, net	$0	11
Net income	$471,000	3,966
Minority interest net income	$0	71
Net income of bank and minority interests.	$471,000	3,967
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$381,400	4,203
2017-03-31 (YTD Data)		Rank
Total interest income	$3,076,000	2,065
Total interest expense	$477,000	1,519
Net interest income	$2,599,000	2,157
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$191,000	3,362
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$155,000	1,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	4,629
Total noninterest expense	$2,431,000	1,979
Salaries and employee benefits	$1,541,000	1,793
Premises and equipment expense	$345,000	1,656
Additional noninterest expense	$545,000	2,503
Pre-tax net operating income	$299,000	3,841
Securities gains (losses)	$92,000	249
Applicable income taxes	$124,000	2,275
Income before extraordinary items	$267,000	3,786
Extraordinary gains, net	$0	8
Net income	$267,000	3,785
Minority interest net income	$0	55
Net income of bank and minority interests.	$267,000	3,786
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$204,440	4,092
2016-12-31 (YTD Data)		Rank
Total interest income	$11,070,000	2,216
Total interest expense	$1,623,000	1,692
Net interest income	$9,447,000	2,297
Provision for loan and lease losses	$75,000	3,346
Total noninterest income	$1,114,000	2,865
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$391,000	2,508
Trading account gains and fees	$0	170
Additional Noninterest Income	$723,000	2,784
Total noninterest expense	$8,960,000	2,100
Salaries and employee benefits	$5,707,000	1,872
Premises and equipment expense	$1,270,000	1,770
Additional noninterest expense	$1,983,000	2,780
Pre-tax net operating income	$1,526,000	3,490
Securities gains (losses)	$85,000	1,459
Applicable income taxes	$560,000	2,167
Income before extraordinary items	$1,051,000	3,816
Extraordinary gains, net	$0	5
Net income	$1,051,000	3,814
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,051,000	3,815
Net charge-offs	$1,000	4,216
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$995,750	3,839
2016-09-30 (YTD Data)		Rank
Total interest income	$8,276,000	2,219
Total interest expense	$1,230,000	1,672
Net interest income	$7,046,000	2,301
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$857,000	2,839
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$292,000	2,510
Trading account gains and fees	$0	169
Additional Noninterest Income	$565,000	2,726
Total noninterest expense	$6,759,000	2,077
Salaries and employee benefits	$4,312,000	1,841
Premises and equipment expense	$958,000	1,767
Additional noninterest expense	$1,489,000	2,765
Pre-tax net operating income	$1,069,000	3,618
Securities gains (losses)	$85,000	1,376
Applicable income taxes	$407,000	2,226
Income before extraordinary items	$747,000	3,948
Extraordinary gains, net	$0	5
Net income	$747,000	3,946
Minority interest net income	$0	71
Net income of bank and minority interests.	$747,000	3,948
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$691,750	3,984
2016-06-30 (YTD Data)		Rank
Total interest income	$5,602,000	2,198
Total interest expense	$820,000	1,662
Net interest income	$4,782,000	2,275
Provision for loan and lease losses	$75,000	2,531
Total noninterest income	$572,000	2,825
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$191,000	2,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$381,000	2,721
Total noninterest expense	$4,539,000	2,079
Salaries and employee benefits	$2,908,000	1,833
Premises and equipment expense	$638,000	1,760
Additional noninterest expense	$993,000	2,774
Pre-tax net operating income	$740,000	3,579
Securities gains (losses)	$67,000	1,232
Applicable income taxes	$291,000	2,158
Income before extraordinary items	$516,000	3,906
Extraordinary gains, net	$0	16
Net income	$516,000	3,904
Minority interest net income	$0	71
Net income of bank and minority interests.	$516,000	3,905
Net charge-offs	$-2,000	4,474
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$473,120	3,971
2016-03-31 (YTD Data)		Rank
Total interest income	$2,813,000	2,188
Total interest expense	$413,000	1,652
Net interest income	$2,400,000	2,263
Provision for loan and lease losses	$37,000	2,417
Total noninterest income	$305,000	2,703
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$216,000	2,528
Total noninterest expense	$2,311,000	2,062
Salaries and employee benefits	$1,489,000	1,810
Premises and equipment expense	$319,000	1,777
Additional noninterest expense	$503,000	2,763
Pre-tax net operating income	$357,000	3,593
Securities gains (losses)	$13,000	1,414
Applicable income taxes	$135,000	2,189
Income before extraordinary items	$235,000	4,013
Extraordinary gains, net	$0	12
Net income	$235,000	4,010
Minority interest net income	$0	62
Net income of bank and minority interests.	$235,000	4,011
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$226,680	4,010
2015-12-31 (YTD Data)		Rank
Total interest income	$11,335,000	2,126
Total interest expense	$1,651,000	1,633
Net interest income	$9,684,000	2,211
Provision for loan and lease losses	$130,000	2,763
Total noninterest income	$1,474,000	2,504
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$311,000	2,953
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,163,000	2,184
Total noninterest expense	$8,901,000	2,108
Salaries and employee benefits	$5,657,000	1,848
Premises and equipment expense	$1,276,000	1,790
Additional noninterest expense	$1,968,000	2,821
Pre-tax net operating income	$2,127,000	2,895
Securities gains (losses)	$70,000	1,397
Applicable income taxes	$857,000	1,736
Income before extraordinary items	$1,340,000	3,428
Extraordinary gains, net	$0	23
Net income	$1,340,000	3,426
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,340,000	3,428
Net charge-offs	$2,000	4,318
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,295,200	3,438
2015-09-30 (YTD Data)		Rank
Total interest income	$8,468,000	2,150
Total interest expense	$1,242,000	1,657
Net interest income	$7,226,000	2,236
Provision for loan and lease losses	$97,000	2,701
Total noninterest income	$1,057,000	2,594
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$221,000	3,077
Trading account gains and fees	$0	153
Additional Noninterest Income	$836,000	2,254
Total noninterest expense	$6,688,000	2,104
Salaries and employee benefits	$4,235,000	1,853
Premises and equipment expense	$971,000	1,778
Additional noninterest expense	$1,482,000	2,812
Pre-tax net operating income	$1,498,000	3,074
Securities gains (losses)	$70,000	1,251
Applicable income taxes	$611,000	1,828
Income before extraordinary items	$957,000	3,576
Extraordinary gains, net	$0	21
Net income	$957,000	3,575
Minority interest net income	$0	78
Net income of bank and minority interests.	$957,000	3,576
Net charge-offs	$2,000	3,995
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$912,200	3,608
2015-06-30 (YTD Data)		Rank
Total interest income	$5,620,000	2,156
Total interest expense	$836,000	1,652
Net interest income	$4,784,000	2,239
Provision for loan and lease losses	$65,000	2,615
Total noninterest income	$673,000	2,672
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$140,000	3,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$533,000	2,345
Total noninterest expense	$4,464,000	2,116
Salaries and employee benefits	$2,843,000	1,849
Premises and equipment expense	$669,000	1,734
Additional noninterest expense	$952,000	2,910
Pre-tax net operating income	$928,000	3,206
Securities gains (losses)	$70,000	1,032
Applicable income taxes	$389,000	1,874
Income before extraordinary items	$609,000	3,643
Extraordinary gains, net	$0	22
Net income	$609,000	3,644
Minority interest net income	$0	75
Net income of bank and minority interests.	$609,000	3,645
Net charge-offs	$2,000	3,666
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$564,200	3,718
2015-03-31 (YTD Data)		Rank
Total interest income	$2,825,000	2,141
Total interest expense	$418,000	1,656
Net interest income	$2,407,000	2,219
Provision for loan and lease losses	$32,000	2,430
Total noninterest income	$246,000	3,069
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$69,000	3,159
Trading account gains and fees	$0	152
Additional Noninterest Income	$177,000	2,795
Total noninterest expense	$2,251,000	2,099
Salaries and employee benefits	$1,418,000	1,865
Premises and equipment expense	$361,000	1,632
Additional noninterest expense	$472,000	2,908
Pre-tax net operating income	$370,000	3,509
Securities gains (losses)	$0	2,027
Applicable income taxes	$144,000	2,133
Income before extraordinary items	$226,000	4,093
Extraordinary gains, net	$0	13
Net income	$226,000	4,096
Minority interest net income	$0	64
Net income of bank and minority interests.	$226,000	4,096
Net charge-offs	$1,000	3,128
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$226,000	4,027
2014-12-31 (YTD Data)		Rank
Total interest income	$10,936,000	2,200
Total interest expense	$1,612,000	1,785
Net interest income	$9,324,000	2,282
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,106,000	2,955
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$296,000	3,232
Trading account gains and fees	$0	180
Additional Noninterest Income	$810,000	2,621
Total noninterest expense	$8,879,000	2,123
Salaries and employee benefits	$5,436,000	1,895
Premises and equipment expense	$1,507,000	1,559
Additional noninterest expense	$1,936,000	2,959
Pre-tax net operating income	$1,551,000	3,424
Securities gains (losses)	$25,000	2,199
Applicable income taxes	$714,000	1,874
Income before extraordinary items	$862,000	4,201
Extraordinary gains, net	$0	17
Net income	$862,000	4,201
Minority interest net income	$0	84
Net income of bank and minority interests.	$862,000	4,202
Net charge-offs	$5,000	4,734
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$846,000	4,172
2014-09-30 (YTD Data)		Rank
Total interest income	$8,123,000	2,234
Total interest expense	$1,195,000	1,823
Net interest income	$6,928,000	2,303
Provision for loan and lease losses	$0	4,401
Total noninterest income	$854,000	2,946
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$216,000	3,310
Trading account gains and fees	$0	174
Additional Noninterest Income	$638,000	2,567
Total noninterest expense	$6,807,000	2,075
Salaries and employee benefits	$4,254,000	1,822
Premises and equipment expense	$1,125,000	1,582
Additional noninterest expense	$1,428,000	2,998
Pre-tax net operating income	$975,000	3,803
Securities gains (losses)	$25,000	1,897
Applicable income taxes	$427,000	2,127
Income before extraordinary items	$573,000	4,414
Extraordinary gains, net	$0	15
Net income	$573,000	4,415
Minority interest net income	$0	81
Net income of bank and minority interests.	$573,000	4,416
Net charge-offs	$5,000	4,372
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$557,000	4,407
2014-06-30 (YTD Data)		Rank
Total interest income	$5,360,000	2,248
Total interest expense	$787,000	1,862
Net interest income	$4,573,000	2,316
Provision for loan and lease losses	$0	4,196
Total noninterest income	$535,000	2,996
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$138,000	3,394
Trading account gains and fees	$0	172
Additional Noninterest Income	$397,000	2,632
Total noninterest expense	$4,501,000	2,102
Salaries and employee benefits	$2,781,000	1,858
Premises and equipment expense	$748,000	1,584
Additional noninterest expense	$972,000	2,955
Pre-tax net operating income	$607,000	3,846
Securities gains (losses)	$0	2,580
Applicable income taxes	$274,000	2,111
Income before extraordinary items	$333,000	4,570
Extraordinary gains, net	$0	20
Net income	$333,000	4,573
Minority interest net income	$0	80
Net income of bank and minority interests.	$333,000	4,574
Net charge-offs	$6,000	3,908
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$333,000	4,519
2014-03-31 (YTD Data)		Rank
Total interest income	$2,660,000	2,267
Total interest expense	$384,000	1,937
Net interest income	$2,276,000	2,311
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$286,000	2,875
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$68,000	3,391
Trading account gains and fees	$0	147
Additional Noninterest Income	$218,000	2,430
Total noninterest expense	$2,246,000	2,113
Salaries and employee benefits	$1,357,000	1,919
Premises and equipment expense	$379,000	1,590
Additional noninterest expense	$510,000	2,837
Pre-tax net operating income	$301,000	3,818
Securities gains (losses)	$0	1,715
Applicable income taxes	$117,000	2,219
Income before extraordinary items	$184,000	4,389
Extraordinary gains, net	$0	16
Net income	$184,000	4,390
Minority interest net income	$0	66
Net income of bank and minority interests.	$184,000	4,391
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$184,000	4,336
2013-12-31 (YTD Data)		Rank
Total interest income	$9,911,000	2,450
Total interest expense	$1,494,000	2,166
Net interest income	$8,417,000	2,483
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$1,541,000	2,545
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$309,000	3,305
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,232,000	2,101
Total noninterest expense	$8,405,000	2,248
Salaries and employee benefits	$5,501,000	1,856
Premises and equipment expense	$1,053,000	2,146
Additional noninterest expense	$1,851,000	3,148
Pre-tax net operating income	$1,433,000	3,494
Securities gains (losses)	$10,000	2,629
Applicable income taxes	$544,000	2,063
Income before extraordinary items	$899,000	4,085
Extraordinary gains, net	$0	29
Net income	$899,000	4,088
Minority interest net income	$0	90
Net income of bank and minority interests.	$899,000	4,088
Net charge-offs	$55,000	4,279
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$892,600	4,044
2013-09-30 (YTD Data)		Rank
Total interest income	$7,324,000	2,500
Total interest expense	$1,129,000	2,216
Net interest income	$6,195,000	2,542
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$1,104,000	2,671
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$230,000	3,337
Trading account gains and fees	$0	180
Additional Noninterest Income	$874,000	2,235
Total noninterest expense	$6,253,000	2,266
Salaries and employee benefits	$4,116,000	1,863
Premises and equipment expense	$793,000	2,166
Additional noninterest expense	$1,344,000	3,226
Pre-tax net operating income	$956,000	3,754
Securities gains (losses)	$10,000	2,497
Applicable income taxes	$361,000	2,241
Income before extraordinary items	$605,000	4,296
Extraordinary gains, net	$0	25
Net income	$605,000	4,299
Minority interest net income	$0	84
Net income of bank and minority interests.	$605,000	4,300
Net charge-offs	$53,000	3,810
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$598,600	4,236
2013-06-30 (YTD Data)		Rank
Total interest income	$4,860,000	2,503
Total interest expense	$760,000	2,244
Net interest income	$4,100,000	2,552
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$834,000	2,486
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$152,000	3,330
Trading account gains and fees	$0	157
Additional Noninterest Income	$682,000	2,066
Total noninterest expense	$4,206,000	2,254
Salaries and employee benefits	$2,815,000	1,824
Premises and equipment expense	$529,000	2,166
Additional noninterest expense	$862,000	3,320
Pre-tax net operating income	$668,000	3,651
Securities gains (losses)	$10,000	2,282
Applicable income taxes	$255,000	2,191
Income before extraordinary items	$423,000	4,229
Extraordinary gains, net	$0	22
Net income	$423,000	4,231
Minority interest net income	$0	82
Net income of bank and minority interests.	$423,000	4,232
Net charge-offs	$53,000	3,311
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$416,600	4,140
2013-03-31 (YTD Data)		Rank
Total interest income	$2,417,000	2,525
Total interest expense	$388,000	2,260
Net interest income	$2,029,000	2,585
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$446,000	2,397
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$74,000	3,357
Trading account gains and fees	$0	148
Additional Noninterest Income	$372,000	1,945
Total noninterest expense	$2,188,000	2,169
Salaries and employee benefits	$1,458,000	1,792
Premises and equipment expense	$279,000	2,095
Additional noninterest expense	$451,000	3,213
Pre-tax net operating income	$257,000	4,074
Securities gains (losses)	$7,000	1,580
Applicable income taxes	$97,000	2,438
Income before extraordinary items	$167,000	4,573
Extraordinary gains, net	$0	10
Net income	$167,000	4,574
Minority interest net income	$0	76
Net income of bank and minority interests.	$167,000	4,575
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$162,520	4,514
2012-12-31 (YTD Data)		Rank
Total interest income	$10,083,000	2,549
Total interest expense	$1,792,000	2,348
Net interest income	$8,291,000	2,592
Provision for loan and lease losses	$-62,000	6,865
Total noninterest income	$2,063,000	2,135
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$337,000	3,265
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,726,000	1,689
Total noninterest expense	$8,830,000	2,155
Salaries and employee benefits	$6,093,000	1,661
Premises and equipment expense	$1,041,000	2,205
Additional noninterest expense	$1,696,000	3,496
Pre-tax net operating income	$1,586,000	3,243
Securities gains (losses)	$35,000	2,941
Applicable income taxes	$588,000	2,017
Income before extraordinary items	$1,033,000	3,843
Extraordinary gains, net	$0	29
Net income	$1,033,000	3,843
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,033,000	3,845
Net charge-offs	$-29,000	6,761
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,010,600	3,733
2012-09-30 (YTD Data)		Rank
Total interest income	$7,620,000	2,585
Total interest expense	$1,387,000	2,367
Net interest income	$6,233,000	2,628
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,411,000	2,269
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$255,000	3,290
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,156,000	1,811
Total noninterest expense	$6,819,000	2,110
Salaries and employee benefits	$4,791,000	1,579
Premises and equipment expense	$785,000	2,218
Additional noninterest expense	$1,243,000	3,553
Pre-tax net operating income	$825,000	3,981
Securities gains (losses)	$34,000	2,651
Applicable income taxes	$314,000	2,417
Income before extraordinary items	$545,000	4,539
Extraordinary gains, net	$0	20
Net income	$545,000	4,538
Minority interest net income	$0	86
Net income of bank and minority interests.	$545,000	4,537
Net charge-offs	$31,000	4,837
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$523,240	4,406
2012-06-30 (YTD Data)		Rank
Total interest income	$5,173,000	2,552
Total interest expense	$953,000	2,389
Net interest income	$4,220,000	2,580
Provision for loan and lease losses	$0	5,619
Total noninterest income	$927,000	2,277
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$167,000	3,300
Trading account gains and fees	$0	153
Additional Noninterest Income	$760,000	1,812
Total noninterest expense	$4,533,000	2,123
Salaries and employee benefits	$3,214,000	1,568
Premises and equipment expense	$498,000	2,299
Additional noninterest expense	$821,000	3,602
Pre-tax net operating income	$614,000	3,764
Securities gains (losses)	$30,000	2,327
Applicable income taxes	$236,000	2,294
Income before extraordinary items	$408,000	4,326
Extraordinary gains, net	$0	19
Net income	$408,000	4,329
Minority interest net income	$0	84
Net income of bank and minority interests.	$408,000	4,328
Net charge-offs	$32,000	4,361
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$388,800	4,225
2012-03-31 (YTD Data)		Rank
Total interest income	$2,597,000	2,566
Total interest expense	$490,000	2,427
Net interest income	$2,107,000	2,591
Provision for loan and lease losses	$0	5,254
Total noninterest income	$463,000	2,261
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$80,000	3,381
Trading account gains and fees	$0	148
Additional Noninterest Income	$383,000	1,807
Total noninterest expense	$2,272,000	2,109
Salaries and employee benefits	$1,599,000	1,579
Premises and equipment expense	$241,000	2,379
Additional noninterest expense	$432,000	3,463
Pre-tax net operating income	$298,000	3,848
Securities gains (losses)	$13,000	1,721
Applicable income taxes	$113,000	2,325
Income before extraordinary items	$198,000	4,400
Extraordinary gains, net	$0	19
Net income	$198,000	4,403
Minority interest net income	$0	78
Net income of bank and minority interests.	$198,000	4,403
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$189,680	4,326
2011-12-31 (YTD Data)		Rank
Total interest income	$10,725,000	2,596
Total interest expense	$2,257,000	2,522
Net interest income	$8,468,000	2,583
Provision for loan and lease losses	$0	6,496
Total noninterest income	$1,405,000	2,555
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$391,000	3,079
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,014,000	2,116
Total noninterest expense	$8,877,000	2,149
Salaries and employee benefits	$6,256,000	1,568
Premises and equipment expense	$1,515,000	1,640
Additional noninterest expense	$1,106,000	4,677
Pre-tax net operating income	$996,000	3,746
Securities gains (losses)	$-241,000	7,174
Applicable income taxes	$410,000	2,228
Income before extraordinary items	$345,000	5,110
Extraordinary gains, net	$0	29
Net income	$345,000	5,112
Minority interest net income	$0	96
Net income of bank and minority interests.	$345,000	5,112
Net charge-offs	$208,000	4,252
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$499,240	4,555
2011-09-30 (YTD Data)		Rank
Total interest income	$8,147,000	2,588
Total interest expense	$1,753,000	2,546
Net interest income	$6,394,000	2,583
Provision for loan and lease losses	$0	6,393
Total noninterest income	$946,000	2,705
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	3,019
Trading account gains and fees	$0	145
Additional Noninterest Income	$643,000	2,329
Total noninterest expense	$6,735,000	2,136
Salaries and employee benefits	$4,637,000	1,593
Premises and equipment expense	$1,215,000	1,541
Additional noninterest expense	$883,000	4,510
Pre-tax net operating income	$605,000	4,207
Securities gains (losses)	$-249,000	7,298
Applicable income taxes	$216,000	2,583
Income before extraordinary items	$140,000	5,747
Extraordinary gains, net	$0	21
Net income	$140,000	5,748
Minority interest net income	$0	87
Net income of bank and minority interests.	$140,000	5,748
Net charge-offs	$237,000	3,517
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$299,360	4,943
2011-06-30 (YTD Data)		Rank
Total interest income	$5,474,000	2,596
Total interest expense	$1,201,000	2,566
Net interest income	$4,273,000	2,577
Provision for loan and lease losses	$0	6,217
Total noninterest income	$603,000	2,800
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	2,991
Trading account gains and fees	$0	153
Additional Noninterest Income	$401,000	2,437
Total noninterest expense	$4,541,000	2,130
Salaries and employee benefits	$3,080,000	1,607
Premises and equipment expense	$833,000	1,511
Additional noninterest expense	$628,000	4,403
Pre-tax net operating income	$335,000	4,464
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$110,000	2,790
Income before extraordinary items	$227,000	4,843
Extraordinary gains, net	$0	15
Net income	$227,000	4,842
Minority interest net income	$0	89
Net income of bank and minority interests.	$227,000	4,843
Net charge-offs	$182,000	3,205
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$225,660	4,762
2011-03-31 (YTD Data)		Rank
Total interest income	$2,760,000	2,591
Total interest expense	$603,000	2,629
Net interest income	$2,157,000	2,541
Provision for loan and lease losses	$0	5,840
Total noninterest income	$379,000	2,442
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	2,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$276,000	2,016
Total noninterest expense	$2,446,000	1,978
Salaries and employee benefits	$1,583,000	1,586
Premises and equipment expense	$436,000	1,478
Additional noninterest expense	$427,000	3,572
Pre-tax net operating income	$90,000	5,253
Securities gains (losses)	$0	1,772
Applicable income taxes	$21,000	3,412
Income before extraordinary items	$69,000	5,430
Extraordinary gains, net	$0	9
Net income	$69,000	5,429
Minority interest net income	$0	86
Net income of bank and minority interests.	$69,000	5,430
Net charge-offs	$143,000	2,398
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$69,000	5,381
2010-12-31 (YTD Data)		Rank
Total interest income	$12,016,000	2,493
Total interest expense	$2,865,000	2,700
Net interest income	$9,151,000	2,388
Provision for loan and lease losses	$0	7,042
Total noninterest income	$1,740,000	2,288
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,740,000	1,540
Total noninterest expense	$8,556,000	2,260
Salaries and employee benefits	$5,882,000	1,659
Premises and equipment expense	$1,533,000	1,680
Additional noninterest expense	$1,141,000	4,739
Pre-tax net operating income	$2,335,000	1,987
Securities gains (losses)	$19,000	3,127
Applicable income taxes	$831,000	1,407
Income before extraordinary items	$1,523,000	2,485
Extraordinary gains, net	$0	29
Net income	$1,523,000	2,482
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,523,000	2,487
Net charge-offs	$5,000	6,697
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,510,650	2,409
2010-09-30 (YTD Data)		Rank
Total interest income	$9,196,000	2,506
Total interest expense	$2,213,000	2,745
Net interest income	$6,983,000	2,386
Provision for loan and lease losses	$0	6,977
Total noninterest income	$1,133,000	2,514
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,133,000	1,660
Total noninterest expense	$6,529,000	2,217
Salaries and employee benefits	$4,393,000	1,666
Premises and equipment expense	$1,249,000	1,553
Additional noninterest expense	$887,000	4,640
Pre-tax net operating income	$1,587,000	2,274
Securities gains (losses)	$17,000	2,949
Applicable income taxes	$481,000	1,712
Income before extraordinary items	$1,123,000	2,679
Extraordinary gains, net	$0	23
Net income	$1,123,000	2,677
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,123,000	2,681
Net charge-offs	$3,000	6,518
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,111,100	2,573
2010-06-30 (YTD Data)		Rank
Total interest income	$6,312,000	2,460
Total interest expense	$1,515,000	2,765
Net interest income	$4,797,000	2,330
Provision for loan and lease losses	$0	6,857
Total noninterest income	$657,000	2,697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$657,000	1,752
Total noninterest expense	$4,382,000	2,203
Salaries and employee benefits	$2,939,000	1,683
Premises and equipment expense	$854,000	1,543
Additional noninterest expense	$589,000	4,633
Pre-tax net operating income	$1,072,000	2,245
Securities gains (losses)	$9,000	2,629
Applicable income taxes	$324,000	1,662
Income before extraordinary items	$757,000	2,607
Extraordinary gains, net	$0	19
Net income	$757,000	2,604
Minority interest net income	$0	105
Net income of bank and minority interests.	$757,000	2,606
Net charge-offs	$2,000	6,208
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$750,700	2,519
2010-03-31 (YTD Data)		Rank
Total interest income	$3,193,000	2,493
Total interest expense	$784,000	2,798
Net interest income	$2,409,000	2,336
Provision for loan and lease losses	$0	6,552
Total noninterest income	$345,000	2,610
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$345,000	1,676
Total noninterest expense	$2,192,000	2,226
Salaries and employee benefits	$1,455,000	1,726
Premises and equipment expense	$452,000	1,494
Additional noninterest expense	$285,000	4,738
Pre-tax net operating income	$562,000	2,211
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$169,000	1,604
Income before extraordinary items	$395,000	2,577
Extraordinary gains, net	$0	16
Net income	$395,000	2,573
Minority interest net income	$0	91
Net income of bank and minority interests.	$395,000	2,577
Net charge-offs	$3,000	5,292
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$393,600	2,490
2009-12-31 (YTD Data)		Rank
Total interest income	$13,013,000	2,552
Total interest expense	$4,469,000	2,493
Net interest income	$8,544,000	2,539
Provision for loan and lease losses	$-3,000	7,953
Total noninterest income	$1,329,000	2,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,329,000	1,792
Total noninterest expense	$8,574,000	2,305
Salaries and employee benefits	$5,643,000	1,754
Premises and equipment expense	$1,598,000	1,691
Additional noninterest expense	$1,333,000	4,431
Pre-tax net operating income	$1,302,000	2,577
Securities gains (losses)	$180,000	1,627
Applicable income taxes	$446,000	1,659
Income before extraordinary items	$1,036,000	2,709
Extraordinary gains, net	$0	34
Net income	$1,036,000	2,708
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,036,000	2,709
Net charge-offs	$-36,000	7,938
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$910,000	2,872
2009-09-30 (YTD Data)		Rank
Total interest income	$9,850,000	2,567
Total interest expense	$3,591,000	2,455
Net interest income	$6,259,000	2,621
Provision for loan and lease losses	$40,000	6,665
Total noninterest income	$1,027,000	2,771
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,027,000	1,792
Total noninterest expense	$6,478,000	2,290
Salaries and employee benefits	$4,213,000	1,788
Premises and equipment expense	$1,181,000	1,738
Additional noninterest expense	$1,084,000	4,169
Pre-tax net operating income	$768,000	3,180
Securities gains (losses)	$172,000	1,401
Applicable income taxes	$283,000	1,983
Income before extraordinary items	$657,000	3,231
Extraordinary gains, net	$0	27
Net income	$657,000	3,228
Minority interest net income	$0	118
Net income of bank and minority interests.	$657,000	3,231
Net charge-offs	$6,000	6,654
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$536,600	3,477
2009-06-30 (YTD Data)		Rank
Total interest income	$6,664,000	2,567
Total interest expense	$2,523,000	2,433
Net interest income	$4,141,000	2,623
Provision for loan and lease losses	$40,000	6,240
Total noninterest income	$688,000	2,780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$688,000	1,830
Total noninterest expense	$4,347,000	2,309
Salaries and employee benefits	$2,779,000	1,833
Premises and equipment expense	$810,000	1,720
Additional noninterest expense	$758,000	4,030
Pre-tax net operating income	$442,000	3,510
Securities gains (losses)	$159,000	1,171
Applicable income taxes	$181,000	2,070
Income before extraordinary items	$420,000	3,400
Extraordinary gains, net	$0	21
Net income	$420,000	3,395
Minority interest net income	$0	112
Net income of bank and minority interests.	$420,000	3,398
Net charge-offs	$1,000	6,525
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$308,700	3,808
2009-03-31 (YTD Data)		Rank
Total interest income	$3,432,000	2,533
Total interest expense	$1,293,000	2,459
Net interest income	$2,139,000	2,534
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$234,000	3,510
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$234,000	2,290
Total noninterest expense	$2,115,000	2,304
Salaries and employee benefits	$1,389,000	1,867
Premises and equipment expense	$411,000	1,711
Additional noninterest expense	$315,000	4,255
Pre-tax net operating income	$228,000	3,819
Securities gains (losses)	$157,000	777
Applicable income taxes	$116,000	2,030
Income before extraordinary items	$269,000	3,316
Extraordinary gains, net	$0	15
Net income	$269,000	3,316
Minority interest net income	$0	102
Net income of bank and minority interests.	$269,000	3,317
Net charge-offs	$3,000	5,319
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$159,100	4,086
2008-12-31 (YTD Data)		Rank
Total interest income	$13,275,000	2,778
Total interest expense	$5,240,000	2,851
Net interest income	$8,035,000	2,693
Provision for loan and lease losses	$0	7,334
Total noninterest income	$-652,000	8,243
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-1,619,000	8,255
Additional Noninterest Income	$967,000	2,168
Total noninterest expense	$7,845,000	2,411
Salaries and employee benefits	$5,297,000	1,908
Premises and equipment expense	$1,467,000	1,872
Additional noninterest expense	$1,081,000	4,591
Pre-tax net operating income	$-462,000	6,740
Securities gains (losses)	$68,000	1,402
Applicable income taxes	$367,000	2,171
Income before extraordinary items	$-761,000	6,872
Extraordinary gains, net	$0	39
Net income	$-761,000	6,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	3,808
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-829,000	7,031
2008-09-30 (YTD Data)		Rank
Total interest income	$9,713,000	2,888
Total interest expense	$3,881,000	2,981
Net interest income	$5,832,000	2,797
Provision for loan and lease losses	$0	6,991
Total noninterest income	$706,000	3,624
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$706,000	2,309
Total noninterest expense	$5,835,000	2,426
Salaries and employee benefits	$3,963,000	1,952
Premises and equipment expense	$1,086,000	1,881
Additional noninterest expense	$786,000	4,597
Pre-tax net operating income	$703,000	4,334
Securities gains (losses)	$60,000	1,302
Applicable income taxes	$229,000	2,766
Income before extraordinary items	$534,000	4,318
Extraordinary gains, net	$0	31
Net income	$534,000	4,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,630
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$492,000	4,625
2008-06-30 (YTD Data)		Rank
Total interest income	$6,399,000	2,962
Total interest expense	$2,623,000	3,053
Net interest income	$3,776,000	2,855
Provision for loan and lease losses	$0	6,671
Total noninterest income	$420,000	3,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$420,000	2,513
Total noninterest expense	$3,898,000	2,432
Salaries and employee benefits	$2,658,000	1,955
Premises and equipment expense	$743,000	1,847
Additional noninterest expense	$497,000	4,737
Pre-tax net operating income	$298,000	5,289
Securities gains (losses)	$54,000	1,391
Applicable income taxes	$106,000	3,393
Income before extraordinary items	$246,000	5,311
Extraordinary gains, net	$0	21
Net income	$246,000	5,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,756
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$208,200	5,484
2008-03-31 (YTD Data)		Rank
Total interest income	$3,258,000	2,987
Total interest expense	$1,387,000	3,090
Net interest income	$1,871,000	2,875
Provision for loan and lease losses	$0	6,080
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$186,000	2,685
Total noninterest expense	$1,934,000	2,443
Salaries and employee benefits	$1,322,000	1,989
Premises and equipment expense	$375,000	1,821
Additional noninterest expense	$237,000	4,843
Pre-tax net operating income	$123,000	5,731
Securities gains (losses)	$37,000	1,259
Applicable income taxes	$48,000	3,601
Income before extraordinary items	$112,000	5,680
Extraordinary gains, net	$0	15
Net income	$112,000	5,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$86,100	5,934
2007-12-31 (YTD Data)		Rank
Total interest income	$13,601,000	2,923
Total interest expense	$5,747,000	3,114
Net interest income	$7,854,000	2,773
Provision for loan and lease losses	$0	6,851
Total noninterest income	$627,000	4,551
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$627,000	2,939
Total noninterest expense	$7,769,000	2,351
Salaries and employee benefits	$5,443,000	1,852
Premises and equipment expense	$1,347,000	1,931
Additional noninterest expense	$979,000	4,727
Pre-tax net operating income	$712,000	5,415
Securities gains (losses)	$153,000	499
Applicable income taxes	$272,000	3,500
Income before extraordinary items	$593,000	5,371
Extraordinary gains, net	$0	39
Net income	$593,000	5,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$487,430	5,708
2007-09-30 (YTD Data)		Rank
Total interest income	$10,248,000	2,921
Total interest expense	$4,296,000	3,122
Net interest income	$5,952,000	2,747
Provision for loan and lease losses	$0	6,528
Total noninterest income	$478,000	4,521
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$478,000	2,922
Total noninterest expense	$5,800,000	2,342
Salaries and employee benefits	$4,058,000	1,854
Premises and equipment expense	$994,000	1,946
Additional noninterest expense	$748,000	4,603
Pre-tax net operating income	$630,000	5,343
Securities gains (losses)	$128,000	443
Applicable income taxes	$240,000	3,472
Income before extraordinary items	$518,000	5,314
Extraordinary gains, net	$0	33
Net income	$518,000	5,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$430,960	5,661
2007-06-30 (YTD Data)		Rank
Total interest income	$6,886,000	2,926
Total interest expense	$2,885,000	3,099
Net interest income	$4,001,000	2,755
Provision for loan and lease losses	$0	6,209
Total noninterest income	$321,000	4,512
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$321,000	2,911
Total noninterest expense	$3,917,000	2,332
Salaries and employee benefits	$2,702,000	1,894
Premises and equipment expense	$681,000	1,921
Additional noninterest expense	$534,000	4,384
Pre-tax net operating income	$405,000	5,489
Securities gains (losses)	$114,000	391
Applicable income taxes	$168,000	3,502
Income before extraordinary items	$351,000	5,340
Extraordinary gains, net	$0	29
Net income	$351,000	5,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$273,480	5,837
2007-03-31 (YTD Data)		Rank
Total interest income	$3,462,000	2,886
Total interest expense	$1,423,000	3,122
Net interest income	$2,039,000	2,710
Provision for loan and lease losses	$0	5,779
Total noninterest income	$150,000	4,643
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$150,000	3,022
Total noninterest expense	$1,946,000	2,343
Salaries and employee benefits	$1,339,000	1,918
Premises and equipment expense	$347,000	1,891
Additional noninterest expense	$260,000	4,414
Pre-tax net operating income	$243,000	5,109
Securities gains (losses)	$59,000	389
Applicable income taxes	$103,000	3,229
Income before extraordinary items	$199,000	5,073
Extraordinary gains, net	$0	22
Net income	$199,000	5,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$160,060	5,506
2006-12-31 (YTD Data)		Rank
Total interest income	$13,772,000	2,739
Total interest expense	$4,974,000	3,033
Net interest income	$8,798,000	2,568
Provision for loan and lease losses	$0	6,850
Total noninterest income	$635,000	4,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$635,000	2,915
Total noninterest expense	$7,792,000	2,259
Salaries and employee benefits	$5,277,000	1,845
Premises and equipment expense	$1,288,000	1,953
Additional noninterest expense	$1,227,000	3,864
Pre-tax net operating income	$1,641,000	4,095
Securities gains (losses)	$114,000	506
Applicable income taxes	$621,000	2,841
Income before extraordinary items	$1,134,000	4,410
Extraordinary gains, net	$0	51
Net income	$1,134,000	4,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,059,900	4,579
2006-09-30 (YTD Data)		Rank
Total interest income	$10,262,000	2,734
Total interest expense	$3,591,000	3,050
Net interest income	$6,671,000	2,567
Provision for loan and lease losses	$0	6,685
Total noninterest income	$487,000	4,543
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$487,000	2,893
Total noninterest expense	$5,899,000	2,237
Salaries and employee benefits	$3,991,000	1,832
Premises and equipment expense	$966,000	1,965
Additional noninterest expense	$942,000	3,788
Pre-tax net operating income	$1,259,000	4,184
Securities gains (losses)	$59,000	531
Applicable income taxes	$473,000	2,936
Income before extraordinary items	$845,000	4,572
Extraordinary gains, net	$0	45
Net income	$845,000	4,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$807,240	4,674
2006-06-30 (YTD Data)		Rank
Total interest income	$6,776,000	2,719
Total interest expense	$2,280,000	3,061
Net interest income	$4,496,000	2,543
Provision for loan and lease losses	$0	6,419
Total noninterest income	$329,000	4,499
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$329,000	2,848
Total noninterest expense	$3,932,000	2,244
Salaries and employee benefits	$2,618,000	1,867
Premises and equipment expense	$645,000	1,957
Additional noninterest expense	$669,000	3,616
Pre-tax net operating income	$893,000	4,060
Securities gains (losses)	$28,000	539
Applicable income taxes	$313,000	2,989
Income before extraordinary items	$608,000	4,413
Extraordinary gains, net	$0	39
Net income	$608,000	4,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$589,520	4,478
2006-03-31 (YTD Data)		Rank
Total interest income	$3,351,000	2,701
Total interest expense	$1,084,000	3,052
Net interest income	$2,267,000	2,507
Provision for loan and lease losses	$0	6,013
Total noninterest income	$172,000	4,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$172,000	2,740
Total noninterest expense	$1,930,000	2,304
Salaries and employee benefits	$1,304,000	1,884
Premises and equipment expense	$323,000	1,959
Additional noninterest expense	$303,000	3,857
Pre-tax net operating income	$509,000	3,690
Securities gains (losses)	$9,000	604
Applicable income taxes	$176,000	2,795
Income before extraordinary items	$342,000	4,072
Extraordinary gains, net	$0	21
Net income	$342,000	4,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$336,060	4,107
2005-12-31 (YTD Data)		Rank
Total interest income	$12,884,000	2,559
Total interest expense	$3,851,000	2,732
Net interest income	$9,033,000	2,430
Provision for loan and lease losses	$0	7,120
Total noninterest income	$577,000	4,891
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$577,000	3,130
Total noninterest expense	$7,672,000	2,176
Salaries and employee benefits	$5,150,000	1,811
Premises and equipment expense	$1,315,000	1,832
Additional noninterest expense	$1,207,000	3,853
Pre-tax net operating income	$1,938,000	3,767
Securities gains (losses)	$145,000	589
Applicable income taxes	$708,000	2,791
Income before extraordinary items	$1,375,000	4,003
Extraordinary gains, net	$0	46
Net income	$1,375,000	4,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,279,300	4,165
2005-09-30 (YTD Data)		Rank
Total interest income	$9,480,000	2,544
Total interest expense	$2,761,000	2,710
Net interest income	$6,719,000	2,433
Provision for loan and lease losses	$0	6,899
Total noninterest income	$409,000	5,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$409,000	3,240
Total noninterest expense	$5,628,000	2,203
Salaries and employee benefits	$3,757,000	1,844
Premises and equipment expense	$981,000	1,836
Additional noninterest expense	$890,000	3,842
Pre-tax net operating income	$1,500,000	3,754
Securities gains (losses)	$108,000	634
Applicable income taxes	$547,000	2,797
Income before extraordinary items	$1,061,000	4,003
Extraordinary gains, net	$0	35
Net income	$1,061,000	4,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,295
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$989,720	4,142
2005-06-30 (YTD Data)		Rank
Total interest income	$6,166,000	2,548
Total interest expense	$1,746,000	2,685
Net interest income	$4,420,000	2,439
Provision for loan and lease losses	$0	6,626
Total noninterest income	$255,000	5,173
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$255,000	3,342
Total noninterest expense	$3,737,000	2,198
Salaries and employee benefits	$2,489,000	1,840
Premises and equipment expense	$648,000	1,849
Additional noninterest expense	$600,000	3,801
Pre-tax net operating income	$938,000	3,886
Securities gains (losses)	$72,000	674
Applicable income taxes	$344,000	2,856
Income before extraordinary items	$666,000	4,133
Extraordinary gains, net	$0	30
Net income	$666,000	4,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$618,480	4,285
2005-03-31 (YTD Data)		Rank
Total interest income	$3,018,000	2,554
Total interest expense	$850,000	2,651
Net interest income	$2,168,000	2,462
Provision for loan and lease losses	$0	6,226
Total noninterest income	$128,000	5,109
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$128,000	3,283
Total noninterest expense	$1,861,000	2,224
Salaries and employee benefits	$1,233,000	1,863
Premises and equipment expense	$324,000	1,852
Additional noninterest expense	$304,000	3,761
Pre-tax net operating income	$435,000	4,053
Securities gains (losses)	$29,000	684
Applicable income taxes	$158,000	3,023
Income before extraordinary items	$306,000	4,312
Extraordinary gains, net	$0	24
Net income	$306,000	4,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$286,860	4,459
2004-12-31 (YTD Data)		Rank
Total interest income	$11,351,000	2,523
Total interest expense	$3,313,000	2,409
Net interest income	$8,038,000	2,541
Provision for loan and lease losses	$-46,000	8,738
Total noninterest income	$493,000	5,308
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$493,000	3,334
Total noninterest expense	$7,018,000	2,281
Salaries and employee benefits	$4,610,000	1,897
Premises and equipment expense	$1,184,000	1,940
Additional noninterest expense	$1,224,000	3,679
Pre-tax net operating income	$1,559,000	4,154
Securities gains (losses)	$140,000	1,022
Applicable income taxes	$597,000	3,041
Income before extraordinary items	$1,102,000	4,435
Extraordinary gains, net	$0	34
Net income	$1,102,000	4,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,645
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,011,000	4,603
2004-09-30 (YTD Data)		Rank
Total interest income	$8,401,000	2,518
Total interest expense	$2,469,000	2,385
Net interest income	$5,932,000	2,541
Provision for loan and lease losses	$-46,000	8,836
Total noninterest income	$374,000	5,296
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$374,000	3,318
Total noninterest expense	$5,186,000	2,292
Salaries and employee benefits	$3,354,000	1,946
Premises and equipment expense	$881,000	1,963
Additional noninterest expense	$951,000	3,567
Pre-tax net operating income	$1,166,000	4,230
Securities gains (losses)	$110,000	1,109
Applicable income taxes	$452,000	3,073
Income before extraordinary items	$824,000	4,541
Extraordinary gains, net	$0	26
Net income	$824,000	4,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,639
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$752,500	4,690
2004-06-30 (YTD Data)		Rank
Total interest income	$5,509,000	2,536
Total interest expense	$1,631,000	2,377
Net interest income	$3,878,000	2,562
Provision for loan and lease losses	$-46,000	8,926
Total noninterest income	$243,000	5,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$243,000	3,372
Total noninterest expense	$3,479,000	2,277
Salaries and employee benefits	$2,234,000	1,947
Premises and equipment expense	$581,000	1,981
Additional noninterest expense	$664,000	3,443
Pre-tax net operating income	$688,000	4,496
Securities gains (losses)	$72,000	1,234
Applicable income taxes	$269,000	3,266
Income before extraordinary items	$491,000	4,786
Extraordinary gains, net	$0	21
Net income	$491,000	4,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,698
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$444,200	4,946
2004-03-31 (YTD Data)		Rank
Total interest income	$2,779,000	2,514
Total interest expense	$828,000	2,364
Net interest income	$1,951,000	2,542
Provision for loan and lease losses	$0	6,501
Total noninterest income	$129,000	5,144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$129,000	3,206
Total noninterest expense	$1,750,000	2,271
Salaries and employee benefits	$1,120,000	1,953
Premises and equipment expense	$284,000	2,038
Additional noninterest expense	$346,000	3,320
Pre-tax net operating income	$330,000	4,592
Securities gains (losses)	$28,000	1,532
Applicable income taxes	$126,000	3,404
Income before extraordinary items	$232,000	4,953
Extraordinary gains, net	$0	16
Net income	$232,000	4,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$213,800	5,048
2003-12-31 (YTD Data)		Rank
Total interest income	$10,353,000	2,734
Total interest expense	$3,681,000	2,403
Net interest income	$6,672,000	2,879
Provision for loan and lease losses	$-11,000	8,909
Total noninterest income	$603,000	4,952
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$603,000	3,239
Total noninterest expense	$6,681,000	2,347
Salaries and employee benefits	$4,385,000	1,963
Premises and equipment expense	$1,281,000	1,775
Additional noninterest expense	$1,015,000	4,220
Pre-tax net operating income	$605,000	6,324
Securities gains (losses)	$662,000	631
Applicable income taxes	$464,000	3,510
Income before extraordinary items	$803,000	5,232
Extraordinary gains, net	$0	54
Net income	$803,000	5,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,588
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$379,320	6,753
2003-09-30 (YTD Data)		Rank
Total interest income	$7,723,000	2,796
Total interest expense	$2,822,000	2,434
Net interest income	$4,901,000	2,947
Provision for loan and lease losses	$-11,000	9,036
Total noninterest income	$467,000	4,922
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$467,000	3,253
Total noninterest expense	$4,879,000	2,416
Salaries and employee benefits	$3,174,000	2,024
Premises and equipment expense	$913,000	1,874
Additional noninterest expense	$792,000	4,083
Pre-tax net operating income	$500,000	6,283
Securities gains (losses)	$639,000	588
Applicable income taxes	$418,000	3,337
Income before extraordinary items	$721,000	4,913
Extraordinary gains, net	$0	40
Net income	$721,000	4,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,498
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$312,040	6,711
2003-06-30 (YTD Data)		Rank
Total interest income	$5,115,000	2,828
Total interest expense	$1,923,000	2,463
Net interest income	$3,192,000	2,998
Provision for loan and lease losses	$-11,000	9,101
Total noninterest income	$295,000	5,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$295,000	3,322
Total noninterest expense	$3,217,000	2,441
Salaries and employee benefits	$2,085,000	2,033
Premises and equipment expense	$610,000	1,871
Additional noninterest expense	$522,000	4,111
Pre-tax net operating income	$281,000	6,624
Securities gains (losses)	$581,000	520
Applicable income taxes	$320,000	3,116
Income before extraordinary items	$542,000	4,584
Extraordinary gains, net	$0	30
Net income	$542,000	4,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,495
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$170,160	7,072
2003-03-31 (YTD Data)		Rank
Total interest income	$2,544,000	2,856
Total interest expense	$1,006,000	2,426
Net interest income	$1,538,000	3,106
Provision for loan and lease losses	$0	6,934
Total noninterest income	$151,000	4,875
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$151,000	3,200
Total noninterest expense	$1,593,000	2,439
Salaries and employee benefits	$1,044,000	2,028
Premises and equipment expense	$315,000	1,814
Additional noninterest expense	$234,000	4,436
Pre-tax net operating income	$96,000	7,255
Securities gains (losses)	$168,000	724
Applicable income taxes	$94,000	4,051
Income before extraordinary items	$170,000	5,721
Extraordinary gains, net	$0	21
Net income	$170,000	5,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$62,480	7,498
2002-12-31 (YTD Data)		Rank
Total interest income	$11,634,000	2,627
Total interest expense	$5,333,000	2,107
Net interest income	$6,301,000	3,011
Provision for loan and lease losses	$-35,000	9,218
Total noninterest income	$509,000	5,168
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$509,000	3,254
Total noninterest expense	$6,125,000	2,416
Salaries and employee benefits	$3,817,000	2,086
Premises and equipment expense	$1,122,000	1,970
Additional noninterest expense	$1,186,000	3,638
Pre-tax net operating income	$720,000	6,014
Securities gains (losses)	$219,000	1,101
Applicable income taxes	$338,000	4,234
Income before extraordinary items	$601,000	5,957
Extraordinary gains, net	$0	70
Net income	$601,000	5,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	9,040
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$460,840	6,443
2001-12-31 (YTD Data)		Rank
Total interest income	$13,073,000	2,612
Total interest expense	$7,173,000	2,236
Net interest income	$5,900,000	2,984
Provision for loan and lease losses	$-387,000	9,572
Total noninterest income	$533,000	4,896
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$533,000	3,017
Total noninterest expense	$6,114,000	2,341
Salaries and employee benefits	$3,397,000	2,209
Premises and equipment expense	$1,166,000	1,847
Additional noninterest expense	$1,551,000	2,794
Pre-tax net operating income	$706,000	5,798
Securities gains (losses)	$140,000	1,462
Applicable income taxes	$301,000	4,256
Income before extraordinary items	$545,000	5,866
Extraordinary gains, net	$0	105
Net income	$545,000	5,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-385,000	9,586
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$455,400	6,168
2000-12-31 (YTD Data)		Rank
Total interest income	$13,018,000	2,664
Total interest expense	$6,904,000	2,435
Net interest income	$6,114,000	2,885
Provision for loan and lease losses	$0	8,337
Total noninterest income	$451,000	5,185
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$451,000	3,111
Total noninterest expense	$4,956,000	2,745
Salaries and employee benefits	$2,995,000	2,393
Premises and equipment expense	$909,000	2,271
Additional noninterest expense	$1,052,000	3,837
Pre-tax net operating income	$1,609,000	3,875
Securities gains (losses)	$23,000	925
Applicable income taxes	$576,000	3,196
Income before extraordinary items	$1,056,000	4,224
Extraordinary gains, net	$0	38
Net income	$1,056,000	4,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,352
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,041,050	4,270
1999-12-31 (YTD Data)		Rank
Total interest income	$11,326,000	2,849
Total interest expense	$5,713,000	2,581
Net interest income	$5,613,000	3,088
Provision for loan and lease losses	$-150,000	10,128
Total noninterest income	$437,000	5,358
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$437,000	3,222
Total noninterest expense	$4,685,000	2,880
Salaries and employee benefits	$2,863,000	2,454
Premises and equipment expense	$821,000	2,473
Additional noninterest expense	$1,001,000	4,022
Pre-tax net operating income	$1,515,000	4,063
Securities gains (losses)	$41,000	1,057
Applicable income taxes	$355,000	4,440
Income before extraordinary items	$1,201,000	3,880
Extraordinary gains, net	$0	35
Net income	$1,201,000	3,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-333,000	10,166
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,169,430	3,928
1998-12-31 (YTD Data)		Rank
Total interest income	$11,059,000	2,919
Total interest expense	$5,476,000	2,757
Net interest income	$5,583,000	3,079
Provision for loan and lease losses	$0	8,652
Total noninterest income	$519,000	4,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$519,000	2,910
Total noninterest expense	$4,696,000	2,765
Salaries and employee benefits	$2,899,000	2,326
Premises and equipment expense	$824,000	2,376
Additional noninterest expense	$973,000	4,047
Pre-tax net operating income	$1,406,000	4,392
Securities gains (losses)	$76,000	1,456
Applicable income taxes	$155,000	6,776
Income before extraordinary items	$1,327,000	3,614
Extraordinary gains, net	$0	32
Net income	$1,327,000	3,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-269,000	10,378
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,258,600	3,691
1997-12-31 (YTD Data)		Rank
Total interest income	$11,694,000	2,803
Total interest expense	$5,502,000	2,722
Net interest income	$6,192,000	2,822
Provision for loan and lease losses	$0	8,829
Total noninterest income	$-294,000	10,920
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$-294,000	10,943
Total noninterest expense	$4,296,000	2,964
Salaries and employee benefits	$2,574,000	2,568
Premises and equipment expense	$747,000	2,583
Additional noninterest expense	$975,000	4,004
Pre-tax net operating income	$1,602,000	4,236
Securities gains (losses)	$100,000	984
Applicable income taxes	$-300,000	10,827
Income before extraordinary items	$2,002,000	2,589
Extraordinary gains, net	$0	44
Net income	$2,002,000	2,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,104,000	752
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,902,000	2,654
1996-12-31 (YTD Data)		Rank
Total interest income	$11,707,000	2,821
Total interest expense	$5,744,000	2,647
Net interest income	$5,963,000	2,967
Provision for loan and lease losses	$-150,000	11,304
Total noninterest income	$541,000	4,894
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$541,000	2,760
Total noninterest expense	$5,518,000	2,488
Salaries and employee benefits	$2,484,000	2,717
Premises and equipment expense	$753,000	2,593
Additional noninterest expense	$2,281,000	2,191
Pre-tax net operating income	$1,136,000	5,300
Securities gains (losses)	$-30,000	10,843
Applicable income taxes	$-446,000	11,346
Income before extraordinary items	$1,552,000	3,096
Extraordinary gains, net	$0	53
Net income	$1,552,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-594,000	11,421
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,582,000	3,002
1995-12-31 (YTD Data)		Rank
Total interest income	$11,000,000	3,017
Total interest expense	$5,060,000	2,990
Net interest income	$5,940,000	3,000
Provision for loan and lease losses	$33,000	6,978
Total noninterest income	$550,000	4,860
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$550,000	2,701
Total noninterest expense	$4,360,000	3,078
Salaries and employee benefits	$2,199,000	3,028
Premises and equipment expense	$691,000	2,842
Additional noninterest expense	$1,470,000	3,140
Pre-tax net operating income	$2,097,000	3,342
Securities gains (losses)	$12,000	2,250
Applicable income taxes	$436,000	4,637
Income before extraordinary items	$1,673,000	2,937
Extraordinary gains, net	$0	65
Net income	$1,673,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$349,000	1,759
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,663,520	2,924
1994-12-31 (YTD Data)		Rank
Total interest income	$10,297,000	2,956
Total interest expense	$4,377,000	2,801
Net interest income	$5,920,000	3,033
Provision for loan and lease losses	$253,000	2,572
Total noninterest income	$-315,000	12,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$-315,000	12,627
Total noninterest expense	$4,541,000	3,031
Salaries and employee benefits	$2,027,000	3,241
Premises and equipment expense	$698,000	2,836
Additional noninterest expense	$1,816,000	2,808
Pre-tax net operating income	$811,000	6,820
Securities gains (losses)	$45,000	1,225
Applicable income taxes	$323,000	5,597
Income before extraordinary items	$533,000	7,053
Extraordinary gains, net	$0	249
Net income	$533,000	7,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$609,000	1,205
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$504,200	7,312
1993-12-31 (YTD Data)		Rank
Total interest income	$10,769,000	2,875
Total interest expense	$4,883,000	2,628
Net interest income	$5,886,000	3,082
Provision for loan and lease losses	$1,458,000	1,020
Total noninterest income	$-54,000	13,254
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$-54,000	13,295
Total noninterest expense	$4,250,000	3,294
Salaries and employee benefits	$1,905,000	3,423
Premises and equipment expense	$746,000	2,719
Additional noninterest expense	$1,599,000	3,311
Pre-tax net operating income	$124,000	11,687
Securities gains (losses)	$9,000	5,582
Applicable income taxes	$261,000	6,630
Income before extraordinary items	$-128,000	12,687
Extraordinary gains, net	$250,000	838
Net income	$122,000	11,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,900
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-133,760	12,600
1992-12-31 (YTD Data)		Rank
Total interest income	$12,578,000	2,792
Total interest expense	$6,713,000	2,515
Net interest income	$5,865,000	3,123
Provision for loan and lease losses	$873,000	2,034
Total noninterest income	$567,000	5,176
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$567,000	2,940
Total noninterest expense	$4,980,000	2,881
Salaries and employee benefits	$1,913,000	3,335
Premises and equipment expense	$808,000	2,570
Additional noninterest expense	$2,259,000	2,537
Pre-tax net operating income	$579,000	7,871
Securities gains (losses)	$0	8,369
Applicable income taxes	$302,000	5,895
Income before extraordinary items	$277,000	9,589
Extraordinary gains, net	$0	1,422
Net income	$277,000	9,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,138,000	1,441
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$277,000	9,227

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.