Home > Winsted Savings Bank > Assets and Liabilities
Winsted Savings Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 52 | 3,715 |
Assets and Liabilities | ||
Total Assets: | $135,179,000 | 3,329 |
Cash and due from depository institutions | $3,893,000 | 3,715 |
Interest-bearing balances | $26,000 | 6,046 |
Securities | $27,977,000 | 4,298 |
Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,696 |
Net loans & leases | $96,682,000 | 2,783 |
Loan loss allowance | $1,712,000 | 2,214 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $2,140,000 | 3,487 |
Other real estate owned | $669,000 | 3,715 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,918,000 | 3,772 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $135,179,000 | 3,329 |
Total liabilities | $125,259,000 | 3,251 |
Total deposits | $123,942,000 | 3,093 |
Interest-bearing deposits | $113,195,000 | 2,942 |
Deposits held in domestic offices | $123,942,000 | 3,085 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $342,000 | 3,701 |
Subordinated debt | $0 | 337 |
All other liabilities | $975,000 | 3,714 |
Total equity capital | $9,920,000 | 4,369 |
Total bank equity capital | $9,920,000 | 4,369 |
Perpetual preferred stock | $0 | 288 |
Common stock | $0 | 10,908 |
Surplus | $1,200,000 | 7,212 |
Undivided profits | $8,720,000 | 2,923 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,560,000 | 1,276 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $669,000 | 3,539 |
Earning assets | $126,585,000 | 3,265 |
Long-term assets (5+ years) | $39,419,000 | 1,455 |
Average Assets, year-to-date | $135,888,200 | 3,201 |
Average Assets, quarterly | $134,433,000 | 3,315 |
Volatile liabilities | $5,344,000 | 6,710 |
Insider loans | $1,083,000 | 3,537 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $3,772,000 | 5,735 |
Tier 1 (core) risk-based capital | $9,907,000 | 4,252 |
Tier 2 risk-based capital | $1,013,370 | 2,872 |
Total risk weighted assets | $80,371,270 | 3,312 |
Total unused commitments | $3,772,000 | 5,747 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 53 | 3,774 |
Assets and Liabilities | ||
Total Assets: | $138,574,000 | 3,230 |
Cash and due from depository institutions | $4,926,000 | 3,774 |
Interest-bearing balances | $51,000 | 6,094 |
Securities | $27,809,000 | 4,552 |
Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
Net loans & leases | $100,654,000 | 2,633 |
Loan loss allowance | $1,983,000 | 1,983 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $2,274,000 | 3,246 |
Other real estate owned | $1,189,000 | 3,774 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,422,000 | 5,140 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $138,574,000 | 3,230 |
Total liabilities | $129,712,000 | 3,135 |
Total deposits | $128,628,000 | 2,953 |
Interest-bearing deposits | $117,137,000 | 2,814 |
Deposits held in domestic offices | $128,628,000 | 2,941 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $351,000 | 4,026 |
Subordinated debt | $0 | 372 |
All other liabilities | $733,000 | 3,867 |
Total equity capital | $8,862,000 | 4,534 |
Total bank equity capital | $8,862,000 | 4,534 |
Perpetual preferred stock | $0 | 310 |
Common stock | $0 | 11,459 |
Surplus | $1,200,000 | 7,357 |
Undivided profits | $7,662,000 | 2,992 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,558,000 | 1,299 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $608,000 | 3,416 |
Earning assets | $128,814,000 | 3,179 |
Long-term assets (5+ years) | $36,457,000 | 1,553 |
Average Assets, year-to-date | $140,486,600 | 3,121 |
Average Assets, quarterly | $139,100,000 | 3,191 |
Volatile liabilities | $3,815,000 | 7,677 |
Insider loans | $1,574,000 | 2,580 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $3,118,000 | 6,244 |
Tier 1 (core) risk-based capital | $8,892,000 | 4,563 |
Tier 2 risk-based capital | $1,073,460 | 2,736 |
Total risk weighted assets | $84,967,060 | 3,109 |
Total unused commitments | $3,118,000 | 6,254 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 53 | 3,910 |
Assets and Liabilities | ||
Total Assets: | $142,173,000 | 3,217 |
Cash and due from depository institutions | $4,066,000 | 3,910 |
Interest-bearing balances | $0 | 7,655 |
Securities | $23,762,000 | 5,427 |
Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
Net loans & leases | $107,396,000 | 2,443 |
Loan loss allowance | $1,857,000 | 2,190 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,491,000 | 4,686 |
Other real estate owned | $1,762,000 | 3,910 |
Goodwill and other intangibles | $82,000 | 2,293 |
All other assets | $1,514,000 | 4,404 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $142,173,000 | 3,217 |
Total liabilities | $133,518,000 | 3,123 |
Total deposits | $132,718,000 | 2,958 |
Interest-bearing deposits | $122,724,000 | 2,783 |
Deposits held in domestic offices | $132,718,000 | 2,949 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $226,000 | 3,605 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $21,000 | 4,836 |
Subordinated debt | $0 | 413 |
All other liabilities | $553,000 | 4,973 |
Total equity capital | $8,655,000 | 4,680 |
Total bank equity capital | $8,655,000 | 4,680 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $1,200,000 | 7,431 |
Undivided profits | $7,455,000 | 3,128 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,922,000 | 1,445 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $495,000 | 3,758 |
Earning assets | $133,258,000 | 3,165 |
Long-term assets (5+ years) | $35,998,000 | 1,606 |
Average Assets, year-to-date | $142,152,200 | 3,135 |
Average Assets, quarterly | $141,239,000 | 3,216 |
Volatile liabilities | $4,144,000 | 7,189 |
Insider loans | $2,448,000 | 1,695 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $4,652,000 | 5,100 |
Tier 1 (core) risk-based capital | $8,655,000 | 4,577 |
Tier 2 risk-based capital | $1,116,250 | 2,603 |
Total risk weighted assets | $88,559,350 | 2,913 |
Total unused commitments | $4,652,000 | 5,120 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 57 | 3,724 |
Assets and Liabilities | ||
Total Assets: | $144,920,000 | 3,208 |
Cash and due from depository institutions | $5,074,000 | 3,724 |
Interest-bearing balances | $302,000 | 5,530 |
Securities | $25,104,000 | 5,150 |
Federal funds sold & reverse repurchase agreements | $1,550,000 | 7,380 |
Net loans & leases | $107,310,000 | 2,511 |
Loan loss allowance | $2,096,000 | 2,044 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,454,000 | 4,786 |
Other real estate owned | $3,223,000 | 3,724 |
Goodwill and other intangibles | $99,000 | 2,208 |
All other assets | $1,106,000 | 5,853 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $144,920,000 | 3,208 |
Total liabilities | $137,317,000 | 3,105 |
Total deposits | $136,280,000 | 2,992 |
Interest-bearing deposits | $126,854,000 | 2,852 |
Deposits held in domestic offices | $136,280,000 | 2,986 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $216,000 | 3,397 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $33,000 | 4,736 |
Subordinated debt | $0 | 482 |
All other liabilities | $788,000 | 3,965 |
Total equity capital | $7,603,000 | 5,016 |
Total bank equity capital | $7,603,000 | 5,016 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $1,200,000 | 7,411 |
Undivided profits | $6,403,000 | 3,391 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,330,000 | 1,075 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $531,000 | 3,844 |
Earning assets | $134,266,000 | 3,169 |
Long-term assets (5+ years) | $34,613,000 | 1,638 |
Average Assets, year-to-date | $148,010,800 | 3,085 |
Average Assets, quarterly | $145,778,500 | 3,178 |
Volatile liabilities | $4,056,000 | 7,364 |
Insider loans | $959,000 | 887 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $4,423,000 | 4,958 |
Tier 1 (core) risk-based capital | $7,603,000 | 4,936 |
Tier 2 risk-based capital | $1,156,140 | 2,564 |
Total risk weighted assets | $91,551,640 | 2,907 |
Total unused commitments | $4,423,000 | 4,989 |
Derivatives | $0 | 651 |