Home > Winona Savings Bank > Loan Charge- Offs and Recoveries

Winona Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$293,0002,377
Loans secured by real estate, total$3,0004,216
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,213
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$3,0003,411
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$290,0001,032
Loans to individuals$08,520
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$08,190
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$84,0002,407
Loans secured by real estate, total$8,0002,321
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,322
Construction and land development$0460
Secured by farmland$7,000271
Secured by 1-4 family residential properties - total recoveries$1,0002,694
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,0001,096
Loans to individuals$07,703
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$07,450
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$209,0002,370
Loans secured by real estate, total$-5,0009,228
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-5,0009,246
Construction and land development$0552
Secured by farmland$-7,0009,108
Secured by 1-4 family residential properties- net charge-offs$2,0003,055
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$214,0001,068
To non-U.S. addresseesNANA
Loans to individuals$07,699
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,282
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$630,0001,452
Loans secured by real estate, total$66,0001,765
To non-U.S. addresseesNANA
Real estate loans in domestic offices$66,0001,765
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$66,0001,167
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$152,0001,720
Loans to individuals$412,000952
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$412,000760
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$227,0001,216
Loans secured by real estate, total$37,0001,304
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0001,304
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$37,000740
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,297
Loans to individuals$187,000609
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$187,000494
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$403,0001,586
Loans secured by real estate, total$29,0002,109
To non-U.S. addresseesNANA
Real estate loans in domestic offices$29,0002,107
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$29,0001,579
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$149,0001,343
To non-U.S. addresseesNANA
Loans to individuals$225,0001,175
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$225,000938
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$262,0002,856
Loans secured by real estate, total$4,0004,546
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,545
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$4,0003,595
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$134,0001,964
Loans to individuals$124,0002,209
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$124,0001,909
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$87,0002,710
Loans secured by real estate, total$3,0003,651
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,651
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$3,0001,590
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$23,0002,987
Loans to individuals$61,0001,491
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$61,0001,312
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$175,0002,887
Loans secured by real estate, total$1,0004,026
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,024
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$4,0003,040
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-3,00010,462
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$111,0001,703
To non-U.S. addresseesNANA
Loans to individuals$63,0002,748
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$63,0002,331
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$276,0002,710
Loans secured by real estate, total$12,0003,918
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0003,916
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$9,0003,185
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$3,0002,048
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$80,0002,709
Loans to individuals$184,0001,548
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$184,0001,282
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$128,0002,147
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0002,626
Loans to individuals$93,0001,107
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$93,000971
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$148,0003,012
Loans secured by real estate, total$9,0003,396
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,394
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$6,0002,913
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$3,0001,673
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0002,615
To non-U.S. addresseesNANA
Loans to individuals$91,0001,884
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$91,0001,563
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$222,0003,207
Loans secured by real estate, total$1,0005,901
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,899
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,0004,656
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$62,0003,235
Loans to individuals$159,0001,580
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$159,0001,318
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$78,0003,433
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0003,497
Loans to individuals$52,0001,768
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$52,0001,604
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$144,0003,040
Loans secured by real estate, total$1,0004,786
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,786
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$1,0003,933
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0002,956
To non-U.S. addresseesNANA
Loans to individuals$107,0001,521
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$107,0001,197
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$169,0004,526
Loans secured by real estate, total$26,0004,324
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0004,323
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$26,0002,861
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0004,857
Loans to individuals$101,0002,465
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$101,0002,139
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$57,0004,518
Loans secured by real estate, total$11,0003,321
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,321
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$11,0002,052
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0004,721
Loans to individuals$29,0002,919
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,677
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$112,0004,303
Loans secured by real estate, total$15,0004,307
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0004,306
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$15,0003,126
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0004,459
To non-U.S. addresseesNANA
Loans to individuals$72,0002,231
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$72,0001,870
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$61,0008,489
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0007,892
Loans to individuals$47,0004,784
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$47,0004,353
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$21,0007,615
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,850
Loans to individuals$15,0004,551
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0004,265
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$40,0008,022
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0007,048
To non-U.S. addresseesNANA
Loans to individuals$32,0004,668
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$32,0004,194
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.