Home > Winnsboro State Bank & Trust Company > Income and Expense
Winnsboro State Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,040,000 | 2,026 |
| Total interest expense | $5,392,000 | 1,928 |
| Net interest income | $12,648,000 | 2,042 |
| Provision for loan and lease losses | $570,000 | 1,181 |
| Total noninterest income | $6,803,000 | 970 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $637,000 | 1,411 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $6,166,000 | 767 |
| Total noninterest expense | $9,705,000 | 2,080 |
| Salaries and employee benefits | $5,066,000 | 2,178 |
| Premises and equipment expense | $1,114,000 | 1,908 |
| Additional noninterest expense | $6,166,000 | 767 |
| Pre-tax net operating income | $9,176,000 | 1,240 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $9,176,000 | 1,083 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,176,000 | 1,095 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,176,000 | 1,086 |
| Net charge-offs | $405,000 | 839 |
| Cash dividends | $933,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,176,000 | 1,103 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,070,000 | 2,042 |
| Total interest expense | $3,672,000 | 1,919 |
| Net interest income | $9,398,000 | 2,071 |
| Provision for loan and lease losses | $301,000 | 1,336 |
| Total noninterest income | $6,091,000 | 872 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $468,000 | 1,435 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $5,623,000 | 680 |
| Total noninterest expense | $7,176,000 | 2,091 |
| Salaries and employee benefits | $3,716,000 | 2,196 |
| Premises and equipment expense | $478,000 | 2,622 |
| Additional noninterest expense | $5,623,000 | 680 |
| Pre-tax net operating income | $8,012,000 | 1,140 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $8,012,000 | 998 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,012,000 | 1,003 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,012,000 | 998 |
| Net charge-offs | $80,000 | 1,280 |
| Cash dividends | $933,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,012,000 | 1,015 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 2,073 |
| Total interest expense | $2,118,000 | 1,949 |
| Net interest income | $6,206,000 | 2,102 |
| Provision for loan and lease losses | $184,000 | 1,391 |
| Total noninterest income | $774,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $297,000 | 1,464 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $477,000 | 2,241 |
| Total noninterest expense | $4,398,000 | 2,182 |
| Salaries and employee benefits | $2,468,000 | 2,201 |
| Premises and equipment expense | $462,000 | 2,111 |
| Additional noninterest expense | $477,000 | 2,237 |
| Pre-tax net operating income | $2,398,000 | 2,019 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,398,000 | 1,825 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,398,000 | 1,845 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,398,000 | 1,825 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $630,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,398,000 | 1,835 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 2,101 |
| Total interest expense | $882,000 | 1,989 |
| Net interest income | $3,115,000 | 2,106 |
| Provision for loan and lease losses | $102,000 | 1,271 |
| Total noninterest income | $380,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $159,000 | 1,417 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $221,000 | 2,325 |
| Total noninterest expense | $2,203,000 | 2,215 |
| Salaries and employee benefits | $1,229,000 | 2,235 |
| Premises and equipment expense | $234,000 | 2,137 |
| Additional noninterest expense | $221,000 | 2,325 |
| Pre-tax net operating income | $1,190,000 | 2,083 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,190,000 | 1,876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,190,000 | 1,876 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,190,000 | 1,876 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $318,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,190,000 | 1,893 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 2,126 |
| Total interest expense | $1,060,000 | 2,344 |
| Net interest income | $12,167,000 | 2,090 |
| Provision for loan and lease losses | $361,000 | 1,409 |
| Total noninterest income | $1,487,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $597,000 | 1,507 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $890,000 | 2,453 |
| Total noninterest expense | $8,926,000 | 2,155 |
| Salaries and employee benefits | $5,305,000 | 2,093 |
| Premises and equipment expense | $1,036,000 | 1,969 |
| Additional noninterest expense | $890,000 | 2,453 |
| Pre-tax net operating income | $4,367,000 | 2,187 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,367,000 | 1,997 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,367,000 | 1,996 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,367,000 | 1,996 |
| Net charge-offs | $475,000 | 607 |
| Cash dividends | $4,820,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,367,000 | 2,022 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,514,000 | 2,146 |
| Total interest expense | $683,000 | 2,225 |
| Net interest income | $8,831,000 | 2,106 |
| Provision for loan and lease losses | $290,000 | 1,248 |
| Total noninterest income | $1,149,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $448,000 | 1,517 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $701,000 | 2,433 |
| Total noninterest expense | $6,378,000 | 2,209 |
| Salaries and employee benefits | $3,770,000 | 2,173 |
| Premises and equipment expense | $715,000 | 2,073 |
| Additional noninterest expense | $701,000 | 2,433 |
| Pre-tax net operating income | $3,312,000 | 2,169 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,312,000 | 1,963 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,312,000 | 1,962 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,312,000 | 1,962 |
| Net charge-offs | $231,000 | 650 |
| Cash dividends | $3,386,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,312,000 | 1,997 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 2,181 |
| Total interest expense | $452,000 | 2,083 |
| Net interest income | $5,510,000 | 2,178 |
| Provision for loan and lease losses | $207,000 | 1,122 |
| Total noninterest income | $834,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $297,000 | 1,508 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $537,000 | 2,317 |
| Total noninterest expense | $4,103,000 | 2,243 |
| Salaries and employee benefits | $2,496,000 | 2,181 |
| Premises and equipment expense | $483,000 | 2,056 |
| Additional noninterest expense | $1,124,000 | 2,419 |
| Pre-tax net operating income | $2,034,000 | 2,176 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,034,000 | 1,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,034,000 | 1,979 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,034,000 | 1,979 |
| Net charge-offs | $218,000 | 511 |
| Cash dividends | $3,068,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,034,000 | 2,018 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 2,196 |
| Total interest expense | $220,000 | 2,074 |
| Net interest income | $2,631,000 | 2,198 |
| Provision for loan and lease losses | $6,000 | 2,109 |
| Total noninterest income | $349,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $152,000 | 1,478 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $197,000 | 2,586 |
| Total noninterest expense | $2,035,000 | 2,260 |
| Salaries and employee benefits | $1,325,000 | 2,097 |
| Premises and equipment expense | $157,000 | 2,656 |
| Additional noninterest expense | $553,000 | 2,423 |
| Pre-tax net operating income | $939,000 | 2,177 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $939,000 | 1,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $939,000 | 1,994 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $939,000 | 1,995 |
| Net charge-offs | $34,000 | 800 |
| Cash dividends | $318,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $939,000 | 2,013 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,099,000 | 2,188 |
| Total interest expense | $1,191,000 | 1,968 |
| Net interest income | $10,908,000 | 2,191 |
| Provision for loan and lease losses | $343,000 | 1,313 |
| Total noninterest income | $2,954,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $443,000 | 1,740 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,511,000 | 1,672 |
| Total noninterest expense | $9,114,000 | 2,097 |
| Salaries and employee benefits | $5,767,000 | 1,986 |
| Premises and equipment expense | $613,000 | 2,710 |
| Additional noninterest expense | $2,734,000 | 2,115 |
| Pre-tax net operating income | $4,405,000 | 2,206 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,405,000 | 2,044 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,405,000 | 2,045 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,405,000 | 2,046 |
| Net charge-offs | $136,000 | 1,194 |
| Cash dividends | $2,849,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,405,000 | 2,024 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 2,209 |
| Total interest expense | $961,000 | 1,943 |
| Net interest income | $8,219,000 | 2,216 |
| Provision for loan and lease losses | $137,000 | 1,748 |
| Total noninterest income | $2,683,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $317,000 | 1,789 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,366,000 | 1,491 |
| Total noninterest expense | $6,086,000 | 2,270 |
| Salaries and employee benefits | $3,515,000 | 2,254 |
| Premises and equipment expense | $505,000 | 2,595 |
| Additional noninterest expense | $2,066,000 | 2,114 |
| Pre-tax net operating income | $4,679,000 | 1,855 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,679,000 | 1,685 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,679,000 | 1,684 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,679,000 | 1,685 |
| Net charge-offs | $124,000 | 995 |
| Cash dividends | $1,115,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,679,000 | 1,657 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 2,131 |
| Total interest expense | $692,000 | 1,910 |
| Net interest income | $5,678,000 | 2,128 |
| Provision for loan and lease losses | $70,000 | 1,916 |
| Total noninterest income | $586,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $202,000 | 1,784 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $384,000 | 2,900 |
| Total noninterest expense | $4,041,000 | 2,275 |
| Salaries and employee benefits | $2,358,000 | 2,249 |
| Premises and equipment expense | $329,000 | 2,613 |
| Additional noninterest expense | $1,354,000 | 2,106 |
| Pre-tax net operating income | $2,153,000 | 2,293 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,153,000 | 2,137 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,153,000 | 2,137 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,153,000 | 2,137 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $478,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,153,000 | 2,101 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,193 |
| Total interest expense | $374,000 | 1,881 |
| Net interest income | $2,678,000 | 2,210 |
| Provision for loan and lease losses | $19,000 | 2,287 |
| Total noninterest income | $265,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $100,000 | 1,780 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $165,000 | 3,026 |
| Total noninterest expense | $1,993,000 | 2,275 |
| Salaries and employee benefits | $1,143,000 | 2,289 |
| Premises and equipment expense | $177,000 | 2,523 |
| Additional noninterest expense | $673,000 | 2,082 |
| Pre-tax net operating income | $931,000 | 2,468 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $931,000 | 2,316 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $931,000 | 2,314 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $931,000 | 2,316 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $159,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $931,000 | 2,263 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,356,000 | 2,324 |
| Total interest expense | $2,375,000 | 1,771 |
| Net interest income | $8,981,000 | 2,432 |
| Provision for loan and lease losses | $422,000 | 2,404 |
| Total noninterest income | $1,358,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $470,000 | 1,673 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $888,000 | 2,596 |
| Total noninterest expense | $7,752,000 | 2,317 |
| Salaries and employee benefits | $4,459,000 | 2,304 |
| Premises and equipment expense | $865,000 | 2,223 |
| Additional noninterest expense | $2,428,000 | 2,247 |
| Pre-tax net operating income | $2,165,000 | 2,856 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,165,000 | 2,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,165,000 | 2,725 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,165,000 | 2,727 |
| Net charge-offs | $91,000 | 2,071 |
| Cash dividends | $796,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,165,000 | 2,679 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 2,325 |
| Total interest expense | $1,887,000 | 1,775 |
| Net interest income | $6,721,000 | 2,419 |
| Provision for loan and lease losses | $389,000 | 2,187 |
| Total noninterest income | $850,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $344,000 | 1,704 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $506,000 | 2,834 |
| Total noninterest expense | $5,811,000 | 2,300 |
| Salaries and employee benefits | $3,400,000 | 2,262 |
| Premises and equipment expense | $658,000 | 2,206 |
| Additional noninterest expense | $1,753,000 | 2,268 |
| Pre-tax net operating income | $1,371,000 | 3,070 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,371,000 | 2,951 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,371,000 | 2,950 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,371,000 | 2,951 |
| Net charge-offs | $85,000 | 1,766 |
| Cash dividends | $382,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,371,000 | 2,904 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 2,331 |
| Total interest expense | $1,311,000 | 1,814 |
| Net interest income | $4,533,000 | 2,426 |
| Provision for loan and lease losses | $272,000 | 2,147 |
| Total noninterest income | $610,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $234,000 | 1,708 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $376,000 | 2,675 |
| Total noninterest expense | $3,921,000 | 2,274 |
| Salaries and employee benefits | $2,288,000 | 2,255 |
| Premises and equipment expense | $485,000 | 2,066 |
| Additional noninterest expense | $1,148,000 | 2,283 |
| Pre-tax net operating income | $950,000 | 2,996 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $950,000 | 2,875 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $950,000 | 2,874 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $950,000 | 2,875 |
| Net charge-offs | $67,000 | 1,559 |
| Cash dividends | $254,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $950,000 | 2,833 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,353 |
| Total interest expense | $674,000 | 1,894 |
| Net interest income | $2,159,000 | 2,460 |
| Provision for loan and lease losses | $108,000 | 1,900 |
| Total noninterest income | $383,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $148,000 | 1,642 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $235,000 | 2,256 |
| Total noninterest expense | $2,060,000 | 2,236 |
| Salaries and employee benefits | $1,163,000 | 2,245 |
| Premises and equipment expense | $316,000 | 1,750 |
| Additional noninterest expense | $581,000 | 2,296 |
| Pre-tax net operating income | $374,000 | 3,139 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $374,000 | 3,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $374,000 | 3,007 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $374,000 | 3,007 |
| Net charge-offs | $55,000 | 1,160 |
| Cash dividends | $127,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $374,000 | 2,989 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,721,000 | 2,466 |
| Total interest expense | $2,468,000 | 2,060 |
| Net interest income | $8,253,000 | 2,567 |
| Provision for loan and lease losses | $735,000 | 1,155 |
| Total noninterest income | $1,368,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $469,000 | 2,012 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $899,000 | 2,380 |
| Total noninterest expense | $6,937,000 | 2,465 |
| Salaries and employee benefits | $4,078,000 | 2,405 |
| Premises and equipment expense | $649,000 | 2,663 |
| Additional noninterest expense | $2,210,000 | 2,393 |
| Pre-tax net operating income | $1,949,000 | 3,062 |
| Securities gains (losses) | $22,000 | 1,610 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,971,000 | 2,925 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,971,000 | 2,925 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,971,000 | 2,926 |
| Net charge-offs | $497,000 | 1,037 |
| Cash dividends | $795,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,949,000 | 2,890 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 2,543 |
| Total interest expense | $1,813,000 | 2,095 |
| Net interest income | $6,034,000 | 2,641 |
| Provision for loan and lease losses | $397,000 | 1,363 |
| Total noninterest income | $867,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $320,000 | 2,146 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $547,000 | 2,620 |
| Total noninterest expense | $5,209,000 | 2,473 |
| Salaries and employee benefits | $3,073,000 | 2,408 |
| Premises and equipment expense | $517,000 | 2,576 |
| Additional noninterest expense | $1,619,000 | 2,435 |
| Pre-tax net operating income | $1,295,000 | 3,293 |
| Securities gains (losses) | $22,000 | 1,385 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,317,000 | 3,131 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,317,000 | 3,130 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,317,000 | 3,131 |
| Net charge-offs | $309,000 | 1,022 |
| Cash dividends | $381,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,295,000 | 3,119 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 2,639 |
| Total interest expense | $1,127,000 | 2,169 |
| Net interest income | $3,826,000 | 2,751 |
| Provision for loan and lease losses | $270,000 | 1,320 |
| Total noninterest income | $649,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $196,000 | 2,239 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $453,000 | 2,324 |
| Total noninterest expense | $3,323,000 | 2,564 |
| Salaries and employee benefits | $2,000,000 | 2,461 |
| Premises and equipment expense | $329,000 | 2,665 |
| Additional noninterest expense | $994,000 | 2,590 |
| Pre-tax net operating income | $882,000 | 3,263 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $882,000 | 3,120 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $882,000 | 3,118 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $882,000 | 3,118 |
| Net charge-offs | $281,000 | 822 |
| Cash dividends | $254,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $882,000 | 3,095 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 2,679 |
| Total interest expense | $525,000 | 2,234 |
| Net interest income | $1,900,000 | 2,782 |
| Provision for loan and lease losses | $57,000 | 1,983 |
| Total noninterest income | $176,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $90,000 | 2,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 3,412 |
| Total noninterest expense | $1,662,000 | 2,582 |
| Salaries and employee benefits | $997,000 | 2,490 |
| Premises and equipment expense | $161,000 | 2,721 |
| Additional noninterest expense | $504,000 | 2,567 |
| Pre-tax net operating income | $357,000 | 3,548 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $357,000 | 3,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $357,000 | 3,388 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $357,000 | 3,388 |
| Net charge-offs | $281,000 | 494 |
| Cash dividends | $127,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $357,000 | 3,378 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 2,683 |
| Total interest expense | $1,683,000 | 2,162 |
| Net interest income | $7,513,000 | 2,767 |
| Provision for loan and lease losses | $616,000 | 1,259 |
| Total noninterest income | $1,032,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $382,000 | 2,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $650,000 | 2,738 |
| Total noninterest expense | $6,130,000 | 2,689 |
| Salaries and employee benefits | $3,814,000 | 2,530 |
| Premises and equipment expense | $603,000 | 2,827 |
| Additional noninterest expense | $1,713,000 | 2,889 |
| Pre-tax net operating income | $1,799,000 | 3,287 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,802,000 | 3,094 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,802,000 | 3,093 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,802,000 | 3,093 |
| Net charge-offs | $286,000 | 1,369 |
| Cash dividends | $381,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,799,000 | 3,091 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 2,709 |
| Total interest expense | $1,175,000 | 2,199 |
| Net interest income | $5,580,000 | 2,796 |
| Provision for loan and lease losses | $528,000 | 1,091 |
| Total noninterest income | $810,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $279,000 | 2,410 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $531,000 | 2,677 |
| Total noninterest expense | $4,545,000 | 2,713 |
| Salaries and employee benefits | $2,771,000 | 2,587 |
| Premises and equipment expense | $474,000 | 2,765 |
| Additional noninterest expense | $1,300,000 | 2,859 |
| Pre-tax net operating income | $1,317,000 | 3,377 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,321,000 | 3,190 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,321,000 | 3,189 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,321,000 | 3,189 |
| Net charge-offs | $72,000 | 1,964 |
| Cash dividends | $381,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,317,000 | 3,188 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 2,742 |
| Total interest expense | $735,000 | 2,206 |
| Net interest income | $3,661,000 | 2,829 |
| Provision for loan and lease losses | $201,000 | 1,504 |
| Total noninterest income | $389,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $178,000 | 2,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $211,000 | 3,323 |
| Total noninterest expense | $3,010,000 | 2,744 |
| Salaries and employee benefits | $1,841,000 | 2,610 |
| Premises and equipment expense | $309,000 | 2,813 |
| Additional noninterest expense | $860,000 | 2,904 |
| Pre-tax net operating income | $839,000 | 3,412 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $842,000 | 3,218 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $842,000 | 3,216 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $842,000 | 3,217 |
| Net charge-offs | $63,000 | 1,604 |
| Cash dividends | $253,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $839,000 | 3,217 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 2,801 |
| Total interest expense | $332,000 | 2,286 |
| Net interest income | $1,803,000 | 2,872 |
| Provision for loan and lease losses | $94,000 | 1,513 |
| Total noninterest income | $185,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $93,000 | 3,442 |
| Total noninterest expense | $1,532,000 | 2,750 |
| Salaries and employee benefits | $941,000 | 2,604 |
| Premises and equipment expense | $147,000 | 2,936 |
| Additional noninterest expense | $444,000 | 2,858 |
| Pre-tax net operating income | $362,000 | 3,578 |
| Securities gains (losses) | $4,000 | 555 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $366,000 | 3,391 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $366,000 | 3,391 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $366,000 | 3,391 |
| Net charge-offs | $-19,000 | 4,967 |
| Cash dividends | $126,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $362,000 | 3,405 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 2,851 |
| Total interest expense | $1,086,000 | 2,412 |
| Net interest income | $6,989,000 | 2,890 |
| Provision for loan and lease losses | $508,000 | 1,433 |
| Total noninterest income | $728,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $393,000 | 2,417 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $335,000 | 3,660 |
| Total noninterest expense | $5,619,000 | 2,893 |
| Salaries and employee benefits | $3,490,000 | 2,710 |
| Premises and equipment expense | $551,000 | 3,077 |
| Additional noninterest expense | $1,578,000 | 3,129 |
| Pre-tax net operating income | $1,590,000 | 3,452 |
| Securities gains (losses) | $48,000 | 922 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,638,000 | 2,995 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,638,000 | 2,994 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,638,000 | 2,995 |
| Net charge-offs | $286,000 | 1,526 |
| Cash dividends | $788,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,590,000 | 3,011 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 2,905 |
| Total interest expense | $780,000 | 2,456 |
| Net interest income | $5,156,000 | 2,944 |
| Provision for loan and lease losses | $401,000 | 1,353 |
| Total noninterest income | $549,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $301,000 | 2,395 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $248,000 | 3,723 |
| Total noninterest expense | $4,202,000 | 2,922 |
| Salaries and employee benefits | $2,582,000 | 2,760 |
| Premises and equipment expense | $429,000 | 3,042 |
| Additional noninterest expense | $1,191,000 | 3,118 |
| Pre-tax net operating income | $1,102,000 | 3,610 |
| Securities gains (losses) | $48,000 | 898 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,150,000 | 3,287 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,150,000 | 3,286 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,150,000 | 3,287 |
| Net charge-offs | $170,000 | 1,522 |
| Cash dividends | $379,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,102,000 | 3,340 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 2,974 |
| Total interest expense | $504,000 | 2,473 |
| Net interest income | $3,312,000 | 3,007 |
| Provision for loan and lease losses | $261,000 | 1,326 |
| Total noninterest income | $397,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $207,000 | 2,340 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $190,000 | 3,547 |
| Total noninterest expense | $2,749,000 | 2,971 |
| Salaries and employee benefits | $1,693,000 | 2,810 |
| Premises and equipment expense | $281,000 | 3,073 |
| Additional noninterest expense | $775,000 | 3,177 |
| Pre-tax net operating income | $699,000 | 3,647 |
| Securities gains (losses) | $35,000 | 779 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $734,000 | 3,317 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $734,000 | 3,316 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $734,000 | 3,317 |
| Net charge-offs | $147,000 | 1,259 |
| Cash dividends | $252,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $699,000 | 3,382 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,011 |
| Total interest expense | $242,000 | 2,513 |
| Net interest income | $1,631,000 | 3,034 |
| Provision for loan and lease losses | $114,000 | 1,367 |
| Total noninterest income | $210,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $103,000 | 3,429 |
| Total noninterest expense | $1,365,000 | 3,003 |
| Salaries and employee benefits | $824,000 | 2,883 |
| Premises and equipment expense | $141,000 | 3,113 |
| Additional noninterest expense | $400,000 | 3,115 |
| Pre-tax net operating income | $362,000 | 3,569 |
| Securities gains (losses) | $35,000 | 409 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $397,000 | 3,147 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $397,000 | 3,145 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $397,000 | 3,147 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $126,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $362,000 | 3,283 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 3,193 |
| Total interest expense | $742,000 | 2,921 |
| Net interest income | $6,020,000 | 3,188 |
| Provision for loan and lease losses | $391,000 | 1,727 |
| Total noninterest income | $731,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $383,000 | 2,541 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $348,000 | 3,766 |
| Total noninterest expense | $5,045,000 | 3,165 |
| Salaries and employee benefits | $3,033,000 | 3,009 |
| Premises and equipment expense | $508,000 | 3,347 |
| Additional noninterest expense | $1,504,000 | 3,339 |
| Pre-tax net operating income | $1,315,000 | 3,686 |
| Securities gains (losses) | $53,000 | 1,802 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,368,000 | 3,420 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,368,000 | 3,418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,368,000 | 3,419 |
| Net charge-offs | $262,000 | 1,667 |
| Cash dividends | $835,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,315,000 | 3,436 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,255 |
| Total interest expense | $513,000 | 3,091 |
| Net interest income | $4,418,000 | 3,249 |
| Provision for loan and lease losses | $291,000 | 1,669 |
| Total noninterest income | $552,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $280,000 | 2,586 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $272,000 | 3,710 |
| Total noninterest expense | $3,862,000 | 3,137 |
| Salaries and employee benefits | $2,266,000 | 3,012 |
| Premises and equipment expense | $391,000 | 3,317 |
| Additional noninterest expense | $1,205,000 | 3,209 |
| Pre-tax net operating income | $817,000 | 4,000 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $870,000 | 3,741 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $870,000 | 3,739 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $870,000 | 3,741 |
| Net charge-offs | $106,000 | 2,021 |
| Cash dividends | $400,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $817,000 | 3,760 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 3,352 |
| Total interest expense | $316,000 | 3,243 |
| Net interest income | $2,855,000 | 3,317 |
| Provision for loan and lease losses | $176,000 | 1,764 |
| Total noninterest income | $349,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $184,000 | 2,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 3,864 |
| Total noninterest expense | $2,552,000 | 3,167 |
| Salaries and employee benefits | $1,515,000 | 3,025 |
| Premises and equipment expense | $262,000 | 3,320 |
| Additional noninterest expense | $775,000 | 3,314 |
| Pre-tax net operating income | $476,000 | 4,226 |
| Securities gains (losses) | $41,000 | 1,569 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $517,000 | 3,905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $517,000 | 3,903 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $517,000 | 3,904 |
| Net charge-offs | $51,000 | 2,129 |
| Cash dividends | $267,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $476,000 | 3,960 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 3,414 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $1,383,000 | 3,388 |
| Provision for loan and lease losses | $76,000 | 1,730 |
| Total noninterest income | $189,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $98,000 | 2,462 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $1,303,000 | 3,141 |
| Salaries and employee benefits | $771,000 | 3,017 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $401,000 | 3,230 |
| Pre-tax net operating income | $193,000 | 4,478 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $209,000 | 4,175 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $209,000 | 4,171 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $209,000 | 4,173 |
| Net charge-offs | $44,000 | 1,519 |
| Cash dividends | $134,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $193,000 | 4,237 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 3,582 |
| Total interest expense | $627,000 | 3,292 |
| Net interest income | $5,005,000 | 3,583 |
| Provision for loan and lease losses | $345,000 | 1,764 |
| Total noninterest income | $675,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $388,000 | 2,566 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $287,000 | 4,031 |
| Total noninterest expense | $4,362,000 | 3,519 |
| Salaries and employee benefits | $2,562,000 | 3,357 |
| Premises and equipment expense | $499,000 | 3,485 |
| Additional noninterest expense | $1,301,000 | 3,738 |
| Pre-tax net operating income | $973,000 | 4,140 |
| Securities gains (losses) | $136,000 | 969 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,109,000 | 3,756 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,109,000 | 3,756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,109,000 | 3,757 |
| Net charge-offs | $297,000 | 1,614 |
| Cash dividends | $835,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $973,000 | 3,928 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 3,633 |
| Total interest expense | $473,000 | 3,317 |
| Net interest income | $3,709,000 | 3,639 |
| Provision for loan and lease losses | $221,000 | 1,872 |
| Total noninterest income | $513,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $293,000 | 2,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,023 |
| Total noninterest expense | $3,063,000 | 3,692 |
| Salaries and employee benefits | $1,703,000 | 3,661 |
| Premises and equipment expense | $363,000 | 3,595 |
| Additional noninterest expense | $997,000 | 3,698 |
| Pre-tax net operating income | $938,000 | 3,841 |
| Securities gains (losses) | $46,000 | 1,525 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $984,000 | 3,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 3,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $984,000 | 3,527 |
| Net charge-offs | $147,000 | 1,818 |
| Cash dividends | $402,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $938,000 | 3,552 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 3,719 |
| Total interest expense | $316,000 | 3,341 |
| Net interest income | $2,392,000 | 3,738 |
| Provision for loan and lease losses | $168,000 | 1,682 |
| Total noninterest income | $349,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $195,000 | 2,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 3,992 |
| Total noninterest expense | $2,035,000 | 3,727 |
| Salaries and employee benefits | $1,134,000 | 3,684 |
| Premises and equipment expense | $243,000 | 3,606 |
| Additional noninterest expense | $658,000 | 3,753 |
| Pre-tax net operating income | $538,000 | 4,068 |
| Securities gains (losses) | $46,000 | 1,281 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $584,000 | 3,712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $584,000 | 3,713 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $584,000 | 3,714 |
| Net charge-offs | $84,000 | 1,879 |
| Cash dividends | $267,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $538,000 | 3,791 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 3,786 |
| Total interest expense | $156,000 | 3,396 |
| Net interest income | $1,166,000 | 3,808 |
| Provision for loan and lease losses | $27,000 | 2,662 |
| Total noninterest income | $184,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $100,000 | 2,472 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 3,857 |
| Total noninterest expense | $1,029,000 | 3,736 |
| Salaries and employee benefits | $570,000 | 3,706 |
| Premises and equipment expense | $117,000 | 3,714 |
| Additional noninterest expense | $342,000 | 3,643 |
| Pre-tax net operating income | $294,000 | 3,913 |
| Securities gains (losses) | $46,000 | 882 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $340,000 | 3,425 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $340,000 | 3,428 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $340,000 | 3,428 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $134,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $294,000 | 3,603 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 3,679 |
| Total interest expense | $635,000 | 3,489 |
| Net interest income | $4,984,000 | 3,659 |
| Provision for loan and lease losses | $42,000 | 3,897 |
| Total noninterest income | $734,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $425,000 | 2,572 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $309,000 | 3,981 |
| Total noninterest expense | $4,095,000 | 3,777 |
| Salaries and employee benefits | $2,355,000 | 3,635 |
| Premises and equipment expense | $461,000 | 3,814 |
| Additional noninterest expense | $1,279,000 | 3,916 |
| Pre-tax net operating income | $1,581,000 | 3,387 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,603,000 | 3,129 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,603,000 | 3,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,603,000 | 3,130 |
| Net charge-offs | $173,000 | 2,634 |
| Cash dividends | $834,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,581,000 | 3,101 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 3,703 |
| Total interest expense | $477,000 | 3,542 |
| Net interest income | $3,753,000 | 3,669 |
| Provision for loan and lease losses | $96,000 | 2,849 |
| Total noninterest income | $566,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $321,000 | 2,587 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $245,000 | 3,941 |
| Total noninterest expense | $3,026,000 | 3,832 |
| Salaries and employee benefits | $1,689,000 | 3,752 |
| Premises and equipment expense | $359,000 | 3,778 |
| Additional noninterest expense | $978,000 | 3,886 |
| Pre-tax net operating income | $1,197,000 | 3,441 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,219,000 | 3,112 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,219,000 | 3,112 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,219,000 | 3,113 |
| Net charge-offs | $135,000 | 2,396 |
| Cash dividends | $425,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,197,000 | 3,108 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 3,729 |
| Total interest expense | $320,000 | 3,573 |
| Net interest income | $2,470,000 | 3,700 |
| Provision for loan and lease losses | $61,000 | 2,748 |
| Total noninterest income | $382,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $211,000 | 2,585 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $171,000 | 3,870 |
| Total noninterest expense | $2,035,000 | 3,841 |
| Salaries and employee benefits | $1,133,000 | 3,757 |
| Premises and equipment expense | $239,000 | 3,816 |
| Additional noninterest expense | $663,000 | 3,876 |
| Pre-tax net operating income | $756,000 | 3,490 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $778,000 | 3,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $778,000 | 3,146 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $778,000 | 3,146 |
| Net charge-offs | $129,000 | 1,968 |
| Cash dividends | $284,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $756,000 | 3,166 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 3,734 |
| Total interest expense | $161,000 | 3,617 |
| Net interest income | $1,236,000 | 3,718 |
| Provision for loan and lease losses | $33,000 | 2,541 |
| Total noninterest income | $182,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $1,041,000 | 3,808 |
| Salaries and employee benefits | $574,000 | 3,749 |
| Premises and equipment expense | $120,000 | 3,836 |
| Additional noninterest expense | $347,000 | 3,749 |
| Pre-tax net operating income | $344,000 | 3,574 |
| Securities gains (losses) | $22,000 | 928 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $366,000 | 3,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 3,186 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $366,000 | 3,186 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $142,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $344,000 | 3,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 3,379 |
| Total interest expense | $709,000 | 3,722 |
| Net interest income | $5,975,000 | 3,287 |
| Provision for loan and lease losses | $311,000 | 2,397 |
| Total noninterest income | $727,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $447,000 | 2,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $280,000 | 4,180 |
| Total noninterest expense | $4,219,000 | 3,794 |
| Salaries and employee benefits | $2,469,000 | 3,575 |
| Premises and equipment expense | $459,000 | 3,918 |
| Additional noninterest expense | $1,291,000 | 4,027 |
| Pre-tax net operating income | $2,172,000 | 2,704 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,174,000 | 2,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,174,000 | 2,459 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,174,000 | 2,458 |
| Net charge-offs | $249,000 | 2,774 |
| Cash dividends | $1,443,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,172,000 | 2,393 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 3,357 |
| Total interest expense | $537,000 | 3,777 |
| Net interest income | $4,560,000 | 3,256 |
| Provision for loan and lease losses | $354,000 | 1,910 |
| Total noninterest income | $551,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $339,000 | 2,596 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $212,000 | 4,240 |
| Total noninterest expense | $3,032,000 | 3,915 |
| Salaries and employee benefits | $1,677,000 | 3,819 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $985,000 | 3,980 |
| Pre-tax net operating income | $1,725,000 | 2,683 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,725,000 | 2,380 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,725,000 | 2,385 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,725,000 | 2,385 |
| Net charge-offs | $117,000 | 3,108 |
| Cash dividends | $426,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,725,000 | 2,313 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 3,452 |
| Total interest expense | $362,000 | 3,805 |
| Net interest income | $2,934,000 | 3,347 |
| Provision for loan and lease losses | $312,000 | 1,600 |
| Total noninterest income | $378,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $226,000 | 2,562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,192 |
| Total noninterest expense | $2,038,000 | 3,914 |
| Salaries and employee benefits | $1,130,000 | 3,818 |
| Premises and equipment expense | $248,000 | 3,802 |
| Additional noninterest expense | $660,000 | 3,979 |
| Pre-tax net operating income | $962,000 | 2,969 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $962,000 | 2,719 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $962,000 | 2,724 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $962,000 | 2,724 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $284,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $962,000 | 2,619 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,548 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $1,410,000 | 3,443 |
| Provision for loan and lease losses | $107,000 | 1,977 |
| Total noninterest income | $195,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $113,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $1,019,000 | 3,950 |
| Salaries and employee benefits | $562,000 | 3,870 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $335,000 | 3,961 |
| Pre-tax net operating income | $479,000 | 2,953 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $479,000 | 2,669 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $479,000 | 2,672 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $479,000 | 2,671 |
| Net charge-offs | $19,000 | 3,117 |
| Cash dividends | $142,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $479,000 | 2,594 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 3,639 |
| Total interest expense | $862,000 | 3,953 |
| Net interest income | $5,630,000 | 3,526 |
| Provision for loan and lease losses | $64,000 | 5,026 |
| Total noninterest income | $741,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $480,000 | 2,567 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $261,000 | 4,237 |
| Total noninterest expense | $4,203,000 | 3,894 |
| Salaries and employee benefits | $2,489,000 | 3,587 |
| Premises and equipment expense | $442,000 | 4,104 |
| Additional noninterest expense | $1,272,000 | 4,211 |
| Pre-tax net operating income | $2,104,000 | 2,717 |
| Securities gains (losses) | $7,000 | 3,461 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,111,000 | 2,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,111,000 | 2,490 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,111,000 | 2,490 |
| Net charge-offs | $141,000 | 4,112 |
| Cash dividends | $1,328,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,104,000 | 2,365 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 3,645 |
| Total interest expense | $667,000 | 4,011 |
| Net interest income | $4,320,000 | 3,529 |
| Provision for loan and lease losses | $85,000 | 4,548 |
| Total noninterest income | $535,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $356,000 | 2,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 4,397 |
| Total noninterest expense | $2,956,000 | 4,100 |
| Salaries and employee benefits | $1,641,000 | 3,913 |
| Premises and equipment expense | $349,000 | 4,042 |
| Additional noninterest expense | $966,000 | 4,198 |
| Pre-tax net operating income | $1,814,000 | 2,535 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,814,000 | 2,285 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,814,000 | 2,285 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,814,000 | 2,285 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $351,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,814,000 | 2,161 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 3,707 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $2,827,000 | 3,585 |
| Provision for loan and lease losses | $152,000 | 3,318 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $237,000 | 2,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,328 |
| Total noninterest expense | $1,973,000 | 4,113 |
| Salaries and employee benefits | $1,096,000 | 3,931 |
| Premises and equipment expense | $224,000 | 4,138 |
| Additional noninterest expense | $653,000 | 4,189 |
| Pre-tax net operating income | $1,065,000 | 2,729 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,065,000 | 2,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,065,000 | 2,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,065,000 | 2,498 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $234,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,065,000 | 2,365 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 3,797 |
| Total interest expense | $241,000 | 4,018 |
| Net interest income | $1,365,000 | 3,687 |
| Provision for loan and lease losses | $49,000 | 3,734 |
| Total noninterest income | $173,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $980,000 | 4,150 |
| Salaries and employee benefits | $545,000 | 3,981 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $326,000 | 4,174 |
| Pre-tax net operating income | $509,000 | 2,851 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $117,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $509,000 | 2,441 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 3,881 |
| Total interest expense | $1,041,000 | 4,317 |
| Net interest income | $5,403,000 | 3,720 |
| Provision for loan and lease losses | $135,000 | 5,049 |
| Total noninterest income | $755,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $495,000 | 2,597 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $260,000 | 4,081 |
| Total noninterest expense | $3,942,000 | 4,148 |
| Salaries and employee benefits | $2,342,000 | 3,746 |
| Premises and equipment expense | $406,000 | 4,530 |
| Additional noninterest expense | $1,194,000 | 4,463 |
| Pre-tax net operating income | $2,081,000 | 2,429 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,083,000 | 2,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,083,000 | 2,188 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,083,000 | 2,188 |
| Net charge-offs | $83,000 | 5,127 |
| Cash dividends | $1,353,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,081,000 | 2,113 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 3,852 |
| Total interest expense | $788,000 | 4,402 |
| Net interest income | $4,167,000 | 3,680 |
| Provision for loan and lease losses | $146,000 | 4,536 |
| Total noninterest income | $549,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $371,000 | 2,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $178,000 | 4,273 |
| Total noninterest expense | $2,828,000 | 4,295 |
| Salaries and employee benefits | $1,576,000 | 4,041 |
| Premises and equipment expense | $333,000 | 4,374 |
| Additional noninterest expense | $919,000 | 4,392 |
| Pre-tax net operating income | $1,742,000 | 2,315 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,740,000 | 2,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,740,000 | 2,045 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,740,000 | 2,046 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $352,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,742,000 | 1,951 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 3,945 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $2,697,000 | 3,761 |
| Provision for loan and lease losses | $182,000 | 3,648 |
| Total noninterest income | $406,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $269,000 | 2,420 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,105 |
| Total noninterest expense | $1,904,000 | 4,299 |
| Salaries and employee benefits | $1,051,000 | 4,065 |
| Premises and equipment expense | $224,000 | 4,404 |
| Additional noninterest expense | $629,000 | 4,397 |
| Pre-tax net operating income | $1,017,000 | 2,509 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,015,000 | 2,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,015,000 | 2,242 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,015,000 | 2,242 |
| Net charge-offs | $30,000 | 4,826 |
| Cash dividends | $235,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,017,000 | 2,164 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,036 |
| Total interest expense | $264,000 | 4,606 |
| Net interest income | $1,306,000 | 3,834 |
| Provision for loan and lease losses | $66,000 | 3,877 |
| Total noninterest income | $211,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $130,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $957,000 | 4,304 |
| Salaries and employee benefits | $525,000 | 4,092 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $323,000 | 4,323 |
| Pre-tax net operating income | $494,000 | 2,577 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $495,000 | 2,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $495,000 | 2,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $495,000 | 2,274 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $117,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $494,000 | 2,226 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 4,165 |
| Total interest expense | $1,126,000 | 4,963 |
| Net interest income | $5,190,000 | 3,850 |
| Provision for loan and lease losses | $205,000 | 5,302 |
| Total noninterest income | $877,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $597,000 | 2,298 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 4,052 |
| Total noninterest expense | $3,855,000 | 4,313 |
| Salaries and employee benefits | $2,199,000 | 3,959 |
| Premises and equipment expense | $425,000 | 4,606 |
| Additional noninterest expense | $1,231,000 | 4,544 |
| Pre-tax net operating income | $2,007,000 | 2,231 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,007,000 | 2,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,007,000 | 2,019 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,007,000 | 2,020 |
| Net charge-offs | $168,000 | 4,940 |
| Cash dividends | $982,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,007,000 | 1,936 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 4,204 |
| Total interest expense | $848,000 | 5,109 |
| Net interest income | $3,972,000 | 3,860 |
| Provision for loan and lease losses | $197,000 | 4,909 |
| Total noninterest income | $680,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $464,000 | 2,288 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $2,731,000 | 4,493 |
| Salaries and employee benefits | $1,472,000 | 4,325 |
| Premises and equipment expense | $349,000 | 4,443 |
| Additional noninterest expense | $910,000 | 4,564 |
| Pre-tax net operating income | $1,724,000 | 2,134 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,724,000 | 1,914 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,724,000 | 1,915 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,724,000 | 1,916 |
| Net charge-offs | $98,000 | 4,923 |
| Cash dividends | $353,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,724,000 | 1,813 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 4,268 |
| Total interest expense | $562,000 | 5,214 |
| Net interest income | $2,621,000 | 3,890 |
| Provision for loan and lease losses | $223,000 | 4,078 |
| Total noninterest income | $464,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $311,000 | 2,287 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 3,948 |
| Total noninterest expense | $1,821,000 | 4,508 |
| Salaries and employee benefits | $985,000 | 4,331 |
| Premises and equipment expense | $230,000 | 4,499 |
| Additional noninterest expense | $606,000 | 4,565 |
| Pre-tax net operating income | $1,041,000 | 2,311 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,041,000 | 2,040 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,041,000 | 2,038 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,041,000 | 2,040 |
| Net charge-offs | $97,000 | 4,286 |
| Cash dividends | $235,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,041,000 | 1,959 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 4,384 |
| Total interest expense | $275,000 | 5,387 |
| Net interest income | $1,285,000 | 3,968 |
| Provision for loan and lease losses | $131,000 | 3,605 |
| Total noninterest income | $262,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $162,000 | 2,210 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $913,000 | 4,541 |
| Salaries and employee benefits | $491,000 | 4,403 |
| Premises and equipment expense | $113,000 | 4,622 |
| Additional noninterest expense | $309,000 | 4,501 |
| Pre-tax net operating income | $503,000 | 2,407 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $503,000 | 2,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $503,000 | 2,134 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $503,000 | 2,135 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $118,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $503,000 | 2,046 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 4,450 |
| Total interest expense | $1,203,000 | 5,668 |
| Net interest income | $5,161,000 | 3,862 |
| Provision for loan and lease losses | $138,000 | 6,145 |
| Total noninterest income | $893,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $665,000 | 2,344 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $228,000 | 4,432 |
| Total noninterest expense | $3,855,000 | 4,443 |
| Salaries and employee benefits | $2,191,000 | 4,082 |
| Premises and equipment expense | $399,000 | 4,995 |
| Additional noninterest expense | $1,265,000 | 4,590 |
| Pre-tax net operating income | $2,061,000 | 1,870 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,061,000 | 1,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,061,000 | 1,620 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,061,000 | 1,621 |
| Net charge-offs | $90,000 | 5,790 |
| Cash dividends | $1,460,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,061,000 | 1,573 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 4,469 |
| Total interest expense | $916,000 | 5,765 |
| Net interest income | $3,901,000 | 3,843 |
| Provision for loan and lease losses | $183,000 | 5,265 |
| Total noninterest income | $683,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $500,000 | 2,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $183,000 | 4,430 |
| Total noninterest expense | $2,809,000 | 4,541 |
| Salaries and employee benefits | $1,505,000 | 4,375 |
| Premises and equipment expense | $342,000 | 4,681 |
| Additional noninterest expense | $962,000 | 4,513 |
| Pre-tax net operating income | $1,592,000 | 1,949 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,592,000 | 1,681 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,592,000 | 1,680 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,592,000 | 1,681 |
| Net charge-offs | $49,000 | 5,697 |
| Cash dividends | $328,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,592,000 | 1,638 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 4,553 |
| Total interest expense | $618,000 | 5,855 |
| Net interest income | $2,555,000 | 3,885 |
| Provision for loan and lease losses | $174,000 | 4,557 |
| Total noninterest income | $467,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $325,000 | 2,375 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $142,000 | 4,222 |
| Total noninterest expense | $1,869,000 | 4,574 |
| Salaries and employee benefits | $1,005,000 | 4,423 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $644,000 | 4,522 |
| Pre-tax net operating income | $979,000 | 2,148 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $979,000 | 1,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 1,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $979,000 | 1,873 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $218,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $979,000 | 1,823 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 4,683 |
| Total interest expense | $314,000 | 5,921 |
| Net interest income | $1,226,000 | 4,000 |
| Provision for loan and lease losses | $84,000 | 4,181 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $158,000 | 2,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $912,000 | 4,574 |
| Salaries and employee benefits | $502,000 | 4,448 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $476,000 | 2,473 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $476,000 | 2,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $476,000 | 2,233 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $476,000 | 2,234 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $109,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $476,000 | 2,100 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 4,666 |
| Total interest expense | $1,730,000 | 5,659 |
| Net interest income | $4,843,000 | 4,037 |
| Provision for loan and lease losses | $108,000 | 5,964 |
| Total noninterest income | $967,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $693,000 | 2,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $274,000 | 4,265 |
| Total noninterest expense | $3,542,000 | 4,599 |
| Salaries and employee benefits | $2,005,000 | 4,442 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $1,116,000 | 4,493 |
| Pre-tax net operating income | $2,160,000 | 2,314 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,160,000 | 1,848 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,160,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,713 |
| Cash dividends | $632,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,160,000 | 1,970 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 4,713 |
| Total interest expense | $1,369,000 | 5,654 |
| Net interest income | $3,619,000 | 4,062 |
| Provision for loan and lease losses | $133,000 | 4,801 |
| Total noninterest income | $735,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $532,000 | 2,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 4,383 |
| Total noninterest expense | $2,509,000 | 4,743 |
| Salaries and employee benefits | $1,385,000 | 4,731 |
| Premises and equipment expense | $343,000 | 4,721 |
| Additional noninterest expense | $781,000 | 4,617 |
| Pre-tax net operating income | $1,712,000 | 2,570 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,712,000 | 2,053 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,712,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,712,000 | 2,157 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 4,768 |
| Total interest expense | $965,000 | 5,669 |
| Net interest income | $2,369,000 | 4,113 |
| Provision for loan and lease losses | $107,000 | 4,169 |
| Total noninterest income | $499,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $149,000 | 4,327 |
| Total noninterest expense | $1,703,000 | 4,733 |
| Salaries and employee benefits | $941,000 | 4,723 |
| Premises and equipment expense | $223,000 | 4,831 |
| Additional noninterest expense | $539,000 | 4,512 |
| Pre-tax net operating income | $1,058,000 | 2,831 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,058,000 | 2,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,987 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,058,000 | 2,408 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,849 |
| Total interest expense | $518,000 | 5,668 |
| Net interest income | $1,160,000 | 4,190 |
| Provision for loan and lease losses | $63,000 | 3,434 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $166,000 | 2,417 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $870,000 | 4,692 |
| Salaries and employee benefits | $492,000 | 4,619 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $272,000 | 4,425 |
| Pre-tax net operating income | $475,000 | 3,178 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $475,000 | 2,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $475,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $475,000 | 2,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 4,840 |
| Total interest expense | $2,269,000 | 5,530 |
| Net interest income | $4,484,000 | 4,301 |
| Provision for loan and lease losses | $326,000 | 3,045 |
| Total noninterest income | $1,013,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $743,000 | 2,257 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $270,000 | 4,431 |
| Total noninterest expense | $3,418,000 | 4,606 |
| Salaries and employee benefits | $1,900,000 | 4,567 |
| Premises and equipment expense | $431,000 | 4,801 |
| Additional noninterest expense | $1,087,000 | 4,369 |
| Pre-tax net operating income | $1,753,000 | 3,595 |
| Securities gains (losses) | $-29,000 | 7,862 |
| Applicable income taxes | $470,000 | 2,822 |
| Income before extraordinary items | $1,254,000 | 3,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,254,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,766 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,275,170 | 3,797 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 4,836 |
| Total interest expense | $1,681,000 | 5,571 |
| Net interest income | $3,397,000 | 4,300 |
| Provision for loan and lease losses | $231,000 | 2,746 |
| Total noninterest income | $756,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $554,000 | 2,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $202,000 | 4,469 |
| Total noninterest expense | $2,372,000 | 4,819 |
| Salaries and employee benefits | $1,290,000 | 4,867 |
| Premises and equipment expense | $332,000 | 4,709 |
| Additional noninterest expense | $750,000 | 4,594 |
| Pre-tax net operating income | $1,550,000 | 3,403 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $355,000 | 2,959 |
| Income before extraordinary items | $1,195,000 | 3,475 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,195,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,394 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,195,000 | 3,459 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,929 |
| Total interest expense | $1,040,000 | 5,771 |
| Net interest income | $2,280,000 | 4,308 |
| Provision for loan and lease losses | $198,000 | 2,198 |
| Total noninterest income | $517,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $372,000 | 2,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $1,602,000 | 4,810 |
| Salaries and employee benefits | $865,000 | 4,879 |
| Premises and equipment expense | $218,000 | 4,763 |
| Additional noninterest expense | $519,000 | 4,461 |
| Pre-tax net operating income | $997,000 | 3,540 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $223,000 | 3,127 |
| Income before extraordinary items | $774,000 | 3,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $774,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,401 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $774,000 | 3,570 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 4,992 |
| Total interest expense | $499,000 | 5,864 |
| Net interest income | $1,124,000 | 4,348 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $252,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $816,000 | 4,750 |
| Salaries and employee benefits | $431,000 | 4,918 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $275,000 | 4,226 |
| Pre-tax net operating income | $480,000 | 3,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $105,000 | 3,204 |
| Income before extraordinary items | $375,000 | 3,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $375,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 866 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $375,000 | 3,626 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 4,726 |
| Total interest expense | $1,871,000 | 5,586 |
| Net interest income | $4,719,000 | 4,191 |
| Provision for loan and lease losses | $218,000 | 3,381 |
| Total noninterest income | $916,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $657,000 | 2,500 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $3,968,000 | 4,023 |
| Salaries and employee benefits | $2,374,000 | 3,749 |
| Premises and equipment expense | $405,000 | 4,878 |
| Additional noninterest expense | $1,189,000 | 3,967 |
| Pre-tax net operating income | $1,449,000 | 4,363 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $215,000 | 4,219 |
| Income before extraordinary items | $1,234,000 | 4,221 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,234,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,732 |
| Cash dividends | $1,283,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,234,000 | 4,200 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 4,718 |
| Total interest expense | $1,390,000 | 5,550 |
| Net interest income | $3,563,000 | 4,189 |
| Provision for loan and lease losses | $197,000 | 2,899 |
| Total noninterest income | $682,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $496,000 | 2,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,680 |
| Total noninterest expense | $2,524,000 | 4,500 |
| Salaries and employee benefits | $1,384,000 | 4,515 |
| Premises and equipment expense | $312,000 | 4,803 |
| Additional noninterest expense | $828,000 | 4,168 |
| Pre-tax net operating income | $1,524,000 | 3,746 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $340,000 | 3,412 |
| Income before extraordinary items | $1,184,000 | 3,779 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,184,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,185 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,184,000 | 3,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,767 |
| Total interest expense | $862,000 | 5,618 |
| Net interest income | $2,334,000 | 4,256 |
| Provision for loan and lease losses | $126,000 | 2,915 |
| Total noninterest income | $463,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 2,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $1,666,000 | 4,552 |
| Salaries and employee benefits | $919,000 | 4,546 |
| Premises and equipment expense | $201,000 | 4,913 |
| Additional noninterest expense | $546,000 | 4,209 |
| Pre-tax net operating income | $1,005,000 | 3,788 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $234,000 | 3,407 |
| Income before extraordinary items | $771,000 | 3,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $771,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,190 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $771,000 | 3,823 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 4,807 |
| Total interest expense | $411,000 | 5,618 |
| Net interest income | $1,138,000 | 4,318 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $165,000 | 2,396 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $451,000 | 4,632 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $490,000 | 3,780 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $115,000 | 3,401 |
| Income before extraordinary items | $375,000 | 3,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $375,000 | 3,832 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 4,637 |
| Total interest expense | $1,237,000 | 5,742 |
| Net interest income | $4,673,000 | 4,154 |
| Provision for loan and lease losses | $254,000 | 3,126 |
| Total noninterest income | $864,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $677,000 | 2,412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,304 |
| Total noninterest expense | $3,702,000 | 4,109 |
| Salaries and employee benefits | $2,138,000 | 3,932 |
| Premises and equipment expense | $399,000 | 4,862 |
| Additional noninterest expense | $1,165,000 | 3,938 |
| Pre-tax net operating income | $1,581,000 | 4,253 |
| Securities gains (losses) | $-98,000 | 8,419 |
| Applicable income taxes | $315,000 | 4,065 |
| Income before extraordinary items | $1,168,000 | 4,416 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,168,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,427 |
| Cash dividends | $1,025,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,245,420 | 4,234 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 4,635 |
| Total interest expense | $859,000 | 5,835 |
| Net interest income | $3,544,000 | 4,122 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $654,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $521,000 | 2,359 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,420 |
| Total noninterest expense | $2,431,000 | 4,514 |
| Salaries and employee benefits | $1,302,000 | 4,572 |
| Premises and equipment expense | $317,000 | 4,658 |
| Additional noninterest expense | $812,000 | 4,135 |
| Pre-tax net operating income | $1,547,000 | 3,665 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $421,000 | 3,248 |
| Income before extraordinary items | $1,128,000 | 3,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,128,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,580 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,126,540 | 3,800 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 4,674 |
| Total interest expense | $526,000 | 5,905 |
| Net interest income | $2,312,000 | 4,164 |
| Provision for loan and lease losses | $97,000 | 3,417 |
| Total noninterest income | $422,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $335,000 | 2,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $1,637,000 | 4,465 |
| Salaries and employee benefits | $863,000 | 4,553 |
| Premises and equipment expense | $210,000 | 4,651 |
| Additional noninterest expense | $564,000 | 3,987 |
| Pre-tax net operating income | $1,000,000 | 3,709 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $272,000 | 3,274 |
| Income before extraordinary items | $730,000 | 3,868 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $730,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $728,540 | 3,823 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 4,755 |
| Total interest expense | $253,000 | 5,933 |
| Net interest income | $1,120,000 | 4,270 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $199,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $153,000 | 2,519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $838,000 | 4,408 |
| Salaries and employee benefits | $430,000 | 4,588 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $300,000 | 3,802 |
| Pre-tax net operating income | $433,000 | 4,062 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $320,000 | 4,192 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $320,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $320,000 | 4,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 4,604 |
| Total interest expense | $938,000 | 5,843 |
| Net interest income | $4,453,000 | 4,148 |
| Provision for loan and lease losses | $434,000 | 2,220 |
| Total noninterest income | $808,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $629,000 | 2,601 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,335 |
| Total noninterest expense | $3,434,000 | 4,242 |
| Salaries and employee benefits | $1,930,000 | 4,119 |
| Premises and equipment expense | $403,000 | 4,733 |
| Additional noninterest expense | $1,101,000 | 4,013 |
| Pre-tax net operating income | $1,393,000 | 4,443 |
| Securities gains (losses) | $-18,000 | 8,362 |
| Applicable income taxes | $277,000 | 4,312 |
| Income before extraordinary items | $1,098,000 | 4,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,098,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,153 |
| Cash dividends | $1,040,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,112,400 | 4,333 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 4,568 |
| Total interest expense | $703,000 | 5,813 |
| Net interest income | $3,360,000 | 4,126 |
| Provision for loan and lease losses | $213,000 | 2,890 |
| Total noninterest income | $583,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $464,000 | 2,653 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $2,337,000 | 4,510 |
| Salaries and employee benefits | $1,229,000 | 4,608 |
| Premises and equipment expense | $313,000 | 4,636 |
| Additional noninterest expense | $795,000 | 4,110 |
| Pre-tax net operating income | $1,393,000 | 3,764 |
| Securities gains (losses) | $-18,000 | 8,631 |
| Applicable income taxes | $375,000 | 3,419 |
| Income before extraordinary items | $1,000,000 | 4,002 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,000,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,013,140 | 3,900 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,629 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $2,188,000 | 4,198 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $385,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $307,000 | 2,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $1,563,000 | 4,530 |
| Salaries and employee benefits | $809,000 | 4,679 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $550,000 | 4,009 |
| Pre-tax net operating income | $895,000 | 3,813 |
| Securities gains (losses) | $-19,000 | 8,791 |
| Applicable income taxes | $236,000 | 3,491 |
| Income before extraordinary items | $640,000 | 4,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $653,870 | 3,925 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,703 |
| Total interest expense | $238,000 | 5,835 |
| Net interest income | $1,068,000 | 4,286 |
| Provision for loan and lease losses | $62,000 | 2,894 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $145,000 | 2,752 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $791,000 | 4,514 |
| Salaries and employee benefits | $399,000 | 4,746 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $401,000 | 4,075 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $106,000 | 3,688 |
| Income before extraordinary items | $295,000 | 4,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,251 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $295,000 | 4,185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 4,773 |
| Total interest expense | $1,112,000 | 5,813 |
| Net interest income | $4,062,000 | 4,317 |
| Provision for loan and lease losses | $412,000 | 2,534 |
| Total noninterest income | $786,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $589,000 | 2,737 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $197,000 | 5,315 |
| Total noninterest expense | $3,295,000 | 4,320 |
| Salaries and employee benefits | $1,785,000 | 4,291 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $1,097,000 | 3,981 |
| Pre-tax net operating income | $1,141,000 | 4,800 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $231,000 | 4,702 |
| Income before extraordinary items | $955,000 | 4,770 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $955,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,384 |
| Cash dividends | $2,810,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $918,550 | 4,717 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 4,816 |
| Total interest expense | $857,000 | 5,876 |
| Net interest income | $3,046,000 | 4,345 |
| Provision for loan and lease losses | $310,000 | 2,456 |
| Total noninterest income | $582,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $435,000 | 2,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,381 |
| Total noninterest expense | $2,272,000 | 4,562 |
| Salaries and employee benefits | $1,178,000 | 4,687 |
| Premises and equipment expense | $313,000 | 4,584 |
| Additional noninterest expense | $781,000 | 4,131 |
| Pre-tax net operating income | $1,046,000 | 4,427 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $295,000 | 3,942 |
| Income before extraordinary items | $796,000 | 4,610 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $796,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $763,150 | 4,551 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 4,844 |
| Total interest expense | $587,000 | 5,921 |
| Net interest income | $2,018,000 | 4,371 |
| Provision for loan and lease losses | $266,000 | 2,044 |
| Total noninterest income | $398,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $297,000 | 2,671 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $1,488,000 | 4,620 |
| Salaries and employee benefits | $769,000 | 4,759 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $512,000 | 4,169 |
| Pre-tax net operating income | $662,000 | 4,579 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $174,000 | 4,243 |
| Income before extraordinary items | $490,000 | 4,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $490,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $488,520 | 4,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,901 |
| Total interest expense | $296,000 | 5,971 |
| Net interest income | $994,000 | 4,416 |
| Provision for loan and lease losses | $223,000 | 1,263 |
| Total noninterest income | $205,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $753,000 | 4,559 |
| Salaries and employee benefits | $377,000 | 4,836 |
| Premises and equipment expense | $103,000 | 4,610 |
| Additional noninterest expense | $273,000 | 3,941 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $175,000 | 5,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,440 | 5,490 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 4,845 |
| Total interest expense | $1,506,000 | 5,709 |
| Net interest income | $3,985,000 | 4,362 |
| Provision for loan and lease losses | $198,000 | 4,392 |
| Total noninterest income | $661,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $488,000 | 3,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,301 |
| Total noninterest expense | $3,067,000 | 4,388 |
| Salaries and employee benefits | $1,598,000 | 4,459 |
| Premises and equipment expense | $420,000 | 4,476 |
| Additional noninterest expense | $1,049,000 | 4,016 |
| Pre-tax net operating income | $1,381,000 | 4,331 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $281,000 | 4,551 |
| Income before extraordinary items | $1,136,000 | 4,229 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,136,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 3,024 |
| Cash dividends | $1,078,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,107,200 | 4,197 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 4,743 |
| Total interest expense | $2,981,000 | 4,753 |
| Net interest income | $3,401,000 | 4,654 |
| Provision for loan and lease losses | $252,000 | 3,587 |
| Total noninterest income | $595,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $471,000 | 2,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $2,922,000 | 4,422 |
| Salaries and employee benefits | $1,503,000 | 4,504 |
| Premises and equipment expense | $397,000 | 4,623 |
| Additional noninterest expense | $1,022,000 | 3,995 |
| Pre-tax net operating income | $822,000 | 5,417 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $141,000 | 5,542 |
| Income before extraordinary items | $709,000 | 5,192 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $709,000 | 5,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,631 |
| Cash dividends | $746,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $685,760 | 5,161 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,896,000 | 4,642 |
| Total interest expense | $3,281,000 | 4,599 |
| Net interest income | $3,615,000 | 4,498 |
| Provision for loan and lease losses | $141,000 | 4,529 |
| Total noninterest income | $571,000 | 4,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $2,807,000 | 4,466 |
| Salaries and employee benefits | $1,515,000 | 4,325 |
| Premises and equipment expense | $448,000 | 4,149 |
| Additional noninterest expense | $844,000 | 4,555 |
| Pre-tax net operating income | $1,238,000 | 4,644 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $273,000 | 4,785 |
| Income before extraordinary items | $961,000 | 4,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $961,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,251 |
| Cash dividends | $850,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $964,120 | 4,490 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 4,607 |
| Total interest expense | $2,809,000 | 4,843 |
| Net interest income | $3,807,000 | 4,350 |
| Provision for loan and lease losses | $690,000 | 1,336 |
| Total noninterest income | $536,000 | 4,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,767 |
| Total noninterest expense | $2,873,000 | 4,362 |
| Salaries and employee benefits | $1,435,000 | 4,502 |
| Premises and equipment expense | $526,000 | 3,613 |
| Additional noninterest expense | $912,000 | 4,337 |
| Pre-tax net operating income | $780,000 | 5,999 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $119,000 | 6,664 |
| Income before extraordinary items | $662,000 | 5,624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $662,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 974 |
| Cash dividends | $563,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $661,150 | 5,593 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 4,647 |
| Total interest expense | $3,032,000 | 4,685 |
| Net interest income | $3,521,000 | 4,572 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $527,000 | 4,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $2,788,000 | 4,389 |
| Salaries and employee benefits | $1,544,000 | 4,150 |
| Premises and equipment expense | $475,000 | 3,840 |
| Additional noninterest expense | $769,000 | 4,808 |
| Pre-tax net operating income | $1,140,000 | 5,041 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $221,000 | 5,943 |
| Income before extraordinary items | $926,000 | 4,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $926,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,433 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $920,330 | 4,670 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 4,783 |
| Total interest expense | $2,967,000 | 4,763 |
| Net interest income | $3,527,000 | 4,703 |
| Provision for loan and lease losses | $560,000 | 1,630 |
| Total noninterest income | $488,000 | 5,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,936 |
| Total noninterest expense | $2,677,000 | 4,515 |
| Salaries and employee benefits | $1,529,000 | 4,183 |
| Premises and equipment expense | $483,000 | 3,825 |
| Additional noninterest expense | $665,000 | 5,432 |
| Pre-tax net operating income | $778,000 | 6,639 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $686,000 | 5,963 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $686,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $681,600 | 5,935 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 5,219 |
| Total interest expense | $2,710,000 | 5,208 |
| Net interest income | $3,236,000 | 5,148 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $2,562,000 | 4,909 |
| Salaries and employee benefits | $1,460,000 | 4,419 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $694,000 | 5,776 |
| Pre-tax net operating income | $971,000 | 5,839 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $793,000 | 5,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $793,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,941 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $797,100 | 5,259 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 5,501 |
| Total interest expense | $2,576,000 | 5,431 |
| Net interest income | $3,039,000 | 5,445 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $495,000 | 5,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $2,509,000 | 4,983 |
| Salaries and employee benefits | $1,442,000 | 4,440 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $686,000 | 5,952 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $819,000 | 5,357 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $819,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $819,800 | 5,327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 5,573 |
| Total interest expense | $2,001,000 | 5,613 |
| Net interest income | $3,115,000 | 5,448 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $488,000 | 5,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $2,467,000 | 5,219 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $370,000 | 4,890 |
| Additional noninterest expense | $797,000 | 5,716 |
| Pre-tax net operating income | $1,136,000 | 5,439 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $915,000 | 4,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $915,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $437,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $909,400 | 4,926 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 5,620 |
| Total interest expense | $1,923,000 | 6,034 |
| Net interest income | $3,235,000 | 5,298 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $2,549,000 | 5,179 |
| Salaries and employee benefits | $1,362,000 | 4,680 |
| Premises and equipment expense | $276,000 | 6,244 |
| Additional noninterest expense | $911,000 | 5,316 |
| Pre-tax net operating income | $1,128,000 | 5,418 |
| Securities gains (losses) | $-33,000 | 13,027 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $887,000 | 5,154 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $879,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,202 |
| Cash dividends | $438,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $913,730 | 4,812 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 6,206 |
| Total interest expense | $2,060,000 | 6,980 |
| Net interest income | $3,117,000 | 5,543 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $465,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $2,081,000 | 6,181 |
| Salaries and employee benefits | $1,184,000 | 5,229 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $664,000 | 7,000 |
| Pre-tax net operating income | $1,501,000 | 4,044 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $372,000 | 5,067 |
| Income before extraordinary items | $1,159,000 | 3,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,159,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 13,448 |
| Cash dividends | $512,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,136,200 | 3,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.