Home > Winnsboro Bank and Trust > Assets and Liabilities
Winnsboro Bank and Trust, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 17 | 8,098 |
Assets and Liabilities | ||
Total Assets: | $37,382,000 | 8,426 |
Cash and due from depository institutions | $2,207,000 | 8,098 |
Interest-bearing balances | $838,000 | 2,563 |
Securities | $10,923,000 | 7,614 |
Federal funds sold & reverse repurchase agreements | $4,755,000 | 2,716 |
Net loans & leases | $18,077,000 | 8,784 |
Loan loss allowance | $469,000 | 6,186 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $332,000 | 9,048 |
Other real estate owned | $567,000 | 8,098 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $521,000 | 8,699 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $37,382,000 | 8,426 |
Total liabilities | $32,749,000 | 8,488 |
Total deposits | $32,292,000 | 8,376 |
Interest-bearing deposits | $29,725,000 | 8,083 |
Deposits held in domestic offices | $32,292,000 | 8,372 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $115,000 | 4,785 |
Subordinated debt | $0 | 298 |
All other liabilities | $342,000 | 7,405 |
Total equity capital | $4,633,000 | 7,569 |
Total bank equity capital | $4,633,000 | 7,569 |
Perpetual preferred stock | $0 | 250 |
Common stock | $500,000 | 5,112 |
Surplus | $2,200,000 | 5,171 |
Undivided profits | $1,933,000 | 7,342 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $958,000 | 2,769 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $244,000 | 7,749 |
Earning assets | $34,593,000 | 8,387 |
Long-term assets (5+ years) | $1,852,000 | 7,923 |
Average Assets, year-to-date | $36,929,400 | 8,337 |
Average Assets, quarterly | $37,319,000 | 8,376 |
Volatile liabilities | $6,074,000 | 6,478 |
Insider loans | $470,000 | 5,677 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $355,000 | 10,068 |
Tier 1 (core) risk-based capital | $4,677,000 | 7,416 |
Tier 2 risk-based capital | $270,150 | 7,622 |
Total risk weighted assets | $21,413,450 | 8,406 |
Total unused commitments | $355,000 | 10,078 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 17 | 8,427 |
Assets and Liabilities | ||
Total Assets: | $36,154,000 | 8,805 |
Cash and due from depository institutions | $1,807,000 | 8,427 |
Interest-bearing balances | $805,000 | 2,785 |
Securities | $13,050,000 | 7,258 |
Federal funds sold & reverse repurchase agreements | $1,465,000 | 6,439 |
Net loans & leases | $18,534,000 | 8,890 |
Loan loss allowance | $455,000 | 6,438 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $326,000 | 9,353 |
Other real estate owned | $391,000 | 8,427 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $581,000 | 8,601 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $36,154,000 | 8,805 |
Total liabilities | $31,895,000 | 8,878 |
Total deposits | $31,541,000 | 8,742 |
Interest-bearing deposits | $28,464,000 | 8,518 |
Deposits held in domestic offices | $31,541,000 | 8,737 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $28,000 | 4,832 |
Subordinated debt | $0 | 337 |
All other liabilities | $326,000 | 7,971 |
Total equity capital | $4,259,000 | 8,070 |
Total bank equity capital | $4,259,000 | 8,070 |
Perpetual preferred stock | $0 | 288 |
Common stock | $500,000 | 5,383 |
Surplus | $2,200,000 | 5,203 |
Undivided profits | $1,559,000 | 8,198 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $718,000 | 3,370 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $266,000 | 7,631 |
Earning assets | $33,854,000 | 8,711 |
Long-term assets (5+ years) | $2,833,000 | 7,181 |
Average Assets, year-to-date | $35,276,600 | 8,734 |
Average Assets, quarterly | $35,929,500 | 8,767 |
Volatile liabilities | $5,860,000 | 6,366 |
Insider loans | $484,000 | 5,758 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $227,000 | 10,675 |
Tier 1 (core) risk-based capital | $4,252,000 | 7,953 |
Tier 2 risk-based capital | $265,330 | 7,819 |
Total risk weighted assets | $21,036,330 | 8,607 |
Total unused commitments | $227,000 | 10,680 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 18 | 8,561 |
Assets and Liabilities | ||
Total Assets: | $34,370,000 | 9,232 |
Cash and due from depository institutions | $1,541,000 | 8,561 |
Interest-bearing balances | $592,000 | 3,127 |
Securities | $13,190,000 | 7,638 |
Federal funds sold & reverse repurchase agreements | $1,085,000 | 5,304 |
Net loans & leases | $16,871,000 | 9,413 |
Loan loss allowance | $557,000 | 5,739 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $373,000 | 9,335 |
Other real estate owned | $591,000 | 8,561 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $719,000 | 8,154 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $34,370,000 | 9,232 |
Total liabilities | $30,863,000 | 9,235 |
Total deposits | $30,590,000 | 9,098 |
Interest-bearing deposits | $27,372,000 | 8,869 |
Deposits held in domestic offices | $30,590,000 | 9,093 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $37,000 | 5,094 |
Subordinated debt | $0 | 372 |
All other liabilities | $236,000 | 8,329 |
Total equity capital | $3,507,000 | 8,798 |
Total bank equity capital | $3,507,000 | 8,798 |
Perpetual preferred stock | $0 | 310 |
Common stock | $500,000 | 5,677 |
Surplus | $2,200,000 | 5,185 |
Undivided profits | $807,000 | 9,521 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $753,000 | 3,263 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $243,000 | 7,596 |
Earning assets | $31,738,000 | 9,159 |
Long-term assets (5+ years) | $3,614,000 | 6,919 |
Average Assets, year-to-date | $34,208,800 | 9,166 |
Average Assets, quarterly | $34,356,500 | 9,203 |
Volatile liabilities | $4,921,000 | 6,808 |
Insider loans | $306,000 | 7,095 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $635,000 | 9,982 |
Tier 1 (core) risk-based capital | $3,879,000 | 8,425 |
Tier 2 risk-based capital | $246,660 | 8,313 |
Total risk weighted assets | $19,422,760 | 9,092 |
Total unused commitments | $635,000 | 9,989 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 17 | 9,167 |
Assets and Liabilities | ||
Total Assets: | $33,973,000 | 9,606 |
Cash and due from depository institutions | $1,670,000 | 9,167 |
Interest-bearing balances | $684,000 | 3,937 |
Securities | $11,535,000 | 8,520 |
Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,217 |
Net loans & leases | $15,922,000 | 9,784 |
Loan loss allowance | $747,000 | 4,724 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $388,000 | 9,513 |
Other real estate owned | $817,000 | 9,167 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $491,000 | 9,429 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $33,973,000 | 9,606 |
Total liabilities | $30,654,000 | 9,622 |
Total deposits | $30,334,000 | 9,517 |
Interest-bearing deposits | $27,106,000 | 9,294 |
Deposits held in domestic offices | $30,334,000 | 9,511 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $98,000 | 4,400 |
Subordinated debt | $0 | 413 |
All other liabilities | $222,000 | 8,805 |
Total equity capital | $3,319,000 | 9,315 |
Total bank equity capital | $3,319,000 | 9,315 |
Perpetual preferred stock | $0 | 343 |
Common stock | $500,000 | 5,937 |
Surplus | $2,200,000 | 5,168 |
Undivided profits | $619,000 | 10,493 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $629,000 | 4,287 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $128,000 | 10,148 |
Earning assets | $31,291,000 | 9,567 |
Long-term assets (5+ years) | $2,604,000 | 8,166 |
Average Assets, year-to-date | $32,941,200 | 9,621 |
Average Assets, quarterly | $33,791,500 | 9,588 |
Volatile liabilities | $4,975,000 | 6,546 |
Insider loans | $437,000 | 6,120 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $187,000 | 11,525 |
Tier 1 (core) risk-based capital | $3,319,000 | 9,253 |
Tier 2 risk-based capital | $237,960 | 8,598 |
Total risk weighted assets | $18,527,860 | 9,511 |
Total unused commitments | $187,000 | 11,532 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 17 | 9,428 |
Assets and Liabilities | ||
Total Assets: | $32,523,000 | 10,036 |
Cash and due from depository institutions | $2,064,000 | 9,428 |
Interest-bearing balances | $1,171,000 | 3,533 |
Securities | $12,938,000 | 8,035 |
Federal funds sold & reverse repurchase agreements | $615,000 | 9,797 |
Net loans & leases | $14,877,000 | 10,233 |
Loan loss allowance | $753,000 | 4,733 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $366,000 | 9,925 |
Other real estate owned | $1,080,000 | 9,428 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $583,000 | 8,988 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,523,000 | 10,036 |
Total liabilities | $29,592,000 | 10,017 |
Total deposits | $29,225,000 | 9,930 |
Interest-bearing deposits | $25,472,000 | 9,843 |
Deposits held in domestic offices | $29,225,000 | 9,925 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $86,000 | 4,389 |
Subordinated debt | $0 | 482 |
All other liabilities | $281,000 | 8,542 |
Total equity capital | $2,931,000 | 9,866 |
Total bank equity capital | $2,931,000 | 9,866 |
Perpetual preferred stock | $0 | 346 |
Common stock | $500,000 | 6,257 |
Surplus | $2,200,000 | 5,070 |
Undivided profits | $231,000 | 11,839 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $633,000 | 4,913 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $251,000 | 7,497 |
Earning assets | $29,601,000 | 10,009 |
Long-term assets (5+ years) | $2,946,000 | 8,051 |
Average Assets, year-to-date | $31,731,000 | 10,020 |
Average Assets, quarterly | $32,301,500 | 10,026 |
Volatile liabilities | $4,263,000 | 7,172 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $222,000 | 11,600 |
Tier 1 (core) risk-based capital | $2,931,000 | 9,796 |
Tier 2 risk-based capital | $228,250 | 8,859 |
Total risk weighted assets | $17,735,450 | 9,916 |
Total unused commitments | $222,000 | 11,619 |
Derivatives | $0 | 651 |