Home > WinFirst Bank > Income and Expense
WinFirst Bank, Income and Expense
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 3,273 |
| Total interest expense | $1,277,000 | 2,288 |
| Net interest income | $3,395,000 | 3,525 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $135,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $36,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 4,233 |
| Total noninterest expense | $1,943,000 | 3,999 |
| Salaries and employee benefits | $1,075,000 | 4,019 |
| Premises and equipment expense | $184,000 | 4,067 |
| Additional noninterest expense | $684,000 | 3,802 |
| Pre-tax net operating income | $1,437,000 | 3,007 |
| Securities gains (losses) | $19,000 | 1,938 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,456,000 | 2,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,456,000 | 2,870 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,456,000 | 2,871 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $1,090,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,437,000 | 2,840 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 3,292 |
| Total interest expense | $892,000 | 2,330 |
| Net interest income | $2,257,000 | 3,552 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $75,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $26,000 | 4,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,373 |
| Total noninterest expense | $1,304,000 | 4,013 |
| Salaries and employee benefits | $721,000 | 4,031 |
| Premises and equipment expense | $126,000 | 4,041 |
| Additional noninterest expense | $457,000 | 3,816 |
| Pre-tax net operating income | $928,000 | 3,032 |
| Securities gains (losses) | $19,000 | 1,690 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $947,000 | 2,880 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $947,000 | 2,879 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $947,000 | 2,880 |
| Net charge-offs | $9,000 | 2,487 |
| Cash dividends | $770,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $928,000 | 2,857 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 3,316 |
| Total interest expense | $463,000 | 2,416 |
| Net interest income | $1,101,000 | 3,585 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $39,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $16,000 | 4,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,367 |
| Total noninterest expense | $640,000 | 4,069 |
| Salaries and employee benefits | $356,000 | 4,092 |
| Premises and equipment expense | $61,000 | 4,115 |
| Additional noninterest expense | $223,000 | 3,886 |
| Pre-tax net operating income | $500,000 | 2,776 |
| Securities gains (losses) | $19,000 | 1,138 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $519,000 | 2,590 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $519,000 | 2,589 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $519,000 | 2,591 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $385,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $500,000 | 2,612 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 3,382 |
| Total interest expense | $1,838,000 | 2,482 |
| Net interest income | $4,362,000 | 3,654 |
| Provision for loan and lease losses | $-4,000 | 4,901 |
| Total noninterest income | $167,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $67,000 | 4,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,418 |
| Total noninterest expense | $2,803,000 | 3,985 |
| Salaries and employee benefits | $1,500,000 | 4,056 |
| Premises and equipment expense | $243,000 | 4,167 |
| Additional noninterest expense | $1,060,000 | 3,716 |
| Pre-tax net operating income | $1,730,000 | 3,215 |
| Securities gains (losses) | $-19,000 | 4,900 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,711,000 | 3,105 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,711,000 | 3,103 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,711,000 | 3,106 |
| Net charge-offs | $4,000 | 3,526 |
| Cash dividends | $1,221,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,730,000 | 3,062 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 3,449 |
| Total interest expense | $1,350,000 | 2,523 |
| Net interest income | $3,239,000 | 3,715 |
| Provision for loan and lease losses | $-4,000 | 5,025 |
| Total noninterest income | $128,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $51,000 | 4,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,462 |
| Total noninterest expense | $2,157,000 | 3,983 |
| Salaries and employee benefits | $1,159,000 | 4,029 |
| Premises and equipment expense | $185,000 | 4,203 |
| Additional noninterest expense | $813,000 | 3,697 |
| Pre-tax net operating income | $1,214,000 | 3,368 |
| Securities gains (losses) | $-19,000 | 4,990 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,195,000 | 3,247 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,195,000 | 3,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,195,000 | 3,247 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $990,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,214,000 | 3,204 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 3,477 |
| Total interest expense | $889,000 | 2,523 |
| Net interest income | $2,137,000 | 3,754 |
| Provision for loan and lease losses | $-3,000 | 5,088 |
| Total noninterest income | $89,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $34,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,438 |
| Total noninterest expense | $1,343,000 | 4,097 |
| Salaries and employee benefits | $764,000 | 4,078 |
| Premises and equipment expense | $120,000 | 4,259 |
| Additional noninterest expense | $459,000 | 3,978 |
| Pre-tax net operating income | $886,000 | 3,259 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $886,000 | 3,116 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $886,000 | 3,114 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $886,000 | 3,114 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $645,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $886,000 | 3,090 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 3,488 |
| Total interest expense | $435,000 | 2,512 |
| Net interest income | $1,083,000 | 3,766 |
| Provision for loan and lease losses | $-2,000 | 5,187 |
| Total noninterest income | $43,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $17,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,483 |
| Total noninterest expense | $707,000 | 4,074 |
| Salaries and employee benefits | $412,000 | 4,017 |
| Premises and equipment expense | $62,000 | 4,271 |
| Additional noninterest expense | $233,000 | 3,982 |
| Pre-tax net operating income | $421,000 | 3,307 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $421,000 | 3,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $421,000 | 3,147 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $421,000 | 3,149 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $345,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $421,000 | 3,138 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,497 |
| Total interest expense | $1,381,000 | 2,465 |
| Net interest income | $4,423,000 | 3,718 |
| Provision for loan and lease losses | $-21,000 | 5,106 |
| Total noninterest income | $216,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $73,000 | 4,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 4,350 |
| Total noninterest expense | $2,862,000 | 4,066 |
| Salaries and employee benefits | $1,562,000 | 4,108 |
| Premises and equipment expense | $257,000 | 4,249 |
| Additional noninterest expense | $1,043,000 | 3,829 |
| Pre-tax net operating income | $1,798,000 | 3,288 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,798,000 | 3,095 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,798,000 | 3,094 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,798,000 | 3,094 |
| Net charge-offs | $66,000 | 2,437 |
| Cash dividends | $1,380,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,798,000 | 3,093 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 3,524 |
| Total interest expense | $959,000 | 2,499 |
| Net interest income | $3,353,000 | 3,731 |
| Provision for loan and lease losses | $-19,000 | 5,222 |
| Total noninterest income | $162,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $78,000 | 4,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,575 |
| Total noninterest expense | $2,197,000 | 4,067 |
| Salaries and employee benefits | $1,190,000 | 4,095 |
| Premises and equipment expense | $195,000 | 4,261 |
| Additional noninterest expense | $812,000 | 3,788 |
| Pre-tax net operating income | $1,337,000 | 3,352 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,337,000 | 3,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,337,000 | 3,162 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,337,000 | 3,163 |
| Net charge-offs | $38,000 | 2,369 |
| Cash dividends | $1,035,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,337,000 | 3,156 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 3,533 |
| Total interest expense | $602,000 | 2,517 |
| Net interest income | $2,241,000 | 3,722 |
| Provision for loan and lease losses | $-15,000 | 5,309 |
| Total noninterest income | $95,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $41,000 | 4,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,625 |
| Total noninterest expense | $1,476,000 | 4,087 |
| Salaries and employee benefits | $785,000 | 4,147 |
| Premises and equipment expense | $133,000 | 4,255 |
| Additional noninterest expense | $558,000 | 3,767 |
| Pre-tax net operating income | $875,000 | 3,348 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $875,000 | 3,165 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $875,000 | 3,163 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $875,000 | 3,164 |
| Net charge-offs | $42,000 | 1,863 |
| Cash dividends | $385,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $875,000 | 3,154 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 3,560 |
| Total interest expense | $297,000 | 2,480 |
| Net interest income | $1,115,000 | 3,756 |
| Provision for loan and lease losses | $-11,000 | 5,409 |
| Total noninterest income | $50,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,512 |
| Total noninterest expense | $760,000 | 4,084 |
| Salaries and employee benefits | $409,000 | 4,119 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $277,000 | 3,799 |
| Pre-tax net operating income | $416,000 | 3,385 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $416,000 | 3,187 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $416,000 | 3,187 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $416,000 | 3,187 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $385,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $416,000 | 3,189 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 3,536 |
| Total interest expense | $1,234,000 | 2,200 |
| Net interest income | $4,422,000 | 3,758 |
| Provision for loan and lease losses | $-190,000 | 5,427 |
| Total noninterest income | $185,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $64,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 4,652 |
| Total noninterest expense | $2,799,000 | 4,238 |
| Salaries and employee benefits | $1,445,000 | 4,357 |
| Premises and equipment expense | $271,000 | 4,315 |
| Additional noninterest expense | $1,083,000 | 3,877 |
| Pre-tax net operating income | $1,998,000 | 3,123 |
| Securities gains (losses) | $-111,000 | 5,428 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,887,000 | 2,787 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,887,000 | 2,786 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,887,000 | 2,787 |
| Net charge-offs | $22,000 | 3,387 |
| Cash dividends | $1,325,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,998,000 | 2,681 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 3,554 |
| Total interest expense | $940,000 | 2,170 |
| Net interest income | $3,304,000 | 3,804 |
| Provision for loan and lease losses | $-15,000 | 5,452 |
| Total noninterest income | $139,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $47,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,707 |
| Total noninterest expense | $2,092,000 | 4,268 |
| Salaries and employee benefits | $1,093,000 | 4,362 |
| Premises and equipment expense | $204,000 | 4,336 |
| Additional noninterest expense | $795,000 | 3,928 |
| Pre-tax net operating income | $1,366,000 | 3,325 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,366,000 | 3,003 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,366,000 | 3,002 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,366,000 | 3,003 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $990,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,366,000 | 2,982 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 3,550 |
| Total interest expense | $651,000 | 2,075 |
| Net interest income | $2,188,000 | 3,817 |
| Provision for loan and lease losses | $-9,000 | 5,533 |
| Total noninterest income | $100,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $31,000 | 4,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,623 |
| Total noninterest expense | $1,380,000 | 4,318 |
| Salaries and employee benefits | $719,000 | 4,412 |
| Premises and equipment expense | $138,000 | 4,347 |
| Additional noninterest expense | $523,000 | 3,972 |
| Pre-tax net operating income | $917,000 | 3,264 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $917,000 | 2,949 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $917,000 | 2,949 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $917,000 | 2,949 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $635,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $917,000 | 2,932 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 3,540 |
| Total interest expense | $325,000 | 2,049 |
| Net interest income | $1,109,000 | 3,803 |
| Provision for loan and lease losses | $-4,000 | 5,643 |
| Total noninterest income | $63,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $14,000 | 4,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $710,000 | 4,302 |
| Salaries and employee benefits | $373,000 | 4,394 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $264,000 | 3,975 |
| Pre-tax net operating income | $466,000 | 3,196 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $466,000 | 2,872 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $466,000 | 2,872 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $466,000 | 2,872 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $310,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $466,000 | 2,854 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 3,462 |
| Total interest expense | $1,476,000 | 1,821 |
| Net interest income | $4,423,000 | 3,818 |
| Provision for loan and lease losses | $-26,000 | 5,502 |
| Total noninterest income | $192,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $59,000 | 5,054 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $133,000 | 4,757 |
| Total noninterest expense | $2,950,000 | 4,264 |
| Salaries and employee benefits | $1,382,000 | 4,540 |
| Premises and equipment expense | $316,000 | 4,214 |
| Additional noninterest expense | $1,252,000 | 3,720 |
| Pre-tax net operating income | $1,691,000 | 3,339 |
| Securities gains (losses) | $415,000 | 525 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,106,000 | 2,703 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,106,000 | 2,700 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,106,000 | 2,702 |
| Net charge-offs | $149,000 | 2,228 |
| Cash dividends | $2,045,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,691,000 | 3,019 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 3,448 |
| Total interest expense | $1,129,000 | 1,801 |
| Net interest income | $3,362,000 | 3,813 |
| Provision for loan and lease losses | $-5,000 | 5,623 |
| Total noninterest income | $159,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $43,000 | 5,124 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $116,000 | 4,663 |
| Total noninterest expense | $2,291,000 | 4,204 |
| Salaries and employee benefits | $1,056,000 | 4,527 |
| Premises and equipment expense | $242,000 | 4,204 |
| Additional noninterest expense | $993,000 | 3,629 |
| Pre-tax net operating income | $1,235,000 | 3,433 |
| Securities gains (losses) | $415,000 | 478 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,650,000 | 2,657 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,650,000 | 2,657 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,650,000 | 2,657 |
| Net charge-offs | $45,000 | 2,657 |
| Cash dividends | $1,045,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,235,000 | 3,095 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 3,398 |
| Total interest expense | $787,000 | 1,726 |
| Net interest income | $2,278,000 | 3,798 |
| Provision for loan and lease losses | $-4,000 | 5,744 |
| Total noninterest income | $102,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 4,708 |
| Total noninterest expense | $1,597,000 | 4,149 |
| Salaries and employee benefits | $707,000 | 4,564 |
| Premises and equipment expense | $159,000 | 4,254 |
| Additional noninterest expense | $731,000 | 3,442 |
| Pre-tax net operating income | $787,000 | 3,482 |
| Securities gains (losses) | $415,000 | 326 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,202,000 | 2,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,202,000 | 2,484 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,202,000 | 2,484 |
| Net charge-offs | $46,000 | 2,204 |
| Cash dividends | $625,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $787,000 | 3,149 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 3,394 |
| Total interest expense | $407,000 | 1,667 |
| Net interest income | $1,156,000 | 3,775 |
| Provision for loan and lease losses | $-2,000 | 5,862 |
| Total noninterest income | $47,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $663,000 | 4,549 |
| Salaries and employee benefits | $319,000 | 4,754 |
| Premises and equipment expense | $76,000 | 4,369 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $542,000 | 2,898 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $542,000 | 2,618 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $542,000 | 2,618 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $542,000 | 2,618 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $275,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $542,000 | 2,571 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 3,297 |
| Total interest expense | $1,683,000 | 1,608 |
| Net interest income | $4,766,000 | 3,694 |
| Provision for loan and lease losses | $-13,000 | 5,614 |
| Total noninterest income | $151,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $61,000 | 5,233 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $90,000 | 5,165 |
| Total noninterest expense | $2,629,000 | 4,600 |
| Salaries and employee benefits | $1,263,000 | 4,807 |
| Premises and equipment expense | $297,000 | 4,493 |
| Additional noninterest expense | $1,069,000 | 4,165 |
| Pre-tax net operating income | $2,301,000 | 2,777 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,301,000 | 2,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,301,000 | 2,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,301,000 | 2,480 |
| Net charge-offs | $42,000 | 3,378 |
| Cash dividends | $1,465,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,301,000 | 2,433 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 3,309 |
| Total interest expense | $1,266,000 | 1,622 |
| Net interest income | $3,595,000 | 3,718 |
| Provision for loan and lease losses | $-5,000 | 5,793 |
| Total noninterest income | $130,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $45,000 | 5,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 5,043 |
| Total noninterest expense | $1,973,000 | 4,633 |
| Salaries and employee benefits | $963,000 | 4,812 |
| Premises and equipment expense | $234,000 | 4,444 |
| Additional noninterest expense | $776,000 | 4,253 |
| Pre-tax net operating income | $1,757,000 | 2,800 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,757,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,757,000 | 2,488 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,757,000 | 2,488 |
| Net charge-offs | $-10,000 | 5,156 |
| Cash dividends | $1,065,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,757,000 | 2,441 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,322 |
| Total interest expense | $843,000 | 1,639 |
| Net interest income | $2,394,000 | 3,733 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $78,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,341 |
| Total noninterest expense | $1,263,000 | 4,764 |
| Salaries and employee benefits | $627,000 | 4,895 |
| Premises and equipment expense | $154,000 | 4,503 |
| Additional noninterest expense | $482,000 | 4,417 |
| Pre-tax net operating income | $1,209,000 | 2,720 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,209,000 | 2,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,209,000 | 2,428 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,209,000 | 2,428 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $695,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,209,000 | 2,370 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 3,334 |
| Total interest expense | $413,000 | 1,684 |
| Net interest income | $1,202,000 | 3,727 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $641,000 | 4,763 |
| Salaries and employee benefits | $323,000 | 4,895 |
| Premises and equipment expense | $77,000 | 4,543 |
| Additional noninterest expense | $241,000 | 4,435 |
| Pre-tax net operating income | $605,000 | 2,673 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $605,000 | 2,376 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $605,000 | 2,379 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $605,000 | 2,378 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $325,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $605,000 | 2,305 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 3,354 |
| Total interest expense | $1,729,000 | 1,675 |
| Net interest income | $4,753,000 | 3,784 |
| Provision for loan and lease losses | $-35,000 | 5,939 |
| Total noninterest income | $145,000 | 5,701 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $69,000 | 5,405 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $76,000 | 5,467 |
| Total noninterest expense | $2,694,000 | 4,735 |
| Salaries and employee benefits | $1,406,000 | 4,780 |
| Premises and equipment expense | $298,000 | 4,693 |
| Additional noninterest expense | $990,000 | 4,467 |
| Pre-tax net operating income | $2,239,000 | 2,788 |
| Securities gains (losses) | $-43,000 | 6,234 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,196,000 | 2,525 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,196,000 | 2,525 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,196,000 | 2,525 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $2,925,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,239,000 | 2,459 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 3,396 |
| Total interest expense | $1,301,000 | 1,684 |
| Net interest income | $3,524,000 | 3,835 |
| Provision for loan and lease losses | $-20,000 | 6,094 |
| Total noninterest income | $100,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,000 | 5,652 |
| Total noninterest expense | $2,036,000 | 4,745 |
| Salaries and employee benefits | $1,073,000 | 4,773 |
| Premises and equipment expense | $195,000 | 4,971 |
| Additional noninterest expense | $768,000 | 4,425 |
| Pre-tax net operating income | $1,608,000 | 2,908 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,608,000 | 2,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,608,000 | 2,604 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,608,000 | 2,603 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $2,625,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,608,000 | 2,554 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 3,382 |
| Total interest expense | $877,000 | 1,687 |
| Net interest income | $2,377,000 | 3,811 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $32,000 | 5,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $38,000 | 5,566 |
| Total noninterest expense | $1,359,000 | 4,766 |
| Salaries and employee benefits | $724,000 | 4,777 |
| Premises and equipment expense | $145,000 | 4,827 |
| Additional noninterest expense | $490,000 | 4,533 |
| Pre-tax net operating income | $1,088,000 | 2,810 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,088,000 | 2,488 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,088,000 | 2,491 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,088,000 | 2,492 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $2,325,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,088,000 | 2,453 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 3,403 |
| Total interest expense | $442,000 | 1,699 |
| Net interest income | $1,184,000 | 3,831 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $35,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $675,000 | 4,830 |
| Salaries and employee benefits | $368,000 | 4,786 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $240,000 | 4,593 |
| Pre-tax net operating income | $544,000 | 2,746 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $544,000 | 2,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $544,000 | 2,428 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $544,000 | 2,428 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $2,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $544,000 | 2,384 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 3,448 |
| Total interest expense | $1,798,000 | 1,874 |
| Net interest income | $4,673,000 | 3,866 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $199,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $135,000 | 5,056 |
| Total noninterest expense | $2,681,000 | 4,863 |
| Salaries and employee benefits | $1,327,000 | 5,054 |
| Premises and equipment expense | $265,000 | 5,079 |
| Additional noninterest expense | $1,089,000 | 4,407 |
| Pre-tax net operating income | $2,131,000 | 2,738 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,131,000 | 2,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,131,000 | 2,490 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,131,000 | 2,489 |
| Net charge-offs | $47,000 | 4,397 |
| Cash dividends | $1,250,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $-425,000 | 6,765 |
| Net operating income | $2,131,000 | 2,423 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 3,474 |
| Total interest expense | $1,368,000 | 1,909 |
| Net interest income | $3,482,000 | 3,902 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $154,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $107,000 | 5,107 |
| Total noninterest expense | $2,029,000 | 4,862 |
| Salaries and employee benefits | $994,000 | 5,085 |
| Premises and equipment expense | $198,000 | 5,123 |
| Additional noninterest expense | $837,000 | 4,369 |
| Pre-tax net operating income | $1,547,000 | 2,864 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,547,000 | 2,603 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,547,000 | 2,607 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,547,000 | 2,607 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $925,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,547,000 | 2,515 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 3,474 |
| Total interest expense | $933,000 | 1,896 |
| Net interest income | $2,316,000 | 3,907 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $109,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,011 |
| Total noninterest expense | $1,336,000 | 4,912 |
| Salaries and employee benefits | $657,000 | 5,128 |
| Premises and equipment expense | $126,000 | 5,221 |
| Additional noninterest expense | $553,000 | 4,396 |
| Pre-tax net operating income | $1,029,000 | 2,838 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,029,000 | 2,591 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,029,000 | 2,596 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,029,000 | 2,596 |
| Net charge-offs | $31,000 | 3,734 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,029,000 | 2,487 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 3,486 |
| Total interest expense | $478,000 | 1,906 |
| Net interest income | $1,159,000 | 3,923 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $671,000 | 4,953 |
| Salaries and employee benefits | $335,000 | 5,133 |
| Premises and equipment expense | $60,000 | 5,343 |
| Additional noninterest expense | $276,000 | 4,417 |
| Pre-tax net operating income | $478,000 | 2,956 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $478,000 | 2,673 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $478,000 | 2,676 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $478,000 | 2,675 |
| Net charge-offs | $44,000 | 2,511 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $478,000 | 2,599 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 3,458 |
| Total interest expense | $2,357,000 | 1,850 |
| Net interest income | $4,628,000 | 4,007 |
| Provision for loan and lease losses | $550,000 | 2,586 |
| Total noninterest income | $196,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $135,000 | 5,043 |
| Total noninterest expense | $2,511,000 | 5,164 |
| Salaries and employee benefits | $1,145,000 | 5,480 |
| Premises and equipment expense | $276,000 | 5,142 |
| Additional noninterest expense | $1,090,000 | 4,585 |
| Pre-tax net operating income | $1,763,000 | 3,046 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,763,000 | 2,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,763,000 | 2,838 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,763,000 | 2,837 |
| Net charge-offs | $489,000 | 2,678 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,763,000 | 2,704 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 3,479 |
| Total interest expense | $1,813,000 | 1,879 |
| Net interest income | $3,501,000 | 4,042 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $147,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 5,117 |
| Total noninterest expense | $1,883,000 | 5,201 |
| Salaries and employee benefits | $862,000 | 5,515 |
| Premises and equipment expense | $208,000 | 5,191 |
| Additional noninterest expense | $813,000 | 4,630 |
| Pre-tax net operating income | $1,290,000 | 3,161 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,290,000 | 2,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,290,000 | 2,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,290,000 | 2,922 |
| Net charge-offs | $455,000 | 2,309 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,290,000 | 2,783 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 3,472 |
| Total interest expense | $1,236,000 | 1,906 |
| Net interest income | $2,354,000 | 4,038 |
| Provision for loan and lease losses | $425,000 | 1,999 |
| Total noninterest income | $107,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 4,985 |
| Total noninterest expense | $1,257,000 | 5,240 |
| Salaries and employee benefits | $551,000 | 5,623 |
| Premises and equipment expense | $138,000 | 5,212 |
| Additional noninterest expense | $568,000 | 4,529 |
| Pre-tax net operating income | $779,000 | 3,331 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $779,000 | 3,097 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $779,000 | 3,096 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $779,000 | 3,097 |
| Net charge-offs | $82,000 | 3,600 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $779,000 | 2,939 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 3,451 |
| Total interest expense | $639,000 | 1,919 |
| Net interest income | $1,191,000 | 4,031 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $572,000 | 5,483 |
| Salaries and employee benefits | $272,000 | 5,677 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $235,000 | 5,011 |
| Pre-tax net operating income | $369,000 | 3,459 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $369,000 | 3,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $369,000 | 3,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $369,000 | 3,241 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $369,000 | 3,078 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,835,000 | 3,385 |
| Total interest expense | $3,188,000 | 1,857 |
| Net interest income | $4,647,000 | 4,111 |
| Provision for loan and lease losses | $840,000 | 2,662 |
| Total noninterest income | $53,000 | 6,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 5,714 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-34,000 | 6,789 |
| Total noninterest expense | $2,200,000 | 5,632 |
| Salaries and employee benefits | $1,000,000 | 5,867 |
| Premises and equipment expense | $599,000 | 3,580 |
| Additional noninterest expense | $601,000 | 5,988 |
| Pre-tax net operating income | $1,660,000 | 2,858 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,660,000 | 2,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,660,000 | 2,574 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,660,000 | 2,575 |
| Net charge-offs | $569,000 | 3,023 |
| Cash dividends | $1,119,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,660,000 | 2,496 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 3,390 |
| Total interest expense | $2,466,000 | 1,874 |
| Net interest income | $3,469,000 | 4,144 |
| Provision for loan and lease losses | $615,000 | 2,607 |
| Total noninterest income | $-2,000 | 7,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-66,000 | 7,028 |
| Total noninterest expense | $1,635,000 | 5,676 |
| Salaries and employee benefits | $738,000 | 5,904 |
| Premises and equipment expense | $447,000 | 3,625 |
| Additional noninterest expense | $450,000 | 6,021 |
| Pre-tax net operating income | $1,217,000 | 2,977 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,217,000 | 2,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,703 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,217,000 | 2,703 |
| Net charge-offs | $464,000 | 2,753 |
| Cash dividends | $719,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,217,000 | 2,607 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 3,413 |
| Total interest expense | $1,681,000 | 1,902 |
| Net interest income | $2,291,000 | 4,193 |
| Provision for loan and lease losses | $420,000 | 2,531 |
| Total noninterest income | $-24,000 | 7,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-69,000 | 7,161 |
| Total noninterest expense | $1,101,000 | 5,718 |
| Salaries and employee benefits | $482,000 | 5,997 |
| Premises and equipment expense | $295,000 | 3,684 |
| Additional noninterest expense | $324,000 | 5,964 |
| Pre-tax net operating income | $746,000 | 3,066 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $746,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $746,000 | 2,798 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $746,000 | 2,798 |
| Net charge-offs | $172,000 | 3,267 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $746,000 | 2,710 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,395 |
| Total interest expense | $867,000 | 1,907 |
| Net interest income | $1,143,000 | 4,193 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-9,000 | 7,178 |
| Total noninterest expense | $562,000 | 5,702 |
| Salaries and employee benefits | $245,000 | 6,017 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $160,000 | 6,019 |
| Pre-tax net operating income | $367,000 | 3,142 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $367,000 | 2,844 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $367,000 | 2,843 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $367,000 | 2,844 |
| Net charge-offs | $51,000 | 3,334 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $367,000 | 2,783 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 3,407 |
| Total interest expense | $4,399,000 | 1,832 |
| Net interest income | $4,040,000 | 4,563 |
| Provision for loan and lease losses | $1,020,000 | 3,012 |
| Total noninterest income | $85,000 | 6,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $85,000 | 5,622 |
| Total noninterest expense | $2,291,000 | 5,704 |
| Salaries and employee benefits | $1,005,000 | 6,015 |
| Premises and equipment expense | $604,000 | 3,699 |
| Additional noninterest expense | $682,000 | 5,943 |
| Pre-tax net operating income | $814,000 | 3,702 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $814,000 | 3,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $814,000 | 3,576 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $814,000 | 3,578 |
| Net charge-offs | $775,000 | 3,034 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $814,000 | 3,462 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 3,469 |
| Total interest expense | $3,415,000 | 1,845 |
| Net interest income | $2,938,000 | 4,707 |
| Provision for loan and lease losses | $715,000 | 3,009 |
| Total noninterest income | $100,000 | 6,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $100,000 | 5,204 |
| Total noninterest expense | $1,706,000 | 5,751 |
| Salaries and employee benefits | $741,000 | 6,104 |
| Premises and equipment expense | $452,000 | 3,768 |
| Additional noninterest expense | $513,000 | 5,987 |
| Pre-tax net operating income | $617,000 | 3,911 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $617,000 | 3,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $617,000 | 3,728 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $617,000 | 3,729 |
| Net charge-offs | $580,000 | 2,874 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $617,000 | 3,593 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 3,479 |
| Total interest expense | $2,339,000 | 1,860 |
| Net interest income | $1,927,000 | 4,765 |
| Provision for loan and lease losses | $410,000 | 3,146 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $31,000 | 6,115 |
| Total noninterest expense | $1,143,000 | 5,777 |
| Salaries and employee benefits | $499,000 | 6,121 |
| Premises and equipment expense | $299,000 | 3,809 |
| Additional noninterest expense | $345,000 | 5,987 |
| Pre-tax net operating income | $405,000 | 3,980 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $405,000 | 3,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 3,760 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $405,000 | 3,761 |
| Net charge-offs | $79,000 | 4,488 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $405,000 | 3,661 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,533 |
| Total interest expense | $1,214,000 | 1,888 |
| Net interest income | $926,000 | 4,894 |
| Provision for loan and lease losses | $195,000 | 3,039 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $554,000 | 5,927 |
| Salaries and employee benefits | $248,000 | 6,212 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $158,000 | 6,241 |
| Pre-tax net operating income | $195,000 | 4,117 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $195,000 | 3,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 3,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $195,000 | 3,934 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $195,000 | 3,827 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 3,373 |
| Total interest expense | $5,422,000 | 2,105 |
| Net interest income | $4,015,000 | 4,566 |
| Provision for loan and lease losses | $625,000 | 4,193 |
| Total noninterest income | $181,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $181,000 | 4,810 |
| Total noninterest expense | $2,451,000 | 5,741 |
| Salaries and employee benefits | $1,019,000 | 6,202 |
| Premises and equipment expense | $613,000 | 3,818 |
| Additional noninterest expense | $819,000 | 5,768 |
| Pre-tax net operating income | $1,120,000 | 2,818 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,138,000 | 2,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,138,000 | 2,548 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,138,000 | 2,549 |
| Net charge-offs | $1,013,000 | 2,841 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,120,000 | 2,538 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 3,380 |
| Total interest expense | $4,103,000 | 2,175 |
| Net interest income | $3,090,000 | 4,500 |
| Provision for loan and lease losses | $230,000 | 4,952 |
| Total noninterest income | $156,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $156,000 | 4,688 |
| Total noninterest expense | $1,921,000 | 5,634 |
| Salaries and employee benefits | $777,000 | 6,193 |
| Premises and equipment expense | $460,000 | 3,849 |
| Additional noninterest expense | $684,000 | 5,475 |
| Pre-tax net operating income | $1,095,000 | 2,585 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,113,000 | 2,290 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,113,000 | 2,288 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,113,000 | 2,291 |
| Net charge-offs | $302,000 | 3,697 |
| Cash dividends | $800,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,095,000 | 2,287 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 3,374 |
| Total interest expense | $2,729,000 | 2,257 |
| Net interest income | $2,143,000 | 4,375 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $92,000 | 6,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $92,000 | 4,946 |
| Total noninterest expense | $1,281,000 | 5,677 |
| Salaries and employee benefits | $518,000 | 6,266 |
| Premises and equipment expense | $302,000 | 3,913 |
| Additional noninterest expense | $461,000 | 5,464 |
| Pre-tax net operating income | $814,000 | 2,489 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $832,000 | 2,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $832,000 | 2,173 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $832,000 | 2,174 |
| Net charge-offs | $125,000 | 3,994 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $814,000 | 2,147 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 3,394 |
| Total interest expense | $1,376,000 | 2,318 |
| Net interest income | $1,076,000 | 4,358 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $619,000 | 5,720 |
| Salaries and employee benefits | $260,000 | 6,308 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $204,000 | 5,553 |
| Pre-tax net operating income | $436,000 | 2,632 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $454,000 | 2,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $454,000 | 2,317 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $454,000 | 2,319 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $436,000 | 2,257 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,757,000 | 3,337 |
| Total interest expense | $7,018,000 | 2,201 |
| Net interest income | $3,739,000 | 4,781 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $140,000 | 6,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $140,000 | 5,427 |
| Total noninterest expense | $2,197,000 | 5,990 |
| Salaries and employee benefits | $1,024,000 | 6,358 |
| Premises and equipment expense | $614,000 | 3,868 |
| Additional noninterest expense | $559,000 | 6,391 |
| Pre-tax net operating income | $1,532,000 | 2,982 |
| Securities gains (losses) | $160,000 | 833 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,692,000 | 2,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,692,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,217 |
| Cash dividends | $940,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 8,272 |
| Net operating income | $1,532,000 | 2,620 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 3,362 |
| Total interest expense | $5,473,000 | 2,208 |
| Net interest income | $2,720,000 | 4,906 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $100,000 | 7,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $1,636,000 | 5,992 |
| Salaries and employee benefits | $774,000 | 6,353 |
| Premises and equipment expense | $462,000 | 3,870 |
| Additional noninterest expense | $400,000 | 6,468 |
| Pre-tax net operating income | $1,094,000 | 3,502 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,094,000 | 2,924 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,094,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,653 |
| Cash dividends | $640,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 8,361 |
| Net operating income | $1,094,000 | 3,075 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 3,386 |
| Total interest expense | $3,683,000 | 2,265 |
| Net interest income | $1,832,000 | 4,887 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $88,000 | 6,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,053,000 | 6,132 |
| Salaries and employee benefits | $515,000 | 6,417 |
| Premises and equipment expense | $299,000 | 3,983 |
| Additional noninterest expense | $239,000 | 6,743 |
| Pre-tax net operating income | $827,000 | 3,361 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $827,000 | 2,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $827,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,747 |
| Cash dividends | $240,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 8,433 |
| Net operating income | $827,000 | 2,940 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 3,424 |
| Total interest expense | $1,883,000 | 2,364 |
| Net interest income | $919,000 | 4,888 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $522,000 | 6,189 |
| Salaries and employee benefits | $259,000 | 6,438 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $110,000 | 6,901 |
| Pre-tax net operating income | $441,000 | 3,311 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $441,000 | 2,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $240,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $-200,000 | 8,463 |
| Net operating income | $441,000 | 2,889 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 3,388 |
| Total interest expense | $7,691,000 | 2,402 |
| Net interest income | $3,838,000 | 4,753 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $70,000 | 7,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $70,000 | 6,708 |
| Total noninterest expense | $2,014,000 | 6,196 |
| Salaries and employee benefits | $1,000,000 | 6,427 |
| Premises and equipment expense | $609,000 | 3,800 |
| Additional noninterest expense | $405,000 | 7,014 |
| Pre-tax net operating income | $1,874,000 | 3,448 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,874,000 | 2,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,874,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 8,476 |
| Net operating income | $1,874,000 | 2,956 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 3,414 |
| Total interest expense | $5,776,000 | 2,395 |
| Net interest income | $2,847,000 | 4,803 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $22,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $1,487,000 | 6,231 |
| Salaries and employee benefits | $755,000 | 6,413 |
| Premises and equipment expense | $425,000 | 3,982 |
| Additional noninterest expense | $307,000 | 6,998 |
| Pre-tax net operating income | $1,372,000 | 3,652 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,372,000 | 3,158 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,372,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $620,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 8,470 |
| Net operating income | $1,372,000 | 3,142 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,429 |
| Total interest expense | $3,841,000 | 2,406 |
| Net interest income | $1,891,000 | 4,838 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $-16,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-16,000 | 8,572 |
| Total noninterest expense | $992,000 | 6,279 |
| Salaries and employee benefits | $500,000 | 6,479 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $883,000 | 3,807 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $883,000 | 3,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $883,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $415,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $-25,000 | 8,536 |
| Net operating income | $883,000 | 3,282 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 3,362 |
| Total interest expense | $1,945,000 | 2,370 |
| Net interest income | $965,000 | 4,776 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $-57,000 | 8,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-57,000 | 8,635 |
| Total noninterest expense | $501,000 | 6,283 |
| Salaries and employee benefits | $251,000 | 6,521 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $407,000 | 3,953 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $407,000 | 3,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $210,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $407,000 | 3,431 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 3,400 |
| Total interest expense | $7,118,000 | 2,253 |
| Net interest income | $3,590,000 | 4,968 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $185,000 | 7,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 5,265 |
| Total noninterest expense | $2,053,000 | 6,091 |
| Salaries and employee benefits | $1,023,000 | 6,360 |
| Premises and equipment expense | $583,000 | 3,854 |
| Additional noninterest expense | $447,000 | 6,808 |
| Pre-tax net operating income | $1,422,000 | 4,411 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,422,000 | 3,900 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,422,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $915,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 524 |
| Net operating income | $1,422,000 | 3,876 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,433 |
| Total interest expense | $5,148,000 | 2,262 |
| Net interest income | $2,692,000 | 5,015 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $133,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,349 |
| Total noninterest expense | $1,510,000 | 6,132 |
| Salaries and employee benefits | $751,000 | 6,402 |
| Premises and equipment expense | $420,000 | 3,981 |
| Additional noninterest expense | $339,000 | 6,802 |
| Pre-tax net operating income | $1,090,000 | 4,538 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,090,000 | 3,957 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,090,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $735,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $690,000 | 413 |
| Net operating income | $1,090,000 | 3,945 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,452 |
| Total interest expense | $3,307,000 | 2,246 |
| Net interest income | $1,797,000 | 5,035 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $93,000 | 7,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,283 |
| Total noninterest expense | $985,000 | 6,210 |
| Salaries and employee benefits | $496,000 | 6,455 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $224,000 | 6,861 |
| Pre-tax net operating income | $755,000 | 4,451 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $755,000 | 3,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $755,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $545,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 385 |
| Net operating income | $755,000 | 3,862 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 3,443 |
| Total interest expense | $1,603,000 | 2,198 |
| Net interest income | $897,000 | 5,047 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $481,000 | 6,290 |
| Salaries and employee benefits | $244,000 | 6,521 |
| Premises and equipment expense | $121,000 | 4,385 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $384,000 | 4,365 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $384,000 | 3,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 225 |
| Net operating income | $384,000 | 3,785 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 3,422 |
| Total interest expense | $4,861,000 | 2,256 |
| Net interest income | $4,134,000 | 4,517 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $530,000 | 5,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $530,000 | 3,265 |
| Total noninterest expense | $1,707,000 | 6,557 |
| Salaries and employee benefits | $937,000 | 6,531 |
| Premises and equipment expense | $394,000 | 4,899 |
| Additional noninterest expense | $376,000 | 7,217 |
| Pre-tax net operating income | $2,657,000 | 3,043 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,657,000 | 2,479 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,657,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $950,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 549 |
| Net operating income | $2,657,000 | 2,448 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 3,463 |
| Total interest expense | $3,367,000 | 2,313 |
| Net interest income | $3,161,000 | 4,476 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $485,000 | 4,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $485,000 | 2,943 |
| Total noninterest expense | $1,256,000 | 6,616 |
| Salaries and employee benefits | $696,000 | 6,556 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $271,000 | 7,311 |
| Pre-tax net operating income | $2,165,000 | 2,879 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,165,000 | 2,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,165,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,359 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 416 |
| Net operating income | $2,165,000 | 2,316 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 3,476 |
| Total interest expense | $2,074,000 | 2,363 |
| Net interest income | $2,145,000 | 4,392 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $424,000 | 3,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $424,000 | 2,447 |
| Total noninterest expense | $847,000 | 6,587 |
| Salaries and employee benefits | $468,000 | 6,530 |
| Premises and equipment expense | $199,000 | 4,842 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $1,572,000 | 2,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,572,000 | 2,145 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,572,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 302 |
| Net operating income | $1,572,000 | 2,113 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 3,540 |
| Total interest expense | $964,000 | 2,412 |
| Net interest income | $1,069,000 | 4,411 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $425,000 | 6,620 |
| Salaries and employee benefits | $235,000 | 6,549 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $90,000 | 7,360 |
| Pre-tax net operating income | $611,000 | 3,182 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $611,000 | 2,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $611,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 165 |
| Net operating income | $611,000 | 2,534 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 3,697 |
| Total interest expense | $2,862,000 | 2,724 |
| Net interest income | $4,431,000 | 4,164 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $300,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $300,000 | 4,267 |
| Total noninterest expense | $1,889,000 | 6,201 |
| Salaries and employee benefits | $908,000 | 6,579 |
| Premises and equipment expense | $393,000 | 4,820 |
| Additional noninterest expense | $588,000 | 6,049 |
| Pre-tax net operating income | $2,602,000 | 2,899 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,602,000 | 2,343 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,602,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,310 |
| Cash dividends | $1,225,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 656 |
| Net operating income | $2,602,000 | 2,291 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 3,729 |
| Total interest expense | $1,987,000 | 2,856 |
| Net interest income | $3,354,000 | 4,133 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $112,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 5,710 |
| Total noninterest expense | $1,375,000 | 6,262 |
| Salaries and employee benefits | $658,000 | 6,653 |
| Premises and equipment expense | $290,000 | 4,862 |
| Additional noninterest expense | $427,000 | 6,115 |
| Pre-tax net operating income | $1,911,000 | 3,003 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,911,000 | 2,416 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,911,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $925,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 593 |
| Net operating income | $1,911,000 | 2,363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 3,767 |
| Total interest expense | $1,271,000 | 2,953 |
| Net interest income | $2,230,000 | 4,144 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $78,000 | 7,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $892,000 | 6,390 |
| Salaries and employee benefits | $440,000 | 6,692 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $264,000 | 6,362 |
| Pre-tax net operating income | $1,296,000 | 2,935 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,296,000 | 2,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,296,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $625,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,296,000 | 2,289 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,830 |
| Total interest expense | $638,000 | 2,978 |
| Net interest income | $1,090,000 | 4,205 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $425,000 | 6,588 |
| Salaries and employee benefits | $222,000 | 6,692 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $644,000 | 2,896 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $644,000 | 2,338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $644,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $325,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $644,000 | 2,251 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 4,069 |
| Total interest expense | $2,612,000 | 3,233 |
| Net interest income | $3,867,000 | 4,462 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $269,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $269,000 | 4,711 |
| Total noninterest expense | $1,892,000 | 6,173 |
| Salaries and employee benefits | $1,036,000 | 6,137 |
| Premises and equipment expense | $462,000 | 4,307 |
| Additional noninterest expense | $394,000 | 7,192 |
| Pre-tax net operating income | $2,064,000 | 3,324 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,064,000 | 2,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,064,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $775,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 480 |
| Net operating income | $2,064,000 | 2,664 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 4,178 |
| Total interest expense | $1,983,000 | 3,316 |
| Net interest income | $2,786,000 | 4,623 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $201,000 | 6,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,785 |
| Total noninterest expense | $1,400,000 | 6,176 |
| Salaries and employee benefits | $792,000 | 6,031 |
| Premises and equipment expense | $350,000 | 4,266 |
| Additional noninterest expense | $258,000 | 7,491 |
| Pre-tax net operating income | $1,452,000 | 3,582 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,452,000 | 3,030 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,452,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $575,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 365 |
| Net operating income | $1,452,000 | 2,881 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,285 |
| Total interest expense | $1,337,000 | 3,365 |
| Net interest income | $1,780,000 | 4,752 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $113,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $113,000 | 5,110 |
| Total noninterest expense | $815,000 | 6,658 |
| Salaries and employee benefits | $423,000 | 6,793 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $988,000 | 3,562 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $988,000 | 3,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $988,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $375,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 262 |
| Net operating income | $988,000 | 2,855 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,417 |
| Total interest expense | $667,000 | 3,444 |
| Net interest income | $838,000 | 4,927 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $408,000 | 6,652 |
| Salaries and employee benefits | $215,000 | 6,751 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $434,000 | 3,847 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $434,000 | 3,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 171 |
| Net operating income | $434,000 | 3,100 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 4,698 |
| Total interest expense | $2,601,000 | 3,972 |
| Net interest income | $3,133,000 | 5,161 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $266,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 4,507 |
| Total noninterest expense | $1,283,000 | 7,288 |
| Salaries and employee benefits | $676,000 | 7,377 |
| Premises and equipment expense | $323,000 | 5,330 |
| Additional noninterest expense | $284,000 | 7,922 |
| Pre-tax net operating income | $1,936,000 | 3,504 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,936,000 | 2,877 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,936,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $1,275,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,936,000 | 2,788 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 4,861 |
| Total interest expense | $3,724,000 | 4,024 |
| Net interest income | $2,450,000 | 5,777 |
| Provision for loan and lease losses | $141,000 | 4,914 |
| Total noninterest income | $220,000 | 7,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $220,000 | 4,737 |
| Total noninterest expense | $775,000 | 8,510 |
| Salaries and employee benefits | $463,000 | 8,343 |
| Premises and equipment expense | $131,000 | 7,839 |
| Additional noninterest expense | $181,000 | 8,812 |
| Pre-tax net operating income | $1,754,000 | 3,491 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $33,000 | 7,012 |
| Income before extraordinary items | $1,726,000 | 2,894 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,726,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $925,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,721,100 | 2,812 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 5,059 |
| Total interest expense | $4,097,000 | 3,898 |
| Net interest income | $1,946,000 | 6,638 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $183,000 | 7,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $676,000 | 8,885 |
| Salaries and employee benefits | $422,000 | 8,638 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $148,000 | 9,253 |
| Pre-tax net operating income | $1,357,000 | 4,374 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $1,321,000 | 3,593 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,321,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $930,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,321,000 | 3,573 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 5,223 |
| Total interest expense | $3,356,000 | 4,192 |
| Net interest income | $2,158,000 | 6,359 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $172,000 | 5,286 |
| Total noninterest expense | $636,000 | 9,210 |
| Salaries and employee benefits | $335,000 | 9,287 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $212,000 | 8,912 |
| Pre-tax net operating income | $1,679,000 | 3,798 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $1,637,000 | 3,032 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,637,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $790,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,637,000 | 2,994 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 5,605 |
| Total interest expense | $3,384,000 | 4,274 |
| Net interest income | $1,725,000 | 7,226 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $164,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $581,000 | 9,505 |
| Salaries and employee benefits | $318,000 | 9,509 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $173,000 | 9,421 |
| Pre-tax net operating income | $1,308,000 | 4,591 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $1,266,000 | 3,758 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,266,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,266,000 | 3,673 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 6,321 |
| Total interest expense | $2,829,000 | 4,956 |
| Net interest income | $1,554,000 | 7,863 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $510,000 | 10,095 |
| Salaries and employee benefits | $287,000 | 10,042 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $1,152,000 | 5,377 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $114,000 | 8,186 |
| Income before extraordinary items | $1,038,000 | 4,568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,038,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,038,000 | 4,504 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 7,139 |
| Total interest expense | $2,337,000 | 5,777 |
| Net interest income | $1,380,000 | 8,568 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $850,000 | 9,241 |
| Salaries and employee benefits | $268,000 | 10,596 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $501,000 | 7,047 |
| Pre-tax net operating income | $589,000 | 7,487 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $381,000 | 7,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $381,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $381,000 | 7,719 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 7,726 |
| Total interest expense | $2,289,000 | 5,908 |
| Net interest income | $1,073,000 | 9,709 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $153,000 | 9,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $659,000 | 10,332 |
| Salaries and employee benefits | $282,000 | 10,902 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $567,000 | 8,065 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $204,000 | 7,346 |
| Income before extraordinary items | $363,000 | 8,362 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $363,000 | 8,342 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 7,965 |
| Total interest expense | $1,717,000 | 6,289 |
| Net interest income | $1,325,000 | 9,382 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $754,000 | 10,447 |
| Salaries and employee benefits | $285,000 | 11,348 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $418,000 | 8,640 |
| Pre-tax net operating income | $770,000 | 7,031 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $284,000 | 6,074 |
| Income before extraordinary items | $486,000 | 7,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $486,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $486,000 | 7,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 7,956 |
| Total interest expense | $1,819,000 | 6,287 |
| Net interest income | $1,413,000 | 9,378 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $108,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $585,000 | 11,721 |
| Salaries and employee benefits | $258,000 | 12,095 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $936,000 | 6,187 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $354,000 | 5,450 |
| Income before extraordinary items | $582,000 | 6,918 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $582,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $582,000 | 6,669 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 8,368 |
| Total interest expense | $2,088,000 | 6,898 |
| Net interest income | $1,287,000 | 10,009 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $487,000 | 12,703 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $215,000 | 12,028 |
| Pre-tax net operating income | $817,000 | 6,489 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $521,000 | 7,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $521,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $875,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,000 | 6,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.